Radar · Industry landscape · India
Neobanks and Digital Banking Industry Landscape of India
1,157 Neobanks and Digital Banking companies in India, in one picture: who is hiring, who is raising money, who founded them, where they are based, what the news is about, which skills employers want and where the research is going. Updated September 2026.
1,157companies tracked
$10Bdisclosed funding
185hiring right now
1,683events · 24 months
217,885news articles · 12 months
Who leads Neobanks and Digital Banking in India
Shows 1,157 Indian neobanks and digital banks, highlighting which firms are hiring, best funded, and most covered; 185 are hiring now and 284 have disclosed recent funding.
open roles
Hiring now
ranked by live open roles
- 01
Paytm8last posted Jul 2026
- 02
Idfy7last posted Aug 2026
- 03
Kaleidofin7last posted Aug 2026
- 04
Airtel Payments Bank7last posted Aug 2026
- 05
FreeCharge6last posted Aug 2026
- 06
iServeU6last posted Aug 2026
- 07
Razorpay6last posted Aug 2026
- 08
Navi6last posted Aug 2026
185 companies hiring · 45 posted in the last 30 days
disclosed funding
Most funded
disclosed totals, all rounds
- 01
- 02
PhonePe$1BSeries D · Jan 2023
- 03
- 04
- 05
OneCard$278MVenture Debt · Dec 2025
- 06
Perfios$270.3MSeries D · May 2025
- 07
NeoGrowth$261.9MConventional Debt · Nov 2024
- 08
Jupiter$213.5MSeries C · Oct 2025
284 companies with disclosed rounds · $10B total
revenue
Revenue leaders
official filings first, else latest snapshot
- 01
Intellect Design Arena$330.8MFY2020 filing
- 02
FPL Technologies$252.7MFY2021 filing
- 03
Aurionpro$123.5MFY2017 filing
- 04
- 05
- 06
Nucleus Software$97.2MFY2022 filing
- 07
Integra Micro Systems$81.2MFY2018 filing
- 08
Xoxoday$66.9MFY2023 filing
168 companies with a revenue figure
headcount
Largest teams
ranked by tracked headcount
- 01
- 02
Maveric Systems2,633tracked employees
- 03
AuthBridge2,174tracked employees
- 04
- 05
- 06
Kiya.ai1,539tracked employees
- 07
RNFI Services1,385tracked employees
- 08
BUSINESSNEXT1,248tracked employees
143 companies with headcount data
share of events
Share of voice
share of all tracked sector news events, 24 months
- 01
- 02
- 03
- 04
Comviva3.7%149 tracked events
- 05
Zaggle3.4%139 tracked events
- 06
Paytm Payments Bank2.8%114 tracked events
- 07
- 08
4,076 tracked events across 113 companies
web reach
Most-used apps
the sites in this sector the web visits most
- 01
BankBazaartop 5kbankbazaar.com
- 02
- 03
- 04
Uni Cardstop 10kuni.cards
- 05
Scapiatop 50kscapia.cards
- 06
- 07
CRIFtop 50kcrifhighmark.com
- 08
CreditMantritop 50kcreditmantri.com
441 companies here run a site with a measured audience · 87 of them sit inside the web’s top million
articles
In the news
Prism news coverage, last 12 months
- 01
- 02
- 03
Arya.ai868articles in the window
- 04
TransUnion CIBIL593articles in the window
- 05
- 06
Swadesh225articles in the window
- 07
India Ratings and Research187articles in the window
- 08
117 of these companies drew sector coverage in the window
Radar
See all 1,157 Neobanks and Digital Banking companies in India
Filter by funding, headcount, hiring and location, and export the list.
How the Neobanks and Digital Banking ecosystem in India grew, 2016–2025
Shows the number of companies founded each year, peaking at 100 in 2020 and falling to 28 in 2025.
Companies founded / year
new Neobanks and Digital Banking companies in India
20162025
peak 100 in 2020
Companies raising / year
with a disclosed round that year
20162025
peak 105 in 2022
Disclosed funding / year
sum of disclosed rounds (USD)
20162025
peak $1.7B in 2021
Where Neobanks and Digital Banking companies in India are based
Lists the cities with the most companies, led by Bengaluru (236) and Mumbai (211), followed by Delhi, Chennai, and Hyderabad.
Hub 01
Bengaluru
236 Neobanks and Digital Banking companies
28% of the Neobanks and Digital Banking companies across these hubs
236companies
$4.3Bdisclosed funding
55hiring now
Hub 02
Mumbai
211 Neobanks and Digital Banking companies
25% of the Neobanks and Digital Banking companies across these hubs
211companies
$1.3Bdisclosed funding
36hiring now
Hub 03
Delhi
83 Neobanks and Digital Banking companies
10% of the Neobanks and Digital Banking companies across these hubs
83companies
$133.7Mdisclosed funding
11hiring now
Hub 04
Chennai
75 Neobanks and Digital Banking companies
9% of the Neobanks and Digital Banking companies across these hubs
75companies
$450.1Mdisclosed funding
16hiring now
Hub 05
Hyderabad
70 Neobanks and Digital Banking companies
8% of the Neobanks and Digital Banking companies across these hubs
70companies
$81.2Mdisclosed funding
8hiring now
Hub 06
Gurugram
67 Neobanks and Digital Banking companies
8% of the Neobanks and Digital Banking companies across these hubs
67companies
$238Mdisclosed funding
17hiring now
Hub 07
Pune
59 Neobanks and Digital Banking companies
7% of the Neobanks and Digital Banking companies across these hubs
59companies
$570.2Mdisclosed funding
8hiring now
Hub 08
Noida
52 Neobanks and Digital Banking companies
6% of the Neobanks and Digital Banking companies across these hubs
52companies
$2.9Bdisclosed funding
12hiring now
The Neobanks and Digital Banking market map of India: what these companies actually do
Breaks down product sub‑categories and revenue models, with fintech (1,144) and banking tech (892) most common, and subscription (771) and transaction commissions (552) as leading revenue types.
- Fintech1,144 companies · $9.8B raised · 185 hiring
- Banking Tech892 companies · $4.1B raised · 153 hiring
- Enterprise Tech884 companies · $7.9B raised · 157 hiring
- Enterprise Software561 companies · $2.3B raised · 105 hiring
- Consumer Digital439 companies · $6.4B raised · 54 hiring
- SaaS360 companies · $2.3B raised · 75 hiring
- Fintech SaaS337 companies · $2.1B raised · 68 hiring
- Embedded Finance151 companies · $1.6B raised · 23 hiring
- Open Banking91 companies · $885.2M raised · 12 hiring
- Embedded Lending67 companies · $392.8M raised · 12 hiring
- Insurtech65 companies · $850.7M raised · 10 hiring
- Justice Tech59 companies · $195.3M raised · 14 hiring
Monetization
How Neobanks and Digital Banking companies make money
How many companies earn revenue each way. Plenty use more than one model, so the counts add up to more than the sector.
Subscription771
Commission on Transaction552
Fee-For-Service266
E-Commerce - Service169
Lending127
E-Commerce - Product32
Advertising31
Licensing24
Funding, M&A and the deals moving Neobanks and Digital Banking in India
Counts 1,683 corporate events over the past two years, including 482 earnings releases, 210 key‑person announcements, 183 M&A actions, and 172 funding rounds.
Earnings 482Leadership 210M&A 183Funding 172Product 172Contracts 163Announcement 96Regulatory 76IPO 30Lawsuit 27
- FundingAI-powered customer engagement startup Oolka led the segment with a Rs 130 crore Series A round, backed by Accel, Lightspeed, and Z47.2026-05-02
- M&AKonfir has been acquired by Experian and will join its verifications business, expanding data coverage for UK employment and tenancy checks.2026-04-17
- M&AZaggle Prepaid Ocean Services Ltd is not moving ahead with its plan to acquire a majority stake in Hyderabad-based ...2026-04-07
- FundingVodacom has invested $28m to upgrade technology for its M-Pesa platform in Tanzania.2026-04-06
- FundingIndia's pioneering AI-native banking infrastructure company, has successfully closed its Pre-Series A funding round, raising a total of Rs. 10.5 crore.2026-04-04
- FundingCredResolve has raised a Pre-Series A funding round led by Merak Ventures, with participation from existing investors Unleash Capital Partners and CDM Capital.2026-04-01
- FundingGurugram-based fraud intelligence startup Sign3 has raised $1.5 million in a funding round led by early-stage venture firm Cedar Hill Capital.2026-03-30
- FundingScapia, a Bengaluru-based travel fintech that issues co-branded credit cards, is in talks to raise US$50‑60 million in a round led by US VC General Catalyst, people familiar with the matter said.2026-03-17
- IPOThe IPO was a combination of fresh issuance of equity shares worth up to Rs 418 crore and an Offer For Sale component of equity shares valued at Rs 165 crore by promoter Udaykumar Arunkumar Parekh.2026-03-05
- M&ASTL was acquired by Telecard Limited, and it also became the majority shareholder of Supernet Limited.2026-02-26
Mergers and acquisitions
Deals from the last 24 months where a Neobanks and Digital Banking company in India was the buyer or the one bought, newest first. “Undisclosed” means the price was never published — not that the deal was worth nothing.
| Acquirer | Target | Deal value | Status | Date |
|---|---|---|---|---|
| undisclosed | Announced | 2026-04-27 | ||
| undisclosed | Announced | 2026-04-21 | ||
| Wireless Business Services Private Limited | undisclosed | Completed | 2026-04-18 | |
| Na | undisclosed | Terminated | 2026-04-06 | |
| undisclosed | Terminated | 2026-04-03 | ||
| undisclosed | Announced | 2026-03-25 |
Who is listing, hiring leaders, launching and winning work
Details specific events such as IPO filings, leadership changes, product launches, and contract wins for companies in the sector.
IPO pipeline
12 companies listed or filing · last 24 months
Leadership moves
47 tracked people moves · last 12 months
MaximusElizabeth Moellering · Appointment → general counsel and corporate secretaryApr 2026
M2P FintechVivek Seshadri · Appointment → Group Chief Financial OfficerApr 2026
TransBnkRahul Arora · Appointment → Global Head – Treasury and Liquidity SolutionsApr 2026
Product launches
tracked launches · last 12 months
DecentroIntegration with Banking Connect (Netbanking payment integration)Apr 2026
TalismaAutonomous Customer Operations PlatformApr 2026
ExperianKonfir (Verification)Apr 2026
PaySprintSprintContractX (Contract Lifecycle Management)Mar 2026
CredgenicsCredInsure (Insurance customer engagement platform)Mar 2026
FinacleFinacle Origination Solution (Lending Platform)Mar 2026
Contract wins
101 customer wins · last 24 months
Vakrangeewon Bajaj General Insurance LimitedMar 2026
NPSTwon undisclosed clientMar 2026
Workforce actions
6 companies cutting roles · last 24 months
Regulatory & litigation
92 regulatory events · 18 tracked suits · 24 months
- reserve bank of india v paytm payments bankregulatory action against Paytm Payments Bank Ltd · OngoingApr 2026
- econet wireless v Bharti Airtelshareholder rights violation · VerdictFeb 2026
Earnings pulse
companies reporting results · last 24 months
35 companies reporting470 company-quarters trackedbeat 26miss 9in line 9
Half of these companies grew revenue faster than +19.6%, half slower.
Who is building Neobanks and Digital Banking in India
Profiles 1,265 founders and CEOs across 761 firms, noting top alma maters like IIT Bombay (29) and common prior employers such as Flipkart (14).
Founders and chief executives12 of 1,265, from the best-funded companies on this page
repeat founder
Navi, ex-Flipkart, Amazon Web Services. IIT Delhi BS 2005
Ex-Experian India, ICICI Bank, Pricewaterhouse Coopers · Narsee Monjee Collage of Commerce & Economics BCom 1998
Ex-Aztec Software, IBM Global Services, DEC. University of Massachusetts Amherst MS 1987
repeat founder
Ex-Cognizant, IGATE
Open Financial Technologies, ex-Tapzo, ex-Taxiforsure Com, Institute of Chartered Acountants Of India, 2001
Niyo Solutions, ex-Kotak Mahindra Bank, ex-Standard Chartered Bank, Indian Institute of Management, Calcutta, 2007
Ex-Co-Founder Google, Religare Macquarie Private Wealth, Standard Chartered Bank.
repeat founder
COO - BankBazaar India, Ex-Amazon, Capital One Financial · College of Engineering, Guindy (2002), Georgia Institute of Technology (2003)
Ex-Co-Founder ProtonnCo, Flipkart, Qualcomm · IIT Madras BTech 2002, University of Illinois Urbana-Champaign MS 2004…
Where the founders studied
alma mater on record for 268 of 1,265 founders
IIT Bombay29
IIT Delhi28
IIT Kanpur25
BITS Pilani21
IIM Ahmedabad20
IIT Madras19
Indian School of Business19
IIT Roorkee18
Where they worked before
a previous employer on record for 80 of 1,265 founders
Flipkart14
Google14
Microsoft13
Amazon11
Goldman Sachs11
Intel5
McKinsey4
Bain4
Founders flagged as repeat founders
of 1,204 founders with a profile on this page
46
carry a repeat-founder flag
- flagged as repeat founders46
- no repeat-founder flag1,158
Women and men among the founders
first names matched for 1,048 of 1,265 founders
10%
of matched founders are women
- women102
- men946
Inferred from first names, using 119 million people who state their own gender: a first name counts only where at least 20 of them share it and at least 90% of those share the same gender. The other 217 founders go in neither column.
Radar
Look up the people behind Neobanks and Digital Banking companies in India
Search founders, executives and operators by company, role and location.
Who funds Neobanks and Digital Banking in India
Records 871 funding rounds since 2016 from 3,191 investors, with a typical round size of about $1 million.
| Investor · most active investors since 2016 | Rounds | Led | Latest |
|---|---|---|---|
| Peak XV Partners | 37 | 24 | May 2026 |
| Z47 | 36 | 16 | May 2026 |
| Angel List | 35 | 6 | Jan 2025 |
| Y Combinator | 23 | 16 | Sep 2025 |
| Kunal Naresh Shah | 22 | 3 | Sep 2025 |
| Alteria Capital | 21 | 6 | Apr 2026 |
| 3one4 Capital | 18 | 8 | Jan 2026 |
| Trifecta Capital | 18 | 7 | Jan 2026 |
| Beenext | 17 | 6 | Oct 2025 |
| DMI Sparkle Fund | 17 | 4 | Sep 2025 |
Stage mix · rounds since 2016
Seed & Angel541
Series A–B194
Series C+ / PE72
Grants, debt & other64
The typical round is $1M — half were bigger, half smaller.
The biggest Neobanks and Digital Banking funding rounds in India
Highlights the largest disclosed round—Paytm’s $1 billion Series G—and lists ten other large recent funding rounds.
| Company | Round | Size | When | Backers |
|---|---|---|---|---|
| Series Gmega-round | $1B | May 2017 | SoftBank Vision Fund | |
| Series Hmega-round | $673M | Dec 2019 | Alipay, T. Rowe Price, SoftBank Vision Fund +5 more | |
| Series Dmega-round | $658.1M | Jan 2023 | General Atlantic, Ribbit Capital, Tiger Global Management +2 more | |
| Series Emega-round | $479.9M | Sep 2015 | Alibaba Group, Ant Group | |
| Angelmega-round | $400.4M | Mar 2020 | Paresh Sukthankar, Samit Shetty, Anand Rao +20 more | |
| Series Fmega-round | $375M | Dec 2021 | Lone Pine Capital, Alkeon Capital Management, TCV +4 more | |
| Series Dmega-round | $350M | Aug 2021 | Walmart, Tencent, Tiger Global | |
| Series Gmega-round | $300M | Aug 2018 | Berkshire Hathaway | |
| Series E | $160M | Apr 2021 | GIC, Ribbit Capital, Tiger Global Management +2 more | |
| Series D | $134.4M | Apr 2015 | Alibaba |
Venture round sizes · 2023–2025
<$1M73
$1–10M78
$10–50M23
$50–250M3
>$250M1
178 venture rounds with a disclosed amount in the window.
Fresh cheques · last 6 months
Grant (prize money)undisclosedMay 2026
SeedundisclosedMay 2026
Series A$14MApr 2026
- Series A$8.3MApr 2026
- Venture Debt$2.4MApr 2026
Seed$586kApr 2026
Seed$255kApr 2026
What the news says about Neobanks and Digital Banking in India
Counts 217,885 news articles in the last year, most frequently covering IPOs, listings, commodity trading, and geopolitical impacts.
News volume
Neobanks and Digital Banking coverage across India · articles per quarter
2021Q22026Q1
peak 66,663 in 2025Q2 · 217,885 articles in the last 12 tracked months
Tone of coverage
share of articles by dominant sentiment (positive / neutral / negative)
202120232025
Positive-tone share moved 64% → 71%, negative 35% → 27% across 2021–2025.
What the coverage is about
The subjects that dominate Neobanks and Digital Banking news in India. The arrow shows whether each one is being written about more or less than a year ago.
- Initial public offerings (ipos)26,337▼-18%
- Initial public offerings (ipos) and listings22,758→-2%
- Commodity trading and price changes19,874▲+50%
- Trade wars and geopolitical impacts19,413▲+32%
- Asian financial market developments18,830▲+12%
- Foreign exchange (forex) rate fluctuations18,495▲+25%
- Emerging markets economic updates17,683▲+15%
- Interest rate decisions and impacts16,415→+9%
- Quarterly and annual financial results16,241▼-14%
- Corporate earnings reports and financial performance15,449▼-12%
Most-covered companies · last 12 months
- 2,414
- 1,727
- 868
- 593
- 558
- 225
- 187
- 183
- 154
- 101
117 Neobanks and Digital Banking companies here were named in the news over this period.
Prism
Watch Neobanks and Digital Banking coverage in India as it happens
Prism follows these subjects story by story — which companies are named, what is said about them and how the tone moves.
Momentum
The words getting louder — and quieter
Which terms are showing up in more stories than a year ago, and which are fading. The percentage is the change in how many articles mention them.
commodity futures+57%crude oil prices+84%securities fraud+62%low-income banking+139%oil price volatility+100%performance sedan engines+204%commodity trading+193%sedan mpg comparison+111%compact sedan fuel efficiency+110%diesel sedan fuel consumption+110%
master franchising-100%conversion franchising-100%brand franchising-100%franchisee support-100%single-unit franchise-100%
The pressures the press keeps returning to
Three recurring angles in India Neobanks and Digital Banking coverage, and whether each is getting more attention year on year (through 2025).
Regulatory Risk ▲ rising
406,490 articles touch this dimension · 61.8% critical tone
20212025
signals: stock performance, stock indices, forex liquidity
Funding Momentum ▲ rising
70,345 articles touch this dimension · 61.2% critical tone
20212025
signals: pre-ipo valuation, ipo prospectus, ipo pricing
Growth ▲ rising
147,794 articles touch this dimension · 56.2% critical tone
20212025
signals: gdp growth forex, revenue beats, stock performance
Neobanks and Digital Banking jobs in India: who is hiring and what they ask for
Lists 1,897 job postings from 216 employers in the past year, with top skills like Python and SQL and a median advertised salary of $10 k per year.
1,897postings · last 12 months
2,277postings tracked overall
216employers advertising
$10kmedian advertised salary/yr (n=134)
Demand
The Skills Employers Ask For
What Neobanks and Digital Banking employers in India put in their job ads. The bar is how many postings ask for it; the arrow shows whether demand grew or shrank against the year before.
- python267▲
- sql233▲
- sales214▲
- java177▲
- communication144▲
- communication skills132▲
- aws126▲
- analytical skills116▲
- compliance113▲
- stakeholder management104▲
What level are these roles?
Entry43
Intern78
Senior311
Lead264
Manager649
Most advertised titles
- 15
- 15
- 10
- 9
- 9
- 7
What Neobanks and Digital Banking research in India is working on
Summarizes 1,335 academic papers from Indian institutions, categorizing 336 on common problems, 158 on cautions, and 504 on opportunities.
How this field talks about itself
India-affiliated Neobanks and Digital Banking papers (gold) against all published research (grey)
Promising30.7% · 36.7%0.8×
Problem-identifying24.0% · 9.4%2.6×
Descriptive23.5% · 17.5%1.3×
Cautionary11.8% · 4.6%2.6×
Breakthrough7.0% · 27.1%0.3×
Comparative1.7% · 3.9%0.4×
How the work is done
Empirical58.3%
Reviews19.2%
Position pieces11.6%
Methods-led10.5%
Theoretical0.4%
How the research reads
96% positive · 0% neutral · 4% negative, across 1,335 papers.
The institutions doing the work · India
- 251
- 227
- 213
- 198
- 187
- 176
ranked by how often their work is cited
Leading researchers · India-affiliated work
Vikas Sangwan · Harshita Harshita · Puneet Prakash · Shveta Singh · Mohammad Asif · Mohd Naved Khan · Sadhana Tiwari · Showkat Khalil Wani
The most-cited breakthroughs
- Eagle Strategy Arithmetic Optimisation Algorithm with Optimal Deep Convolutional Forest Based FinTech Application for Hyper-automation · 32 cites
- Impact of technology on the financial performance of Indian commercial banks: a clustering based approach · 11 cites
- ANALYZING OPPORTUNITIES AND OBSTACLES OF FINTECH IN INDIAN FINANCIAL MARKET · 2 cites
- Sustainable digital finance and Finance 5.0: a systematic review and research agenda · 1 cites
- Optimizing Cloud Resources for Financial Market Prediction: A Machine Learning Study on NVIDIA Stock Data · 1 cites
Common problems researchers identify249 papers · 5 recurring themes
Problems · theme 01
FinTech Disruption of Traditional Services
82 papers · 32.9% of this block
▼ -62% share2022→2025 share of research on this subject
Researchers highlight how fintech challenges established financial institutions and reshapes service delivery.
FinTech · Financial services · Financial innovation · Marketing
“The Rise Of Fintech: Disrupting Traditional Financial Services”
82 of these papers raise it as a problem
Problems · theme 02
Barriers to Financial Inclusion
61 papers · 24.5% of this block
▲ +191% share2022→2025 share of research on this subject
Studies point to gaps in access and literacy that limit underserved populations from benefiting.
Financial inclusion · Financial literacy · Financial services · Inclusion
“Financial Inclusion: The Role of Fintech and Digital Financial Services in India”
61 of these papers raise it as a problem
Problems · theme 03
Mobile Banking Adoption Challenges
42 papers · 16.9% of this block
▲ +15% share2022→2025 share of research on this subject
Papers discuss obstacles in scaling retail and mobile payment solutions within the Indian market.
Retail banking · Mobile banking · Payment · Mobile payment
“Digital Transformation in India’s Financial Sector: Progress, Challenges and Policy Implications”
42 of these papers raise it as a problem
Problems · theme 04
Fraud Detection and Anomaly Risks
34 papers · 13.7% of this block
▲ +47% share2022→2025 share of research on this subject
Research flags rising financial fraud and the need for robust detection mechanisms.
Financial fraud · Credit card fraud · Financial services · Anomaly detection
“Artificial Intelligence in FinTech”
34 of these papers raise it as a problem
Problems · theme 05
Blockchain Integration Hurdles
30 papers · 12.0% of this block
▲ +14% share2022→2025 share of research on this subject
Authors examine technical and regulatory issues slowing blockchain adoption in finance.
Blockchain · Digital currency · Cryptocurrency · Currency
“Blockchain Technology for the Financial Market”
30 of these papers raise it as a problem
Cautions111 papers · 4 recurring themes
Cautions · theme 01
Sustainability Risks of FinTech Growth
38 papers · 34.2% of this block
▲ +138% share2022→2025 share of research on this subject
Cautionary analyses warn that rapid fintech expansion may undermine long‑term environmental and social goals.
FinTech · Financial services · Financial innovation · Sustainability
“FinTech Revolution and Future of Sustainable Banking: Opportunities and Risks Analysis”
38 of these papers raise it as a problem
Cautions · theme 02
Policy and Infrastructure Limits for Inclusion
36 papers · 32.4% of this block
▲ +110% share2022→2025 share of research on this subject
Works urge careful policy design to avoid unintended consequences when extending digital payments to rural users.
Financial inclusion · Government · Mobile banking · Mobile payment
“Impact of Digital Payment on Indian Financial Growth”
36 of these papers raise it as a problem
Cautions · theme 03
AI Impact on Financial Decision Quality
24 papers · 21.6% of this block
▲ +8% share2022→2025 share of research on this subject
Scholars caution that automation can affect report accuracy and investment judgments if not properly overseen.
Financial services · Investment · Blockchain · Automation
“The Impact of Artificial Intelligence on Financial Decision-Making: A Fintech Perspective”
24 of these papers raise it as a problem
Cautions · theme 04
Central Bank Digital Currency Uncertainties
13 papers · 11.7% of this block
▼ -13% share2022→2025 share of research on this subject
Research highlights design, monetary policy, and implementation challenges surrounding a digital rupee.
Digital currency · Currency · Monetary policy · Rupee
“A Study on Upcoming Central Bank Digital Currency: Opportunities, Obstacles, and Potential FinTech Solutions using Cryptography in the India”
13 of these papers raise it as a problem
Opportunities401 papers · 7 recurring themes
Opportunities · theme 01
FinTech as a Driver of Sustainable Finance
88 papers · 21.9% of this block
▲ +138% share2022→2025 share of research on this subject
Opportunities focus on leveraging fintech to promote greener, more resilient financial services.
FinTech · Financial services · Sustainability · Financial innovation
“Embracing Fintech: India’s progress in the digitalization of the financial industry”
Opportunities · theme 02
AI and Big Data for Financial Innovation
66 papers · 16.5% of this block
▼ -3% share2022→2025 share of research on this subject
Papers explore how advanced analytics can transform services, improve interpretability, and create new value streams.
Financial services · Interpretability · Applications of artificial intelligence · Big data
“Artificial Intelligence and Fintech: Catalysts for Financial Transformation”
Opportunities · theme 03
Mobile Payments Expanding Inclusion
64 papers · 16.0% of this block
▲ +19% share2022→2025 share of research on this subject
Research shows digital payment platforms can broaden access for SMEs and underserved consumers.
Mobile payment · Payment · Financial inclusion · Mobile banking
“The Impact of Digital Payment Systems on Financial Inclusion: Evidence from Small and Medium Enterprises in Developing Economies”
Opportunities · theme 04
FinTech Solutions Enhancing Inclusion
56 papers · 14.0% of this block
▲ +148% share2022→2025 share of research on this subject
Studies identify technology‑enabled services that directly increase financial participation across demographics.
Financial inclusion · FinTech · Financial services · Inclusion
“The Impact of Fintech and Digital Financial Services on Financial Inclusion in India”
Opportunities · theme 05
Digital Literacy Empowering Consumers
51 papers · 12.7% of this block
▲ +204% share2022→2025 share of research on this subject
Works highlight the role of financial and digital education in improving well‑being and inclusion.
Financial literacy · Digital literacy · Financial inclusion · Empowerment
“FinTech and Financial Inclusion: Exploring the Mediating Role of Digital Financial Literacy and the Moderating Influence of Perceived Regula”
Opportunities · theme 06
Blockchain for Secure Transaction Processing
40 papers · 10.0% of this block
▲ +12% share2022→2025 share of research on this subject
Papers present blockchain as a means to strengthen cybersecurity and reliability in financial exchanges.
Blockchain · Database transaction · Financial transaction · Smart contract
“Innovation of Blockchain-based Cybersecurity Systems: Securing Financial Transactions and Reliable Data Sharing”
Opportunities · theme 07
Hybrid Machine Learning for Fraud Prevention
36 papers · 9.0% of this block
▲ +31% share2022→2025 share of research on this subject
Research demonstrates scalable, explainable AI models combined with blockchain to detect and deter fraud.
Random forest · Scalability · Credit card fraud · Database transaction
“Advancing Financial Fraud Detection: A Hybrid Machine Learning Approach with Explainable AI”
Which of these themes are growing fastest
Tracks how the share of research themes has shifted globally from 2022 to 2025.
Problems
how much more (or less) of the world’s research on this subject each theme took up, 2022→2025
gaining sharelosing share
Barriers to Financial Inclusion▲+191%
Fraud Detection and Anomaly Risks▲+47%
Mobile Banking Adoption Challenges▲+15%
Blockchain Integration Hurdles▲+14%
FinTech Disruption of Traditional Services▼-62%
Cautions
how much more (or less) of the world’s research on this subject each theme took up, 2022→2025
gaining sharelosing share
Sustainability Risks of FinTech Growth▲+138%
Policy and Infrastructure Limits for Inclusion▲+110%
AI Impact on Financial Decision Quality▲+8%
Central Bank Digital Currency Uncertainties▼-13%
Opportunities
how much more (or less) of the world’s research on this subject each theme took up, 2022→2025
gaining sharelosing share
Digital Literacy Empowering Consumers▲+204%
FinTech Solutions Enhancing Inclusion▲+148%
FinTech as a Driver of Sustainable Finance▲+138%
Hybrid Machine Learning for Fraud Prevention▲+31%
Mobile Payments Expanding Inclusion▲+19%
Blockchain for Secure Transaction Processing▲+12%
AI and Big Data for Financial Innovation▼-3%
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About this data: built from Fliar's company, founder, funding, hiring, jobs, news and research trackers, covering India. Counts are of companies we track, not of every company that exists. Updated September 2026.
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