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Funding and advertised pay are reported in USD; filed accounts retain their stated source currency and basis.

Exchange-rate basis

Indicative conversions use ECB reference rates dated 2026-09-14, applied consistently across all periods. They are not historical exchange rates. Indian rupees may use crore (1 crore = 10 million); other currencies use K, M and B. CSV downloads, source documents and quoted news headlines retain their original currencies.

THE PUNE EDITION 2026

Pune’s
fintech industry,
in focus.

The companies, capital and talent shaping fintech in Pune. Find the leaders. Understand the segments. See where the activity is.

Explore in Radar Read the key signals
Snapshot: Funding in USD
Illustrated cover for Fintech Industry Landscape of Pune
IN
COMPANIES · CAPITAL · TALENT

An industry ecosystem,
measured in context.

Fintech illustration
Companies tracked 320Fintech ecosystem in Pune Disclosed funding $1.26B45 companies · all recorded rounds Companies hiring 36With open roles at the snapshot Tracked open roles 739 employers posted in the preceding 30 days
MEET THE COMPANIES

Explore Pune’s fintech leaders

22 featured companies from the funding, hiring, revenue and team-size leaderboards.

Expand panel +
Explore the full landscape
Fintech company highlights in Pune, snapshot 5 August 2026
Company
OneCardgetonecard.app$278.04M—997—
Fibefibe.in$277.52M9 roles153Financial figure available in RadarView in Radar
Lentralentra.ai$103.62M—678Financial figure available in RadarView in Radar
Bike Bazaarbikebazaar.com$93.59M—2,276—
Vayanavayana.com$91.94M—73—
ACHFaltumcredo.co.in$75.46M3 roles—$16.09MFYFY2025 filing
WheelsEMIwheelsemi.com$63.7M—2,221—
LoanTaploantap.in$51.83M—117$834.08KFYFY2025 filing
Easebuzzeasebuzz.in—6 roles291$68.66MFYFY2025 filing
Digichorus Technologiesdigichorus.com—4 roles41$845.43KFYFY2025 filing
Walkfinwalkfin.com—4 roles26—
EverExpanseeverexpanse.com—3 roles——
FPL Technologiesfplabs.tech—3 roles—Financial figure available in RadarView in Radar
SwipeLoanswipeloan.in—3 roles——
Bajaj Brokingbajajbroking.in———$58.8MFYFY2025 filing
DKatalis Labsdkatalis.co——125—
Decimldeciml.in——13—
Finaleapfinaleap.com——115—
Finarkein Analyticsfinarkein.com——40—
QuickInsurequickinsure.co.in——188$12.54MFYFY2025 filing
Scrabblescrabbletech.com———$5.38KFYFY2025 filing
Veriniteverinite.com——388$3.66MFYFY2025 filing
22 featured companies

Locked revenue figures are available in Radar; the eight company financial previews stay the same throughout this page. A dash means the figure is outside these featured lists. Revenue years vary by company; the figures are not a like-for-like revenue comparison. Compare annual accounts ↗

Company discovery

Recorded evidence only
THE KEY SIGNALS

Fintech industry KPIs in Pune

A few useful ratios bring the size of this ecosystem into perspective.

5 August 2026
Hiring participation11.2%

36 of 320 tracked companies have open roles.

Funding participation15.0%

48 of 320 tracked companies have a recorded round.

Top 3 funding share52.3%

Share of disclosed capital received by the three largest recorded recipients.

Median disclosed round$2.71M

Midpoint of 144 rounds with a disclosed amount.

Scale is concentrated. Opportunity is broader. The three largest funding recipients hold 52.3% of disclosed capital, while 85.0% of tracked companies have no recorded funding round.

Explore the segments →
CAPITAL & COMPANY FORMATION

How Pune fintech has grown

Recorded company formation and disclosed funding across the complete annual series shown.

Expand panel +
2016 — 2025

Disclosed funding by year

Sum of recorded funding rounds · USD

Pune fintech
$0$115.91M$231.81M$347.72M$463.63M2016: $9.1M20162017: $33.16M20172018: $41.67M20182019: $64.38M20192020: $57.28M20202021: $187.71M20212022: $406.69M20222023: $71.49M20232024: $181.25M20242025: $175.6M2025
View the numbers
Annual fintech funding and company formation in Pune
YearFunding (USD)FoundedRaising
2016$9.1M1710
2017$33.16M288
2018$41.67M197
2019$64.38M2712
2020$57.28M2213
2021$187.71M3613
2022$406.69M2622
2023$71.49M2113
2024$181.25M2210
2025$175.6M213
WHERE CAPITAL SITS

Funding concentration

Share of all disclosed company funding.

  • OneCard22.0%
  • Fibe22.0%
  • Lentra8.2%
  • Other companies47.7%

Funding by stage

153 recorded rounds since 2016

NUMBER OF ROUNDS
Seed & Angel67 43.8%
Series A–B42 27.5%
Series C+ / PE23 15.0%
Grants, debt & other21 13.7%

Recent recorded rounds

Latest recorded rounds · USD
0 rounds

Swipe or scroll horizontally to browse.

Largest and notable recorded rounds

Each card is one recorded round
10 cards

Swipe or scroll horizontally to browse.

Series D08/2022
Fibefibe.in$97.07M

Backed by The Rise Fund and Piramal Capital & Housing Finance and others.

Series E05/2024
Fibefibe.in$65.5M

Backed by The Rise Fund and Eight Roads Ventures and others.

Series B11/2022
Lentralentra.ai$60M

Backed by Bessemer Venture Partners and Reed India Consulting and others.

THE BUSINESS BEHIND THE ACTIVITY

Revenue, profitability & financial strength

Annual accounts for reporting companies linked to this landscape, on like-for-like currency and reporting bases.

Expand panel +
₹ crore · standalone

Display conversions use the dated reference rates above. Where a verified rate is unavailable, figures retain their source currency. Each reporting cohort keeps its currency and accounting basis separate.

FY2025 · annual statements grouped by reported fiscal year; exact entity periods remain on preview rows · 102 reporting entities from 132 eligible matches.

Revenue in covered accounts₹8,254.7 crore

Sum of reporting-entity revenue; not Pune market sales.

Net profit / loss₹1,250.6 crore

Combined result for the same cohort.

Aggregate net margin+15.1%

Combined net income ÷ combined revenue.

Median company revenue₹2.7 crore

The middle covered reporting entity.

Profitable entities+57.8%

59 of 102 covered entities.

Top-five concentration+84.3%

Share of covered revenue from the five largest entities.

Annual account trend

Reported cohort totals by year; coverage is stated for every period.

Bar height shows revenue. Changes in coverage can affect totals.

Profitability has two perspectives

FY2025 · 102 reporting entities

Open the company accounts

Up to eight fixed company previews show financial amounts. Search and sort the wider company list, then continue in Radar.

102 reporting entities
Continue your financial research in Radar

Explore full company accounts and filings.

View financials in Radar ↗
PUNE · INDUSTRY COHORTS

How does fintech compare?

Each pair uses the same year, currency and reporting basis. Cohort overlap is disclosed.

IndustryCovered / eligibleRevenue totalMedian revenueNet profit / lossAggregate marginProfitable shareOverlap

Available-account cohorts are not estimates of whole industries. Overlapping entities can occur in more than one cohort; do not add cohort totals.

Coverage, calculations & financial sources

Filed annual accounts for exact designated national identifiers. Every aggregate and peer pair uses one fiscal year, source currency and reporting basis; periods, coverage and overlap are explicit; 2026 partials are excluded.

The same up to eight reporting entities remain open across years, filters and sorts. Other company figures are available in Radar.

Source currencies and accounting bases stay separate. Missing accounts are excluded rather than treated as zero. Exact reporting periods appear on company previews. Annual totals can change with coverage and do not measure growth of a fixed company cohort.

DIGITAL FOOTPRINT

Web traffic, app reach and release cadence

How the Pune companies on this page show up online: the sites people visit, the apps they install, and how often those apps ship.

Busiest websites

8 of the 320 companies on this page carry a measured traffic record (2.5%); these are the largest of those, by monthly visits. The median among them is 156,055 visits.

CompanyMonthly visitsAuthorityMobile
Finvufinvu.in594,8893096.8%
Definedge Securitiesdefinedgesecurities.com513,7814570.8%
OneCardgetonecard.app396,4104087.9%
Bajaj Financial Securitiesbajajfinservsecurities.in179,5473475.7%
Bajaj Finservbajajamc.com132,5645276.6%
Yadnyainvestyadnya.in83,1723885.5%
QuickInsurequickinsure.co.in79,3142776.7%
OneScoreonescore.app41,5364475.5%

Visits and authority are third-party web estimates, not company-reported figures.

Most-installed apps

60 of these companies (18.8%) publish at least one Android app — 77 apps in all, carrying 141.5M installs between them.

AppInstallsRatingStore category
OneScore: Credit Score AppOneScore44.3M4.4Finance
Bajaj Markets: Loan & FinanceBajaj Markets37.1M4Finance
OneCard: Credit Card & UPIOneCard32.3M4.6Finance
2WinTrade-Platform for Profit2WinTrdae11M4.3Finance
Bajaj Broking: Demat & TradingBajaj Broking5.1M4.1Finance
LoanTap - Personal Loan AppLoanTap3.9M—Finance
NexMoney ProNEXMONEY3.9M4.1Finance
Sarvatra CardSafeSarvatra Technologies1.8M—Finance
Deciml | Daily Investing AppDeciml463K—Finance
Finjoy : Share and Earn onlineFinjoy237.1K—Business

Installs are lifetime totals to date at the June 2026 store reading — a measure of reach, not of people using an app today.

App reach by segment

The busiest app inside each of this page’s own segments, with the quarterly release trend behind it (2023Q2–2026Q2).

SegmentAppsInstallsLeading appRelease trend
Alternative Lending1685.6MOneScore: Credit Score App 44.3M
Payments1638.3MOneCard: Credit Card & UPI 32.3M
Investment Tech3417.2M2WinTrade-Platform for Profit 11M
Auto E-Commerce & Content6489.1KQuickinsure 215.8K
Auto Retail & Aftersales4369.5KBike Bazaar EV Rentals 151.4K
Internet First Insurance Platforms4218.4KQuickinsure Employee 1.2K
Consumer And Sme Loans4153KFinaleap Connect 799
Insurance It2119.6KIL Assist 85.2K

A company can carry several segment tags, so these rows overlap and should not be added together. Trend lines are zero-based and share one quarter grid, so a flat line is a quiet segment, not a missing one.

Release cadence by quarter

New apps published, beside apps whose most recent update landed in that quarter — the second bar is how much of the shelf is still being maintained.

2022Q4: 22022Q4: 02022Q42023Q1: 12023Q1: 12023Q12023Q2: 52023Q2: 32023Q22023Q3: 22023Q3: 02023Q32023Q4: 12023Q4: 02023Q42024Q1: 12024Q1: 12024Q12024Q2: 32024Q2: 02024Q22024Q3: 12024Q3: 12024Q32024Q4: 12024Q4: 22024Q42025Q1: 42025Q1: 32025Q12025Q4: 32025Q4: 62025Q4

Darker bars are new releases, lighter bars apps updated. 49 of 77 apps carry a release date. The series ends at 2025Q4, the last quarter that closed before the June 2026 reading.

INSIDE THE INDUSTRY

The Pune fintech market map

Explore the segments behind the headline numbers.

Expand panel +

Where companies are building

Rank segments by scale, hiring or disclosed funding.

Consumer digital191
Enterprise tech169
Investment tech103
Enterprise software81
Nbfc lenders54
Online trading platforms45
Saas44
Internet first wealth management platforms42
Online financial planners and advisors34
Fintech saas27
Business payments solutions26
Marketplaces20

Companies can sit in several segments. Counts and funding overlap.

SEGMENT TO EXPLORE

Consumer digital

The largest measured segment in this report snapshot.

191companies
9.4%have hiring activity

18 companies hiring · $968.11M disclosed funding

Explore in Radar

How companies make money

Common revenue models; a company can use more than one.

Subscription180
Commission on transaction178
Fee-for-service93
Lending47
E-commerce - service45
Advertising11
E-commerce - product10
Freemium2
THE COMPANIES IN MOTION

Who is listing, hiring leaders, launching and winning work

Recorded corporate activity linked to companies in this landscape.

Expand panel +
Recent corporate headlines 10 dated reports
Funding roundseasebuzz.in ↗

In April 2025, Bessemer led the Rs 240 crore infusion into the company.

Funding roundsfibe.in ↗

In August last year, Fibe also raised Rs 250 crore in debt for its lending arm, EarlySalary, from a group of investors including AK Capital Finance.

Mergers & acquisitionsbajajfinservsecurities.in ↗

According to filings with the Register of the Companies (ROC) Bajaj Financial Securities has acquired a stake in Lemnisk at a valuation of about ₹240 crore, The transaction involved secondary sales by Artha Venture Fund.

Funding roundsloantap.in ↗

Global investment firm Lighthouse Canton contributed Rs 24 crore ($2.9 million) to Loantap’s debt round that same year.

Funding roundsdeferred.tax ↗

Deferred, the first and only technology-powered Qualified Intermediary transforming 1031 exchanges for everyday real estate investors, today announced that it has secured $3.6 million in seed funding.

Funding roundsvayana.com ↗

Sources told Economic Times that the Pune-based fintech startup, buoyed by the fresh licence, now plans to raise an additional $20 Mn (INR 173.88 Cr) in funding to fuel its NBFC business. As per the report, existing backer SMBC Asia Rising Fund could lead the round.

Funding roundsdeciml.in ↗

6 Mar 2025 Deciml Enterprise Tech Horizontal SaaS B2B $3 Mn Seed Jainam Broking Limited

Regulatorybajajfinservmarkets.in ↗

Bajaj Finserv Direct Limited ("Bajaj Markets") offers to its customers, various financial products and services through its digital platform as a registered Corporate Agent with IRDAI, registered Investment Adviser with SEBI and as DSA or Digital lending platform of its Partners.

Regulatoryfplabs.tech ↗

Pune-based FPL Technologies, which runs OneCard, was affected after the RBI asked banks to pause co-branded card issuance over data-sharing concerns last December.

Full recorded event mix

Top 10 categories among 106 recorded events in the 24-month window.

Funding rounds
54
Leadership moves
11
New products
11
Earnings
8
Regulatory
7
Job creation
5
Mergers & acquisitions
3
IPO activity
2
Company announcements
2
Buyback
1
5 activity cards

Swipe or scroll horizontally to browse.

IPO pipeline

1 companies with recorded IPO activity

Fibe ↗

IPO2 reports

Product launches

Products, platforms and features in the recorded window

Easebuzz ↗
Banking Connect IBMB

Interoperable Net & Mobile Banking Platform

Easebuzz ↗
HOM360

Housing Society Management

Bajaj Broking Privé

Platform

Workforce actions

1 companies with reported reductions

Lentra ↗

70 rolesrestructuring

Regulatory events

11 recorded events

SEBI

Banks paused co-branded card issuanceRBI

Easebuzz ↗

authorised to operate as a payment aggregatorReserve Bank of India

Easebuzz ↗

approved to operate as a full-service Payment AggregatorReserve Bank of India

Mergers and acquisitions

Company-linked deal reports; status is preserved as recorded.

Acquirer → targetStatusDateValue / context
Bajaj Financial Securities→lemniskAnnounced2025-11-07Not stated in snapshot
fis→Dragonfly ↗Announced2024-11-14Not stated in snapshot
Fidelity National Information Services Inc.→Dragonfly ↗Completed2024-05-11Not stated in snapshot
LoanTap→UnofinAnnounced2023-12-13Not stated in snapshot
razorpay→IZealiant Technologies ↗Completed2023-09-12Not stated in snapshot
turtlefin→Last Decimal ↗Announced2023-02-24Not stated in snapshot

A discussion or rumour is not a completed transaction. An unstated value is not zero.

PEOPLE & OPPORTUNITY

The talent market

349 postings in the preceding 12 months. The full 395-posting snapshot covers 37 employers.

Expand panel +

Most advertised job titles

Senior Qa Engineer6
Indusind Bank Data Scientist4
Senior Data Analyst4
Fp&A Manager4
Indusind Bank Relationship Manager Commercial Banking Group4
Indusind Bank Relationship Manager Commercial Banking Group4
1 internship postings

0 tracked postings mention remote work.

The seniority mix

260 postings specify a level.

manager
137
unspecified
135
lead
60
senior
52
intern
6
entry
5

Skills employers mention

Top skills across 395 tracked postings in the available jobs snapshot.

Sales
57
Compliance
34
Banking
34
Python
31
Customer Service
30
Relationship Management
29
Bfsi Sales
29
Sql
29
Risk Management
27
Communication
24
THE PEOPLE BUILDING THE FIELD

Founders and leaders

249 founders and chief executives across 178 companies.

Expand panel +
12 profiles

Swipe or scroll horizontally to browse.

Education networks

25 profiles with education records.

IIT Kanpur
5
IIM Calcutta
4
IIT Kharagpur
4
BITS Pilani
3
IIM Ahmedabad
2
Indian School of Business
2
BITS Mesra
1
BIT Mesra
1

Prior employers

6 profiles with prior-work records.

Boston Consulting Group
1
Microsoft
1
Morgan Stanley
1
Intel
1
Goldman Sachs
1
Flipkart
1

Profiles cover recorded founders and leaders; contact details remain in Radar.

NEWS INTELLIGENCE

How this industry appears in the news

4,953 articles in the measured 12-month window.

Expand panel +
4,953articles in the measured year
1,315articles in 2026Q1
75.8%positive tone in the latest complete year

News volume trends

Fintech coverage tagged Pune · articles per complete quarter

04719421,4131,8842021Q2: 9132021Q22021Q3: 1,0522021Q4: 8842022Q1: 1,0482022Q2: 1,1862022Q22022Q3: 1,2862022Q4: 1,3132023Q1: 1,2692023Q2: 1,3842023Q22023Q3: 1,5632023Q4: 1,6382024Q1: 1,0792024Q2: 1,5202024Q22024Q3: 1,6202024Q4: 1,4762025Q1: 1,4722025Q2: 1,1812025Q22025Q3: 1,1822025Q4: 1,2302026Q1: 1,3152026Q1
View quarterly article counts
QuarterArticles
2021Q2913
2021Q31,052
2021Q4884
2022Q11,048
2022Q21,186
2022Q31,286
2022Q41,313
2023Q11,269
2023Q21,384
2023Q31,563
2023Q41,638
2024Q11,079
2024Q21,520
2024Q31,620
2024Q41,476
2025Q11,472
2025Q21,181
2025Q31,182
2025Q41,230
2026Q11,315

Article volume measures coverage, not market sales.

Tone of coverage over time

2021
2,084 positive · 23 neutral · 1,149 negative
2022
3,121 positive · 41 neutral · 1,668 negative
2023
3,634 positive · 74 neutral · 2,143 negative
2024
4,036 positive · 56 neutral · 1,600 negative
2025
3,833 positive · 69 neutral · 1,158 negative

Leading coverage topics

Fintech coverage tagged Pune · ranked by full-period article count.

Initial Public Offerings (Ipos)26,337 articles in the full recorded period
7,531 recent · 9,138 prior
Initial Public Offerings (Ipos) And Listings22,758 articles in the full recorded period
6,923 recent · 7,058 prior
Commodity Trading And Price Changes19,874 articles in the full recorded period
7,181 recent · 4,793 prior
Trade Wars And Geopolitical Impacts19,413 articles in the full recorded period
7,532 recent · 5,703 prior
Asian Financial Market Developments18,830 articles in the full recorded period
6,395 recent · 5,725 prior
Foreign Exchange (Forex) Rate Fluctuations18,495 articles in the full recorded period
5,744 recent · 4,591 prior
Emerging Markets Economic Updates17,683 articles in the full recorded period
5,494 recent · 4,794 prior
Interest Rate Decisions And Impacts16,415 articles in the full recorded period
4,269 recent · 3,920 prior
Quarterly And Annual Financial Results16,241 articles in the full recorded period
4,359 recent · 5,041 prior
Corporate Earnings Reports And Financial Performance15,449 articles in the full recorded period
4,208 recent · 4,780 prior

Recent and prior counts use the source comparison windows.

Topics gaining and losing attention

India comparison coverage

KeywordRecentPriorChange
commodity futures2,5921,65257%
crude oil prices1,62087984%
securities fraud98760862%
low-income banking942394139%
oil price volatility883441100%
performance sedan engines802264204%
commodity trading584199193%
sedan mpg comparison556264111%
compact sedan fuel efficiency555264110%
hybrid sedan efficiency555264110%
master franchising174,944-100%
conversion franchising174,638-100%
brand franchising174,637-100%
franchisee support144,629-100%
single-unit franchise114,607-100%

Event and signal lenses

India comparison coverage

All complete annual cohorts shown
Rising

Regulatory Risk

406,490 classified articles

stock performance, stock indices, forex liquidity

61.8% critical · 35.9% positive
Rising

Funding Momentum

70,345 classified articles

pre-ipo valuation, ipo prospectus, ipo pricing

61.2% critical · 47.9% positive
Rising

Growth

147,794 classified articles

gdp growth forex, revenue beats, stock performance

56.2% critical · 46.4% positive

Fintech coverage tagged Pune. Topic labels describe recorded classifications and can include broad context.

RESEARCH SIGNALS

What Fintech research is working on

1,335 papers in the recorded india scope.

Expand panel +
1,335papers
13,825worldwide comparison pool
1,335India-affiliated papers

Research orientation

Promising
410
Problem-identifying
320
Descriptive
314
Cautionary
158
Breakthrough
94
Comparative
23
Critical
16

Contribution mix

Empirical
778
Reviews
256
Position pieces
155
Methods-led
140
Theoretical
6

Tone counts: 1,275 positive · 1 neutral · 59 negative.

Common problems researchers identify
336 papers · 25.2% of this field
  • Financial services179 papers
  • FinTech128 papers
  • Financial inclusion89 papers
  • Payment62 papers
  • Financial literacy37 papers
  • Government36 papers
  • Retail banking24 papers
  • Mobile payment24 papers

Landmark: Financial technology: a review of extant literature

Cautions
158 papers · 11.8% of this field
  • Financial services79 papers
  • Financial inclusion60 papers
  • FinTech58 papers
  • Payment35 papers
  • Government23 papers
  • Digital currency19 papers
  • Database transaction16 papers
  • Investment16 papers

Landmark: Thematic Analysis of Financial Technology (Fintech) Influence on the Banking Industry

Opportunities
504 papers · 37.8% of this field
  • Financial services228 papers
  • FinTech162 papers
  • Financial inclusion161 papers
  • Payment86 papers
  • Financial literacy63 papers
  • Mobile payment51 papers
  • Database transaction47 papers
  • Mobile banking42 papers

Landmark: The Impact of Fintech and Digital Financial Services on Financial Inclusion in India

Leading institutions

Chitkara University
251
Amity University
227
Symbiosis International University
213
Indian Institute of Technology Kanpur
198
Indian Institute of Technology Delhi
187
Fore School of Management
176

Leading researchers

Vikas Sangwan
176
Harshita Harshita
176
Puneet Prakash
176
Shveta Singh
176
Mohammad Asif
164
Mohd Naved Khan
153
Sadhana Tiwari
153
Showkat Khalil Wani
153

Highly cited breakthrough-labelled papers

  • Eagle Strategy Arithmetic Optimisation Algorithm with Optimal Deep Convolutional Forest Based FinTech Application for Hyper-automation32 citations
  • Impact of technology on the financial performance of Indian commercial banks: a clustering based approach11 citations
  • ANALYZING OPPORTUNITIES AND OBSTACLES OF FINTECH IN INDIAN FINANCIAL MARKET2 citations
  • Sustainable digital finance and Finance 5.0: a systematic review and research agenda1 citations
  • Optimizing Cloud Resources for Financial Market Prediction: A Machine Learning Study on NVIDIA Stock Data1 citations

Common problems researchers identify

637 papers · 7 recurring themes
7 cards

Swipe or scroll horizontally to browse.

Mobile payment adoption barriersCommon problems researchers identify · 01

Mobile payment adoption barriers

127 papers

19.9% of this theme group

Researchers examine why consumers hesitate to use mobile payments and what factors influence adoption in India.

Mobile payment (87) · Payment (88) · Mobile banking (23) · Marketing (18)

Empirical study on consumers’ reluctance to mobile payments in a developing economy

An Empirical Study on the Factors Influencing Usage of Mobile Payments with Reference to Bangalore City

View research history
YearShare index
2022629.6
2023605.9
2024764.9
2025875.7
FinTech impact on traditional servicesCommon problems researchers identify · 02

FinTech impact on traditional services

116 papers

18.2% of this theme group

Studies assess how FinTech innovations disrupt and reshape conventional financial institutions and services.

FinTech (71) · Financial services (80) · Financial innovation (12) · Financial sector (11)

Fintech and the Future of Financial Services: A Study of the Impact of Fintech on Traditional Financial Institutions

Fintech Disruption of Traditional Banking Services: A Comprehensive Analysis of Digital Transformation in the Financial Sector

View research history
YearShare index
2022525.1
2023571.5
2024621.1
2025942.8
Credit card fraud detection challengesCommon problems researchers identify · 03

Credit card fraud detection challenges

113 papers

17.7% of this theme group

Papers focus on identifying and mitigating credit card fraud using advanced computational techniques.

Credit card fraud (43) · Credit card (44) · Financial fraud (24) · Computer security (30)

Credit Card Fraud Detection Using Advanced Machine Learning Techniques

Role of Machine Learning in Credit Card Fraud Detection

View research history
YearShare index
202247.4
202347.0
202447.6
202563.6
Financial inclusion and literacy gapsCommon problems researchers identify · 04

Financial inclusion and literacy gaps

85 papers

13.3% of this theme group

Research highlights obstacles to inclusive finance and the role of digital services in improving literacy.

Financial inclusion (71) · Financial services (53) · Financial literacy (22) · Inclusion (13)

Financial Inclusion: The Role of Fintech and Digital Financial Services in India

Digital Financial Inclusion Through FinTech

View research history
YearShare index
2022533.2
2023593.9
2024622.8
2025942.7
Algorithmic and insider trading concernsCommon problems researchers identify · 05

Algorithmic and insider trading concerns

78 papers

12.2% of this theme group

Works explore risks and regulatory issues surrounding algorithmic trading and insider activities in Indian markets.

Alternative trading system (9) · Stock exchange (7) · Insider trading (6) · Algorithmic trading (10)

Development of Financial Technology through E-Payment System in India

Prospects of Digital Currency in India- A Way Forward

View research history
YearShare index
2022430.9
2023395.3
2024430.6
2025186.7
Payment system security threatsCommon problems researchers identify · 06

Payment system security threats

76 papers

11.9% of this theme group

Analyses address vulnerabilities in mobile and electronic payment platforms and propose protective measures.

Computer security (32) · Payment (49) · Authentication (7) · Payment system (13)

Securing Transactions and Payment Systems for M-Commerce

Mobile Payments: Assessing the Threats, Challenges and Security Measures

View research history
YearShare index
20221349.6
20231352.7
20241488.4
20251276.9
Algorithmic portfolio optimization limitsCommon problems researchers identify · 07

Algorithmic portfolio optimization limits

42 papers

6.6% of this theme group

Studies review the effectiveness and constraints of algorithmic methods for market prediction and portfolio design.

Portfolio (13) · Financial market (9) · Algorithmic trading (9) · Portfolio optimization (5)

Stock Market Prediction Using Machine Learning Techniques: A Decade Survey on Methodologies, Recent Developments, and Future Directions

Literature Review on Algorithmic Trading in Financial Markets

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YearShare index
2022478.8
2023477.5
2024510.3
2025629.7

Cautions

210 papers · 4 recurring themes
4 cards

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Policy and consumer shifts in paymentsCautions · 01

Policy and consumer shifts in payments

72 papers

34.3% of this theme group

Authors caution about evolving payment preferences and regulatory implications for digital and central bank currencies.

Payment (44) · Mobile payment (25) · Digital currency (14) · Currency (12)

Payments transition in India – consumer preferences and policy shifts

Central Bank Digital Currencies and payments: A review of domestic and international implications

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YearShare index
2022621.8
2023592.6
2024747.1
2025852.6
FinTech’s mixed impact on inclusionCautions · 02

FinTech’s mixed impact on inclusion

69 papers

32.9% of this theme group

Researchers urge careful evaluation of FinTech’s role in expanding access while avoiding unintended exclusion.

Financial services (50) · FinTech (38) · Financial inclusion (32) · Financial literacy (10)

Fintech and financial inclusion: Transforming underserved access to financial services

Fintech Innovations and Their Impact on Financial Inclusion in Developing Economies

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YearShare index
2022533.2
2023586.1
2024645.7
20251018.9
Algorithmic trading market effectsCautions · 03

Algorithmic trading market effects

37 papers

17.6% of this theme group

Papers warn of potential market distortions and systemic risks from high‑frequency trading strategies.

Algorithmic trading (15) · Portfolio (14) · Financial economics (8) · Trading strategy (7)

A Study on Algorithmic Trading Strategies and Their Impact on Financial Markets: Evidence from the Indian Securities Market

Understanding the Impact of Algorithmic Trading on Indian Financial Markets: A Quantitative Analysis

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YearShare index
2022682.9
2023677.2
2024596.4
2025587.5
AI‑driven fraud detection pitfallsCautions · 04

AI‑driven fraud detection pitfalls

32 papers

15.2% of this theme group

Analyses highlight challenges in deploying AI for credit risk and fraud, including bias and compliance issues.

Computer security (7) · Credit card fraud (4) · Credit card (4) · Analytics (4)

Adoption of artificial intelligence-based credit risk assessment and fraud detection in the banking services: a hybrid approach (SEM-ANN)

Risk Compliance in Indian Banking: Leveraging Artificial Intelligence for Fraud Detection

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YearShare index
2022858.0
2023882.7
2024837.4
2025537.3

Opportunities

2,221 papers · 7 recurring themes
7 cards

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Machine learning for fraud preventionOpportunities · 01

Machine learning for fraud prevention

540 papers

24.3% of this theme group

Opportunities focus on leveraging ML to detect and stop financial fraud in real time.

Financial fraud (68) · Accounting (36) · Database transaction (106) · Computer security (106)

Fraud Detection in Banking Transactions Using Machine Learning

Machine Learning-Based Real-Time Fraud Detection in Financial Transactions

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YearShare index
20222038.3
20232002.1
20241656.9
20251180.3
AI‑enhanced portfolio and tradingOpportunities · 02

AI‑enhanced portfolio and trading

408 papers

18.4% of this theme group

Research explores using advanced algorithms to improve portfolio optimization and trading performance.

Portfolio (270) · Portfolio optimization (178) · Trading strategy (61) · Algorithmic trading (74)

Prediction and Portfolio Optimization in Quantitative Trading Using Machine Learning Techniques

Deep Learning for Stock Price Prediction and Portfolio Optimization

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YearShare index
2022335.5
2023324.2
2024235.4
2025360.9
Unified payment innovationsOpportunities · 03

Unified payment innovations

352 papers

15.8% of this theme group

Studies examine new mobile payment systems and marketing strategies to boost user adoption.

Payment (266) · Mobile payment (161) · Payment system (58) · Marketing (28)

Unified Payment Interface—An Advancement in Payment Systems

Mobile payment service adoption: understanding customers for an application of emerging financial technology

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YearShare index
2022595.2
2023565.3
2024723.5
2025818.2
Advanced credit card fraud modelsOpportunities · 04

Advanced credit card fraud models

346 papers

15.6% of this theme group

Papers develop sophisticated ML models to increase accuracy of credit card fraud detection.

Credit card fraud (302) · Credit card (311) · Random forest (47) · Computer security (69)

Credit Card Fraud Detection using Machine Learning Algorithms

Credit Card Fraud Detection using Machine Learning Methods

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YearShare index
202261.3
202362.1
202453.9
202574.0
FinTech for inclusive financeOpportunities · 05

FinTech for inclusive finance

319 papers

14.4% of this theme group

Research highlights how digital services can expand financial access and improve literacy across underserved groups.

Financial inclusion (145) · Financial services (174) · FinTech (125) · Financial literacy (54)

The Impact of Fintech and Digital Financial Services on Financial Inclusion in India

A Perspective on the Application of Fintech as a Gateway for Financial Literacy

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YearShare index
2022533.2
2023586.1
2024645.7
20251018.9
Blockchain for secure transactionsOpportunities · 06

Blockchain for secure transactions

144 papers

6.5% of this theme group

Works investigate blockchain applications to enhance transparency and security in payment and identity verification.

Blockchain (91) · Computer security (51) · Database transaction (45) · Transparency (26)

Online Payment Using Blockchain

Trustworthy E-KYC Systems Using Blockchain

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YearShare index
20221069.8
20231090.7
20241045.0
20251083.9
Interpretable credit risk modelsOpportunities · 07

Interpretable credit risk models

112 papers

5.0% of this theme group

Studies aim to create transparent, feature‑focused models for better credit scoring and loan decisions.

Credit risk (24) · Loan (16) · Interpretability (12) · Feature selection (12)

Credit scoring using ensemble of various classifiers on reduced feature set

Feature Selection using Optimized Multiple Rank Score Model for Credit Scoring

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YearShare index
2022256.3
2023260.1
2024185.0
2025281.7

How this field compares with the research baseline

Orientation shares compared with 25,000 papers in the reference sample.

Research orientationThis fieldReference sample
Promising30.7%37.2%
Problem-identifying24.0%9.6%
Descriptive23.5%17.2%
Cautionary11.8%4.4%
Breakthrough7.0%26.8%
Comparative1.7%3.9%
Critical1.2%0.9%

Concerns receiving less research attention

Counts and shares refer to the stated research pool. A low count describes how much of that research is recorded here, not the absence of a real-world concern.

Concern / example paperPapersShareRaised as a problemWorldwide share
Privacy & surveillanceA comparison of mobile money-transfer UIs for non-literate and semi-literate users2706.55%93 (34.4%)4.6%
Safety & misuseTHE WEAPONISATION OF ARTIFICIAL INTELLIGENCE IN DAILY LIFE FINTECH CRIMES: AN EXHAUSTIVE ANALYSIS OF THE INDIAN LANDSCAP80.19%3 (37.5%)0.08%
Labour & data workMobile Money Taxation and Informal Workers: Evidence from Ghana’s E-Levy70.17%3 (42.9%)0.1%
Bias & fairnessResponsible AI in Fintech: Evaluating Fairness and Bias in Rural Credit Scoring50.12%1 (20.0%)0.14%
Energy & datacenter footprintInnovative Machine Learning Applications for green Finance40.1%2 (50.0%)0.05%
Concentration of compute powerModerating effect of fintech adoption on market power and bank stability Nexus: Indian evidence20.05%0 (0.0%)0.17%
Water use00.0%0 (%)0.0%
Carbon & emissions of compute00.0%0 (%)0.0%
Hardware, e-waste & supply chain00.0%0 (%)0.01%

Institution and researcher rankings use citations to their covered work. Research scope: India. This may be broader than the company geography.

UNDERSTAND THE LANDSCAPE

Fintech in Pune: key questions

Clear definitions for making better comparisons.

What does this landscape measure?

It measures the tracked company ecosystem, recorded funding, hiring and other available evidence. It is not a market-size estimate.

Can segment counts be added together?

No. A company can belong to several segments, so segment counts and funding can overlap.

What does a missing figure mean?

A dash or unavailable panel means the current reviewed source snapshot does not support that figure.

KEEP EXPLORING

Put Pune in context

All landscapes ↗

Company ecosystem snapshot: 5 August 2026. Funding is recorded in USD; filed accounts retain their stated currency and reporting basis. Each section identifies its own coverage. The news and research behind these sections is explorable in Prism.

Canonical landscape ↗
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