Radar · Industry landscape · the United States
Payments Infrastructure Landscape of the United States
3,473 Payments Infrastructure companies in the United States, in one picture: who is hiring, who is raising money, who founded them, where they are based, what the news is about, which skills employers want and where the research is going. Updated August 2026.
3,473companies tracked
$67.5Bdisclosed funding
234hiring right now
1,761events · 24 months
339,186news articles · 12 months
Who leads Payments Infrastructure in the United States
Shows the 3,473 tracked payments infrastructure firms, highlighting the most active hiring companies, the best‑funded firms, and the number currently hiring or reporting a funding round.
open roles
Hiring now
ranked by live open roles
- 01
Stripe13last posted Aug 2026
- 02
Airwallex13last posted Aug 2026
- 03
Xsolla11last posted Aug 2026
- 04
Bill11last posted Jun 2026
- 05
Corpay11last posted Jun 2026
- 06
TreviPay11last posted Jun 2026
- 07
Global Payments11last posted Jun 2026
- 08
Deluxe corporation10last posted May 2026
234 companies hiring · 10 posted in the last 30 days
disclosed funding
Most funded
disclosed totals, all rounds
- 01
- 02
Taulia$6.2BConventional Debt · Mar 2021
- 03
SumUp$4BConventional Debt · May 2025
- 04
Ramp$3.1BSeries E · Nov 2025
- 05
Square$2.7BPost IPO · Mar 2020
- 06
SunGard$2.1BConventional Debt · Mar 2014
- 07
- 08
694 companies with disclosed rounds · $67.5B total
revenue
Revenue leaders
official filings first, else latest snapshot
- 01
- 02
- 03
Wright Express$462.2MFY2024 filing
- 04
ACI Worldwide$425.7MFY2023 filing
- 05
- 06
Paymentus$358.4MFY2024 filing
- 07
Payoneer$208.1MFY2023 filing
- 08
Flywire$188.1MFY2024 filing
21 companies with a revenue figure
headcount
Largest teams
ranked by tracked headcount
- 01
Derisq6,632tracked employees
- 02
- 03
- 04
- 05
- 06
HighRadius3,500tracked employees
- 07
Incedo3,264tracked employees
- 08
Zelis Healthcare2,336tracked employees
204 companies with headcount data
share of events
Share of voice
share of all tracked sector news events, 24 months
- 01
Versapay19.7%780 tracked events
- 02
PayPal12.9%509 tracked events
- 03
Flutterwave6.1%240 tracked events
- 04
- 05
- 06
Sezzle2.4%95 tracked events
- 07
- 08
Marqeta2.4%94 tracked events
3,950 tracked events across 215 companies
web reach
Most-used apps
the sites in this sector the web visits most
- 01
- 02
- 03
Invoice Hometop 10kinvoicehome.com
- 04
Network Merchantstop 50knmi.com
- 05
- 06
- 07
- 08
Clovertop 50kclover.com
953 companies here run a site with a measured audience · 186 of them sit inside the web’s top million
articles
In the news
Prism news coverage, last 12 months
- 01
- 02
- 03
- 04
Braintree1,069articles in the window
- 05
Circa321articles in the window
- 06
GTreasury297articles in the window
- 07
PayFi283articles in the window
- 08
217 of these companies drew sector coverage in the window
Radar
See all 3,473 Payments Infrastructure companies in the United States
Filter by funding, headcount, hiring and location, and export the list.
How the Payments Infrastructure ecosystem in the United States grew, 2016–2025
Displays the annual count of companies founded from 2016 to 2025, noting the highest year (2021 with 246 firms) and the most recent count (32 in 2025).
Companies founded / year
new Payments Infrastructure companies in the United States
20162025
peak 246 in 2021
Companies raising / year
with a disclosed round that year
20162025
peak 141 in 2021
Disclosed funding / year
sum of disclosed rounds (USD)
20162025
peak $14.3B in 2021
Where Payments Infrastructure companies in the United States are based
Hub 01
New York City
223 Payments Infrastructure companies
27% of the Payments Infrastructure companies across these hubs
223companies
$9.1Bdisclosed funding
17hiring now
Hub 02
San Francisco
181 Payments Infrastructure companies
22% of the Payments Infrastructure companies across these hubs
181companies
$25.5Bdisclosed funding
15hiring now
Hub 03
Los Angeles
101 Payments Infrastructure companies
12% of the Payments Infrastructure companies across these hubs
101companies
$1.5Bdisclosed funding
6hiring now
Hub 04
Miami
79 Payments Infrastructure companies
10% of the Payments Infrastructure companies across these hubs
79companies
$417.8Mdisclosed funding
9hiring now
Hub 05
Atlanta
75 Payments Infrastructure companies
9% of the Payments Infrastructure companies across these hubs
75companies
$2.3Bdisclosed funding
12hiring now
Hub 06
Austin
64 Payments Infrastructure companies
8% of the Payments Infrastructure companies across these hubs
64companies
$617.6Mdisclosed funding
3hiring now
generated artwork
Hub 07
Chicago
54 Payments Infrastructure companies
7% of the Payments Infrastructure companies across these hubs
54companies
$268.5Mdisclosed funding
4hiring now
Hub 08
Las Vegas
45 Payments Infrastructure companies
5% of the Payments Infrastructure companies across these hubs
45companies
$379.3Mdisclosed funding
2hiring now
The Payments Infrastructure market map of the United States: what these companies actually do
Breaks down the products these firms build by sub‑category and revenue model, with fintech and enterprise tech as the largest groups and subscription and transaction commissions as the most common models.
- Fintech3,428 companies · $66.1B raised · 233 hiring
- Enterprise Tech3,037 companies · $63.8B raised · 220 hiring
- Enterprise Software2,050 companies · $50.9B raised · 160 hiring
- Commerce Enablers1,821 companies · $32.1B raised · 104 hiring
- SaaS988 companies · $40.3B raised · 86 hiring
- Cfo Stack756 companies · $24.1B raised · 72 hiring
- Consumer Digital655 companies · $8.8B raised · 25 hiring
- Internet First Healthcare Financing Platforms135 companies · $2.4B raised · 10 hiring
- Blockchain in Financial Services128 companies · $1B raised · 10 hiring
- Retail Pos Solutions109 companies · $3B raised · 6 hiring
- Healthtech96 companies · $3B raised · 12 hiring
- Inc 500079 companies · $14.4B raised · 23 hiring
Monetization
How Payments Infrastructure companies make money
How many companies earn revenue each way. Plenty use more than one model, so the counts add up to more than the sector.
Subscription2,617
Commission on Transaction1,838
E-Commerce - Service1,067
Fee-For-Service689
E-Commerce - Product93
Advertising63
Lending59
Physical Commerce34
Funding, M&A and the deals moving Payments Infrastructure in the United States
Counts 1,761 corporate events over the past two years, detailing the distribution across key‑person announcements, earnings releases, mergers and acquisitions, funding rounds and new product launches.
Leadership 454Earnings 312M&A 284Funding 166Product 144Announcement 118Contracts 77Lawsuit 66Regulatory 36Capital 25
- M&AGlobal investment firm Carlyle (NASDAQ: CG) today announced it has acquired a majority stake in Knack RCM (“Knack”) and EqualizeRCM (“Equalize”), two leading U.S. healthcare revenue cycle management (“RCM”) providers, to create an AI-native, global, multi-specialty RCM platform.2026-05-04
- M&AReliance Retail today announced that it has acquired actor Priyanka Chopra Jonas' haircare brand ‘Anomaly’, including its brand assets, digital properties and trademarks, in a move that significantly expands its beauty portfolio, the company said in a statement on 30 April.2026-04-30
- IPOthe strategic commitment forms a core component of Flutterwave’s planned US$250 million Initial Public Offering (IPO) on the Nigerian Exchange Limited (NGX).2026-04-20
- FundingZenskar, the AI-native billing and revenue automation platform powering Zero-Touch Finance for real-world complexity, announced a $15 million Series A led by Susquehanna Venture Capital, Bessemer Venture Partners, Shine Capital and Rho.2026-04-17
- M&ADeseret Mutual Benefit Administrators increased its stake in Global Payments by 23.4% in the 3rd quarter.2026-04-14
- M&AREPAY’s Board of Directors and management team acknowledge receipt of a letter from Veradace Partners regarding governance requests and our recently announced agreement to acquire KUBRA.2026-04-13
- M&AMutares SE & Co. KGaA has signed agreements to acquire two automotive supplier businesses from Magna.2026-04-09
- M&AJefferson Bridge Capital LLC acquired a new stake in shares of ACI Worldwide, Inc. (NASDAQ:ACIW – Free Report) in the fourth quarter, according to the company in its most recent filing with the SEC. The firm acquired 24,595 shares of the technology company’s stock, valued at approximately $1,176,000.2026-04-08
- M&ABeyond Inc. has agreed to acquire The Container Store for approximately $150 million, in a deal that aims to combine the two brands.2026-04-07
- M&AScancom PLC, its Ghanaian subsidiary, has finalised the merger of its mobile money subsidiary, MobileMoney Ltd, with a newly created entity, MobileMoney Fintech Ltd (MMFL).2026-04-03
Mergers and acquisitions
Deals from the last 24 months where a Payments Infrastructure company in the United States was the buyer or the one bought, newest first. “Undisclosed” means the price was never published — not that the deal was worth nothing.
| Acquirer | Target | Deal value | Status | Date |
|---|---|---|---|---|
| undisclosed | Completed | 2026-05-05 | ||
| undisclosed | Announced | 2026-05-04 | ||
| $4.3M | Announced | 2026-04-14 | ||
| $67k | Announced | 2026-04-14 | ||
| $327k | Announced | 2026-04-14 | ||
| $1.5M | Announced | 2026-04-14 |
Who is listing, hiring leaders, launching and winning work
Provides details on notable events such as IPO filings, leadership changes, product launches and contract wins within the sector.
IPO pipeline
9 companies listed or filing · last 24 months
ZuoraIPO · 1 reportJan 2026
Shift4IPO · NYSE · 1 reportJul 2025
EVO PaymentsIPO · EVOP · 2 reportsJul 2025
AvidXchangeIPO · 1 reportMar 2025
Leadership moves
157 tracked people moves · last 12 months
BastionAlicia Tutty · Appointment → Media PartnerApr 2026
Product launches
tracked launches · last 12 months
ElavonElavon Business SolutionsMay 2026
SunbitSunbit financing on Stripe (BNPL / Consumer Financing)Apr 2026
EmagiaGia Order Management Super Agent (AI-powered Order Management)Apr 2026
firmlyFirmly Connect (No-code onboarding platform)Mar 2026
Contract wins
45 customer wins · last 24 months
Workforce actions
9 companies cutting roles · last 24 months
Regulatory & litigation
46 regulatory events · 27 tracked suits · 24 months
- Investors who purchased or acquired PayPal common stock betw v paypalsecurities fraud (material misstatements and omissions) · FiledApr 2026
- Hayden Artificial AI Technologies Inc. v seon, safe fleettrade secrets and copyright infringement · OngoingApr 2026
Earnings pulse
companies reporting results · last 24 months
37 companies reporting358 company-quarters trackedbeat 103miss 37in line 6
Half of these companies grew revenue faster than +9.0%, half slower.
Who is building Payments Infrastructure in the United States
Profiles 1,702 founders and CEOs across 1,296 firms, noting frequent alma maters like Stanford (37) and Harvard (32) and common prior employers such as Google (17) and Microsoft (12).
Founders and chief executives12 of 1,702, from the best-funded companies on this page
Ex-Founder Paribus, Oliver Wyman. Harvard University BA 2011 & MS 2011
repeat founder
Founder Invisibly, Square, Federal Reserve Bank of St. Louis, LaunchCode. LSE 1986, Washington University in St. Louis BA 1987, BASc 1987
Integration Consulting, Founder Founder Institute, EX-Bravia Impact Assets. Getulio Vargas Foundation 2015
Ex-Hohen International, National Australia Bank, Aviva · University of Melbourne BE 2007
Ex-Co-Founder-PayCycle, Intuit, CertiData · Stanford University BA, MS 1989
Ex-Eyeview, Hewlett-Packard, Israeli Scouts. Ben-Gurion University of the NegevBen-Gurion University of the Negev BSc 2004, HBS MBA 2008
Executive Director & Partner - Wellesley Hills Financial · Queens University of Charlotte Master of Business Administration 1991
repeat founder
Founder Bilt Technologies, Founder & CEO Kairos · ex-Co-Founder & CEO Humin, Founder Rhino, Tinder…
Ex-Founder Sites by Hand, Publix · Stanford University 2014
Where the founders studied
alma mater on record for 265 of 1,702 founders
Stanford University37
Harvard University32
Harvard Business School23
Massachusetts Institute of Technology23
University of California (Berkeley)19
University of Pennsylvania14
Stanford Business School13
Carnegie Mellon University12
Where they worked before
a previous employer on record for 86 of 1,702 founders
Google17
Microsoft12
McKinsey10
Paypal9
Facebook9
Uber7
Goldman Sachs6
Salesforce5
Founders flagged as repeat founders
of 1,480 founders with a profile on this page
30
carry a repeat-founder flag
- flagged as repeat founders30
- no repeat-founder flag1,450
Women and men among the founders
first names matched for 1,534 of 1,702 founders
10%
of matched founders are women
- women148
- men1,386
Inferred from first names, using 119 million people who state their own gender: a first name counts only where at least 20 of them share it and at least 90% of those share the same gender. The other 168 founders go in neither column.
Radar
Look up the people behind Payments Infrastructure companies in the United States
Search founders, executives and operators by company, role and location.
Who funds Payments Infrastructure in the United States
Summarizes 1,486 funding rounds since 2016 from 1,836 investors, with a typical round size of $5.5 million.
| Investor · most active investors since 2016 | Rounds | Led | Latest |
|---|---|---|---|
| Y Combinator | 75 | 30 | May 2026 |
| Techstars | 28 | 14 | May 2025 |
| General Catalyst | 28 | 11 | Mar 2026 |
| Sequoia Capital | 22 | 7 | Apr 2024 |
| Commerce Ventures | 18 | 3 | Mar 2026 |
| Thrive Capital | 17 | 6 | Jul 2025 |
| Andreessen Horowitz | 16 | 8 | Jan 2026 |
| 500 Global | 16 | 4 | Jun 2024 |
| Bessemer Venture Partners | 15 | 8 | Apr 2026 |
| Tiger Global Management | 14 | 10 | Sep 2022 |
Stage mix · rounds since 2016
Seed & Angel565
Series A–B483
Series C+ / PE201
Grants, debt & other237
The typical round is $5.5M — half were bigger, half smaller.
The biggest Payments Infrastructure funding rounds in the United States
Highlights the largest disclosed funding round—Stripe’s $6.9 billion Series I—and lists ten other large recent rounds.
| Company | Round | Size | When | Backers |
|---|---|---|---|---|
| Series Imega-round | $6.9B | Mar 2023 | Thrive Capital, Andreessen Horowitz, Baillie Gifford +6 more | |
| Series Imega-round | $694.2M | Apr 2024 | — | |
| Series Gmega-round | $631M | Mar 2020 | Andreessen Horowitz, General Catalyst, Google Ventures +1 more | |
| Series Emega-round | $624M | Jun 2022 | Bain Capital, BlackRock, centrebridge.com +4 more | |
| Series Hmega-round | $600M | Mar 2021 | NTMA, Fidelity Investments, Baillie Gifford +4 more | |
| Series Emega-round | $514.1M | Jul 2025 | Iconiq Capital, Founders Fund, D1 Capital Partners +19 more | |
| Series Dmega-round | $399M | Oct 2021 | Untitled Investments, Willoughby Capital, Soma Capital +4 more | |
| Series Emega-round | $355M | Dec 2021 | BlackRock, Schonfeld, Invus Opportunities +6 more | |
| Series Cmega-round | $350.7M | Aug 2021 | Founders Fund, Redpoint Ventures, Thrive Capital +6 more | |
| Series Bmega-round | $347.5M | Jan 2024 | General Catalyst, Eldridge Industries, Left Lane +2 more |
Venture round sizes · 2023–2025
<$1M41
$1–10M104
$10–50M65
$50–250M21
>$250M9
240 venture rounds with a disclosed amount in the window.
Fresh cheques · last 6 months
Series B$22MMay 2026
Series B$17MMay 2026
Series A$17MMay 2026
Seed$3.8MMay 2026
Series A$2MMay 2026
SeedundisclosedMay 2026
SeedundisclosedMay 2026
Series AundisclosedMay 2026
What the news says about Payments Infrastructure in the United States
Counts 339,186 news articles in the last year, indicating the most covered topics such as cryptocurrency effects on forex, immigration policy, and regulatory compliance.
News volume
Payments Infrastructure coverage across United States · articles per quarter
2021Q22026Q2
peak 138,429 in 2025Q1 · 339,186 articles in the last 12 tracked months
Tone of coverage
share of articles by dominant sentiment (positive / neutral / negative)
202120232025
Positive-tone share moved 61% → 52%, negative 38% → 47% across 2021–2025.
What the coverage is about
The subjects that dominate Payments Infrastructure news in United States. The arrow shows whether each one is being written about more or less than a year ago.
- Cryptocurrency impact on forex markets256,302→-1%
- /people & society/social issues & advocacy/immigration policy & migrant rights56,563▼-16%
- Regulatory compliance in foreign exchange trading50,159▲+26%
- Political asylum and refugee policies40,292▼-33%
- Human rights advocacy reports38,032▼-33%
- Macroeconomic indicators in forex analysis33,018▼-25%
- Central bank monetary policies impacting forex31,100▼-20%
- Geopolitical events and forex fluctuations27,961▼-28%
- Major currency pair trading (e.g., eur/usd, usd/jpy)26,522→-10%
- Fundamental analysis of currency valuations25,952▼-23%
Most-covered companies · last 12 months
- 28,762
- 13,060
- 1,270
- 1,069
- 321
- 297
- 283
- 241
- 213
- 164
217 Payments Infrastructure companies here were named in the news over this period.
Prism
Watch Payments Infrastructure coverage in United States as it happens
Prism follows these subjects story by story — which companies are named, what is said about them and how the tone moves.
Momentum
The words getting louder — and quieter
Which terms are showing up in more stories than a year ago, and which are fading. The percentage is the change in how many articles mention them.
stablecoin fx impact+42%h-1b visa+348%employment-based visas+160%crypto volatility fx+56%h-2b visa+426%temporary worker visas+130%company-specific visas+171%skill shortage visas+111%vix currency index+43%retail fx brokers+50%
inflation reports fx-47%currency intervention policies-35%trade deficits fx-44%quantitative easing forex-38%gdp growth forex-37%
The pressures the press keeps returning to
Three recurring angles in United States Payments Infrastructure coverage, and whether each is getting more attention year on year (through 2025).
Regulatory Risk ▲ rising
577,773 articles touch this dimension · 59.9% critical tone
20212025
signals: currency intervention policies, inflation reports fx, quantitative easing forex
Funding Momentum ▲ rising
118,321 articles touch this dimension · 53.1% critical tone
20212025
signals: inflation reports fx, currency intervention policies, trade deficits fx
Growth ▲ rising
144,083 articles touch this dimension · 57.7% critical tone
20212025
signals: gdp growth forex, inflation reports fx, trade deficits fx
Payments Infrastructure jobs in the United States: who is hiring and what they ask for
Reports 9,759 job postings from 388 employers over 12 months, with top required skills and a median advertised salary of $100 k per year.
9,759postings · last 12 months
14,231postings tracked overall
388employers advertising
$100kmedian advertised salary/yr (n=1453)
Demand
The Skills Employers Ask For
What Payments Infrastructure employers in the United States put in their job ads. The bar is how many postings ask for it; the arrow shows whether demand grew or shrank against the year before.
- python222▲
- salesforce183▲
- react181▲
- typescript169▲
- sql165▲
- aws155▲
- excel148▲
- javascript123▲
- kubernetes123▲
- crm120▲
What level are these roles?
Entry79
Intern110
Senior1,450
Lead461
Manager2,873
What they pay, by level
- Manager$100k/yr (n=396)
- Senior$130k/yr (n=121)
- Lead$151k/yr (n=61)
Most advertised titles
- 191
- 175
- 78
- 77
- 74
- 60
What Payments Infrastructure research in the United States is working on
Lists 1,534 academic papers from U.S. institutions, categorizing them into identified problems (406), cautions (152) and opportunities (545).
How this field talks about itself
United States-affiliated Payments Infrastructure papers (gold) against all published research (grey)
Problem-identifying24.8% · 9.4%2.6×
Descriptive24.5% · 17.7%1.4×
Promising24.5% · 37.7%0.6×
Breakthrough11.0% · 25.9%0.4×
Cautionary9.9% · 4.6%2.2×
Comparative3.6% · 3.8%≈ par
United States-affiliated Payments Infrastructure literature runs 2.6× more “problem-identifying” than science at large (24.8% vs 9.4% baseline).
How the work is done
Empirical51.2%
Methods-led20.7%
Position pieces13.4%
Reviews12.5%
Theoretical2.3%
How the research reads
82% positive · 6% neutral · 12% negative, across 1,534 papers.
The institutions doing the work · United States
- 3k
- 3k
- 2k
- 1k
- 719
- 681
ranked by how often their work is cited
Leading researchers · United States-affiliated work
Tavneet Suri · William Jack · Bill Maurer · Ignacio Mas · Ainsworth Anthony Bailey · Jenny C. Aker · Rachid Boumnijel · Amanda McClelland
The most-cited breakthroughs
- Monopoly without a Monopolist: An Economic Analysis of the Bitcoin Payment System · 223 cites
- Building a Research Model for Mobile Wallet Consumer Adoption: The Case of Mobile Suica in Japan · 213 cites
- Disentangling Digital Platform Competition: The Case of UK Mobile Payment Platforms · 171 cites
- The bright side of online consumer behavior: Continuance intention for mobile payments · 170 cites
- DCAP: A Secure and Efficient Decentralized Conditional Anonymous Payment System Based on Blockchain · 163 cites
Common problems researchers identify363 papers · 7 recurring themes
Problems · theme 01
Core Payment System Challenges
76 papers · 20.9% of this block
→ +0% share2022→2025 share of research on this subject
Researchers highlight systemic issues in payment infrastructures, including cryptocurrency integration and service provider complexities.
Payment · Payment system · Cryptocurrency · Payment service provider
“Social Payments: Innovation, Trust, Bitcoin, and the Sharing Economy”
76 of these papers raise it as a problem
Problems · theme 02
Healthcare Payment Incentives
69 papers · 19.0% of this block
▼ -17% share2022→2025 share of research on this subject
Studies examine how payment models affect physician behavior, costs, and quality within the health sector.
Health care · Reimbursement · Payment · Incentive
“Rising hospital employment of physicians: better quality, higher costs?”
69 of these papers raise it as a problem
Problems · theme 03
Mobile Payment Security Concerns
63 papers · 17.4% of this block
▼ -72% share2022→2025 share of research on this subject
Papers focus on privacy, computer security, and trust barriers hindering mobile payment adoption.
Mobile payment · Payment · Computer security · Internet privacy
“Determinants of Mobile Payments: An Empirical Analysis”
63 of these papers raise it as a problem
Problems · theme 04
Financial Inclusion via Mobile Money
52 papers · 14.3% of this block
▲ +65% share2022→2025 share of research on this subject
Research investigates how mobile payments aim to serve unbanked populations and expand financial services.
Financial inclusion · Financial services · Mobile payment · Unbanked
“Mobile Banking and Financial Inclusion: The Regulatory Lessons”
52 of these papers raise it as a problem
Problems · theme 05
Cashless Transition and NFC
40 papers · 11.0% of this block
▼ -23% share2022→2025 share of research on this subject
Analyses explore the shift from cash to mobile and near‑field communication payment methods.
Mobile payment · Mobile phone · Cash · Near field communication
“Banking on Mobiles: Why, How, for Whom?”
40 of these papers raise it as a problem
Problems · theme 06
Data Breach Risks in Payments
35 papers · 9.6% of this block
▼ -68% share2022→2025 share of research on this subject
Works assess vulnerabilities and privacy threats within electronic payment systems.
Payment · Computer security · Payment system · Data breach
“Payment Systems and Privacy”
35 of these papers raise it as a problem
Problems · theme 07
Mobile Technology Adoption Barriers
28 papers · 7.7% of this block
▼ -3% share2022→2025 share of research on this subject
Studies identify factors influencing mobile commerce uptake and secure device communication.
Mobile technology · Mobile device · Mobile business development · Mobile telephony
“Investigation of Factors for Adopting Mobile Commerce in Developing Country [Abstract]”
28 of these papers raise it as a problem
Cautions129 papers · 4 recurring themes
Cautions · theme 01
Inclusion Risks of Mobile Money
48 papers · 37.2% of this block
▲ +55% share2022→2025 share of research on this subject
Cautions about transaction costs and risk sharing that may limit financial inclusion benefits.
Financial inclusion · Mobile payment · Financial services · Mobile banking
“Risk Sharing and Transactions Costs: Evidence from Kenya's Mobile Money Revolution”
48 of these papers raise it as a problem
Cautions · theme 02
Security Trade‑offs in Digital Payments
45 papers · 34.9% of this block
▼ -64% share2022→2025 share of research on this subject
Authors warn of heightened security and market participation risks linked to mobile payment platforms.
Payment · Mobile payment · Database transaction · Computer security
“Digital Payment and Its Discontents”
45 of these papers raise it as a problem
Cautions · theme 03
Payment System Reform Uncertainties
24 papers · 18.6% of this block
▲ +18% share2022→2025 share of research on this subject
Analyses question the outcomes of prospective payment and reimbursement reforms in healthcare.
Prospective payment system · Payment · Reimbursement · Payment system
“Strategic Patient Discharge: The Case of Long-Term Care Hospitals”
24 of these papers raise it as a problem
Cautions · theme 04
Cryptocurrency Viability Concerns
12 papers · 9.3% of this block
▼ -6% share2022→2025 share of research on this subject
Papers scrutinize economic and governance challenges surrounding digital and virtual currencies.
Cryptocurrency · Digital currency · Virtual currency · Payment
“Bitcoin: Economics, Technology, and Governance”
12 of these papers raise it as a problem
Opportunities460 papers · 7 recurring themes
Opportunities · theme 01
Consumer Acceptance of Mobile Payments
94 papers · 20.4% of this block
▼ -74% share2022→2025 share of research on this subject
Research shows how perceived security and knowledge drive continued use of mobile fintech services.
Mobile payment · Marketing · Payment · Technology acceptance model
“An Empirical Study of the Impacts of Perceived Security and Knowledge on Continuous Intention to Use Mobile Fintech Payment Services”
Opportunities · theme 02
Blockchain for Fraud Prevention
85 papers · 18.5% of this block
▼ -15% share2022→2025 share of research on this subject
Studies explore blockchain integration to enhance real‑time security and transparency in payment transactions.
Payment · Database transaction · Blockchain · Cryptocurrency
“Integrating blockchain for real-time fraud prevention in payment systems”
Opportunities · theme 03
Mobile Money’s Development Impact
71 papers · 15.4% of this block
▼ -18% share2022→2025 share of research on this subject
Investigations assess how mobile banking fuels socioeconomic growth in emerging economies.
Mobile payment · Mobile phone · Developing country · Mobile banking
“A Qualitative Exploration of Mobile Money in Ghana”
Opportunities · theme 04
E‑Commerce Payment System Evolution
65 papers · 14.1% of this block
▲ +48% share2022→2025 share of research on this subject
Works analyze modern payment architectures and settlement processes supporting online commerce.
Payment · Payment system · Settlement · Payment service provider
“A Theoretical Analysis of Payment Systems”
Opportunities · theme 05
Secure NFC and Mobile Computing
60 papers · 13.0% of this block
▼ -66% share2022→2025 share of research on this subject
Research proposes robust authentication and encryption methods for near‑field and mobile payment interactions.
Computer security · Mobile computing · Mobile payment · Near field communication
“Identity Authentication Security Management in Mobile Payment Systems”
Opportunities · theme 06
FinTech for Financial Literacy
48 papers · 10.4% of this block
▲ +78% share2022→2025 share of research on this subject
Papers highlight digital platforms that expand inclusion and improve financial knowledge among underserved groups.
Financial inclusion · Financial services · FinTech · Financial literacy
“Advancing financial inclusion through digital payment platforms in emerging markets”
Opportunities · theme 07
Incentive‑Based Healthcare Payment Models
37 papers · 8.0% of this block
▼ -59% share2022→2025 share of research on this subject
Studies present frameworks linking reimbursement structures to provider performance and patient outcomes.
Actuarial science · Incentive · Payment · Reimbursement
“Using Medicare Payment Policy To Transform The Health System: A Framework For Improving Performance”
Which of these themes are growing fastest
Tracks how the share of research themes has shifted globally from 2022 to 2025.
Problems
how much more (or less) of the world’s research on this subject each theme took up, 2022→2025
gaining sharelosing share
Financial Inclusion via Mobile Money▲+65%
Core Payment System Challenges▲+0%
Mobile Technology Adoption Barriers▼-3%
Healthcare Payment Incentives▼-17%
Cashless Transition and NFC▼-23%
Data Breach Risks in Payments▼-68%
Mobile Payment Security Concerns▼-72%
Cautions
how much more (or less) of the world’s research on this subject each theme took up, 2022→2025
gaining sharelosing share
Inclusion Risks of Mobile Money▲+55%
Payment System Reform Uncertainties▲+18%
Cryptocurrency Viability Concerns▼-6%
Security Trade‑offs in Digital Payments▼-64%
Opportunities
how much more (or less) of the world’s research on this subject each theme took up, 2022→2025
gaining sharelosing share
FinTech for Financial Literacy▲+78%
E‑Commerce Payment System Evolution▲+48%
Blockchain for Fraud Prevention▼-15%
Mobile Money’s Development Impact▼-18%
Incentive‑Based Healthcare Payment Models▼-59%
Secure NFC and Mobile Computing▼-66%
Consumer Acceptance of Mobile Payments▼-74%
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About this data: built from Fliar's company, founder, funding, hiring, jobs, news and research trackers, covering the United States. Counts are of companies we track, not of every company that exists. Updated August 2026.
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