Radar Landscapes WealthTech Industry Landscape of the United States
WealthTech industry in the United States — illustrated cover for the WealthTech Landscape of the United States
Radar · Industry landscape · the United States

WealthTech Industry Landscape of the United States

3,905 WealthTech companies in the United States, in one picture: who is hiring, who is raising money, who founded them, where they are based, what the news is about, which skills employers want and where the research is going. Updated September 2026.

3,905companies tracked
$31.6Bdisclosed funding
192hiring right now
1,542events · 24 months
981,771news articles · 12 months

Who leads WealthTech in the United States

Tracks 3,905 U.S. WealthTech firms, highlighting which are hiring, best funded, and currently hiring, with 192 open jobs and 660 firms reporting a funding round.

open roles
Hiring now
ranked by live open roles
  1. 01Broadridge13last posted Aug 2026
  2. 02Bloomberg13last posted Aug 2026
  3. 03Cotality12last posted Jul 2026
  4. 04Addepar12last posted Aug 2026
  5. 05Robinhood11last posted Jun 2026
  6. 06VALITANA11last posted Jun 2026
  7. 07Fisher Investments11last posted Jun 2026
  8. 08Ascensus11last posted Jun 2026
192 companies hiring · 10 posted in the last 30 days
disclosed funding
Most funded
disclosed totals, all rounds
  1. 01Robinhood$6.9BPost IPO · May 2022
  2. 02Broadridge$1.5BConventional Debt · Apr 2019
  3. 03Envestnet$862.5MPost IPO · Aug 2020
  4. 04TD Ameritrade$850MConventional Debt · May 2018
  5. 05Stash$841.2MSeries H · May 2025
  6. 06Human Interest$814MSeries E · Nov 2025
  7. 07Addepar$759.1MSeries G · May 2025
  8. 08CAIS$734MSeries C · Jun 2022
660 companies with disclosed rounds · $31.6B total
revenue
Revenue leaders
official filings first, else latest snapshot
  1. 01Moomoo$2.1BFY2019 filing
  2. 02Broadridge$2BFY2026 filing
  3. 03CME Group$1.9BFY2025 filing
  4. 04Interactive Brokers$699MFY2022 filing
  5. 05Robinhood$451.2MFY2021 filing
  6. 06SEI$443.7MFY2019 filing
  7. 07CB Insights$365.3MFY2017 filing
  8. 08Bloomberg$251.3MFY2016 filing
27 companies with a revenue figure
headcount
Largest teams
ranked by tracked headcount
  1. 01Bloomberg14,760tracked employees
  2. 02Broadridge14,600tracked employees
  3. 03SEI5,061tracked employees
  4. 04CME Group3,565tracked employees
  5. 05Fisher Investments3,560tracked employees
  6. 06Interactive Brokers2,932tracked employees
  7. 07Robinhood2,200tracked employees
  8. 08Two Sigma Investments1,600tracked employees
178 companies with headcount data
share of events
Share of voice
share of all tracked sector news events, 24 months
  1. 01Broadridge8.9%178 tracked events
  2. 02CME Group6.2%124 tracked events
  3. 03Interactive Brokers4.1%82 tracked events
  4. 04MarketAxess Holdings3.3%66 tracked events
  5. 05WisdomTree2.8%57 tracked events
  6. 06Liquidnet2.5%51 tracked events
  7. 07SEI2.3%47 tracked events
  8. 08Envestnet2.3%46 tracked events
2,011 tracked events across 197 companies
web reach
Most-used apps
the sites in this sector the web visits most
  1. 01TradingViewtop 1ktradingview.com
  2. 02SproutGigstop 5ksproutgigs.com
  3. 03Schwab Intelligent Portfoliotop 10kschwab.com
  4. 04Barcharttop 10kbarchart.com
  5. 05Robinhoodtop 10krobinhood.com
  6. 06Stockchartstop 50kstockcharts.com
  7. 07StockTwitstop 50kstocktwits.com
  8. 08Ascensustop 50kascensus.com
847 companies here run a site with a measured audience · 131 of them sit inside the web’s top million
articles
In the news
Prism news coverage, last 12 months
  1. 01The Motley Fool4,621articles in the window
  2. 02TradingView3,478articles in the window
  3. 03PCR3,184articles in the window
  4. 04Seeking Alpha2,917articles in the window
  5. 05CME Group2,802articles in the window
  6. 06MarketWatch1,794articles in the window
  7. 07Fierce1,683articles in the window
  8. 08PitchBook1,483articles in the window
214 of these companies drew sector coverage in the window
Radar

See all 3,905 WealthTech companies in the United States

Filter by funding, headcount, hiring and location, and export the list.

How the WealthTech ecosystem in the United States grew, 2016–2025

Shows yearly company formation counts, peaking at 344 new firms in 2021 and dropping to 72 in 2025.

Companies founded / year
new WealthTech companies in the United States
2016: 1702017: 2032018: 1952019: 1912020: 2622021: 3442022: 2232023: 2842024: 2362025: 72
20162025
peak 344 in 2021
Companies raising / year
with a disclosed round that year
20162025
peak 127 in 2021
Disclosed funding / year
sum of disclosed rounds (USD)
2016: 536,645,1392017: 806,874,0722018: 2,346,693,1242019: 2,580,062,5832020: 4,145,248,3322021: 8,155,871,3682022: 3,548,744,5612023: 1,362,177,4632024: 1,589,864,0672025: 2,200,391,560
20162025
peak $8.2B in 2021

Where WealthTech companies in the United States are based

Lists the cities with the most WealthTech firms, led by New York City with 672 companies, followed by San Francisco, Chicago, Boston, and Miami.

New York City skyline — WealthTech hub in the United States
Hub 01
New York City
672 WealthTech companies
50% of the WealthTech companies across these hubs
672companies
$9.4Bdisclosed funding
51hiring now
Photo Wikipedia · New York City · CC BY-SA 4.0
San Francisco skyline — WealthTech hub in the United States
Hub 02
San Francisco
222 WealthTech companies
16% of the WealthTech companies across these hubs
222companies
$1.9Bdisclosed funding
15hiring now
Photo Wikipedia · San Francisco · CC BY-SA 4.0
Chicago skyline — WealthTech hub in the United States
Hub 03
Chicago
128 WealthTech companies
9% of the WealthTech companies across these hubs
128companies
$649Mdisclosed funding
14hiring now
Photo Wikipedia · Chicago · CC BY-SA 4.0
Boston skyline — WealthTech hub in the United States
Hub 04
Boston
76 WealthTech companies
6% of the WealthTech companies across these hubs
76companies
$201.8Mdisclosed funding
Photo Wikipedia · Boston · CC BY-SA 4.0
Miami skyline — WealthTech hub in the United States
Hub 05
Miami
68 WealthTech companies
5% of the WealthTech companies across these hubs
68companies
$168.8Mdisclosed funding
1hiring now
Photo Wikipedia · Miami · CC BY-SA 4.0
Austin, a WealthTech hub in the United States
Hub 06
Austin
68 WealthTech companies
5% of the WealthTech companies across these hubs
68companies
$36.1Mdisclosed funding
6hiring now
generated artwork
Los Angeles skyline — WealthTech hub in the United States
Hub 07
Los Angeles
66 WealthTech companies
5% of the WealthTech companies across these hubs
66companies
$85.6Mdisclosed funding
1hiring now
Photo Wikipedia · Los Angeles · CC BY-SA 4.0
San Diego skyline — WealthTech hub in the United States
Hub 08
San Diego
50 WealthTech companies
4% of the WealthTech companies across these hubs
50companies
$30.5Mdisclosed funding
2hiring now
Photo Wikipedia · San Diego · CC BY-SA 4.0

The WealthTech market map of the United States: what these companies actually do

Breaks down product sub‑categories and revenue models, noting the largest groups such as fintech (3,786 firms) and the most common models like subscription (2,491 firms).

  • Fintech3,786 companies · $31.1B raised · 188 hiring
  • Consumer Digital2,570 companies · $18.6B raised · 100 hiring
  • Enterprise Tech1,702 companies · $15.4B raised · 120 hiring
  • Enterprise Software745 companies · $8.8B raised · 63 hiring
  • SaaS491 companies · $4.1B raised · 44 hiring
  • Online Financial Databases301 companies · $901M raised · 15 hiring
  • Fintech SaaS270 companies · $2.9B raised · 27 hiring
  • Blockchain in Financial Services154 companies · $423.2M raised · 4 hiring
  • Age Tech126 companies · $1.9B raised · 8 hiring
  • Marketplaces80 companies · $932M raised · 5 hiring
  • Risk Monitoring in Financial Services64 companies · $90.1M raised · 4 hiring
  • Artificial Intelligence55 companies · $120M raised · 2 hiring

Monetization

How WealthTech companies make money

How many companies earn revenue each way. Plenty use more than one model, so the counts add up to more than the sector.

Subscription2,491
Commission on Transaction1,501
Fee-For-Service1,220
E-Commerce - Service389
Advertising349
Freemium123
E-Commerce - Product50
Sponsorship27

Funding, M&A and the deals moving WealthTech in the United States

Leadership 365M&A 337Earnings 208Product 175Funding 125Announcement 91Assets 68Contracts 51Lawsuit 25Regulatory 25
  • M&AWisdomTree has completed the acquisition of Atlantic House, the London-based active investment firm focused on defined outcome and derivatives-led strategies.2026-05-04
  • M&AEnvestnet Asset Management Inc. lifted its stake in Knowles by 1.4% during the third quarter.2026-05-04
  • M&ACorporate Technologies, a portfolio company of Tonka Bay Equity Partners, has acquired managed IT services firm RPM Technologies2026-05-01
  • M&AInvesco Ltd. grew its position in Hercules Capital by 1.6% during the second quarter.2026-04-28
  • M&AAs we considered the future of the firm, it was important to find the right home for our team — one that would support a thoughtful succession plan, preserve the best elements of our firm and help us elevate our capabilities.2026-04-23
  • M&AAlpaca has expanded into Europe with the completion of its acquisition of WealthKernel, which will now operate as Alpaca Europe.2026-04-21
  • M&AGraniteShares Advisors LLC bought a new stake in Plains All American Pipeline Lp during the fourth quarter, according to the company in its most recent Form 13F filing with the Securities & Exchange Commission.2026-04-21
  • M&AFarther Finance Advisors LLC raised its holdings in American Healthcare REIT by 11.7% in the 4th quarter. Farther Finance Advisors LLC now owns 25,345 shares of the company’s stock worth $1,193,000 after purchasing an additional 2,661 shares during the period.2026-04-21
  • M&AFinally, Worth Asset Management LLC acquired a new stake in Applied Materials in the fourth quarter valued at $1,531,000.2026-04-19
  • M&ABeacon Financial Strategies CORP acquired a new stake in Lockheed Martin in the 4th quarter valued at $34,000.2026-04-19

Mergers and acquisitions

Deals from the last 24 months where a WealthTech company in the United States was the buyer or the one bought, newest first. “Undisclosed” means the price was never published — not that the deal was worth nothing.

AcquirerTargetDeal valueStatusDate
WisdomTreeatlantic houseundisclosedCompleted2026-05-04
Envestnetknowles corporation$1.1M2026-05-04
corporate technologiesRPM TechnologiesundisclosedAnnounced2026-05-01
appleQ.ai$2B2026-05-01
Invescohercules capital$1.4MAnnounced2026-04-28
Modern Wealth Managementbrown and company$1BAnnounced2026-04-23

Who is listing, hiring leaders, launching and winning work

Details specific event types such as IPO filings, leadership changes, product launches, and contract wins for the sector.

IPO pipeline
7 companies listed or filing · last 24 months
  • WebullSPAC · NASDAQ · BULL · 2 reportsApr 2026
  • WealthfrontIPO · NASDAQ · WLTH · 9 reportsJan 2026
  • TradewebIPO · Nasdaq · TW · 1 reportJul 2025
  • ClickIPO · NASDAQ · CLIK · 1 reportApr 2025
  • SEIIPO · 1 reportMar 2025
  • InspireIPO · 1 reportFeb 2025
  • AcornsSPAC · 1 reportNov 2024
Leadership moves
114 tracked people moves · last 12 months
  • RFGMark Gilbert · Appointment → Board MemberApr 2026
  • RFGJim Patrick · Appointment → Board MemberApr 2026
  • DocupaceMike Conlon · Appointment → Chief Revenue OfficerApr 2026
  • GuildNa · Appointment → AQSE Corporate AdviserApr 2026
  • FartherBen Seidenstein · Appointment → Leader of Multi-Family OfficeApr 2026
  • AscensusDan Morrison · Appointment → President of RetirementApr 2026
  • CurinosCraig Henderson · Appointment → Chief Financial OfficerApr 2026
  • DriveWealthBrad Roberts · Appointment → Chief Risk and Compliance OfficerApr 2026
Product launches
tracked launches · last 12 months
  • BroadridgeCentral Risk and Liquidity Optimization Solution (Integrated front‑office platform)Apr 2026
  • Savvy WealthSavvy Intelligence (Financial advisory platform)Apr 2026
  • GuidelineKPI Forecast 2.0 (Analytics Solution)Apr 2026
  • GuidelineData Insights Service (Analytics Service)Apr 2026
  • ExegyOvernight Best Bid and Offer (OBBO) Consolidated Feed (Market Data Feed)Apr 2026
  • eMoney AdvisorPremium Client Portal (Financial Planning Platform)Apr 2026
  • EnvestnetTamarac (RIA Management Platform)Mar 2026
  • EnvestnetTrading Improved Account Search & Model Management (Trading & Portfolio Management)Mar 2026
Contract wins
37 customer wins · last 24 months
  • Broadridgewon Tavira FinancialApr 2026
  • Jane Streetwon coreweaveApr 2026
  • Exegywon EuroCTPApr 2026
  • SEIwon huntington national bankMar 2026
  • SEIwon The Huntington National BankMar 2026
  • Addeparwon LGT Wealth Management UKMar 2026
Workforce actions
8 companies cutting roles · last 24 months
Regulatory & litigation
33 regulatory events · 24 tracked suits · 24 months
  • AnalytixInsightsubject to approval — TSX Venture ExchangeJan 2026
  • AnalytixInsightconditional approval of Plan — TSX Venture ExchangeJan 2026
  • GranitesharesAdmitted to Official List — Financial Conduct AuthorityNov 2025
  • LevelFieldconditional approval for acquisition — Illinois Department of Financial and Professional RegulationNov 2025
  • range v caaillegal noncompete · OngoingApr 2026
  • Megaspeed v bloombergdefamation over misleading articleApr 2026
Earnings pulse
companies reporting results · last 24 months
21 companies reporting231 company-quarters trackedbeat 78miss 12in line 5

Half of these companies grew revenue faster than +12.4%, half slower.

Who is building WealthTech in the United States

Profiles 1,781 founders and CEOs across 1,286 firms, noting top alma maters like Harvard (52) and common prior employers such as Morgan Stanley (20).

Founders and chief executives12 of 1,781, from the best-funded companies on this page
Vlad Tenev
Co-Founder & CEO
Vlad Tenev
repeat founder

Co-Founder Harmonic. Stanford University BA, UCLA MS

Tim Gokey
CEO
Tim Gokey

C.H. Robinson, ex-H&R Block, McKinsey. University of Oxford BA 1986, PhD 1991

Chris Todd
CEO
Chris Todd

Ex-UKG, Kronos, Blackbaud · Harvard University BA 1982, Yale Law School JD 1997

David Ronick
Co-Founder
David Ronick
repeat founder

Brown University BS, Harvard Business School MBA

Roger Lee
Co-Founder
Roger Lee
repeat founder

Co-Founder Comprehensive, ex-Co-Founder Thunder, SubProfile. Harvard University BA 2008

Joe Lonsdale
Founder and Chairman
Joe Lonsdale

8vc, ex-Strive For College, ex-Formation 8, Stanford University, 2003

Matt Brown
Co-Founder & CEO
Matt Brown

Ex-Founder Brownstone Advisors, Fairfield Greenwich Group, Shearson Lehman Brothers. SMC Moraga BA 1991

Michael Sobel
Co-CEO & President
Michael Sobel

Ex - Managing Director Barclays Capital. Harvard University Bachelor of Arts (BA), Economics 2001

Aaron Schumm
Founder, CEO
Aaron Schumm

Ofcolor, ex-Vestorly, ex-Chalice Financial Network, Duke University - The Fuqua School of Business, 2007

Jason Wenk
Founder / CEO
Jason Wenk

Matterscale Ventures, ex-Formulafolios, ex-Retirement Wealth

Jeffrey Cruttenden
Co-Founder
Jeffrey Cruttenden

Co-Founder Treasury, Say, Cruttenden Partners. Lewis & Clark College BA 2012

Timothy Sheehan
Co-Founder & CEO
Timothy Sheehan

Ex-Fiserv, Reachable, Attributor, Envestnet · Yodlee, Starwave, Fannie Mae. James Madison University BA 1991, Marymount University MS 1994

Where the founders studied
alma mater on record for 359 of 1,781 founders
Harvard University52
Stanford University48
Harvard Business School37
University of Pennsylvania26
Massachusetts Institute of Technology24
Columbia University23
Wharton School21
Cornell University21
Where they worked before
a previous employer on record for 102 of 1,781 founders
Morgan Stanley20
Goldman Sachs19
Google14
McKinsey11
Amazon10
Microsoft10
Paypal5
Cisco5
Founders flagged as repeat founders
of 1,495 founders with a profile on this page
18
carry a repeat-founder flag
  • flagged as repeat founders18
  • no repeat-founder flag1,477
Women and men among the founders
first names matched for 1,635 of 1,781 founders
11%
of matched founders are women
  • women176
  • men1,459
Inferred from first names, using 119 million people who state their own gender: a first name counts only where at least 20 of them share it and at least 90% of those share the same gender. The other 146 founders go in neither column.
Radar

Look up the people behind WealthTech companies in the United States

Search founders, executives and operators by company, role and location.

Who funds WealthTech in the United States

Records 1,383 funding rounds since 2016 from 1,670 investors, with a typical round size of $3 million.

Investor · most active investors since 2016RoundsLedLatest
Y Combinator4822Apr 2026
Europa38Dec 2023
Techstars3223Apr 2024
Social Leverage165Jan 2026
Fin Capital146Nov 2024
Goodwater Capital145Apr 2026
Plug and Play Tech Center128Sep 2024
Sequoia Capital126Apr 2026
Greycroft123Oct 2024
Khosla Ventures122Apr 2026
Stage mix · rounds since 2016
Seed & Angel616
Series A–B408
Series C+ / PE137
Grants, debt & other222

The typical round is $3M — half were bigger, half smaller.

The biggest WealthTech funding rounds in the United States

Highlights the largest disclosed round—Robinhood’s $3.4 billion Series H—and lists ten other large recent rounds.

CompanyRoundSizeWhenBackers
RobinhoodSeries Hmega-round$3.4BJan 2021Sequoia Capital, Ribbit Capital, Andreessen Horowitz +3 more
RobinhoodSeries Gmega-round$460MSep 2020Andreessen Horowitz, Sequoia Capital, Ribbit Capital +2 more
DriveWealthSeries Dmega-round$450MAug 2021Insight Partners, Accel, Greyhound Capital +7 more
RobinhoodSeries Fmega-round$430.3MMay 2020Sequoia Capital, Ribbit Capital, New Enterprise Associates +2 more
VestwellSeries Emega-round$385MFeb 2026Blue Owl, Sixth Street, Neuberger Berman +5 more
RobinhoodSeries Dmega-round$363MFeb 2018DST Global, Rocnation, Sequoia Capital +4 more
CAISSeries Cmega-round$340MJan 2022Apollo Global Management, Motive Partners, Franklin Templeton Investments
RobinhoodSeries Emega-round$323.1MJul 2019DST Global, Ribbit Capital, New Enterprise Associates +3 more
RobinhoodSeries Fmega-round$320MJul 2020TSG Consumer Partners, Indus Valley Partners, Ribbit Capital +4 more
AcornsSeries Fmega-round$300MMar 2022TPG, BlackRock, Bain Capital Ventures +8 more
Venture round sizes · 2023–2025
<$1M100
$1–10M125
$10–50M71
$50–250M19
>$250M0

315 venture rounds with a disclosed amount in the window.

Fresh cheques · last 6 months

What the news says about WealthTech in the United States

Indexes 981,771 news articles from the last year, covering topics such as cryptocurrency effects, economic indicators, trade issues, and interest‑rate decisions.

News volume
WealthTech coverage across United States · articles per quarter
2021Q2: 128,6392021Q3: 142,9432021Q4: 123,5042022Q1: 168,1812022Q2: 169,7192022Q3: 154,2222022Q4: 163,3312023Q1: 178,2672023Q2: 184,5882023Q3: 175,9052023Q4: 175,2882024Q1: 196,8252024Q2: 180,4362024Q3: 207,3132024Q4: 222,2342025Q1: 344,0012025Q2: 250,7132025Q3: 237,0252025Q4: 203,9932026Q1: 263,009
2021Q22026Q1
peak 344,001 in 2025Q1 · 981,771 articles in the last 12 tracked months
Tone of coverage
share of articles by dominant sentiment (positive / neutral / negative)
202120232025
Positive-tone share moved 70% → 66%, negative 29% → 32% across 2021–2025.

What the coverage is about

The subjects that dominate WealthTech news in United States. The arrow shows whether each one is being written about more or less than a year ago.

  • Cryptocurrency impact on forex markets256,342▲+41%
  • Economic indicators (gdp, cpi, unemployment)85,194→+7%
  • Trade wars and geopolitical impacts83,360▲+17%
  • Interest rate decisions and impacts72,390▲+17%
  • Central bank monetary policy announcements65,335→+10%
  • Federal reserve policy meeting summaries64,290▲+17%
  • Global recession risks and forecasts63,274▲+13%
  • Regulatory compliance in foreign exchange trading50,164▲+85%
  • Quarterly and annual financial results49,409▲+29%
  • Foreign exchange (forex) rate fluctuations48,985▲+40%
Most-covered companies · last 12 months

214 WealthTech companies here were named in the news over this period.

Prism

Watch WealthTech coverage in United States as it happens

Prism follows these subjects story by story — which companies are named, what is said about them and how the tone moves.

Momentum

The words getting louder — and quieter

Which terms are showing up in more stories than a year ago, and which are fading. The percentage is the change in how many articles mention them.

stablecoin fx impact+124%investment deal+435%stock price+124%etf trading+146%etfs+141%decentralized forex+97%sector etfs+140%share price+175%etf structures+145%etf products+156%
tariff negotiations-44%brent crude forecast-37%crude oil analysis-34%oil inventory reports-36%interest differentials fx-39%

The pressures the press keeps returning to

Three recurring angles in United States WealthTech coverage, and whether each is getting more attention year on year (through 2025).

Regulatory Risk ▲ rising
1,304,839 articles touch this dimension · 49.1% critical tone
20212025
signals: economic slowdown, stock performance, currency intervention policies
Funding Momentum ▲ rising
361,944 articles touch this dimension · 38.4% critical tone
20212025
signals: inflation reports fx, currency intervention policies, trade deficits fx
Growth ▲ rising
474,410 articles touch this dimension · 40.9% critical tone
20212025
signals: gdp growth forex, inflation reports fx, trade deficits fx

WealthTech jobs in the United States: who is hiring and what they ask for

Aggregates 9,687 job postings from 318 employers in the past year, with median pay of $100 k and top skills including Excel, Python, and SQL.

9,687postings · last 12 months
14,112postings tracked overall
318employers advertising
$100kmedian advertised salary/yr (n=1007)

Demand

The Skills Employers Ask For

What WealthTech employers in the United States put in their job ads. The bar is how many postings ask for it; the arrow shows whether demand grew or shrank against the year before.

  • excel198
  • python119
  • sql118
  • aws107
  • salesforce90
  • ai85
  • word78
  • foreign currency76
  • forex76
  • powerpoint74
What level are these roles?
Entry834
Intern189
Senior1,885
Lead533
Manager1,902
What they pay, by level
  • Manager$120k/yr (n=173)
  • Senior$120k/yr (n=213)
  • Lead$162k/yr (n=59)
Most advertised titles
  • Entry Level Options Trader268
  • Entry Level Equity Trader258
  • Stock / Options Trader - Remote171
  • Remote Equity/Option Trader151
  • Staff Software Engineer - Machine Learning (Mlops)126
  • Staff Data Scientist122

What WealthTech research in the United States is working on

Summarizes 907 U.S. academic papers, categorizing 193 on common problems, 88 on cautions, and 425 on opportunities.

How this field talks about itself
United States-affiliated WealthTech papers (gold) against all published research (grey)
Promising36.2% · 37.1%≈ par
Problem-identifying19.8% · 9.6%2.1×
Descriptive19.5% · 17.4%≈ par
Breakthrough10.7% · 26.7%0.4×
Cautionary9.7% · 4.5%2.2×
Comparative2.6% · 3.7%0.7×
How the work is done
Empirical41.6%
Reviews23.0%
Methods-led17.2%
Position pieces16.6%
Theoretical1.5%
How the research reads

92% positive · 1% neutral · 7% negative, across 907 papers.

The institutions doing the work · United States
  • Columbia University667
  • National Bureau of Economic Research654
  • Cornell University653
  • New York University643
  • California University of Pennsylvania623
  • International Monetary Fund307

ranked by how often their work is cited

Leading researchers · United States-affiliated work

Itay Goldstein · Wei Jiang · George Andrew Karolyi · Thomas Philippon · Andrei Kirilenko · Andrew W. Lo · Vikram Haksar · Dong He

The most-cited breakthroughs
  • E.T.-RNN · 87 cites
  • Evolutionary Approaches and the Construction of Technology-Driven Regulations · 79 cites
  • Eagle Strategy Arithmetic Optimisation Algorithm with Optimal Deep Convolutional Forest Based FinTech Application for Hyper-automation · 32 cites
  • FinTech and consumers: a systematic review and integrative framework · 28 cites
  • Blockchain technology and real-time auditing: Transforming financial transparency and fraud detection in the Fintech industry · 12 cites
Common problems researchers identify150 papers · 4 recurring themes
Systemic Gaps in Financial Services — Common problems researchers identify
Problems · theme 01
Systemic Gaps in Financial Services
55 papers · 36.7% of this block
2022: 245 of every 10,000 papers on this subject2023: 252 of every 10,000 papers on this subject2024: 241 of every 10,000 papers on this subject2025: 250 of every 10,000 papers on this subject2022: 245 of every 10,000 papers on this subject2023: 252 of every 10,000 papers on this subject2024: 241 of every 10,000 papers on this subject2025: 250 of every 10,000 papers on this subject→ +2% share2022→2025 share of research on this subject
Researchers highlight regulatory and operational shortcomings that hinder inclusive financial services.
FinTech · Financial services · Financial regulation · Financial system
“FINANCIAL INCLUSION THROUGH TECHNOLOGY: A REVIEW OF TRENDS IN EMERGING MARKETS”
55 of these papers raise it as a problem
Barriers to Financial Inclusion — Common problems researchers identify
Problems · theme 02
Barriers to Financial Inclusion
42 papers · 28.0% of this block
2022: 884 of every 10,000 papers on this subject2023: 861 of every 10,000 papers on this subject2024: 968 of every 10,000 papers on this subject2025: 1,054 of every 10,000 papers on this subject2022: 884 of every 10,000 papers on this subject2023: 861 of every 10,000 papers on this subject2024: 968 of every 10,000 papers on this subject2025: 1,054 of every 10,000 papers on this subject▲ +19% share2022→2025 share of research on this subject
Studies point to persistent obstacles in retail banking and payment access for underserved populations.
Financial inclusion · Financial services · Retail banking · Payment
“Leveraging Financial Inclusion Through Technology-Enabled Services Innovation”
42 of these papers raise it as a problem
Security Risks in Digital Finance — Common problems researchers identify
Problems · theme 03
Security Risks in Digital Finance
33 papers · 22.0% of this block
2022: 187 of every 10,000 papers on this subject2023: 177 of every 10,000 papers on this subject2024: 122 of every 10,000 papers on this subject2025: 200 of every 10,000 papers on this subject2022: 187 of every 10,000 papers on this subject2023: 177 of every 10,000 papers on this subject2024: 122 of every 10,000 papers on this subject2025: 200 of every 10,000 papers on this subject▲ +7% share2022→2025 share of research on this subject
Papers expose fraud, data breaches, and resilience challenges in cryptocurrency and mobile payments.
Cryptocurrency · Resilience · Data breach · Financial transaction
“Machine Learning Approaches for Fraud Detection and Risk Assessment in Mobile Banking Applications and Fintech Solutions”
33 of these papers raise it as a problem
Risk Management Deficiencies — Common problems researchers identify
Problems · theme 04
Risk Management Deficiencies
20 papers · 13.3% of this block
2022: 78 of every 10,000 papers on this subject2023: 84 of every 10,000 papers on this subject2024: 79 of every 10,000 papers on this subject2025: 151 of every 10,000 papers on this subject2022: 78 of every 10,000 papers on this subject2023: 84 of every 10,000 papers on this subject2024: 79 of every 10,000 papers on this subject2025: 151 of every 10,000 papers on this subject▲ +94% share2022→2025 share of research on this subject
Research notes weak integration of risk controls between fintech innovators and traditional institutions.
Financial services · Leverage · Risk management · Financial risk
“Integrating Risk Management in Fintech and Traditional Financial Institutions through AI and Machine Learning”
20 of these papers raise it as a problem
Cautions67 papers · 3 recurring themes
Stability Concerns for Crypto Payments — Cautions
Cautions · theme 01
Stability Concerns for Crypto Payments
24 papers · 35.8% of this block
2022: 246 of every 10,000 papers on this subject2023: 238 of every 10,000 papers on this subject2024: 179 of every 10,000 papers on this subject2025: 319 of every 10,000 papers on this subject2022: 246 of every 10,000 papers on this subject2023: 238 of every 10,000 papers on this subject2024: 179 of every 10,000 papers on this subject2025: 319 of every 10,000 papers on this subject▲ +30% share2022→2025 share of research on this subject
Authors caution that peer‑to‑peer lending and crypto markets may undermine financial stability.
Cryptocurrency · Mobile payment · Financial inclusion · Financial services
“Interdependence between online peer‐to‐peer lending and cryptocurrency markets and its effects on financial inclusion”
24 of these papers raise it as a problem
Systemic Risks from Big‑Data Fintech — Cautions
Cautions · theme 02
Systemic Risks from Big‑Data Fintech
23 papers · 34.3% of this block
2022: 182 of every 10,000 papers on this subject2023: 176 of every 10,000 papers on this subject2024: 135 of every 10,000 papers on this subject2025: 240 of every 10,000 papers on this subject2022: 182 of every 10,000 papers on this subject2023: 176 of every 10,000 papers on this subject2024: 135 of every 10,000 papers on this subject2025: 240 of every 10,000 papers on this subject▲ +32% share2022→2025 share of research on this subject
Analyses warn that large‑scale data use could amplify systemic vulnerabilities in financial services.
FinTech · Financial services · Systemic risk · Big data
“FinTech and Sustainable Finance: How is FinTech Shaping the Future of Sustainable Finance?”
23 of these papers raise it as a problem
Bias and Transparency in AI Finance — Cautions
Cautions · theme 03
Bias and Transparency in AI Finance
18 papers · 26.9% of this block
2022: 71 of every 10,000 papers on this subject2023: 98 of every 10,000 papers on this subject2024: 121 of every 10,000 papers on this subject2025: 241 of every 10,000 papers on this subject2022: 71 of every 10,000 papers on this subject2023: 98 of every 10,000 papers on this subject2024: 121 of every 10,000 papers on this subject2025: 241 of every 10,000 papers on this subject▲ +238% share2022→2025 share of research on this subject
Scholars stress the need for responsible AI to avoid bias and opacity in financial decision‑making.
Financial services · Transformative learning · FinTech · Transparency
“Artificial Intelligence, Machine Learning, and Bias In Finance: Toward Responsible Innovation”
18 of these papers raise it as a problem

A further 2 papers sit in smaller, scattered themes.

Opportunities314 papers · 6 recurring themes
Tech‑Driven Financial Inclusion — Opportunities
Opportunities · theme 01
Tech‑Driven Financial Inclusion
82 papers · 26.1% of this block
2022: 116 of every 10,000 papers on this subject2023: 142 of every 10,000 papers on this subject2024: 128 of every 10,000 papers on this subject2025: 266 of every 10,000 papers on this subject2022: 116 of every 10,000 papers on this subject2023: 142 of every 10,000 papers on this subject2024: 128 of every 10,000 papers on this subject2025: 266 of every 10,000 papers on this subject▲ +130% share2022→2025 share of research on this subject
Works explore mobile and digital tools that expand access for unbanked and underbanked groups.
Financial inclusion · Mobile payment · Financial literacy · Financial services
“Advancing financial inclusion through fintech: Solutions for unbanked and underbanked populations”
Fintech Innovation in Payments — Opportunities
Opportunities · theme 02
Fintech Innovation in Payments
60 papers · 19.1% of this block
2022: 878 of every 10,000 papers on this subject2023: 857 of every 10,000 papers on this subject2024: 965 of every 10,000 papers on this subject2025: 1,051 of every 10,000 papers on this subject2022: 878 of every 10,000 papers on this subject2023: 857 of every 10,000 papers on this subject2024: 965 of every 10,000 papers on this subject2025: 1,051 of every 10,000 papers on this subject▲ +20% share2022→2025 share of research on this subject
Research highlights emerging payment technologies reshaping financial services and market dynamics.
FinTech · Financial innovation · Financial services · Payment
“FinTech and Financial Innovation: Drivers and Depth”
AI Transforming Financial Services — Opportunities
Opportunities · theme 03
AI Transforming Financial Services
56 papers · 17.8% of this block
2022: 59 of every 10,000 papers on this subject2023: 82 of every 10,000 papers on this subject2024: 257 of every 10,000 papers on this subject2025: 192 of every 10,000 papers on this subject2022: 59 of every 10,000 papers on this subject2023: 82 of every 10,000 papers on this subject2024: 257 of every 10,000 papers on this subject2025: 192 of every 10,000 papers on this subject▲ +225% share2022→2025 share of research on this subject
Papers discuss how machine learning can create sustainable, intelligent financial solutions.
Financial services · Transformative learning · Financial market · Systemic risk
“Empowering Financial Services: The Transformative Impact of AI on FinTech Innovation”
Predictive Analytics for Risk Evaluation — Opportunities
Opportunities · theme 04
Predictive Analytics for Risk Evaluation
56 papers · 17.8% of this block
2022: 134 of every 10,000 papers on this subject2023: 143 of every 10,000 papers on this subject2024: 90 of every 10,000 papers on this subject2025: 192 of every 10,000 papers on this subject2022: 134 of every 10,000 papers on this subject2023: 143 of every 10,000 papers on this subject2024: 90 of every 10,000 papers on this subject2025: 192 of every 10,000 papers on this subject▲ +44% share2022→2025 share of research on this subject
Studies demonstrate cloud‑based deep learning improving risk assessment and market forecasting.
Financial services · Analytics · Scalability · Leverage
“Transforming financial services through predictive analytics and banking systems integration”
Blockchain for Transparency — Opportunities
Opportunities · theme 05
Blockchain for Transparency
30 papers · 9.6% of this block
2022: 906 of every 10,000 papers on this subject2023: 967 of every 10,000 papers on this subject2024: 916 of every 10,000 papers on this subject2025: 1,033 of every 10,000 papers on this subject2022: 906 of every 10,000 papers on this subject2023: 967 of every 10,000 papers on this subject2024: 916 of every 10,000 papers on this subject2025: 1,033 of every 10,000 papers on this subject▲ +14% share2022→2025 share of research on this subject
Research shows distributed ledger technology enhancing auditability and fraud detection in finance.
Blockchain · Cryptocurrency · Digital currency · Currency
“Blockchain technology and real-time auditing: Transforming financial transparency and fraud detection in the Fintech industry”
Deep Learning in Fraud Prevention — Opportunities
Opportunities · theme 06
Deep Learning in Fraud Prevention
30 papers · 9.6% of this block
2022: 207 of every 10,000 papers on this subject2023: 188 of every 10,000 papers on this subject2024: 108 of every 10,000 papers on this subject2025: 206 of every 10,000 papers on this subject2022: 207 of every 10,000 papers on this subject2023: 188 of every 10,000 papers on this subject2024: 108 of every 10,000 papers on this subject2025: 206 of every 10,000 papers on this subject→ -1% share2022→2025 share of research on this subject
Works focus on neural‑network methods for detecting credit card fraud and credit‑risk anomalies.
Credit risk · Credit card fraud · Database transaction · Credit card
“Deep Learning in Financial Fraud Detection: Innovations, Challenges, and Applications”

Which of these themes are growing fastest

Tracks the changing share of research themes worldwide from 2022 to 2025.

Problems
how much more (or less) of the world’s research on this subject each theme took up, 2022→2025
gaining sharelosing share
Risk Management Deficiencies▲+94%
Barriers to Financial Inclusion▲+19%
Security Risks in Digital Finance▲+7%
Systemic Gaps in Financial Services▲+2%
Cautions
how much more (or less) of the world’s research on this subject each theme took up, 2022→2025
gaining sharelosing share
Bias and Transparency in AI Finance▲+238%
Systemic Risks from Big‑Data Fintech▲+32%
Stability Concerns for Crypto Payments▲+30%
Opportunities
how much more (or less) of the world’s research on this subject each theme took up, 2022→2025
gaining sharelosing share
AI Transforming Financial Services▲+225%
Tech‑Driven Financial Inclusion▲+130%
Predictive Analytics for Risk Evaluation▲+44%
Fintech Innovation in Payments▲+20%
Blockchain for Transparency▲+14%
Deep Learning in Fraud Prevention▼-1%
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About this data: built from Fliar's company, founder, funding, hiring, jobs, news and research trackers, covering the United States. Counts are of companies we track, not of every company that exists. Updated September 2026.
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