Radar · Industry landscape · the United States
Neobanks and Digital Banking Landscape of the United States
2,479 Neobanks and Digital Banking companies in the United States, in one picture: who is hiring, who is raising money, who founded them, where they are based, what the news is about, which skills employers want and where the research is going. Updated August 2026.
2,479companies tracked
$42.4Bdisclosed funding
181hiring right now
1,302events · 24 months
919,834news articles · 12 months
Who leads Neobanks and Digital Banking in the United States
Shows 2,479 U.S. neobanks, highlighting the 181 currently hiring and the 619 that have disclosed funding, with top hiring firms Anaplan, Pegasystems, Credit One Bank and best‑funded firms Chime, Brex, Affirm.
open roles
Hiring now
ranked by live open roles
- 01
Anaplan13last posted Aug 2026
- 02
Pegasystems12last posted Aug 2026
- 03
Credit One Bank11last posted Jun 2026
- 04
Smarsh11last posted Aug 2026
- 05
Banesco USA10last posted Jun 2026
- 06
Equifax10last posted May 2026
- 07
DataVisor10last posted Jun 2026
- 08
FICS9last posted Jun 2026
181 companies hiring · 9 posted in the last 30 days
disclosed funding
Most funded
disclosed totals, all rounds
- 01
Chime$3.1BSeries F · Aug 2021
- 02
Brex$1.8BConventional Debt · Jan 2025
- 03
Affirm$1.8BSeries G · Sep 2020
- 04
DailyPay$1.4BConventional Debt · Feb 2026
- 05
Varo$1.1BSeries G · Jan 2025
- 06Ripple$1.1BConventional Debt · May 2026
- 07
Blackhawk Network$1BPost IPO · Jul 2016
- 08
Petal$979MVenture Debt · Aug 2023
619 companies with disclosed rounds · $42.4B total
revenue
Revenue leaders
official filings first, else latest snapshot
- 01
ICE Mortgage Technology$3.7BFY2017 filing
- 02
- 03
- 04
- 05
Pathward$276.3MFY2023 filing
- 06
Dave$158.4MFY2024 filing
- 07
Bancorp$141.1MFY2025 filing
- 08
BreadFinancial$104.3MFY2020 filing
26 companies with a revenue figure
headcount
Largest teams
ranked by tracked headcount
- 01
- 02
- 03
- 04
- 05
- 06
Odessa1,027tracked employees
- 07
Clear Capital879tracked employees
- 08
190 companies with headcount data
share of events
Share of voice
share of all tracked sector news events, 24 months
- 01
- 02
- 03
- 04
FICO2.9%63 tracked events
- 05
- 06
Sedgwick2.3%49 tracked events
- 07
- 08
Float2.0%44 tracked events
2,155 tracked events across 206 companies
web reach
Most-used apps
the sites in this sector the web visits most
- 01
Maybank New Yorktop 5kmaybank2u.com.my
- 02
Cash Apptop 10kcash.app
- 03
- 04
- 05
- 06
Venmotop 50kvenmo.com
- 07
Supertop 50ksuper.com
- 08
Zelletop 50kzellepay.com
655 companies here run a site with a measured audience · 135 of them sit inside the web’s top million
articles
In the news
Prism news coverage, last 12 months
- 01
- 02
- 03
- 04
- 05
- 06
- 07
UFS695articles in the window
- 08
230 of these companies drew sector coverage in the window
Radar
See all 2,479 Neobanks and Digital Banking companies in the United States
Filter by funding, headcount, hiring and location, and export the list.
How the Neobanks and Digital Banking ecosystem in the United States grew, 2016–2025
Displays the number of companies founded each year, noting a peak of 194 new firms in 2020 and 92 in 2025.
Companies founded / year
new Neobanks and Digital Banking companies in the United States
20162025
peak 194 in 2020
Companies raising / year
with a disclosed round that year
20162025
peak 169 in 2021
Disclosed funding / year
sum of disclosed rounds (USD)
20162025
peak $9.8B in 2021
Where Neobanks and Digital Banking companies in the United States are based
Hub 01
New York City
259 Neobanks and Digital Banking companies
37% of the Neobanks and Digital Banking companies across these hubs
259companies
$6.9Bdisclosed funding
20hiring now
Hub 02
San Francisco
160 Neobanks and Digital Banking companies
23% of the Neobanks and Digital Banking companies across these hubs
160companies
$11.2Bdisclosed funding
23hiring now
Hub 03
Austin
59 Neobanks and Digital Banking companies
8% of the Neobanks and Digital Banking companies across these hubs
59companies
$371.9Mdisclosed funding
5hiring now
generated artwork
Hub 04
Miami
57 Neobanks and Digital Banking companies
8% of the Neobanks and Digital Banking companies across these hubs
57companies
$1.4Bdisclosed funding
6hiring now
Hub 05
Atlanta
50 Neobanks and Digital Banking companies
7% of the Neobanks and Digital Banking companies across these hubs
50companies
$1.9Bdisclosed funding
4hiring now
Hub 06
Los Angeles
50 Neobanks and Digital Banking companies
7% of the Neobanks and Digital Banking companies across these hubs
50companies
$2.1Bdisclosed funding
2hiring now
Hub 07
Dallas
38 Neobanks and Digital Banking companies
5% of the Neobanks and Digital Banking companies across these hubs
38companies
$558.3Mdisclosed funding
3hiring now
Hub 08
Chicago
35 Neobanks and Digital Banking companies
5% of the Neobanks and Digital Banking companies across these hubs
35companies
$301Mdisclosed funding
5hiring now
The Neobanks and Digital Banking market map of the United States: what these companies actually do
Breaks down product sub‑categories, showing fintech (2,445) as the largest, and identifies subscription (1,637) and transaction commission (1,248) as the most common revenue models.
- Fintech2,445 companies · $42.3B raised · 180 hiring
- Enterprise Tech1,651 companies · $27.6B raised · 150 hiring
- Consumer Digital1,251 companies · $20.6B raised · 55 hiring
- SaaS1,075 companies · $18.2B raised · 111 hiring
- Enterprise Software1,019 companies · $19.3B raised · 108 hiring
- Fintech SaaS1,010 companies · $13.4B raised · 104 hiring
- Justice Tech287 companies · $1.6B raised · 9 hiring
- Insurtech185 companies · $1.4B raised · 12 hiring
- Insurtech SaaS173 companies · $1.3B raised · 12 hiring
- Embedded Finance148 companies · $4.3B raised · 15 hiring
- Crm for Enterprises145 companies · $778.1M raised · 13 hiring
- Cfo Stack115 companies · $7.3B raised · 24 hiring
Monetization
How Neobanks and Digital Banking companies make money
How many companies earn revenue each way. Plenty use more than one model, so the counts add up to more than the sector.
Subscription1,637
Commission on Transaction1,248
Fee-For-Service574
E-Commerce - Service352
Lending226
Advertising87
E-Commerce - Product46
Licensing31
Funding, M&A and the deals moving Neobanks and Digital Banking in the United States
Leadership 281Earnings 267Funding 202Product 159M&A 153Contracts 61Announcement 46Lawsuit 33Capital 29Buyback 16
- FundingauthID is looking to raise $4 million less expenses in bridge loan financing for “working capital and general corporate purposes.”2026-05-01
- M&AFitch Group, a global leader in financial information services, announced it has entered into a definitive agreement to acquire Trepp, a premier provider of data, insights, and technology solutions to the structured finance, commercial real estate, and banking sectors.2026-04-30
- M&ADeNA Acquires Knot2026-04-28
- M&AElevate2026-04-21
- M&ASynctera has acquired Cable, a financial automated control testing software specialist, in a tech M&A deal.2026-04-18
- M&AAmerican Express announced that it has entered into an agreement to acquire Hypercard (Hyper), an agentic expense management company, adding to Amex’s AI expertise and capabilities across its commercial services business.2026-04-16
- M&AThe companies confirmed they have entered into a definitive agreement under which the American-Canadian waste management company will purchase all issued and outstanding common shares of Secure.2026-04-14
- M&APrivate equity firm STG has acquired Carrier Logistics Inc. (CLI), a long‑established provider of transportation management software for less‑than‑truckload carriers, with plans to accelerate development of AI‑driven tools for terminal‑based operations.2026-04-13
- M&ACompletion of Brex buyout strengthens Capital One’s digital payments and AI‑driven business‑payments strategy2026-04-13
- M&ASpendHQ acquires majority stake in Sligo AI2026-04-06
Mergers and acquisitions
Deals from the last 24 months where a Neobanks and Digital Banking company in the United States was the buyer or the one bought, newest first. “Undisclosed” means the price was never published — not that the deal was worth nothing.
| Acquirer | Target | Deal value | Status | Date |
|---|---|---|---|---|
| undisclosed | Announced | 2026-04-30 | ||
| undisclosed | Announced | 2026-04-28 | ||
| undisclosed | Announced | 2026-04-21 | ||
| $5.1B | Completed | 2026-04-21 | ||
| undisclosed | Announced | 2026-04-20 | ||
| undisclosed | — | 2026-04-18 |
Who is listing, hiring leaders, launching and winning work
Provides details on notable events such as IPO filings, leadership changes, product launches and contract wins.
IPO pipeline
5 companies listed or filing · last 24 months
CuentasOTCQB · CUEN · 1 reportFeb 2026
CurrentIPO · NSE SME · 3 reportsAug 2025
MeridianLinkFollow-on Offering · NYSE · MLNK · 3 reportsSep 2024
Leadership moves
91 tracked people moves · last 12 months
MojaloopPaula Hunter · Retirement — was Executive DirectorApr 2026
ElevateWillie DiBlasi · Appointment → Chief Operating OfficerApr 2026
Ivory Consulting CorporationScott Thacker · Appointment → Advisory Board MemberApr 2026
Product launches
tracked launches · last 12 months
TyfoneMitek Systems’ Check Fraud Defender (Check Fraud Protection)Apr 2026
Total ExpertCustomer IQ (Customer Intelligence)Apr 2026
KyberKyber (Claims correspondence automation platform)Apr 2026
Contract wins
45 customer wins · last 24 months
Naehaswon top-ten U.S. credit unionApr 2026
Apiturewon wayne county bankApr 2026
Scienapticwon members heritage credit unionApr 2026
Lumin Digitalwon granite state credit unionApr 2026
Workforce actions
12 companies cutting roles · last 24 months
Nexosscale undisclosed · reduction in workloadApr 2026
Keeta~200 roles reported · operational challengesMar 2026
Jenius Bank~173 roles reported · market performanceJan 2026
Bambu~141 roles reported · funding shortageJan 2026
Novo~5,000 roles reported · rising competitionOct 2025
Regulatory & litigation
12 regulatory events · 32 tracked suits · 24 months
- Hayden Artificial AI Technologies Inc. v seon, safe fleettrade secrets and copyright infringement · OngoingApr 2026
- keeta v 99Foodban clauses imposed by 99Food · FiledApr 2026
Earnings pulse
companies reporting results · last 24 months
34 companies reporting300 company-quarters trackedbeat 96miss 29in line 8
Half of these companies grew revenue faster than +15.2%, half slower.
Who is building Neobanks and Digital Banking in the United States
Profiles 1,386 founders and CEOs across 991 firms, noting Stanford (40) and Harvard (34) as frequent alma maters and Google (14) and Microsoft (13) as common prior employers.
Founders and chief executives12 of 1,386, from the best-funded companies on this page
Ex-Yelp, Google, PayPal · University of lllinois in Urbana-Champaign BS 1997
Ex-CEO Hightail, Dialpad, AOL, Yahoo · The University of Kansas BA, Harvard Business School MBA 1997
Ex-News America Marketing, The Clorox Company. Stanford University BA 1988
Ex-Clover Crest Partners, Encore Capital Group, Capital One Financial Services. William & Mary BBA 1989, University of Richmond MBA 1996.
Ex-Burson-Marsteller, ACE Strategies, Center for American Progress, US Navy. Harvard University BA 1997, University of California…
repeat founder
Brown University BS, Harvard Business School MBA
Bluevine, ex-Planet Soho, ex-Emersee, TAU - Tel Aviv University, 2002
Ex-Co-Founder & CEO Heyzap, Clickpass. University of Cambridge MA 2006
Ex-Fiserv, Reachable, Attributor, Envestnet · Yodlee, Starwave, Fannie Mae. James Madison University BA 1991, Marymount University MS 1994
Where the founders studied
alma mater on record for 268 of 1,386 founders
Stanford University40
Harvard University34
Harvard Business School22
University of California (Berkeley)21
Massachusetts Institute of Technology16
Columbia University15
University of Pennsylvania15
Cornell University14
Where they worked before
a previous employer on record for 78 of 1,386 founders
Google14
Microsoft13
Goldman Sachs11
Paypal8
Amazon7
Facebook7
Boston Consulting Group6
McKinsey6
Founders flagged as repeat founders
of 1,226 founders with a profile on this page
29
carry a repeat-founder flag
- flagged as repeat founders29
- no repeat-founder flag1,197
Women and men among the founders
first names matched for 1,267 of 1,386 founders
10%
of matched founders are women
- women128
- men1,139
Inferred from first names, using 119 million people who state their own gender: a first name counts only where at least 20 of them share it and at least 90% of those share the same gender. The other 119 founders go in neither column.
Radar
Look up the people behind Neobanks and Digital Banking companies in the United States
Search founders, executives and operators by company, role and location.
Who funds Neobanks and Digital Banking in the United States
Summarizes 1,575 funding rounds since 2016 from 1,950 investors, with a typical round size of $6 million.
| Investor · most active investors since 2016 | Rounds | Led | Latest |
|---|---|---|---|
| Y Combinator | 78 | 34 | Apr 2026 |
| Techstars | 28 | 12 | Nov 2024 |
| TTV Capital | 23 | 10 | Oct 2023 |
| Commerce Ventures | 22 | 5 | Feb 2026 |
| Andreessen Horowitz | 21 | 8 | May 2026 |
| Menlo Ventures | 21 | 7 | May 2025 |
| SVB | 21 | 4 | Jan 2023 |
| Valar Ventures | 20 | 10 | May 2026 |
| QED Investors | 19 | 8 | Jul 2024 |
| Lightspeed Venture Partners | 19 | 6 | Mar 2025 |
Stage mix · rounds since 2016
Seed & Angel593
Series A–B564
Series C+ / PE196
Grants, debt & other222
The typical round is $6M — half were bigger, half smaller.
The biggest Neobanks and Digital Banking funding rounds in the United States
Highlights the largest disclosed round—Chime’s $1.1 billion Series F—and lists ten other large recent rounds.
| Company | Round | Size | When | Backers |
|---|---|---|---|---|
| Series Fmega-round | $1.1B | Aug 2021 | Sequoia Capital, SoftBank Vision Fund, General Atlantic +2 more | |
| Series Emega-round | $700M | Dec 2019 | DST Global, Menlo Ventures, Coatue +3 more | |
| Series Amega-round | $543M | Jun 2021 | Insight Partners, General Atlantic, Cyberstarts +6 more | |
| Series Emega-round | $533.8M | Sep 2020 | Coatue, Tiger Global Management, Whale Rock Capital Management +5 more | |
| Series Emega-round | $510M | Sep 2021 | Eldridge Industries, Marshall Wace, Berkshire Partners +5 more | |
| Ripple | Series Dmega-round | $500M | Nov 2025 | Fortress, Citadel Securities, Pantera Capital +3 more |
| Series Gmega-round | $500M | Sep 2020 | GIC, Durable Capital Partners, Lightspeed Venture Partners +5 more | |
| Series Emega-round | $500M | Dec 2019 | DST Global | |
| Series Dmega-round | $450M | Feb 2000 | Actua | |
| Series Dmega-round | $425M | Apr 2021 | Tiger Global Management, TCV, Baillie Gifford +11 more |
Venture round sizes · 2023–2025
<$1M43
$1–10M105
$10–50M89
$50–250M24
>$250M2
263 venture rounds with a disclosed amount in the window.
Fresh cheques · last 6 months
- Conventional Debt$200MMay 2026
Series D$200MMay 2026
Series C$40MMay 2026
- Seed$4.7MMay 2026
Series C$100MApr 2026
Series B$34MApr 2026
Series A$11.7MApr 2026
Series A$9MApr 2026
What the news says about Neobanks and Digital Banking in the United States
Counts 919,834 news articles in the last year, most often covering cryptocurrency effects, economic indicators, trade tensions, and interest‑rate decisions.
News volume
Neobanks and Digital Banking coverage across United States · articles per quarter
2021Q22026Q1
peak 324,013 in 2025Q1 · 919,834 articles in the last 12 tracked months
Tone of coverage
share of articles by dominant sentiment (positive / neutral / negative)
202120232025
Positive-tone share moved 67% → 64%, negative 32% → 34% across 2021–2025.
What the coverage is about
The subjects that dominate Neobanks and Digital Banking news in United States. The arrow shows whether each one is being written about more or less than a year ago.
- Cryptocurrency impact on forex markets256,685▲+41%
- Economic indicators (gdp, cpi, unemployment)85,368→+7%
- Trade wars and geopolitical impacts83,564▲+17%
- Interest rate decisions and impacts72,480▲+17%
- Central bank monetary policy announcements65,419→+10%
- Federal reserve policy meeting summaries64,366▲+17%
- Global recession risks and forecasts63,436▲+13%
- Regulatory compliance in foreign exchange trading50,230▲+85%
- Foreign exchange (forex) rate fluctuations49,040▲+40%
- Quarterly and annual financial results48,582▲+28%
Most-covered companies · last 12 months
- 9,908
- 4,733
- 1,461
- 1,320
- 1,161
- 1,121
- 695
- 586
- 553
- 469
230 Neobanks and Digital Banking companies here were named in the news over this period.
Prism
Watch Neobanks and Digital Banking coverage in United States as it happens
Prism follows these subjects story by story — which companies are named, what is said about them and how the tone moves.
Momentum
The words getting louder — and quieter
Which terms are showing up in more stories than a year ago, and which are fading. The percentage is the change in how many articles mention them.
stablecoin fx impact+124%stock price+115%etf trading+146%investment deal+422%etfs+141%decentralized forex+97%sector etfs+140%etf structures+145%etf products+156%share price+155%
flood stage forecasting-99%hydrologic risk modeling-100%coastal flooding study-97%flood control measures-98%severe weather warning-90%
The pressures the press keeps returning to
Three recurring angles in United States Neobanks and Digital Banking coverage, and whether each is getting more attention year on year (through 2025).
Regulatory Risk ▲ rising
1,276,365 articles touch this dimension · 49.0% critical tone
20212025
signals: economic slowdown, stock performance, currency intervention policies
Funding Momentum ▲ rising
268,477 articles touch this dimension · 37.5% critical tone
20212025
signals: inflation reports fx, currency intervention policies, trade deficits fx
Growth ▲ rising
402,987 articles touch this dimension · 43.1% critical tone
20212025
signals: gdp growth forex, inflation reports fx, trade deficits fx
Neobanks and Digital Banking jobs in the United States: who is hiring and what they ask for
Reports 11,386 job postings from 354 employers in 12 months, with top skills in Python, SQL, Excel, AWS and Microsoft Office, and a median salary of $82 k.
11,386postings · last 12 months
15,414postings tracked overall
354employers advertising
$82kmedian advertised salary/yr (n=1864)
Demand
The Skills Employers Ask For
What Neobanks and Digital Banking employers in the United States put in their job ads. The bar is how many postings ask for it; the arrow shows whether demand grew or shrank against the year before.
- python216▲
- sql200▲
- excel163▲
- aws127▲
- microsoft office108▲
- salesforce98▲
- typescript96▲
- java77▲
- react77▲
- word68▲
What level are these roles?
Entry109
Intern160
Senior1,369
Lead522
Manager3,010
What they pay, by level
- Manager$111k/yr (n=426)
- Senior$115k/yr (n=172)
- Lead$120k/yr (n=69)
Most advertised titles
- 127
- 101
- 86
- 84
- 79
- 74
What Neobanks and Digital Banking research in the United States is working on
Lists 907 U.S. academic papers, of which 193 identify common problems, 88 issue cautions, and 425 highlight opportunities.
How this field talks about itself
United States-affiliated Neobanks and Digital Banking papers (gold) against all published research (grey)
Promising36.2% · 37.6%≈ par
Problem-identifying19.8% · 9.5%2.1×
Descriptive19.5% · 17.8%≈ par
Breakthrough10.7% · 26.1%0.4×
Cautionary9.7% · 4.3%2.3×
Comparative2.6% · 3.9%0.7×
How the work is done
Empirical41.6%
Reviews23.0%
Methods-led17.2%
Position pieces16.6%
Theoretical1.5%
How the research reads
92% positive · 1% neutral · 7% negative, across 907 papers.
The institutions doing the work · United States
- 667
- 654
- 653
- 643
- 623
- 307
ranked by how often their work is cited
Leading researchers · United States-affiliated work
Itay Goldstein · Wei Jiang · George Andrew Karolyi · Thomas Philippon · Andrei Kirilenko · Andrew W. Lo · Vikram Haksar · Dong He
The most-cited breakthroughs
- E.T.-RNN · 87 cites
- Evolutionary Approaches and the Construction of Technology-Driven Regulations · 79 cites
- Eagle Strategy Arithmetic Optimisation Algorithm with Optimal Deep Convolutional Forest Based FinTech Application for Hyper-automation · 32 cites
- FinTech and consumers: a systematic review and integrative framework · 28 cites
- Blockchain technology and real-time auditing: Transforming financial transparency and fraud detection in the Fintech industry · 12 cites
Common problems researchers identify150 papers · 4 recurring themes
Problems · theme 01
Regulatory and Systemic Challenges
55 papers · 36.7% of this block
→ +2% share2022→2025 share of research on this subject
Researchers highlight how regulation and system design hinder fintech-driven financial services and inclusion.
FinTech · Financial services · Financial regulation · Financial system
“FINANCIAL INCLUSION THROUGH TECHNOLOGY: A REVIEW OF TRENDS IN EMERGING MARKETS”
55 of these papers raise it as a problem
Problems · theme 02
Inclusion Gaps in Retail Banking
42 papers · 28.0% of this block
▲ +19% share2022→2025 share of research on this subject
Papers point to persistent barriers preventing broad access to digital financial services for underserved groups.
Financial inclusion · Financial services · Retail banking · Payment
“Leveraging Financial Inclusion Through Technology-Enabled Services Innovation”
42 of these papers raise it as a problem
Problems · theme 03
Security and Fraud Risks
33 papers · 22.0% of this block
▲ +7% share2022→2025 share of research on this subject
Studies focus on vulnerabilities, data breaches, and fraud detection challenges in crypto and mobile payment ecosystems.
Cryptocurrency · Resilience · Data breach · Financial transaction
“Machine Learning Approaches for Fraud Detection and Risk Assessment in Mobile Banking Applications and Fintech Solutions”
33 of these papers raise it as a problem
Problems · theme 04
Risk Management Integration
20 papers · 13.3% of this block
▲ +94% share2022→2025 share of research on this subject
Research examines difficulties embedding advanced risk analytics and credit scoring within traditional and fintech institutions.
Financial services · Leverage · Risk management · Financial risk
“Integrating Risk Management in Fintech and Traditional Financial Institutions through AI and Machine Learning”
20 of these papers raise it as a problem
Cautions67 papers · 3 recurring themes
Cautions · theme 01
Crypto‑Driven Inclusion Risks
24 papers · 35.8% of this block
▲ +30% share2022→2025 share of research on this subject
Authors caution that cryptocurrency and peer‑to‑peer lending may introduce new stability and inclusion concerns.
Cryptocurrency · Mobile payment · Financial inclusion · Financial services
“Interdependence between online peer‐to‐peer lending and cryptocurrency markets and its effects on financial inclusion”
24 of these papers raise it as a problem
Cautions · theme 02
Systemic Risk from Big Data
23 papers · 34.3% of this block
▲ +32% share2022→2025 share of research on this subject
Works warn that extensive data use in fintech could amplify systemic vulnerabilities and complicate sustainable finance goals.
FinTech · Financial services · Systemic risk · Big data
“FinTech and Sustainable Finance: How is FinTech Shaping the Future of Sustainable Finance?”
23 of these papers raise it as a problem
Cautions · theme 03
Bias and Transparency Issues
18 papers · 26.9% of this block
▲ +238% share2022→2025 share of research on this subject
Researchers stress the need for responsible AI, addressing bias and opacity in financial service innovations.
Financial services · Transformative learning · FinTech · Transparency
“Artificial Intelligence, Machine Learning, and Bias In Finance: Toward Responsible Innovation”
18 of these papers raise it as a problem
A further 2 papers sit in smaller, scattered themes.
Opportunities314 papers · 6 recurring themes
Opportunities · theme 01
Expanding Inclusion via Mobile Finance
82 papers · 26.1% of this block
▲ +130% share2022→2025 share of research on this subject
Studies explore how mobile payments and fintech tools can reach unbanked populations and improve financial literacy.
Financial inclusion · Mobile payment · Financial literacy · Financial services
“Advancing financial inclusion through fintech: Solutions for unbanked and underbanked populations”
Opportunities · theme 02
Fintech‑Driven Service Innovation
60 papers · 19.1% of this block
▲ +20% share2022→2025 share of research on this subject
Papers discuss emerging technologies reshaping payments, digital transformation, and new financial product development.
FinTech · Financial innovation · Financial services · Payment
“FinTech and Financial Innovation: Drivers and Depth”
Opportunities · theme 03
AI for Sustainable Financial Services
56 papers · 17.8% of this block
▲ +225% share2022→2025 share of research on this subject
Research highlights AI and machine learning as catalysts for greener, more resilient financial technology solutions.
Financial services · Transformative learning · Financial market · Systemic risk
“Empowering Financial Services: The Transformative Impact of AI on FinTech Innovation”
Opportunities · theme 04
Predictive Analytics and Scalability
56 papers · 17.8% of this block
▲ +44% share2022→2025 share of research on this subject
Works focus on leveraging analytics and cloud‑based deep learning to scale risk evaluation and market forecasting.
Financial services · Analytics · Scalability · Leverage
“Transforming financial services through predictive analytics and banking systems integration”
Opportunities · theme 05
Blockchain for Transparency
30 papers · 9.6% of this block
▲ +14% share2022→2025 share of research on this subject
Studies examine blockchain’s potential to enhance auditability, fraud detection, and cross‑border financial operations.
Blockchain · Cryptocurrency · Digital currency · Currency
“Blockchain technology and real-time auditing: Transforming financial transparency and fraud detection in the Fintech industry”
Opportunities · theme 06
Deep Learning in Fraud Prevention
30 papers · 9.6% of this block
→ -1% share2022→2025 share of research on this subject
Research investigates deep‑learning models for detecting credit card fraud and improving transaction security.
Credit risk · Credit card fraud · Database transaction · Credit card
“Deep Learning in Financial Fraud Detection: Innovations, Challenges, and Applications”
Which of these themes are growing fastest
Tracks how research themes have changed in share of global work on the topic between 2022 and 2025.
Problems
how much more (or less) of the world’s research on this subject each theme took up, 2022→2025
gaining sharelosing share
Risk Management Integration▲+94%
Inclusion Gaps in Retail Banking▲+19%
Security and Fraud Risks▲+7%
Regulatory and Systemic Challenges▲+2%
Cautions
how much more (or less) of the world’s research on this subject each theme took up, 2022→2025
gaining sharelosing share
Bias and Transparency Issues▲+238%
Systemic Risk from Big Data▲+32%
Crypto‑Driven Inclusion Risks▲+30%
Opportunities
how much more (or less) of the world’s research on this subject each theme took up, 2022→2025
gaining sharelosing share
AI for Sustainable Financial Services▲+225%
Expanding Inclusion via Mobile Finance▲+130%
Predictive Analytics and Scalability▲+44%
Fintech‑Driven Service Innovation▲+20%
Blockchain for Transparency▲+14%
Deep Learning in Fraud Prevention▼-1%
Prism
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About this data: built from Fliar's company, founder, funding, hiring, jobs, news and research trackers, covering the United States. Counts are of companies we track, not of every company that exists. Updated August 2026.
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