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Funding and advertised pay are reported in USD; filed accounts retain their stated source currency and basis.

Exchange-rate basis

Indicative conversions use ECB reference rates dated 2026-09-14, applied consistently across all periods. They are not historical exchange rates. Indian rupees may use crore (1 crore = 10 million); other currencies use K, M and B. CSV downloads, source documents and quoted news headlines retain their original currencies.

THE NEW YORK CITY EDITION 2026

New York City’s
neobanks and digital banking industry,
in focus.

The companies, capital and talent shaping neobanks and digital banking in New York City. Find the leaders. Understand the segments. See where the activity is.

Explore in Radar Read the key signals
Snapshot: Funding in USD
Illustrated cover for Neobanks and Digital Banking Industry Landscape of New York City
US
COMPANIES · CAPITAL · TALENT

An industry ecosystem,
measured in context.

Neobanks and Digital Banking illustration
Companies tracked 259Neobanks and Digital Banking ecosystem in New York City Disclosed funding $7.05B89 companies · all recorded rounds Companies hiring 22With open roles at the snapshot Tracked open roles 511 employers posted in the preceding 30 days
MEET THE COMPANIES

Explore New York City’s neobanks and digital banking leaders

24 featured companies from the funding, hiring, revenue and team-size leaderboards.

Expand panel +
Explore the full landscape
Neobanks and Digital Banking company highlights in New York City, snapshot 4 September 2026
Company
DailyPaydailypay.com$1.45B7 roles845—
Stashstash.com$841.2M—457—
Currentcurrent.com$587.85M—11—
Jeevestryjeeves.com$543M—237—
Stepstep.com$476.3M—116—
Rho Business Bankingrho.co$334.9M—12—
RapidRatingsrapidratings.com$254.89M2 roles177—
Grasshopper Bankgrasshopper.bank$218.76M—117—
Univisionunivisiontarjeta.com—7 roles——
Solytics Partnerssolytics-partners.com—6 roles159—
Biz2Xbiz2x.com—5 roles75—
Titan OStitanbanking.ai—4 roles——
ACA Compliance Groupacacompliancegroup.com—2 roles——
Obinobin.ai—2 roles——
Alaffia Healthalaffiahealth.com——22—
Get Vymogetvymo.com——75Financial figure available in RadarView in Radar
Gliaglia.com——130—
Hexanikahexanika.com——27Financial figure available in RadarView in Radar
Kasisto Techkasisto.com——73—
Knotknotapi.com——33—
Maybank New Yorkmaybank2u.com.my——173—
Mesh Paymentsmeshpayments.com——168—
OnePayonepay.com————
Orange Bank & Trustorangebanktrust.com——204—
24 featured companies

Locked revenue figures are available in Radar; the eight company financial previews stay the same throughout this page. A dash means the figure is outside these featured lists. Revenue years vary by company; the figures are not a like-for-like revenue comparison. Compare annual accounts ↗

Startup discovery

Recorded classifications only
THE KEY SIGNALS

Neobanks and Digital Banking industry KPIs in New York City

A few useful ratios bring the size of this ecosystem into perspective.

4 September 2026
Hiring participation8.5%

22 of 259 tracked companies have open roles.

Funding participation39.0%

101 of 259 tracked companies have a recorded round.

Top 3 funding share40.8%

Share of disclosed capital received by the three largest recorded recipients.

Median disclosed round$8.3M

Midpoint of 229 rounds with a disclosed amount.

Scale is concentrated. Opportunity is broader. The three largest funding recipients hold 40.8% of disclosed capital, while 61.0% of tracked companies have no recorded funding round.

Explore the segments →
CAPITAL & COMPANY FORMATION

How New York City neobanks and digital banking has grown

Recorded company formation and disclosed funding across the complete annual series shown.

Expand panel +
2016 — 2025

Disclosed funding by year

Sum of recorded funding rounds · USD

New York City neobanks and digital banking
$0$558.4M$1.12B$1.68B$2.23B2016: $111.31M20162017: $235.92M20172018: $244.49M20182019: $333.48M20192020: $605.02M20202021: $1.96B20212022: $1.49B20222023: $428.25M20232024: $637.38M20242025: $502.35M2025
View the numbers
Annual neobanks and digital banking funding and company formation in New York City
YearFunding (USD)FoundedRaising
2016$111.31M1214
2017$235.92M920
2018$244.49M1215
2019$333.48M1815
2020$605.02M2022
2021$1.96B1524
2022$1.49B1327
2023$428.25M1721
2024$637.38M2516
2025$502.35M1715
WHERE CAPITAL SITS

Funding concentration

Share of all disclosed company funding.

  • DailyPay20.6%
  • Stash11.9%
  • Current8.3%
  • Other companies59.2%

Funding by stage

274 recorded rounds since 2016

NUMBER OF ROUNDS
Seed & Angel106 38.7%
Series A–B107 39.1%
Series C+ / PE35 12.8%
Grants, debt & other26 9.5%

Recent recorded rounds

Latest recorded rounds · USD
6 rounds

Swipe or scroll horizontally to browse.

Seed05/2026
InstaSwitch $4.7M

Backed by Chicago Ventures and 8-Bit Capital and others.

Seed03/2026
Cara $8M

Backed by Kearny Jackson and Kevin Patrick Mahaffey and others.

Seed03/2026
Obin $7M

Backed by Motive Partners and Lukasz Kaiser and others.

Seed03/2026
Payy $6M

Backed by FirstMark and Robvc and others.

Largest and notable recorded rounds

Each card is one recorded round
10 cards

Swipe or scroll horizontally to browse.

Series D04/2021
Currentcurrent.com$220M

Backed by Andreessen Horowitz and Tiger Global Management and others.

Series H05/2025
Stashstash.com$187.35M

Backed by Goodwater Capital and Union Square Ventures and others.

Series F02/2020
Stashstash.com$133.44M

Backed by LendingTree and Goodwater Capital and others.

Series C11/2020
Currentcurrent.com$131M

Backed by Tiger Global Management and Sapphire Ventures and others.

Series B01/2022
Esusuesusurent.com$130M

Backed by SoftBank Vision Fund and Kwanza Jones & Jose E Feliciano Initiative and others.

THE BUSINESS BEHIND THE ACTIVITY

Revenue, profitability & financial strength

Expand panel +

Annual accounts availability

Exact designated identities and reviewed filing records were checked, but this page has neither a qualifying preview account nor a target cohort meeting the ten-entity aggregate floor.

DIGITAL FOOTPRINT

Web traffic, app reach and release cadence

How the New York City companies on this page show up online: the sites people visit, the apps they install, and how often those apps ship.

Busiest websites

6 of the 259 companies on this page carry a measured traffic record (2.3%); these are the largest of those, by monthly visits. The median among them is 2,447,097 visits.

CompanyMonthly visitsAuthorityMobile
OnePayonepay.com11,916,7164496%
Maybank New Yorkmaybank2u.com.my10,346,7636651.8%
Stashstash.com4,310,6055194.5%
gohenrygohenry.com583,5905291.2%
Valon Mortgagevalon.com432,9803926.5%
Pinatapinata.ai145,2223296%

Visits and authority are third-party web estimates, not company-reported figures.

Most-installed apps

40 of these companies (15.4%) publish at least one Android app — 49 apps in all, carrying 123.9M installs between them.

AppInstallsRatingStore category
VenmoVenmo72.6M4Finance
Stash: Investing made easyStash13.3M3.7Finance
MAE by Maybank2uMaybank New York13.1M3Finance
Current - Mobile BankingCurrent8.3M4.5Finance
DailyPay On-Demand PayDailyPay4.1M4.7Finance
Step: All-In-One Money AppStep3.5M4.4Finance
BluebirdBluebird2.4M4.7Finance
VymoGet Vymo1.6M4Business
Maybank QRPayBizMaybank New York1.4M3.7Finance
Común: Your money, your wayComun861.4K4.7Finance

Installs are lifetime totals to date at the June 2026 store reading — a measure of reach, not of people using an app today.

App reach by segment

The busiest app inside each of this page’s own segments, with the quarterly release trend behind it (2023Q2–2025Q4).

SegmentAppsInstallsLeading appRelease trend
Investment Tech386.1MVenmo 72.6M
Payments2380.1MDailyPay On-Demand Pay 4.1M
Banking Tech3144.1MStash: Investing made easy 13.3M
Finance & Accounting Tech115.2MLili - Business Banking 838.8K
Alternative Lending74.5MPiñata: Make Rent Rewarding 226.8K
Hrtech104.3MPEX: Simplify your spending 106.4K
Sales Force Automation41.6MVymo 1.6M
Insurance It31.6MVymo for Intune 11.9K

A company can carry several segment tags, so these rows overlap and should not be added together. Trend lines are zero-based and share one quarter grid, so a flat line is a quiet segment, not a missing one.

Release cadence by quarter

New apps published, beside apps whose most recent update landed in that quarter — the second bar is how much of the shelf is still being maintained.

2022Q4: 12022Q4: 02022Q42023Q2: 12023Q2: 02023Q22024Q1: 12024Q1: 02024Q12024Q2: 22024Q2: 02024Q22024Q4: 12024Q4: 02024Q42025Q1: 22025Q1: 12025Q12025Q2: 12025Q2: 02025Q22025Q3: 22025Q3: 22025Q32025Q4: 12025Q4: 72025Q4

Darker bars are new releases, lighter bars apps updated. 47 of 49 apps carry a release date. The series ends at 2025Q4, the last quarter that closed before the June 2026 reading.

INSIDE THE INDUSTRY

The New York City neobanks and digital banking market map

Explore the segments behind the headline numbers.

Expand panel +

Where companies are building

Rank segments by scale, hiring or disclosed funding.

Fintech258
Enterprise tech183
Saas123
Enterprise software123
Consumer digital119
Fintech saas114
Insurtech21
Embedded finance20
Justice tech19
Insurtech saas18
Cfo stack17
Risk monitoring in financial services16

Companies can sit in several segments. Counts and funding overlap.

SEGMENT TO EXPLORE

Fintech

The largest measured segment in this report snapshot.

258companies
8.5%have hiring activity

22 companies hiring · $7.05B disclosed funding

Explore in Radar

How companies make money

Common revenue models; a company can use more than one.

Subscription174
Commission on transaction131
Fee-for-service62
Lending26
E-commerce - service22
Advertising6
Licensing6
E-commerce - product4
THE COMPANIES IN MOTION

Who is listing, hiring leaders, launching and winning work

Recorded corporate activity linked to companies in this landscape.

Expand panel +
Recent corporate headlines 10 dated reports
Mergers & acquisitionstrepp.com ↗

Fitch Group, a global leader in financial information services, announced it has entered into a definitive agreement to acquire Trepp, a premier provider of data, insights, and technology solutions to the structured finance, commercial real estate, and banking sectors.

Mergers & acquisitionshypercard.com ↗

American Express announced that it has entered into an agreement to acquire Hypercard (Hyper), an agentic expense management company, adding to Amex’s AI expertise and capabilities across its commercial services business.

Mergers & acquisitionsstash.com ↗

Singapore ride-hailing & delivery platform Grab ($17 billion market value) has announced to buy United States fintech company Stash Financial ($5 billion AUM) at $425 million valuation in cash & share deal.

Funding roundspexcard.com ↗

PEX Card, a corporate card and spend management platform for businesses, has raised $9.7M in funding according to a recent SEC filing.

Mergers & acquisitionsstep.com ↗

MrBeast Industries announced it will acquire teen banking app Step, which partners with Evolve Bank & Trust to provide banking services.

Funding roundsalaffiahealth.com ↗

Alaffia Health secured $55 million to address inefficiencies in healthcare that contribute to a 70 billion waste problem.

Mergers & acquisitionsbasecapanalytics.com ↗

ACES Quality Management® (ACES), the leading provider of enterprise quality management and control software for the financial services industry, today announced its acquisition of Basecap Analytics, an established enterprise data quality platform trusted by leading financial institutions.

Funding roundstryjeeves.com ↗

In this context, the company announced US$100 million in financing from Community Investment Management (CIM), a move that supports its operational and technological expansion in one of its most important global markets.

Funding roundsdailypay.com ↗

DailyPay, the leading On-Demand Pay platform and financial wellness solution, announced the closing on December 30, 2025 of a new $195 million senior secured revolving credit facility, further strengthening the company’s capital position and providing greater financial flexibility to support long term growth.

Full recorded event mix

Top 10 categories among 169 recorded events in the 24-month window.

Leadership moves
56
Funding rounds
38
Mergers & acquisitions
25
New products
23
Capital infusions
8
Contracts
5
IPO activity
4
Company announcements
3
Earnings
3
Job creation
2
5 activity cards

Swipe or scroll horizontally to browse.

IPO pipeline

2 companies with recorded IPO activity

Current ↗

IPO · NSE SME3 reports

DailyPay ↗

IPO1 reports

Leadership moves

11 tracked people moves

Joseph A. Ruhl

Promotion Senior Executive Vice President

DailyPay ↗
Nelson Chai

Appointment Chief Executive Officer

Biz2X ↗
Narendra Singh Chandel

Appointment Vice President & Head of Human Resources

DailyPay ↗
Caitlin Allen

Appointment Chief Brand and Communications Officer

DailyPay ↗
Andrew Brandman

Appointment Chief Operating Officer

Stash ↗
Henry Lowenfels

Appointment Chief Executive Officer

Stash ↗
Valerie Alfimova

Appointment Head of Go-to-Market

Stash ↗
Spencer Tucker

Appointment Chief Product Officer

Product launches

Products, platforms and features in the recorded window

Kyber ↗
Kyber

Claims correspondence automation platform

Biz2X ↗
Biz2X Digital Site Visits

AI-enabled digital inspection application

Contract wins

7 recorded customer wins

Scienaptic ↗

Customer: members heritage credit unionBanking, Financial

Scienaptic ↗

Customer: genisys credit union

Current ↗

Customer: Rajasthan Rajya Vidyut Prasaran Nigam LimitedPower infrastructure

Current ↗

Customer: rail vikas nigamPower infrastructure

Workforce actions

1 companies with reported reductions

Stash ↗

220 roles

Mergers and acquisitions

Company-linked deal reports; status is preserved as recorded.

Acquirer → targetStatusDateValue / context
fitch group→Trepp ↗Announced2026-04-30Not stated in snapshot
dena→Knot ↗Announced2026-04-28Not stated in snapshot
american express→Hypercard ↗Announced2026-04-17Not stated in snapshot
Grab Holdings Ltd→Stash ↗Pending2026-03-26$425.0M
Beast Industries→Step ↗Announced2026-02-26Not stated in snapshot
MrBeast Industries→Step ↗Announced2026-02-15Not stated in snapshot

A discussion or rumour is not a completed transaction. An unstated value is not zero.

PEOPLE & OPPORTUNITY

The talent market

598 postings in the preceding 12 months. The full 971-posting snapshot covers 43 employers.

Expand panel +

Most advertised job titles

Account Executive18
Operations16
Business Development Manager15
Vendor Manager, Service Network9
Hr Generalist9
Part Time Low Voltage Installation Technician8
1 internship postings

44 tracked postings mention remote work.

The seniority mix

322 postings specify a level.

unspecified
649
manager
190
senior
73
lead
38
entry
12
intern
9

Skills employers mention

Top skills across 971 tracked postings in the available jobs snapshot.

Typescript
32
React Native
23
React
22
Node
21
Python
21
Aws
17
Php
15
Excel
14
Llms
14
Kubernetes
13
ADVERTISED PAY$78.8K/ year

Median across 102 postings with pay data, expressed in USD.

THE PEOPLE BUILDING THE FIELD

Founders and leaders

193 founders and chief executives across 123 companies.

Expand panel +
12 profiles

Swipe or scroll horizontally to browse.

Education networks

67 profiles with education records.

Columbia Business School
10
Harvard University
7
Massachusetts Institute of Technology
7
Harvard Business School
6
Columbia University
5
Cornell University
5
Stanford University
4
University of Pennsylvania
4

Prior employers

22 profiles with prior-work records.

Google
5
Goldman Sachs
4
Paypal
3
McKinsey
2
Bain
2
Amazon
2
Microsoft
1
Facebook
1

Profiles cover recorded founders and leaders; contact details remain in Radar.

NEWS INTELLIGENCE

How this industry appears in the news

20,022 articles in the measured 12-month window.

Expand panel +
20,022articles in the measured year
5,251articles in 2026Q1
66.6%positive tone in the latest complete year

News volume trends

Neobanks and Digital Banking coverage tagged New York City · articles per complete quarter

01,6573,3134,9706,6262021Q2: 2,9632021Q22021Q3: 3,5992021Q4: 3,4812022Q1: 4,2572022Q2: 4,1232022Q22022Q3: 3,4012022Q4: 3,6432023Q1: 3,7752023Q2: 4,0432023Q22023Q3: 3,7702023Q4: 3,9212024Q1: 5,2352024Q2: 4,4552024Q22024Q3: 4,5312024Q4: 4,8302025Q1: 5,5622025Q2: 4,3812025Q22025Q3: 5,7622025Q4: 4,2572026Q1: 5,2512026Q1
View quarterly article counts
QuarterArticles
2021Q22,963
2021Q33,599
2021Q43,481
2022Q14,257
2022Q24,123
2022Q33,401
2022Q43,643
2023Q13,775
2023Q24,043
2023Q33,770
2023Q43,921
2024Q15,235
2024Q24,455
2024Q34,531
2024Q44,830
2025Q15,562
2025Q24,381
2025Q35,762
2025Q44,257
2026Q15,251

Article volume measures coverage, not market sales.

Tone of coverage over time

2021
7,200 positive · 121 neutral · 3,306 negative
2022
10,817 positive · 200 neutral · 4,353 negative
2023
10,703 positive · 198 neutral · 4,586 negative
2024
12,784 positive · 341 neutral · 5,897 negative
2025
13,248 positive · 290 neutral · 6,359 negative

Leading coverage topics

Neobanks and Digital Banking coverage tagged New York City · ranked by full-period article count.

Cryptocurrency Impact On Forex Markets256,685 articles in the full recorded period
81,231 recent · 57,779 prior
Economic Indicators (Gdp, Cpi, Unemployment)85,368 articles in the full recorded period
23,344 recent · 21,792 prior
Trade Wars And Geopolitical Impacts83,564 articles in the full recorded period
27,512 recent · 23,590 prior
Interest Rate Decisions And Impacts72,480 articles in the full recorded period
18,840 recent · 16,113 prior
Central Bank Monetary Policy Announcements65,419 articles in the full recorded period
15,959 recent · 14,566 prior
Federal Reserve Policy Meeting Summaries64,366 articles in the full recorded period
16,609 recent · 14,246 prior
Global Recession Risks And Forecasts63,436 articles in the full recorded period
20,317 recent · 18,051 prior
Regulatory Compliance In Foreign Exchange Trading50,230 articles in the full recorded period
15,481 recent · 8,370 prior
Foreign Exchange (Forex) Rate Fluctuations49,040 articles in the full recorded period
15,924 recent · 11,344 prior
Quarterly And Annual Financial Results48,582 articles in the full recorded period
14,823 recent · 11,621 prior

Recent and prior counts use the source comparison windows.

Topics gaining and losing attention

United States comparison coverage

KeywordRecentPriorChange
stablecoin fx impact13,4346,005124%
stock price9,6914,500115%
etf trading8,2473,359146%
investment deal7,3751,414422%
etfs7,1692,969141%
decentralized forex6,9863,54997%
sector etfs6,8642,864140%
etf structures6,4212,622145%
etf products6,3392,481156%
share price5,7112,242155%
flood stage forecasting11910,236-99%
hydrologic risk modeling2610,145-100%
coastal flooding study1214,687-97%
flood control measures863,644-98%
severe weather warning3403,275-90%

Event and signal lenses

United States comparison coverage

All complete annual cohorts shown
Rising

Regulatory Risk

1,276,365 classified articles

economic slowdown, stock performance, currency intervention policies

49.0% critical · 33.8% positive
Rising

Funding Momentum

268,477 classified articles

inflation reports fx, currency intervention policies, trade deficits fx

37.5% critical · 48.9% positive
Rising

Growth

402,987 classified articles

gdp growth forex, inflation reports fx, trade deficits fx

43.1% critical · 39.1% positive

Neobanks and Digital Banking coverage tagged New York City. Topic labels describe recorded classifications and can include broad context.

RESEARCH SIGNALS

What Neobanks and Digital Banking research is working on

907 papers in the recorded india scope.

Expand panel +
907papers
13,825worldwide comparison pool
907India-affiliated papers

Research orientation

Promising
328
Problem-identifying
180
Descriptive
177
Breakthrough
97
Cautionary
88
Comparative
24
Critical
13

Contribution mix

Empirical
377
Reviews
209
Methods-led
156
Position pieces
151
Theoretical
14

Tone counts: 834 positive · 6 neutral · 67 negative.

Common problems researchers identify
193 papers · 21.3% of this field
  • Financial services116 papers
  • FinTech75 papers
  • Financial inclusion37 papers
  • Payment21 papers
  • Data breach12 papers
  • Retail banking11 papers
  • Cryptocurrency10 papers
  • Investment10 papers

Landmark: Fintech and Financial Services : Initial Considerations

Cautions
88 papers · 9.7% of this field
  • Financial services51 papers
  • Financial inclusion22 papers
  • FinTech22 papers
  • Big data12 papers
  • Transformative learning12 papers
  • Payment11 papers
  • Corporate governance11 papers
  • Financial market10 papers

Landmark: The FinTech Opportunity

Opportunities
425 papers · 46.9% of this field
  • Financial services217 papers
  • FinTech120 papers
  • Financial inclusion82 papers
  • Payment58 papers
  • Database transaction46 papers
  • Transformative learning44 papers
  • Financial literacy34 papers
  • Transparency30 papers

Landmark: Fintech Adoption Drivers for Innovation for SMEs in Indonesia

Leading institutions

Columbia University
667
National Bureau of Economic Research
654
Cornell University
653
New York University
643
California University of Pennsylvania
623
International Monetary Fund
307

Leading researchers

Itay Goldstein
621
Wei Jiang
621
George Andrew Karolyi
621
Thomas Philippon
433
Andrei Kirilenko
214
Andrew W. Lo
214
Vikram Haksar
207
Dong He
198

Highly cited breakthrough-labelled papers

  • E.T.-RNN87 citations
  • Evolutionary Approaches and the Construction of Technology-Driven Regulations79 citations
  • Eagle Strategy Arithmetic Optimisation Algorithm with Optimal Deep Convolutional Forest Based FinTech Application for Hyper-automation32 citations
  • FinTech and consumers: a systematic review and integrative framework28 citations
  • Blockchain technology and real-time auditing: Transforming financial transparency and fraud detection in the Fintech industry12 citations

Common problems researchers identify

150 papers · 4 recurring themes
4 cards

Swipe or scroll horizontally to browse.

Regulatory Gaps in FinTech ServicesCommon problems researchers identify · 01

Regulatory Gaps in FinTech Services

55 papers

36.7% of this theme group

Researchers highlight mismatches between emerging fintech solutions and existing financial regulations.

FinTech (41) · Financial services (40) · Financial regulation (7) · Financial system (4)

FINANCIAL INCLUSION THROUGH TECHNOLOGY: A REVIEW OF TRENDS IN EMERGING MARKETS

Enhancing public sector financial operations and inclusion through innovative Fintech solutions

View research history
YearShare index
2022245.3
2023251.7
2024240.7
2025249.6
Inclusion Barriers in Digital BankingCommon problems researchers identify · 02

Inclusion Barriers in Digital Banking

42 papers

28.0% of this theme group

Studies point to persistent obstacles preventing broad access to digital financial services.

Financial inclusion (16) · Financial services (29) · Retail banking (5) · Payment (7)

Leveraging Financial Inclusion Through Technology-Enabled Services Innovation

Digital Finance, Financial Inclusion and Gender Equality: Strategies for Economic Empowerment of Women

View research history
YearShare index
2022883.7
2023861.1
2024968.4
20251054.2
Security and Fraud Risks in Crypto PaymentsCommon problems researchers identify · 03

Security and Fraud Risks in Crypto Payments

33 papers

22.0% of this theme group

Papers expose vulnerabilities and fraud threats linked to cryptocurrency and mobile payment platforms.

Cryptocurrency (6) · Resilience (5) · Data breach (5) · Financial transaction (4)

Machine Learning Approaches for Fraud Detection and Risk Assessment in Mobile Banking Applications and Fintech Solutions

Combating Illicit Finance in Digital Payment Services: The Role of Data Analytics and Technology in Preventing Payment Fraud and Scams

View research history
YearShare index
2022187.0
2023177.3
2024122.5
2025199.7
Risk Management Challenges for FinTechCommon problems researchers identify · 04

Risk Management Challenges for FinTech

20 papers

13.3% of this theme group

Analyses discuss difficulties integrating robust risk controls within fast‑moving fintech firms.

Financial services (16) · Leverage (3) · Risk management (2) · Financial risk (2)

Integrating Risk Management in Fintech and Traditional Financial Institutions through AI and Machine Learning

AI-Powered Credit Scoring: Scalable Big Data Architectures and Explainable Decision Intelligence for the Financial Sector

View research history
YearShare index
202277.9
202384.4
202479.2
2025150.7

Cautions

67 papers · 3 recurring themes
3 cards

Swipe or scroll horizontally to browse.

Stability Concerns of Crypto‑Based LendingCautions · 01

Stability Concerns of Crypto‑Based Lending

24 papers

35.8% of this theme group

Authors caution that peer‑to‑peer crypto lending may undermine broader financial stability.

Cryptocurrency (5) · Mobile payment (4) · Financial inclusion (8) · Financial services (12)

Interdependence between online peer‐to‐peer lending and cryptocurrency markets and its effects on financial inclusion

Cryptography in Financial Markets: Potential Channels for Future Financial Stability

View research history
YearShare index
2022246.2
2023238.0
2024179.0
2025318.8
Systemic Risks from Big‑Data FinTechCautions · 02

Systemic Risks from Big‑Data FinTech

23 papers

34.3% of this theme group

Research warns that extensive data use in fintech could amplify systemic financial vulnerabilities.

FinTech (14) · Financial services (13) · Systemic risk (4) · Big data (5)

FinTech and Sustainable Finance: How is FinTech Shaping the Future of Sustainable Finance?

The Complex Implications of Fintech for Financial Inclusion

View research history
YearShare index
2022182.3
2023175.6
2024135.0
2025240.2
Bias and Transparency in AI FinanceCautions · 03

Bias and Transparency in AI Finance

18 papers

26.9% of this theme group

Works stress the need for responsible AI to avoid bias and opacity in financial decision‑making.

Financial services (13) · Transformative learning (5) · FinTech (8) · Transparency (4)

Artificial Intelligence, Machine Learning, and Bias In Finance: Toward Responsible Innovation

Unleashing the Power of AI in Financial Services: Opportunities, Challenges, and Implications

View research history
YearShare index
202271.3
202398.3
2024120.6
2025241.2

A further 2 papers sit in smaller themes.

Opportunities

314 papers · 6 recurring themes
6 cards

Swipe or scroll horizontally to browse.

Mobile Solutions for Unbanked PopulationsOpportunities · 01

Mobile Solutions for Unbanked Populations

82 papers

26.1% of this theme group

Studies explore how mobile fintech can extend services to underserved and unbanked users.

Financial inclusion (52) · Mobile payment (16) · Financial literacy (21) · Financial services (44)

Advancing financial inclusion through fintech: Solutions for unbanked and underbanked populations

The Role of Financial Technology (FinTech) in Advancing Financial Inclusion and Equity.

View research history
YearShare index
2022115.8
2023142.0
2024128.5
2025265.9
Innovation Drivers in Digital PaymentsOpportunities · 02

Innovation Drivers in Digital Payments

60 papers

19.1% of this theme group

Papers identify emerging technologies reshaping payment ecosystems and financial service delivery.

FinTech (40) · Financial innovation (9) · Financial services (26) · Payment (12)

FinTech and Financial Innovation: Drivers and Depth

Digital Transformation in Financial Services and FinTech: Trends, Innovations and Emerging Technologies

View research history
YearShare index
2022878.2
2023857.4
2024965.4
20251051.1
AI‑Enabled Sustainable Financial TechnologiesOpportunities · 03

AI‑Enabled Sustainable Financial Technologies

56 papers

17.8% of this theme group

Research highlights AI’s role in creating environmentally and socially responsible fintech solutions.

Financial services (35) · Transformative learning (13) · Financial market (7) · Systemic risk (4)

Empowering Financial Services: The Transformative Impact of AI on FinTech Innovation

Leveraging Artificial Intelligence and Machine Learning for Sustainable Financial Technologies: Innovations, Challenges, and Future Prospect

View research history
YearShare index
202259.0
202382.2
2024256.7
2025191.7
Predictive Analytics for Scalable BankingOpportunities · 04

Predictive Analytics for Scalable Banking

56 papers

17.8% of this theme group

Works demonstrate how advanced analytics can improve risk evaluation and operational scalability.

Financial services (31) · Analytics (11) · Scalability (9) · Leverage (7)

Transforming financial services through predictive analytics and banking systems integration

Deep Learning Architectures Deployed on Cloud Platforms for Dynamic Financial Risk Evaluation and Market Prediction

View research history
YearShare index
2022133.6
2023142.7
202489.7
2025192.5
Blockchain for Transparency and AuditingOpportunities · 05

Blockchain for Transparency and Auditing

30 papers

9.6% of this theme group

Studies examine blockchain’s potential to enhance real‑time auditability and reduce fraud.

Blockchain (11) · Cryptocurrency (10) · Digital currency (8) · Currency (6)

Blockchain technology and real-time auditing: Transforming financial transparency and fraud detection in the Fintech industry

Blockchain Technology for Financial Services & Globalization

View research history
YearShare index
2022905.6
2023967.4
2024915.8
20251033.4
Deep Learning in Credit Fraud DetectionOpportunities · 06

Deep Learning in Credit Fraud Detection

30 papers

9.6% of this theme group

Research showcases deep‑learning models for identifying and preventing credit card fraud.

Credit risk (10) · Credit card fraud (5) · Database transaction (9) · Credit card (5)

Deep Learning in Financial Fraud Detection: Innovations, Challenges, and Applications

Application of Deep Learning in Financial Credit Card Fraud Detection

View research history
YearShare index
2022207.4
2023187.5
2024108.0
2025205.7

How this field compares with the research baseline

Orientation shares compared with 25,000 papers in the reference sample.

Research orientationThis fieldReference sample
Promising36.2%36.8%
Problem-identifying19.8%9.6%
Descriptive19.5%17.9%
Breakthrough10.7%26.4%
Cautionary9.7%4.5%
Comparative2.6%3.9%
Critical1.4%0.9%

Concerns receiving less research attention

Counts and shares refer to the stated research pool. A low count describes how much of that research is recorded here, not the absence of a real-world concern.

Concern / example paperPapersShareRaised as a problemWorldwide share
Privacy & surveillanceSecurity and Privacy in FinTech121.75%7 (58.3%)0.91%
Bias & fairnessDigital Finance, Financial Inclusion and Gender Equality: Strategies for Economic Empowerment of Women30.44%2 (66.7%)0.1%
Concentration of compute powerModerating effect of fintech adoption on market power and bank stability Nexus: Indian evidence30.44%0 (0.0%)0.26%
Energy & datacenter footprintAccelerating agricultural green development in ASEAN: The power of digital inclusive finance20.29%0 (0.0%)0.23%
Carbon & emissions of computeRethinking portfolio design with sustainable AI and FinTech: dynamic spillovers in a quantile–frequency framework10.15%0 (0.0%)0.01%
Labour & data workEnsuring financial inclusion through platform design: Technical frameworks for inclusive growth in the digital labor eco10.15%0 (0.0%)0.04%
Safety & misuseBridging Misinformation Gaps: A Framework for Enhancing Trust and Financial Literacy in Microinsurance Adoption among Sm10.15%0 (0.0%)0.08%
Water use00.0%0 (%)0.0%
Hardware, e-waste & supply chain00.0%0 (%)0.0%

Institution and researcher rankings use citations to their covered work. Research scope: United States. This may be broader than the company geography.

UNDERSTAND THE LANDSCAPE

Neobanks and Digital Banking in New York City: key questions

Clear definitions for making better comparisons.

What does this landscape measure?

It measures the tracked company ecosystem, recorded funding, hiring and other available evidence. It is not a market-size estimate.

Can segment counts be added together?

No. A company can belong to several segments, so segment counts and funding can overlap.

What does a missing figure mean?

A dash or unavailable panel means the current reviewed source snapshot does not support that figure.

KEEP EXPLORING

Put New York City in context

All landscapes ↗

Company ecosystem snapshot: 4 September 2026. Funding is recorded in USD; filed accounts retain their stated currency and reporting basis. Each section identifies its own coverage. The news and research behind these sections is explorable in Prism.

Canonical landscape ↗
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