Industry landscapes
Industry report

Funding and advertised pay are reported in USD; filed accounts retain their stated source currency and basis.

Exchange-rate basis

Indicative conversions use ECB reference rates dated 2026-09-14, applied consistently across all periods. They are not historical exchange rates. Indian rupees may use crore (1 crore = 10 million); other currencies use K, M and B. CSV downloads, source documents and quoted news headlines retain their original currencies.

THE BENGALURU EDITION 2026

Bengaluru’s
wealthtech industry,
in focus.

The companies, capital and talent shaping wealthtech in Bengaluru. Find the leaders. Understand the segments. See where the activity is.

Snapshot: Funding in USD
Illustrated cover for WealthTech Industry Landscape of Bengaluru
IN
COMPANIES · CAPITAL · TALENT

An industry ecosystem,
measured in context.

WealthTech illustration
MEET THE COMPANIES

Explore Bengaluru’s wealthtech leaders

22 featured companies from the funding, hiring, revenue and team-size leaderboards.

Expand panel +
WealthTech company highlights in Bengaluru, snapshot 3 September 2026
Company
Growwgroww.in$595.76M6 roles266
Navinavi.com$465.34M6 roles698Financial figure available in RadarView in Radar
StockGrostockgro.club$124.4M5 roles51Financial figure available in RadarView in Radar
smallcasesmallcase.com$100.05M4 roles232$8.88MFYFY2025 filing
Scripboxscripbox.com$83.98M176
Fisdomfisdom.com$60.32M379
Wint Wealthwintwealth.com$54M1Financial figure available in RadarView in Radar
Sahisahi.com$50.44M
Borderlessborderless.world5 roles$0FYFY2023 filing
Fission Labsfission.xyz5 roles
Trade Brainstradebrains.in4 roles42
marketfeedmarketfeed.com4 roles46
FYERSfyers.in369Financial figure available in RadarView in Radar
Finityfinity.in345$13.39MFYFY2025 filing
Paytm Moneypaytmmoney.com360$18.1MFYFY2025 filing
Rupeezyrupeezy.in58$8.83MFYFY2025 filing
Sensibullsensibull.com33
Tickertapetickertape.in224
Tracxntracxn.com677$8.84MFYFY2025 filing
Trendlynetrendlyne.com42$1.65MFYFY2025 filing
Wealthywealthy.in194$1.38MFYFY2025 filing
Zerodhazerodha.com1,124
22 featured companies

Locked revenue figures are available in Radar; the eight company financial previews stay the same throughout this page. A dash means the figure is outside these featured lists. Revenue years vary by company; the figures are not a like-for-like revenue comparison. Compare annual accounts ↗

Startup discovery

Recorded classifications only
THE KEY SIGNALS

WealthTech industry KPIs in Bengaluru

A few useful ratios bring the size of this ecosystem into perspective.

3 September 2026
Hiring participation12.7%

42 of 331 tracked companies have open roles.

Funding participation23.6%

78 of 331 tracked companies have a recorded round.

Top 3 funding share66.4%

Share of disclosed capital received by the three largest recorded recipients.

Median disclosed round$1M

Midpoint of 209 rounds with a disclosed amount.

Scale is concentrated. Opportunity is broader. The three largest funding recipients hold 66.4% of disclosed capital, while 76.4% of tracked companies have no recorded funding round.

Explore the segments →
CAPITAL & COMPANY FORMATION

How Bengaluru wealthtech has grown

Recorded company formation and disclosed funding across the complete annual series shown.

Expand panel +
2016 — 2025

Disclosed funding by year

Sum of recorded funding rounds · USD

Bengaluru wealthtech
$0$139.14M$278.27M$417.41M$556.54M2016: $16.9M20162017: $21.8M20172018: $32.37M20182019: $74.44M20192020: $488.2M20202021: $454.88M20212022: $108.99M20222023: $43.48M20232024: $80.33M20242025: $412.03M2025
View the numbers
Annual wealthtech funding and company formation in Bengaluru
YearFunding (USD)FoundedRaising
2016$16.9M1711
2017$21.8M1716
2018$32.37M1012
2019$74.44M1419
2020$488.2M2114
2021$454.88M4029
2022$108.99M4018
2023$43.48M4815
2024$80.33M3117
2025$412.03M1621
WHERE CAPITAL SITS

Funding concentration

Share of all disclosed company funding.

  • Groww33.3%
  • Navi26.0%
  • StockGro7.0%
  • Other companies33.6%

Funding by stage

222 recorded rounds since 2016

NUMBER OF ROUNDS
Seed & Angel141 63.5%
Series A–B55 24.8%
Series C+ / PE14 6.3%
Grants, debt & other12 5.4%

Recent recorded rounds

Latest recorded rounds · USD
2 rounds

Swipe or scroll horizontally to browse.

Series B04/2026
Sahi $33M

Backed by Accel and Elevation Capital.

Largest and notable recorded rounds

Each card is one recorded round
10 cards

Swipe or scroll horizontally to browse.

Angel03/2020
Navinavi.com$400.4M

Backed by Paresh Sukthankar and Samit Shetty and others.

Series E10/2021
Growwgroww.in$251M

Backed by Ribbit Capital and Lone Pine Capital and others.

Series D04/2021
Growwgroww.in$83M

Backed by Tiger Global Management and Ribbit Capital and others.

Series C09/2020
Growwgroww.in$30M

Backed by Y Combinator and Ribbit Capital and others.

THE BUSINESS BEHIND THE ACTIVITY

Revenue, profitability & financial strength

Annual accounts for reporting companies linked to this landscape, on like-for-like currency and reporting bases.

Expand panel +
₹ crore · standalone

Display conversions use the dated reference rates above. Where a verified rate is unavailable, figures retain their source currency. Each reporting cohort keeps its currency and accounting basis separate.

FY2025 · annual statements grouped by reported fiscal year; exact entity periods remain on preview rows · 112 reporting entities from 159 eligible matches.

Revenue in covered accounts₹13,692.3 crore

Sum of reporting-entity revenue; not Bengaluru market sales.

Net profit / loss₹4,907.6 crore

Combined result for the same cohort.

Aggregate net margin+35.8%

Combined net income ÷ combined revenue.

Median company revenue₹0.9 crore

The middle covered reporting entity.

Profitable entities+41.1%

46 of 112 covered entities.

Top-five concentration+90.6%

Share of covered revenue from the five largest entities.

Annual account trend

Reported cohort totals by year; coverage is stated for every period.

Bar height shows revenue. Changes in coverage can affect totals.

Profitability has two perspectives

FY2025 · 112 reporting entities

Open the company accounts

Up to eight fixed company previews show financial amounts. Search and sort the wider company list, then continue in Radar.

112 reporting entities
Continue your financial research in Radar

Explore full company accounts and filings.

View financials in Radar ↗
BENGALURU · INDUSTRY COHORTS

How does wealthtech compare?

Each pair uses the same year, currency and reporting basis. Cohort overlap is disclosed.

IndustryCovered / eligibleRevenue totalMedian revenueNet profit / lossAggregate marginProfitable shareOverlap

Available-account cohorts are not estimates of whole industries. Overlapping entities can occur in more than one cohort; do not add cohort totals.

Coverage, calculations & financial sources

Filed annual accounts for exact designated national identifiers. Every aggregate and peer pair uses one fiscal year, source currency and reporting basis; periods, coverage and overlap are explicit; 2026 partials are excluded.

The same up to eight reporting entities remain open across years, filters and sorts. Other company figures are available in Radar.

Source currencies and accounting bases stay separate. Missing accounts are excluded rather than treated as zero. Exact reporting periods appear on company previews. Annual totals can change with coverage and do not measure growth of a fixed company cohort.

DIGITAL FOOTPRINT

Web traffic, app reach and release cadence

How the Bengaluru companies on this page show up online: the sites people visit, the apps they install, and how often those apps ship.

Busiest websites

16 of the 331 companies on this page carry a measured traffic record (4.8%); these are the largest of those, by monthly visits. The median among them is 2,287,096 visits.

CompanyMonthly visitsAuthorityMobile
Growwgroww.in27,581,7749150.6%
Zerodhazerodha.com21,169,3986655.3%
Kitekite.zerodha.com9,465,8696614.4%
Navinavi.com5,885,7475399%
Tickertapetickertape.in2,636,2375875.3%
Sensibullsensibull.com2,543,1085024.9%
Trade Brainstradebrains.in2,506,4285095.6%
Trendlynetrendlyne.com2,398,2226161.7%
FYERSfyers.in2,175,9714615.4%
smallcasesmallcase.com828,4914780%

Visits and authority are third-party web estimates, not company-reported figures.

Most-installed apps

101 of these companies (30.5%) publish at least one Android app — 134 apps in all, carrying 498.1M installs between them.

Installs are lifetime totals to date at the June 2026 store reading — a measure of reach, not of people using an app today.

App reach by segment

The busiest app inside each of this page’s own segments, with the quarterly release trend behind it (2024Q1–2026Q2).

SegmentAppsInstallsLeading appRelease trend
Investment Tech134498.1MNavi: UPI, Payments, Insurance 178.6M
Data As A Service4538KMarketSmith India 501.7K
Islamic Fintech2284.1KIslamicly: Halal Stocks & Gold 284.1K

A company can carry several segment tags, so these rows overlap and should not be added together. Trend lines are zero-based and share one quarter grid, so a flat line is a quiet segment, not a missing one.

Release cadence by quarter

New apps published, beside apps whose most recent update landed in that quarter — the second bar is how much of the shelf is still being maintained.

2023Q2: 32023Q2: 02023Q22023Q3: 22023Q3: 22023Q32023Q4: 42023Q4: 32023Q42024Q1: 22024Q1: 02024Q12024Q2: 12024Q2: 02024Q22024Q3: 22024Q3: 62024Q32024Q4: 32024Q4: 42024Q42025Q1: 62025Q1: 112025Q12025Q2: 22025Q2: 32025Q22025Q3: 22025Q3: 62025Q32025Q4: 52025Q4: 52025Q42026Q1: 22026Q1: 232026Q1

Darker bars are new releases, lighter bars apps updated. 95 of 134 apps carry a release date. The series ends at 2026Q1, the last quarter that closed before the June 2026 reading.

INSIDE THE INDUSTRY

The Bengaluru wealthtech market map

Explore the segments behind the headline numbers.

Expand panel +

Where companies are building

Rank segments by scale, hiring or disclosed funding.

Fintech325
Investment tech324
Consumer digital255
Enterprise tech95
Enterprise software43
Saas28
Online financial databases12
Fintech saas10
Blockchain7
Blockchain in financial services7
Y combinator batches5

Companies can sit in several segments. Counts and funding overlap.

SEGMENT TO EXPLORE

Fintech

The largest measured segment in this report snapshot.

325companies
12.3%have hiring activity

40 companies hiring · $1.72B disclosed funding

Explore in Radar

How companies make money

Common revenue models; a company can use more than one.

Subscription228
Commission on transaction139
Fee-for-service95
E-commerce - service20
Advertising16
Lending7
E-commerce - product6
Freemium4
THE COMPANIES IN MOTION

Who is listing, hiring leaders, launching and winning work

Recorded corporate activity linked to companies in this landscape.

Expand panel +
Recent corporate headlines 10 dated reports
Funding roundswealthy.in ↗

In November, wealthtech startup Wealthy raised $14.6 Mn in a Series B round led by BII to scale its AI-powered tools and digital infrastructure for investment advisors.

Funding roundsnoveltywealth.in ↗

Novelty Wealth, a licensed wealth management firm, has announced securing $1.4 million in seed funding.

Funding roundsjiraaf.com ↗

Fixed income platform Jiraaf is set to raise nearly Rs 44 crore (approximately $4.7 million) in an extended Series B funding round from a mix of existing and new investors.

Funding roundsstockgro.club ↗

Social investing and stock market advisory platform StockGro is in advanced discussions to raise up to $15 million in its pre-Series C round, two sources aware of the development told Entrackr.

Funding roundspowerup.money ↗

PowerUp Money raised $12 Mn (about INR 107 Cr) in December last year, to scale its paid advisory product PowerUp Elite, and launch a high-touch managed advisory offering PowerUp Infinite.

Funding roundsgroww.in ↗

Zepto, Groww, and Jumbotail were among the major fundraisers, with Zepto securing $300 million, Groww raising $202 million, and Jumbotail garnering $120 million.

Funding roundswintwealth.com ↗

Last week, Wint Wealth raised $28 million in its Series B round, led by Vertex Ventures Southeast Asia & India.

Company announcementsscripbox.com ↗

Based on its most recent investment round and its current share price of INR 2,194 per, the value of its ESOP pool has increased by INR 64.6 Cr.

Lawsuitplutusresearch.com ↗

dismissing a petition filed by Aashay Harlalka, the director-cum-promoter and shareholder of Plutus Research

Leadership movesinvestorai.in ↗

Ajay Munni joins the senior leadership team as Chief Financial Officer

Full recorded event mix

Top 10 categories among 249 recorded events in the 24-month window.

Funding rounds
55
Earnings
55
IPO activity
43
New products
24
Leadership moves
20
Regulatory
16
Company announcements
11
Capital infusions
8
Mergers & acquisitions
6
Lawsuit
4
6 activity cards

Swipe or scroll horizontally to browse.

IPO pipeline

3 companies with recorded IPO activity

Groww ↗

IPO · National Stock Exchange67 reports

Navi ↗

IPO3 reports

Tracxn ↗

IPO1 reports

Leadership moves

5 tracked people moves

Groww ↗
Ashish Agrawal

Resignation Previously Nominee Director

InvestorAi ↗
Aditya Raj Mohan

Appointment Head of Platform, Product, Production and Transformation

InvestorAi ↗
Prema Deepthi Garlapati

Appointment Chief Technology Officer

InvestorAi ↗
Ajay Munni

Appointment Chief Financial Officer

Product launches

Products, platforms and features in the recorded window

Groww ↗
wealth

Product

Groww ↗
Prime

Product

Zerodha ↗
Terminal Mode

Trading Platform Enhancement

Zerodha ↗
US Stock Trading via GIFT City

Market Access Service

Navi ↗
EV Recharge via Banking Connect

UPI Feature

Navi ↗
Reserve Pay

UPI Feature

Paytm Money ↗
JioBlackRock Flexi Cap Fund

Equity Fund

Black premium offering

WealthTech

Workforce actions

1 companies with reported reductions

Wint Wealth ↗

19 rolesrestructure low-priority functions

Regulatory events

23 recorded events

Groww ↗

surrendered licenceReserve Bank of India

Groww ↗

approved for payments aggregatorReserve Bank of India

Groww ↗

Reserve Bank of India

Groww ↗

Approved for sale

Litigation

5 tracked suits

Company
Aashay Harlalka v Plutus Research

data theft and ownership disputeCivil · Dismissed

Company
Securities and Exchange Board of India (SEBI) v paytm money

Violation of SEBI technical glitch frameworkRegulatory · Settled

Earnings pulse

Reported company results in the recorded window.

10companies
51period observations
25.0%median reported growth

Median across 50 reported growth observations; companies may contribute multiple periods.

Mergers and acquisitions

Company-linked deal reports; status is preserved as recorded.

Acquirer → targetStatusDateValue / context
GrowwFisdom ↗Completed2026-04-02$150.0M
ZerodhaincredAnnounced2025-06-23Not stated in snapshot
Viggo Investment Pte. Ltd.Groww ↗Pending2025-05-16Not stated in snapshot
credSpenny ↗2024-05-30Not stated in snapshot
credKuvera ↗2024-05-30Not stated in snapshot
Growwindiabulls housing financeCompleted2024-05-03Not stated in snapshot

A discussion or rumour is not a completed transaction. An unstated value is not zero.

PEOPLE & OPPORTUNITY

The talent market

337 postings in the preceding 12 months. The full 409-posting snapshot covers 52 employers.

Expand panel +

Most advertised job titles

Relationship Manager4
Industrial Trainee (Finance Controllership)3
Group Product Manager3
Operations Head Bim & Digital Delivery3
Financial Content Writer2
Digital Program Manager Bim2
9 internship postings

2 tracked postings mention remote work.

The seniority mix

241 postings specify a level.

unspecified
168
manager
121
senior
45
lead
32
intern
27
entry
16

Skills employers mention

Top skills across 409 tracked postings in the available jobs snapshot.

Python
39
Sql
29
Excel
26
Analytical Skills
22
Communication Skills
18
Regulatory Compliance
17
Data Analysis
17
Sales
17
Market Research
16
Stakeholder Management
16
ADVERTISED PAY$8.1K/ year

Median across 32 postings with pay data, expressed in USD.

THE PEOPLE BUILDING THE FIELD

Founders and leaders

331 founders and chief executives across 213 companies.

Expand panel +
12 profiles

Swipe or scroll horizontally to browse.

Education networks

96 profiles with education records.

IIT Bombay
12
BITS Pilani
11
IIT Kharagpur
10
IIT Delhi
10
IIM Bangalore
9
IIT Kanpur
9
IIM Calcutta
9
IIT Madras
8

Prior employers

33 profiles with prior-work records.

Amazon
9
Flipkart
6
Goldman Sachs
5
Morgan Stanley
4
McKinsey
4
Myntra
2
Google
2
Boston Consulting Group
1

Profiles cover recorded founders and leaders; contact details remain in Radar.

NEWS INTELLIGENCE

How this industry appears in the news

16,807 articles in the measured 12-month window.

Expand panel +
16,807articles in the measured year
4,323articles in 2026Q1
77.7%positive tone in the latest complete year

News volume trends

WealthTech coverage tagged Bengaluru · articles per complete quarter

01,6343,2684,9026,5352021Q2: 2,1942021Q22021Q3: 2,9542021Q4: 2,5372022Q1: 2,8452022Q2: 2,9512022Q22022Q3: 3,3352022Q4: 3,7852023Q1: 4,4092023Q2: 4,6872023Q22023Q3: 4,8442023Q4: 4,4262024Q1: 4,6872024Q2: 5,2322024Q22024Q3: 5,5712024Q4: 5,6832025Q1: 5,5822025Q2: 4,2182025Q22025Q3: 4,3902025Q4: 3,7792026Q1: 4,3232026Q1
View quarterly article counts
QuarterArticles
2021Q22,194
2021Q32,954
2021Q42,537
2022Q12,845
2022Q22,951
2022Q33,335
2022Q43,785
2023Q14,409
2023Q24,687
2023Q34,844
2023Q44,426
2024Q14,687
2024Q25,232
2024Q35,571
2024Q45,683
2025Q15,582
2025Q24,218
2025Q34,390
2025Q43,779
2026Q14,323

Article volume measures coverage, not market sales.

Tone of coverage over time

2021
6,570 positive · 41 neutral · 1,468 negative
2022
9,637 positive · 67 neutral · 3,197 negative
2023
12,591 positive · 78 neutral · 5,677 negative
2024
15,864 positive · 141 neutral · 5,152 negative
2025
13,946 positive · 202 neutral · 3,800 negative

Leading coverage topics

WealthTech coverage tagged Bengaluru · ranked by full-period article count.

Initial Public Offerings (Ipos)27,261 articles in the full recorded period
7,882 recent · 9,355 prior
Initial Public Offerings (Ipos) And Listings22,252 articles in the full recorded period
6,745 recent · 6,932 prior
Cryptocurrency Impact On Forex Markets18,778 articles in the full recorded period
4,107 recent · 3,110 prior
Strategic Partnerships And Collaborations17,969 articles in the full recorded period
5,043 recent · 3,952 prior
Asian Financial Market Developments17,570 articles in the full recorded period
5,863 recent · 5,394 prior
New Product Launches And Innovations17,266 articles in the full recorded period
4,841 recent · 4,132 prior
Emerging Markets Economic Updates16,130 articles in the full recorded period
4,860 recent · 4,460 prior
Trade Wars And Geopolitical Impacts15,821 articles in the full recorded period
5,991 recent · 4,734 prior
Foreign Exchange (Forex) Rate Fluctuations15,385 articles in the full recorded period
4,523 recent · 3,949 prior
Stock Market Performance And Trends13,380 articles in the full recorded period
4,937 recent · 3,920 prior

Recent and prior counts use the source comparison windows.

Topics gaining and losing attention

India comparison coverage

KeywordRecentPriorChange
performance sedan engines802264204%
crude oil prices67938775%
sedan mpg comparison556264111%
stablecoin fx impact555190192%
compact sedan fuel efficiency555264110%
fwd sedan efficiency555264110%
hybrid sedan efficiency555264110%
sedan drivetrain comparisons555264110%
fuel-efficient sedan models555264110%
diesel sedan fuel consumption555264110%
master franchising174,947-100%
conversion franchising174,641-100%
brand franchising174,640-100%
franchisee support144,630-100%
single-unit franchise114,608-100%

Event and signal lenses

India comparison coverage

All complete annual cohorts shown
Rising

Regulatory Risk

416,470 classified articles

stock performance, stock indices, forex liquidity

60.2% critical · 38.2% positive
Rising

Funding Momentum

100,689 classified articles

pre-ipo valuation, ipo prospectus, ipo pricing

56.9% critical · 54.6% positive
Rising

Growth

173,226 classified articles

gdp growth forex, inflation reports fx, trade wars forex

52.7% critical · 47.7% positive

WealthTech coverage tagged Bengaluru. Topic labels describe recorded classifications and can include broad context.

RESEARCH SIGNALS

What WealthTech research is working on

1,335 papers in the recorded india scope.

Expand panel +
1,335papers
13,825worldwide comparison pool
1,335India-affiliated papers

Research orientation

Promising
410
Problem-identifying
320
Descriptive
314
Cautionary
158
Breakthrough
94
Comparative
23
Critical
16

Contribution mix

Empirical
778
Reviews
256
Position pieces
155
Methods-led
140
Theoretical
6

Tone counts: 1,275 positive · 1 neutral · 59 negative.

Common problems researchers identify
336 papers · 25.2% of this field
  • Financial services179 papers
  • FinTech128 papers
  • Financial inclusion89 papers
  • Payment62 papers
  • Financial literacy37 papers
  • Government36 papers
  • Retail banking24 papers
  • Mobile payment24 papers

Landmark: Financial technology: a review of extant literature

Cautions
158 papers · 11.8% of this field
  • Financial services79 papers
  • Financial inclusion60 papers
  • FinTech58 papers
  • Payment35 papers
  • Government23 papers
  • Digital currency19 papers
  • Database transaction16 papers
  • Investment16 papers

Landmark: Thematic Analysis of Financial Technology (Fintech) Influence on the Banking Industry

Opportunities
504 papers · 37.8% of this field
  • Financial services228 papers
  • FinTech162 papers
  • Financial inclusion161 papers
  • Payment86 papers
  • Financial literacy63 papers
  • Mobile payment51 papers
  • Database transaction47 papers
  • Mobile banking42 papers

Landmark: The Impact of Fintech and Digital Financial Services on Financial Inclusion in India

Leading institutions

Chitkara University
251
Amity University
227
Symbiosis International University
213
Indian Institute of Technology Kanpur
198
Indian Institute of Technology Delhi
187
Fore School of Management
176

Leading researchers

Vikas Sangwan
176
Harshita Harshita
176
Puneet Prakash
176
Shveta Singh
176
Mohammad Asif
164
Mohd Naved Khan
153
Sadhana Tiwari
153
Showkat Khalil Wani
153

Highly cited breakthrough-labelled papers

  • Eagle Strategy Arithmetic Optimisation Algorithm with Optimal Deep Convolutional Forest Based FinTech Application for Hyper-automation32 citations
  • Impact of technology on the financial performance of Indian commercial banks: a clustering based approach11 citations
  • ANALYZING OPPORTUNITIES AND OBSTACLES OF FINTECH IN INDIAN FINANCIAL MARKET2 citations
  • Sustainable digital finance and Finance 5.0: a systematic review and research agenda1 citations
  • Optimizing Cloud Resources for Financial Market Prediction: A Machine Learning Study on NVIDIA Stock Data1 citations

Common problems researchers identify

249 papers · 5 recurring themes
5 cards

Swipe or scroll horizontally to browse.

FinTech Disruption of Traditional ServicesCommon problems researchers identify · 01

FinTech Disruption of Traditional Services

82 papers

32.9% of this theme group

Researchers highlight how fintech is reshaping conventional financial institutions and services.

FinTech (61) · Financial services (57) · Financial innovation (11) · Marketing (6)

The Rise Of Fintech: Disrupting Traditional Financial Services

Fintech and the Future of Financial Services: A Study of the Impact of Fintech on Traditional Financial Institutions

View research history
YearShare index
2022802.8
2023810.2
2024431.6
2025305.5
Barriers to Financial InclusionCommon problems researchers identify · 02

Barriers to Financial Inclusion

61 papers

24.5% of this theme group

Papers point to gaps in access and literacy that limit inclusive finance.

Financial inclusion (51) · Financial literacy (21) · Financial services (42) · Inclusion (9)

Financial Inclusion: The Role of Fintech and Digital Financial Services in India

How Can Technology Facilitate Financial Inclusion in India? A Discussion Paper

View research history
YearShare index
202276.6
2023104.9
2024100.3
2025222.6
Challenges in Digital Retail BankingCommon problems researchers identify · 03

Challenges in Digital Retail Banking

42 papers

16.9% of this theme group

Studies discuss obstacles faced by mobile banking and payment platforms.

Retail banking (13) · Mobile banking (11) · Payment (18) · Mobile payment (11)

Digital Transformation in India’s Financial Sector: Progress, Challenges and Policy Implications

Digital Banking and Fin-Tech: Trends and Challenges

View research history
YearShare index
2022875.7
2023846.9
2024949.5
20251008.9
Fraud Detection and Anomaly RisksCommon problems researchers identify · 04

Fraud Detection and Anomaly Risks

34 papers

13.7% of this theme group

Research flags rising fraud threats and the need for robust detection methods.

Financial fraud (5) · Credit card fraud (4) · Financial services (19) · Anomaly detection (3)

Artificial Intelligence in FinTech

Impact of AI in Financial Technology- A Comprehensive Study and Analysis

View research history
YearShare index
202232.6
202337.6
202432.8
202547.9
Blockchain Adoption HurdlesCommon problems researchers identify · 05

Blockchain Adoption Hurdles

30 papers

12.0% of this theme group

Works examine technical and regulatory issues slowing blockchain use in finance.

Blockchain (13) · Digital currency (9) · Cryptocurrency (12) · Currency (6)

Blockchain Technology for the Financial Market

Blockchain Technology Adoption in Financial Services

View research history
YearShare index
2022905.6
2023967.4
2024915.8
20251033.4

Cautions

111 papers · 4 recurring themes
4 cards

Swipe or scroll horizontally to browse.

Sustainability Risks of FinTech InnovationCautions · 01

Sustainability Risks of FinTech Innovation

38 papers

34.2% of this theme group

Authors caution that rapid fintech growth may undermine sustainable banking practices.

FinTech (32) · Financial services (30) · Financial innovation (8) · Sustainability (5)

FinTech Revolution and Future of Sustainable Banking: Opportunities and Risks Analysis

Fintech Innovations and Their Impact on Financial Inclusion in Developing Economies

View research history
YearShare index
2022200.3
2023241.4
2024234.6
2025477.3
Policy and Infrastructure Limits for InclusionCautions · 02

Policy and Infrastructure Limits for Inclusion

36 papers

32.4% of this theme group

Studies warn that government and infrastructure gaps can impede digital payment inclusion.

Financial inclusion (21) · Government (10) · Mobile banking (6) · Mobile payment (8)

Impact of Digital Payment on Indian Financial Growth

Digital Payments Adoption and Financial Inclusion among Rural Households in India

View research history
YearShare index
202265.5
202375.6
202470.9
2025137.9
AI Impact on Financial Decision QualityCautions · 03

AI Impact on Financial Decision Quality

24 papers

21.6% of this theme group

Researchers advise careful oversight of AI-driven investment and reporting tools.

Financial services (14) · Investment (6) · Blockchain (3) · Automation (3)

The Impact of Artificial Intelligence on Financial Decision-Making: A Fintech Perspective

The Impact of AI on the Quality of Financial Reports

View research history
YearShare index
20221071.1
20231138.8
20241043.3
20251154.8
Central Bank Digital Currency UncertaintiesCautions · 04

Central Bank Digital Currency Uncertainties

13 papers

11.7% of this theme group

Papers discuss design, policy, and implementation challenges of a digital rupee.

Digital currency (11) · Currency (7) · Monetary policy (4) · Rupee (2)

A Study on Upcoming Central Bank Digital Currency: Opportunities, Obstacles, and Potential FinTech Solutions using Cryptography in the India

Central Bank Digital Currency in India: Perspectives on Design Choices and Implications of e-Rupee

View research history
YearShare index
2022132.3
2023129.1
202490.3
2025114.7

Opportunities

401 papers · 7 recurring themes
7 cards

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FinTech as a Driver of Sustainable FinanceOpportunities · 01

FinTech as a Driver of Sustainable Finance

88 papers

21.9% of this theme group

Works highlight fintech’s potential to advance sustainable financial services.

FinTech (55) · Financial services (56) · Sustainability (15) · Financial innovation (8)

Embracing Fintech: India’s progress in the digitalization of the financial industry

"FINTECH ADOPTION IN BANKING : IMPACTS ON FINANCIAL INTERMEDIATION AND MARKET STRUCTURE"

View research history
YearShare index
2022200.3
2023241.4
2024234.6
2025477.3
AI and Big Data Transforming ServicesOpportunities · 02

AI and Big Data Transforming Services

66 papers

16.5% of this theme group

Research shows AI and analytics can enhance financial applications and interpretability.

Financial services (31) · Interpretability (9) · Applications of artificial intelligence (6) · Big data (9)

Artificial Intelligence and Fintech: Catalysts for Financial Transformation

AI-Powered Fraud Detection in Financial Transactions: A Machine Learning Approach for Enhanced Security and Risk Mitigation

View research history
YearShare index
2022131.1
2023117.2
202474.2
2025127.4
Mobile Payments Expanding InclusionOpportunities · 03

Mobile Payments Expanding Inclusion

64 papers

16.0% of this theme group

Studies reveal mobile payment systems can broaden financial access for underserved groups.

Mobile payment (27) · Payment (33) · Financial inclusion (34) · Mobile banking (17)

The Impact of Digital Payment Systems on Financial Inclusion: Evidence from Small and Medium Enterprises in Developing Economies

Digital Payments and Empowering an Inclusive Financial System in India

View research history
YearShare index
2022865.2
2023840.0
2024948.1
20251028.8
FinTech Solutions for Inclusive FinanceOpportunities · 04

FinTech Solutions for Inclusive Finance

56 papers

14.0% of this theme group

Papers explore how digital services can directly improve inclusion outcomes.

Financial inclusion (55) · FinTech (42) · Financial services (43) · Inclusion (12)

The Impact of Fintech and Digital Financial Services on Financial Inclusion in India

Adoption of financial technology services for financial inclusion

View research history
YearShare index
202286.1
2023104.4
2024105.3
2025213.7
Digital Literacy Empowering Financial Well‑BeingOpportunities · 05

Digital Literacy Empowering Financial Well‑Being

51 papers

12.7% of this theme group

Research links improved digital financial literacy to greater inclusion and empowerment.

Financial literacy (40) · Digital literacy (7) · Financial inclusion (21) · Empowerment (8)

FinTech and Financial Inclusion: Exploring the Mediating Role of Digital Financial Literacy and the Moderating Influence of Perceived Regula

Digital Financial Literacy and Its Impact on Financial Inclusion and Financial Well-Being

View research history
YearShare index
202298.3
2023129.5
2024123.8
2025299.2
Blockchain Enhancing Transaction SecurityOpportunities · 06

Blockchain Enhancing Transaction Security

40 papers

10.0% of this theme group

Works demonstrate blockchain’s role in securing financial transactions and data sharing.

Blockchain (23) · Database transaction (12) · Financial transaction (10) · Smart contract (4)

Innovation of Blockchain-based Cybersecurity Systems: Securing Financial Transactions and Reliable Data Sharing

Reliability in Blockchain Technology for Financial Services in the Indian Fintech Sector

View research history
YearShare index
2022905.6
2023950.9
2024888.4
20251016.8
Hybrid Machine Learning for Fraud PreventionOpportunities · 07

Hybrid Machine Learning for Fraud Prevention

36 papers

9.0% of this theme group

Studies present scalable, explainable AI models to detect and mitigate financial fraud.

Random forest (6) · Scalability (9) · Credit card fraud (5) · Database transaction (9)

Advancing Financial Fraud Detection: A Hybrid Machine Learning Approach with Explainable AI

Secure Cloud-Based Financial Fraud Detection Using Hybrid Deep Learning and Blockchain Techniques

View research history
YearShare index
2022131.5
2023144.5
202484.8
2025172.3

How this field compares with the research baseline

Orientation shares compared with 25,000 papers in the reference sample.

Research orientationThis fieldReference sample
Promising30.7%36.8%
Problem-identifying24.0%9.7%
Descriptive23.5%17.8%
Cautionary11.8%4.5%
Breakthrough7.0%26.3%
Comparative1.7%4.0%
Critical1.2%0.9%

Concerns receiving less research attention

Counts and shares refer to the stated research pool. A low count describes how much of that research is recorded here, not the absence of a real-world concern.

Concern / example paperPapersShareRaised as a problemWorldwide share
Privacy & surveillanceA Review on Blockchain for Fintech using Zero Trust Architecture90.88%5 (55.6%)0.91%
Energy & datacenter footprintInnovative Machine Learning Applications for green Finance40.39%2 (50.0%)0.23%
Safety & misuseTHE WEAPONISATION OF ARTIFICIAL INTELLIGENCE IN DAILY LIFE FINTECH CRIMES: AN EXHAUSTIVE ANALYSIS OF THE INDIAN LANDSCAP30.29%1 (33.3%)0.08%
Bias & fairnessAI-Based Gender Bias Detection in VC Funding for Women-Led Fintech Startups in India10.1%0 (0.0%)0.1%
Concentration of compute powerModerating effect of fintech adoption on market power and bank stability Nexus: Indian evidence10.1%0 (0.0%)0.26%
Water use00.0%0 (%)0.0%
Carbon & emissions of compute00.0%0 (%)0.01%
Hardware, e-waste & supply chain00.0%0 (%)0.0%
Labour & data work00.0%0 (%)0.04%

Institution and researcher rankings use citations to their covered work. Research scope: India. This may be broader than the company geography.

UNDERSTAND THE LANDSCAPE

WealthTech in Bengaluru: key questions

Clear definitions for making better comparisons.

What does this landscape measure?

It measures the tracked company ecosystem, recorded funding, hiring and other available evidence. It is not a market-size estimate.

Can segment counts be added together?

No. A company can belong to several segments, so segment counts and funding can overlap.

What does a missing figure mean?

A dash or unavailable panel means the current reviewed source snapshot does not support that figure.

Company ecosystem snapshot: 3 September 2026. Funding is recorded in USD; filed accounts retain their stated currency and reporting basis. Each section identifies its own coverage. The news and research behind these sections is explorable in Prism.

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