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Funding and advertised pay are reported in USD; filed accounts retain their stated source currency and basis.

Exchange-rate basis

Indicative conversions use ECB reference rates dated 2026-09-14, applied consistently across all periods. They are not historical exchange rates. Indian rupees may use crore (1 crore = 10 million); other currencies use K, M and B. CSV downloads, source documents and quoted news headlines retain their original currencies.

THE GURUGRAM EDITION 2026

Gurugram’s
fintech industry,
in focus.

The companies, capital and talent shaping fintech in Gurugram. Find the leaders. Understand the segments. See where the activity is.

Explore in Radar Read the key signals
Snapshot: Funding in USD
Illustrated cover for Fintech Industry Landscape of Gurugram
IN
COMPANIES · CAPITAL · TALENT

An industry ecosystem,
measured in context.

Fintech illustration
Companies tracked 400Fintech ecosystem in Gurugram Disclosed funding $4.73B116 companies · all recorded rounds Companies hiring 78With open roles at the snapshot Tracked open roles 20032 employers posted in the preceding 30 days
MEET THE COMPANIES

Explore Gurugram’s fintech leaders

23 featured companies from the funding, hiring, revenue and team-size leaderboards.

Expand panel +
Explore the full landscape
Fintech company highlights in Gurugram, snapshot 4 August 2026
Company
BharatPebharatpe.com$802.73M—898$113.46MFYFY2025 filing
Stashfinstashfin.com$447.25M—122—
PB Fintechpbfintech.in$443.26M—152—
InsuranceDekhoinsurancedekho.com$401.98M6 roles2,020—
MobiKwikmobikwik.com$302.75M7 roles667$121.81MFYFY2025 filing
Oxyzooxyzo.in$274.6M—537—
SBI Cardsbicard.com$241.56M6 roles4,081—
True Balancetruebalance.io$232.38M—132$21.29MFYFY2025 filing
Airtel Payments Bankairtel.in—7 roles501—
Square Yardssquareyards.com—7 roles3,396Financial figure available in RadarView in Radar
FreeChargefreecharge.in—6 roles103,703$31.12MFYFY2025 filing
INDMoneyindmoney.com—6 roles83—
Policybazaarpolicybazaar.com—6 roles23,679$432.16MFYFY2025 filing
AuthBridgeauthbridge.com——2,174—
Care.ficarefi.in——32—
Centricitycentricity.co.in——226—
Comvivacomviva.com——2,283$113.31MFYFY2025 filing
FIAfiaglobal.com——186Financial figure available in RadarView in Radar
Indifiindifi.com——509Financial figure available in RadarView in Radar
RenewBuyrenewbuy.com——4,647Financial figure available in RadarView in Radar
Roinet Solutionroinetsolution.com——390$35.45MFYFY2025 filing
True Creditstruecredits.in——132$95.35MFYFY2025 filing
Ummeed Housing Financeummeedhfc.com——1,654Financial figure available in RadarView in Radar
23 featured companies

Locked revenue figures are available in Radar; the eight company financial previews stay the same throughout this page. A dash means the figure is outside these featured lists. Revenue years vary by company; the figures are not a like-for-like revenue comparison. Compare annual accounts ↗

Startup discovery

Recorded classifications only
THE KEY SIGNALS

Fintech industry KPIs in Gurugram

A few useful ratios bring the size of this ecosystem into perspective.

4 August 2026
Hiring participation19.5%

78 of 400 tracked companies have open roles.

Funding participation30.8%

123 of 400 tracked companies have a recorded round.

Top 3 funding share35.8%

Share of disclosed capital received by the three largest recorded recipients.

Median disclosed round$2.29M

Midpoint of 370 rounds with a disclosed amount.

Scale is concentrated. Opportunity is broader. The three largest funding recipients hold 35.8% of disclosed capital, while 69.2% of tracked companies have no recorded funding round.

Explore the segments →
CAPITAL & COMPANY FORMATION

How Gurugram fintech has grown

Recorded company formation and disclosed funding across the complete annual series shown.

Expand panel +
2016 — 2025

Disclosed funding by year

Sum of recorded funding rounds · USD

Gurugram fintech
$0$343.61M$687.22M$1.03B$1.37B2016: $147.91M20162017: $178.63M20172018: $184.06M20182019: $593.31M20192020: $254.5M20202021: $1.21B20212022: $595.88M20222023: $447.58M20232024: $261.85M20242025: $406.97M2025
View the numbers
Annual fintech funding and company formation in Gurugram
YearFunding (USD)FoundedRaising
2016$147.91M2418
2017$178.63M3619
2018$184.06M3323
2019$593.31M2631
2020$254.5M3824
2021$1.21B3338
2022$595.88M3439
2023$447.58M3528
2024$261.85M3327
2025$406.97M1227
WHERE CAPITAL SITS

Funding concentration

Share of all disclosed company funding.

  • BharatPe17.0%
  • Stashfin9.5%
  • PB Fintech9.4%
  • Other companies64.2%

Funding by stage

405 recorded rounds since 2016

NUMBER OF ROUNDS
Seed & Angel187 46.2%
Series A–B99 24.4%
Series C+ / PE46 11.4%
Grants, debt & other73 18.0%

Recent recorded rounds

Latest recorded rounds · USD
8 rounds

Swipe or scroll horizontally to browse.

Seed04/2026
Bankys $255.35K

Backed by Inflection Point Ventures.

Angel04/2026
Frax $80.86K

Backed by Avinash Gupta and Shobhit Pandey and others.

Series A03/2026
Bachatt $12M

Backed by Accel and Lightspeed Venture Partners and others.

Conventional Debt03/2026
BharatPe $10M

Backed by RevX Capital and NeoGroup and others.

Largest and notable recorded rounds

Each card is one recorded round
10 cards

Swipe or scroll horizontally to browse.

Series E07/2021
BharatPebharatpe.com$350M

Backed by Tiger Global Management and Dragoneer Investment Group and others.

Series A11/2021
Oxyzooxyzo.in$200.79M

Backed by Alpha Wave Global and Tiger Global Management and others.

THE BUSINESS BEHIND THE ACTIVITY

Revenue, profitability & financial strength

Annual accounts for reporting companies linked to this landscape, on like-for-like currency and reporting bases.

Expand panel +
₹ crore · standalone

Display conversions use the dated reference rates above. Where a verified rate is unavailable, figures retain their source currency. Each reporting cohort keeps its currency and accounting basis separate.

FY2025 · annual statements grouped by reported fiscal year; exact entity periods remain on preview rows · 152 reporting entities from 204 eligible matches.

Revenue in covered accounts₹27,064.1 crore

Sum of reporting-entity revenue; not Gurugram market sales.

Net profit / loss₹-3,750.8 crore

Combined result for the same cohort.

Aggregate net margin-13.9%

Combined net income ÷ combined revenue.

Median company revenue₹6.1 crore

The middle covered reporting entity.

Profitable entities+39.5%

60 of 152 covered entities.

Top-five concentration+68.6%

Share of covered revenue from the five largest entities.

Annual account trend

Reported cohort totals by year; coverage is stated for every period.

Bar height shows revenue. Changes in coverage can affect totals.

Profitability has two perspectives

FY2025 · 152 reporting entities

Open the company accounts

Up to eight fixed company previews show financial amounts. Search and sort the wider company list, then continue in Radar.

152 reporting entities
Continue your financial research in Radar

Explore full company accounts and filings.

View financials in Radar ↗
GURUGRAM · INDUSTRY COHORTS

How does fintech compare?

Each pair uses the same year, currency and reporting basis. Cohort overlap is disclosed.

IndustryCovered / eligibleRevenue totalMedian revenueNet profit / lossAggregate marginProfitable shareOverlap

Available-account cohorts are not estimates of whole industries. Overlapping entities can occur in more than one cohort; do not add cohort totals.

Coverage, calculations & financial sources

Filed annual accounts for exact designated national identifiers. Every aggregate and peer pair uses one fiscal year, source currency and reporting basis; periods, coverage and overlap are explicit; 2026 partials are excluded.

The same up to eight reporting entities remain open across years, filters and sorts. Other company figures are available in Radar.

Source currencies and accounting bases stay separate. Missing accounts are excluded rather than treated as zero. Exact reporting periods appear on company previews. Annual totals can change with coverage and do not measure growth of a fixed company cohort.

DIGITAL FOOTPRINT

Web traffic, app reach and release cadence

How the Gurugram companies on this page show up online: the sites people visit, the apps they install, and how often those apps ship.

Busiest websites

30 of the 389 companies on this page carry a measured traffic record (7.7%); these are the largest of those, by monthly visits. The median among them is 344,120 visits.

CompanyMonthly visitsAuthorityMobile
Policybazaarpolicybazaar.com36,713,1108194.5%
PayUpayu.in14,662,4814769.1%
SBI Cardsbicard.com12,140,2137491.8%
Paisabazaarpaisabazaar.com5,984,9927389.6%
INDMoneyindmoney.com1,293,1026061.1%
Square Yardssquareyards.com1,231,0806968.7%
MobiKwikmobikwik.com1,100,9675690.3%
ET Moneyetmoney.com1,013,7205978.1%
BharatPebharatpe.com955,7294496.7%
InsuranceDekhoinsurancedekho.com688,0225168.3%

Visits and authority are third-party web estimates, not company-reported figures.

Most-installed apps

113 of these companies (29%) publish at least one Android app — 162 apps in all, carrying 335.9M installs between them.

AppInstallsRatingStore category
SBI Card: Manage Credit CardSBI Card43.8M4.4Finance
BharatPe for BusinessBharatPe42.4M4.2Finance
Policybazaar - Buy InsurancePolicybazaar35.7M4.5Finance
Paisabazaar: Credit Score AppPaisabazaar33.9M4.6Finance
Stashfin UPI, Pay Bills, LoansStashfin29.6M3.7Finance
RupeeRedee - Personal Loan AppRupeeRedee22.8M4.6Finance
INDmoney: Stocks, Mutual FundsINDMoney21.9M4.7Finance
BharatPe UPI Payment, Loan AppPostpe17.8M3.8Finance
Delhi Metro Sarthi AppAutoPe Payment Solutions14.6M3.6Maps & Navigation
ET Money Mutual Fund, SIF, SIPET Money11.9M4.4Finance

Installs are lifetime totals to date at the June 2026 store reading — a measure of reach, not of people using an app today.

App reach by segment

The busiest app inside each of this page’s own segments, with the quarterly release trend behind it (2023Q4–2026Q1).

SegmentAppsInstallsLeading appRelease trend
Alternative Lending55210.8MSBI Card: Manage Credit Card 43.8M
Payments45118.5MBharatPe for Business 42.4M
Investment Tech3275MPaisabazaar: Credit Score App 33.9M
Internet First Insurance Platforms1136.9MPolicybazaar - Buy Insurance 35.7M
Consumer And Sme Loans66.9MBharatLoan: Personal Loan App 6.2M
Banking Tech315.5MChqbook for Small Businesses 2.3M
Finance & Accounting Tech63.4MUniqey by JJ Tax 1.7M
Insurance Distribution4618.8KRenewBuy Partners 344.2K

A company can carry several segment tags, so these rows overlap and should not be added together. Trend lines are zero-based and share one quarter grid, so a flat line is a quiet segment, not a missing one.

Release cadence by quarter

New apps published, beside apps whose most recent update landed in that quarter — the second bar is how much of the shelf is still being maintained.

2023Q2: 22023Q2: 02023Q22023Q3: 12023Q3: 32023Q32023Q4: 22023Q4: 12023Q42024Q1: 42024Q1: 02024Q12024Q2: 12024Q2: 32024Q22024Q3: 32024Q3: 22024Q32024Q4: 32024Q4: 12024Q42025Q1: 22025Q1: 32025Q12025Q2: 12025Q2: 42025Q22025Q3: 22025Q3: 102025Q32025Q4: 12025Q4: 102025Q42026Q1: 12026Q1: 202026Q1

Darker bars are new releases, lighter bars apps updated. 60 of 162 apps carry a release date. The series ends at 2026Q1, the last quarter that closed before the June 2026 reading.

INSIDE THE INDUSTRY

The Gurugram fintech market map

Explore the segments behind the headline numbers.

Expand panel +

Where companies are building

Rank segments by scale, hiring or disclosed funding.

Enterprise tech220
Consumer digital220
Nbfc lenders106
Enterprise software96
Investment tech79
Saas60
Marketplaces57
Business payments solutions51
Commerce enablers36
Fintech saas33
Internet first wealth management platforms28
Online trading platforms26

Companies can sit in several segments. Counts and funding overlap.

SEGMENT TO EXPLORE

Enterprise tech

The largest measured segment in this report snapshot.

220companies
21.4%have hiring activity

47 companies hiring · $2.44B disclosed funding

Explore in Radar

How companies make money

Common revenue models; a company can use more than one.

Commission on transaction260
Subscription214
Lending89
Fee-for-service85
E-commerce - service64
E-commerce - product17
Advertising14
Physical commerce7
THE COMPANIES IN MOTION

Who is listing, hiring leaders, launching and winning work

Recorded corporate activity linked to companies in this landscape.

Expand panel +
Recent corporate headlines 10 dated reports
Mergers & acquisitionsmobikwik.com ↗

Mumbai: Peak XV Partners sold its remaining 7.7% stake in fintech MobiKwik through block deals worth over Rs 130 crore on Tuesday, completely exiting its investment in the firm, said people in the know.

Funding roundscredresolve.com ↗

CredResolve has raised a Pre-Series A funding round led by Merak Ventures, with participation from existing investors Unleash Capital Partners and CDM Capital.

Funding roundssign3labs.com ↗

Gurugram-based fraud intelligence startup Sign3 has raised $1.5 million in a funding round led by early-stage venture firm Cedar Hill Capital.

Funding roundsindifi.com ↗

Indifi has raised ₹40 crore in debt from BlackSoil Capital to strengthen its digital lending platform and expand credit access for SMEs across India.

Funding roundstruebalance.io ↗

The most recent competitors to raise funding was True Balance secured $10M in Mar, 2026.

Funding roundsstrideone.in ↗

In the fintech infrastructure space, StrideOne , the NBFC arm of Stride Capital, raised $11 million to expand its lending capabilities.

Funding roundsfreed.care ↗

Debt restructuring platform Freed has secured $6.6 million (Rs 60 crore) in a funding round led by Aavishkaar Capital.

Funding roundsinsurancedekho.com ↗

Founded: 2016 | Headquarters: Gurugram | Total Funding: $362 million

Mergers & acquisitionsairtel.in ↗

Bharti Airtel, the promoter of Indus Towers, has further strengthened its control over the telecom infrastructure company by acquiring additional shares in the open market.

Funding roundscarefi.in ↗

Care.fi landed $8 million to help hospitals in India run better and faster…

Full recorded event mix

Top 10 categories among 1,116 recorded events in the 24-month window.

Earnings
394
Leadership moves
190
Funding rounds
142
Mergers & acquisitions
83
Company announcements
82
New products
61
Regulatory
39
Contracts
30
Lawsuit
29
IPO activity
28
6 activity cards

Swipe or scroll horizontally to browse.

Leadership moves

58 tracked people moves

Centricity ↗
Kartik Kini

Appointment Chief Strategy and Execution Officer

Centricity ↗
Kamal Kishore

Appointment Chief AI & Engineering Officer

Centricity ↗
Himanshu Puri

Appointment Chief Strategy and Execution Officer for NRI Wealth

BharatPe ↗
Shashvat Nakrani

Departure Previously COO

Tarun Mathur

Resignation Previously Chief Executive Officer and Principal Officer

PB Fintech ↗
Amrita Pandey

Appointment Group HR Head

BharatPe ↗
Himanshu Verma

Appointment Head of POS Business

BharatPe ↗
Bhavik Koladiya

Departure Previously Co-founder

Product launches

Products, platforms and features in the recorded window

Decentro ↗
Integration with Banking Connect

Netbanking payment integration

Comviva ↗
NGAGE for Enterprises

Communications platform as a service (CPaaS)

Fraud Alert

Network-level fraud detection

Comviva ↗
Unified Digital Distribution Management System powered by Comviva\'s BlueMarble Retail platform

Digital Distribution Management System

Urban Money ↗
Insta Payout

Product

BookMyForex ↗
Pay-on-Delivery (POD) for currency note orders

Payment option

BookMyForex ↗
Seasonal BIGFOREXSALE

Forex services

Autope Smart Lockers

Smart lockers / urban logistics

Litigation

17 tracked suits

Company
econet wireless v Bharti Airtel

shareholder rights violationCivil · Verdict

Company
Bharti Airtel, vodafone idea, tata teleservices v government

Waiver of interest and penalties on AGR duesCivil · Settled

Earnings pulse

Reported company results in the recorded window.

18companies
375period observations
19.6%median reported growth

Median across 362 reported growth observations; companies may contribute multiple periods.

Mergers and acquisitions

Company-linked deal reports; status is preserved as recorded.

Acquirer → targetStatusDateValue / context
Florintree Advisors, Viridian Asset Management, Dymon Asia, Karma Capital→MobiKwik ↗Announced2026-04-29Not stated in snapshot
Viridian Asset Management, Florintree Advisors, Dymon Asia, Karma Capital→MobiKwik ↗Completed2026-04-28Not stated in snapshot
karma capital→MobiKwik ↗Announced2026-04-28Not stated in snapshot
Dymon Asia→MobiKwik ↗Announced2026-04-28Not stated in snapshot
Na→MobiKwik ↗Completed2026-04-28$13.8M
Airtel Payments Bank→Cnergee TechnologiesAnnounced2026-04-27Not stated in snapshot

A discussion or rumour is not a completed transaction. An unstated value is not zero.

PEOPLE & OPPORTUNITY

The talent market

1,196 postings in the preceding 12 months. The full 1,503-posting snapshot covers 100 employers.

Expand panel +

Most advertised job titles

Business Development Executive76
Sales Executive73
Business Development Manager41
Sales Manager39
Relationship Manager21
Territory Sales Manager13
0 internship postings

2 tracked postings mention remote work.

The seniority mix

890 postings specify a level.

unspecified
613
manager
576
senior
172
lead
99
entry
23
intern
20

Skills employers mention

Top skills across 1,503 tracked postings in the available jobs snapshot.

Sales
377
Negotiation
206
Communication
155
Business Development
137
Lead Generation
124
Customer Service
114
Relationship Management
98
Communication Skills
89
Crm Tools
81
Crm Software
81
ADVERTISED PAY$7.2K/ year

Median across 179 postings with pay data, expressed in USD.

Salary by seniority

manager$7.2K/ year86 postings

Advertised posting medians do not describe all employees or roles.

THE PEOPLE BUILDING THE FIELD

Founders and leaders

426 founders and chief executives across 265 companies.

Expand panel +
12 profiles

Swipe or scroll horizontally to browse.

Education networks

117 profiles with education records.

IIT Delhi
30
IIM Ahmedabad
10
Indian School of Business
9
IIM Calcutta
8
University of Delhi
8
INSEAD
5
IIM Bangalore
5
IIT Kanpur
5

Prior employers

28 profiles with prior-work records.

Goldman Sachs
6
McKinsey
4
Bain
4
Boston Consulting Group
4
Microsoft
3
Amazon
2
Intel
1
Google
1

Profiles cover recorded founders and leaders; contact details remain in Radar.

NEWS INTELLIGENCE

How this industry appears in the news

214,927 articles in the measured 12-month window.

Expand panel +
214,927articles in the measured year
50,243articles in 2026Q1
70.5%positive tone in the latest complete year

News volume trends

Fintech coverage across India · articles per complete quarter

019,05538,10957,16476,2192021Q2: 30,9812021Q22021Q3: 37,5942021Q4: 34,4022022Q1: 39,3802022Q2: 43,8282022Q22022Q3: 46,8632022Q4: 45,9302023Q1: 49,0172023Q2: 46,4652023Q22023Q3: 52,1422023Q4: 47,1132024Q1: 49,9992024Q2: 52,1162024Q22024Q3: 59,3882024Q4: 60,8762025Q1: 62,6522025Q2: 66,2772025Q22025Q3: 66,1382025Q4: 47,3602026Q1: 50,2432026Q1
View quarterly article counts
QuarterArticles
2021Q230,981
2021Q337,594
2021Q434,402
2022Q139,380
2022Q243,828
2022Q346,863
2022Q445,930
2023Q149,017
2023Q246,465
2023Q352,142
2023Q447,113
2024Q149,999
2024Q252,116
2024Q359,388
2024Q460,876
2025Q162,652
2025Q266,277
2025Q366,138
2025Q447,360
2026Q150,243

Article volume measures coverage, not market sales.

Tone of coverage over time

2021
75,293 positive · 2,146 neutral · 41,452 negative
2022
102,727 positive · 2,796 neutral · 70,280 negative
2023
117,640 positive · 3,093 neutral · 73,824 negative
2024
149,232 positive · 3,870 neutral · 69,043 negative
2025
170,704 positive · 6,087 neutral · 65,372 negative

Leading coverage topics

Fintech coverage across India · ranked by full-period article count.

Initial Public Offerings (Ipos)26,337 articles in the full recorded period
7,531 recent · 9,138 prior
Initial Public Offerings (Ipos) And Listings22,758 articles in the full recorded period
6,923 recent · 7,058 prior
Commodity Trading And Price Changes19,874 articles in the full recorded period
7,181 recent · 4,793 prior
Trade Wars And Geopolitical Impacts19,413 articles in the full recorded period
7,532 recent · 5,703 prior
Asian Financial Market Developments18,830 articles in the full recorded period
6,395 recent · 5,725 prior
Foreign Exchange (Forex) Rate Fluctuations18,495 articles in the full recorded period
5,744 recent · 4,591 prior
Emerging Markets Economic Updates17,683 articles in the full recorded period
5,494 recent · 4,794 prior
Interest Rate Decisions And Impacts16,415 articles in the full recorded period
4,269 recent · 3,920 prior
Quarterly And Annual Financial Results16,241 articles in the full recorded period
4,359 recent · 5,041 prior
Corporate Earnings Reports And Financial Performance15,449 articles in the full recorded period
4,208 recent · 4,780 prior

Recent and prior counts use the source comparison windows.

Topics gaining and losing attention

India comparison coverage

KeywordRecentPriorChange
commodity futures2,5921,65257%
crude oil prices1,62087984%
securities fraud98760862%
low-income banking942394139%
oil price volatility883441100%
performance sedan engines802264204%
commodity trading584199193%
sedan mpg comparison556264111%
compact sedan fuel efficiency555264110%
fuel-efficient sedan models555264110%
master franchising174,944-100%
conversion franchising174,638-100%
brand franchising174,637-100%
franchisee support144,629-100%
single-unit franchise114,607-100%

Event and signal lenses

India comparison coverage

All complete annual cohorts shown
Rising

Regulatory Risk

406,490 classified articles

stock performance, stock indices, forex liquidity

61.8% critical · 35.9% positive
Rising

Funding Momentum

70,345 classified articles

pre-ipo valuation, ipo prospectus, ipo pricing

61.2% critical · 47.9% positive
Rising

Growth

147,794 classified articles

gdp growth forex, revenue beats, stock performance

56.2% critical · 46.4% positive

Fintech coverage across India. Topic labels describe recorded classifications and can include broad context.

RESEARCH SIGNALS

What Fintech research is working on

1,335 papers in the recorded india scope.

Expand panel +
1,335papers
13,825worldwide comparison pool
1,335India-affiliated papers

Research orientation

Promising
410
Problem-identifying
320
Descriptive
314
Cautionary
158
Breakthrough
94
Comparative
23
Critical
16

Contribution mix

Empirical
778
Reviews
256
Position pieces
155
Methods-led
140
Theoretical
6

Tone counts: 1,275 positive · 1 neutral · 59 negative.

Common problems researchers identify
336 papers · 25.2% of this field
  • Financial services179 papers
  • FinTech128 papers
  • Financial inclusion89 papers
  • Payment62 papers
  • Financial literacy37 papers
  • Government36 papers
  • Retail banking24 papers
  • Mobile payment24 papers

Landmark: Financial technology: a review of extant literature

Cautions
158 papers · 11.8% of this field
  • Financial services79 papers
  • Financial inclusion60 papers
  • FinTech58 papers
  • Payment35 papers
  • Government23 papers
  • Digital currency19 papers
  • Database transaction16 papers
  • Investment16 papers

Landmark: Thematic Analysis of Financial Technology (Fintech) Influence on the Banking Industry

Opportunities
504 papers · 37.8% of this field
  • Financial services228 papers
  • FinTech162 papers
  • Financial inclusion161 papers
  • Payment86 papers
  • Financial literacy63 papers
  • Mobile payment51 papers
  • Database transaction47 papers
  • Mobile banking42 papers

Landmark: The Impact of Fintech and Digital Financial Services on Financial Inclusion in India

Leading institutions

Chitkara University
251
Amity University
227
Symbiosis International University
213
Indian Institute of Technology Kanpur
198
Indian Institute of Technology Delhi
187
Fore School of Management
176

Leading researchers

Vikas Sangwan
176
Harshita Harshita
176
Puneet Prakash
176
Shveta Singh
176
Mohammad Asif
164
Mohd Naved Khan
153
Sadhana Tiwari
153
Showkat Khalil Wani
153

Highly cited breakthrough-labelled papers

  • Eagle Strategy Arithmetic Optimisation Algorithm with Optimal Deep Convolutional Forest Based FinTech Application for Hyper-automation32 citations
  • Impact of technology on the financial performance of Indian commercial banks: a clustering based approach11 citations
  • ANALYZING OPPORTUNITIES AND OBSTACLES OF FINTECH IN INDIAN FINANCIAL MARKET2 citations
  • Sustainable digital finance and Finance 5.0: a systematic review and research agenda1 citations
  • Optimizing Cloud Resources for Financial Market Prediction: A Machine Learning Study on NVIDIA Stock Data1 citations

Common problems researchers identify

637 papers · 7 recurring themes
7 cards

Swipe or scroll horizontally to browse.

Mobile Payment / PaymentCommon problems researchers identify · 01

Mobile Payment / Payment

127 papers

19.9% of this theme group

Mobile payment (87) · Payment (88) · Mobile banking (23) · Marketing (18)

Empirical study on consumers’ reluctance to mobile payments in a developing economy

An Empirical Study on the Factors Influencing Usage of Mobile Payments with Reference to Bangalore City

View research history
YearShare index
2022629.6
2023605.9
2024764.9
2025875.7
Fintech / Financial ServicesCommon problems researchers identify · 02

Fintech / Financial Services

116 papers

18.2% of this theme group

FinTech (71) · Financial services (80) · Financial innovation (12) · Financial sector (11)

Fintech and the Future of Financial Services: A Study of the Impact of Fintech on Traditional Financial Institutions

Fintech Disruption of Traditional Banking Services: A Comprehensive Analysis of Digital Transformation in the Financial Sector

View research history
YearShare index
2022525.1
2023571.5
2024621.1
2025942.8
Credit Card Fraud / Credit CardCommon problems researchers identify · 03

Credit Card Fraud / Credit Card

113 papers

17.7% of this theme group

Credit card fraud (43) · Credit card (44) · Financial fraud (24) · Computer security (30)

Credit Card Fraud Detection Using Advanced Machine Learning Techniques

Role of Machine Learning in Credit Card Fraud Detection

View research history
YearShare index
202247.4
202347.0
202447.6
202563.6
Financial Inclusion / Financial ServicesCommon problems researchers identify · 04

Financial Inclusion / Financial Services

85 papers

13.3% of this theme group

Financial inclusion (71) · Financial services (53) · Financial literacy (22) · Inclusion (13)

Financial Inclusion: The Role of Fintech and Digital Financial Services in India

Digital Financial Inclusion Through FinTech

View research history
YearShare index
2022533.2
2023593.9
2024622.8
2025942.7
Alternative Trading System / Stock ExchangeCommon problems researchers identify · 05

Alternative Trading System / Stock Exchange

78 papers

12.2% of this theme group

Alternative trading system (9) · Stock exchange (7) · Insider trading (6) · Algorithmic trading (10)

Development of Financial Technology through E-Payment System in India

Prospects of Digital Currency in India- A Way Forward

View research history
YearShare index
2022430.9
2023395.3
2024430.6
2025186.7
Computer Security / PaymentCommon problems researchers identify · 06

Computer Security / Payment

76 papers

11.9% of this theme group

Computer security (32) · Payment (49) · Authentication (7) · Payment system (13)

Securing Transactions and Payment Systems for M-Commerce

Mobile Payments: Assessing the Threats, Challenges and Security Measures

View research history
YearShare index
20221349.6
20231352.7
20241488.4
20251276.9
Portfolio / Financial MarketCommon problems researchers identify · 07

Portfolio / Financial Market

42 papers

6.6% of this theme group

Portfolio (13) · Financial market (9) · Algorithmic trading (9) · Portfolio optimization (5)

Stock Market Prediction Using Machine Learning Techniques: A Decade Survey on Methodologies, Recent Developments, and Future Directions

Literature Review on Algorithmic Trading in Financial Markets

View research history
YearShare index
2022478.8
2023477.5
2024510.3
2025629.7

Cautions

210 papers · 4 recurring themes
4 cards

Swipe or scroll horizontally to browse.

Payment / Mobile PaymentCautions · 01

Payment / Mobile Payment

72 papers

34.3% of this theme group

Payment (44) · Mobile payment (25) · Digital currency (14) · Currency (12)

Payments transition in India – consumer preferences and policy shifts

Central Bank Digital Currencies and payments: A review of domestic and international implications

View research history
YearShare index
2022621.8
2023592.6
2024747.1
2025852.6
Financial Services / FintechCautions · 02

Financial Services / Fintech

69 papers

32.9% of this theme group

Financial services (50) · FinTech (38) · Financial inclusion (32) · Financial literacy (10)

Fintech and financial inclusion: Transforming underserved access to financial services

Fintech Innovations and Their Impact on Financial Inclusion in Developing Economies

View research history
YearShare index
2022533.2
2023586.1
2024645.7
20251018.9
Algorithmic Trading / PortfolioCautions · 03

Algorithmic Trading / Portfolio

37 papers

17.6% of this theme group

Algorithmic trading (15) · Portfolio (14) · Financial economics (8) · Trading strategy (7)

A Study on Algorithmic Trading Strategies and Their Impact on Financial Markets: Evidence from the Indian Securities Market

Understanding the Impact of Algorithmic Trading on Indian Financial Markets: A Quantitative Analysis

View research history
YearShare index
2022682.9
2023677.2
2024596.4
2025587.5
Computer Security / Credit Card FraudCautions · 04

Computer Security / Credit Card Fraud

32 papers

15.2% of this theme group

Computer security (7) · Credit card fraud (4) · Credit card (4) · Analytics (4)

Adoption of artificial intelligence-based credit risk assessment and fraud detection in the banking services: a hybrid approach (SEM-ANN)

Risk Compliance in Indian Banking: Leveraging Artificial Intelligence for Fraud Detection

View research history
YearShare index
2022858.0
2023882.7
2024837.4
2025537.3

Opportunities

2,221 papers · 7 recurring themes
7 cards

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Financial Fraud / AccountingOpportunities · 01

Financial Fraud / Accounting

540 papers

24.3% of this theme group

Financial fraud (68) · Accounting (36) · Database transaction (106) · Computer security (106)

Fraud Detection in Banking Transactions Using Machine Learning

Machine Learning-Based Real-Time Fraud Detection in Financial Transactions

View research history
YearShare index
20222038.3
20232002.1
20241656.9
20251180.3
Portfolio / Portfolio OptimizationOpportunities · 02

Portfolio / Portfolio Optimization

408 papers

18.4% of this theme group

Portfolio (270) · Portfolio optimization (178) · Trading strategy (61) · Algorithmic trading (74)

Prediction and Portfolio Optimization in Quantitative Trading Using Machine Learning Techniques

Deep Learning for Stock Price Prediction and Portfolio Optimization

View research history
YearShare index
2022335.5
2023324.2
2024235.4
2025360.9
Payment / Mobile PaymentOpportunities · 03

Payment / Mobile Payment

352 papers

15.8% of this theme group

Payment (266) · Mobile payment (161) · Payment system (58) · Marketing (28)

Unified Payment Interface—An Advancement in Payment Systems

Mobile payment service adoption: understanding customers for an application of emerging financial technology

View research history
YearShare index
2022595.2
2023565.3
2024723.5
2025818.2
Credit Card Fraud / Credit CardOpportunities · 04

Credit Card Fraud / Credit Card

346 papers

15.6% of this theme group

Credit card fraud (302) · Credit card (311) · Random forest (47) · Computer security (69)

Credit Card Fraud Detection using Machine Learning Algorithms

Credit Card Fraud Detection using Machine Learning Methods

View research history
YearShare index
202261.3
202362.1
202453.9
202574.0
Financial Inclusion / Financial ServicesOpportunities · 05

Financial Inclusion / Financial Services

319 papers

14.4% of this theme group

Financial inclusion (145) · Financial services (174) · FinTech (125) · Financial literacy (54)

The Impact of Fintech and Digital Financial Services on Financial Inclusion in India

A Perspective on the Application of Fintech as a Gateway for Financial Literacy

View research history
YearShare index
2022533.2
2023586.1
2024645.7
20251018.9
Blockchain / Computer SecurityOpportunities · 06

Blockchain / Computer Security

144 papers

6.5% of this theme group

Blockchain (91) · Computer security (51) · Database transaction (45) · Transparency (26)

Online Payment Using Blockchain

Trustworthy E-KYC Systems Using Blockchain

View research history
YearShare index
20221069.8
20231090.7
20241045.0
20251083.9
Credit Risk / LoanOpportunities · 07

Credit Risk / Loan

112 papers

5.0% of this theme group

Credit risk (24) · Loan (16) · Interpretability (12) · Feature selection (12)

Credit scoring using ensemble of various classifiers on reduced feature set

Feature Selection using Optimized Multiple Rank Score Model for Credit Scoring

View research history
YearShare index
2022256.3
2023260.1
2024185.0
2025281.7

How this field compares with the research baseline

Orientation shares compared with 25,000 papers in the reference sample.

Research orientationThis fieldReference sample
Promising30.7%37.3%
Problem-identifying24.0%9.5%
Descriptive23.5%17.6%
Cautionary11.8%4.4%
Breakthrough7.0%26.4%
Comparative1.7%3.8%
Critical1.2%0.9%

Concerns receiving less research attention

Counts and shares refer to the stated research pool. A low count describes how much of that research is recorded here, not the absence of a real-world concern.

Concern / example paperPapersShareRaised as a problemWorldwide share
Privacy & surveillanceA comparison of mobile money-transfer UIs for non-literate and semi-literate users2706.55%93 (34.4%)4.6%
Safety & misuseTHE WEAPONISATION OF ARTIFICIAL INTELLIGENCE IN DAILY LIFE FINTECH CRIMES: AN EXHAUSTIVE ANALYSIS OF THE INDIAN LANDSCAP80.19%3 (37.5%)0.08%
Labour & data workMobile Money Taxation and Informal Workers: Evidence from Ghana’s E-Levy70.17%3 (42.9%)0.1%
Bias & fairnessResponsible AI in Fintech: Evaluating Fairness and Bias in Rural Credit Scoring50.12%1 (20.0%)0.14%
Energy & datacenter footprintInnovative Machine Learning Applications for green Finance40.1%2 (50.0%)0.05%
Concentration of compute powerModerating effect of fintech adoption on market power and bank stability Nexus: Indian evidence20.05%0 (0.0%)0.17%
Water use00.0%0 (%)0.0%
Carbon & emissions of compute00.0%0 (%)0.0%
Hardware, e-waste & supply chain00.0%0 (%)0.01%

Institution and researcher rankings use citations to their covered work. Research scope: India. This may be broader than the company geography.

UNDERSTAND THE LANDSCAPE

Fintech in Gurugram: key questions

Clear definitions for making better comparisons.

What does this landscape measure?

It measures the tracked company ecosystem, recorded funding, hiring and other available evidence. It is not a market-size estimate.

Can segment counts be added together?

No. A company can belong to several segments, so segment counts and funding can overlap.

What does a missing figure mean?

A dash or unavailable panel means the current reviewed source snapshot does not support that figure.

KEEP EXPLORING

Put Gurugram in context

All landscapes ↗

Company ecosystem snapshot: 4 August 2026. Funding is recorded in USD; filed accounts retain their stated currency and reporting basis. Each section identifies its own coverage. The news and research behind these sections is explorable in Prism.

Canonical landscape ↗
Coming soon