Radar Landscapes WealthTech Landscape of the United Kingdom
WealthTech industry in the United Kingdom — illustrated cover for the WealthTech Landscape of the United Kingdom
Radar · Industry landscape · the United Kingdom

WealthTech Landscape of the United Kingdom

1,594 WealthTech companies in the United Kingdom, in one picture: who is hiring, who is raising money, who founded them, where they are based, what the news is about, which skills employers want and where the research is going. Updated August 2026.

1,594companies tracked
$6.4Bdisclosed funding
45hiring right now
524events · 24 months
243,430news articles · 12 months

Who leads WealthTech in the United Kingdom

Shows 1,594 UK WealthTech firms, highlighting the top hiring firms, best‑funded companies, and the 45 firms currently recruiting, with 214 firms having disclosed a funding round.

open roles
Hiring now
ranked by live open roles
  1. 01Capital Economics5last posted Jul 2026
  2. 02Embark Group5last posted Jun 2026
  3. 03Aptia Group5last posted Aug 2026
  4. 04FactEntry4last posted Aug 2026
  5. 05Trading2124last posted Jan 2026
  6. 06PortfolioXpressWay4last posted Feb 2026
  7. 07Avendus Capital3last posted Jul 2026
  8. 08BP PRIME3last posted Jul 2026
45 companies hiring · 4 posted in the last 30 days
disclosed funding
Most funded
disclosed totals, all rounds
  1. 01FNZ$2.5BUnattributed · Nov 2025
  2. 02Perch Group$669.5MConventional Debt · Jul 2025
  3. 03Smart$647.1MConventional Debt · Aug 2025
  4. 049fin$254.5MSeries C · Mar 2026
  5. 05Moneyfarm$199.2MSeries D · Sep 2025
  6. 06Freetrade$165MSeries C · Jun 2023
  7. 07XPS Pensions Group$93.7MPost IPO · Dec 2017
  8. 08BMLL$71.9MSeries B · Oct 2024
214 companies with disclosed rounds · $6.4B total
revenue
Revenue leaders
official filings first, else latest snapshot
  1. 01XPS Pensions Group$317.5MFY2025 filing
  2. 02Avendus Capital$257.4MFY2014 filing
  3. 03IntegraFin$183.4MFY2023 filing
  4. 04Marlborough Group$125.5Msnapshot Sep 2024
  5. 05CRU$78.1Msnapshot Sep 2024
  6. 06Record$57.4MFY2024 filing
  7. 07Moneyfarm$22.4MFY2022 filing
  8. 08Scottish Widows$21.8Msnapshot Dec 2022
23 companies with a revenue figure
headcount
Largest teams
ranked by tracked headcount
  1. 01Scottish Widows2,192tracked employees
  2. 02XPS Pensions Group1,643tracked employees
  3. 03IntegraFin616tracked employees
  4. 04Moneyfarm200tracked employees
  5. 05CRU173tracked employees
  6. 069fin120tracked employees
  7. 07Twenty7Tec120tracked employees
  8. 08Perch Group120tracked employees
58 companies with headcount data
share of events
Share of voice
share of all tracked sector news events, 24 months
  1. 01FNZ10.8%72 tracked events
  2. 02Diginex8.5%57 tracked events
  3. 039fin6.4%43 tracked events
  4. 04Datamaran6.3%42 tracked events
  5. 05ZILO6.3%42 tracked events
  6. 06Phoenix Group4.6%31 tracked events
  7. 07BMLL3.1%21 tracked events
  8. 08Seccl2.8%19 tracked events
668 tracked events across 80 companies
web reach
Most-used apps
the sites in this sector the web visits most
  1. 01IGtop 10kig.com
  2. 02Interactive Investortop 50kii.co.uk
  3. 03OpenCorporatestop 50kopencorporates.com
  4. 04Myfxbooktop 50kmyfxbook.com
  5. 05ADVFNtop 50kadvfn.com
  6. 06Trading212top 100ktrading212.com
  7. 07Infinoxtop 100kinfinox.com
  8. 08Ex Marketstop 100kex-markets.pro
307 companies here run a site with a measured audience · 56 of them sit inside the web’s top million
articles
In the news
Prism news coverage, last 12 months
  1. 01Interactive Investor215articles in the window
  2. 02Financial Express153articles in the window
  3. 03CRU149articles in the window
  4. 04FNZ106articles in the window
  5. 05Beauhurst82articles in the window
  6. 06Scottish Widows79articles in the window
  7. 07Diginex60articles in the window
  8. 08InvestEngine43articles in the window
65 of these companies drew sector coverage in the window
Radar

See all 1,594 WealthTech companies in the United Kingdom

Filter by funding, headcount, hiring and location, and export the list.

How the WealthTech ecosystem in the United Kingdom grew, 2016–2025

Lists the number of WealthTech firms founded each year, noting a peak of 156 new companies in 2024 and 25 in 2025.

Companies founded / year
new WealthTech companies in the United Kingdom
2016: 702017: 732018: 882019: 712020: 1102021: 1352022: 842023: 1272024: 1562025: 25
20162025
peak 156 in 2024
Companies raising / year
with a disclosed round that year
20162025
peak 68 in 2022
Disclosed funding / year
sum of disclosed rounds (USD)
2016: 59,406,7812017: 180,639,9762018: 127,554,8172019: 190,387,3612020: 195,725,3352021: 609,655,7222022: 1,913,173,6902023: 195,491,1202024: 550,096,4332025: 1,922,025,787
20162025
peak $1.9B in 2025

Where WealthTech companies in the United Kingdom are based

London skyline — WealthTech hub in the United Kingdom
Hub 01
London
993 WealthTech companies
91% of the WealthTech companies across these hubs
993companies
$5.5Bdisclosed funding
30hiring now
Photo Wikipedia · London · CC BY-SA 4.0
Tortola skyline — WealthTech hub in the United Kingdom
Hub 02
Tortola
33 WealthTech companies
3% of the WealthTech companies across these hubs
33companies
1hiring now
Photo Wikipedia · Tortola · CC BY-SA 4.0
Manchester skyline — WealthTech hub in the United Kingdom
Hub 03
Manchester
16 WealthTech companies
1% of the WealthTech companies across these hubs
16companies
Photo Wikipedia · Manchester · CC BY-SA 4.0
Edinburgh skyline — WealthTech hub in the United Kingdom
Hub 04
Edinburgh
15 WealthTech companies
1% of the WealthTech companies across these hubs
15companies
$12Mdisclosed funding
Photo Wikipedia · Edinburgh · CC BY-SA 4.0
Glasgow skyline — WealthTech hub in the United Kingdom
Hub 05
Glasgow
9 WealthTech companies
1% of the WealthTech companies across these hubs
9companies
Photo Wikipedia · Glasgow · CC BY-SA 4.0
Oxford skyline — WealthTech hub in the United Kingdom
Hub 06
Oxford
9 WealthTech companies
1% of the WealthTech companies across these hubs
9companies
$7.2Mdisclosed funding
Photo Wikipedia · Oxford · CC BY-SA 4.0
Bath, a WealthTech hub in the United Kingdom
Hub 07
Bath
8 WealthTech companies
1% of the WealthTech companies across these hubs
8companies
1hiring now
generated artwork
Guildford skyline — WealthTech hub in the United Kingdom
Hub 08
Guildford
8 WealthTech companies
1% of the WealthTech companies across these hubs
8companies
Photo Wikipedia · Guildford · CC BY-SA 4.0

The WealthTech market map of the United Kingdom: what these companies actually do

Breaks down product sub‑categories and revenue models, showing fintech as the largest sub‑category (1,547 firms) and subscription as the most common revenue model (1,008 firms).

  • Fintech1,547 companies · $6.3B raised · 38 hiring
  • Consumer Digital1,111 companies · $958.7M raised · 18 hiring
  • Enterprise Tech645 companies · $5.6B raised · 30 hiring
  • Enterprise Software267 companies · $4.2B raised · 16 hiring
  • SaaS164 companies · $1.2B raised · 11 hiring
  • Online Financial Databases119 companies · $243.6M raised · 7 hiring
  • Fintech SaaS106 companies · $1B raised · 6 hiring
  • Blockchain in Financial Services78 companies · $58.7M raised · 2 hiring
  • Marketplaces32 companies · $97.2M raised
  • Risk Monitoring in Financial Services28 companies · $154.6M raised
  • Environmental Health and Safety Compliance27 companies · $58.8M raised · 6 hiring
  • Climate Fintech26 companies · $247.9M raised · 3 hiring

Monetization

How WealthTech companies make money

How many companies earn revenue each way. Plenty use more than one model, so the counts add up to more than the sector.

Subscription1,008
Commission on Transaction819
Fee-For-Service512
E-Commerce - Service229
Advertising119
Freemium68
E-Commerce - Product22
Sponsorship9

Funding, M&A and the deals moving WealthTech in the United Kingdom

Counts 524 corporate events over the past two years, including 139 key‑people moves, 119 mergers and acquisitions, and 80 funding rounds.

Leadership 139M&A 119Funding 80Earnings 44Product 40Contracts 29Capital 18Announcement 16Regulatory 12Assets 10
  • M&AFinancial Planning and wealth management group Shackleton has signed a deal to acquire the Hurst Point Group and jointly create a Financial Planning and investment company.2026-04-24
  • M&AFocus Solutions has acquired Progressive Solutions, a dental IT services firm, in a tech M&A deal.2026-04-22
  • M&AAlpaca has expanded into Europe with the completion of its acquisition of WealthKernel, which will now operate as Alpaca Europe.2026-04-21
  • M&ADiginex has agreed to acquire Resulticks, a customer engagement and intelligence software provider, in a tech M&A deal valued at $1.5 billion.2026-04-20
  • M&APhoenix Group bought Standard Life’s insurance business from the then Standard Life Aberdeen in 2018 for £2.9bn.2026-04-16
  • FundingMetavallon VC, F10/SIX Group, SICTIC. Seed round, confirmed.2026-04-08
  • M&Aafter completing the acquisition of the London-based firm in February 2026.2026-04-07
  • Funding9fin raised $170 million in a recent funding round.2026-04-07
  • FundingFashion-focused quick commerce startup ZILO has raised a larger Series A round of over $15 million led by institutional investors.2026-03-24
  • FundingWealthyhood, a WealthTech app designed to help younger investors build wealth, has closed a €6m funding round led by the Bank of Cyprus Public Company Limited.2026-03-05

Mergers and acquisitions

Deals from the last 24 months where a WealthTech company in the United Kingdom was the buyer or the one bought, newest first. “Undisclosed” means the price was never published — not that the deal was worth nothing.

AcquirerTargetDeal valueStatusDate
shackletonHurst Point Groupundisclosed2026-05-01
Focus Solutionsprogressive solutionsundisclosedAnnounced2026-04-22
alpacaWealthKernelundisclosedCompleted2026-04-21
Diginexresulticks$1.5BAnnounced2026-04-20
Phoenix GroupStandard Life’s insurance businessundisclosedCompleted2026-04-16
Profile Softwarecontemi solutionsundisclosedCompleted2026-04-07

Who is listing, hiring leaders, launching and winning work

Provides details on specific events such as leadership changes, product launches, and customer contract wins.

Leadership moves
48 tracked people moves · last 12 months
  • FNZAndy Brodie · Appointment → group head of its UK businessApr 2026
  • FNZAlastair Conway · Promotion → vice chairman of client coverageApr 2026
  • BMLLMariel Solomon · Appointment → Head of Revenue OperationsApr 2026
  • BMLLNick Haydon · Appointment → Senior Sales Director, EnterpriseApr 2026
  • BMLLMo Badlani · Appointment → Senior Sales Director, Hedge Funds, USApr 2026
  • Avendus CapitalPrateek Jhawar · Departure — was Infrastructure Banker at AvendusApr 2026
  • Avendus CapitalGaurav Arora · Appointment → Managing Director and Head – InfrastructureApr 2026
  • DiginexSandra Kovacheva · Appointment → Chief Administrative OfficerApr 2026
Product launches
tracked launches · last 12 months
Contract wins
11 customer wins · last 24 months
Regulatory & litigation
12 regulatory events · 8 tracked suits · 24 months
  • DiginexCompliance warning issued — NasdaqApr 2026
  • DiginexNotified of listing rule violation — NasdaqApr 2026
  • Fortradeinvestigated for unlicensed activity — Albanian Financial Supervisory Authority (AMF)Mar 2026
  • Crown Agents Bankin-principle approval granted — ADGMOct 2025
  • xp v eqidata theft · OngoingSep 2025
  • pension funds v cencoraopioid shipment oversight by Cencora Inc. · SettledAug 2025
Earnings pulse
companies reporting results · last 24 months
12 companies reporting44 company-quarters tracked

Half of these companies grew revenue faster than +18.0%, half slower.

Who is building WealthTech in the United Kingdom

Profiles 645 founders and CEOs across 461 firms, noting that Cambridge, Imperial and Oxford each contributed 17‑19 alumni, and that many previously worked at Goldman Sachs or Morgan Stanley.

Founders and chief executives12 of 645, from the best-funded companies on this page
Blythe Masters
Group CEO
Blythe Masters

Fnz, ex-Credit Suisse, ex-Ap Moller Maersk, University of Cambridge, 1991

Craig Hinchliffe
Chief Executive Officer
Craig Hinchliffe

CEO Verify, TM Legal, ACI, Credit Services Association. Loughborough University 2005

Steven Hunter
Co-Founder & CEO
Steven Hunter

University of Bristol LLB 2013

Giovanni Dapr
Co-Founder & CEO
Giovanni Dapr

Ex-Deutsche Bank · Bocconi University 2004

Viktor Nebehaj
Co-Founder & CEO
Viktor Nebehaj

Ex-Notey, Cliqz, Google. Eotvos Lorand University BA 2003, Central European University MBA 2014

Paul Humphrey
CEO
Paul Humphrey

Humphrey House Advisors, ex-OpenFi, Euronext, Thomson Reuters, CEO Tullett Prebon, MD Van der Moolen, ICAP.

Philip Goffin
Founder & CEO & President
Philip Goffin

Ex-Founder Ziglu, Calastone, TISA UK · University of Auckland BA 1991

Ola Abdul
Founder & CEO
Ola Abdul

Ex-BlackRock, Aberdeen Asset Management

Martin Sokk
Co-Founder, CEO
Martin Sokk

Ex-Eesti Energia. Estonian Information Technology College BS 2010

Jerome Basdevant
Co-Founder
Jerome Basdevant

Ex- Knowledgent, ZS Associates, Altran technologies. CentraleSupelec MS 1996

Thomas Salter
Co-Founder & CIO
Thomas Salter

Ex-Decura, MD J.P. Morgan, Goldman Sachs. Imperial College London 1998

Johnnie Hampel
Co-Founder
Johnnie Hampel

Ex-Partners Capital. University of Oxford BA 1992

Where the founders studied
alma mater on record for 141 of 645 founders
University of Cambridge19
Imperial College London19
University of Oxford17
London Business School (LBS)12
University of Bristol11
University College London8
London School of Economics and Political Science8
Harvard Business School6
Where they worked before
a previous employer on record for 34 of 645 founders
Goldman Sachs14
Morgan Stanley10
McKinsey3
eBay2
Google2
Paypal1
Salesforce1
Boston Consulting Group1
Founders flagged as repeat founders
of 583 founders with a profile on this page
7
carry a repeat-founder flag
  • flagged as repeat founders7
  • no repeat-founder flag576
Women and men among the founders
first names matched for 591 of 645 founders
11%
of matched founders are women
  • women65
  • men526
Inferred from first names, using 119 million people who state their own gender: a first name counts only where at least 20 of them share it and at least 90% of those share the same gender. The other 54 founders go in neither column.
Radar

Look up the people behind WealthTech companies in the United Kingdom

Search founders, executives and operators by company, role and location.

Who funds WealthTech in the United Kingdom

Records 533 funding rounds since 2016 from 576 investors, with the typical round size around $1 million.

Investor · most active investors since 2016RoundsLedLatest
Europa36Nov 2023
Seedcamp10Mar 2026
Techstars75Apr 2024
Finch Capital72Jun 2019
Octopus Ventures64Jun 2024
IQ Capital63Oct 2024
Barclays63Aug 2025
ETFS Capital54Jan 2025
Fuel Ventures54Apr 2026
Chrysalis51Aug 2025
Stage mix · rounds since 2016
Seed & Angel294
Series A–B124
Series C+ / PE26
Grants, debt & other89

The typical round is $1M — half were bigger, half smaller.

The biggest WealthTech funding rounds in the United Kingdom

Lists the ten largest disclosed rounds, the biggest being Smart’s $229 million Series D.

CompanyRoundSizeWhenBackers
SmartSeries D$229MJun 2021Chrysalis, Legal & General, J P Morgan +4 more
9finSeries C$170MMar 2026HarbourVest Partners, CPP Investments, Redalpine +3 more
SmartSeries E$95MMay 2023Aquiline Capital Partners, Chrysalis, Fidelity International Strategic Ventures +3 more
SmartSeries C$75.7MJan 2019J P Morgan
SmartSeries C$70.1MJan 2020
FreetradeSeries B$69MMar 2021L Catterton, Molten Ventures, Left Lane
MoneyfarmSeries D$59.5MJan 2022M&G, Poste Italiane
FundmentSeries C$54.4MJan 2025ETFS Capital, Highland Europe
MoneyfarmSeries B$53.3MMay 2018Endeavor, Foundation of Sardinia, Cabot Square Capital +2 more
9finSeries B$50MDec 2024Highland Europe, Spark Capital, Redalpine +3 more
Venture round sizes · 2023–2025
<$1M41
$1–10M33
$10–50M18
$50–250M3
>$250M0

95 venture rounds with a disclosed amount in the window.

Fresh cheques · last 6 months

What the news says about WealthTech in the United Kingdom

Counts 243,430 news articles in the last year, most frequently covering cryptocurrency effects on forex, economic indicators, interest‑rate decisions, and central‑bank policy.

News volume
WealthTech coverage across United Kingdom · articles per quarter
2021Q2: 42,2502021Q3: 45,9112021Q4: 39,8592022Q1: 47,7832022Q2: 46,9942022Q3: 46,3302022Q4: 47,6932023Q1: 47,9682023Q2: 53,1352023Q3: 52,1332023Q4: 47,6742024Q1: 51,6482024Q2: 50,4732024Q3: 54,6442024Q4: 52,9082025Q1: 88,1032025Q2: 69,2192025Q3: 61,3422025Q4: 51,5622026Q1: 64,568
2021Q22026Q1
peak 88,103 in 2025Q1 · 243,430 articles in the last 12 tracked months
Tone of coverage
share of articles by dominant sentiment (positive / neutral / negative)
202120232025
Positive-tone share moved 70% → 71%, negative 29% → 27% across 2021–2025.

What the coverage is about

The subjects that dominate WealthTech news in United Kingdom. The arrow shows whether each one is being written about more or less than a year ago.

  • Cryptocurrency impact on forex markets35,712▲+42%
  • Economic indicators (gdp, cpi, unemployment)19,705→-4%
  • Interest rate decisions and impacts19,227▲+14%
  • Central bank monetary policy announcements17,527→-3%
  • Federal reserve policy meeting summaries16,574→+1%
  • Trade wars and geopolitical impacts14,481▲+11%
  • Strategic partnerships and collaborations11,708▲+34%
  • Global recession risks and forecasts11,314→+9%
  • Executive leadership changes and appointments11,081▲+24%
  • Macroeconomic indicators in forex analysis10,635▼-26%
Most-covered companies · last 12 months

65 WealthTech companies here were named in the news over this period.

Prism

Watch WealthTech coverage in United Kingdom as it happens

Prism follows these subjects story by story — which companies are named, what is said about them and how the tone moves.

Momentum

The words getting louder — and quieter

Which terms are showing up in more stories than a year ago, and which are fading. The percentage is the change in how many articles mention them.

stock performance+47%stock price+61%gold spot price+43%exchange rates+51%forex liquidity+167%stablecoin fx impact+109%commodity futures+48%share price+72%investment deal+83%decentralized forex+87%
inflation reports fx-44%currency intervention policies-35%sanctions currency effects-46%trade deficits fx-35%cpi forex-48%

The pressures the press keeps returning to

Three recurring angles in United Kingdom WealthTech coverage, and whether each is getting more attention year on year (through 2025).

Regulatory Risk ▲ rising
383,895 articles touch this dimension · 44.9% critical tone
20212025
signals: economic slowdown, currency intervention policies, inflation reports fx
Funding Momentum ▲ rising
105,348 articles touch this dimension · 38.4% critical tone
20212025
signals: inflation reports fx, currency intervention policies, eur/usd
Growth ▲ rising
153,788 articles touch this dimension · 34.7% critical tone
20212025
signals: gdp growth forex, inflation reports fx, currency intervention policies

WealthTech jobs in the United Kingdom: who is hiring and what they ask for

Shows 55 job postings from seven firms in the past year, with top required skills including Python, SQL, AWS, TypeScript and service‑oriented architecture.

55postings · last 12 months
99postings tracked overall
7employers advertising

Demand

The Skills Employers Ask For

What WealthTech employers in the United Kingdom put in their job ads. The bar is how many postings ask for it; the arrow shows whether demand grew or shrank against the year before.

  • python17
  • sql9
  • aws8
  • typescript8
  • service oriented architecture6
  • fastapi6
  • personal care5
  • mongodb5
  • medication management5
  • postgresql4

What WealthTech research is working on

Identifies 13,825 academic papers, of which 3,295 discuss common problems, 1,411 issue cautions, and 5,204 outline opportunities.

How this field talks about itself
WealthTech papers (gold) against all published research (grey)
Promising32.2% · 36.8%≈ par
Descriptive25.3% · 17.8%1.4×
Problem-identifying22.7% · 9.7%2.3×
Cautionary10.2% · 4.3%2.4×
Breakthrough5.5% · 26.5%0.2×
Comparative3.0% · 3.9%0.8×
How the work is done
Empirical60.4%
Reviews16.7%
Position pieces11.8%
Methods-led9.8%
Theoretical1.2%
How the research reads

92% positive · 2% neutral · 6% negative, across 13,825 papers.

The institutions behind the field
  • UNSW Sydney743
  • University of Manchester727
  • University of York716
  • University of the West of England716
  • Universidad de Zaragoza685
  • Columbia University667

ranked by how often their work is cited

Researchers who shaped it

Robert J. Kauffman · Peter Gomber · Chris Parker · Bruce W. Weber · Daniela Gabor · Sally Brooks · Itay Goldstein · Wei Jiang

The most-cited breakthroughs
  • On the Fintech Revolution: Interpreting the Forces of Innovation, Disruption, and Transformation in Financial Services · 2k cites
  • Intention to use analytical artificial intelligence (AI) in services – the effect of technology readiness and awareness · 370 cites
  • The FinTech phenomenon: antecedents of financial innovation perceived by the popular press · 240 cites
  • FinTech ecosystem practices shaping financial inclusion: the case of mobile money in Ghana · 116 cites
  • CBDC, Fintech and cryptocurrency for financial inclusion and financial stability · 100 cites
Common problems researchers identify2,820 papers · 7 recurring themes
FinTech reshaping financial services — Common problems researchers identify
Problems · theme 01
FinTech reshaping financial services
813 papers · 28.8% of this block
2022: 21 of every 10,000 papers on this subject2023: 24 of every 10,000 papers on this subject2024: 21 of every 10,000 papers on this subject2025: 35 of every 10,000 papers on this subject2022: 21 of every 10,000 papers on this subject2023: 24 of every 10,000 papers on this subject2024: 21 of every 10,000 papers on this subject2025: 35 of every 10,000 papers on this subject▲ +70% share2022→2025 share of research on this subject
Researchers discuss how emerging technologies disrupt traditional banking and regulatory frameworks.
FinTech · Financial services · Financial innovation · Financial regulation
“THE DEVELOPMENT OF THE FINTECH INDUSTRY AND ITS INFLUENCE ON THE FINANCIAL SECTOR”
813 of these papers raise it as a problem
Challenges in modern financial markets — Common problems researchers identify
Problems · theme 02
Challenges in modern financial markets
556 papers · 19.7% of this block
2022: 96 of every 10,000 papers on this subject2023: 102 of every 10,000 papers on this subject2024: 235 of every 10,000 papers on this subject2025: 124 of every 10,000 papers on this subject2022: 96 of every 10,000 papers on this subject2023: 102 of every 10,000 papers on this subject2024: 235 of every 10,000 papers on this subject2025: 124 of every 10,000 papers on this subject▲ +28% share2022→2025 share of research on this subject
Papers examine risks and regulatory responses to evolving loan and market structures.
Financial services · Loan · Financial market · Order
“Innovazione finanziaria e rafforzamento del mercato unico per servizi finanziari retail: sfide, rischi, risposte della regolazione.”
556 of these papers raise it as a problem
Barriers to financial inclusion — Common problems researchers identify
Problems · theme 03
Barriers to financial inclusion
396 papers · 14.0% of this block
2022: 77 of every 10,000 papers on this subject2023: 105 of every 10,000 papers on this subject2024: 100 of every 10,000 papers on this subject2025: 223 of every 10,000 papers on this subject2022: 77 of every 10,000 papers on this subject2023: 105 of every 10,000 papers on this subject2024: 100 of every 10,000 papers on this subject2025: 223 of every 10,000 papers on this subject▲ +191% share2022→2025 share of research on this subject
Studies highlight gaps in access, literacy, and digital service delivery.
Financial inclusion · Inclusion · Financial services · Financial literacy
“Financial Inclusion: The Role of Fintech and Digital Financial Services in India”
396 of these papers raise it as a problem
Mobile payments and banking hurdles — Common problems researchers identify
Problems · theme 04
Mobile payments and banking hurdles
316 papers · 11.2% of this block
2022: 862 of every 10,000 papers on this subject2023: 830 of every 10,000 papers on this subject2024: 932 of every 10,000 papers on this subject2025: 990 of every 10,000 papers on this subject2022: 862 of every 10,000 papers on this subject2023: 830 of every 10,000 papers on this subject2024: 932 of every 10,000 papers on this subject2025: 990 of every 10,000 papers on this subject▲ +15% share2022→2025 share of research on this subject
Research focuses on adoption obstacles and policy implications for mobile finance.
Payment · Mobile payment · Mobile banking · Retail banking
“Digital Transformation in Banking: Opportunities and Challenges”
316 of these papers raise it as a problem
Blockchain beyond cryptocurrencies — Common problems researchers identify
Problems · theme 05
Blockchain beyond cryptocurrencies
312 papers · 11.1% of this block
2022: 906 of every 10,000 papers on this subject2023: 967 of every 10,000 papers on this subject2024: 916 of every 10,000 papers on this subject2025: 1,033 of every 10,000 papers on this subject2022: 906 of every 10,000 papers on this subject2023: 967 of every 10,000 papers on this subject2024: 916 of every 10,000 papers on this subject2025: 1,033 of every 10,000 papers on this subject▲ +14% share2022→2025 share of research on this subject
Analyses explore practical uses and integration challenges of distributed ledgers in finance.
Cryptocurrency · Blockchain · Digital currency · Currency
“Applications of Blockchain Technology in the Finance and Banking Industry Beyond Digital Currencies”
312 of these papers raise it as a problem
Islamic finance technology gaps — Common problems researchers identify
Problems · theme 06
Islamic finance technology gaps
234 papers · 8.3% of this block
2022: 2,483 of every 10,000 papers on this subject2023: 2,548 of every 10,000 papers on this subject2024: 2,160 of every 10,000 papers on this subject2025: 2,373 of every 10,000 papers on this subject2022: 2,483 of every 10,000 papers on this subject2023: 2,548 of every 10,000 papers on this subject2024: 2,160 of every 10,000 papers on this subject2025: 2,373 of every 10,000 papers on this subject▼ -4% share2022→2025 share of research on this subject
Works address the need for tailored fintech solutions within Sharia‑compliant frameworks.
Islam · Sharia · Islamic finance · FinTech
“DEVELOPING ISLAMIC FINANCIAL TECHNOLOGY IN INDONESIA”
234 of these papers raise it as a problem
AI and big data in finance — Common problems researchers identify
Problems · theme 07
AI and big data in finance
193 papers · 6.8% of this block
2022: 128 of every 10,000 papers on this subject2023: 114 of every 10,000 papers on this subject2024: 72 of every 10,000 papers on this subject2025: 120 of every 10,000 papers on this subject2022: 128 of every 10,000 papers on this subject2023: 114 of every 10,000 papers on this subject2024: 72 of every 10,000 papers on this subject2025: 120 of every 10,000 papers on this subject▼ -6% share2022→2025 share of research on this subject
Authors discuss technical and ethical issues surrounding intelligent financial applications.
Financial services · Applications of artificial intelligence · Big data · FinTech
“POTENTIALS AND CHALLENGES OF ARTIFICIAL INTELLIGENCE IN FINANCIAL TECHNOLOGIES”
193 of these papers raise it as a problem
Cautions1,129 papers · 7 recurring themes
Institutional impacts of fintech innovation — Cautions
Cautions · theme 01
Institutional impacts of fintech innovation
290 papers · 25.7% of this block
2022: 194 of every 10,000 papers on this subject2023: 195 of every 10,000 papers on this subject2024: 184 of every 10,000 papers on this subject2025: 122 of every 10,000 papers on this subject2022: 194 of every 10,000 papers on this subject2023: 195 of every 10,000 papers on this subject2024: 184 of every 10,000 papers on this subject2025: 122 of every 10,000 papers on this subject▼ -37% share2022→2025 share of research on this subject
Cautionary analyses assess how digital tools affect traditional banking stability.
FinTech · Financial services · Financial innovation · Financial system
“Financial Innovation and Digital Technology in the Banking System: An Institutional Perspective”
290 of these papers raise it as a problem
Governance risks of financial tech — Cautions
Cautions · theme 02
Governance risks of financial tech
213 papers · 18.9% of this block
2022: 478 of every 10,000 papers on this subject2023: 500 of every 10,000 papers on this subject2024: 388 of every 10,000 papers on this subject2025: 551 of every 10,000 papers on this subject2022: 478 of every 10,000 papers on this subject2023: 500 of every 10,000 papers on this subject2024: 388 of every 10,000 papers on this subject2025: 551 of every 10,000 papers on this subject▲ +15% share2022→2025 share of research on this subject
Papers warn about oversight challenges when technology reshapes investment and corporate practices.
Investment · Financial services · Information technology · Corporate governance
“Does financial technology matter? Evidence from an alternative banking system”
213 of these papers raise it as a problem
Inclusion promises versus pitfalls — Cautions
Cautions · theme 03
Inclusion promises versus pitfalls
210 papers · 18.6% of this block
2022: 72 of every 10,000 papers on this subject2023: 101 of every 10,000 papers on this subject2024: 97 of every 10,000 papers on this subject2025: 217 of every 10,000 papers on this subject2022: 72 of every 10,000 papers on this subject2023: 101 of every 10,000 papers on this subject2024: 97 of every 10,000 papers on this subject2025: 217 of every 10,000 papers on this subject▲ +200% share2022→2025 share of research on this subject
Research questions whether fintech truly expands access without creating new inequities.
Financial inclusion · Financial services · FinTech · Financial literacy
“Fintech and financial inclusion: Transforming underserved access to financial services”
210 of these papers raise it as a problem
Digital payments and consumer behavior — Cautions
Cautions · theme 04
Digital payments and consumer behavior
138 papers · 12.2% of this block
2022: 862 of every 10,000 papers on this subject2023: 830 of every 10,000 papers on this subject2024: 932 of every 10,000 papers on this subject2025: 990 of every 10,000 papers on this subject2022: 862 of every 10,000 papers on this subject2023: 830 of every 10,000 papers on this subject2024: 932 of every 10,000 papers on this subject2025: 990 of every 10,000 papers on this subject▲ +15% share2022→2025 share of research on this subject
Studies highlight unintended consequences of mobile payment adoption on spending patterns.
Mobile payment · Payment · Mobile banking · Financial inclusion
“IMPACT OF DIGITAL PAYMENT SYSTEMS ON THE FINANCIAL INCLUSION OF NIGERIAN CITIZENS”
138 of these papers raise it as a problem
AI governance in financial services — Cautions
Cautions · theme 05
AI governance in financial services
115 papers · 10.2% of this block
2022: 193 of every 10,000 papers on this subject2023: 221 of every 10,000 papers on this subject2024: 338 of every 10,000 papers on this subject2025: 363 of every 10,000 papers on this subject2022: 193 of every 10,000 papers on this subject2023: 221 of every 10,000 papers on this subject2024: 338 of every 10,000 papers on this subject2025: 363 of every 10,000 papers on this subject▲ +88% share2022→2025 share of research on this subject
Analyses focus on transparency, bias, and regulatory gaps in algorithmic finance.
Financial services · Financial market · Applications of artificial intelligence · Corporate governance
“Unleashing the Power of AI in Financial Services: Opportunities, Challenges, and Implications”
115 of these papers raise it as a problem
Regulatory uncertainty for blockchain — Cautions
Cautions · theme 06
Regulatory uncertainty for blockchain
88 papers · 7.8% of this block
2022: 878 of every 10,000 papers on this subject2023: 932 of every 10,000 papers on this subject2024: 882 of every 10,000 papers on this subject2025: 992 of every 10,000 papers on this subject2022: 878 of every 10,000 papers on this subject2023: 932 of every 10,000 papers on this subject2024: 882 of every 10,000 papers on this subject2025: 992 of every 10,000 papers on this subject▲ +13% share2022→2025 share of research on this subject
Works discuss compliance and oversight challenges surrounding distributed ledger deployments.
Blockchain · Distributed ledger · Cryptocurrency · Transparency
“Financial application scenarios and regulatory challenges of blockchain technology”
88 of these papers raise it as a problem
Central bank digital currency risks — Cautions
Cautions · theme 07
Central bank digital currency risks
75 papers · 6.6% of this block
2022: 132 of every 10,000 papers on this subject2023: 129 of every 10,000 papers on this subject2024: 90 of every 10,000 papers on this subject2025: 115 of every 10,000 papers on this subject2022: 132 of every 10,000 papers on this subject2023: 129 of every 10,000 papers on this subject2024: 90 of every 10,000 papers on this subject2025: 115 of every 10,000 papers on this subject▼ -13% share2022→2025 share of research on this subject
Authors examine stability and policy implications of sovereign digital money.
Digital currency · Currency · Monetary policy · Central bank
“Digital currencies and their potential impacts on financial stability”
75 of these papers raise it as a problem
Opportunities4,314 papers · 7 recurring themes
FinTech driving sustainable growth — Opportunities
Opportunities · theme 01
FinTech driving sustainable growth
942 papers · 21.8% of this block
2022: 849 of every 10,000 papers on this subject2023: 820 of every 10,000 papers on this subject2024: 924 of every 10,000 papers on this subject2025: 976 of every 10,000 papers on this subject2022: 849 of every 10,000 papers on this subject2023: 820 of every 10,000 papers on this subject2024: 924 of every 10,000 papers on this subject2025: 976 of every 10,000 papers on this subject▲ +15% share2022→2025 share of research on this subject
Research highlights how innovative payment solutions can reshape financial intermediation.
FinTech · Financial services · Financial innovation · Payment
“Impact of Financial Technology (FinTech) on Sustainable Growth: Key Factors, Practical Cases and Empirical Review”
Digital transformation of banking services — Opportunities
Opportunities · theme 02
Digital transformation of banking services
927 papers · 21.5% of this block
2022: 930 of every 10,000 papers on this subject2023: 913 of every 10,000 papers on this subject2024: 1,017 of every 10,000 papers on this subject2025: 1,169 of every 10,000 papers on this subject2022: 930 of every 10,000 papers on this subject2023: 913 of every 10,000 papers on this subject2024: 1,017 of every 10,000 papers on this subject2025: 1,169 of every 10,000 papers on this subject▲ +26% share2022→2025 share of research on this subject
Papers explore efficiency gains from mobile and online payment platforms.
Payment · Financial services · Digital transformation · Mobile payment
“Socio-Economic Challenges of Digital Banking Adoption: The Impact of Perceived Usefulness, Ease of Use, and Self-Efficacy”
AI for credit risk and fraud — Opportunities
Opportunities · theme 03
AI for credit risk and fraud
706 papers · 16.4% of this block
2022: 35 of every 10,000 papers on this subject2023: 37 of every 10,000 papers on this subject2024: 31 of every 10,000 papers on this subject2025: 40 of every 10,000 papers on this subject2022: 35 of every 10,000 papers on this subject2023: 37 of every 10,000 papers on this subject2024: 31 of every 10,000 papers on this subject2025: 40 of every 10,000 papers on this subject▲ +13% share2022→2025 share of research on this subject
Studies demonstrate machine‑learning models improving risk assessment and detection capabilities.
Interpretability · Credit card fraud · Credit risk · Big data
“Leveraging artificial intelligence and machine learning for next-generation credit risk assessment models”
FinTech advancing financial inclusion — Opportunities
Opportunities · theme 04
FinTech advancing financial inclusion
608 papers · 14.1% of this block
2022: 38 of every 10,000 papers on this subject2023: 47 of every 10,000 papers on this subject2024: 49 of every 10,000 papers on this subject2025: 108 of every 10,000 papers on this subject2022: 38 of every 10,000 papers on this subject2023: 47 of every 10,000 papers on this subject2024: 49 of every 10,000 papers on this subject2025: 108 of every 10,000 papers on this subject▲ +187% share2022→2025 share of research on this subject
Research shows digital tools expanding access for underserved populations.
Financial inclusion · Financial services · Inclusion · FinTech
“The Role Of Fintech In Enhancing Financial Inclusion”
Financial literacy through technology — Opportunities
Opportunities · theme 05
Financial literacy through technology
576 papers · 13.4% of this block
2022: 95 of every 10,000 papers on this subject2023: 120 of every 10,000 papers on this subject2024: 104 of every 10,000 papers on this subject2025: 252 of every 10,000 papers on this subject2022: 95 of every 10,000 papers on this subject2023: 120 of every 10,000 papers on this subject2024: 104 of every 10,000 papers on this subject2025: 252 of every 10,000 papers on this subject▲ +165% share2022→2025 share of research on this subject
Works investigate how digital education improves consumer financial behavior.
Financial literacy · Digital literacy · FinTech · Literacy
“Effect of Financial Literacy and Use of Financial Technology (FinTech) on Financial Behavior”
Blockchain enhancing market operations — Opportunities
Opportunities · theme 06
Blockchain enhancing market operations
279 papers · 6.5% of this block
2022: 878 of every 10,000 papers on this subject2023: 932 of every 10,000 papers on this subject2024: 882 of every 10,000 papers on this subject2025: 992 of every 10,000 papers on this subject2022: 878 of every 10,000 papers on this subject2023: 932 of every 10,000 papers on this subject2024: 882 of every 10,000 papers on this subject2025: 992 of every 10,000 papers on this subject▲ +13% share2022→2025 share of research on this subject
Papers present use cases for secure, transparent financial transactions.
Blockchain · Cryptocurrency · Distributed ledger · Database transaction
“The Application of Blockchain Technology in Financial markets”
Islamic fintech for social inclusion — Opportunities
Opportunities · theme 07
Islamic fintech for social inclusion
276 papers · 6.4% of this block
2022: 2,485 of every 10,000 papers on this subject2023: 2,550 of every 10,000 papers on this subject2024: 2,161 of every 10,000 papers on this subject2025: 2,374 of every 10,000 papers on this subject2022: 2,485 of every 10,000 papers on this subject2023: 2,550 of every 10,000 papers on this subject2024: 2,161 of every 10,000 papers on this subject2025: 2,374 of every 10,000 papers on this subject▼ -4% share2022→2025 share of research on this subject
Research explores Sharia‑compliant digital solutions supporting economic empowerment.
Islam · Sharia · Islamic banking · FinTech
“Islamic Fintech and Financial Inclusion: Innovations for Sustainable Economic Empowerment”

Which of these themes are growing fastest

Tracks the changing share of research themes worldwide from 2022 to 2025.

Problems
how much more (or less) of the world’s research on this subject each theme took up, 2022→2025
gaining sharelosing share
Barriers to financial inclusion▲+191%
FinTech reshaping financial services▲+70%
Challenges in modern financial markets▲+28%
Mobile payments and banking hurdles▲+15%
Blockchain beyond cryptocurrencies▲+14%
Islamic finance technology gaps▼-4%
AI and big data in finance▼-6%
Cautions
how much more (or less) of the world’s research on this subject each theme took up, 2022→2025
gaining sharelosing share
Inclusion promises versus pitfalls▲+200%
AI governance in financial services▲+88%
Governance risks of financial tech▲+15%
Digital payments and consumer behavior▲+15%
Regulatory uncertainty for blockchain▲+13%
Central bank digital currency risks▼-13%
Institutional impacts of fintech innovation▼-37%
Opportunities
how much more (or less) of the world’s research on this subject each theme took up, 2022→2025
gaining sharelosing share
FinTech advancing financial inclusion▲+187%
Financial literacy through technology▲+165%
Digital transformation of banking services▲+26%
FinTech driving sustainable growth▲+15%
AI for credit risk and fraud▲+13%
Blockchain enhancing market operations▲+13%
Islamic fintech for social inclusion▼-4%
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About this data: built from Fliar's company, founder, funding, hiring, jobs, news and research trackers, covering the United Kingdom. Counts are of companies we track, not of every company that exists. Updated August 2026.
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