Industry landscapes
Industry report

Funding and advertised pay are reported in USD; filed accounts retain their stated source currency and basis.

Exchange-rate basis

Indicative conversions use ECB reference rates dated 2026-09-14, applied consistently across all periods. They are not historical exchange rates. Indian rupees may use crore (1 crore = 10 million); other currencies use K, M and B. CSV downloads, source documents and quoted news headlines retain their original currencies.

THE THE NETHERLANDS EDITION 2026

the Netherlands’s
fintech industry,
in focus.

The companies, capital and talent shaping fintech in the Netherlands. Find the leaders. Understand the segments. See where the activity is.

Snapshot: Funding in USD
Illustrated cover for Fintech Industry Landscape of the Netherlands
NL
COMPANIES · CAPITAL · TALENT

An industry ecosystem,
measured in context.

Fintech illustration
MEET THE COMPANIES

Explore the Netherlands’s fintech leaders

24 featured companies from the funding, hiring, revenue and team-size leaderboards.

Expand panel +
Fintech company highlights in the Netherlands, snapshot 1 September 2026
Company
Molliemollie.com$934.72M800
Mambumambu.com$445.79M5 roles68Financial figure available in RadarView in Radar
Bunqbunq.com$373.11M450
Factrisfactris.com$370.37M5Financial figure available in RadarView in Radar
Finomfinom.co$310.39M188
Adyenadyen.com$266M13 roles3,883Financial figure available in RadarView in Radar
Florynfloryn.com$141.35M60
Deribitderibit.com$140M115
Backbasebackbase.com9 roles2,000
Ziemann Cashserviceziemann.nl8 roles14
Anadolubank Nederland N.V.anadolubank.nl6 roles
Taxmarctaxmarc.com4 roles
InSharedinshared.nl3 roles
Kred\'itkredit.nl3 roles16
Buckaroobuckaroo.nl
FRISSfriss.com208
Guthaben.deguthaben.de
Independerindepender.nl300
Klearlyklearly.nl
NeaPayneapay.com
Oandaoanda.jp
Ortec Financeortecfinance.comFinancial figure available in RadarView in Radar
Silverflowsilverflow.com62
Vermegvermeg.com1,600
24 featured companies

Locked revenue figures are available in Radar; the eight company financial previews stay the same throughout this page. A dash means the figure is outside these featured lists. Revenue years vary by company; the figures are not a like-for-like revenue comparison. Compare annual accounts ↗

Company discovery

Recorded evidence only

Explore the live startup set in Radar

No company example met every recorded classification, independence and public-profile gate in this snapshot. The live directory may have newer qualifying companies.

Explore classified startups in Radar ↗
THE KEY SIGNALS

Fintech industry KPIs in the Netherlands

A few useful ratios bring the size of this ecosystem into perspective.

1 September 2026
Hiring participation6.0%

47 of 784 tracked companies have open roles.

Funding participation15.3%

120 of 784 tracked companies have a recorded round.

Top 3 funding share39.9%

Share of disclosed capital received by the three largest recorded recipients.

Median disclosed round$6M

Midpoint of 147 rounds with a disclosed amount.

Scale is concentrated. Opportunity is broader. The three largest funding recipients hold 39.9% of disclosed capital, while 84.7% of tracked companies have no recorded funding round.

Explore the segments →
CAPITAL & COMPANY FORMATION

How the Netherlands fintech has grown

Recorded company formation and disclosed funding across the complete annual series shown.

Expand panel +
2016 — 2025

Disclosed funding by year

Sum of recorded funding rounds · USD

the Netherlands fintech
$0$568.11M$1.14B$1.7B$2.27B2016: $26.68M20162017: $88.64M20172018: $220.94M20182019: $183.24M20192020: $273.76M20202021: $1.99B20212022: $410.53M20222023: $244.22M20232024: $136.52M20242025: $450.46M2025
View the numbers
Annual fintech funding and company formation in the Netherlands
YearFunding (USD)FoundedRaising
2016$26.68M407
2017$88.64M589
2018$220.94M4312
2019$183.24M4712
2020$273.76M4811
2021$1.99B4223
2022$410.53M3621
2023$244.22M2215
2024$136.52M178
2025$450.46M512
WHERE CAPITAL SITS

Funding concentration

Share of all disclosed company funding.

  • Mollie21.3%
  • Mambu10.2%
  • Bunq8.5%
  • Other companies60.1%

Funding by stage

185 recorded rounds since 2016

NUMBER OF ROUNDS
Seed & Angel72 38.9%
Series A–B54 29.2%
Series C+ / PE21 11.4%
Grants, debt & other38 20.5%

Recent recorded rounds

Latest recorded rounds · USD
1 rounds

Swipe or scroll horizontally to browse.

Series B03/2026
Silverflow $40M

Backed by Picus Capital and Rabo Investments and others.

Largest and notable recorded rounds

Each card is one recorded round
10 cards

Swipe or scroll horizontally to browse.

Series B12/2014
Adyenadyen.com$250M

Backed by General Atlantic and Index Ventures and others.

Series A06/2021
Bunqbunq.com$230.54M

Backed by Pollen Street and Raymond Kasiman.

Series A07/2023
Bunqbunq.com$111.25M

Backed by Raymond Kasiman and Pollen Street.

THE BUSINESS BEHIND THE ACTIVITY

Revenue, profitability & financial strength

Expand panel +

Annual accounts availability

No reviewed exact national-ID connector has yet been qualified for Netherlands; this is a checked implementation boundary, not evidence that filings are absent.; No reviewed exact national-ID connector has yet been qualified for Netherlands; this is a checked implementation boundary, not evidence that filings are absent.

DIGITAL FOOTPRINT

Web traffic, app reach and release cadence

How the the Netherlands companies on this page show up online: the sites people visit, the apps they install, and how often those apps ship.

Busiest websites

34 of the 784 companies on this page carry a measured traffic record (4.3%); these are the largest of those, by monthly visits. The median among them is 435,571 visits.

CompanyMonthly visitsAuthorityMobile
iDEALideal.nl66,232,9844682.1%
Adyenadyen.com55,875,8774382.3%
Molliemollie.com17,316,3744281.2%
Tikkietikkie.me15,663,0874299%
Buckaroobuckaroo.nl10,276,0884588.3%
PAYpay.nl5,385,4224589.2%
MultiSafepaymultisafepay.com3,513,6873979.1%
Bunqbunq.com2,805,1574882%
CM Telecomcm.com2,265,7954969.5%
Independerindepender.nl2,265,3816567%

Visits and authority are third-party web estimates, not company-reported figures.

Most-installed apps

90 of these companies (11.5%) publish at least one Android app — 140 apps in all, carrying 29M installs between them.

AppInstallsRatingStore category
TikkieTikkie6.9M4.7Finance
bunqBunq5.5M3.7Finance
DEGIRO: Stock Trading AppDEGIRO2.5M3.8Finance
TabTrader: Crypto TerminalTabtrader1.6M3.7Finance
VGZVGZ1.1M4.7Medical
BUX by ABN AMRO: InvestBUX960.3K4.2Finance
ICS CreditcardICS Cards950.1K3Finance
OVpayOVpay880.6K2.1Travel & Local
VGZ Mindfulness CoachVGZ877.1K3Medical
ABN AMRO CreditcardICS Cards734.7K4Finance

Installs are lifetime totals to date at the June 2026 store reading — a measure of reach, not of people using an app today.

App reach by segment

The busiest app inside each of this page’s own segments, with the quarterly release trend behind it (2023Q1–2026Q2).

SegmentAppsInstallsLeading appRelease trend
Payments7711.9MTikkie 6.9M
Banking Tech116.5Mbunq 5.5M
Investment Tech114MDEGIRO: Stock Trading App 2.5M
Cryptocurrencies93MTabTrader: Crypto Terminal 1.6M
Internet First Insurance Platforms142.7MVGZ 1.1M
Crypto Trading Platforms22.2MBOTS Capital: Smart Investing 617.3K
Finance & Accounting Tech6570.2KPeaks - Investing 449.6K
Insurance It11471.9KWEBFLEET Mobile 334.9K

A company can carry several segment tags, so these rows overlap and should not be added together. Trend lines are zero-based and share one quarter grid, so a flat line is a quiet segment, not a missing one.

Release cadence by quarter

New apps published, beside apps whose most recent update landed in that quarter — the second bar is how much of the shelf is still being maintained.

2022Q4: 32022Q4: 02022Q42023Q1: 42023Q1: 12023Q12023Q2: 12023Q2: 12023Q22023Q3: 32023Q3: 22023Q32023Q4: 22023Q4: 02023Q42024Q1: 22024Q1: 02024Q12024Q2: 32024Q2: 12024Q22024Q3: 32024Q3: 32024Q32024Q4: 32024Q4: 22024Q42025Q2: 12025Q2: 72025Q22025Q3: 22025Q3: 122025Q32025Q4: 32025Q4: 142025Q4

Darker bars are new releases, lighter bars apps updated. 85 of 140 apps carry a release date. The series ends at 2025Q4, the last quarter that closed before the June 2026 reading.

INSIDE THE INDUSTRY

The the Netherlands fintech market map

Explore the segments behind the headline numbers.

Expand panel +

Where companies are building

Rank segments by scale, hiring or disclosed funding.

Enterprise tech431
Consumer digital283
Enterprise software234
Saas125
Business payments solutions98
Nbfc lenders83
Blockchain in financial services77
Fintech saas72
Commerce enablers71
Marketplaces65
Crypto trading platforms52
Cfo stack39

Companies can sit in several segments. Counts and funding overlap.

SEGMENT TO EXPLORE

Enterprise tech

The largest measured segment in this report snapshot.

431companies
7.0%have hiring activity

30 companies hiring · $3.6B disclosed funding

Explore in Radar

How companies make money

Common revenue models; a company can use more than one.

Subscription512
Commission on transaction436
Fee-for-service190
E-commerce - service164
Lending52
Advertising38
E-commerce - product26
Freemium10
THE COMPANIES IN MOTION

Who is listing, hiring leaders, launching and winning work

Recorded corporate activity linked to companies in this landscape.

Expand panel +
Recent corporate headlines 10 dated reports
Mergers & acquisitionsadyen.com ↗

The acquisition aims to enhance loyalty and incentive offerings, improving customer engagement.

Funding roundsfactris.com ↗

Amsterdam’s Factris obtained €100 million from Brand New Day Bank to grow its SME invoice-financing portfolio across Europe.

Mergers & acquisitionskeylane.com ↗

Keylane, backed by Pollen Street Capital, has acquired Vereycken & Vereycken, a provider of insurance policy management software, in a tech M&A deal focused on expanding its software offerings.

Funding roundssilverflow.com ↗

Silverflow raises $40M to improve payment processing technology.

Mergers & acquisitionswebbtraders.com ↗

Marex Group plc (‘Marex’ or the ‘Group’; NASDAQ: MRX), the diversified global financial services platform, today announces that it has agreed to acquire European equity derivatives market maker Webb Traders to enhance its market making capabilities.

Funding roundsklearly.nl ↗

Klearly (Raleigh, North Carolina) – MarTech/SaaS: $14 million Series A

Mergers & acquisitionsmollie.com ↗

London FinTech GoCardless has been sold to Dutch rival Mollie in a €1.1 billion (£920 million) deal.

Mergers & acquisitionsderibit.com ↗

Back in August, the exchange acquired derivatives trading platform Deribit for $2.9 billion and maintains a close relationship with its USDC issuer, Circle.

Funding roundsinsify.com ↗

Insify, the digital insurance platform built by entrepreneurs for entrepreneurs, has raised €16.3 million in Series B funding.

Funding roundsamdax.com ↗

Amdax Amsterdam-based crypto-asset service provider Amdax has secured approximately €20 million in initial funding for its Amsterdam Bitcoin Treasury Strategy (AMBTS) through private placements from investors.

Full recorded event mix

Top 10 categories among 173 recorded events in the 24-month window.

Leadership moves
50
New products
31
Funding rounds
26
Mergers & acquisitions
20
Earnings
13
Company announcements
10
Regulatory
7
Contracts
7
Job creation
4
Capital infusions
3
5 activity cards

Swipe or scroll horizontally to browse.

IPO pipeline

1 companies with recorded IPO activity

Adyen ↗

IPO1 reports

Leadership moves

15 tracked people moves

Ralph Hamers

Appointment Chairman of its Group Board of Directors

Backbase ↗
Didier Van der Coelden

Appointment Chief Financial Officer

Zanders ↗
Alexander Odenthal

Appointment Partner

Jelmer Brons

Appointment Chief Commercial Officer

BUX ↗
Marlou Jenniskens

Promotion Chief Executive Officer

Olaf Geurs

Appointment Chief Technology Officer

Rachelle Alexis Lim

Appointment Chief Executive Officer

Webfleet ↗
Alex Crane-Robinson

Appointment Regional Director for the UK and Ireland

Product launches

Products, platforms and features in the recorded window

Backbase ↗
Unified Frontline

Banking Operating Platform

Adyen ↗
Intelligent Money Movement

Platform

Morpara ↗
Send to Bank Account

International Money Transfer

Morpara ↗
Send to Wallet

International Money Transfer

Plumery ↗
Plumery Canadian-ready platform

Digital banking experience platform

Contract wins

4 recorded customer wins

Ohpen ↗

Customer: asn bank

Adyen ↗

Customer: Accesso TechnologyPayments

Customer: european central bankDigital Currency

Mambu ↗

Customer: InnBucks MicroBankFinTech

Regulatory events

5 recorded events

Bunq ↗

Financial Industry Regulatory Authority

Bunq ↗

approvedFinancial Industry Regulatory Authority’s (FINRA)

Bunq ↗

Office of the Comptroller of the Currency

Bunq ↗

approved for US broker‑dealer operationsFinancial Industry Regulatory Authority (FINRA)

Earnings pulse

Reported company results in the recorded window.

3companies
17period observations
21.0%median reported growth

Median across 17 reported growth observations; companies may contribute multiple periods.

Mergers and acquisitions

Company-linked deal reports; status is preserved as recorded.

Acquirer → targetStatusDateValue / context
AdyenTalon.OneAnnounced2026-04-28Not stated in snapshot
Keylanevereycken & vereyckenAnnounced2026-04-16Not stated in snapshot
Marex GroupWEBB ↗Announced2026-02-09Not stated in snapshot
Molliegocardless2026-01-02Not stated in snapshot
coinbaseDeribit ↗Completed2025-11-12$2.9B
AmdaxcustodiexCompleted2025-07-10Not stated in snapshot

A discussion or rumour is not a completed transaction. An unstated value is not zero.

PEOPLE & OPPORTUNITY

The talent market

51 postings in the preceding 12 months. The full 284-posting snapshot covers 28 employers.

Expand panel +

Most advertised job titles

Business Analyst3
Senior Compliance Officer Networks Compliance2
Security Engineer2
Php Developer2
Junior Devops Engineer/ It Support Engineer2
Regulatory Affairs Specialist2
0 internship postings

43 tracked postings mention remote work.

The seniority mix

38 postings specify a level.

unspecified
246
manager
13
senior
11
entry
5
lead
5
intern
4

Skills employers mention

Top skills across 284 tracked postings in the available jobs snapshot.

Java
22
Mysql
18
Python
16
Go
14
Php
13
Kubernetes
12
Terraform
10
End To End Tests
10
Integration Tests
10
Salesforce
9
THE PEOPLE BUILDING THE FIELD

Founders and leaders

393 founders and chief executives across 288 companies.

Expand panel +
12 profiles

Swipe or scroll horizontally to browse.

Education networks

36 profiles with education records.

University of Amsterdam
7
INSEAD
7
Tel Aviv University
4
Massachusetts Institute of Technology
3
Rotterdam School of Management, Erasmus University
2
Utrecht University
2
Harvard Business School
2
Harvard University
2

Prior employers

7 profiles with prior-work records.

Microsoft
2
Apple
1
Amazon
1
Google
1
Salesforce
1
Boston Consulting Group
1

Profiles cover recorded founders and leaders; contact details remain in Radar.

NEWS INTELLIGENCE

How this industry appears in the news

34,643 articles in the measured 12-month window.

Expand panel +
34,643articles in the measured year
9,724articles in 2026Q1
74.5%positive tone in the latest complete year

News volume trends

Fintech coverage across Netherlands · articles per complete quarter

04,0088,01512,02316,0312021Q2: 5,9132021Q22021Q3: 6,5122021Q4: 5,8622022Q1: 6,4462022Q2: 6,9992022Q22022Q3: 6,0472022Q4: 7,0672023Q1: 6,5822023Q2: 7,1762023Q22023Q3: 6,6852023Q4: 6,9422024Q1: 7,4992024Q2: 8,1812024Q22024Q3: 8,5262024Q4: 7,6442025Q1: 13,9402025Q2: 7,9292025Q22025Q3: 7,3492025Q4: 9,3082026Q1: 9,7242026Q1
View quarterly article counts
QuarterArticles
2021Q25,913
2021Q36,512
2021Q45,862
2022Q16,446
2022Q26,999
2022Q36,047
2022Q47,067
2023Q16,582
2023Q27,176
2023Q36,685
2023Q46,942
2024Q17,499
2024Q28,181
2024Q38,526
2024Q47,644
2025Q113,940
2025Q27,929
2025Q37,349
2025Q49,308
2026Q19,724

Article volume measures coverage, not market sales.

Tone of coverage over time

2021
13,423 positive · 299 neutral · 5,962 negative
2022
18,582 positive · 406 neutral · 7,534 negative
2023
19,470 positive · 394 neutral · 7,493 negative
2024
22,459 positive · 386 neutral · 8,979 negative
2025
28,662 positive · 434 neutral · 9,374 negative

Leading coverage topics

Fintech coverage across Netherlands · ranked by full-period article count.

Strategic Partnerships And Collaborations2,560 articles in the full recorded period
615 recent · 553 prior
New Product Launches And Innovations2,549 articles in the full recorded period
613 recent · 523 prior
International Political Relations2,205 articles in the full recorded period
1,029 recent · 354 prior
International Sports Competitions2,100 articles in the full recorded period
379 recent · 459 prior
Technology Adoption And Digital Transformation1,930 articles in the full recorded period
447 recent · 382 prior
Cryptocurrency Impact On Forex Markets1,856 articles in the full recorded period
584 recent · 401 prior
Security And Defense Policies1,359 articles in the full recorded period
807 recent · 129 prior
Accounting And Financial Management Software1,283 articles in the full recorded period
451 recent · 348 prior
Quarterly And Annual Financial Results1,259 articles in the full recorded period
387 recent · 350 prior
Executive Leadership Changes And Appointments1,182 articles in the full recorded period
268 recent · 299 prior

Recent and prior counts use the source comparison windows.

Topics gaining and losing attention

Fintech coverage across Netherlands

KeywordRecentPriorChange
financial control software33220959%
financial reporting tools22314455%
geopolitical alliances18122723%
f1 world championship1388759%
financial scenario planning1357482%
multilateral diplomacy13126404%
financial forecasting systems12951153%
investment deal12614800%
f1 championship1167555%
f1 grand prix1147258%
payment system integration113174-35%
intuitive painting6153-96%
payment api development68127-46%
non-representational art8122-93%
payment processor setup53111-52%

Event and signal lenses

Fintech coverage across Netherlands

All complete annual cohorts shown
Rising

Regulatory Risk

40,599 classified articles

raw rock production, garage rock resurgence, back-to-basics rock

37.3% critical · 44.1% positive
Rising

Funding Momentum

11,308 classified articles

avant-garde rock, conceptual rock albums, complex rock narratives

31.8% critical · 59.3% positive
Rising

Growth

12,841 classified articles

quarterly financials, quarterly results, earnings report

29.7% critical · 56.9% positive

Fintech coverage across Netherlands. Topic labels describe recorded classifications and can include broad context.

RESEARCH SIGNALS

What Fintech research is working on

13,825 papers in the recorded worldwide scope.

Expand panel +
13,825papers
13,825worldwide comparison pool
India-affiliated papers

Research orientation

Promising
4,450
Descriptive
3,501
Problem-identifying
3,141
Cautionary
1,411
Breakthrough
754
Comparative
414
Critical
154

Contribution mix

Empirical
8,354
Reviews
2,307
Position pieces
1,635
Methods-led
1,361
Theoretical
168

Tone counts: 12,714 positive · 252 neutral · 859 negative.

Common problems researchers identify
3,295 papers · 23.8% of this field
  • Financial services1,723 papers
  • FinTech1,301 papers
  • Financial inclusion570 papers
  • Payment489 papers
  • Government245 papers
  • Financial literacy205 papers
  • Cryptocurrency201 papers
  • Investment172 papers

Landmark: The digital revolution in financial inclusion: international development in the fintech era

Cautions
1,411 papers · 10.2% of this field
  • Financial services670 papers
  • FinTech538 papers
  • Financial inclusion348 papers
  • Payment283 papers
  • Financial literacy129 papers
  • Mobile payment102 papers
  • Digital currency95 papers
  • Investment91 papers

Landmark: Blockchain Technology in Finance

Opportunities
5,204 papers · 37.6% of this field
  • Financial services2,148 papers
  • FinTech1,839 papers
  • Financial inclusion1,123 papers
  • Financial literacy786 papers
  • Payment749 papers
  • Database transaction382 papers
  • Investment314 papers
  • Mobile payment301 papers

Landmark: On the Fintech Revolution: Interpreting the Forces of Innovation, Disruption, and Transformation in Financial Services

Leading institutions

UNSW Sydney
743
University of Manchester
727
University of York
716
University of the West of England
716
Universidad de Zaragoza
685
Columbia University
667

Leading researchers

Robert J. Kauffman
1,822
Peter Gomber
1,821
Chris Parker
1,821
Bruce W. Weber
1,821
Daniela Gabor
716
Sally Brooks
716
Itay Goldstein
621
Wei Jiang
621

Highly cited breakthrough-labelled papers

  • On the Fintech Revolution: Interpreting the Forces of Innovation, Disruption, and Transformation in Financial Services1,820 citations
  • Intention to use analytical artificial intelligence (AI) in services – the effect of technology readiness and awareness370 citations
  • The FinTech phenomenon: antecedents of financial innovation perceived by the popular press240 citations
  • FinTech ecosystem practices shaping financial inclusion: the case of mobile money in Ghana116 citations
  • CBDC, Fintech and cryptocurrency for financial inclusion and financial stability100 citations

Common problems researchers identify

10,570 papers · 7 recurring themes
7 cards

Swipe or scroll horizontally to browse.

Financial Inclusion ChallengesCommon problems researchers identify · 01

Financial Inclusion Challenges

1,447 papers

24.1% of this theme group

Researchers highlight obstacles to broadening access to financial services through fintech innovations.

FinTech (679) · Financial services (885) · Financial inclusion (269) · Financial innovation (90)

Enriching Financial Inclusion through Fintech

DIGITAL TRANSFORMATION IN THE BANKING SYSTEM: PROSPECTS FOR COOPERATION BETWEEN FINTECH COMPANIES AND BANKS

View research history
YearShare index
2022535.2
2023588.5
2024650.5
20251023.2
Payment System LimitationsCommon problems researchers identify · 02

Payment System Limitations

1,364 papers

22.7% of this theme group

Studies examine cost, reliability, and regulatory issues hindering electronic payment adoption.

Payment (1,251) · Payment system (509) · Payment service provider (217) · Settlement (86)

Better than Cash, but Beware the Costs: Electronic Payments Systems and Financial Inclusion in Developing Economies

ISSUES AND CHALLENGES OF ELECTRONIC PAYMENT SYSTEMS

View research history
YearShare index
2022590.9
2023562.2
2024710.5
2025799.0
Mobile Payment Adoption BarriersCommon problems researchers identify · 03

Mobile Payment Adoption Barriers

1,149 papers

19.1% of this theme group

Works investigate user acceptance, security concerns, and infrastructure gaps in mobile banking.

Mobile payment (869) · Mobile banking (220) · Mobile business development (111) · Mobile phone (135)

User Acceptance Testing of Mobile Payment in Various Scenarios

Exploring Determinants Influencing the Intention to Use Mobile Payment Service

View research history
YearShare index
202277.6
202383.0
202482.8
2025139.8
Credit Card Fraud RisksCommon problems researchers identify · 04

Credit Card Fraud Risks

692 papers

11.5% of this theme group

Papers focus on detection difficulties and evolving techniques used in card‑based financial fraud.

Credit card fraud (107) · Credit card (118) · Financial fraud (43) · Computer security (107)

Machine Learning for Credit Card Fraud Detection

Credit Card Fraud Detection and Analysis

View research history
YearShare index
202247.3
202347.0
202447.7
202563.6
Algorithmic Trading ConcernsCommon problems researchers identify · 05

Algorithmic Trading Concerns

585 papers

9.8% of this theme group

Research points to market impact, fairness, and regulatory challenges of high‑frequency trading.

Algorithmic trading (222) · High-frequency trading (148) · Alternative trading system (140) · Insider trading (79)

High-Frequency Trading and Its Impact on Markets

High-Frequency Trading: A Regulatory Strategy

View research history
YearShare index
202219.5
202320.0
202418.3
202531.1
Portfolio Optimization IssuesCommon problems researchers identify · 06

Portfolio Optimization Issues

404 papers

6.7% of this theme group

Analyses address model risk, data quality, and computational complexity in modern portfolio design.

Portfolio (386) · Portfolio optimization (163) · Modern portfolio theory (70) · Post-modern portfolio theory (46)

Machine Learning Optimization Algorithms & Portfolio Allocation

Portfolio Optimization: New Challenges and Perspectives

View research history
YearShare index
2022315.6
2023306.6
2024225.8
2025345.9
Money‑Laundering Compliance GapsCommon problems researchers identify · 07

Money‑Laundering Compliance Gaps

359 papers

6.0% of this theme group

Studies discuss shortcomings in anti‑money‑laundering frameworks and their effect on financial stability.

Money laundering (320) · Terrorism (65) · Accounting (54) · Compliance (44)

National and international anti-money laundering law : developing the architecture of criminal justice, regulation and data protection

Balancing anti-money laundering measures and financial inclusion

View research history
YearShare index
20221897.3
20231880.1
20241584.8
20251002.7

Cautions

3,742 papers · 7 recurring themes
7 cards

Swipe or scroll horizontally to browse.

Fintech Regulation for InclusionCautions · 01

Fintech Regulation for Inclusion

756 papers

20.2% of this theme group

Authors urge careful policy design to balance innovation with systemic stability and consumer protection.

FinTech (412) · Financial services (449) · Financial inclusion (227) · Financial innovation (65)

The Role of Fintech Technology in Improving Financial Inclusion and Financial System Stability

Advancing Financial Inclusion through FinTech: A Regulatory Insight into Emerging Industry Practices

View research history
YearShare index
2022535.2
2023588.5
2024650.5
20251023.2
High‑Frequency Trading OversightCautions · 02

High‑Frequency Trading Oversight

579 papers

15.5% of this theme group

Works call for stronger controls to mitigate market quality degradation and systemic risk.

Algorithmic trading (254) · High-frequency trading (153) · Alternative trading system (102) · Trading strategy (117)

High Frequency Trading and Its Impact on Market Quality

Implementing High Frequency Trading Regulation: A Critical Analysis of Current Reforms

View research history
YearShare index
202219.5
202320.0
202418.3
202531.1
Payment System Transition RisksCautions · 03

Payment System Transition Risks

565 papers

15.1% of this theme group

Research highlights unintended consequences and equity concerns when shifting to new payment models.

Payment (536) · Payment system (180) · Reimbursement (36) · Prospective payment system (34)

Hospital response to a new case-based payment system in China: the patient selection effect

Payments transition in India – consumer preferences and policy shifts

View research history
YearShare index
2022598.5
2023567.6
2024714.6
2025803.0
Portfolio Model UncertaintyCautions · 04

Portfolio Model Uncertainty

522 papers

13.9% of this theme group

Papers stress the need for robust risk assessment and validation in optimization techniques.

Portfolio (494) · Portfolio optimization (203) · Diversification (105) · Econometrics (109)

Model Risk in Portfolio Optimization

Optimization of portfolio management based on vector autoregression models and multivariate volatility models

View research history
YearShare index
2022318.1
2023308.9
2024228.0
2025346.6
Mobile Money User ExperienceCautions · 05

Mobile Money User Experience

496 papers

13.3% of this theme group

Studies caution that poor design and trust issues can limit mobile financial inclusion gains.

Mobile payment (380) · Mobile banking (81) · Payment (228) · Mobile phone (39)

Mobile Money for Financial Inclusion

Understanding user experience of mobile money services in emerging markets

View research history
YearShare index
2022633.6
2023610.5
2024762.5
2025878.6
Financial Fraud Detection LimitsCautions · 06

Financial Fraud Detection Limits

495 papers

13.2% of this theme group

Analyses point out over‑reliance on machine learning and potential blind spots in fraud monitoring.

Accounting (63) · Money laundering (78) · Audit (50) · Credit card fraud (26)

A Review on Financial Fraud Detection using AI and Machine Learning

Use of Machine Learning in Financial Fraud Detection: A Review

View research history
YearShare index
20222207.7
20232190.6
20242016.5
20251778.7
Digital Currency SecurityCautions · 07

Digital Currency Security

329 papers

8.8% of this theme group

Research warns of cybersecurity and stability threats posed by cryptocurrencies and blockchain adoption.

Digital currency (124) · Blockchain (71) · Cryptocurrency (95) · Currency (78)

Cybersecurity and Blockchain for Secure Financial Transactions: Evaluating, Implementing, and Mitigating Risks of Digital Payments

Public Payment Systems in the Digital Era: Responding to the Financial Stability and Security-related Risks of Cryptocurrencies

View research history
YearShare index
2022801.9
2023842.3
2024890.0
20251127.0

Opportunities

28,937 papers · 7 recurring themes
7 cards

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Advanced Portfolio OptimizationOpportunities · 01

Advanced Portfolio Optimization

1,697 papers

28.3% of this theme group

Works explore new mathematical models and multi‑objective strategies to improve investment outcomes.

Portfolio (1,578) · Portfolio optimization (936) · Mathematical optimization (268) · Modern portfolio theory (157)

Application of portfolio optimization

The research on portfolio optimization model and strategy for multiple objectives

View research history
YearShare index
2022371.2
2023354.5
2024252.1
2025358.7
Machine‑Learning Fraud DetectionOpportunities · 02

Machine‑Learning Fraud Detection

1,066 papers

17.8% of this theme group

Studies demonstrate how AI techniques can enhance identification of credit card fraud patterns.

Credit card fraud (265) · Credit card (252) · Financial fraud (77) · Computer security (173)

Credit Card Fraud Detection using Machine Learning Algorithms

Analyzing Credit Card Fraud Detection based on Machine Learning Models

View research history
YearShare index
202247.3
202347.0
202447.7
202563.6
Fintech for Financial LiteracyOpportunities · 03

Fintech for Financial Literacy

778 papers

13.0% of this theme group

Research shows fintech tools can expand knowledge and equitable access to financial services.

FinTech (338) · Financial services (366) · Financial inclusion (210) · Financial literacy (128)

ROLE OF FINTECH IN FINANCIAL INCLUSION

The Role of Financial Technology (FinTech) in Advancing Financial Inclusion and Equity.

View research history
YearShare index
2022535.2
2023588.5
2024650.5
20251023.2
Blockchain‑Enabled PaymentsOpportunities · 04

Blockchain‑Enabled Payments

756 papers

12.6% of this theme group

Papers investigate secure, transparent architectures for next‑generation digital payment infrastructures.

Payment (623) · Payment system (247) · Database transaction (146) · Payment service provider (64)

Blockchain Based Architecture and Solution for Secure Digital Payment System

Measuring payment system development

View research history
YearShare index
2022733.2
2023686.3
2024781.6
2025930.9
Value‑Added Mobile PaymentsOpportunities · 05

Value‑Added Mobile Payments

723 papers

12.1% of this theme group

Works examine service extensions and security features that boost consumer willingness to adopt mobile payments.

Mobile payment (555) · Payment (363) · Mobile banking (87) · Mobile device (52)

Value Added Services and Adoption of Mobile Payments

Exploring Transaction Security on Consumers’ Willingness to Use Mobile Payment by Using the Technology Acceptance Model

View research history
YearShare index
2022633.6
2023610.5
2024762.5
2025878.6
Intelligent Algorithmic TradingOpportunities · 06

Intelligent Algorithmic Trading

661 papers

11.0% of this theme group

Research highlights AI‑driven strategies that improve forecasting and execution in high‑frequency markets.

Algorithmic trading (282) · Trading strategy (267) · High-frequency trading (109) · Pairs trade (68)

Algorithmic Trading and Financial Forecasting Using Advanced Artificial Intelligence Methodologies

Foreign exchange trading

View research history
YearShare index
202232.4
202331.8
202425.0
202538.8
Machine‑Learning Credit ScoringOpportunities · 07

Machine‑Learning Credit Scoring

319 papers

5.3% of this theme group

Studies present predictive models that refine default risk assessment for lenders.

Credit risk (96) · Loan (65) · Credit score (19) · Probability of default (13)

Application Analysis of Credit Scoring of Financial Institutions Based on Machine Learning Model

Development Of Credit Scoring Model For Borrowers Using Machine Learning Techniques

View research history
YearShare index
2022254.2
2023254.9
2024182.2
2025261.3

How this field compares with the research baseline

Orientation shares compared with 25,000 papers in the reference sample.

Research orientationThis fieldReference sample
Promising32.2%37.1%
Descriptive25.3%17.5%
Problem-identifying22.7%9.7%
Cautionary10.2%4.5%
Breakthrough5.5%26.0%
Comparative3.0%4.1%
Critical1.1%1.1%

Concerns receiving less research attention

Counts and shares refer to the stated research pool. A low count describes how much of that research is recorded here, not the absence of a real-world concern.

Concern / example paperPapersShareRaised as a problemWorldwide share
Privacy & surveillanceIncentives for Mobile Crowd Sensing: A Survey2,7174.6%857 (31.5%)4.6%
Concentration of compute powerRent Seeking by Low-Latency Traders: Evidence from Trading on Macroeconomic Announcements1020.17%50 (49.0%)0.17%
Bias & fairnessSocietal bias reinforcement through machine learning: a credit scoring perspective830.14%31 (37.3%)0.14%
Labour & data workMobile Money Taxation and Informal Workers: Evidence from Ghana’s E-Levy600.1%26 (43.3%)0.1%
Safety & misuseThe EU Response to Criminal Misuse of Cryptocurrencies: The Young, already Outdated 5th Anti-Money Laundering Directive500.08%21 (42.0%)0.08%
Energy & datacenter footprintAn integrated model of financial technology adoption and environmental performance: The role of green innovation290.05%5 (17.2%)0.05%
Hardware, e-waste & supply chainMobile Phone Repair as a Strategy for Reducing E-Waste, Enhancing Data Privacy, and Promoting Digital Sustainability in 30.01%0 (0.0%)0.01%
Carbon & emissions of computeRethinking portfolio design with sustainable AI and FinTech: dynamic spillovers in a quantile–frequency framework10.0%0 (0.0%)0.0%
Water use00.0%0 (%)0.0%

Institution and researcher rankings use citations to their covered work. Research scope: worldwide. This may be broader than the company geography.

GEOGRAPHIC FOOTPRINT

Where companies are based

Company counts, hiring and disclosed funding across the recorded hubs.

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UNDERSTAND THE LANDSCAPE

Fintech in the Netherlands: key questions

Clear definitions for making better comparisons.

What does this landscape measure?

It measures the tracked company ecosystem, recorded funding, hiring and other available evidence. It is not a market-size estimate.

Can segment counts be added together?

No. A company can belong to several segments, so segment counts and funding can overlap.

What does a missing figure mean?

A dash or unavailable panel means the current reviewed source snapshot does not support that figure.

Company ecosystem snapshot: 1 September 2026. Funding is recorded in USD; filed accounts retain their stated currency and reporting basis. Each section identifies its own coverage. The news and research behind these sections is explorable in Prism.

Canonical landscape ↗
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