Radar Companies FinTech · Lucknow
Radar · FinTech in Lucknow

Best FinTech Companies in Lucknow, India

The 42 best FinTech companies in Lucknow, India in 2026, ranked by funding and momentum. Funding, investors, founders, valuation, tech stack and live signals. Top: Aadrila.

42companies tracked
$162.8Kdisclosed funding
0unicorns
4have raised
Sector wealth & growth · validated company filings
$198,278median revenue
+18%median YoY growth
$93.9Bcombined revenue pool
4,820companies reporting

Biggest earners Axis Bank Limited ($16.6B, +30% YoY), Augmont Enterprises Limited ($7.7B, +90% YoY), Mmtc - Pamp India Private Limited ($4.3B, -2% YoY), Anant Wealth Consultants Private Limited ($3.4B)

FLIAR INTELLIGENCE · FINTECH × LUCKNOW

Our analysis of 218 FinTech companies

$22.0b in tracked funding; 91% of the stack-profiled cohort runs cloud-native; funding activity peaked in 2022.

218companies analysed
91%cloud-native stacks
2022funding peak (by rounds)
16unicorns
2017median founding year

Ranked: Best FinTech companies in Lucknow

#CompanyDisclosed fundingLast roundStageFounderFoundedTech stackRecent signals
1Aadrila
Provider of real-time identity verification solutions
$98K38 mo agoSeedShaktie Shukla
Co-Founder & Chief Business Officer
2017EnvoyReactReact Router+61 job opening
2Financekaart
Provider of AI-driven credit and financial services for small businesses
$65K37 mo agoSeedGanga Gupta
Founder & CEO
2018BootstrapApache HTTP ServerCloudflare+171 job opening
3Saurja
Provider of operation infra solution for solar energy projects
23 mo agoSeedKuldeep Chauhan
Co-Founder
2023
4Stockstoearn
Platform empowering people with professional education and resources for stock market and finance
61 mo agoSeedPraveen Singh
Founder
2021WordPressMySQLPHP+24
5Aadiswan
Provider of loan origination, credit administration, and early warning systems
UnfundedAnimesh Chauhan
Founder & CEO
2014WordPressMySQLPHP+19
6Algoniti
Algorithmic trading platform for stocks
UnfundedGirish Mathur
Co-Founder
2019
7Antlia Fintech
Provider of plug-and-play APIs for financial services
UnfundedAashok Gupta
Co-Founder & Director - Operations
20191 job opening
8Appworkspay
Cloud & app-based payment, tax management and branding solutions for businesses
UnfundedViivek Jaiswal
Founder
2021
9BFC Capital
App-based wealth management solutions
Funding RaisedSunil Gupta
CEO
2001TurbopackNode.jsTailwind CSS+10
10Billinghai.com
Digital invoicing platform
UnfundedRounak Singh
Founder
2023
11BRIK itt
Proptech platform offering fractional ownership of vacation homes
UnfundedMayur Kapoor
Co-Founder & CEO
2020Cart FunctionalityGoogle MapsMUI+18

Top 4 FinTech companies in Lucknow

#1
Seed · Lucknow, Uttar Pradesh · founded 2017
$98.1Kraised

Provider of real-time identity verification solutions. These solutions verify customer identities using ID documents, selfies, and various data sources. The offerings help businesses onboard customers quickly, reduce fraud through AI-powered verification and multi-source checks, and minimize manual review processes. This results in faster application processing and improved customer satisfaction. The technology analyzes digital footprints and online data to assess the veracity of customer information.

LinkedIn Pulse recent public activity · Jul 2026
Audience: 653 LinkedIn followers — 2.3% of this cohort's audience
Hiring: 3 hiring posts in 12 mo (public) · momentum +1 · hiring: Sales Business Development, Chief Technology Officer
Activity: 1 product launches · 1 awards announced in 12 mo
Funding rounds
  • 2023Grant (prize money)
  • Sep 2018Angel$68.8K
  • Aug 2018Seed$29.3K
Founders & team
Shaktie ShuklaCo-Founder & Chief Business OfficerMansi ShuklaCo-Founder & CEOAkbar AliCo-Founder
Investors
IIM Lucknow Enterprise Incubation Center, Shakman Eservices
Tech stack
Amazon Web ServicesApache Http ServerBootstrapEnvoyGoogle Font ApiGoogle Maps
#2
Seed · Lucknow, Uttar Pradesh · founded 2018 · 25 employees
$64.7Kraised

Provider of AI-driven credit and financial services for small businesses. It offers various financial products, including unsecured business loans, invoice discounting, lines of credit, and cash credit facilities. The platform utilizes AI to streamline the lending process and provide customized rate quotes. It also provides access to zero-balance digital current accounts and other banking services through partnerships with licensed financial institutions. The company aims to improve access to financial services for underserved small business owners.

LinkedIn Pulse recent public activity · Jul 2026
Audience: 5k LinkedIn followers — 18.5% of this cohort's audience
Hiring: 1 hiring post in 12 mo (public)
Funding rounds
  • Jul 2023Seed
  • May 2022Angel$64.7K
Founders & team
Ganga GuptaFounder & CEO
Investors
Pontaq, STPI
Tech stack
Apache Http ServerBootstrapCdnjsCloudflareCore-JsFacebook Pixel
#3
Seed · Lucknow, Uttar Pradesh · founded 2023
raised

Provider of operation infra solution for solar energy projects. It provides users with a platform providing sustainable energy financing solutions with various EMI options and payment methods, aiming to ease the transition to renewable energy sources.

LinkedIn Pulse recent public activity · Jul 2026
Audience: 341 LinkedIn followers
Funding rounds
  • Sep 2024Seed
Founders & team
Kuldeep ChauhanCo-FounderAditya MisraCo-Founder
Investors
Indian Institute of Management Lucknow
#4
Seed · Lucknow, Uttar Pradesh · founded 2021
raised

Platform empowering people with professional education and resources for stock market and finance. It is empowering retail people with institutional-level data, education, and resources for the stock market & finance.

LinkedIn Pulse recent public activity · Jul 2026
Audience: 385 LinkedIn followers
Funding rounds
  • Jul 2021Seed
Founders & team
Praveen SinghFounder
Tech stack
AkismetAll In One SeoAstraCore-JsElementorElementor Header & Footer Builder

Funding & investor landscape

$162.8Ktotal disclosed funding
2companies funded
3disclosed rounds
0rounds last 90 days
Most active investors
IIM Lucknow Enterprise Incubation Center1 rounds
Indian Institute of Management Lucknow1 rounds
Pontaq1 rounds
STPI1 rounds
Shakman Eservices1 rounds
Startup Incubation and Innovation Centre1 rounds

Notable founders

Shaktie Shukla
Co-Founder & Chief Business Officer · Aadrila
Mansi Shukla
Co-Founder & CEO · Aadrila
Ganga Gupta
Founder & CEO · Financekaart
Kuldeep Chauhan
Co-Founder · Saurja
Aditya Misra
Co-Founder · Saurja
Praveen Singh
Founder · Stockstoearn
Prism market signals · India · country-scoped Prism corpus, 1,043,046 docs

Market landscape — 10 sub-themes by coverage

Share of FinTech coverage by sub-theme.

Regulatory-risk over time rising

Funding & growth over time

funding rising · growth rising

RESEARCH SIGNALS · India

How research on Fintech is moving in India

A read on the academic research around Fintech — which themes are gaining ground, the institutions and researchers driving them, and how the tone is shifting. Based on 1,335 India-affiliated papers.

research sentiment over time
201920232026
enthusiastic · positive · guarded tone
Tone is overwhelmingly optimistic and softening — the enthusiastic (strongly-positive) share moved 51% → 44% across 2019–2026.
top research entities
  • G.S. Science, Arts And Commerce College118
  • Jain University37
  • Amity University37
  • Symbiosis International University34
  • Mangalore University29
leading researchers
Sachin Shankar Jadhav · Divya Soni · Sakshi Thite · Kare, Dipak Nivrutti · Zagade, Sunil · Dr. Rashmi Akshay Yadav · Archana Digvijay Suryavanshi · Abhishek Prajapat
Breakthroughs94 · 7%
▲ 0%→7% share
0 median citations94% since 2021mostly methods-led
Breakthroughs are rising (0%→7% of field), led by Database transaction.
rising sub-themes (early→recent)
  • Database transaction1→12
  • Blockchain1→5
Newly emergingFinancial services 0→35 · Scalability 0→11 · Financial inclusion 0→11
Landmark Eagle Strategy Arithmetic Optimisation Algorithm with Optimal Deep Convolutional Forest Based FinTech Application for Hy · 32 cites
Advancements433 · 32%
▲ 0%→33% share
0 median citations97% since 2021mostly empirical
Advancements are rising (0%→33% of field), led by Financial services.
rising sub-themes (early→recent)
  • Financial services2→223
  • Financial inclusion3→150
  • Financial literacy2→58
  • Government (linguistics)1→43
  • Sustainability2→30
Newly emergingPayment 0→83 · Mobile payment 0→52 · Mobile banking 0→46
Landmark The Impact of Fintech and Digital Financial Services on Financial Inclusion in India · 153 cites
Concerns494 · 37%
▲ 0%→36% share
0 median citations93% since 2021mostly empirical
Concerns are rising (0%→36% of field), led by Financial services.
rising sub-themes (early→recent)
  • Financial services1→264
  • Financial inclusion2→138
  • Payment1→95
  • Mobile payment1→41
  • Database transaction1→37
Newly emergingGovernment (linguistics) 0→59 · Financial literacy 0→50 · Digital transformation 0→36
Landmark Financial technology: a review of extant literature · 176 cites
RESEARCH HOTSPOTS · India

Where fintech is researched across India

Location clusters by institution affiliation — each city's volume, stance tone, and a quick read on its hot topic, what's advancing, the opening opportunity, and the main concern.

Delhi-NCR77 · +0.03
Hot · Payment service providerAdvancing · Sustainable developmentOpportunity · PaymentConcern · Financial services
Pune49 · +0.21
Hot · RevenueAdvancing · Financial literacyOpportunity · Mobile paymentConcern · Key (lock)
Chennai25 · +0.41
Hot · Financial servicesAdvancing · Financial inclusionOpportunity · Financial literacy
Bengaluru16 · +0.24
Hot · Retail bankingAdvancing · Financial servicesOpportunity · PaymentConcern · Financial transaction
Hyderabad13 · +0.14
Hot · Banking industryOpportunity · Financial sectorConcern · Financial services
Ahmedabad6 · +0.35
Hot · Financial servicesOpportunity · Financial intermediary
Kolkata5 · +0.36
Hot · Financial servicesOpportunity · Financial inclusion
PATENT SIGNAL · India

Who's filing fintech patents in India

India fintech patent filing is steady — 1 filings from 8 assignees (2022–2022), led by Geeky Technology And Consulting, Polaris Financial Technology, DR Mariappan RAJA; annual filings 1→1.

1 filings8 assigneespeak 1/yr2022–2022
filing momentum (YoY 2022–2022)
top patent filers
  • Geeky Technology And Consulting2
  • Polaris Financial Technology2
  • DR Mariappan RAJA1
  • Sakthivel Santhoshkumar1
  • Dhamotharan Dhanasekar1
  • DR Murugesan Selvam1
  • Muhammed Basid Amnas1
  • DR Balasundram Maniam1

Common questions

How many FinTech companies are there in Lucknow, India?
Radar tracks 42 indexable FinTech companies headquartered in Lucknow, India that meet our profile-completeness bar.
What is the total funding raised by FinTech companies in Lucknow, India?
The FinTech companies in Lucknow, India on this list have raised a combined $162.8K in disclosed equity funding across 2 funded companies.
Which is the highest-funded FinTech company in Lucknow, India?
Aadrila is the highest-funded FinTech company in Lucknow, India, with $98.1K in disclosed equity funding.
How many FinTech companies in Lucknow, India are funded?
2 of the 42 FinTech companies in Lucknow, India on this list have disclosed at least one equity funding round.
How many FinTech unicorns are there in Lucknow, India?
None of the FinTech companies in Lucknow, India on this list currently has a disclosed valuation of $1B or more.
Who are the top investors in Lucknow, India FinTech companies?
The most active investors in Lucknow, India FinTech companies on this list include IIM Lucknow Enterprise Incubation Center, Indian Institute of Management Lucknow, Pontaq, STPI, Shakman Eservices.
Riya SenguptaFinancials

Riya reads income statements for fun. She covers the real money in a sector — revenue, growth, who actually earns — and never met a vague claim she didn't want a number for.

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