Industry landscapes
The companies, capital and talent shaping digital lending in New York City. Find the leaders. Understand the segments. See where the activity is.
An industry ecosystem,
measured in context.
24 featured companies from the funding, hiring, revenue and team-size leaderboards.
Locked revenue figures are available in Radar; the eight company financial previews stay the same throughout this page. A dash means the figure is outside these featured lists. Revenue years vary by company; the figures are not a like-for-like revenue comparison. Compare annual accounts ↗
Recently founded means a recorded 2023–2026 founding year and no recorded parent, acquirer or public-company status. These companies are not labelled startups without that separate classification.
Explore classified startups in Radar ↗A few useful ratios bring the size of this ecosystem into perspective.
28 of 327 tracked companies have open roles.
122 of 327 tracked companies have a recorded round.
Share of disclosed capital received by the three largest recorded recipients.
Midpoint of 249 rounds with a disclosed amount.
Scale is concentrated. Opportunity is broader. The three largest funding recipients hold 30.0% of disclosed capital, while 62.7% of tracked companies have no recorded funding round.
Explore the segments →Recorded company formation and disclosed funding across the complete annual series shown.
Sum of recorded funding rounds · USD
| Year | Funding (USD) | Founded | Raising |
|---|---|---|---|
| 2016 | $549.04M | 13 | 20 |
| 2017 | $478.4M | 23 | 21 |
| 2018 | $728.52M | 17 | 16 |
| 2019 | $1.09B | 16 | 22 |
| 2020 | $409.37M | 16 | 16 |
| 2021 | $1.98B | 28 | 25 |
| 2022 | $1.68B | 24 | 21 |
| 2023 | $1.38B | 19 | 20 |
| 2024 | $789.33M | 13 | 19 |
| 2025 | $899.63M | 10 | 18 |
Share of all disclosed company funding.
292 recorded rounds since 2016
Recorded participation in digital lending company rounds since 2016.
Backed by .
Backed by Chailease Holding and Andre Koo and others.
Backed by Goldman Sachs and Revolution and others.
Backed by TruStage and Reseda Group and others.
Backed by Footwork and Primary Venture Partner and others.
Backed by SoftBank.
Backed by L Catterton and Ally and others.
Backed by Carrick Capital Partners.
Backed by AGNC Investment corporation and Activant Capital and others.
Backed by MAI Capital Management and Park Cities Asset Management and others.
Backed by Menlo Ventures.
Backed by TTV Capital and Javelin Venture Partners and others.
Participating investors were not recorded in this snapshot.
Backed by Horizons Ventures and Sir Ronald Cohen and others.
Backed by IVP and RRE Ventures and others.
Annual accounts for reporting companies linked to this landscape, on like-for-like currency and reporting bases.
Display conversions use the dated reference rates above. Where a verified rate is unavailable, figures retain their source currency. Each reporting cohort keeps its currency and accounting basis separate.
FY2022 · company accounts; aggregate reporting threshold not met · 1 reporting entities from 3 eligible matches.
Sum of reporting-entity revenue; not New York City market sales.
Combined result for the same cohort.
Combined net income ÷ combined revenue.
The middle covered reporting entity.
None of 1 covered entities.
Share of covered revenue from the five largest entities.
Reported cohort totals by year; coverage is stated for every period.
Bar height shows revenue. Changes in coverage can affect totals.
FY2022 · 1 reporting entities
Up to eight fixed company previews show financial amounts. Search and sort the wider company list, then continue in Radar.
| Company / reporting entity | Revenue | Net profit / loss | Net margin | Revenue growth | Total assets |
|---|---|---|---|---|---|
| Borrow money ↗1656501 | $0.0m | $-0.7m | -2974.2% | — | — |
Explore full company accounts and filings.
Choose “View accounts” to inspect an available company preview.
Each pair uses the same year, currency and reporting basis. Cohort overlap is disclosed.
| Industry | Covered / eligible | Revenue total | Median revenue | Net profit / loss | Aggregate margin | Profitable share | Overlap |
|---|
Available-account cohorts are not estimates of whole industries. Overlapping entities can occur in more than one cohort; do not add cohort totals.
Filed annual accounts for exact designated national identifiers. Every aggregate and peer pair uses one fiscal year, source currency and reporting basis; periods, coverage and overlap are explicit; 2026 partials are excluded.
The same up to eight reporting entities remain open across years, filters and sorts. Other company figures are available in Radar.
Source currencies and accounting bases stay separate. Missing accounts are excluded rather than treated as zero. Exact reporting periods appear on company previews. Annual totals can change with coverage and do not measure growth of a fixed company cohort.
How the New York City companies on this page show up online: the sites people visit, the apps they install, and how often those apps ship.
9 of the 327 companies on this page carry a measured traffic record (2.8%); these are the largest of those, by monthly visits. The median among them is 309,134 visits.
| Company | Monthly visits | Authority | Mobile |
|---|---|---|---|
| SmartAssetsmartasset.com | 4,895,634 | 68 | 60% |
| Debbiejoindebbie.com | 1,201,119 | 31 | 99.3% |
| Katapultkatapult.com | 764,403 | 41 | 94.4% |
| Kashablekashable.com | 742,727 | 38 | 97.2% |
| Breadbreadpayments.com | 309,134 | 44 | 81.4% |
| Splititsplitit.com | 286,849 | 43 | 73.7% |
| Credit-Land.comcredit-land.com | 98,095 | 29 | 90.1% |
| Fundkitefundkite.com | 91,693 | 27 | 0% |
| Roamwithroam.com | 55,276 | 35 | 30.2% |
Visits and authority are third-party web estimates, not company-reported figures.
19 of these companies (5.8%) publish at least one Android app — 22 apps in all, carrying 15.1M installs between them.
| App | Installs | Rating | Store category |
|---|---|---|---|
| Brigit: Cash Advance & CreditBrigit | 9.8M | 4.8 | Finance |
| DailyPay On-Demand PayDailyPay | 4.1M | 4.7 | Finance |
| Katapult Shop & Lease to OwnKatapult | 421K | 4.5 | Finance |
| BankuishBankuish | 203.2K | — | Finance |
| Mine (formerly Fizz): MoneyGPTMine | 191.9K | 4.5 | Finance |
| Debbie RewardsDebbie | 141.9K | 4.9 | Finance |
| KashableKashable | 77.5K | 3.3 | Finance |
| PNC EarnedItDailyPay | 45.6K | 4.7 | Finance |
| Zable Credit CardZable | 39.1K | 4.4 | Finance |
| Uthrive: Rewards & CashbackUThrive | 33.1K | 4.2 | Finance |
Installs are lifetime totals to date at the June 2026 store reading — a measure of reach, not of people using an app today.
The busiest app inside each of this page’s own segments, with the quarterly release trend behind it (2023Q1–2026Q2).
| Segment | Apps | Installs | Leading app | Release trend |
|---|---|---|---|---|
| Alternative Lending | 21 | 15.1M | Brigit: Cash Advance & Credit 9.8M | |
| Hrtech | 5 | 4.2M | DailyPay On-Demand Pay 4.1M | |
| Payments | 5 | 4.2M | PNC EarnedIt 45.6K | |
| Banking Tech | 4 | 204.5K | Bankuish 203.2K |
A company can carry several segment tags, so these rows overlap and should not be added together. Trend lines are zero-based and share one quarter grid, so a flat line is a quiet segment, not a missing one.
New apps published, beside apps whose most recent update landed in that quarter — the second bar is how much of the shelf is still being maintained.
Darker bars are new releases, lighter bars apps updated. 20 of 22 apps carry a release date. The series ends at 2026Q1, the last quarter that closed before the June 2026 reading.
Explore the segments behind the headline numbers.
Rank segments by scale, hiring or disclosed funding.
Companies can sit in several segments. Counts and funding overlap.
The largest measured segment in this report snapshot.
28 companies hiring · $13.23B disclosed funding
Explore in RadarCommon revenue models; a company can use more than one.
Recorded corporate activity linked to companies in this landscape.
Kashable has now raised a total of $122.7M in total equity funding and is backed by EJF Ventures, Goldman Sachs Alternatives, and Revolution.
Among the largest financings were Kiavi ($350 million, debt), Dwelly ($50 million, debt), Metiundo ($47.6 million, Series A), OneDome ($34.2 million, Series C), Stake ($31 million, Series B), Ownwell ($30 million, Series B), and Orchard ($30 million, venture).
today announced that it has acquired the equipment finance portfolio and platform of Republic Bank Finance, a division of Republic Bancorp, Inc.
DailyPay, the leading On-Demand Pay platform and financial wellness solution, announced the closing on December 30, 2025 of a new $195 million senior secured revolving credit facility, further strengthening the company’s capital position and providing greater financial flexibility to support long term growth.
Raistone, one of the largest middlemen in First Brands’ financings, is nearing a deal to sell itself to investment firm Marblegate Asset Management, according to people familiar with the matter.
ModernFi, the leading technology provider for deposit management, today announced a $30 million Series B funding round.
Reports from May indicated that Fenix International has been in talks to sell OnlyFans for as much as $8 billion. The leading bidder appears to be a consortium led by The Forest Road Company, a U.S. investment firm.
OatFi, a FinTech company building embedded credit infrastructure for B2B payments, has raised $24m in a Series A funding round.
Clair previously raised a Seed round led by Upfront Ventures, although the specific amount was not disclosed in this update.
New York-based Button Finance, a FinTech company focused on home equity lending, has raised $5m in a Series A funding round to fuel its platform growth and technological expansion.
Top 10 categories among 142 recorded events in the 24-month window.
1 companies with recorded IPO activity
IPO1 reports
8 tracked people moves
Appointment Chief Executive Officer
Appointment Chief Executive Officer
Appointment Chief Brand and Communications Officer
Appointment Chief Operating Officer
Appointment Chief Financial Officer
Appointment Board Member
Products, platforms and features in the recorded window
10 recorded customer wins
Customer: members heritage credit unionBanking, Financial
Customer: Rhinebeck BancorpBanking
Customer: genisys credit union
Customer: Harvard Federal Credit UnionDigital Banking
Customer: CCF Holdings LLCRetail
Customer: The Aaron’s Company, Inc.Retail
2 companies with reported reductions
Scale not stated rolesrevenue loss due to First Brands collapse
Scale not stated rolesfinancial distress
6 tracked suits
disappearance of assetsCivil · Filed
securities class action lawsuitClass Action · Ongoing
Company-linked deal reports; status is preserved as recorded.
| Acquirer → target | Status | Date | Value / context |
|---|---|---|---|
| zip→QuadPay ↗ | Announced | 2026-06-04 | Not stated in snapshot |
| CAN Capital→Republic Bank Finance | Announced | 2026-02-26 | Not stated in snapshot |
| marblegate asset management→Raistone ↗ | Pending | 2025-12-11 | Not stated in snapshot |
| The Forest Road Company→onlyfans | Rumored | 2025-08-22 | $8.0B |
| fundthrough→Ampla ↗ | Announced | 2025-04-28 | Not stated in snapshot |
| feedzai→Demyst ↗ | Announced | 2025-04-24 | Not stated in snapshot |
A discussion or rumour is not a completed transaction. An unstated value is not zero.
870 postings in the preceding 12 months. The full 1,256-posting snapshot covers 45 employers.
48 tracked postings mention remote work.
374 postings specify a level.
Top skills across 1,256 tracked postings in the available jobs snapshot.
Median across 91 postings with pay data, expressed in USD.
| Company | Open roles |
|---|---|
| World Business Lenders ↗ | 9 |
| Kapitus ↗ | 9 |
| Skeps ↗ | 7 |
| DailyPay ↗ | 7 |
| Kafene ↗ | 6 |
| Applied Data Finance ↗ | 5 |
| Sparrow ↗ | 5 |
| Brigit ↗ | 3 |
| Company | Employees |
|---|---|
| Better Mortgage ↗ | 3,087 |
| DailyPay ↗ | 845 |
| Ready Capital ↗ | 374 |
| Applied Data Finance ↗ | 321 |
| Kapitus ↗ | 223 |
| Fora Financial ↗ | 135 |
| Biz2Credit ↗ | 125 |
| Katapult ↗ | 120 |
204 founders and chief executives across 143 companies.
Founder Telepele Communincation, ex-DKMY, Orbitz Worldwide, Comgates, Ecommony.
High Slope, Cohere, ex-Co-Founder Lifebooker, Paribus. Amherst College BA 2003
Can Capital, ex-Marlin Business Services, ex-Alk Technology, Rutgers University - Newark, 1985
Applied Data Finance, ex-Axar Capital, ex-Jg Wentworth, U.C. Santa Barbara
Ex-Arcavista Corporation, Donald & Co, Fidelco Capital Group, Windsor Group.Boston University B.S
Ex-Artisan Real Estate Ventures, Lehman Brothers · Massachusetts Institute of Technology ME 2003
Us Strategic Metals, ex-Behalf, ex-Integra Realty Resources, University of Virginia - Darden Graduate School of Business Administration
Biz2credit, ex-Abu Dhabi Department Of Economic Development, ex-First Abu Dhabi Bank, Rutgers University, 1993
Founder & CEO Luxury Asset Capital, ex-Jumping Jack Cash, EYE Program. UNC Chapel Hill BA 2007
Ex-Altima Partners, Leucadia National. Princeton University AB 2004
ex-Octane Lending, Hard Eight Holdings, Merrill Lynch. Wharton MBA 2007.
Investor&EIR-FJ Labs · Co-Founder & CEO Mundi, ex-OLX, BCG · Torcuato Di Tella University 2011…
75 profiles with education records.
17 profiles with prior-work records.
Profiles cover recorded founders and leaders; contact details remain in Radar.
20,022 articles in the measured 12-month window.
Digital Lending coverage tagged New York City · articles per complete quarter
| Quarter | Articles |
|---|---|
| 2021Q2 | 2,963 |
| 2021Q3 | 3,599 |
| 2021Q4 | 3,481 |
| 2022Q1 | 4,257 |
| 2022Q2 | 4,123 |
| 2022Q3 | 3,401 |
| 2022Q4 | 3,643 |
| 2023Q1 | 3,775 |
| 2023Q2 | 4,043 |
| 2023Q3 | 3,770 |
| 2023Q4 | 3,921 |
| 2024Q1 | 5,235 |
| 2024Q2 | 4,455 |
| 2024Q3 | 4,531 |
| 2024Q4 | 4,830 |
| 2025Q1 | 5,562 |
| 2025Q2 | 4,381 |
| 2025Q3 | 5,762 |
| 2025Q4 | 4,257 |
| 2026Q1 | 5,251 |
Article volume measures coverage, not market sales.
233 recorded company events across 31 companies; percentages use that event total.
Digital Lending coverage tagged New York City · ranked by full-period article count.
Recent and prior counts use the source comparison windows.
United States comparison coverage
| Keyword | Recent | Prior | Change |
|---|---|---|---|
| stablecoin fx impact | 13,434 | 6,005 | 124% |
| stock price | 9,691 | 4,500 | 115% |
| etf trading | 8,247 | 3,359 | 146% |
| investment deal | 7,375 | 1,414 | 422% |
| etfs | 7,169 | 2,969 | 141% |
| decentralized forex | 6,986 | 3,549 | 97% |
| sector etfs | 6,864 | 2,864 | 140% |
| etf structures | 6,421 | 2,622 | 145% |
| etf products | 6,339 | 2,481 | 156% |
| share price | 5,711 | 2,242 | 155% |
| flood stage forecasting | 119 | 10,236 | -99% |
| hydrologic risk modeling | 26 | 10,145 | -100% |
| coastal flooding study | 121 | 4,687 | -97% |
| flood control measures | 86 | 3,644 | -98% |
| severe weather warning | 340 | 3,275 | -90% |
United States comparison coverage
economic slowdown, stock performance, currency intervention policies
49.0% critical · 33.8% positiveinflation reports fx, currency intervention policies, trade deficits fx
37.5% critical · 48.9% positivegdp growth forex, inflation reports fx, trade deficits fx
43.1% critical · 39.1% positiveDigital Lending coverage tagged New York City. Topic labels describe recorded classifications and can include broad context.
907 papers in the recorded india scope.
Tone counts: 834 positive · 6 neutral · 67 negative.
Landmark: Fintech and Financial Services : Initial Considerations
Landmark: The FinTech Opportunity
Landmark: Fintech Adoption Drivers for Innovation for SMEs in Indonesia
Common problems researchers identify · 0136.7% of this theme group
Researchers highlight how emerging financial technologies strain existing regulatory frameworks and public sector operations.
FinTech (41) · Financial services (40) · Financial regulation (7) · Financial system (4)
FINANCIAL INCLUSION THROUGH TECHNOLOGY: A REVIEW OF TRENDS IN EMERGING MARKETS
Enhancing public sector financial operations and inclusion through innovative Fintech solutions
| Year | Share index |
|---|---|
| 2022 | 245.3 |
| 2023 | 251.7 |
| 2024 | 240.7 |
| 2025 | 249.6 |
Common problems researchers identify · 0228.0% of this theme group
Papers point to persistent barriers for underserved consumers despite advances in retail banking and payment platforms.
Financial inclusion (16) · Financial services (29) · Retail banking (5) · Payment (7)
Leveraging Financial Inclusion Through Technology-Enabled Services Innovation
Digital Finance, Financial Inclusion and Gender Equality: Strategies for Economic Empowerment of Women
| Year | Share index |
|---|---|
| 2022 | 883.7 |
| 2023 | 861.1 |
| 2024 | 968.4 |
| 2025 | 1054.2 |
Common problems researchers identify · 0322.0% of this theme group
Studies expose rising fraud risks and data‑breach threats in cryptocurrency and mobile banking ecosystems.
Cryptocurrency (6) · Resilience (5) · Data breach (5) · Financial transaction (4)
Machine Learning Approaches for Fraud Detection and Risk Assessment in Mobile Banking Applications and Fintech Solutions
Combating Illicit Finance in Digital Payment Services: The Role of Data Analytics and Technology in Preventing Payment Fraud and Scams
| Year | Share index |
|---|---|
| 2022 | 187.0 |
| 2023 | 177.3 |
| 2024 | 122.5 |
| 2025 | 199.7 |
Common problems researchers identify · 0413.3% of this theme group
Works discuss difficulties embedding advanced risk analytics and credit scoring within traditional financial institutions.
Financial services (16) · Leverage (3) · Risk management (2) · Financial risk (2)
Integrating Risk Management in Fintech and Traditional Financial Institutions through AI and Machine Learning
AI-Powered Credit Scoring: Scalable Big Data Architectures and Explainable Decision Intelligence for the Financial Sector
| Year | Share index |
|---|---|
| 2022 | 77.9 |
| 2023 | 84.4 |
| 2024 | 79.2 |
| 2025 | 150.7 |
Cautions · 0135.8% of this theme group
Authors caution that peer‑to‑peer lending and crypto markets may undermine financial stability and inclusion goals.
Cryptocurrency (5) · Mobile payment (4) · Financial inclusion (8) · Financial services (12)
Interdependence between online peer‐to‐peer lending and cryptocurrency markets and its effects on financial inclusion
Cryptography in Financial Markets: Potential Channels for Future Financial Stability
| Year | Share index |
|---|---|
| 2022 | 246.2 |
| 2023 | 238.0 |
| 2024 | 179.0 |
| 2025 | 318.8 |
Cautions · 0234.3% of this theme group
Research warns that large‑scale data use in FinTech could amplify systemic vulnerabilities and complicate sustainable finance.
FinTech (14) · Financial services (13) · Systemic risk (4) · Big data (5)
FinTech and Sustainable Finance: How is FinTech Shaping the Future of Sustainable Finance?
The Complex Implications of Fintech for Financial Inclusion
| Year | Share index |
|---|---|
| 2022 | 182.3 |
| 2023 | 175.6 |
| 2024 | 135.0 |
| 2025 | 240.2 |
Cautions · 0326.9% of this theme group
Scholars emphasize the need for responsible AI practices to avoid bias and ensure openness in financial services.
Financial services (13) · Transformative learning (5) · FinTech (8) · Transparency (4)
Artificial Intelligence, Machine Learning, and Bias In Finance: Toward Responsible Innovation
Unleashing the Power of AI in Financial Services: Opportunities, Challenges, and Implications
| Year | Share index |
|---|---|
| 2022 | 71.3 |
| 2023 | 98.3 |
| 2024 | 120.6 |
| 2025 | 241.2 |
A further 2 papers sit in smaller themes.
Opportunities · 0126.1% of this theme group
Papers explore how mobile payments and digital tools can reach unbanked populations and improve financial literacy.
Financial inclusion (52) · Mobile payment (16) · Financial literacy (21) · Financial services (44)
Advancing financial inclusion through fintech: Solutions for unbanked and underbanked populations
The Role of Financial Technology (FinTech) in Advancing Financial Inclusion and Equity.
| Year | Share index |
|---|---|
| 2022 | 115.8 |
| 2023 | 142.0 |
| 2024 | 128.5 |
| 2025 | 265.9 |
Opportunities · 0219.1% of this theme group
Works highlight new payment models and digital transformations reshaping financial services.
FinTech (40) · Financial innovation (9) · Financial services (26) · Payment (12)
FinTech and Financial Innovation: Drivers and Depth
Digital Transformation in Financial Services and FinTech: Trends, Innovations and Emerging Technologies
| Year | Share index |
|---|---|
| 2022 | 878.2 |
| 2023 | 857.4 |
| 2024 | 965.4 |
| 2025 | 1051.1 |
Opportunities · 0317.8% of this theme group
Research showcases artificial intelligence as a catalyst for greener, more resilient financial technologies.
Financial services (35) · Transformative learning (13) · Financial market (7) · Systemic risk (4)
Empowering Financial Services: The Transformative Impact of AI on FinTech Innovation
Leveraging Artificial Intelligence and Machine Learning for Sustainable Financial Technologies: Innovations, Challenges, and Future Prospect
| Year | Share index |
|---|---|
| 2022 | 59.0 |
| 2023 | 82.2 |
| 2024 | 256.7 |
| 2025 | 191.7 |
Opportunities · 0417.8% of this theme group
Studies demonstrate how advanced analytics and cloud‑based models can scale risk evaluation and market forecasting.
Financial services (31) · Analytics (11) · Scalability (9) · Leverage (7)
Transforming financial services through predictive analytics and banking systems integration
Deep Learning Architectures Deployed on Cloud Platforms for Dynamic Financial Risk Evaluation and Market Prediction
| Year | Share index |
|---|---|
| 2022 | 133.6 |
| 2023 | 142.7 |
| 2024 | 89.7 |
| 2025 | 192.5 |
Opportunities · 059.6% of this theme group
Papers discuss blockchain’s role in real‑time auditing, fraud detection, and cross‑border financial services.
Blockchain (11) · Cryptocurrency (10) · Digital currency (8) · Currency (6)
Blockchain technology and real-time auditing: Transforming financial transparency and fraud detection in the Fintech industry
Blockchain Technology for Financial Services & Globalization
| Year | Share index |
|---|---|
| 2022 | 905.6 |
| 2023 | 967.4 |
| 2024 | 915.8 |
| 2025 | 1033.4 |
Opportunities · 069.6% of this theme group
Research focuses on applying deep neural networks to identify credit card fraud and improve transaction security.
Credit risk (10) · Credit card fraud (5) · Database transaction (9) · Credit card (5)
Deep Learning in Financial Fraud Detection: Innovations, Challenges, and Applications
Application of Deep Learning in Financial Credit Card Fraud Detection
| Year | Share index |
|---|---|
| 2022 | 207.4 |
| 2023 | 187.5 |
| 2024 | 108.0 |
| 2025 | 205.7 |
Orientation shares compared with 25,000 papers in the reference sample.
| Research orientation | This field | Reference sample |
|---|---|---|
| Promising | 36.2% | 36.9% |
| Problem-identifying | 19.8% | 9.7% |
| Descriptive | 19.5% | 17.4% |
| Breakthrough | 10.7% | 26.7% |
| Cautionary | 9.7% | 4.6% |
| Comparative | 2.6% | 3.8% |
| Critical | 1.4% | 1.0% |
Counts and shares refer to the stated research pool. A low count describes how much of that research is recorded here, not the absence of a real-world concern.
| Concern / example paper | Papers | Share | Raised as a problem | Worldwide share |
|---|---|---|---|---|
| Privacy & surveillanceSecurity and Privacy in FinTech | 12 | 1.75% | 7 (58.3%) | 0.91% |
| Bias & fairnessDigital Finance, Financial Inclusion and Gender Equality: Strategies for Economic Empowerment of Women | 3 | 0.44% | 2 (66.7%) | 0.1% |
| Concentration of compute powerModerating effect of fintech adoption on market power and bank stability Nexus: Indian evidence | 3 | 0.44% | 0 (0.0%) | 0.26% |
| Energy & datacenter footprintAccelerating agricultural green development in ASEAN: The power of digital inclusive finance | 2 | 0.29% | 0 (0.0%) | 0.23% |
| Carbon & emissions of computeRethinking portfolio design with sustainable AI and FinTech: dynamic spillovers in a quantile–frequency framework | 1 | 0.15% | 0 (0.0%) | 0.01% |
| Labour & data workEnsuring financial inclusion through platform design: Technical frameworks for inclusive growth in the digital labor eco | 1 | 0.15% | 0 (0.0%) | 0.04% |
| Safety & misuseBridging Misinformation Gaps: A Framework for Enhancing Trust and Financial Literacy in Microinsurance Adoption among Sm | 1 | 0.15% | 0 (0.0%) | 0.08% |
| Water use | 0 | 0.0% | 0 (%) | 0.0% |
| Hardware, e-waste & supply chain | 0 | 0.0% | 0 (%) | 0.0% |
Institution and researcher rankings use citations to their covered work. Research scope: United States. This may be broader than the company geography.
Compare demand signals in New York City’s newsflow with the digital lending categories mapped to each signal.
Signal percentile − supply percentile = gap in percentile points. Positive gaps highlight questions to investigate. A high signal can reflect spending pressure or access friction, as well as potential demand.
The comparison is relative to the signal families on this page. A supply percentile of zero means the lowest relative reading, not zero companies. It is a prioritisation clue, not measured market size or unmet demand.
Signal and mapped-supply percentiles, their gap, and change in the signal’s article share.
Swipe horizontally to compare all columns →
| Signal family | Signal percentile | Supply percentile | Relative gap | Gap (points) | Signal share vs prior year |
|---|---|---|---|---|---|
| Layoffs & income shocks ↗Spending Pressure | 66.7 | 25.0 | +41.7 | +20.6% | |
| Interest rates & policy ↗Macro Pressure | 100.0 | 100.0 | +0.0 | +46.8% | |
| Lending & credit access ↗Demand Driver | 16.7 | 25.0 | -8.3 | +13.4% | |
| Market volatility ↗Macro Pressure | 50.0 | — | No matching category | — | +20.4% |
| Crypto & digital assets ↗Adoption Shift | 58.3 | — | No matching category | — | +43.6% |
| Fraud, scams & consumer trust ↗Trust Friction | 25.0 | — | No matching category | — | -8.3% |
| Data & privacy regulation ↗Compliance Pressure | 33.3 | — | No matching category | — | +21.3% |
Showing all 7 signals. Select a family for its history and mapped categories.
All 12 city readings for these demand families in the comparison geography. New York City is highlighted.
Each city’s reading is a share of its own coverage. Rows cover all of the United States for this page's signal families; New York City is marked.
Market volatility · Interest rates & policy · Layoffs & income shocks
Layoffs & income shocks · Fraud, scams & consumer trust · Crypto & digital assets
Layoffs & income shocks · Interest rates & policy · Fraud, scams & consumer trust
Interest rates & policy · Lending & credit access · Layoffs & income shocks
Fraud, scams & consumer trust · Layoffs & income shocks · Lending & credit access
Fraud, scams & consumer trust · Layoffs & income shocks · Interest rates & policy
Interest rates & policy · Layoffs & income shocks · Market volatility
Layoffs & income shocks · Crypto & digital assets · Fraud, scams & consumer trust
Layoffs & income shocks · Lending & credit access · Interest rates & policy
Layoffs & income shocks · Interest rates & policy · Lending & credit access
Layoffs & income shocks · Fraud, scams & consumer trust · Lending & credit access
Layoffs & income shocks · Lending & credit access · Interest rates & policy
Layoff cycles can pull discretionary spend back toward value offerings.
Companies can appear in multiple categories; these counts are not a unique-company total.
Mentions per 10,000 articles · zero baseline
| Quarter | Mentions | Per 10,000 articles |
|---|---|---|
| 2024Q3 | 123 | 15.47 |
| 2024Q4 | 163 | 19.67 |
| 2025Q1 | 197 | 19.66 |
| 2025Q2 | 126 | 14.45 |
| 2025Q3 | 394 | 16.0 |
| 2025Q4 | 283 | 33.97 |
| 2026Q1 | 179 | 20.14 |
Rate moves can reprice every loan book — lending and deposit products feel it first.
Companies can appear in multiple categories; these counts are not a unique-company total.
Mentions per 10,000 articles · zero baseline
| Quarter | Mentions | Per 10,000 articles |
|---|---|---|
| 2024Q3 | 175 | 22.01 |
| 2024Q4 | 162 | 19.55 |
| 2025Q1 | 124 | 12.37 |
| 2025Q2 | 165 | 18.93 |
| 2025Q3 | 531 | 21.56 |
| 2025Q4 | 338 | 40.57 |
| 2026Q1 | 219 | 24.64 |
Credit demand can pull origination, underwriting and collections capacity with it.
Companies can appear in multiple categories; these counts are not a unique-company total.
Mentions per 10,000 articles · zero baseline
| Quarter | Mentions | Per 10,000 articles |
|---|---|---|
| 2024Q3 | 27 | 3.4 |
| 2024Q4 | 17 | 2.05 |
| 2025Q1 | 30 | 2.99 |
| 2025Q2 | 44 | 5.05 |
| 2025Q3 | 66 | 2.68 |
| 2025Q4 | 41 | 4.92 |
| 2026Q1 | 43 | 4.84 |
Volatility can drive trading, hedging and advice-seeking in the same week it spikes.
This signal has no matching category in the page’s digital lending market map, so no supply percentile or gap is assigned.
Mentions per 10,000 articles · zero baseline
| Quarter | Mentions | Per 10,000 articles |
|---|---|---|
| 2024Q3 | 37 | 4.65 |
| 2024Q4 | 55 | 6.64 |
| 2025Q1 | 138 | 13.77 |
| 2025Q2 | 197 | 22.6 |
| 2025Q3 | 88 | 3.57 |
| 2025Q4 | 174 | 20.88 |
| 2026Q1 | 239 | 26.89 |
Crypto cycles can pull exchange, wallet and compliance demand in waves.
This signal has no matching category in the page’s digital lending market map, so no supply percentile or gap is assigned.
Mentions per 10,000 articles · zero baseline
| Quarter | Mentions | Per 10,000 articles |
|---|---|---|
| 2024Q3 | 23 | 2.89 |
| 2024Q4 | 36 | 4.34 |
| 2025Q1 | 35 | 3.49 |
| 2025Q2 | 52 | 5.96 |
| 2025Q3 | 43 | 1.75 |
| 2025Q4 | 121 | 14.52 |
| 2026Q1 | 91 | 10.24 |
Trust friction can reward whoever fixes service, complaints and fraud handling.
This signal has no matching category in the page’s digital lending market map, so no supply percentile or gap is assigned.
Mentions per 10,000 articles · zero baseline
| Quarter | Mentions | Per 10,000 articles |
|---|---|---|
| 2024Q3 | 121 | 15.22 |
| 2024Q4 | 87 | 10.5 |
| 2025Q1 | 70 | 6.99 |
| 2025Q2 | 38 | 4.36 |
| 2025Q3 | 77 | 3.13 |
| 2025Q4 | 93 | 11.16 |
| 2026Q1 | 225 | 25.32 |
Privacy rules can land as engineering requirements — consent, data handling and audit tooling follow.
This signal has no matching category in the page’s digital lending market map, so no supply percentile or gap is assigned.
Mentions per 10,000 articles · zero baseline
| Quarter | Mentions | Per 10,000 articles |
|---|---|---|
| 2024Q3 | 6 | 0.75 |
| 2024Q4 | 12 | 1.45 |
| 2025Q1 | 28 | 2.79 |
| 2025Q2 | 4 | 0.46 |
| 2025Q3 | 49 | 1.99 |
| 2025Q4 | 8 | 0.96 |
| 2026Q1 | 21 | 2.36 |
New York City digital lending coverage
RAND Corporation eBooks
28 citations in the snapshot
Arthroscopy The Journal of Arthroscopic and Related Surgery
16 citations in the snapshot
Journal of Business & Financial Affairs
11 citations in the snapshot
JAMA Health Forum
11 citations in the snapshot
New York City coverage of this page's demand families
| Keyword | Recent articles | Prior articles | Share change |
|---|---|---|---|
| antitrust investigations | 125 | 20 | 335.7% |
| crude oil prices | 84 | 17 | 244.4% |
| forex liquidity | 54 | 11 | 242.2% |
| sectoral price pressures | 63 | 17 | 158.3% |
| payday alternative loans | 25 | 8 | 117.8% |
| platinum supply trends | 32 | 11 | 102.8% |
Share changes describe coverage in the stated comparison periods, not search demand or market size.
Clear definitions for making better comparisons.
It measures the tracked company ecosystem, recorded funding, hiring and other available evidence. It is not a market-size estimate.
No. A company can belong to several segments, so segment counts and funding can overlap.
A dash or unavailable panel means the current reviewed source snapshot does not support that figure.
Company ecosystem snapshot: 3 September 2026. Funding is recorded in USD; filed accounts retain their stated currency and reporting basis. Each section identifies its own coverage. The news and research behind these sections is explorable in Prism.
Canonical landscape ↗