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Funding and advertised pay are reported in USD; filed accounts retain their stated source currency and basis.

Exchange-rate basis

Indicative conversions use ECB reference rates dated 2026-09-14, applied consistently across all periods. They are not historical exchange rates. Indian rupees may use crore (1 crore = 10 million); other currencies use K, M and B. CSV downloads, source documents and quoted news headlines retain their original currencies.

THE BENGALURU EDITION 2026

Bengaluru’s
fintech industry,
in focus.

The companies, capital and talent shaping fintech in Bengaluru. Find the leaders. Understand the segments. See where the activity is.

Explore in Radar Read the key signals
Snapshot: Funding in USD
Illustrated cover for Fintech Industry Landscape of Bengaluru
IN
COMPANIES · CAPITAL · TALENT

An industry ecosystem,
measured in context.

Fintech illustration
Companies tracked 1,045Fintech ecosystem in Bengaluru Disclosed funding $11.31B322 companies · all recorded rounds Companies hiring 156With open roles at the snapshot Tracked open roles 34048 employers posted in the preceding 30 days
MEET THE COMPANIES

Explore Bengaluru’s fintech leaders

22 featured companies from the funding, hiring, revenue and team-size leaderboards.

Expand panel +
Explore the full landscape
Fintech company highlights in Bengaluru, snapshot 4 August 2026
Company
PhonePephonepe.com$1.01B6 roles451$684.82MFYFY2025 filing
CREDcred.club$943.57M—915—
Razorpayrazorpay.com$741.62M6 roles1,952—
ACKOacko.com$597.7M5 roles1,209$15.4MFYFY2025 filing
Growwgroww.in$595.76M6 roles266—
KreditBeekreditbee.in$476.08M—592$61.72MFYFY2025 filing
Navinavi.com$465.34M6 roles698—
Digit Insurancegodigit.com$462.45M—805—
Cashfree Paymentscashfree.com—7 roles726Financial figure available in RadarView in Radar
Moneyviewmoneyview.in—6 roles582Financial figure available in RadarView in Radar
Rupeekrupeek.com—6 roles641$6.62MFYFY2025 filing
Finnablefinnable.com——1,370—
Integra Micro Systemsintegramicro.com——175Financial figure available in RadarView in Radar
Juspayjuspay.io——969$53.29MFYFY2025 filing
Muthoot FinCorp ONEonemuthoot.com———Financial figure available in RadarView in Radar
Perfiosperfios.com——1,063—
Perfiosperfios.ai———Financial figure available in RadarView in Radar
Sayyam Investmentssayyaminvestments.in———$122.08MFYFY2025 filing
WeRizewerize.com——1,066—
Xoxodayxoxoday.com——269$57.45MFYFY2025 filing
Yethiyethi.in——1,106$13.2MFYFY2024 filing
Zerodhazerodha.com——1,124—
22 featured companies

Locked revenue figures are available in Radar; the eight company financial previews stay the same throughout this page. A dash means the figure is outside these featured lists. Revenue years vary by company; the figures are not a like-for-like revenue comparison. Compare annual accounts ↗

Startup discovery

Recorded classifications only
THE KEY SIGNALS

Fintech industry KPIs in Bengaluru

A few useful ratios bring the size of this ecosystem into perspective.

4 August 2026
Hiring participation14.9%

156 of 1,045 tracked companies have open roles.

Funding participation33.5%

350 of 1,045 tracked companies have a recorded round.

Top 3 funding share23.8%

Share of disclosed capital received by the three largest recorded recipients.

Median disclosed round$1.39M

Midpoint of 892 rounds with a disclosed amount.

Scale is concentrated. Opportunity is broader. The three largest funding recipients hold 23.8% of disclosed capital, while 66.5% of tracked companies have no recorded funding round.

Explore the segments →
CAPITAL & COMPANY FORMATION

How Bengaluru fintech has grown

Recorded company formation and disclosed funding across the complete annual series shown.

Expand panel +
2016 — 2025

Disclosed funding by year

Sum of recorded funding rounds · USD

Bengaluru fintech
$0$919.7M$1.84B$2.76B$3.68B2016: $92.55M20162017: $345.98M20172018: $337.73M20182019: $781.18M20192020: $1.12B20202021: $3.23B20212022: $1.62B20222023: $1.06B20232024: $663.92M20242025: $1.15B2025
View the numbers
Annual fintech funding and company formation in Bengaluru
YearFunding (USD)FoundedRaising
2016$92.55M6534
2017$345.98M6257
2018$337.73M5649
2019$781.18M7072
2020$1.12B7972
2021$3.23B118116
2022$1.62B116122
2023$1.06B11061
2024$663.92M7177
2025$1.15B4464
WHERE CAPITAL SITS

Funding concentration

Share of all disclosed company funding.

  • PhonePe8.9%
  • CRED8.3%
  • Razorpay6.6%
  • Other companies76.2%

Funding by stage

996 recorded rounds since 2016

NUMBER OF ROUNDS
Seed & Angel585 58.7%
Series A–B242 24.3%
Series C+ / PE102 10.2%
Grants, debt & other67 6.7%

Recent recorded rounds

Latest recorded rounds · USD
8 rounds

Swipe or scroll horizontally to browse.

Series C05/2026
Scapia $63M

Backed by General Catalyst and Peak XV Partners and others.

Grant (prize money)05/2026
Finsall —

Backed by HDFC Bank.

Grant (prize money)05/2026
Xaults —

Backed by HDFC Bank.

Series E04/2026
KreditBee $220M

Backed by Motilal Oswal and Hornbill Capital and others.

Series B04/2026
Sahi $33M

Backed by Accel and Elevation Capital.

Series A04/2026
Oolka $14M

Backed by Accel and Lightspeed Venture Partners and others.

Largest and notable recorded rounds

Each card is one recorded round
10 cards

Swipe or scroll horizontally to browse.

Angel03/2020
Navinavi.com$400.4M

Backed by Paresh Sukthankar and Samit Shetty and others.

Series D10/2021
ACKOacko.com$255M

Backed by Intact Ventures and Munich Re Ventures and others.

Series E10/2021
Growwgroww.in$251M

Backed by Ribbit Capital and Lone Pine Capital and others.

Series E10/2021
CREDcred.club$251M

Backed by Tiger Global Management and Marshall Wace and others.

Series D04/2021
CREDcred.club$215.02M

Backed by Coatue and Insight Partners and others.

THE BUSINESS BEHIND THE ACTIVITY

Revenue, profitability & financial strength

Annual accounts for reporting companies linked to this landscape, on like-for-like currency and reporting bases.

Expand panel +
₹ crore · standalone

Display conversions use the dated reference rates above. Where a verified rate is unavailable, figures retain their source currency. Each reporting cohort keeps its currency and accounting basis separate.

FY2025 · annual statements grouped by reported fiscal year; exact entity periods remain on preview rows · 394 reporting entities from 549 eligible matches.

Revenue in covered accounts₹39,070.8 crore

Sum of reporting-entity revenue; not Bengaluru market sales.

Net profit / loss₹3,572.1 crore

Combined result for the same cohort.

Aggregate net margin+9.1%

Combined net income ÷ combined revenue.

Median company revenue₹3.1 crore

The middle covered reporting entity.

Profitable entities+39.6%

156 of 394 covered entities.

Top-five concentration+63.7%

Share of covered revenue from the five largest entities.

Annual account trend

Reported cohort totals by year; coverage is stated for every period.

Bar height shows revenue. Changes in coverage can affect totals.

Profitability has two perspectives

FY2025 · 394 reporting entities

Open the company accounts

Up to eight fixed company previews show financial amounts. Search and sort the wider company list, then continue in Radar.

394 reporting entities
Continue your financial research in Radar

Explore full company accounts and filings.

View financials in Radar ↗
BENGALURU · INDUSTRY COHORTS

How does fintech compare?

Each pair uses the same year, currency and reporting basis. Cohort overlap is disclosed.

IndustryCovered / eligibleRevenue totalMedian revenueNet profit / lossAggregate marginProfitable shareOverlap

Available-account cohorts are not estimates of whole industries. Overlapping entities can occur in more than one cohort; do not add cohort totals.

Coverage, calculations & financial sources

Filed annual accounts for exact designated national identifiers. Every aggregate and peer pair uses one fiscal year, source currency and reporting basis; periods, coverage and overlap are explicit; 2026 partials are excluded.

The same up to eight reporting entities remain open across years, filters and sorts. Other company figures are available in Radar.

Source currencies and accounting bases stay separate. Missing accounts are excluded rather than treated as zero. Exact reporting periods appear on company previews. Annual totals can change with coverage and do not measure growth of a fixed company cohort.

DIGITAL FOOTPRINT

Web traffic, app reach and release cadence

How the Bengaluru companies on this page show up online: the sites people visit, the apps they install, and how often those apps ship.

Busiest websites

50 of the 1,004 companies on this page carry a measured traffic record (5%); these are the largest of those, by monthly visits. The median among them is 357,612 visits.

CompanyMonthly visitsAuthorityMobile
Growwgroww.in27,581,7749150.6%
Razorpayrazorpay.com23,096,4017072.6%
Zerodhazerodha.com21,169,3986655.3%
PhonePephonepe.com12,244,8086986%
Juspay Technologiesjuspay.in10,903,2393386.5%
Kitekite.zerodha.com9,465,8696614.4%
Navinavi.com5,885,7475399%
ACKOacko.com4,261,2876292.2%
CREDcred.club3,802,8275597%
Kiwigokiwi.in3,172,3353898.9%

Visits and authority are third-party web estimates, not company-reported figures.

Most-installed apps

239 of these companies (23.8%) publish at least one Android app — 376 apps in all, carrying 2B installs between them.

AppInstallsRatingStore category
PhonePe UPI, Payment, RechargePhonePe953.8M4.6Finance
Navi: UPI, Payments, InsuranceNavi178.6M4.5Finance
Groww Stock, Mutual Fund, GoldGroww134.8M4.9Finance
PhonePe Business: Merchant AppPhonePe103.2M4.2Finance
CRED: Credit Cards, Bills, UPICRED68.7M4.8Finance
FamApp by Trio: UPI & CardFamApp61.3M4.2Finance
super.money - UPI by FlipkartSuper.Money52.2M4.4Finance
GoodScore: Credit Score AppGoodScore36.2M5Finance
Zerodha Kite - Trade & InvestZerodha34.3M4.3Finance
PayRupik Instant Personal LoanPayRupik26.1M4.1Finance

Installs are lifetime totals to date at the June 2026 store reading — a measure of reach, not of people using an app today.

App reach by segment

The busiest app inside each of this page’s own segments, with the quarterly release trend behind it (2024Q1–2026Q2).

SegmentAppsInstallsLeading appRelease trend
Payments951.5BPhonePe UPI, Payment, Recharge 953.8M
Investment Tech117462.3MNavi: UPI, Payments, Insurance 178.6M
Alternative Lending64314.4MGoodScore: Credit Score App 36.2M
Internet First Insurance Platforms15206.2MACKO Insurance 20.5M
Banking Tech10031.5MStable Money: FDs & Bonds 7M
Auto E-Commerce & Content520.5MThree Wheels United 15.4K
Auto Retail & Aftersales320.5Mohm daily 6.1K
Consumer And Sme Loans516.4Maxio: Expense Tracker & Budget 15.1M

A company can carry several segment tags, so these rows overlap and should not be added together. Trend lines are zero-based and share one quarter grid, so a flat line is a quiet segment, not a missing one.

Release cadence by quarter

New apps published, beside apps whose most recent update landed in that quarter — the second bar is how much of the shelf is still being maintained.

2023Q2: 52023Q2: 62023Q22023Q3: 62023Q3: 102023Q32023Q4: 82023Q4: 52023Q42024Q1: 82024Q1: 12024Q12024Q2: 42024Q2: 122024Q22024Q3: 72024Q3: 122024Q32024Q4: 62024Q4: 172024Q42025Q1: 72025Q1: 192025Q12025Q2: 52025Q2: 142025Q22025Q3: 32025Q3: 222025Q32025Q4: 62025Q4: 242025Q42026Q1: 62026Q1: 432026Q1

Darker bars are new releases, lighter bars apps updated. 167 of 376 apps carry a release date. The series ends at 2026Q1, the last quarter that closed before the June 2026 reading.

INSIDE THE INDUSTRY

The Bengaluru fintech market map

Explore the segments behind the headline numbers.

Expand panel +

Where companies are building

Rank segments by scale, hiring or disclosed funding.

Consumer digital578
Enterprise tech561
Enterprise software283
Investment tech276
Nbfc lenders195
Saas195
Fintech saas120
Online trading platforms105
Internet first wealth management platforms105
Business payments solutions102
Marketplaces88
Online financial planners and advisors78

Companies can sit in several segments. Counts and funding overlap.

SEGMENT TO EXPLORE

Consumer digital

The largest measured segment in this report snapshot.

578companies
13.8%have hiring activity

80 companies hiring · $6.58B disclosed funding

Explore in Radar

How companies make money

Common revenue models; a company can use more than one.

Subscription645
Commission on transaction588
Fee-for-service206
Lending181
E-commerce - service110
E-commerce - product33
Advertising30
Licensing9
THE COMPANIES IN MOTION

Who is listing, hiring leaders, launching and winning work

Recorded corporate activity linked to companies in this landscape.

Expand panel +
Recent corporate headlines 10 dated reports
Funding roundsoolka.in ↗

AI-powered customer engagement startup Oolka led the segment with a Rs 130 crore Series A round, backed by Accel, Lightspeed, and Z47.

IPO activityacko.com ↗

New-age insurance company Acko is preparing to make a confidential filing for its initial public offering (IPO), aiming to raise around $250 million, according to people familiar with the matter.

Funding roundskreditbee.in ↗

KreditBee has raised $280 million in a Series E round, achieving a valuation of $1.5 billion and entering the unicorn club.

Funding roundsnavanc.com ↗

India's pioneering AI-native banking infrastructure company, has successfully closed its Pre-Series A funding round, raising a total of Rs. 10.5 crore.

Funding roundsplumhq.com ↗

Plum Benefits Private Limited, a employee health benefits platform, has raised ₹193 crore from a Series B fundraise led by Peak XV Partners, with participation from Tanglin Venture Partners and GMO Venture Partners.

Funding roundswealthy.in ↗

In November, wealthtech startup Wealthy raised $14.6 Mn in a Series B round led by BII to scale its AI-powered tools and digital infrastructure for investment advisors.

Funding roundsnoveltywealth.in ↗

Novelty Wealth, a licensed wealth management firm, has announced securing $1.4 million in seed funding.

Funding roundswerize.com ↗

Full-stack financial services platform WeRize is set to raise Rs 64 crore (around $6.9 million) in debt led by Sony Innovation Fund. The round also saw participation from its existing investor, 3one4 Capital.

Funding roundsjiraaf.com ↗

Fixed income platform Jiraaf is set to raise nearly Rs 44 crore (approximately $4.7 million) in an extended Series B funding round from a mix of existing and new investors.

Funding roundsscapia.cards ↗

Scapia, a Bengaluru-based travel fintech that issues co-branded credit cards, is in talks to raise US$50‑60 million in a round led by US VC General Catalyst, people familiar with the matter said.

Full recorded event mix

Top 10 categories among 867 recorded events in the 24-month window.

Funding rounds
223
Earnings
140
New products
130
Leadership moves
99
IPO activity
71
Regulatory
58
Mergers & acquisitions
42
Company announcements
34
Capital infusions
31
Contracts
13
7 activity cards

Swipe or scroll horizontally to browse.

Leadership moves

25 tracked people moves

Alt DRX ↗
Mr. Manoj Kohli

Appointment Non-director Advisor to the Advisory Board

PhonePe ↗
Vijay Ajmera

Appointment Head of Broking Business

PhonePe ↗
Ujjwal Jain

Resignation Previously Head of Share.Market

ACKO ↗
Ashish Mishra

Resignation Previously Chief Marketing Officer

Perfios ↗
Veena Rao

Appointment Chief Operating Officer

Perfios ↗
Nitin Chugh

Appointment Group CEO

ACKO ↗
Nitin Khanna

Appointment Chief Marketing Officer

Sameer Gandhi

Appointment CFO

Product launches

Products, platforms and features in the recorded window

Talisma ↗
Autonomous Customer Operations Platform

Platform

CRED ↗
Payment Aggregator

Payment service

CRED ↗
Surplus

Wealth Management / Mutual Funds

Finacle ↗
Finacle Core Banking Solution

Core Banking Solution

Finacle ↗
Finacle Origination Solution

Lending Platform

Razorpay ↗
Azentio AMLOCK

AML/KYC Compliance Platform

Razorpay ↗
Build Your Agent

Agent Studio feature

Groww ↗
commodities

Product

Contract wins

7 recorded customer wins

Finacle ↗

Customer: Producers Savings Bank CorporationBanking

WhatsLoan ↗

Customer: Rose MercTechnology

Medi Assist ↗

Customer: star health and allied insurance company limitedHealth Insurance

PhonePe ↗

Customer: startup odishaDigital payment and business technology services

Customer: mtc

Finacle ↗

Customer: cholamandalam investment and finance company

Workforce actions

3 companies with reported reductions

ACKO ↗

60 rolesAI integration

Wint Wealth ↗

19 rolesrestructure low-priority functions

PhonePe ↗

60.0% rolesAI automation

Regulatory events

85 recorded events

Groww ↗

approved for payments aggregatorReserve Bank of India

Groww ↗

surrendered licenceReserve Bank of India

issued tax demandOffice of the Assistant Commissioner of Income Tax, Central Circle 6(2), Mumbai

issued GST demand and penalty

Litigation

7 tracked suits

Company
Aashay Harlalka v Plutus Research

data theft and ownership disputeCivil · Dismissed

Company
Securities and Exchange Board of India (SEBI) v paytm money

Violation of SEBI technical glitch frameworkRegulatory · Settled

Earnings pulse

Reported company results in the recorded window.

29companies
128period observations
24.6%median reported growth

Median across 114 reported growth observations; companies may contribute multiple periods.

Mergers and acquisitions

Company-linked deal reports; status is preserved as recorded.

Acquirer → targetStatusDateValue / context
Groww→fisdomCompleted2026-04-02$150.0M
Supernet Technologies→supernetAnnounced2026-02-26Not stated in snapshot
telecard→Supernet TechnologiesAnnounced2026-02-26Not stated in snapshot
Digit Insurance→Go Digit Infoworks ServicesAnnounced2025-12-29Not stated in snapshot
karbon→aiderAnnounced2025-10-03Not stated in snapshot
Na→Medi Assist ↗Completed2025-08-12Not stated in snapshot

A discussion or rumour is not a completed transaction. An unstated value is not zero.

PEOPLE & OPPORTUNITY

The talent market

1,528 postings in the preceding 12 months. The full 1,888-posting snapshot covers 211 employers.

Expand panel +

Most advertised job titles

Finance Associate6
Quality Analyst6
Java Developer6
Product Manager5
Relationship Manager5
Product Analyst5
5 internship postings

12 tracked postings mention remote work.

The seniority mix

1,110 postings specify a level.

unspecified
778
manager
545
senior
240
lead
229
intern
68
entry
28

Skills employers mention

Top skills across 1,888 tracked postings in the available jobs snapshot.

Python
170
Sql
148
Sales
143
Java
101
Excel
93
Communication
91
Communication Skills
88
Analytical Skills
83
Data Analysis
76
Compliance
75
ADVERTISED PAY$10.8K/ year

Median across 134 postings with pay data, expressed in USD.

THE PEOPLE BUILDING THE FIELD

Founders and leaders

1,201 founders and chief executives across 713 companies.

Expand panel +
12 profiles

Swipe or scroll horizontally to browse.

Education networks

336 profiles with education records.

IIT Bombay
41
IIT Kharagpur
35
IIT Delhi
35
IIT Kanpur
33
IIM Ahmedabad
29
IIT Madras
28
BITS Pilani
26
Indian School of Business
26

Prior employers

120 profiles with prior-work records.

Amazon
26
Flipkart
25
Google
19
Goldman Sachs
17
Microsoft
10
McKinsey
9
Morgan Stanley
6
Myntra
5

Profiles cover recorded founders and leaders; contact details remain in Radar.

NEWS INTELLIGENCE

How this industry appears in the news

13,359 articles in the measured 12-month window.

Expand panel +
13,359articles in the measured year
3,413articles in 2026Q1
74.6%positive tone in the latest complete year

News volume trends

Fintech coverage tagged Bengaluru · articles per complete quarter

01,4742,9494,4235,8972021Q2: 1,7102021Q22021Q3: 2,1922021Q4: 2,0112022Q1: 2,1412022Q2: 2,3712022Q22022Q3: 2,7572022Q4: 3,3722023Q1: 3,9992023Q2: 4,1342023Q22023Q3: 4,5362023Q4: 3,9672024Q1: 3,9842024Q2: 4,4342024Q22024Q3: 5,1252024Q4: 5,1282025Q1: 4,5912025Q2: 3,1772025Q22025Q3: 3,7072025Q4: 3,0892026Q1: 3,4132026Q1
View quarterly article counts
QuarterArticles
2021Q21,710
2021Q32,192
2021Q42,011
2022Q12,141
2022Q22,371
2022Q32,757
2022Q43,372
2023Q13,999
2023Q24,134
2023Q34,536
2023Q43,967
2024Q13,984
2024Q24,434
2024Q35,125
2024Q45,128
2025Q14,591
2025Q23,177
2025Q33,707
2025Q43,089
2026Q13,413

Article volume measures coverage, not market sales.

Tone of coverage over time

2021
5,201 positive · 68 neutral · 1,575 negative
2022
7,430 positive · 82 neutral · 3,117 negative
2023
10,595 positive · 119 neutral · 5,910 negative
2024
12,916 positive · 145 neutral · 5,601 negative
2025
10,846 positive · 175 neutral · 3,527 negative

Leading coverage topics

Fintech coverage tagged Bengaluru · ranked by full-period article count.

Initial Public Offerings (Ipos)26,337 articles in the full recorded period
7,531 recent · 9,138 prior
Initial Public Offerings (Ipos) And Listings22,758 articles in the full recorded period
6,923 recent · 7,058 prior
Commodity Trading And Price Changes19,874 articles in the full recorded period
7,181 recent · 4,793 prior
Trade Wars And Geopolitical Impacts19,413 articles in the full recorded period
7,532 recent · 5,703 prior
Asian Financial Market Developments18,830 articles in the full recorded period
6,395 recent · 5,725 prior
Foreign Exchange (Forex) Rate Fluctuations18,495 articles in the full recorded period
5,744 recent · 4,591 prior
Emerging Markets Economic Updates17,683 articles in the full recorded period
5,494 recent · 4,794 prior
Interest Rate Decisions And Impacts16,415 articles in the full recorded period
4,269 recent · 3,920 prior
Quarterly And Annual Financial Results16,241 articles in the full recorded period
4,359 recent · 5,041 prior
Corporate Earnings Reports And Financial Performance15,449 articles in the full recorded period
4,208 recent · 4,780 prior

Recent and prior counts use the source comparison windows.

Topics gaining and losing attention

India comparison coverage

KeywordRecentPriorChange
commodity futures2,5921,65257%
crude oil prices1,62087984%
securities fraud98760862%
low-income banking942394139%
oil price volatility883441100%
performance sedan engines802264204%
commodity trading584199193%
sedan mpg comparison556264111%
compact sedan fuel efficiency555264110%
fuel-efficient sedan models555264110%
master franchising174,944-100%
conversion franchising174,638-100%
brand franchising174,637-100%
franchisee support144,629-100%
single-unit franchise114,607-100%

Event and signal lenses

India comparison coverage

All complete annual cohorts shown
Rising

Regulatory Risk

406,490 classified articles

stock performance, stock indices, forex liquidity

61.8% critical · 35.9% positive
Rising

Funding Momentum

70,345 classified articles

pre-ipo valuation, ipo prospectus, ipo pricing

61.2% critical · 47.9% positive
Rising

Growth

147,794 classified articles

gdp growth forex, revenue beats, stock performance

56.2% critical · 46.4% positive

Fintech coverage tagged Bengaluru. Topic labels describe recorded classifications and can include broad context.

RESEARCH SIGNALS

What Fintech research is working on

1,335 papers in the recorded india scope.

Expand panel +
1,335papers
13,825worldwide comparison pool
1,335India-affiliated papers

Research orientation

Promising
410
Problem-identifying
320
Descriptive
314
Cautionary
158
Breakthrough
94
Comparative
23
Critical
16

Contribution mix

Empirical
778
Reviews
256
Position pieces
155
Methods-led
140
Theoretical
6

Tone counts: 1,275 positive · 1 neutral · 59 negative.

Common problems researchers identify
336 papers · 25.2% of this field
  • Financial services179 papers
  • FinTech128 papers
  • Financial inclusion89 papers
  • Payment62 papers
  • Financial literacy37 papers
  • Government36 papers
  • Retail banking24 papers
  • Mobile payment24 papers

Landmark: Financial technology: a review of extant literature

Cautions
158 papers · 11.8% of this field
  • Financial services79 papers
  • Financial inclusion60 papers
  • FinTech58 papers
  • Payment35 papers
  • Government23 papers
  • Digital currency19 papers
  • Database transaction16 papers
  • Investment16 papers

Landmark: Thematic Analysis of Financial Technology (Fintech) Influence on the Banking Industry

Opportunities
504 papers · 37.8% of this field
  • Financial services228 papers
  • FinTech162 papers
  • Financial inclusion161 papers
  • Payment86 papers
  • Financial literacy63 papers
  • Mobile payment51 papers
  • Database transaction47 papers
  • Mobile banking42 papers

Landmark: The Impact of Fintech and Digital Financial Services on Financial Inclusion in India

Leading institutions

Chitkara University
251
Amity University
227
Symbiosis International University
213
Indian Institute of Technology Kanpur
198
Indian Institute of Technology Delhi
187
Fore School of Management
176

Leading researchers

Vikas Sangwan
176
Harshita Harshita
176
Puneet Prakash
176
Shveta Singh
176
Mohammad Asif
164
Mohd Naved Khan
153
Sadhana Tiwari
153
Showkat Khalil Wani
153

Highly cited breakthrough-labelled papers

  • Eagle Strategy Arithmetic Optimisation Algorithm with Optimal Deep Convolutional Forest Based FinTech Application for Hyper-automation32 citations
  • Impact of technology on the financial performance of Indian commercial banks: a clustering based approach11 citations
  • ANALYZING OPPORTUNITIES AND OBSTACLES OF FINTECH IN INDIAN FINANCIAL MARKET2 citations
  • Sustainable digital finance and Finance 5.0: a systematic review and research agenda1 citations
  • Optimizing Cloud Resources for Financial Market Prediction: A Machine Learning Study on NVIDIA Stock Data1 citations

Common problems researchers identify

637 papers · 7 recurring themes
7 cards

Swipe or scroll horizontally to browse.

Mobile Payment / PaymentCommon problems researchers identify · 01

Mobile Payment / Payment

127 papers

19.9% of this theme group

Mobile payment (87) · Payment (88) · Mobile banking (23) · Marketing (18)

Empirical study on consumers’ reluctance to mobile payments in a developing economy

An Empirical Study on the Factors Influencing Usage of Mobile Payments with Reference to Bangalore City

View research history
YearShare index
2022629.6
2023605.9
2024764.9
2025875.7
Fintech / Financial ServicesCommon problems researchers identify · 02

Fintech / Financial Services

116 papers

18.2% of this theme group

FinTech (71) · Financial services (80) · Financial innovation (12) · Financial sector (11)

Fintech and the Future of Financial Services: A Study of the Impact of Fintech on Traditional Financial Institutions

Fintech Disruption of Traditional Banking Services: A Comprehensive Analysis of Digital Transformation in the Financial Sector

View research history
YearShare index
2022525.1
2023571.5
2024621.1
2025942.8
Credit Card Fraud / Credit CardCommon problems researchers identify · 03

Credit Card Fraud / Credit Card

113 papers

17.7% of this theme group

Credit card fraud (43) · Credit card (44) · Financial fraud (24) · Computer security (30)

Credit Card Fraud Detection Using Advanced Machine Learning Techniques

Role of Machine Learning in Credit Card Fraud Detection

View research history
YearShare index
202247.4
202347.0
202447.6
202563.6
Financial Inclusion / Financial ServicesCommon problems researchers identify · 04

Financial Inclusion / Financial Services

85 papers

13.3% of this theme group

Financial inclusion (71) · Financial services (53) · Financial literacy (22) · Inclusion (13)

Financial Inclusion: The Role of Fintech and Digital Financial Services in India

Digital Financial Inclusion Through FinTech

View research history
YearShare index
2022533.2
2023593.9
2024622.8
2025942.7
Alternative Trading System / Stock ExchangeCommon problems researchers identify · 05

Alternative Trading System / Stock Exchange

78 papers

12.2% of this theme group

Alternative trading system (9) · Stock exchange (7) · Insider trading (6) · Algorithmic trading (10)

Development of Financial Technology through E-Payment System in India

Prospects of Digital Currency in India- A Way Forward

View research history
YearShare index
2022430.9
2023395.3
2024430.6
2025186.7
Computer Security / PaymentCommon problems researchers identify · 06

Computer Security / Payment

76 papers

11.9% of this theme group

Computer security (32) · Payment (49) · Authentication (7) · Payment system (13)

Securing Transactions and Payment Systems for M-Commerce

Mobile Payments: Assessing the Threats, Challenges and Security Measures

View research history
YearShare index
20221349.6
20231352.7
20241488.4
20251276.9
Portfolio / Financial MarketCommon problems researchers identify · 07

Portfolio / Financial Market

42 papers

6.6% of this theme group

Portfolio (13) · Financial market (9) · Algorithmic trading (9) · Portfolio optimization (5)

Stock Market Prediction Using Machine Learning Techniques: A Decade Survey on Methodologies, Recent Developments, and Future Directions

Literature Review on Algorithmic Trading in Financial Markets

View research history
YearShare index
2022478.8
2023477.5
2024510.3
2025629.7

Cautions

210 papers · 4 recurring themes
4 cards

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Payment / Mobile PaymentCautions · 01

Payment / Mobile Payment

72 papers

34.3% of this theme group

Payment (44) · Mobile payment (25) · Digital currency (14) · Currency (12)

Payments transition in India – consumer preferences and policy shifts

Central Bank Digital Currencies and payments: A review of domestic and international implications

View research history
YearShare index
2022621.8
2023592.6
2024747.1
2025852.6
Financial Services / FintechCautions · 02

Financial Services / Fintech

69 papers

32.9% of this theme group

Financial services (50) · FinTech (38) · Financial inclusion (32) · Financial literacy (10)

Fintech and financial inclusion: Transforming underserved access to financial services

Fintech Innovations and Their Impact on Financial Inclusion in Developing Economies

View research history
YearShare index
2022533.2
2023586.1
2024645.7
20251018.9
Algorithmic Trading / PortfolioCautions · 03

Algorithmic Trading / Portfolio

37 papers

17.6% of this theme group

Algorithmic trading (15) · Portfolio (14) · Financial economics (8) · Trading strategy (7)

A Study on Algorithmic Trading Strategies and Their Impact on Financial Markets: Evidence from the Indian Securities Market

Understanding the Impact of Algorithmic Trading on Indian Financial Markets: A Quantitative Analysis

View research history
YearShare index
2022682.9
2023677.2
2024596.4
2025587.5
Computer Security / Credit Card FraudCautions · 04

Computer Security / Credit Card Fraud

32 papers

15.2% of this theme group

Computer security (7) · Credit card fraud (4) · Credit card (4) · Analytics (4)

Adoption of artificial intelligence-based credit risk assessment and fraud detection in the banking services: a hybrid approach (SEM-ANN)

Risk Compliance in Indian Banking: Leveraging Artificial Intelligence for Fraud Detection

View research history
YearShare index
2022858.0
2023882.7
2024837.4
2025537.3

Opportunities

2,221 papers · 7 recurring themes
7 cards

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Financial Fraud / AccountingOpportunities · 01

Financial Fraud / Accounting

540 papers

24.3% of this theme group

Financial fraud (68) · Accounting (36) · Database transaction (106) · Computer security (106)

Fraud Detection in Banking Transactions Using Machine Learning

Machine Learning-Based Real-Time Fraud Detection in Financial Transactions

View research history
YearShare index
20222038.3
20232002.1
20241656.9
20251180.3
Portfolio / Portfolio OptimizationOpportunities · 02

Portfolio / Portfolio Optimization

408 papers

18.4% of this theme group

Portfolio (270) · Portfolio optimization (178) · Trading strategy (61) · Algorithmic trading (74)

Prediction and Portfolio Optimization in Quantitative Trading Using Machine Learning Techniques

Deep Learning for Stock Price Prediction and Portfolio Optimization

View research history
YearShare index
2022335.5
2023324.2
2024235.4
2025360.9
Payment / Mobile PaymentOpportunities · 03

Payment / Mobile Payment

352 papers

15.8% of this theme group

Payment (266) · Mobile payment (161) · Payment system (58) · Marketing (28)

Unified Payment Interface—An Advancement in Payment Systems

Mobile payment service adoption: understanding customers for an application of emerging financial technology

View research history
YearShare index
2022595.2
2023565.3
2024723.5
2025818.2
Credit Card Fraud / Credit CardOpportunities · 04

Credit Card Fraud / Credit Card

346 papers

15.6% of this theme group

Credit card fraud (302) · Credit card (311) · Random forest (47) · Computer security (69)

Credit Card Fraud Detection using Machine Learning Algorithms

Credit Card Fraud Detection using Machine Learning Methods

View research history
YearShare index
202261.3
202362.1
202453.9
202574.0
Financial Inclusion / Financial ServicesOpportunities · 05

Financial Inclusion / Financial Services

319 papers

14.4% of this theme group

Financial inclusion (145) · Financial services (174) · FinTech (125) · Financial literacy (54)

The Impact of Fintech and Digital Financial Services on Financial Inclusion in India

A Perspective on the Application of Fintech as a Gateway for Financial Literacy

View research history
YearShare index
2022533.2
2023586.1
2024645.7
20251018.9
Blockchain / Computer SecurityOpportunities · 06

Blockchain / Computer Security

144 papers

6.5% of this theme group

Blockchain (91) · Computer security (51) · Database transaction (45) · Transparency (26)

Online Payment Using Blockchain

Trustworthy E-KYC Systems Using Blockchain

View research history
YearShare index
20221069.8
20231090.7
20241045.0
20251083.9
Credit Risk / LoanOpportunities · 07

Credit Risk / Loan

112 papers

5.0% of this theme group

Credit risk (24) · Loan (16) · Interpretability (12) · Feature selection (12)

Credit scoring using ensemble of various classifiers on reduced feature set

Feature Selection using Optimized Multiple Rank Score Model for Credit Scoring

View research history
YearShare index
2022256.3
2023260.1
2024185.0
2025281.7

How this field compares with the research baseline

Orientation shares compared with 25,000 papers in the reference sample.

Research orientationThis fieldReference sample
Promising30.7%37.1%
Problem-identifying24.0%9.6%
Descriptive23.5%17.6%
Cautionary11.8%4.3%
Breakthrough7.0%26.5%
Comparative1.7%3.9%
Critical1.2%1.0%

Concerns receiving less research attention

Counts and shares refer to the stated research pool. A low count describes how much of that research is recorded here, not the absence of a real-world concern.

Concern / example paperPapersShareRaised as a problemWorldwide share
Privacy & surveillanceA comparison of mobile money-transfer UIs for non-literate and semi-literate users2706.55%93 (34.4%)4.6%
Safety & misuseTHE WEAPONISATION OF ARTIFICIAL INTELLIGENCE IN DAILY LIFE FINTECH CRIMES: AN EXHAUSTIVE ANALYSIS OF THE INDIAN LANDSCAP80.19%3 (37.5%)0.08%
Labour & data workMobile Money Taxation and Informal Workers: Evidence from Ghana’s E-Levy70.17%3 (42.9%)0.1%
Bias & fairnessResponsible AI in Fintech: Evaluating Fairness and Bias in Rural Credit Scoring50.12%1 (20.0%)0.14%
Energy & datacenter footprintInnovative Machine Learning Applications for green Finance40.1%2 (50.0%)0.05%
Concentration of compute powerModerating effect of fintech adoption on market power and bank stability Nexus: Indian evidence20.05%0 (0.0%)0.17%
Water use00.0%0 (%)0.0%
Carbon & emissions of compute00.0%0 (%)0.0%
Hardware, e-waste & supply chain00.0%0 (%)0.01%

Institution and researcher rankings use citations to their covered work. Research scope: India. This may be broader than the company geography.

UNDERSTAND THE LANDSCAPE

Fintech in Bengaluru: key questions

Clear definitions for making better comparisons.

What does this landscape measure?

It measures the tracked company ecosystem, recorded funding, hiring and other available evidence. It is not a market-size estimate.

Can segment counts be added together?

No. A company can belong to several segments, so segment counts and funding can overlap.

What does a missing figure mean?

A dash or unavailable panel means the current reviewed source snapshot does not support that figure.

KEEP EXPLORING

Put Bengaluru in context

All landscapes ↗

Company ecosystem snapshot: 4 August 2026. Funding is recorded in USD; filed accounts retain their stated currency and reporting basis. Each section identifies its own coverage. The news and research behind these sections is explorable in Prism.

Canonical landscape ↗
Coming soon