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Funding and advertised pay are reported in USD; filed accounts retain their stated source currency and basis.

Exchange-rate basis

Indicative conversions use ECB reference rates dated 2026-09-14, applied consistently across all periods. They are not historical exchange rates. Indian rupees may use crore (1 crore = 10 million); other currencies use K, M and B. CSV downloads, source documents and quoted news headlines retain their original currencies.

THE THE UNITED KINGDOM EDITION 2026

the United Kingdom’s
wealthtech industry,
in focus.

The companies, capital and talent shaping wealthtech in the United Kingdom. Find the leaders. Understand the segments. See where the activity is.

Explore in Radar Read the key signals
Snapshot: Funding in USD
Illustrated cover for WealthTech Industry Landscape of the United Kingdom
GB
COMPANIES · CAPITAL · TALENT

An industry ecosystem,
measured in context.

WealthTech illustration
Companies tracked 1,594WealthTech ecosystem in the United Kingdom Disclosed funding $6.42B214 companies · all recorded rounds Companies hiring 45With open roles at the snapshot Tracked open roles 774 employers posted in the preceding 30 days
MEET THE COMPANIES

Explore the United Kingdom’s wealthtech leaders

24 featured companies from the funding, hiring, revenue and team-size leaderboards.

Expand panel +
Explore the full landscape
WealthTech company highlights in the United Kingdom, snapshot 30 August 2026
Company
FNZfnz.com$2.55B—954—
Perch Groupperchgroup.co.uk$669.48M—120—
Smartsmart.co$647.1M—209—
9fin9fin.com$254.53M—120—
Moneyfarmmoneyfarm.com$199.19M—200Financial figure available in RadarView in Radar
Freetradefreetrade.io$165.03M—201—
XPS Pensions Groupxpsgroup.com$93.68M—1,643Financial figure available in RadarView in Radar
BMLLbmlltech.com$71.9M—43—
Aptia Groupaptia-group.com—5 roles——
Capital Economicscapitaleconomics.com—5 roles94—
Embark Groupembarkgroup.co.uk—5 roles600—
FactEntryfactentry.com—4 roles1—
PortfolioXpressWayportfolioxpressway.com—4 roles——
Trading212trading212.com—4 roles17—
Avendus Capitalavenduscapital.com—3 roles—Financial figure available in RadarView in Radar
BP PRIMEbpprime.com—3 roles6—
ADVFNadvfn.com——38—
CRUcrugroup.com——173Financial figure available in RadarView in Radar
Datamarandatamaran.com——23—
Diginexdiginex.com——100—
Ex Marketsex-markets.pro————
IGig.com——2,117—
IntegraFinintegrafin.co.uk——616Financial figure available in RadarView in Radar
Scottish Widowsscottishwidows.co.uk——2,192Financial figure available in RadarView in Radar
24 featured companies

Locked revenue figures are available in Radar; the eight company financial previews stay the same throughout this page. A dash means the figure is outside these featured lists. Revenue years vary by company; the figures are not a like-for-like revenue comparison. Compare annual accounts ↗

Company discovery

Recorded evidence only
THE KEY SIGNALS

WealthTech industry KPIs in the United Kingdom

A few useful ratios bring the size of this ecosystem into perspective.

30 August 2026
Hiring participation2.8%

45 of 1,594 tracked companies have open roles.

Funding participation15.6%

249 of 1,594 tracked companies have a recorded round.

Top 3 funding share60.2%

Share of disclosed capital received by the three largest recorded recipients.

Median disclosed round$1.02M

Midpoint of 458 rounds with a disclosed amount.

Scale is concentrated. Opportunity is broader. The three largest funding recipients hold 60.2% of disclosed capital, while 84.4% of tracked companies have no recorded funding round.

Explore the segments →
CAPITAL & COMPANY FORMATION

How the United Kingdom wealthtech has grown

Recorded company formation and disclosed funding across the complete annual series shown.

Expand panel +
2016 — 2025

Disclosed funding by year

Sum of recorded funding rounds · USD

the United Kingdom wealthtech
$0$547.78M$1.1B$1.64B$2.19B2016: $59.41M20162017: $180.64M20172018: $127.55M20182019: $190.39M20192020: $195.73M20202021: $609.66M20212022: $1.91B20222023: $195.49M20232024: $550.1M20242025: $1.92B2025
View the numbers
Annual wealthtech funding and company formation in the United Kingdom
YearFunding (USD)FoundedRaising
2016$59.41M7022
2017$180.64M7326
2018$127.55M8827
2019$190.39M7133
2020$195.73M11043
2021$609.66M13554
2022$1.91B8468
2023$195.49M12735
2024$550.1M15638
2025$1.92B2526
WHERE CAPITAL SITS

Funding concentration

Share of all disclosed company funding.

  • FNZ39.7%
  • Perch Group10.4%
  • Smart10.1%
  • Other companies39.8%

Funding by stage

533 recorded rounds since 2016

NUMBER OF ROUNDS
Seed & Angel294 55.2%
Series A–B124 23.3%
Series C+ / PE26 4.9%
Grants, debt & other89 16.7%

Recent recorded rounds

Latest recorded rounds · USD
8 rounds

Swipe or scroll horizontally to browse.

Series A05/2026
Ethos $22.75M

Backed by Andreessen Horowitz and General Catalyst and others.

Series A05/2026
Beauhurst $9.52M

Backed by Charlie Songhurst and Berggruen Holdings.

Seed04/2026
Compound $662.88K

Backed by Fuel Ventures and Paul Rippon.

Series C03/2026
9fin $170M

Backed by HarbourVest Partners and CPP Investments and others.

Seed03/2026
Wealthyhood $7.04M

Backed by Bank of Cyprus and Genesis Ventures.

Series A02/2026
Bound $24.5M

Backed by AlbionVC and GoHub and others.

Largest and notable recorded rounds

Each card is one recorded round
10 cards

Swipe or scroll horizontally to browse.

Series D06/2021
Smartsmart.co$228.99M

Backed by Chrysalis and Legal & General and others.

Series C03/2026
9fin9fin.com$170M

Backed by HarbourVest Partners and CPP Investments and others.

Series E05/2023
Smartsmart.co$95M

Backed by Aquiline Capital Partners and Chrysalis and others.

Series C01/2020
Smartsmart.co$70.1M

Participating investors were not recorded in this snapshot.

Series B12/2024
9fin9fin.com$50M

Backed by Highland Europe and Spark Capital and others.

THE BUSINESS BEHIND THE ACTIVITY

Revenue, profitability & financial strength

Annual accounts for reporting companies linked to this landscape, on like-for-like currency and reporting bases.

Expand panel +
GBP · millions · consolidated

Display conversions use the dated reference rates above. Where a verified rate is unavailable, figures retain their source currency. Each reporting cohort keeps its currency and accounting basis separate.

FY2025 · annual statements grouped by reported fiscal year; exact entity periods remain on preview rows · 10 reporting entities from 403 eligible matches.

Revenue in covered accounts£30.9m

Sum of reporting-entity revenue; not the United Kingdom market sales.

Net profit / loss£-10.2m

Combined result for the same cohort.

Aggregate net margin-33.1%

Combined net income ÷ combined revenue.

Median company revenue£1.2m

The middle covered reporting entity.

Profitable entities+70.0%

7 of 10 covered entities.

Top-five concentration+99.1%

Share of covered revenue from the five largest entities.

Annual account trend

Reported cohort totals by year; coverage is stated for every period.

Bar height shows revenue. Changes in coverage can affect totals.

Profitability has two perspectives

FY2025 · 10 reporting entities

Open the company accounts

Up to eight fixed company previews show financial amounts. Search and sort the wider company list, then continue in Radar.

10 reporting entities
Continue your financial research in Radar

Explore full company accounts and filings.

View financials in Radar ↗
THE UNITED KINGDOM · INDUSTRY COHORTS

How does wealthtech compare?

Each pair uses the same year, currency and reporting basis. Cohort overlap is disclosed.

IndustryCovered / eligibleRevenue totalMedian revenueNet profit / lossAggregate marginProfitable shareOverlap

Available-account cohorts are not estimates of whole industries. Overlapping entities can occur in more than one cohort; do not add cohort totals.

Coverage, calculations & financial sources

Filed annual accounts for exact designated national identifiers. Every aggregate and peer pair uses one fiscal year, source currency and reporting basis; periods, coverage and overlap are explicit; 2026 partials are excluded.

The same up to eight reporting entities remain open across years, filters and sorts. Other company figures are available in Radar.

Source currencies and accounting bases stay separate. Missing accounts are excluded rather than treated as zero. Exact reporting periods appear on company previews. Annual totals can change with coverage and do not measure growth of a fixed company cohort.

DIGITAL FOOTPRINT

Web traffic, app reach and release cadence

How the the United Kingdom companies on this page show up online: the sites people visit, the apps they install, and how often those apps ship.

Busiest websites

29 of the 1,594 companies on this page carry a measured traffic record (1.8%); these are the largest of those, by monthly visits. The median among them is 243,805 visits.

CompanyMonthly visitsAuthorityMobile
IGig.com12,044,8637561%
Trading212trading212.com7,999,7595034.4%
Myfxbookmyfxbook.com3,891,7815638.9%
OpenCorporatesopencorporates.com2,267,9115313.5%
Tradingtrading.com1,665,1723496%
Ex Marketsex-markets.pro1,183,733913.5%
Endoleendole.co.uk1,135,6364933.9%
Blue Guardianblueguardian.com990,8363157.5%
InvestEngineinvestengine.com609,5153860.6%
Freetradefreetrade.io519,6744383.5%

Visits and authority are third-party web estimates, not company-reported figures.

Most-installed apps

103 of these companies (6.5%) publish at least one Android app — 133 apps in all, carrying 35.7M installs between them.

AppInstallsRatingStore category
Trading 212: Stocks, ETFs, ISATrading21218.3M4.6Finance
Forex Calendar, Market & NewsMyfxbook3.3M4.6Finance
Tickz. App broker for tradingTickz2.4M4.4Finance
IG Trading PlatformIG2.1M4.1Finance
Fortrade Pro TraderFortrade1.2M4.9Finance
ThinkTraderThinkMarkets1.1M4.4Finance
Freetrade: Trade and InvestFreetrade962.4K4.1Finance
Moneyfarm: Investing & SavingMoneyfarm574.5K4.2Finance
Scottish WidowsScottish Widows537.8K—Finance
Fortrade TradingFortrade522.1K4.1Finance

Installs are lifetime totals to date at the June 2026 store reading — a measure of reach, not of people using an app today.

App reach by segment

The busiest app inside each of this page’s own segments, with the quarterly release trend behind it (2023Q3–2026Q1).

SegmentAppsInstallsLeading appRelease trend
Investment Tech13335.7MTrading 212: Stocks, ETFs, ISA 18.3M
Data As A Service6694.9KADVFN UK Stock Prices & Forum 326.2K
Forex Tech8291KValutrades 94.8K
Hrtech3235.9KSmart Pension 135.4K
Grc Software49.9KFundsmith 8.9K
Asset Management33.2KAberdeen Events 1.9K

A company can carry several segment tags, so these rows overlap and should not be added together. Trend lines are zero-based and share one quarter grid, so a flat line is a quiet segment, not a missing one.

Release cadence by quarter

New apps published, beside apps whose most recent update landed in that quarter — the second bar is how much of the shelf is still being maintained.

2023Q1: 42023Q1: 12023Q12023Q2: 12023Q2: 02023Q22023Q3: 42023Q3: 12023Q32023Q4: 42023Q4: 12023Q42024Q1: 32024Q1: 22024Q12024Q2: 52024Q2: 12024Q22024Q3: 32024Q3: 52024Q32024Q4: 12024Q4: 12024Q42025Q1: 52025Q1: 72025Q12025Q3: 32025Q3: 92025Q32025Q4: 42025Q4: 132025Q42026Q1: 32026Q1: 212026Q1

Darker bars are new releases, lighter bars apps updated. 85 of 133 apps carry a release date. The series ends at 2026Q1, the last quarter that closed before the June 2026 reading.

INSIDE THE INDUSTRY

The the United Kingdom wealthtech market map

Explore the segments behind the headline numbers.

Expand panel +

Where companies are building

Rank segments by scale, hiring or disclosed funding.

Fintech1,547
Consumer digital1,111
Enterprise tech645
Enterprise software267
Saas164
Online financial databases119
Fintech saas106
Blockchain in financial services78
Marketplaces32
Risk monitoring in financial services28
Environmental health and safety compliance27
Climate fintech26

Companies can sit in several segments. Counts and funding overlap.

SEGMENT TO EXPLORE

Fintech

The largest measured segment in this report snapshot.

1547companies
2.5%have hiring activity

38 companies hiring · $6.33B disclosed funding

Explore in Radar

How companies make money

Common revenue models; a company can use more than one.

Subscription1,008
Commission on transaction819
Fee-for-service512
E-commerce - service229
Advertising119
Freemium68
E-commerce - product22
Sponsorship9
THE COMPANIES IN MOTION

Who is listing, hiring leaders, launching and winning work

Recorded corporate activity linked to companies in this landscape.

Expand panel +
Recent corporate headlines 10 dated reports
Mergers & acquisitionshurstpointgroup.com ↗

Financial Planning and wealth management group Shackleton has signed a deal to acquire the Hurst Point Group and jointly create a Financial Planning and investment company.

Mergers & acquisitionsfocus-solutions.co.uk ↗

Focus Solutions has acquired Progressive Solutions, a dental IT services firm, in a tech M&A deal.

Mergers & acquisitionswealthkernel.com ↗

Alpaca has expanded into Europe with the completion of its acquisition of WealthKernel, which will now operate as Alpaca Europe.

Mergers & acquisitionsdiginex.com ↗

Diginex has agreed to acquire Resulticks, a customer engagement and intelligence software provider, in a tech M&A deal valued at $1.5 billion.

Mergers & acquisitionsthephoenixgroup.com ↗

Phoenix Group bought Standard Life’s insurance business from the then Standard Life Aberdeen in 2018 for £2.9bn.

Funding roundsvalktech.io ↗

Metavallon VC, F10/SIX Group, SICTIC. Seed round, confirmed.

Mergers & acquisitionsprofilesw.com ↗

after completing the acquisition of the London-based firm in February 2026.

Funding rounds9fin.com ↗

9fin raised $170 million in a recent funding round.

Funding roundszilo.co.uk ↗

Fashion-focused quick commerce startup ZILO has raised a larger Series A round of over $15 million led by institutional investors.

Funding roundswealthyhood.com ↗

Wealthyhood, a WealthTech app designed to help younger investors build wealth, has closed a €6m funding round led by the Bank of Cyprus Public Company Limited.

Full recorded event mix

Top 10 categories among 524 recorded events in the 24-month window.

Leadership moves
139
Mergers & acquisitions
119
Funding rounds
80
Earnings
44
New products
40
Contracts
29
Capital infusions
18
Company announcements
16
Regulatory
12
Asset acquisitions
10
6 activity cards

Swipe or scroll horizontally to browse.

IPO pipeline

2 companies with recorded IPO activity

Diginex ↗

IPO · NASDAQ7 reports

Share ↗

IPO · BSE1 reports

Leadership moves

48 tracked people moves

FNZ ↗
Andy Brodie

Appointment group head of its UK business

FNZ ↗
Alastair Conway

Promotion vice chairman of client coverage

BMLL ↗
Mariel Solomon

Appointment Head of Revenue Operations

BMLL ↗
Nick Haydon

Appointment Senior Sales Director, Enterprise

BMLL ↗
Mo Badlani

Appointment Senior Sales Director, Hedge Funds, US

Prateek Jhawar

Departure Previously Infrastructure Banker at Avendus

Gaurav Arora

Appointment Managing Director and Head – Infrastructure

Diginex ↗
Sandra Kovacheva

Appointment Chief Administrative Officer

Product launches

Products, platforms and features in the recorded window

FNZ ↗
FNZ Select

Premium Service Proposition

FNZ ↗
FNZ Advisor AI

Generative AI Tool

Datamaran ↗
Regulatory Monitoring solution

ESG compliance platform

intelligent engagement assistant

Engagement

intelliflo IQ

AI Suite

Private Take

Feature Series

Adclear’s financial promotions review engine

AI compliance software

Diginex ↗
diginexGHG

Carbon accounting software

Regulatory events

12 recorded events

Diginex ↗

Compliance warning issuedNasdaq

Diginex ↗

Notified of listing rule violationNasdaq

Fortrade ↗

investigated for unlicensed activityAlbanian Financial Supervisory Authority (AMF)

in-principle approval grantedADGM

Litigation

8 tracked suits

Company
xp v eqi

data theftCivil · Ongoing

Company
pension funds v cencora

opioid shipment oversight by Cencora Inc.Civil · Settled

Earnings pulse

Reported company results in the recorded window.

12companies
44period observations
18.0%median reported growth

Median across 25 reported growth observations; companies may contribute multiple periods.

Mergers and acquisitions

Company-linked deal reports; status is preserved as recorded.

Acquirer → targetStatusDateValue / context
shackleton→Hurst Point Group ↗2026-05-01Not stated in snapshot
Focus Solutions→progressive solutionsAnnounced2026-04-22Not stated in snapshot
alpaca→WealthKernel ↗Completed2026-04-21Not stated in snapshot
Diginex→resulticksAnnounced2026-04-20$1.5B
Phoenix Group→Standard Life’s insurance businessCompleted2026-04-16Not stated in snapshot
Profile Software→contemi solutionsCompleted2026-04-07Not stated in snapshot

A discussion or rumour is not a completed transaction. An unstated value is not zero.

PEOPLE & OPPORTUNITY

The talent market

55 postings in the preceding 12 months. The full 99-posting snapshot covers 7 employers.

Expand panel +

Most advertised job titles

No repeated job title is supported by this snapshot.

0 internship postings

0 tracked postings mention remote work.

Skills employers mention

Top skills across 99 tracked postings in the available jobs snapshot.

Python
17
Sql
9
Aws
8
Typescript
8
Service Oriented Architecture
6
Fastapi
6
Personal Care
5
Mongodb
5
Medication Management
5
Postgresql
4
THE PEOPLE BUILDING THE FIELD

Founders and leaders

645 founders and chief executives across 461 companies.

Expand panel +
12 profiles

Swipe or scroll horizontally to browse.

Education networks

141 profiles with education records.

University of Cambridge
19
Imperial College London
19
University of Oxford
17
London Business School (LBS)
12
University of Bristol
11
University College London
8
London School of Economics and Political Science
8
Harvard Business School
6

Prior employers

34 profiles with prior-work records.

Goldman Sachs
14
Morgan Stanley
10
McKinsey
3
eBay
2
Google
2
Paypal
1
Salesforce
1
Boston Consulting Group
1

Profiles cover recorded founders and leaders; contact details remain in Radar.

NEWS INTELLIGENCE

How this industry appears in the news

243,430 articles in the measured 12-month window.

Expand panel +
243,430articles in the measured year
64,568articles in 2026Q1
70.8%positive tone in the latest complete year

News volume trends

WealthTech coverage across United Kingdom · articles per complete quarter

025,33050,65975,989101,3182021Q2: 42,2502021Q22021Q3: 45,9112021Q4: 39,8592022Q1: 47,7832022Q2: 46,9942022Q22022Q3: 46,3302022Q4: 47,6932023Q1: 47,9682023Q2: 53,1352023Q22023Q3: 52,1332023Q4: 47,6742024Q1: 51,6482024Q2: 50,4732024Q22024Q3: 54,6442024Q4: 52,9082025Q1: 88,1032025Q2: 69,2192025Q22025Q3: 61,3422025Q4: 51,5622026Q1: 64,5682026Q1
View quarterly article counts
QuarterArticles
2021Q242,250
2021Q345,911
2021Q439,859
2022Q147,783
2022Q246,994
2022Q346,330
2022Q447,693
2023Q147,968
2023Q253,135
2023Q352,133
2023Q447,674
2024Q151,648
2024Q250,473
2024Q354,644
2024Q452,908
2025Q188,103
2025Q269,219
2025Q361,342
2025Q451,562
2026Q164,568

Article volume measures coverage, not market sales.

Tone of coverage over time

2021
96,134 positive · 1,840 neutral · 39,489 negative
2022
126,209 positive · 2,923 neutral · 59,435 negative
2023
136,063 positive · 3,672 neutral · 60,914 negative
2024
147,773 positive · 4,933 neutral · 56,718 negative
2025
191,074 positive · 6,031 neutral · 72,794 negative

Leading coverage topics

WealthTech coverage across United Kingdom · ranked by full-period article count.

Cryptocurrency Impact On Forex Markets35,712 articles in the full recorded period
9,756 recent · 6,889 prior
Economic Indicators (Gdp, Cpi, Unemployment)19,705 articles in the full recorded period
4,487 recent · 4,660 prior
Interest Rate Decisions And Impacts19,227 articles in the full recorded period
4,589 recent · 4,031 prior
Central Bank Monetary Policy Announcements17,527 articles in the full recorded period
3,617 recent · 3,739 prior
Federal Reserve Policy Meeting Summaries16,574 articles in the full recorded period
3,585 recent · 3,562 prior
Trade Wars And Geopolitical Impacts14,481 articles in the full recorded period
4,229 recent · 3,824 prior
Strategic Partnerships And Collaborations11,708 articles in the full recorded period
3,145 recent · 2,339 prior
Global Recession Risks And Forecasts11,314 articles in the full recorded period
3,233 recent · 2,971 prior
Executive Leadership Changes And Appointments11,081 articles in the full recorded period
2,877 recent · 2,314 prior
Macroeconomic Indicators In Forex Analysis10,635 articles in the full recorded period
2,121 recent · 2,884 prior

Recent and prior counts use the source comparison windows.

Topics gaining and losing attention

WealthTech coverage across United Kingdom

KeywordRecentPriorChange
stock performance5,6703,86747%
stock price2,3261,44461%
gold spot price1,9001,32643%
exchange rates1,6981,12851%
forex liquidity1,575589167%
stablecoin fx impact1,425683109%
commodity futures1,39894248%
share price1,25772972%
investment deal1,22667083%
decentralized forex1,11059587%
inflation reports fx1,3332,395-44%
currency intervention policies1,4362,212-35%
sanctions currency effects1,0071,877-46%
trade deficits fx1,0331,584-35%
cpi forex7511,446-48%

Event and signal lenses

WealthTech coverage across United Kingdom

All complete annual cohorts shown
Rising

Regulatory Risk

383,895 classified articles

economic slowdown, currency intervention policies, inflation reports fx

44.9% critical · 37.8% positive
Rising

Funding Momentum

105,348 classified articles

inflation reports fx, currency intervention policies, eur/usd

38.4% critical · 54.4% positive
Rising

Growth

153,788 classified articles

gdp growth forex, inflation reports fx, currency intervention policies

34.7% critical · 47.2% positive

WealthTech coverage across United Kingdom. Topic labels describe recorded classifications and can include broad context.

RESEARCH SIGNALS

What WealthTech research is working on

13,825 papers in the recorded worldwide scope.

Expand panel +
13,825papers
13,825worldwide comparison pool
—India-affiliated papers

Research orientation

Promising
4,450
Descriptive
3,501
Problem-identifying
3,141
Cautionary
1,411
Breakthrough
754
Comparative
414
Critical
154

Contribution mix

Empirical
8,354
Reviews
2,307
Position pieces
1,635
Methods-led
1,361
Theoretical
168

Tone counts: 12,714 positive · 252 neutral · 859 negative.

Common problems researchers identify
3,295 papers · 23.8% of this field
  • Financial services1,723 papers
  • FinTech1,301 papers
  • Financial inclusion570 papers
  • Payment489 papers
  • Government245 papers
  • Financial literacy205 papers
  • Cryptocurrency201 papers
  • Investment172 papers

Landmark: The digital revolution in financial inclusion: international development in the fintech era

Cautions
1,411 papers · 10.2% of this field
  • Financial services670 papers
  • FinTech538 papers
  • Financial inclusion348 papers
  • Payment283 papers
  • Financial literacy129 papers
  • Mobile payment102 papers
  • Digital currency95 papers
  • Investment91 papers

Landmark: Blockchain Technology in Finance

Opportunities
5,204 papers · 37.6% of this field
  • Financial services2,148 papers
  • FinTech1,839 papers
  • Financial inclusion1,123 papers
  • Financial literacy786 papers
  • Payment749 papers
  • Database transaction382 papers
  • Investment314 papers
  • Mobile payment301 papers

Landmark: On the Fintech Revolution: Interpreting the Forces of Innovation, Disruption, and Transformation in Financial Services

Leading institutions

UNSW Sydney
743
University of Manchester
727
University of York
716
University of the West of England
716
Universidad de Zaragoza
685
Columbia University
667

Leading researchers

Robert J. Kauffman
1,822
Peter Gomber
1,821
Chris Parker
1,821
Bruce W. Weber
1,821
Daniela Gabor
716
Sally Brooks
716
Itay Goldstein
621
Wei Jiang
621

Highly cited breakthrough-labelled papers

  • On the Fintech Revolution: Interpreting the Forces of Innovation, Disruption, and Transformation in Financial Services1,820 citations
  • Intention to use analytical artificial intelligence (AI) in services – the effect of technology readiness and awareness370 citations
  • The FinTech phenomenon: antecedents of financial innovation perceived by the popular press240 citations
  • FinTech ecosystem practices shaping financial inclusion: the case of mobile money in Ghana116 citations
  • CBDC, Fintech and cryptocurrency for financial inclusion and financial stability100 citations

Common problems researchers identify

2,820 papers · 7 recurring themes
7 cards

Swipe or scroll horizontally to browse.

FinTech reshaping financial servicesCommon problems researchers identify · 01

FinTech reshaping financial services

813 papers

28.8% of this theme group

Researchers discuss how emerging technologies disrupt traditional banking and regulatory frameworks.

FinTech (653) · Financial services (545) · Financial innovation (112) · Financial regulation (65)

THE DEVELOPMENT OF THE FINTECH INDUSTRY AND ITS INFLUENCE ON THE FINANCIAL SECTOR

Changes and Challenges of Financial Technology (FinTech) for the Banking Industry

View research history
YearShare index
202220.7
202323.8
202420.8
202535.1
Challenges in modern financial marketsCommon problems researchers identify · 02

Challenges in modern financial markets

556 papers

19.7% of this theme group

Papers examine risks and regulatory responses to evolving loan and market structures.

Financial services (257) · Loan (39) · Financial market (45) · Order (37)

Innovazione finanziaria e rafforzamento del mercato unico per servizi finanziari retail: sfide, rischi, risposte della regolazione.

Financial System in New Economic Scenario: Challenges and Opportunities

View research history
YearShare index
202296.5
2023102.4
2024235.2
2025123.5
Barriers to financial inclusionCommon problems researchers identify · 03

Barriers to financial inclusion

396 papers

14.0% of this theme group

Studies highlight gaps in access, literacy, and digital service delivery.

Financial inclusion (358) · Inclusion (79) · Financial services (285) · Financial literacy (89)

Financial Inclusion: The Role of Fintech and Digital Financial Services in India

Digital Financial Inclusion Through FinTech

View research history
YearShare index
202276.6
2023104.9
2024100.3
2025222.6
Mobile payments and banking hurdlesCommon problems researchers identify · 04

Mobile payments and banking hurdles

316 papers

11.2% of this theme group

Research focuses on adoption obstacles and policy implications for mobile finance.

Payment (147) · Mobile payment (72) · Mobile banking (51) · Retail banking (46)

Digital Transformation in Banking: Opportunities and Challenges

Digital Transformation in India’s Financial Sector: Progress, Challenges and Policy Implications

View research history
YearShare index
2022861.8
2023830.3
2024932.2
2025990.3
Blockchain beyond cryptocurrenciesCommon problems researchers identify · 05

Blockchain beyond cryptocurrencies

312 papers

11.1% of this theme group

Analyses explore practical uses and integration challenges of distributed ledgers in finance.

Cryptocurrency (144) · Blockchain (110) · Digital currency (105) · Currency (61)

Applications of Blockchain Technology in the Finance and Banking Industry Beyond Digital Currencies

The impact of blockchain and distributed ledger technology on financial services

View research history
YearShare index
2022905.6
2023967.4
2024915.8
20251033.4
Islamic finance technology gapsCommon problems researchers identify · 06

Islamic finance technology gaps

234 papers

8.3% of this theme group

Works address the need for tailored fintech solutions within Sharia‑compliant frameworks.

Islam (125) · Sharia (77) · Islamic finance (39) · FinTech (132)

DEVELOPING ISLAMIC FINANCIAL TECHNOLOGY IN INDONESIA

Sharia Fintech: Opportunities and Challenges in Indonesia

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YearShare index
20222483.4
20232547.6
20242160.1
20252372.7
AI and big data in financeCommon problems researchers identify · 07

AI and big data in finance

193 papers

6.8% of this theme group

Authors discuss technical and ethical issues surrounding intelligent financial applications.

Financial services (123) · Applications of artificial intelligence (17) · Big data (25) · FinTech (67)

POTENTIALS AND CHALLENGES OF ARTIFICIAL INTELLIGENCE IN FINANCIAL TECHNOLOGIES

ARTIFICIAL INTELLIGENCE IN FINANCE AND FINTECH

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YearShare index
2022128.4
2023113.6
202472.3
2025120.3

Cautions

1,129 papers · 7 recurring themes
7 cards

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Institutional impacts of fintech innovationCautions · 01

Institutional impacts of fintech innovation

290 papers

25.7% of this theme group

Cautionary analyses assess how digital tools affect traditional banking stability.

FinTech (228) · Financial services (190) · Financial innovation (53) · Financial system (24)

Financial Innovation and Digital Technology in the Banking System: An Institutional Perspective

FINTECH AND ITS IMPACT ON TRADITIONAL BANKS

View research history
YearShare index
2022193.8
2023195.3
2024184.3
2025121.5
Governance risks of financial techCautions · 02

Governance risks of financial tech

213 papers

18.9% of this theme group

Papers warn about oversight challenges when technology reshapes investment and corporate practices.

Investment (27) · Financial services (65) · Information technology (12) · Corporate governance (21)

Does financial technology matter? Evidence from an alternative banking system

Digital Financial Risk Control: Challenges and Innovation In The Modern Financial System

View research history
YearShare index
2022478.5
2023500.4
2024387.7
2025550.6
Inclusion promises versus pitfallsCautions · 03

Inclusion promises versus pitfalls

210 papers

18.6% of this theme group

Research questions whether fintech truly expands access without creating new inequities.

Financial inclusion (162) · Financial services (136) · FinTech (115) · Financial literacy (56)

Fintech and financial inclusion: Transforming underserved access to financial services

The Role of Fintech in Financial Inclusion: Analyzing 21st-Century Strategies, Innovations, and Challenges

View research history
YearShare index
202272.4
2023101.2
202497.3
2025217.2
Digital payments and consumer behaviorCautions · 04

Digital payments and consumer behavior

138 papers

12.2% of this theme group

Studies highlight unintended consequences of mobile payment adoption on spending patterns.

Mobile payment (61) · Payment (92) · Mobile banking (29) · Financial inclusion (44)

IMPACT OF DIGITAL PAYMENT SYSTEMS ON THE FINANCIAL INCLUSION OF NIGERIAN CITIZENS

“ <b>"Impact of Digital Payment Systems on Consumer Spending Behaviour"</b>

View research history
YearShare index
2022861.8
2023830.3
2024932.2
2025990.3
AI governance in financial servicesCautions · 05

AI governance in financial services

115 papers

10.2% of this theme group

Analyses focus on transparency, bias, and regulatory gaps in algorithmic finance.

Financial services (81) · Financial market (25) · Applications of artificial intelligence (10) · Corporate governance (19)

Unleashing the Power of AI in Financial Services: Opportunities, Challenges, and Implications

The Role of Artificial Intelligence in Enhancing Financial Services: Opportunities and Challenges

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YearShare index
2022193.1
2023221.0
2024338.4
2025363.4
Regulatory uncertainty for blockchainCautions · 06

Regulatory uncertainty for blockchain

88 papers

7.8% of this theme group

Works discuss compliance and oversight challenges surrounding distributed ledger deployments.

Blockchain (60) · Distributed ledger (15) · Cryptocurrency (24) · Transparency (21)

Financial application scenarios and regulatory challenges of blockchain technology

Understanding the Adoption of Blockchain Technology in Financial Information Systems

View research history
YearShare index
2022877.6
2023932.2
2024882.0
2025991.9
Central bank digital currency risksCautions · 07

Central bank digital currency risks

75 papers

6.6% of this theme group

Authors examine stability and policy implications of sovereign digital money.

Digital currency (58) · Currency (34) · Monetary policy (13) · Central bank (11)

Digital currencies and their potential impacts on financial stability

CENTRAL BANK DIGITAL CURRENCIES AND FINANCIAL INCLUSION IN DEVELOPING ECONOMIES: OPPORTUNITIES, CHALLENGES, AND LESSONS FROM EARLY ADOPTERS

View research history
YearShare index
2022132.3
2023129.1
202490.3
2025114.7

Opportunities

4,314 papers · 7 recurring themes
7 cards

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FinTech driving sustainable growthOpportunities · 01

FinTech driving sustainable growth

942 papers

21.8% of this theme group

Research highlights how innovative payment solutions can reshape financial intermediation.

FinTech (700) · Financial services (446) · Financial innovation (70) · Payment (146)

Impact of Financial Technology (FinTech) on Sustainable Growth: Key Factors, Practical Cases and Empirical Review

"FINTECH ADOPTION IN BANKING : IMPACTS ON FINANCIAL INTERMEDIATION AND MARKET STRUCTURE"

View research history
YearShare index
2022848.7
2023819.6
2024924.3
2025976.3
Digital transformation of banking servicesOpportunities · 02

Digital transformation of banking services

927 papers

21.5% of this theme group

Papers explore efficiency gains from mobile and online payment platforms.

Payment (184) · Financial services (301) · Digital transformation (86) · Mobile payment (83)

Socio-Economic Challenges of Digital Banking Adoption: The Impact of Perceived Usefulness, Ease of Use, and Self-Efficacy

DIGITAL FINANCIAL SERVICES AND BANKING EFFICIENCY: AN EMPIRICAL APPROACH

View research history
YearShare index
2022929.6
2023912.7
20241016.6
20251169.0
AI for credit risk and fraudOpportunities · 03

AI for credit risk and fraud

706 papers

16.4% of this theme group

Studies demonstrate machine‑learning models improving risk assessment and detection capabilities.

Interpretability (65) · Credit card fraud (43) · Credit risk (74) · Big data (90)

Leveraging artificial intelligence and machine learning for next-generation credit risk assessment models

Financial AI: Harnessing Machine Learning for Algorithmic Trading, Risk Assessment, and Fraud Detection

View research history
YearShare index
202235.2
202337.0
202430.9
202539.9
FinTech advancing financial inclusionOpportunities · 04

FinTech advancing financial inclusion

608 papers

14.1% of this theme group

Research shows digital tools expanding access for underserved populations.

Financial inclusion (592) · Financial services (441) · Inclusion (112) · FinTech (298)

The Role Of Fintech In Enhancing Financial Inclusion

The Role of Digital Banking and Fintech in Advancing Financial Inclusion

View research history
YearShare index
202237.8
202346.8
202449.0
2025108.5
Financial literacy through technologyOpportunities · 05

Financial literacy through technology

576 papers

13.4% of this theme group

Works investigate how digital education improves consumer financial behavior.

Financial literacy (530) · Digital literacy (54) · FinTech (244) · Literacy (41)

Effect of Financial Literacy and Use of Financial Technology (FinTech) on Financial Behavior

Financial Behavior, Inclusion, and Technology in MSMEs: The Mediating Impact of Financial Literacy on Performance

View research history
YearShare index
202295.1
2023120.1
2024103.5
2025251.6
Blockchain enhancing market operationsOpportunities · 06

Blockchain enhancing market operations

279 papers

6.5% of this theme group

Papers present use cases for secure, transparent financial transactions.

Blockchain (197) · Cryptocurrency (59) · Distributed ledger (32) · Database transaction (78)

The Application of Blockchain Technology in Financial markets

Blockchain in banking and financial services

View research history
YearShare index
2022877.6
2023932.2
2024882.0
2025991.9
Islamic fintech for social inclusionOpportunities · 07

Islamic fintech for social inclusion

276 papers

6.4% of this theme group

Research explores Sharia‑compliant digital solutions supporting economic empowerment.

Islam (150) · Sharia (73) · Islamic banking (25) · FinTech (146)

Islamic Fintech and Financial Inclusion: Innovations for Sustainable Economic Empowerment

POTENTIAL OF ISLAMIC FINTECH AS AN INNOVATIVE SOLUTION TO SOCIAL INCLUSION

View research history
YearShare index
20222484.8
20232549.9
20242161.3
20252373.9

How this field compares with the research baseline

Orientation shares compared with 25,000 papers in the reference sample.

Research orientationThis fieldReference sample
Promising32.2%36.8%
Descriptive25.3%17.8%
Problem-identifying22.7%9.7%
Cautionary10.2%4.3%
Breakthrough5.5%26.5%
Comparative3.0%3.9%
Critical1.1%1.0%

Concerns receiving less research attention

Counts and shares refer to the stated research pool. A low count describes how much of that research is recorded here, not the absence of a real-world concern.

Concern / example paperPapersShareRaised as a problemWorldwide share
Privacy & surveillanceMobile payment in Fintech environment: trends, security challenges, and services1040.91%58 (55.8%)0.91%
Concentration of compute powerThe Rising of Fintech - How the Tech Revolution in Financial Services Represents A Paradigm Shift300.26%14 (46.7%)0.26%
Energy & datacenter footprintAn integrated model of financial technology adoption and environmental performance: The role of green innovation260.23%6 (23.1%)0.23%
Bias & fairnessDigital Finance, Financial Inclusion and Gender Equality: Strategies for Economic Empowerment of Women120.1%6 (50.0%)0.1%
Safety & misuseThe Role of Notaries in Preventing the Misuse of Fintech and Crypto Assets for Money Laundering: Risk Analysis and Requi90.08%5 (55.6%)0.08%
Labour & data workFinancial Technology Acceptance in Baby Boomers Generation50.04%3 (60.0%)0.04%
Carbon & emissions of computeRethinking portfolio design with sustainable AI and FinTech: dynamic spillovers in a quantile–frequency framework10.01%0 (0.0%)0.01%
Water use00.0%0 (%)0.0%
Hardware, e-waste & supply chain00.0%0 (%)0.0%

Institution and researcher rankings use citations to their covered work. Research scope: worldwide. This may be broader than the company geography.

GEOGRAPHIC FOOTPRINT

Where companies are based

Company counts, hiring and disclosed funding across the recorded hubs.

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UNDERSTAND THE LANDSCAPE

WealthTech in the United Kingdom: key questions

Clear definitions for making better comparisons.

What does this landscape measure?

It measures the tracked company ecosystem, recorded funding, hiring and other available evidence. It is not a market-size estimate.

Can segment counts be added together?

No. A company can belong to several segments, so segment counts and funding can overlap.

What does a missing figure mean?

A dash or unavailable panel means the current reviewed source snapshot does not support that figure.

KEEP EXPLORING

Put the United Kingdom in context

All landscapes ↗

Company ecosystem snapshot: 30 August 2026. Funding is recorded in USD; filed accounts retain their stated currency and reporting basis. Each section identifies its own coverage. The news and research behind these sections is explorable in Prism.

Canonical landscape ↗
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