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Funding and advertised pay are reported in USD; filed accounts retain their stated source currency and basis.

Exchange-rate basis

Indicative conversions use ECB reference rates dated 2026-09-14, applied consistently across all periods. They are not historical exchange rates. Indian rupees may use crore (1 crore = 10 million); other currencies use K, M and B. CSV downloads, source documents and quoted news headlines retain their original currencies.

THE DALLAS EDITION 2026

Dallas’s
fintech industry,
in focus.

The companies, capital and talent shaping fintech in Dallas. Find the leaders. Understand the segments. See where the activity is.

Explore in Radar Read the key signals
Snapshot: Funding in USD
Illustrated cover for Fintech Industry Landscape of Dallas
US
COMPANIES · CAPITAL · TALENT

An industry ecosystem,
measured in context.

Fintech illustration
Companies tracked 275Fintech ecosystem in Dallas Disclosed funding $1.7B43 companies · all recorded rounds Companies hiring 24With open roles at the snapshot Tracked open roles 1023 employers posted in the preceding 30 days
MEET THE COMPANIES

Explore Dallas’s fintech leaders

24 featured companies from the funding, hiring, revenue and team-size leaderboards.

Expand panel +
Explore the full landscape
Fintech company highlights in Dallas, snapshot 5 August 2026
Company
Yendoyendo.com$450.5M—43—
Bestowbestow.com$265.61M—218—
Solutions by Textsolutionsbytext.com$145M—110—
The Beneficient Company Grouptrustben.com$130.32M———
Zioskziosk.com$100M6 roles82—
Onyx CenterSourceonyxcentersource.com$86.1M—368—
TaxActtaxact.com$85M—133—
UPTIQuptiq.ai$69.99M—32—
Apex Fintech Solutionsapexfintechsolutions.com—9 roles447—
Aventiv Technologiesaventiv.com—9 roles44—
FICSfics.com—9 roles60—
ClaimReturnclaimreturn.com—8 roles25—
Triumph Financialtfin.com—8 roles1,292—
spectrum financial groupspectrumfg.com—8 roles——
PCMSpcmstech.com—6 roles52—
Federal Reserve Bank of Dallasdallasfed.org——1,374—
GuideStoneguidestone.org——543—
MoneyGrammoneygram.com——3,167—
MoneyGram Internationalmoneygr.am——3,769—
Mr. Coopermrcooper.com——983—
Nadanada.co——74Financial figure available in RadarView in Radar
Oysteroyster.io——103—
Siepesiepe.com——80—
Talus Paytaluspay.com——131—
24 featured companies

Locked revenue figures are available in Radar; the eight company financial previews stay the same throughout this page. A dash means the figure is outside these featured lists. Revenue years vary by company; the figures are not a like-for-like revenue comparison. Compare annual accounts ↗

Company discovery

Recorded evidence only

Explore the live startup set in Radar

No company example met every recorded classification, independence and public-profile gate in this snapshot. The live directory may have newer qualifying companies.

Explore classified startups in Radar ↗
THE KEY SIGNALS

Fintech industry KPIs in Dallas

A few useful ratios bring the size of this ecosystem into perspective.

5 August 2026
Hiring participation8.7%

24 of 275 tracked companies have open roles.

Funding participation17.5%

48 of 275 tracked companies have a recorded round.

Top 3 funding share50.6%

Share of disclosed capital received by the three largest recorded recipients.

Median disclosed round$5M

Midpoint of 88 rounds with a disclosed amount.

Scale is concentrated. Opportunity is broader. The three largest funding recipients hold 50.6% of disclosed capital, while 82.5% of tracked companies have no recorded funding round.

Explore the segments →
CAPITAL & COMPANY FORMATION

How Dallas fintech has grown

Recorded company formation and disclosed funding across the complete annual series shown.

Expand panel +
2016 — 2025

Disclosed funding by year

Sum of recorded funding rounds · USD

Dallas fintech
$0$133.54M$267.08M$400.61M$534.15M2016: $5.65M20162017: $22.54M20172018: $30.08M20182019: $7.9M20192020: $159.21M20202021: $59.37M20212022: $69M20222023: $93.69M20232024: $468.55M20242025: $250.93M2025
View the numbers
Annual fintech funding and company formation in Dallas
YearFunding (USD)FoundedRaising
2016$5.65M213
2017$22.54M225
2018$30.08M138
2019$7.9M186
2020$159.21M159
2021$59.37M256
2022$69M68
2023$93.69M73
2024$468.55M158
2025$250.93M1011
WHERE CAPITAL SITS

Funding concentration

Share of all disclosed company funding.

  • Yendo26.5%
  • Bestow15.6%
  • Solutions by Text8.5%
  • Other companies49.4%

Funding by stage

102 recorded rounds since 2016

NUMBER OF ROUNDS
Seed & Angel34 33.3%
Series A–B35 34.3%
Series C+ / PE5 4.9%
Grants, debt & other28 27.5%

Recent recorded rounds

Latest recorded rounds · USD
5 rounds

Swipe or scroll horizontally to browse.

Seed03/2026
Stake $8M

Backed by LAGO and RET Ventures and others.

Conventional Debt03/2026
Stake —

Backed by .

Conventional Debt02/2026
Yendo $200M

Backed by i80 Group.

Series B02/2026
UPTIQ $25M

Backed by Curql and Silverton Partners and others.

Largest and notable recorded rounds

Each card is one recorded round
10 cards

Swipe or scroll horizontally to browse.

Series D05/2025
Bestowbestow.com$75M

Backed by Goldman Sachs and Smith Point Capital and others.

Series C12/2020
Bestowbestow.com$70M

Backed by New Enterprise Associates and Core Innovation Capital and others.

Series B10/2025
Yendoyendo.com$50M

Backed by Spice and Autotech Ventures and others.

Series B04/2020
Bestowbestow.com$50M

Backed by Valar Ventures and Morpheus Ventures and others.

Series A06/2023
Yendoyendo.com$31M

Backed by FPV Ventures and Human Capital and others.

Series B02/2026
UPTIQuptiq.ai$25M

Backed by Curql and Silverton Partners and others.

THE BUSINESS BEHIND THE ACTIVITY

Revenue, profitability & financial strength

Annual accounts for reporting companies linked to this landscape, on like-for-like currency and reporting bases.

Expand panel +
USD · millions · consolidated

Display conversions use the dated reference rates above. Where a verified rate is unavailable, figures retain their source currency. Each reporting cohort keeps its currency and accounting basis separate.

FY2025 · company accounts; aggregate reporting threshold not met · 1 reporting entities from 2 eligible matches.

Revenue in covered accounts—

Sum of reporting-entity revenue; not Dallas market sales.

Net profit / loss—

Combined result for the same cohort.

Aggregate net margin—

Combined net income ÷ combined revenue.

Median company revenue—

The middle covered reporting entity.

Profitable entities—

None of 1 covered entities.

Top-five concentration—

Share of covered revenue from the five largest entities.

Annual account trend

Reported cohort totals by year; coverage is stated for every period.

Bar height shows revenue. Changes in coverage can affect totals.

Profitability has two perspectives

FY2025 · 1 reporting entities

Open the company accounts

Up to eight fixed company previews show financial amounts. Search and sort the wider company list, then continue in Radar.

1 reporting entities
Continue your financial research in Radar

Explore full company accounts and filings.

View financials in Radar ↗
DALLAS · INDUSTRY COHORTS

How does fintech compare?

Each pair uses the same year, currency and reporting basis. Cohort overlap is disclosed.

IndustryCovered / eligibleRevenue totalMedian revenueNet profit / lossAggregate marginProfitable shareOverlap

Available-account cohorts are not estimates of whole industries. Overlapping entities can occur in more than one cohort; do not add cohort totals.

Coverage, calculations & financial sources

Filed annual accounts for exact designated national identifiers. Every aggregate and peer pair uses one fiscal year, source currency and reporting basis; periods, coverage and overlap are explicit; 2026 partials are excluded.

The same up to eight reporting entities remain open across years, filters and sorts. Other company figures are available in Radar.

Source currencies and accounting bases stay separate. Missing accounts are excluded rather than treated as zero. Exact reporting periods appear on company previews. Annual totals can change with coverage and do not measure growth of a fixed company cohort.

DIGITAL FOOTPRINT

Web traffic, app reach and release cadence

How the Dallas companies on this page show up online: the sites people visit, the apps they install, and how often those apps ship.

Most-installed apps

18 of these companies (6.5%) publish at least one Android app — 26 apps in all, carrying 19M installs between them.

AppInstallsRatingStore category
MoneyGram® Money Transfers AppMoneyGram6.5M4.6Finance
MoneyGram® : Send Money OnlineMoneyGram6.2M4.5Finance
Entrust IdentityEntrust4.5M3.9Tools
Mr. CooperMr. Cooper1.1M4.6Finance
YendoYendo201.1K4.3Finance
UHC Student ResourcesUnited HealthCare Services115.8K2Health & Fitness
MoneyGram AgentWorks CompanionMoneyGram100.4K—Business
TaxAct: File your taxesTaxAct76.9K4Finance
Triumph CarrierTriumphPay35.4K4.2Productivity
MoneyGram Money TransfersMoneyGram31.8K—Finance

Installs are lifetime totals to date at the June 2026 store reading — a measure of reach, not of people using an app today.

App reach by segment

The busiest app inside each of this page’s own segments, with the quarterly release trend behind it (2023Q2–2025Q4).

SegmentAppsInstallsLeading appRelease trend
Remittance Services612.9MMoneyGram® Money Transfers App 6.5M
Payments54.7MEntrust Identity 4.5M
Regtech34.5MIDVaaS Demo DL 5.2K
Internet First Insurance Platforms5146.3KUHC Student Resources 115.8K
Finance & Accounting Tech281.9KTaxAct: File your taxes 76.9K
Investment Tech521.4KGuideStone 19.7K
Insurance It410.9KQapter Connect 9.7K
Crop Tech2793RainfallPro Producer 732

A company can carry several segment tags, so these rows overlap and should not be added together. Trend lines are zero-based and share one quarter grid, so a flat line is a quiet segment, not a missing one.

Release cadence by quarter

New apps published, beside apps whose most recent update landed in that quarter — the second bar is how much of the shelf is still being maintained.

2023Q2: 12023Q2: 02023Q22023Q4: 12023Q4: 02023Q42024Q4: 12024Q4: 02024Q42025Q2: 12025Q2: 02025Q22025Q3: 32025Q3: 02025Q32025Q4: 12025Q4: 22025Q4

Darker bars are new releases, lighter bars apps updated. 22 of 26 apps carry a release date. The series ends at 2025Q4, the last quarter that closed before the June 2026 reading.

INSIDE THE INDUSTRY

The Dallas fintech market map

Explore the segments behind the headline numbers.

Expand panel +

Where companies are building

Rank segments by scale, hiring or disclosed funding.

Enterprise tech155
Consumer digital119
Enterprise software83
Nbfc lenders48
Saas46
Fintech saas33
Business payments solutions29
Marketplaces24
Commerce enablers22
Internet first wealth management platforms15
Internet first insurers14
Online financial planners and advisors14

Companies can sit in several segments. Counts and funding overlap.

SEGMENT TO EXPLORE

Enterprise tech

The largest measured segment in this report snapshot.

155companies
10.3%have hiring activity

16 companies hiring · $803.25M disclosed funding

Explore in Radar

How companies make money

Common revenue models; a company can use more than one.

Commission on transaction157
Subscription137
Fee-for-service77
E-commerce - service45
Lending42
Advertising8
E-commerce - product7
Renting / leasing4
THE COMPANIES IN MOTION

Who is listing, hiring leaders, launching and winning work

Recorded corporate activity linked to companies in this landscape.

Expand panel +
Recent corporate headlines 10 dated reports
Mergers & acquisitionsworthassetmgmt.com ↗

Finally, Worth Asset Management LLC acquired a new stake in Applied Materials in the fourth quarter valued at $1,531,000.

Mergers & acquisitionsentrust.com ↗

Reston-based Fortune 500 government contractor announced Monday that it has completed its $2.4 billion acquisition of Illinois-based infrastructure design firm . Leidos acquired the firm from the New York private equity firm Kohlberg & Co.

Funding roundsyendo.com ↗

Yendo, the Dallas-based fintech company building AI-enabled, asset-secured credit card products for underserved consumers, has secured a further $200 million warehouse commitment from i80 Group to fund new credit card originations, materially expanding its lending capacity at a moment when private debt markets remain tight and selective.

Funding roundsuptiq.ai ↗

UPTIQ has now raised a total of $70.0M in total equity funding and is backed by 645 Ventures, Broadridge, Curql, EPIC Ventures, Evolution VC, First Capital, Green Visor Capital, LiveOak Ventures, Silverton Partners, and Tau Ventures.

Mergers & acquisitionssolutionsbytext.com ↗

Solutions by Text (SBT) has acquired Triple Play Pay (TPP) in a move aimed at expanding its FinText payments offering and strengthening embedded payments and conversational commerce capabilities.

Mergers & acquisitionshighline.co ↗

In 2019, the investment firm established a foothold in Brazil by acquiring Highline, a cell tower company that belonged to Pátria.

Mergers & acquisitionssolovis.com ↗

Solovis, a leading multi-asset-class portfolio management and analytics platform for institutional investors, announced the close of its previously announced sale to global software investor Insight Partners.

Funding roundsmoneygram.com ↗

In January this year, Ant announced an $880 million acquisition deal for US-based money transfer service MoneyGram International.

Mergers & acquisitionsmrcooper.com ↗

Mr. Cooper acquired Flagstar’s servicing assets

Full recorded event mix

Top 9 categories among 167 recorded events in the 24-month window.

Leadership moves
48
Funding rounds
30
Earnings
30
Mergers & acquisitions
25
New products
16
Contracts
11
Company announcements
4
Asset acquisitions
2
Layoffs
1
5 activity cards

Swipe or scroll horizontally to browse.

IPO pipeline

1 companies with recorded IPO activity

Solera ↗

IPO activity1 reports

Leadership moves

13 tracked people moves

Entrust ↗
Erika Cowen

Appointment Senior Vice President of Customer Success

Bestow ↗
Meagan Ward

Appointment Chief Marketing Officer

Entrust ↗
Ajay Jindal

Appointment Senior Vice President of Business Process & Automation

Entrust ↗
Tony Ball

Appointment Chief Executive Officer

Solera ↗
Omar Nabil

Appointment Vice President of Sales and Country Leader for Canada Insurance

MoneyGram ↗
Marc Winniford

Appointment Chief Financial Officer

Julie S. England

Appointment Director

Bestow ↗
Cindy De Armond

Appointment Chief Revenue Officer

Product launches

Products, platforms and features in the recorded window

MoneyGram ↗
Modernized Retail Solutions

Retail payment solutions

MoneyGram ↗
Money transfer service directly to any bank account in Ghana

Money transfer

Apex AI Suite

AI Suite

AscendOS

Cloud-native trading, clearing and custody platform

UPTIQ ↗
AI FinServ Launchpad

Program

Contract wins

4 recorded customer wins

Entrust ↗

Customer: vodafone fiji

Mr. Cooper ↗

Customer: rocketmortgage industry

Customer: Shiji Distribution SolutionsHospitality

Entrust ↗

Customer: Komercijalna Banka AD SkopjeBanking

Workforce actions

1 companies with reported reductions

5.0% rolescost reduction

Mergers and acquisitions

Company-linked deal reports; status is preserved as recorded.

Acquirer → targetStatusDateValue / context
Worth Asset Management→applied materialsCompleted2026-04-19$1.5M
leidos→Entrust ↗Completed2026-03-30$2.4B
Solutions by Text→Triple Play PayAnnounced2026-01-08Not stated in snapshot
rocket companies→Mr. Cooper ↗Announced2026-01-05Not stated in snapshot
TriumphPay→hubtranAnnounced2026-01-01$97.0M
digitalbridge→Highline ↗Completed2025-12-29Not stated in snapshot

A discussion or rumour is not a completed transaction. An unstated value is not zero.

PEOPLE & OPPORTUNITY

The talent market

1,860 postings in the preceding 12 months. The full 2,256-posting snapshot covers 43 employers.

Expand panel +

Most advertised job titles

Airport Ramp Agent86
Field Claim Representative69
Loan Originator51
Customer Service Agent29
Cabin Agent21
Field Account Manager20
0 internship postings

21 tracked postings mention remote work.

The seniority mix

555 postings specify a level.

unspecified
1,701
manager
351
senior
126
lead
46
intern
20
entry
12

Skills employers mention

Top skills across 2,256 tracked postings in the available jobs snapshot.

Python
26
Docker
25
Java
20
Sql
18
Gcp
18
Aws
16
Conduit
15
Telecommunications Hardware
14
Postgresql
14
Wireless
13
ADVERTISED PAY$55.4K/ year

Median across 79 postings with pay data, expressed in USD.

THE PEOPLE BUILDING THE FIELD

Founders and leaders

108 founders and chief executives across 84 companies.

Expand panel +
12 profiles

Swipe or scroll horizontally to browse.

Education networks

10 profiles with education records.

Harvard Business School
3
Stanford University
1
Stanford Business School
1
Duke University
1
IIM Ahmedabad
1
Booth School of Business
1
University of Chicago
1
IIT Delhi
1

Prior employers

2 profiles with prior-work records.

Amazon
1
Paypal
1
Intel
1
Cisco
1

Profiles cover recorded founders and leaders; contact details remain in Radar.

NEWS INTELLIGENCE

How this industry appears in the news

8,899 articles in the measured 12-month window.

Expand panel +
8,899articles in the measured year
2,206articles in 2026Q1
73.6%positive tone in the latest complete year

News volume trends

Fintech coverage tagged Dallas · articles per complete quarter

09011,8032,7043,6052021Q2: 1,5782021Q22021Q3: 1,9152021Q4: 1,6772022Q1: 2,2392022Q2: 1,7322022Q22022Q3: 1,6422022Q4: 1,9442023Q1: 2,1732023Q2: 2,1222023Q22023Q3: 1,8022023Q4: 2,0972024Q1: 2,3692024Q2: 2,2562024Q22024Q3: 2,1652024Q4: 2,1402025Q1: 3,1352025Q2: 2,0352025Q22025Q3: 2,5412025Q4: 1,8922026Q1: 2,2062026Q1
View quarterly article counts
QuarterArticles
2021Q21,578
2021Q31,915
2021Q41,677
2022Q12,239
2022Q21,732
2022Q31,642
2022Q41,944
2023Q12,173
2023Q22,122
2023Q31,802
2023Q42,097
2024Q12,369
2024Q22,256
2024Q32,165
2024Q42,140
2025Q13,135
2025Q22,035
2025Q32,541
2025Q41,892
2026Q12,206

Article volume measures coverage, not market sales.

Tone of coverage over time

2021
4,338 positive · 84 neutral · 1,562 negative
2022
5,629 positive · 123 neutral · 1,792 negative
2023
5,922 positive · 127 neutral · 2,129 negative
2024
6,570 positive · 147 neutral · 2,204 negative
2025
7,015 positive · 171 neutral · 2,342 negative

Leading coverage topics

Fintech coverage tagged Dallas · ranked by full-period article count.

Cryptocurrency Impact On Forex Markets256,685 articles in the full recorded period
81,231 recent · 57,779 prior
Economic Indicators (Gdp, Cpi, Unemployment)85,368 articles in the full recorded period
23,344 recent · 21,792 prior
Trade Wars And Geopolitical Impacts83,564 articles in the full recorded period
27,512 recent · 23,590 prior
Interest Rate Decisions And Impacts72,480 articles in the full recorded period
18,840 recent · 16,113 prior
Central Bank Monetary Policy Announcements65,419 articles in the full recorded period
15,959 recent · 14,566 prior
Federal Reserve Policy Meeting Summaries64,366 articles in the full recorded period
16,609 recent · 14,246 prior
Global Recession Risks And Forecasts63,436 articles in the full recorded period
20,317 recent · 18,051 prior
Regulatory Compliance In Foreign Exchange Trading50,230 articles in the full recorded period
15,481 recent · 8,370 prior
Foreign Exchange (Forex) Rate Fluctuations49,040 articles in the full recorded period
15,924 recent · 11,344 prior
Quarterly And Annual Financial Results48,582 articles in the full recorded period
14,823 recent · 11,621 prior

Recent and prior counts use the source comparison windows.

Topics gaining and losing attention

United States comparison coverage

KeywordRecentPriorChange
stablecoin fx impact13,4346,005124%
stock price9,6904,499115%
investment deal7,3751,414422%
decentralized forex6,9863,54997%
etf trading6,4383,27597%
share price5,7112,242155%
etfs5,6292,88895%
forex liquidity5,3763,54852%
sector etfs5,3602,78792%
etf structures4,9852,54596%
flood stage forecasting11910,236-99%
hydrologic risk modeling2610,145-100%
coastal flooding study1214,687-97%
flood control measures863,644-98%
severe weather warning3403,275-90%

Event and signal lenses

United States comparison coverage

All complete annual cohorts shown
Rising

Regulatory Risk

1,276,365 classified articles

economic slowdown, stock performance, currency intervention policies

49.0% critical · 33.8% positive
Rising

Funding Momentum

268,477 classified articles

inflation reports fx, currency intervention policies, trade deficits fx

37.5% critical · 48.9% positive
Rising

Growth

402,987 classified articles

gdp growth forex, inflation reports fx, trade deficits fx

43.1% critical · 39.1% positive

Fintech coverage tagged Dallas. Topic labels describe recorded classifications and can include broad context.

RESEARCH SIGNALS

What Fintech research is working on

907 papers in the recorded india scope.

Expand panel +
907papers
13,825worldwide comparison pool
907India-affiliated papers

Research orientation

Promising
328
Problem-identifying
180
Descriptive
177
Breakthrough
97
Cautionary
88
Comparative
24
Critical
13

Contribution mix

Empirical
377
Reviews
209
Methods-led
156
Position pieces
151
Theoretical
14

Tone counts: 834 positive · 6 neutral · 67 negative.

Common problems researchers identify
193 papers · 21.3% of this field
  • Financial services116 papers
  • FinTech75 papers
  • Financial inclusion37 papers
  • Payment21 papers
  • Data breach12 papers
  • Retail banking11 papers
  • Cryptocurrency10 papers
  • Investment10 papers

Landmark: Fintech and Financial Services : Initial Considerations

Cautions
88 papers · 9.7% of this field
  • Financial services51 papers
  • Financial inclusion22 papers
  • FinTech22 papers
  • Big data12 papers
  • Transformative learning12 papers
  • Payment11 papers
  • Corporate governance11 papers
  • Financial market10 papers

Landmark: The FinTech Opportunity

Opportunities
425 papers · 46.9% of this field
  • Financial services217 papers
  • FinTech120 papers
  • Financial inclusion82 papers
  • Payment58 papers
  • Database transaction46 papers
  • Transformative learning44 papers
  • Financial literacy34 papers
  • Transparency30 papers

Landmark: Fintech Adoption Drivers for Innovation for SMEs in Indonesia

Leading institutions

Columbia University
667
National Bureau of Economic Research
654
Cornell University
653
New York University
643
California University of Pennsylvania
623
International Monetary Fund
307

Leading researchers

Itay Goldstein
621
Wei Jiang
621
George Andrew Karolyi
621
Thomas Philippon
433
Andrei Kirilenko
214
Andrew W. Lo
214
Vikram Haksar
207
Dong He
198

Highly cited breakthrough-labelled papers

  • E.T.-RNN87 citations
  • Evolutionary Approaches and the Construction of Technology-Driven Regulations79 citations
  • Eagle Strategy Arithmetic Optimisation Algorithm with Optimal Deep Convolutional Forest Based FinTech Application for Hyper-automation32 citations
  • FinTech and consumers: a systematic review and integrative framework28 citations
  • Blockchain technology and real-time auditing: Transforming financial transparency and fraud detection in the Fintech industry12 citations

Common problems researchers identify

893 papers · 7 recurring themes
7 cards

Swipe or scroll horizontally to browse.

Mobile Payments Adoption BarriersCommon problems researchers identify · 01

Mobile Payments Adoption Barriers

184 papers

20.6% of this theme group

Researchers examine obstacles and determinants affecting the uptake of mobile payment solutions.

Mobile payment (125) · Payment (101) · Cash (23) · Mobile phone (16)

Determinants of Mobile Payments: An Empirical Analysis

Mobile Payments at the Retail Point of Sale in the United States: Prospects for Adoption

View research history
YearShare index
2022698.8
2023654.9
2024785.7
2025864.1
Financial Crime Detection ChallengesCommon problems researchers identify · 02

Financial Crime Detection Challenges

169 papers

18.9% of this theme group

Studies highlight difficulties in identifying money laundering and fraud within complex financial systems.

Money laundering (27) · Audit (15) · Compliance (17) · Financial fraud (8)

Graph Computing for Financial Crime and Fraud Detection: Trends, Challenges and Outlook

A Systematic Review of Machine Learning in Credit Card Fraud Detection Under Original Class Imbalance

View research history
YearShare index
2022743.3
2023720.0
2024783.1
20251024.3
Inclusion and Regulation TensionsCommon problems researchers identify · 03

Inclusion and Regulation Tensions

158 papers

17.7% of this theme group

Papers discuss how fintech impacts financial inclusion while navigating evolving regulatory frameworks.

Financial services (95) · FinTech (57) · Financial inclusion (33) · Financial regulation (9)

FINANCIAL INCLUSION THROUGH TECHNOLOGY: A REVIEW OF TRENDS IN EMERGING MARKETS

Digital Banking and Fintech Disruption: A Systematic Review of Financial Innovation

View research history
YearShare index
2022533.2
2023586.1
2024645.7
20251018.9
High‑Frequency Trading Market EffectsCommon problems researchers identify · 04

High‑Frequency Trading Market Effects

129 papers

14.4% of this theme group

Analyses focus on how algorithmic and high‑frequency trading influence market dynamics and stability.

Algorithmic trading (55) · High-frequency trading (48) · Trading strategy (25) · Electronic trading (13)

High-Frequency Trading and Its Impact on Markets

High-Frequency Trading: <i>Implications for Markets,</i><i>Regulators, and Efficiency</i>

View research history
YearShare index
202232.6
202331.8
202425.3
202539.6
Payment System Reform in HealthcareCommon problems researchers identify · 05

Payment System Reform in Healthcare

114 papers

12.8% of this theme group

Research critiques current payment models for health services and proposes restructuring approaches.

Payment (111) · Payment system (52) · Health care (26) · Reimbursement (19)

Reforming the Primary Care Physician Payment System

Payment and Delivery-System Reform — The Next Phase

View research history
YearShare index
2022735.6
2023708.4
2024839.8
2025935.9
Portfolio Optimization LimitationsCommon problems researchers identify · 06

Portfolio Optimization Limitations

96 papers

10.8% of this theme group

Works question the practicality of modern portfolio theory and diversification under real‑world constraints.

Portfolio (94) · Portfolio optimization (37) · Modern portfolio theory (26) · Diversification (17)

In Defense of Portfolio Optimization: What If We Can Forecast?

Risk minimization and portfolio diversification

View research history
YearShare index
2022315.4
2023306.5
2024224.6
2025345.5
Insider Trading Legal ComplexitiesCommon problems researchers identify · 07

Insider Trading Legal Complexities

43 papers

4.8% of this theme group

Studies explore legal definitions, defenses, and compliance issues surrounding insider trading activities.

Insider trading (42) · Insider (17) · Alternative trading system (23) · Securities Exchange Act of 1934 (8)

Information, Privilege, Opportunity, and Insider Trading

The Law of Insider Trading: Legal Theories, Common Defenses, and Best Practices for Ensuring Compliance

View research history
YearShare index
202218.5
202316.0
202410.9
202516.4

Cautions

406 papers · 7 recurring themes
7 cards

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Algorithmic Trading Liquidity RisksCautions · 01

Algorithmic Trading Liquidity Risks

109 papers

26.8% of this theme group

Authors warn that automated trading can erode market liquidity and amplify volatility.

Algorithmic trading (52) · High-frequency trading (37) · Trading strategy (18) · Market liquidity (20)

Computerized and High‐Frequency Trading

Banking and Trading

View research history
YearShare index
202232.6
202331.8
202425.3
202539.6
Mobile Money Inclusion PitfallsCautions · 02

Mobile Money Inclusion Pitfalls

63 papers

15.5% of this theme group

Research cautions that mobile payment rollouts may face hidden costs and uneven access.

Mobile payment (44) · Payment (28) · Financial inclusion (16) · Mobile banking (5)

Risk Sharing and Transactions Costs: Evidence from Kenya's Mobile Money Revolution

Innovations in emerging markets: the case of mobile money

View research history
YearShare index
2022664.7
2023656.5
2024839.9
20251020.2
Portfolio Choice UncertaintyCautions · 03

Portfolio Choice Uncertainty

62 papers

15.3% of this theme group

Papers highlight the difficulty of reliably optimizing asset allocation and retirement withdrawals.

Portfolio (56) · Portfolio optimization (28) · Diversification (15) · Asset allocation (12)

Stochastic optimization of retirement portfolio asset allocations and withdrawals

An Experimental Examination of Portfolio Choice

View research history
YearShare index
2022317.9
2023308.8
2024226.8
2025346.2
Fintech Impact on Inclusion ComplexityCautions · 04

Fintech Impact on Inclusion Complexity

54 papers

13.3% of this theme group

Analyses stress nuanced effects of fintech on financial inclusion, especially regarding data and policy.

Financial services (32) · FinTech (20) · Financial inclusion (21) · Big data (7)

The Complex Implications of Fintech for Financial Inclusion

Leveraging Fintech for Sustainable Development in Emerging Economies – A Policy Perspective

View research history
YearShare index
2022533.2
2023586.1
2024645.7
20251018.9
Bias in Fraud Detection SystemsCautions · 05

Bias in Fraud Detection Systems

51 papers

12.6% of this theme group

Studies point out ethical and technical biases that can arise in AI‑driven fraud detection.

Financial fraud (6) · Computer security (9) · Audit (6) · Accounting (5)

Artificial Intelligence, Machine Learning, and Bias In Finance: Toward Responsible Innovation

A Review on Financial Fraud Detection using AI and Machine Learning

View research history
YearShare index
20221506.8
20231510.8
20241550.0
20251481.0
Digital Currency Adoption ConcernsCautions · 06

Digital Currency Adoption Concerns

42 papers

10.3% of this theme group

Researchers discuss regulatory, security, and stability issues surrounding cryptocurrencies and virtual currencies.

Payment (32) · Digital currency (9) · Cryptocurrency (9) · Virtual currency (5)

Bitcoin: Economics, Technology, and Governance

Digital Payment and Its Discontents

View research history
YearShare index
2022860.7
2023831.5
2024980.7
20251216.6
Prospective Payment System RefinementsCautions · 07

Prospective Payment System Refinements

25 papers

6.2% of this theme group

Works examine potential shortcomings and needed adjustments in emerging payment reimbursement models.

Prospective payment system (9) · Payment (23) · Payment system (10) · Reimbursement (6)

Strategic Patient Discharge: The Case of Long-Term Care Hospitals

The Medicare hospice payment system: a consideration of potential refinements.

View research history
YearShare index
2022586.9
2023557.7
2024713.3
2025796.1

Opportunities

2,757 papers · 7 recurring themes
7 cards

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Advanced Portfolio Optimization TechniquesOpportunities · 01

Advanced Portfolio Optimization Techniques

821 papers

29.8% of this theme group

Opportunities focus on leveraging machine learning and econometric methods to improve portfolio construction.

Portfolio (763) · Portfolio optimization (448) · Modern portfolio theory (90) · Econometrics (185)

Machine Learning and Portfolio Optimization

An Entropy-Based Approach to Portfolio Optimization

View research history
YearShare index
2022315.4
2023306.5
2024224.6
2025345.5
Graph‑Based Financial Fraud DetectionOpportunities · 02

Graph‑Based Financial Fraud Detection

554 papers

20.1% of this theme group

Research explores scalable AI and graph analytics to enhance detection of fraudulent transactions.

Financial fraud (54) · Graph (55) · Database transaction (105) · Computer security (96)

Fraud Detection using Machine Learning

Advancing Financial Security with Scalable AI: Explainable Machine Learning Models for Transaction Fraud Detection

View research history
YearShare index
2022199.4
2023181.1
2024119.9
2025234.7
Machine‑Learning‑Enhanced Trading StrategiesOpportunities · 03

Machine‑Learning‑Enhanced Trading Strategies

401 papers

14.5% of this theme group

Studies propose novel algorithmic trading approaches that boost performance through data‑driven models.

Algorithmic trading (177) · Trading strategy (145) · High-frequency trading (80) · Pairs trade (40)

Algorithmic Trading Strategies: Leveraging Machine Learning Models for Enhanced Performance in the US Stock Market

Extracting the multi-timescale activity patterns of online financial markets

View research history
YearShare index
202232.6
202331.8
202425.3
202539.6
Secure Mobile Payment EcosystemsOpportunities · 04

Secure Mobile Payment Ecosystems

380 papers

13.8% of this theme group

Papers investigate methods to increase trust, security, and user adoption of mobile payment platforms.

Mobile payment (184) · Payment (233) · Payment system (48) · Marketing (30)

An Empirical Study of the Impacts of Perceived Security and Knowledge on Continuous Intention to Use Mobile Fintech Payment Services

Assurance on the reliability of mobile payment system and its effects on its' use: An empirical examination

View research history
YearShare index
2022595.2
2023565.3
2024723.5
2025818.2
Fintech for Financial Literacy ExpansionOpportunities · 05

Fintech for Financial Literacy Expansion

302 papers

11.0% of this theme group

Research highlights how digital tools can broaden financial knowledge and inclusion in emerging markets.

Financial services (145) · FinTech (95) · Financial inclusion (67) · Financial literacy (29)

The Future of Finance: Fintech and Digital Transformation

The integration of big data in finTech: Review of enhancing financial services through advanced technologies

View research history
YearShare index
2022533.2
2023586.1
2024645.7
20251018.9
AI‑Driven Credit Risk AssessmentOpportunities · 06

AI‑Driven Credit Risk Assessment

159 papers

5.8% of this theme group

Works demonstrate deep learning and reinforcement techniques for more accurate loan default predictions.

Credit risk (41) · Loan (23) · Gradient boosting (11) · Default (6)

A Dynamic Credit Risk Assessment Model Based on Deep Reinforcement Learning

Leveraging artificial intelligence and machine learning for next-generation credit risk assessment models

View research history
YearShare index
2022257.0
2023259.7
2024185.2
2025266.7
Enhanced Credit Card Fraud DetectionOpportunities · 07

Enhanced Credit Card Fraud Detection

140 papers

5.1% of this theme group

Studies present improved machine‑learning frameworks to better identify and prevent credit card fraud.

Credit card fraud (122) · Credit card (108) · Computer security (34) · Database transaction (32)

An improved machine learning technique for credit card fraud detection

Enhancing Credit Card Fraud Detection: A Machine Learning Framework

View research history
YearShare index
2022858.0
2023882.7
2024837.4
2025537.3

How this field compares with the research baseline

Orientation shares compared with 25,000 papers in the reference sample.

Research orientationThis fieldReference sample
Promising36.2%37.3%
Problem-identifying19.8%9.5%
Descriptive19.5%17.7%
Breakthrough10.7%26.1%
Cautionary9.7%4.4%
Comparative2.6%4.1%
Critical1.4%0.9%

Concerns receiving less research attention

Counts and shares refer to the stated research pool. A low count describes how much of that research is recorded here, not the absence of a real-world concern.

Concern / example paperPapersShareRaised as a problemWorldwide share
Privacy & surveillanceFraud detections for online businesses: a perspective from blockchain technology2565.02%82 (32.0%)4.6%
Bias & fairnessEvaluating the fairness of credit scoring models: A literature review on mortgage accessibility for under-reserved popul150.29%8 (53.3%)0.14%
Concentration of compute powerRent Seeking by Low-Latency Traders: Evidence from Trading on Macroeconomic Announcements130.25%7 (53.8%)0.17%
Labour & data workEvaluating the Role of UPI in Fostering Economic Inclusion among Gig Workers in Mumbai City110.22%2 (18.2%)0.1%
Safety & misuseUses and Misuses of the Black-Litterman Model in Portfolio Construction60.12%2 (33.3%)0.08%
Energy & datacenter footprintEnergy Portfolio Optimization of Data Centers30.06%0 (0.0%)0.05%
Hardware, e-waste & supply chainMobile Phone Repair as a Strategy for Reducing E-Waste, Enhancing Data Privacy, and Promoting Digital Sustainability in 20.04%0 (0.0%)0.01%
Carbon & emissions of computeRethinking portfolio design with sustainable AI and FinTech: dynamic spillovers in a quantile–frequency framework10.02%0 (0.0%)0.0%
Water use00.0%0 (%)0.0%

Institution and researcher rankings use citations to their covered work. Research scope: United States. This may be broader than the company geography.

UNDERSTAND THE LANDSCAPE

Fintech in Dallas: key questions

Clear definitions for making better comparisons.

What does this landscape measure?

It measures the tracked company ecosystem, recorded funding, hiring and other available evidence. It is not a market-size estimate.

Can segment counts be added together?

No. A company can belong to several segments, so segment counts and funding can overlap.

What does a missing figure mean?

A dash or unavailable panel means the current reviewed source snapshot does not support that figure.

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Put Dallas in context

All landscapes ↗

Company ecosystem snapshot: 5 August 2026. Funding is recorded in USD; filed accounts retain their stated currency and reporting basis. Each section identifies its own coverage. The news and research behind these sections is explorable in Prism.

Canonical landscape ↗
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