Radar · Industry landscape · the United Kingdom
WealthTech Landscape of the United Kingdom 1,594 WealthTech companies in the United Kingdom, in one picture: who is hiring, who is raising money, who founded them, where they are based, what the news is about, which skills employers want and where the research is going. Updated August 2026.
1,594 companies tracked
$6.4B disclosed funding
45 hiring right now
524 events · 24 months
243,430 news articles · 12 months
Who leads WealthTech in the United Kingdom Shows 1,594 UK WealthTech firms, highlighting the top hiring firms, best‑funded companies, and the 45 firms currently recruiting, with 214 firms having disclosed a funding round.
Radar
See all 1,594 WealthTech companies in the United Kingdom
Filter by funding, headcount, hiring and location, and export the list.
How the WealthTech ecosystem in the United Kingdom grew, 2016–2025 Lists the number of WealthTech firms founded each year, noting a peak of 156 new companies in 2024 and 25 in 2025.
Companies founded / year
new WealthTech companies in the United Kingdom
2016: 70 2017: 73 2018: 88 2019: 71 2020: 110 2021: 135 2022: 84 2023: 127 2024: 156 2025: 25 2016 2025
peak 156 in 2024
Companies raising / year
with a disclosed round that year
2016 2025
peak 68 in 2022
Disclosed funding / year
sum of disclosed rounds (USD)
2016: 59,406,781 2017: 180,639,976 2018: 127,554,817 2019: 190,387,361 2020: 195,725,335 2021: 609,655,722 2022: 1,913,173,690 2023: 195,491,120 2024: 550,096,433 2025: 1,922,025,787 2016 2025
peak $1.9B in 2025
Where WealthTech companies in the United Kingdom are based → Hub 01
London
993 WealthTech companies
91% of the WealthTech companies across these hubs
993 companies
$5.5B disclosed funding
30 hiring now
Hub 02
Tortola
33 WealthTech companies
3% of the WealthTech companies across these hubs
Hub 03
Manchester
16 WealthTech companies
1% of the WealthTech companies across these hubs
Hub 04
Edinburgh
15 WealthTech companies
1% of the WealthTech companies across these hubs
15 companies
$12M disclosed funding
Hub 05
Glasgow
9 WealthTech companies
1% of the WealthTech companies across these hubs
Hub 06
Oxford
9 WealthTech companies
1% of the WealthTech companies across these hubs
9 companies
$7.2M disclosed funding
Hub 07
Bath
8 WealthTech companies
1% of the WealthTech companies across these hubs
Hub 08
Guildford
8 WealthTech companies
1% of the WealthTech companies across these hubs
The WealthTech market map of the United Kingdom: what these companies actually do Breaks down product sub‑categories and revenue models, showing fintech as the largest sub‑category (1,547 firms) and subscription as the most common revenue model (1,008 firms).
Fintech 1,547 companies · $6.3B raised · 38 hiring Consumer Digital 1,111 companies · $958.7M raised · 18 hiring Enterprise Tech 645 companies · $5.6B raised · 30 hiring Enterprise Software 267 companies · $4.2B raised · 16 hiring SaaS 164 companies · $1.2B raised · 11 hiring Online Financial Databases 119 companies · $243.6M raised · 7 hiring Fintech SaaS 106 companies · $1B raised · 6 hiring Blockchain in Financial Services 78 companies · $58.7M raised · 2 hiring Marketplaces 32 companies · $97.2M raised Risk Monitoring in Financial Services 28 companies · $154.6M raised Environmental Health and Safety Compliance 27 companies · $58.8M raised · 6 hiring Climate Fintech 26 companies · $247.9M raised · 3 hiring Monetization
How WealthTech companies make money How many companies earn revenue each way. Plenty use more than one model, so the counts add up to more than the sector.
Subscription 1,008
Commission on Transaction 819
Fee-For-Service 512
E-Commerce - Service 229
Advertising 119
Freemium 68
E-Commerce - Product 22
Sponsorship 9
Funding, M&A and the deals moving WealthTech in the United Kingdom Counts 524 corporate events over the past two years, including 139 key‑people moves, 119 mergers and acquisitions, and 80 funding rounds.
Leadership 139 M&A 119 Funding 80 Earnings 44 Product 40 Contracts 29 Capital 18 Announcement 16 Regulatory 12 Assets 10
M&A Financial Planning and wealth management group Shackleton has signed a deal to acquire the Hurst Point Group and jointly create a Financial Planning and investment company. 2026-04-24 M&A Focus Solutions has acquired Progressive Solutions, a dental IT services firm, in a tech M&A deal. 2026-04-22 M&A Alpaca has expanded into Europe with the completion of its acquisition of WealthKernel, which will now operate as Alpaca Europe. 2026-04-21 M&A Diginex has agreed to acquire Resulticks, a customer engagement and intelligence software provider, in a tech M&A deal valued at $1.5 billion. 2026-04-20 M&A Phoenix Group bought Standard Life’s insurance business from the then Standard Life Aberdeen in 2018 for £2.9bn. 2026-04-16 Funding Metavallon VC, F10/SIX Group, SICTIC. Seed round, confirmed. 2026-04-08 M&A after completing the acquisition of the London-based firm in February 2026. 2026-04-07 Funding 9fin raised $170 million in a recent funding round. 2026-04-07 Funding Fashion-focused quick commerce startup ZILO has raised a larger Series A round of over $15 million led by institutional investors. 2026-03-24 Funding Wealthyhood, a WealthTech app designed to help younger investors build wealth, has closed a €6m funding round led by the Bank of Cyprus Public Company Limited. 2026-03-05 Mergers and acquisitions Deals from the last 24 months where a WealthTech company in the United Kingdom was the buyer or the one bought, newest first. “Undisclosed” means the price was never published — not that the deal was worth nothing.
Who is listing, hiring leaders, launching and winning work Provides details on specific events such as leadership changes, product launches, and customer contract wins.
Product launches
tracked launches · last 12 months
Contract wins
11 customer wins · last 24 months
Earnings pulse
companies reporting results · last 24 months
12 companies reporting44 company-quarters tracked
Half of these companies grew revenue faster than +18.0% , half slower.
Who is building WealthTech in the United Kingdom Profiles 645 founders and CEOs across 461 firms, noting that Cambridge, Imperial and Oxford each contributed 17‑19 alumni, and that many previously worked at Goldman Sachs or Morgan Stanley.
Founders and chief executives 12 of 645, from the best-funded companies on this page
→ Fnz, ex-Credit Suisse, ex-Ap Moller Maersk, University of Cambridge, 1991
Chief Executive Officer
Craig Hinchliffe
CEO Verify, TM Legal, ACI, Credit Services Association. Loughborough University 2005
Co-Founder & CEO
Steven Hunter
University of Bristol LLB 2013
Co-Founder & CEO
Giovanni Dapr
Ex-Deutsche Bank · Bocconi University 2004
Co-Founder & CEO
Viktor Nebehaj
Ex-Notey, Cliqz, Google. Eotvos Lorand University BA 2003, Central European University MBA 2014
Humphrey House Advisors, ex-OpenFi, Euronext, Thomson Reuters, CEO Tullett Prebon, MD Van der Moolen, ICAP.
Founder & CEO & President
Philip Goffin
Ex-Founder Ziglu, Calastone, TISA UK · University of Auckland BA 1991
Ex-BlackRock, Aberdeen Asset Management
Co-Founder, CEO
Martin Sokk
Ex-Eesti Energia. Estonian Information Technology College BS 2010
Co-Founder
Jerome Basdevant
Ex- Knowledgent, ZS Associates, Altran technologies. CentraleSupelec MS 1996
Co-Founder & CIO
Thomas Salter
Ex-Decura, MD J.P. Morgan, Goldman Sachs. Imperial College London 1998
Ex-Partners Capital. University of Oxford BA 1992
Where the founders studied
alma mater on record for 141 of 645 founders
University of Cambridge 19
Imperial College London 19
University of Oxford 17
London Business School (LBS) 12
University of Bristol 11
University College London 8
London School of Economics and Political Science 8
Harvard Business School 6
Where they worked before
a previous employer on record for 34 of 645 founders
Goldman Sachs 14
Morgan Stanley 10
McKinsey 3
eBay 2
Google 2
Paypal 1
Salesforce 1
Boston Consulting Group 1
Founders flagged as repeat founders
of 583 founders with a profile on this page
7
carry a repeat-founder flag
flagged as repeat founders 7 no repeat-founder flag 576 Women and men among the founders
first names matched for 591 of 645 founders
11%
of matched founders are women
Inferred from first names, using 119 million people who state their own gender: a first name counts only where at least 20 of them share it and at least 90% of those share the same gender. The other 54 founders go in neither column.
Radar
Look up the people behind WealthTech companies in the United Kingdom
Search founders, executives and operators by company, role and location.
Who funds WealthTech in the United Kingdom Records 533 funding rounds since 2016 from 576 investors, with the typical round size around $1 million.
Stage mix · rounds since 2016
Seed & Angel 294
Series A–B 124
Series C+ / PE 26
Grants, debt & other 89
The typical round is $1M — half were bigger, half smaller.
The biggest WealthTech funding rounds in the United Kingdom Lists the ten largest disclosed rounds, the biggest being Smart’s $229 million Series D.
Company Round Size When Backers Smart Series D $229M Jun 2021 Chrysalis , Legal & General , J P Morgan +4 more 9fin Series C $170M Mar 2026 HarbourVest Partners , CPP Investments , Redalpine +3 more Smart Series E $95M May 2023 Aquiline Capital Partners , Chrysalis , Fidelity International Strategic Ventures +3 more Smart Series C $75.7M Jan 2019 J P Morgan Smart Series C $70.1M Jan 2020 — Freetrade Series B $69M Mar 2021 L Catterton , Molten Ventures , Left Lane Moneyfarm Series D $59.5M Jan 2022 M&G , Poste Italiane Fundment Series C $54.4M Jan 2025 ETFS Capital , Highland Europe Moneyfarm Series B $53.3M May 2018 Endeavor , Foundation of Sardinia , Cabot Square Capital +2 more 9fin Series B $50M Dec 2024 Highland Europe , Spark Capital , Redalpine +3 more
Venture round sizes · 2023–2025
<$1M 41
$1–10M 33
$10–50M 18
$50–250M 3
>$250M 0
95 venture rounds with a disclosed amount in the window.
Fresh cheques · last 6 months
What the news says about WealthTech in the United Kingdom Counts 243,430 news articles in the last year, most frequently covering cryptocurrency effects on forex, economic indicators, interest‑rate decisions, and central‑bank policy.
News volume
WealthTech coverage across United Kingdom · articles per quarter
2021Q2: 42,250 2021Q3: 45,911 2021Q4: 39,859 2022Q1: 47,783 2022Q2: 46,994 2022Q3: 46,330 2022Q4: 47,693 2023Q1: 47,968 2023Q2: 53,135 2023Q3: 52,133 2023Q4: 47,674 2024Q1: 51,648 2024Q2: 50,473 2024Q3: 54,644 2024Q4: 52,908 2025Q1: 88,103 2025Q2: 69,219 2025Q3: 61,342 2025Q4: 51,562 2026Q1: 64,568 2021Q2 2026Q1
peak 88,103 in 2025Q1 · 243,430 articles in the last 12 tracked months
Tone of coverage
share of articles by dominant sentiment (positive / neutral / negative )
2021 2023 2025
Positive-tone share moved 70% → 71%, negative 29% → 27% across 2021–2025.
What the coverage is about The subjects that dominate WealthTech news in United Kingdom. The arrow shows whether each one is being written about more or less than a year ago.
Cryptocurrency impact on forex markets 35,712 ▲+42% Economic indicators (gdp, cpi, unemployment) 19,705 →-4% Interest rate decisions and impacts 19,227 ▲+14% Central bank monetary policy announcements 17,527 →-3% Federal reserve policy meeting summaries 16,574 →+1% Trade wars and geopolitical impacts 14,481 ▲+11% Strategic partnerships and collaborations 11,708 ▲+34% Global recession risks and forecasts 11,314 →+9% Executive leadership changes and appointments 11,081 ▲+24% Macroeconomic indicators in forex analysis 10,635 ▼-26% Most-covered companies · last 12 months
65 WealthTech companies here were named in the news over this period.
Prism
Watch WealthTech coverage in United Kingdom as it happens
Prism follows these subjects story by story — which companies are named, what is said about them and how the tone moves.
Momentum
The words getting louder — and quieter Which terms are showing up in more stories than a year ago, and which are fading. The percentage is the change in how many articles mention them.
stock performance+47% stock price+61% gold spot price+43% exchange rates+51% forex liquidity+167% stablecoin fx impact+109% commodity futures+48% share price+72% investment deal+83% decentralized forex+87%
inflation reports fx-44% currency intervention policies-35% sanctions currency effects-46% trade deficits fx-35% cpi forex-48%
The pressures the press keeps returning to Three recurring angles in United Kingdom WealthTech coverage, and whether each is getting more attention year on year (through 2025).
Regulatory Risk ▲ rising
383,895 articles touch this dimension · 44.9% critical tone
2021 2025
signals: economic slowdown, currency intervention policies, inflation reports fx
Funding Momentum ▲ rising
105,348 articles touch this dimension · 38.4% critical tone
2021 2025
signals: inflation reports fx, currency intervention policies, eur/usd
Growth ▲ rising
153,788 articles touch this dimension · 34.7% critical tone
2021 2025
signals: gdp growth forex, inflation reports fx, currency intervention policies
WealthTech jobs in the United Kingdom: who is hiring and what they ask for Shows 55 job postings from seven firms in the past year, with top required skills including Python, SQL, AWS, TypeScript and service‑oriented architecture.
55 postings · last 12 months
99 postings tracked overall
7 employers advertising
Demand
The Skills Employers Ask For What WealthTech employers in the United Kingdom put in their job ads. The bar is how many postings ask for it; the arrow shows whether demand grew or shrank against the year before.
python 17 ▲ sql 9 → aws 8 ▲ typescript 8 ▲ service oriented architecture 6 ▼ fastapi 6 ▲ personal care 5 ▼ mongodb 5 ▼ medication management 5 ▲ postgresql 4 ▲ What WealthTech research is working on Identifies 13,825 academic papers, of which 3,295 discuss common problems, 1,411 issue cautions, and 5,204 outline opportunities.
How this field talks about itself
WealthTech papers (gold) against all published research (grey)
Promising 32.2% · 36.8% ≈ par
Descriptive 25.3% · 17.8% 1.4×
Problem-identifying 22.7% · 9.7% 2.3×
Cautionary 10.2% · 4.3% 2.4×
Breakthrough 5.5% · 26.5% 0.2×
Comparative 3.0% · 3.9% 0.8×
How the work is done
Empirical 60.4%
Reviews 16.7%
Position pieces 11.8%
Methods-led 9.8%
Theoretical 1.2%
How the research reads
92% positive · 2% neutral · 6% negative , across 13,825 papers.
The institutions behind the field
UNSW Sydney 743 University of Manchester 727 University of York 716 University of the West of England 716 Universidad de Zaragoza 685 Columbia University 667 ranked by how often their work is cited
Researchers who shaped it
Robert J. Kauffman · Peter Gomber · Chris Parker · Bruce W. Weber · Daniela Gabor · Sally Brooks · Itay Goldstein · Wei Jiang
The most-cited breakthroughs
On the Fintech Revolution: Interpreting the Forces of Innovation, Disruption, and Transformation in Financial Services · 2k cites Intention to use analytical artificial intelligence (AI) in services – the effect of technology readiness and awareness · 370 cites The FinTech phenomenon: antecedents of financial innovation perceived by the popular press · 240 cites FinTech ecosystem practices shaping financial inclusion: the case of mobile money in Ghana · 116 cites CBDC, Fintech and cryptocurrency for financial inclusion and financial stability · 100 cites Common problems researchers identify 2,820 papers · 7 recurring themes
→ Problems · theme 01
FinTech reshaping financial services
813 papers · 28.8% of this block
2022: 21 of every 10,000 papers on this subject 2023: 24 of every 10,000 papers on this subject 2024: 21 of every 10,000 papers on this subject 2025: 35 of every 10,000 papers on this subject 2022: 21 of every 10,000 papers on this subject 2023: 24 of every 10,000 papers on this subject 2024: 21 of every 10,000 papers on this subject 2025: 35 of every 10,000 papers on this subject ▲ +70% share 2022→2025 share of research on this subject Researchers discuss how emerging technologies disrupt traditional banking and regulatory frameworks.
FinTech · Financial services · Financial innovation · Financial regulation
“THE DEVELOPMENT OF THE FINTECH INDUSTRY AND ITS INFLUENCE ON THE FINANCIAL SECTOR”
Problems · theme 02
Challenges in modern financial markets
556 papers · 19.7% of this block
2022: 96 of every 10,000 papers on this subject 2023: 102 of every 10,000 papers on this subject 2024: 235 of every 10,000 papers on this subject 2025: 124 of every 10,000 papers on this subject 2022: 96 of every 10,000 papers on this subject 2023: 102 of every 10,000 papers on this subject 2024: 235 of every 10,000 papers on this subject 2025: 124 of every 10,000 papers on this subject ▲ +28% share 2022→2025 share of research on this subject Papers examine risks and regulatory responses to evolving loan and market structures.
Financial services · Loan · Financial market · Order
“Innovazione finanziaria e rafforzamento del mercato unico per servizi finanziari retail: sfide, rischi, risposte della regolazione.”
Problems · theme 03
Barriers to financial inclusion
396 papers · 14.0% of this block
2022: 77 of every 10,000 papers on this subject 2023: 105 of every 10,000 papers on this subject 2024: 100 of every 10,000 papers on this subject 2025: 223 of every 10,000 papers on this subject 2022: 77 of every 10,000 papers on this subject 2023: 105 of every 10,000 papers on this subject 2024: 100 of every 10,000 papers on this subject 2025: 223 of every 10,000 papers on this subject ▲ +191% share 2022→2025 share of research on this subject Studies highlight gaps in access, literacy, and digital service delivery.
Financial inclusion · Inclusion · Financial services · Financial literacy
“Financial Inclusion: The Role of Fintech and Digital Financial Services in India”
Problems · theme 04
Mobile payments and banking hurdles
316 papers · 11.2% of this block
2022: 862 of every 10,000 papers on this subject 2023: 830 of every 10,000 papers on this subject 2024: 932 of every 10,000 papers on this subject 2025: 990 of every 10,000 papers on this subject 2022: 862 of every 10,000 papers on this subject 2023: 830 of every 10,000 papers on this subject 2024: 932 of every 10,000 papers on this subject 2025: 990 of every 10,000 papers on this subject ▲ +15% share 2022→2025 share of research on this subject Research focuses on adoption obstacles and policy implications for mobile finance.
Payment · Mobile payment · Mobile banking · Retail banking
“Digital Transformation in Banking: Opportunities and Challenges”
Problems · theme 05
Blockchain beyond cryptocurrencies
312 papers · 11.1% of this block
2022: 906 of every 10,000 papers on this subject 2023: 967 of every 10,000 papers on this subject 2024: 916 of every 10,000 papers on this subject 2025: 1,033 of every 10,000 papers on this subject 2022: 906 of every 10,000 papers on this subject 2023: 967 of every 10,000 papers on this subject 2024: 916 of every 10,000 papers on this subject 2025: 1,033 of every 10,000 papers on this subject ▲ +14% share 2022→2025 share of research on this subject Analyses explore practical uses and integration challenges of distributed ledgers in finance.
Cryptocurrency · Blockchain · Digital currency · Currency
“Applications of Blockchain Technology in the Finance and Banking Industry Beyond Digital Currencies”
Problems · theme 06
Islamic finance technology gaps
234 papers · 8.3% of this block
2022: 2,483 of every 10,000 papers on this subject 2023: 2,548 of every 10,000 papers on this subject 2024: 2,160 of every 10,000 papers on this subject 2025: 2,373 of every 10,000 papers on this subject 2022: 2,483 of every 10,000 papers on this subject 2023: 2,548 of every 10,000 papers on this subject 2024: 2,160 of every 10,000 papers on this subject 2025: 2,373 of every 10,000 papers on this subject ▼ -4% share 2022→2025 share of research on this subject Works address the need for tailored fintech solutions within Sharia‑compliant frameworks.
Islam · Sharia · Islamic finance · FinTech
“DEVELOPING ISLAMIC FINANCIAL TECHNOLOGY IN INDONESIA”
Problems · theme 07
AI and big data in finance
193 papers · 6.8% of this block
2022: 128 of every 10,000 papers on this subject 2023: 114 of every 10,000 papers on this subject 2024: 72 of every 10,000 papers on this subject 2025: 120 of every 10,000 papers on this subject 2022: 128 of every 10,000 papers on this subject 2023: 114 of every 10,000 papers on this subject 2024: 72 of every 10,000 papers on this subject 2025: 120 of every 10,000 papers on this subject ▼ -6% share 2022→2025 share of research on this subject Authors discuss technical and ethical issues surrounding intelligent financial applications.
Financial services · Applications of artificial intelligence · Big data · FinTech
“POTENTIALS AND CHALLENGES OF ARTIFICIAL INTELLIGENCE IN FINANCIAL TECHNOLOGIES”
Cautions 1,129 papers · 7 recurring themes
→ Cautions · theme 01
Institutional impacts of fintech innovation
290 papers · 25.7% of this block
2022: 194 of every 10,000 papers on this subject 2023: 195 of every 10,000 papers on this subject 2024: 184 of every 10,000 papers on this subject 2025: 122 of every 10,000 papers on this subject 2022: 194 of every 10,000 papers on this subject 2023: 195 of every 10,000 papers on this subject 2024: 184 of every 10,000 papers on this subject 2025: 122 of every 10,000 papers on this subject ▼ -37% share 2022→2025 share of research on this subject Cautionary analyses assess how digital tools affect traditional banking stability.
FinTech · Financial services · Financial innovation · Financial system
“Financial Innovation and Digital Technology in the Banking System: An Institutional Perspective”
Cautions · theme 02
Governance risks of financial tech
213 papers · 18.9% of this block
2022: 478 of every 10,000 papers on this subject 2023: 500 of every 10,000 papers on this subject 2024: 388 of every 10,000 papers on this subject 2025: 551 of every 10,000 papers on this subject 2022: 478 of every 10,000 papers on this subject 2023: 500 of every 10,000 papers on this subject 2024: 388 of every 10,000 papers on this subject 2025: 551 of every 10,000 papers on this subject ▲ +15% share 2022→2025 share of research on this subject Papers warn about oversight challenges when technology reshapes investment and corporate practices.
Investment · Financial services · Information technology · Corporate governance
“Does financial technology matter? Evidence from an alternative banking system”
Cautions · theme 03
Inclusion promises versus pitfalls
210 papers · 18.6% of this block
2022: 72 of every 10,000 papers on this subject 2023: 101 of every 10,000 papers on this subject 2024: 97 of every 10,000 papers on this subject 2025: 217 of every 10,000 papers on this subject 2022: 72 of every 10,000 papers on this subject 2023: 101 of every 10,000 papers on this subject 2024: 97 of every 10,000 papers on this subject 2025: 217 of every 10,000 papers on this subject ▲ +200% share 2022→2025 share of research on this subject Research questions whether fintech truly expands access without creating new inequities.
Financial inclusion · Financial services · FinTech · Financial literacy
“Fintech and financial inclusion: Transforming underserved access to financial services”
Cautions · theme 04
Digital payments and consumer behavior
138 papers · 12.2% of this block
2022: 862 of every 10,000 papers on this subject 2023: 830 of every 10,000 papers on this subject 2024: 932 of every 10,000 papers on this subject 2025: 990 of every 10,000 papers on this subject 2022: 862 of every 10,000 papers on this subject 2023: 830 of every 10,000 papers on this subject 2024: 932 of every 10,000 papers on this subject 2025: 990 of every 10,000 papers on this subject ▲ +15% share 2022→2025 share of research on this subject Studies highlight unintended consequences of mobile payment adoption on spending patterns.
Mobile payment · Payment · Mobile banking · Financial inclusion
“IMPACT OF DIGITAL PAYMENT SYSTEMS ON THE FINANCIAL INCLUSION OF NIGERIAN CITIZENS”
Cautions · theme 05
AI governance in financial services
115 papers · 10.2% of this block
2022: 193 of every 10,000 papers on this subject 2023: 221 of every 10,000 papers on this subject 2024: 338 of every 10,000 papers on this subject 2025: 363 of every 10,000 papers on this subject 2022: 193 of every 10,000 papers on this subject 2023: 221 of every 10,000 papers on this subject 2024: 338 of every 10,000 papers on this subject 2025: 363 of every 10,000 papers on this subject ▲ +88% share 2022→2025 share of research on this subject Analyses focus on transparency, bias, and regulatory gaps in algorithmic finance.
Financial services · Financial market · Applications of artificial intelligence · Corporate governance
“Unleashing the Power of AI in Financial Services: Opportunities, Challenges, and Implications”
Cautions · theme 06
Regulatory uncertainty for blockchain
88 papers · 7.8% of this block
2022: 878 of every 10,000 papers on this subject 2023: 932 of every 10,000 papers on this subject 2024: 882 of every 10,000 papers on this subject 2025: 992 of every 10,000 papers on this subject 2022: 878 of every 10,000 papers on this subject 2023: 932 of every 10,000 papers on this subject 2024: 882 of every 10,000 papers on this subject 2025: 992 of every 10,000 papers on this subject ▲ +13% share 2022→2025 share of research on this subject Works discuss compliance and oversight challenges surrounding distributed ledger deployments.
Blockchain · Distributed ledger · Cryptocurrency · Transparency
“Financial application scenarios and regulatory challenges of blockchain technology”
Cautions · theme 07
Central bank digital currency risks
75 papers · 6.6% of this block
2022: 132 of every 10,000 papers on this subject 2023: 129 of every 10,000 papers on this subject 2024: 90 of every 10,000 papers on this subject 2025: 115 of every 10,000 papers on this subject 2022: 132 of every 10,000 papers on this subject 2023: 129 of every 10,000 papers on this subject 2024: 90 of every 10,000 papers on this subject 2025: 115 of every 10,000 papers on this subject ▼ -13% share 2022→2025 share of research on this subject Authors examine stability and policy implications of sovereign digital money.
Digital currency · Currency · Monetary policy · Central bank
“Digital currencies and their potential impacts on financial stability”
Opportunities 4,314 papers · 7 recurring themes
→ Opportunities · theme 01
FinTech driving sustainable growth
942 papers · 21.8% of this block
2022: 849 of every 10,000 papers on this subject 2023: 820 of every 10,000 papers on this subject 2024: 924 of every 10,000 papers on this subject 2025: 976 of every 10,000 papers on this subject 2022: 849 of every 10,000 papers on this subject 2023: 820 of every 10,000 papers on this subject 2024: 924 of every 10,000 papers on this subject 2025: 976 of every 10,000 papers on this subject ▲ +15% share 2022→2025 share of research on this subject Research highlights how innovative payment solutions can reshape financial intermediation.
FinTech · Financial services · Financial innovation · Payment
“Impact of Financial Technology (FinTech) on Sustainable Growth: Key Factors, Practical Cases and Empirical Review”
Opportunities · theme 02
Digital transformation of banking services
927 papers · 21.5% of this block
2022: 930 of every 10,000 papers on this subject 2023: 913 of every 10,000 papers on this subject 2024: 1,017 of every 10,000 papers on this subject 2025: 1,169 of every 10,000 papers on this subject 2022: 930 of every 10,000 papers on this subject 2023: 913 of every 10,000 papers on this subject 2024: 1,017 of every 10,000 papers on this subject 2025: 1,169 of every 10,000 papers on this subject ▲ +26% share 2022→2025 share of research on this subject Papers explore efficiency gains from mobile and online payment platforms.
Payment · Financial services · Digital transformation · Mobile payment
“Socio-Economic Challenges of Digital Banking Adoption: The Impact of Perceived Usefulness, Ease of Use, and Self-Efficacy”
Opportunities · theme 03
AI for credit risk and fraud
706 papers · 16.4% of this block
2022: 35 of every 10,000 papers on this subject 2023: 37 of every 10,000 papers on this subject 2024: 31 of every 10,000 papers on this subject 2025: 40 of every 10,000 papers on this subject 2022: 35 of every 10,000 papers on this subject 2023: 37 of every 10,000 papers on this subject 2024: 31 of every 10,000 papers on this subject 2025: 40 of every 10,000 papers on this subject ▲ +13% share 2022→2025 share of research on this subject Studies demonstrate machine‑learning models improving risk assessment and detection capabilities.
Interpretability · Credit card fraud · Credit risk · Big data
“Leveraging artificial intelligence and machine learning for next-generation credit risk assessment models”
Opportunities · theme 04
FinTech advancing financial inclusion
608 papers · 14.1% of this block
2022: 38 of every 10,000 papers on this subject 2023: 47 of every 10,000 papers on this subject 2024: 49 of every 10,000 papers on this subject 2025: 108 of every 10,000 papers on this subject 2022: 38 of every 10,000 papers on this subject 2023: 47 of every 10,000 papers on this subject 2024: 49 of every 10,000 papers on this subject 2025: 108 of every 10,000 papers on this subject ▲ +187% share 2022→2025 share of research on this subject Research shows digital tools expanding access for underserved populations.
Financial inclusion · Financial services · Inclusion · FinTech
“The Role Of Fintech In Enhancing Financial Inclusion”
Opportunities · theme 05
Financial literacy through technology
576 papers · 13.4% of this block
2022: 95 of every 10,000 papers on this subject 2023: 120 of every 10,000 papers on this subject 2024: 104 of every 10,000 papers on this subject 2025: 252 of every 10,000 papers on this subject 2022: 95 of every 10,000 papers on this subject 2023: 120 of every 10,000 papers on this subject 2024: 104 of every 10,000 papers on this subject 2025: 252 of every 10,000 papers on this subject ▲ +165% share 2022→2025 share of research on this subject Works investigate how digital education improves consumer financial behavior.
Financial literacy · Digital literacy · FinTech · Literacy
“Effect of Financial Literacy and Use of Financial Technology (FinTech) on Financial Behavior”
Opportunities · theme 06
Blockchain enhancing market operations
279 papers · 6.5% of this block
2022: 878 of every 10,000 papers on this subject 2023: 932 of every 10,000 papers on this subject 2024: 882 of every 10,000 papers on this subject 2025: 992 of every 10,000 papers on this subject 2022: 878 of every 10,000 papers on this subject 2023: 932 of every 10,000 papers on this subject 2024: 882 of every 10,000 papers on this subject 2025: 992 of every 10,000 papers on this subject ▲ +13% share 2022→2025 share of research on this subject Papers present use cases for secure, transparent financial transactions.
Blockchain · Cryptocurrency · Distributed ledger · Database transaction
“The Application of Blockchain Technology in Financial markets”
Opportunities · theme 07
Islamic fintech for social inclusion
276 papers · 6.4% of this block
2022: 2,485 of every 10,000 papers on this subject 2023: 2,550 of every 10,000 papers on this subject 2024: 2,161 of every 10,000 papers on this subject 2025: 2,374 of every 10,000 papers on this subject 2022: 2,485 of every 10,000 papers on this subject 2023: 2,550 of every 10,000 papers on this subject 2024: 2,161 of every 10,000 papers on this subject 2025: 2,374 of every 10,000 papers on this subject ▼ -4% share 2022→2025 share of research on this subject Research explores Sharia‑compliant digital solutions supporting economic empowerment.
Islam · Sharia · Islamic banking · FinTech
“Islamic Fintech and Financial Inclusion: Innovations for Sustainable Economic Empowerment”
Which of these themes are growing fastest Tracks the changing share of research themes worldwide from 2022 to 2025.
Problems
how much more (or less) of the world’s research on this subject each theme took up, 2022→2025
gaining share losing share
Barriers to financial inclusion ▲+191%
FinTech reshaping financial services ▲+70%
Challenges in modern financial markets ▲+28%
Mobile payments and banking hurdles ▲+15%
Blockchain beyond cryptocurrencies ▲+14%
Islamic finance technology gaps ▼-4%
AI and big data in finance ▼-6%
Cautions
how much more (or less) of the world’s research on this subject each theme took up, 2022→2025
gaining share losing share
Inclusion promises versus pitfalls ▲+200%
AI governance in financial services ▲+88%
Governance risks of financial tech ▲+15%
Digital payments and consumer behavior ▲+15%
Regulatory uncertainty for blockchain ▲+13%
Central bank digital currency risks ▼-13%
Institutional impacts of fintech innovation ▼-37%
Opportunities
how much more (or less) of the world’s research on this subject each theme took up, 2022→2025
gaining share losing share
FinTech advancing financial inclusion ▲+187%
Financial literacy through technology ▲+165%
Digital transformation of banking services ▲+26%
FinTech driving sustainable growth ▲+15%
AI for credit risk and fraud ▲+13%
Blockchain enhancing market operations ▲+13%
Islamic fintech for social inclusion ▼-4%
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About this data: built from Fliar's company, founder, funding, hiring, jobs, news and research trackers, covering the United Kingdom. Counts are of companies we track, not of every company that exists. Updated August 2026.
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