Company lists
The Bengaluru edition · 2026

Consumer and sme loanscompanies in Bengaluru

SME & business loans, personal loans, home & housing finance, education & vehicle loans, microfinance & gold loans and more: the companies building consumer and sme loans in Bengaluru, Karnataka, with their founders, funding, team size and business models.

78 company profiles41 with reported revenue16 with recorded fundingOctober 2026 edition
Bengaluru · Photo: Wikimedia Commons (Creative Commons Attribution-ShareAlike 4.0)

Recent consumer and sme loans business events in India

Funding, M&A, contract wins and launches involving 1,606 consumer and sme loans companies in India, last 24 months: 190 funding rounds · 142 M&A deals · 35 Contracts · 34 launches. Newest first; companies and investors link to their Fliar profiles. Latest event in our news feed: May 2026.

M&AMerger · Announced

Power finance acquires REC Limited

The decks have been cleared for the merger of REC Limited with the Power Finance Corporation (PFC), with the boards of the two government-owned companies approving the proposal made in…

Power Finance
FundingPrivate Placement NCD

Aditya birla capital

Aditya Birla Capital has raised Rs 200 crore through allotment of Non-Convertible Debentures (NCDs) on private placement basis.

Investors Na
Financial services
LaunchGenAI-Powered Conversational Agents

L&t finance

In collections, L&T Finance has transitioned from traditional NLP bots to GenAI-powered conversational agents, enabling over 7.2 million customer interactions across 10 Indic languages.

Collections chatbot
Funding

Axis finance

Axis Finance has secured ₹750 crore in primary capital from private equity firm Kedaara Capital for a 5.08% stake, the non-banking financial company's parent Axis Bank said in a…

Investors Kedaara capital
Financial Services
FundingPreferential allotment

Mufin green finance

Mufin Green Finance has completed a preferential allotment, raising about ₹324 crore through the issuance of equity shares and warrants.

Investors Hindon mercantile, Sageone Capital, Sandeep Kapadia, Ds group
Electric vehicle financing
Funding

Hdb financial services

HDB Financial Services has raised Rs 300 crore through the allotment of 30,000 Secured Redeemable Non-Convertible Debentures (NCDs) of face value of Rs 1,00,000 each on private placement…

Investors Na
Financial Services
LaunchTenzorX 2026

Poonawalla fincorp

Additionally, Poonawalla Fincorp has introduced TenzorX 2026, a national AI hackathon, aimed at driving innovation and offering a platform for students to showcase their creative AI…

AI Hackathon
FundingLoan

IIFL Home Finance

IIFL Home Finance Secures $300 Mn Loan from ADB for Affordable Housing

Investors Adb
Home finance
LaunchLeadHerShip

Aditya birla capital

Aditya Birla Capital Limited, has introduced ‘LeadHerShip’, a women-to-women mentorship and incubation initiative under its flagship fintech engagement platform, InFiniTe.

Women entrepreneurship mentorship and incubation initiative
FundingQualified Institutions Placement (QIP)

Poonawalla fincorp limited

Poonawalla Fincorp Limited has raised approximately ₹2,500 crore from a qualified institutions placement (QIP) of equity shares.

Consumer and MSME financing, general insurance services
FundingTranche I NCD issue

Capri global capital

Capri Global Capital Limited has announced a Rs 500 crore Tranche I.

Finance
M&AAcquisition · Announced

Avenir Investment RSC Ltd acquires Sammaan Capital

Avenir Investment RSC Ltd, along with IHC Capital Holding LLC acting as a person acting in concert, to acquire up to 34,17,54,286 equity shares of the company.

LaunchTranche I of public issue of secured, rated, listed, redeemable non-convertible debentures

Capri global capital

Capri Global Capital Limited has announced the Tranche I of public issue of secured, rated, listed, redeemable non-convertible debentures (“NCDs”) aggregating up to ₹5,000 million,…

Debt security
M&AAcquisition · Completed

Mufg bank acquires Shriram finance

MUFG Bank, the Japanese banking giant and subsidiary of Mitsubishi UFJ Financial Group, completed its acquisition of a 20 per cent equity stake in Shriram Finance Ltd (SFL) on Wednesday,…

Non-banking financial company (NBFC)
M&AAcquisition · Completed

Patni Family Office acquires Ugro capital

Shares of UGRO Capital jumped on Wednesday, settling with 9 per cent gains at ₹88.83 on the NSE, hitting an intraday high of ₹89.50 from the previous close of ₹81.30. The buying momentum…

M&AAcquisition · Announced

BLS E-Services acquires Atyati technologies

BLS E-Services on Monday said it will acquire a 100 per cent stake in Atyati Technologies for Rs 154 crore.

Technology platforms for financial inclusion
M&AAcquisition · Announced

West Asia’s IHC acquires Sammaan Capital

Sammaan Capital Ltd. formerly IndiaBulls Housing Finance Ltd on Tuesday announced that West Asia’s IHC, with market cap of $232 billion through its affiliate, Avenir Investment RSC Ltd.…

Non-banking Financial Company (NBFC)
M&AAcquisition · Announced

International holding company acquires Sammaan Capital

Sammaan Capital announced that it has become an IHC Group Company following a preferential allotment of equity shares and warrants to the Abu Dhabi-based company.

Non-banking financial company (NBFC)
M&AAcquisition · Completed

IHC Group acquires Sammaan Capital

Abu Dhabi's IHC Group completed the acquisition of a 41.5% stake in Sammaan Capital (formerly, Indiabulls Housing Finance) through its affiliate Avenir Investment RSC to become the…

M&AAcquisition · Completed

Abu Dhabi's IHC Group acquires Sammaan Capital

Abu Dhabi's IHC Group completed the acquisition of a 41.5% stake in Sammaan Capital (formerly, Indiabulls Housing Finance) through its affiliate Avenir Investment RSC to become the…

M&AAcquisition · Announced

Avenir Investment RSC acquires Sammaan Capital

Sammaan Capital received Rs 5,652 crore as part of the initial tranche of the stake acquisition.

Non-Banking Financial Company (NBFC)
FundingDebt

Indifi

Indifi has raised ₹40 crore in debt from BlackSoil Capital to strengthen its digital lending platform and expand credit access for SMEs across India.

Investors BlackSoil Capital
FinTech
Funding

Home Credit India Finance

TVS Holdings has invested ₹526.79 crore in its subsidiary Home Credit India Finance, increasing its stake to 80.39% through the subscription of additional equity shares.

Investors TVS Holdings
Non-banking financial company
M&AAcquisition · Announced

TVS Holdings acquires Home Credit India Finance

TVS Holdings has subscribed to and has been allotted an additional 229,139,017 equity shares of Rs 10/- each in Home Credit India Finance, the company said in a stock exchange filing.…

M&AAcquisition · Completed

TVS Holdings Limited acquires Home credit india

TVS Holdings Limited has made a significant investment in its subsidiary, Home Credit India Finance Private Limited (HCIFPL), by acquiring an additional 229,139,017 equity shares.

Non-banking financial company
M&AMerger · Announced

Piramal finance acquires Piramal Corporate Tower Private Limited

In addition to the NCD issuance, the board also approved a scheme of amalgamation involving Piramal Finance Limited and its wholly-owned subsidiaries: Piramal Corporate Tower Private…

M&AMerger · Announced

Piramal finance acquires DHFL Investments Limited

In addition to the NCD issuance, the board also approved a scheme of amalgamation involving Piramal Finance Limited and its wholly-owned subsidiaries: Piramal Corporate Tower Private…

M&AAcquisition · Announced

Societe generale acquires Sammaan Capital

Smallcap counter Sammaan Capital - which was in news today after the Reserve Bank of India (RBI) cleared decks for Abu Dhabi-based International Holding Company (IHC) to acquire a…

ContractInfrastructure

M/s. Kalpataru Projects International · client: Cholamandalam investment and finance company

Cholamandalam Investment and Finance Company has awarded a significant works contract valued at ₹540 crores for the construction of its new corporate office building.

Construction

Consumer and sme loans companies in Bengaluru, by revenue

Browse consumer and sme loans companies in Bengaluru by reported revenue, one-year revenue growth, revenue model, age and stage. The 41 companies below are the largest by their most recent reported revenue among 41 consumer and sme loans companies in Bengaluru, Karnataka that have filed a figure in the last four years. Every figure keeps its own reporting period, so compare periods before comparing amounts.

Showing 25 of 41

Diversified lending NBFI

Consumer and sme loans
₹3,524.69 crFY 2023-24
+28%2023–2024
1+18% 12 mo to Sep 2024LinkedIn · Oct 2026
39 yr1987
0none in 3 months · last posted Jun 2026

Provider of microcredit services for women empowerment

Microfinance
₹2,770.03 crFY 2022-23
+58%2022–2023
1,016+13% 12 mo to Aug 2024LinkedIn · Oct 2026
18 yr2008
1postings · last posted Sep 2026

Provider of digital lending and consumer financing solutions

Consumer and sme loans
₹2,186.83 crFY 2024-25
+56%2024–2025
368+40% 12 mo to Aug 2024LinkedIn · Oct 2026
10 yr2016
0none in 3 months · last posted Feb 2025

Gold buying company

Fashion accessories
₹1,029.92 crFY 2024-25
+5%2024–2025
256-40% 12 mo to Jan 2024LinkedIn · Jul 2026
13 yr2013
0none in 3 months · last posted Jun 2026

Provider of business loans for micro, small, and medium enterprises

Consumer and sme loans
₹692.13 crFY 2024-25
-4%2024–2025
1,124+21% 12 mo to Sep 2024LinkedIn · Oct 2026
15 yr2011
0none in 3 months · last posted Jul 2026

Vehicle financing for Toyota products

Consumer and sme loans
₹435.56 crFY 2024-25
+46%2024–2025
959LinkedIn · Jul 2026
15 yr2011
0none in 3 months

Provider of financial services focused on livelihood advancement for underserved communities

Alternative lending
₹394.58 crFY 2024-25
+57%2024–2025
146+53% 12 mo to Jul 2024LinkedIn · Oct 2026
10 yr2016
0none in 3 months

Provider of school and student loan solutions

Consumer and sme loans
₹325.69 crFY 2024-25
+15%2024–2025
813+17% 12 mo to Aug 2024LinkedIn · Oct 2026
13 yr2013
0none in 3 months · last posted Jul 2026

Provider of capital loans for SMEs

Consumer and sme loans
₹264.35 crFY 2024-25
+48%2024–2025
15-72% 12 mo to Aug 2023recorded Aug 2023
8 yr2018
0none in 3 months

Provider of personal loans to salaried professionals without collateral

Consumer and sme loans
₹239.78 crFY 2024-25
+62%2024–2025
—Not available
7 yr2019
0none in 3 months

Provider of digital lending solutions, offering instant personal loans with flexible repayment options at competitive interest rates.

Consumer and sme loans
₹202.53 crFY 2024-25
Not reported
—Not available
5 yr2021
0none in 3 months

Provider of financial assistance for individuals pursuing education abroad

Alternative lending
₹163.65 crFY 2024-25
-19%2024–2025
1,325-7% 12 mo to Sep 2024LinkedIn · Oct 2026
7 yr2019
3postings · last posted Sep 2026

Provider of secured loans using gold as collateral for individuals

Alternative lending
₹151.92 crFY 2024-25
+33%2024–2025
1,693-27% 12 mo to Aug 2024LinkedIn · Oct 2026
11 yr2015
13postings · last posted Sep 2026

Provider of financial inclusion services to underserved sectors

Consumer and sme loans
₹134.10 crFY 2024-25
+40%2024–2025
49+34% 12 mo to Sep 2024LinkedIn · Jul 2026
10 yr2016
0none in 3 months · last posted Jun 2026

Provider of home loans and financial services

Consumer and sme loans
₹111.70 crFY 2024-25
+42%2024–2025
388+33% 12 mo to Sep 2024LinkedIn · Oct 2026
12 yr2014
1postings · last posted Sep 2026

Platform offering business loan solutions

Consumer and sme loans
₹57.92 crFY 2024-25
Not reported
—Not available
10 yr2016
0none in 3 months

Provider of consumer home loans

Consumer and sme loans
₹54.58 crFY 2024-25
+378%2024–2025
469+115% 12 mo to Sep 2024recorded Sep 2024
4 yr2022
0none in 3 months

Fintech startup offering education financing services through student loans

Consumer and sme loans
₹50.86 crFY 2024-25
+539%2024–2025
45recorded Jun 2024
4 yr2022
0none in 3 months

Provider of women focused leadership consulting services

Consumer and sme loans
₹45.28 crFY 2024-25
+2%2024–2025
1,294+82% 12 mo to Sep 2024recorded Sep 2024
10 yr2016
0none in 3 months

Provider of consumer and SME loans

Consumer and sme loans
₹33.88 crFY 2024-25
+67%2024–2025
229+154% 12 mo to Aug 2024LinkedIn · Jul 2026
7 yr2019
0none in 3 months · last posted Jul 2026

Provider of accessible two-wheeler loans to underserved sectors

Alternative lending
₹19.14 crFY 2024-25
+14%2024–2025
13+24% 12 mo to Aug 2024LinkedIn · Jul 2026
8 yr2018
0none in 3 months

Provider of loan against property products for micro, small, and medium enterprises

Consumer and sme loans
₹14.84 crFY 2024-25
+5618%2024–2025
144LinkedIn · Jul 2026
3 yr2023
1postings · last posted Aug 2026

Provider of financial services focused on priority sector lending in India

Consumer and sme loans
₹10.06 crFY 2024-25
+577%2024–2025
159+558% 12 mo to Sep 2024LinkedIn · Jul 2026
5 yr2021
0none in 3 months · last posted Dec 2025

Provider of financial solutions enabling access to earned wages and credit

Alternative lending
₹9.50 crFY 2024-25
+34%2024–2025
76+41% 12 mo to Jun 2023LinkedIn · Oct 2026
6 yr2020
0none in 3 months · last posted Jul 2022

Provider of personal and business loans

Consumer and sme loans
₹7.95 crFY 2024-25
+55%2024–2025
—Not available
7 yr2019
1postings · last posted Aug 2026
41 of 78 companies shown here · the full list is on Radar
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Explore all 78 consumer and sme loans companies in Bengaluru on Radar

This page shows the top 41. Radar has the complete, filterable list with contacts and live company signals.

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  • Every company, not just 50All 78 consumer and sme loans companies in Bengaluru, filterable by stage, funding, team size, revenue model and age.
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Explore consumer and sme loans companies in Bengaluru by what you are looking for

Find consumer and SME loans companies in Bengaluru, from business loan providers to personal and education lenders. Browse loans for small and medium enterprises and consumer loan startups in Bengaluru by loan type.

7 ways to explore consumer and sme loans in Bengaluru

SME & business loan providersPersonal & consumer loan companiesHome loans & housing finance companiesEducation & vehicle loan providersMicrofinance & gold loan companiesConsumer and SME loan startups in Bengaluru

SME & business loan providers

Lenders offering working capital and business loans to small and medium enterprises.

  1. Attica Gold

    Gold buying company

    Fashion accessories
    See in list
  2. Kinara Capital

    Provider of business loans for micro, small, and medium enterprises

    Consumer and sme loans
    See in list
  3. Avanti

    Provider of financial services focused on livelihood advancement for underserved communities

    Alternative lending
    See in list
  4. UpMove

    Provider of capital loans for SMEs

    Consumer and sme loans
    See in list
  5. Rupeek

    Provider of secured loans using gold as collateral for individuals

    Alternative lending
    See in list

Personal & consumer loan companies

Digital lenders and platforms for personal and consumer loans.

  1. KrazyBee

    Provider of digital lending and consumer financing solutions

    Consumer and sme loans
    See in list
  2. Attica Gold

    Gold buying company

    Fashion accessories
    See in list
  3. Toyota Financial Services

    Vehicle financing for Toyota products

    Consumer and sme loans
    See in list
  4. Avanti

    Provider of financial services focused on livelihood advancement for underserved communities

    Alternative lending
    See in list
  5. Varthana

    Provider of school and student loan solutions

    Consumer and sme loans
    See in list

Home loans & housing finance companies

Providers of home loans and affordable housing finance.

  1. Nivara Home Finance

    Provider of home loans and financial services

    Consumer and sme loans
    See in list
  2. Can Fin Homes

    Diversified lending NBFI

    Consumer and sme loans
    See in list
  3. Vridhi Finserv Home Finance

    Provider of consumer home loans

    Consumer and sme loans
    See in list
  4. Nivasa Finance

    Provider of home loans and a referral program for advisors

    Consumer and sme loans
    See in list
  5. Optimo Capital

    Provider of loan against property products for micro, small, and medium enterprises

    Consumer and sme loans
    See in list

Education & vehicle loan providers

Lenders for student education financing and two-wheeler or auto loans.

  1. Leap Finance

    Provider of financial assistance for individuals pursuing education abroad

    Alternative lending
    See in list
  2. Edgro

    Fintech startup offering education financing services through student loans

    Consumer and sme loans
    See in list
  3. Loan2wheels

    Provider of accessible two-wheeler loans to underserved sectors

    Alternative lending
    See in list
  4. Varthana

    Provider of school and student loan solutions

    Consumer and sme loans
    See in list
  5. Neev Finance

    NBFC offering loans for K-12 education

    Consumer and sme loans
    See in list

Microfinance & gold loan companies

Microcredit lenders and gold-backed loan providers.

  1. IIFL Samasta

    Provider of microcredit services for women empowerment

    Microfinance
    See in list
  2. Attica Gold

    Gold buying company

    Fashion accessories
    See in list
  3. Avanti

    Provider of financial services focused on livelihood advancement for underserved communities

    Alternative lending
    See in list
  4. Rupeek

    Provider of secured loans using gold as collateral for individuals

    Alternative lending
    See in list
  5. Websoftex

    Cooperative consumer and SME loans

    Consumer and sme loans
    See in list

Consumer and SME loan startups in Bengaluru

Newer lending companies founded in Bengaluru.

  1. Groww Credit

    Provider of digital lending solutions, offering instant personal loans with flexible repayment options at competitive interest rates.

    Consumer and sme loans
    See in list
  2. Vridhi Finserv Home Finance

    Provider of consumer home loans

    Consumer and sme loans
    See in list
  3. Edgro

    Fintech startup offering education financing services through student loans

    Consumer and sme loans
    See in list
  4. Optimo Capital

    Provider of loan against property products for micro, small, and medium enterprises

    Consumer and sme loans
    See in list
  5. InPrime Finserv

    Provider of financial services focused on priority sector lending in India

    Consumer and sme loans
    See in list
17 companies in Bengaluru

Consumer and SME loans companies hiring in Bengaluru

Lending companies in Bengaluru with open jobs.

  1. Can Fin Homes

    Diversified lending NBFI

    Consumer and sme loans
    See in list
  2. IIFL Samasta

    Provider of microcredit services for women empowerment

    Microfinance
    See in list
  3. KrazyBee

    Provider of digital lending and consumer financing solutions

    Consumer and sme loans
    See in list
  4. Attica Gold

    Gold buying company

    Fashion accessories
    See in list
  5. Kinara Capital

    Provider of business loans for micro, small, and medium enterprises

    Consumer and sme loans
    See in list
18 companies in Bengaluru
Mobile reach

Top 9 consumer and sme loans apps from Bengaluru

The most-installed Android apps published by consumer and sme loans companies headquartered in Bengaluru — 1.4M installs between them. 9 companies on this page publish at least one app; each company (legal entity) appears once, with its most-installed app.

1 of 9
1

Online Gold Loan : Rupeek

by Rupeek

Installs804K
Rating5.031K ratings
Installs, year on year+12%
Last updatedJun 2026
View on Google Play ↗
Online Gold Loan : Rupeek screenshot 1Online Gold Loan : Rupeek screenshot 2Online Gold Loan : Rupeek screenshot 3
2

KarmaLife |EWA, Personal Loans

by KarmaLife

Installs487K
Rating—
Installs, year on year+70%
Last updatedJun 2026
View on Google Play ↗
KarmaLife |EWA, Personal Loans screenshot 1KarmaLife |EWA, Personal Loans screenshot 2KarmaLife |EWA, Personal Loans screenshot 3KarmaLife |EWA, Personal Loans screenshot 4KarmaLife |EWA, Personal Loans screenshot 5KarmaLife |EWA, Personal Loans screenshot 6
6

Techfino CRM

by TCPL

Installs892
Rating—
Last updatedMay 2026
View on Google Play ↗
Techfino CRM screenshot 1Techfino CRM screenshot 2Techfino CRM screenshot 3Techfino CRM screenshot 4Techfino CRM screenshot 5Techfino CRM screenshot 6
The business behind the activity

Consumer and sme loans financials in Bengaluru

Revenue, profit and growth from the filed annual accounts of 28 consumer and sme loans companies in Bengaluru, Karnataka for FY24-25 — 41 of the 78 companies on this page file accounts with the Ministry of Corporate Affairs. The five largest earn 80% of the revenue, so medians describe the typical company better than totals.

combined revenue, FY24-25₹5,806.15 cr

28 companies filing accounts

combined net profit−₹114.63 cr

-2.0% aggregate margin

are profitable57%

16 of 28 companies

median revenue~₹44.4 cr

the typical company

median revenue growth+41%

into FY24-25

earned by the top five80%

revenue concentration

Six-year view

Combined revenue of filing companies

₹4,042.58 crFY19-2028 filers
₹2,580.50 crFY20-2132 filers
₹3,368.07 crFY21-2233 filers
₹5,773.44 crFY22-2334 filers
₹8,074.77 crFY23-2434 filers
₹5,806.15 crFY24-2528 filers

The number of companies filing changes each year; the three-year cohort below compares like with like.

Like-for-like

The same 24 companies over three years

+98%
FY22-23₹2,848.61 cr−₹246.47 cr net
FY23-24₹4,408.92 cr₹213.81 cr net
FY24-25₹5,628.42 cr−₹125.00 cr net

Companies with accounts for all three years, so growth is not an artefact of who filed.

Scale and profit

Bigger companies are far more often profitable

Under ₹1 cr333% profitable
₹1–10 cr757% profitable
₹10–100 cr838% profitable
₹100–1,000 cr875% profitable
Over ₹1,000 cr2100% profitable

Companies by FY24-25 revenue. Bars show how many companies sit in each band.

Momentum

How fast revenue moved into FY24-25

Shrinking6
0–20%5
20–50%6
50–100%5
Doubled+4

26 companies with accounts for both years; median growth +41%.

Profitability

Profit is concentrated at the top

16profitable
12loss-making
-2.0%aggregate margin
2.6%median margin

The aggregate margin is pulled up by a few large filers; the median shows the typical company.

Growth leaders · ₹10 cr+ revenue

Fastest growing, FY24-25

CompanyGrowthRevenue
InPrime FinservSTK CREDIT PRIVATE LIMITED+577%₹10.06 cr
EdgroEDGRO FINANCE PRIVATE LIMITED+539%₹50.86 cr
Vridhi Finserv Home FinanceVRIDHI FINSERV HOME FINANCE LIMITED+378%₹54.58 cr
TCPLTECHFINO CAPITAL PRIVATE LIMITED+67%₹33.88 cr
Wortgage FinanceWORTGAGE TECHNOLOGIES PRIVATE LIMITED+62%₹116.79 cr
KrazyBeeKRAZYBEE SERVICES LIMITED+56%₹2,186.83 cr
Profit leaders · ₹10 cr+ revenue

Highest net margins, FY24-25

CompanyMarginRevenue
Vridhi Finserv Home FinanceVRIDHI FINSERV HOME FINANCE LIMITED15.0%₹54.58 cr
Toyota Financial ServicesTOYOTA LOGISTICS KISHOR INDIA PRIVATE LIMITED12.4%₹435.56 cr
UC Inclusive CreditUC INCLUSIVE CREDIT PRIVATE LIMITED12.3%₹134.10 cr
Nivara Home FinanceNIVARA HOME FINANCE LIMITED11.2%₹111.70 cr
KrazyBeeKRAZYBEE SERVICES LIMITED10.1%₹2,186.83 cr
VarthanaVARTHANA FINANCE PRIVATE LIMITED7.2%₹325.69 cr
Inside the industry

Sub-sectors compared, FY24-25

Sub-sectorCompaniesRevenueMedian revenueProfitableMargin
Consumer and sme loans23₹4,535.09 cr~₹43.6 cr65%-0.7%
Leaders

Largest consumer and sme loans companies by revenue, FY24-25

Company · legal entityRevenueNet resultMarginGrowth
KrazyBeeKRAZYBEE SERVICES LIMITED₹2,186.83 cr₹221.22 cr10.1%+56%
Attica GoldATTICA GOLD PRIVATE LIMITED₹1,029.92 cr₹8.52 cr0.8%+5%
Kinara CapitalKinara Capital Private Limited₹692.13 cr−₹351.23 cr-50.7%-4%
Toyota Financial ServicesTOYOTA LOGISTICS KISHOR INDIA PRIVATE LIMITED₹435.56 cr₹53.90 cr12.4%+46%
VarthanaVARTHANA FINANCE PRIVATE LIMITED₹325.69 cr₹23.46 cr7.2%+15%
UpMoveUPMOVE CAPITAL PRIVATE LIMITED₹264.35 cr₹8.76 cr3.3%+48%
UC Inclusive CreditUC INCLUSIVE CREDIT PRIVATE LIMITED₹134.10 cr₹16.54 cr12.3%+40%
Leap FinanceOUTLEAP TECHNOLOGIES PRIVATE LIMITED₹133.96 cr−₹59.81 cr-44.6%-24%
Wortgage FinanceWORTGAGE TECHNOLOGIES PRIVATE LIMITED₹116.79 cr₹3.84 cr3.3%+62%
Nivara Home FinanceNIVARA HOME FINANCE LIMITED₹111.70 cr₹12.46 cr11.2%+42%
Some figures are available to Radar members.Log in to Radar to see every figure

Standalone annual accounts filed with the Ministry of Corporate Affairs. Brands that share one legal entity are shown together and counted once.

Industry landscape report

Accounting and Tax Software Industry Landscape of Bengaluru

The financials above are one chapter. The full consumer and sme loans landscape of Bengaluru maps the whole industry — every segment, the capital behind it, the talent market and where the next opportunities are.

  • Market map of every sub-sector
  • Funding & company formation by year
  • Revenue, profit & financial strength
  • Digital footprint: traffic, apps, releases
  • Hiring, skills & pay
  • Founders & leaders
  • News & sentiment
  • Where demand runs ahead of supply
Read the consumer and sme loans landscape of Bengaluru
For investors and data teams

Put this intelligence into your own tools

The figures on this page come from Fliar’s company, funding and MCA filings data. Use it through the Investor Intelligence API and MCA financials feeds, or explore every company, filing and investor in Radar.

Capital & corporate activity

Consumer and sme loans funding and M&A across India

541 recorded equity rounds have gone to 1,606 consumer and sme loans companies in India — how much, at which stage, into which sub-sectors, from whom, and how Bengaluru compares. Debt, IPO and grant rounds are excluded.

equity rounds, last 12 months5

US$96.82m

equity rounds, last 24 months37

US$720.28m

raised over five yearsUS$5.08bn

231 rounds in India

M&A deals, India142

last 24 months

Capital by year

Equity funding into consumer and sme loans in India

amount rounds
$879m201859
$1.1bn201953
$500m202034
$693m202148
$1.2bn202254
$726m202349
$1.9bn202448
$395m202528
$95m20264

Bars show US$ raised; the number under each year is equity rounds. 2026 is year to date. The peak year was 2024, with US$1.94bn across 48 rounds.

The funding ladder · five years

Rounds and typical cheque by stage

AngelUS$37.56m24 rounds · median US$616k
SeedUS$88.70m54 rounds · median US$1.10m
Series AUS$254.85m44 rounds · median US$4.16m
Series BUS$621.30m28 rounds · median US$16.49m
Series CUS$1.06bn20 rounds · median US$40.75m
Series D+US$2.34bn53 rounds · median US$29.94m
Private equityUS$680.16m8 rounds · median US$35.45m
Where the money went · five years

Most-funded sub-sectors

Consumer and sme loansUS$4.12bn189 rounds · 83 companies
Alternative lendingUS$528.70m25 rounds · 9 companies
MicrofinanceUS$173.38m5 rounds · 1 companies
Asset financeUS$144.23m4 rounds · 2 companies
Higher education techUS$97.81m3 rounds · 1 companies
Service providers to banksUS$15.77m3 rounds · 1 companies
Investment consultantsUS$1.84m2 rounds · 1 companies
Corporate activity · last 24 months

M&A in India

126Acquisition
16Merger

Most active acquirers

  1. Bajaj finserv7
  2. Power finance6
  3. Piramal finance6
  4. Avenir Investment RSC3
  5. Societe generale3

Most acquired or merged

  1. Sammaan Capital13
  2. Shriram finance8
  3. Manappuram finance6
  4. Nido Home Finance5
  5. Religare Enterprises5

Each deal appears in the events strip at the top of the page.

Consumer and sme loans funding in Bengaluru

16 consumer and sme loans companies in Bengaluru have recorded equity funding, US$812.11m in total. Totals and round dates describe the historical record; they are not current valuations.

Founders and momentum in Bengaluru

Meet the people behind consumer and sme loans companies in Bengaluru. 43 of 78 companies list founders or leaders; where a public LinkedIn profile matches exactly, the expanded profile shows the photo, headline, location and education.

Explore Bengaluru consumer and sme loans companies by sub-sector

The most common specialisations among consumer and sme loans companies in Bengaluru. Open a company to see what it sells, who runs it and how far it has come.

Keep exploring consumer and sme loans in India and nearby markets.

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