Locked revenue figures are available in Radar; the eight company financial previews stay the same throughout this page. A dash means the figure is outside these featured lists. Revenue years vary by company; the figures are not a like-for-like revenue comparison. Compare annual accounts ↗
Australia’s
fintech industry,
in focus.
The companies, capital and talent shaping fintech in Australia. Find the leaders. Understand the segments. See where the activity is.

An industry ecosystem,
measured in context.
MEET THE COMPANIESExplore Australia’s fintech leaders
24 featured companies from the funding, hiring, revenue and team-size leaderboards.
Expand panel +
Explore Australia’s fintech leaders
24 featured companies from the funding, hiring, revenue and team-size leaderboards.
Company discovery
Recorded evidence onlyRecently founded independent companies
Recently founded means a recorded 2023–2026 founding year and no recorded parent, acquirer or public-company status. These companies are not labelled startups without that separate classification.
Explore classified startups in Radar ↗Fintech industry KPIs in Australia
A few useful ratios bring the size of this ecosystem into perspective.
59 of 2,017 tracked companies have open roles.
247 of 2,017 tracked companies have a recorded round.
Share of disclosed capital received by the three largest recorded recipients.
Midpoint of 396 rounds with a disclosed amount.
Scale is concentrated. Opportunity is broader. The three largest funding recipients hold 29.6% of disclosed capital, while 87.8% of tracked companies have no recorded funding round.
Explore the segments →CAPITAL & COMPANY FORMATIONHow Australia fintech has grown
Recorded company formation and disclosed funding across the complete annual series shown.
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How Australia fintech has grown
Recorded company formation and disclosed funding across the complete annual series shown.
Disclosed funding by year
Sum of recorded funding rounds · USD
View the numbers
| Year | Funding (USD) | Founded | Raising |
|---|---|---|---|
| 2016 | $203.86M | 125 | 34 |
| 2017 | $514.39M | 139 | 32 |
| 2018 | $871.61M | 106 | 27 |
| 2019 | $1.4B | 121 | 35 |
| 2020 | $2.17B | 140 | 33 |
| 2021 | $1.68B | 97 | 59 |
| 2022 | $618.11M | 69 | 45 |
| 2023 | $800.69M | 54 | 32 |
| 2024 | $542.76M | 70 | 21 |
| 2025 | $215.78M | 17 | 12 |
Funding concentration
Share of all disclosed company funding.
- Judo Bank18.3%
- TP245.7%
- Afterpay5.6%
- Other companies70.4%
Funding by stage
467 recorded rounds since 2016
Investors appearing most often
Recorded participation in fintech company rounds since 2016.
- 01AirTree 18 rounds
- 02Square Peg Ventures 11 rounds
- 03National Australia Bank 10 rounds
- 04Perennial 10 rounds
- 05Carthona Capital 10 rounds
- 06Reinventure Group 9 rounds
- 07Regal Funds Management 8 rounds
- 08Grok Ventures 8 rounds
- 09Antler 8 rounds
- 010Apex Capital 8 rounds
Recent recorded rounds
Latest recorded rounds · USDBacked by Five V Capital.
Backed by Goldman Sachs Asset Management and Bain Capital Ventures and others.
Backed by Epic Angels.
Backed by .
Backed by .
Backed by .
Largest and notable recorded rounds
Each card is one recorded roundBacked by UniSuper and Magnetar.
Backed by Bain Capital Credit and Tikehau Capital and others.
Participating investors were not recorded in this snapshot.
Backed by Goldman Sachs Asset Management and Bain Capital Ventures and others.
Backed by Myer Family Investments and Bain Capital Credit and others.
Backed by SIX and Berliner Volksbank Ventures and others.
Backed by Gallatin Point Capital.
Backed by OPTrust and Abu-dhabi-capital.com and others.
Backed by Grok Ventures and Qualgro and others.
Backed by AirTree and Macquarie and others.
THE BUSINESS BEHIND THE ACTIVITYRevenue, profitability & financial strength
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Revenue, profitability & financial strength
Annual accounts availability
The measured Australia identity-to-filing probe did not produce a qualifying designated legal or national-ID join: bare ticker overlaps lack a recorded ASX exchange designation and are not designated legal or national identifiers.
Web traffic, app reach and release cadence
How the Australia companies on this page show up online: the sites people visit, the apps they install, and how often those apps ship.
Busiest websites
61 of the 2,017 companies on this page carry a measured traffic record (3%); these are the largest of those, by monthly visits. The median among them is 250,921 visits.
| Company | Monthly visits | Authority | Mobile |
|---|---|---|---|
| Pocket Optionpocketoption.com | 7,771,606 | 49 | 41.2% |
| Zipzip.co | 5,889,619 | 56 | 90.8% |
| BingXbingx.com | 5,610,868 | 48 | 21.2% |
| AN Support Services India Private Limitedanz.com.au | 4,161,738 | 68 | 36.1% |
| Deferitdeferit.com | 3,906,389 | 35 | 97.6% |
| CommSeccommsec.com.au | 2,218,836 | 51 | 20.5% |
| Linktlinkt.com.au | 2,058,300 | 54 | 68.3% |
| RACVracv.com.au | 1,945,183 | 54 | 69.4% |
| Finderfinder.com | 1,594,624 | 58 | 83.9% |
| Budget Directbudgetdirect.com.au | 1,403,990 | 58 | 61.8% |
Visits and authority are third-party web estimates, not company-reported figures.
Most-installed apps
253 of these companies (12.5%) publish at least one Android app — 331 apps in all, carrying 71.9M installs between them.
| App | Installs | Rating | Store category |
|---|---|---|---|
| Afterpay: Pay over timeAfterpay | 14.7M | 4 | Shopping |
| BingX: Buy Crypto & StocksBingX | 10M | 4.7 | Finance |
| ZipZip | 6.8M | 4.8 | Shopping |
| Afterpay. Buy now, pay it in 4Afterpay | 5.9M | 4.3 | Shopping |
| Mitrade - Trade Global MarketsMitrade | 5.4M | 4.4 | Finance |
| Zip - Shop Now, Pay LaterZip | 2.8M | 3.8 | Finance |
| LinktLinkt | 1.8M | 4 | Travel & Local |
| LatitudeLatitude Financial Services | 1.4M | 4.1 | Finance |
| Up — Simplify MoneyUp | 1.3M | 4 | Finance |
| CommSecCommSec | 1.2M | 3.4 | Finance |
Installs are lifetime totals to date at the June 2026 store reading — a measure of reach, not of people using an app today.
App reach by segment
The busiest app inside each of this page’s own segments, with the quarterly release trend behind it (2024Q1–2026Q2).
| Segment | Apps | Installs | Leading app | Release trend |
|---|---|---|---|---|
| Alternative Lending | 51 | 36.9M | Afterpay: Pay over time 14.7M | |
| Payments | 102 | 28.8M | Afterpay. Buy now, pay it in 4 5.9M | |
| Investment Tech | 80 | 24M | BingX: Buy Crypto & Stocks 10M | |
| E-Commerce Enablers | 11 | 20.7M | Tyro 39.7K | |
| In Store Retail Tech | 18 | 20.7M | Tyro Go 11.1K | |
| Cryptocurrencies | 8 | 10.4M | Swyftx: Buy Bitcoin, ETH & SOL 357.5K | |
| Forex Tech | 7 | 10.3M | FP Markets Forex & CFD Trading 170.7K | |
| Services For Investment Industry | 5 | 7.1M | Mitrade - Trade Global Markets 5.4M |
A company can carry several segment tags, so these rows overlap and should not be added together. Trend lines are zero-based and share one quarter grid, so a flat line is a quiet segment, not a missing one.
Release cadence by quarter
New apps published, beside apps whose most recent update landed in that quarter — the second bar is how much of the shelf is still being maintained.
Darker bars are new releases, lighter bars apps updated. 187 of 331 apps carry a release date. The series ends at 2026Q1, the last quarter that closed before the June 2026 reading.
INSIDE THE INDUSTRYThe Australia fintech market map
Explore the segments behind the headline numbers.
Expand panel +
The Australia fintech market map
Explore the segments behind the headline numbers.
Where companies are building
Rank segments by scale, hiring or disclosed funding.
Companies can sit in several segments. Counts and funding overlap.
Enterprise tech
The largest measured segment in this report snapshot.
35 companies hiring · $7.88B disclosed funding
Explore in RadarHow companies make money
Common revenue models; a company can use more than one.
THE COMPANIES IN MOTIONWho is listing, hiring leaders, launching and winning work
Recorded corporate activity linked to companies in this landscape.
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Who is listing, hiring leaders, launching and winning work
Recorded corporate activity linked to companies in this landscape.
Recent corporate headlines 10 dated reports
CC Capital and One Investment Management (OneIM) acquired 100% of Insignia for A$4.80 per share in cash via a scheme of arrangement, representing an enterprise value of approximately A$3.9 billion (US$2.5 billion).
In March, the broker acquired Link Group in an $80m deal, adding a North American crude and derivatives brokerage and data business to its platform.
The bank has signed a binding agreement to acquire Worldline’s 51% stake in ANZ Worldline for an enterprise value of A$89m, giving it complete control of the business it helped establish with the French payments group in 2022.
"This transaction is the natural next step in the relationship and directly supports our institutional banking growth strategy."
Aussie paytech Cuscal has agreed a deal to buy New Zealand-based payments services provider Paymark from Worldline subsidiary Retail International Holding for up to AUD 33 million
Hard on the heels of finalising the $75 million acquisition of Brisbane-based payments firm Indue late last year, payments infrastructure provider Cuscal Limited (ASX: CCL) is expanding its footprint in New Zealand through a $27 million cash deal for Paymark.
UK-based analytics startup WholeSum has raised a total of $1.3 million in pre‑seed funding, including a new $335,000 investment from Love Ventures, Beamline, and strategic angel investors.
Valiant (ASX: VAL) lists on the ASX following completion of its significantly oversubscribed IPO – raising $75M (before costs) through the issue of 300M shares at $0.25 per share.
Last month, quick commerce enablement platform Inamo raised $8 Mn in a round led by Prime Venture Partners.
Yard – Developer of autonomous robotic workforce solutions for outdoor maintenance.
Full recorded event mix
Top 10 categories among 835 recorded events in the 24-month window.
IPO pipeline
6 companies with recorded IPO activity
Leadership moves
99 tracked people moves
Appointment Head of Marketing for the MENA region
Appointment Head of Partners for MENA region
Appointment LATAM Regional Manager
Appointment Founder
Appointment Non-Executive Director and Chair of the Remuneration and Nomination Committee
Retirement Previously Chief Information Officer
Appointment Chief Data and AI Officer
Appointment Interim Chief Information Security Officer
Product launches
Products, platforms and features in the recorded window
AI Trading Signals
VIP Program Enhancement
Insurance
FinTech platform
financial platform
Feature
Payments platform
CRM
Contract wins
12 recorded customer wins
Customer: TIMOR GAPOil & Gas
Customer: Riccobono Grouphotels and real estate
Customer: primaryB2B fintech
Customer: Intuit AustraliaTechnology
Customer: JD SuperConsumer Retail
Customer: Great Northern Energy Metals Inc.Energy - Uranium Exploration
Workforce actions
4 companies with reported reductions
3,500 rolescost reduction
54 rolesAI automation
Scale not stated rolescost reduction
Scale not stated roles
Regulatory events
33 recorded events
not yet approvedSecurities and Exchange Board of India
approved for takeoverAustralian Competition and Consumer Commission
suedAustralian Competition and Consumer Commission (ACCC)
Litigation
12 tracked suits
misleading discount pricingRegulatory · Filed
bonus adjustment disputeCivil · Dismissed
Earnings pulse
Reported company results in the recorded window.
Median across 95 reported growth observations; companies may contribute multiple periods.
Mergers and acquisitions
Company-linked deal reports; status is preserved as recorded.
| Acquirer → target | Status | Date | Value / context |
|---|---|---|---|
| CC Capital and One Investment Management (OneIM)→insignia financial ↗ | Completed | 2026-05-02 | Not stated in snapshot |
| clarksons→Link Group ↗ | Announced | 2026-05-01 | $80.0M |
| AN Support Services India Private Limited→ANZ Worldline | Announced | 2026-04-30 | Not stated in snapshot |
| Keycorp→Clearwater Corporate Finance | Pending | 2026-04-30 | Not stated in snapshot |
| cuscal limited→Indue ↗ | Completed | 2026-04-14 | $75.0M |
| Cuscal→paymark | Announced | 2026-04-14 | Not stated in snapshot |
A discussion or rumour is not a completed transaction. An unstated value is not zero.
PEOPLE & OPPORTUNITYThe talent market
16 postings in the preceding 12 months. The full 26-posting snapshot covers 13 employers.
Expand panel +
The talent market
16 postings in the preceding 12 months. The full 26-posting snapshot covers 13 employers.
Most advertised job titles
0 tracked postings mention remote work.
The seniority mix
1 postings specify a level.
Skills employers mention
Top skills across 26 tracked postings in the available jobs snapshot.
Companies hiring
Large employers
| Company | Employees |
|---|---|
| insignia financial ↗ | 2,000 |
| Iress ↗ | 1,886 |
| OFX ↗ | 715 |
| Cuscal ↗ | 673 |
| Judo Bank ↗ | 666 |
| Zip ↗ | 612 |
| Tyro ↗ | 600 |
| Netwealth ↗ | 550 |
THE PEOPLE BUILDING THE FIELDFounders and leaders
895 founders and chief executives across 707 companies.
Expand panel +
Founders and leaders
895 founders and chief executives across 707 companies.
Joseph Healy
Judo Bank ↗Ex-University of Nottingham Ningbo. London Business School MSc 1998, Bangor University MBA 2011
Nick Molnar
Afterpay ↗Block, ex-Founder BeShop. University of Sydney BCom 2011
Josh Funder
Household Capital ↗Co-Founder Per Capita Australia, Return On Science, Ex - GBS Venture Partners, Australian Labor Party. University of Melbourne 1995…
Katherine Mcconnell
Brighte ↗Minerva Network, ex-Macquarie Bank, ex-Macquarie, Australian Institute of Company Directors, 2023
Andrew Petris
Timelio ↗ex-Aberdeen Asset Management, Santander UK Corporate & Commercial, EY. London Business School 2006
Leo Tyndall
Marketlend ↗ex-UniCredit Bank AG, NATIONAL AUSTRALIA BANK, RAMS. Bond University.
Wayne Johnson
Encompass ↗Ex-EHealthCare, Software Associates · University of Sydney 1984
David Verschoor
Dynamoney ↗remara, R-Squared Capital, Rous Investments. UNSW BS 1992, Macquarie University MS 1998
Nathan Walsh
Athena ↗Athena Home Loans, ex-National Australia Bank, ex-Citigroup Global Wealth Management, Columbia Business School, 2001
Beau B
Prospa ↗Prospa, ex-Find More, ex-Flexigroup, University of Sydney, 2005
Dominic Yap
Zeller ↗Ex-Square, Docklands Community Association, PricewaterhouseCoopers. Monash University 2006
Larry Diamond
Zip ↗Ex-Diamond Capital Partners, Macquarie Group, Pacific Brands. University of Technology Sydney 2003, UNSW 2007
Education networks
68 profiles with education records.
Prior employers
15 profiles with prior-work records.
Profiles cover recorded founders and leaders; contact details remain in Radar.
NEWS INTELLIGENCEHow this industry appears in the news
80,451 articles in the measured 12-month window.
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How this industry appears in the news
80,451 articles in the measured 12-month window.
News volume trends
Fintech coverage across Australia · articles per complete quarter
View quarterly article counts
| Quarter | Articles |
|---|---|
| 2021Q2 | 17,550 |
| 2021Q3 | 18,315 |
| 2021Q4 | 16,898 |
| 2022Q1 | 21,006 |
| 2022Q2 | 21,144 |
| 2022Q3 | 18,070 |
| 2022Q4 | 21,142 |
| 2023Q1 | 23,431 |
| 2023Q2 | 19,279 |
| 2023Q3 | 20,973 |
| 2023Q4 | 19,909 |
| 2024Q1 | 20,244 |
| 2024Q2 | 19,996 |
| 2024Q3 | 20,674 |
| 2024Q4 | 21,970 |
| 2025Q1 | 26,277 |
| 2025Q2 | 20,754 |
| 2025Q3 | 22,529 |
| 2025Q4 | 17,508 |
| 2026Q1 | 19,989 |
Article volume measures coverage, not market sales.
Tone of coverage over time
Most-covered companies
Company share of voice
2,109 recorded company events across 89 companies; percentages use that event total.
Leading coverage topics
Fintech coverage across Australia · ranked by full-period article count.
Recent and prior counts use the source comparison windows.
Topics gaining and losing attention
Fintech coverage across Australia
| Keyword | Recent | Prior | Change |
|---|---|---|---|
| commodity futures | 517 | 348 | 49% |
| stock price | 418 | 250 | 67% |
| digital banking innovations | 358 | 230 | 56% |
| next-gen banking platforms | 352 | 240 | 47% |
| platform banking | 334 | 218 | 53% |
| stablecoin fx impact | 320 | 161 | 99% |
| crude oil prices | 310 | 87 | 256% |
| api-driven banking | 277 | 185 | 50% |
| forex liquidity | 275 | 160 | 72% |
| cloud-based banking | 274 | 189 | 45% |
| economic slowdown | 673 | 1,051 | -36% |
| free casino games | 142 | 568 | -75% |
| sweepstakes casino | 136 | 566 | -76% |
| social casino | 137 | 562 | -76% |
| simulated gambling apps | 140 | 562 | -75% |
Event and signal lenses
Fintech coverage across Australia
Regulatory Risk
159,703 classified articleseconomic slowdown, stock performance, monetary easing
45.3% critical · 34.6% positiveFunding Momentum
28,244 classified articlesinflation reports fx, currency intervention policies, trade deficits fx
34.9% critical · 46.6% positiveGrowth
45,846 classified articleseconomic slowdown, inflation reports fx, gdp growth forex
40.1% critical · 41.9% positiveFintech coverage across Australia. Topic labels describe recorded classifications and can include broad context.
RESEARCH SIGNALSWhat Fintech research is working on
13,825 papers in the recorded worldwide scope.
Expand panel +
What Fintech research is working on
13,825 papers in the recorded worldwide scope.
Research orientation
Contribution mix
Tone counts: 12,714 positive · 252 neutral · 859 negative.
- Financial services1,723 papers
- FinTech1,301 papers
- Financial inclusion570 papers
- Payment489 papers
- Government245 papers
- Financial literacy205 papers
- Cryptocurrency201 papers
- Investment172 papers
Landmark: The digital revolution in financial inclusion: international development in the fintech era
- Financial services670 papers
- FinTech538 papers
- Financial inclusion348 papers
- Payment283 papers
- Financial literacy129 papers
- Mobile payment102 papers
- Digital currency95 papers
- Investment91 papers
Landmark: Blockchain Technology in Finance
- Financial services2,148 papers
- FinTech1,839 papers
- Financial inclusion1,123 papers
- Financial literacy786 papers
- Payment749 papers
- Database transaction382 papers
- Investment314 papers
- Mobile payment301 papers
Landmark: On the Fintech Revolution: Interpreting the Forces of Innovation, Disruption, and Transformation in Financial Services
Leading institutions
Leading researchers
Highly cited breakthrough-labelled papers
- On the Fintech Revolution: Interpreting the Forces of Innovation, Disruption, and Transformation in Financial Services1,820 citations
- Intention to use analytical artificial intelligence (AI) in services – the effect of technology readiness and awareness370 citations
- The FinTech phenomenon: antecedents of financial innovation perceived by the popular press240 citations
- FinTech ecosystem practices shaping financial inclusion: the case of mobile money in Ghana116 citations
- CBDC, Fintech and cryptocurrency for financial inclusion and financial stability100 citations
Common problems researchers identify
10,570 papers · 7 recurring themes
Common problems researchers identify · 01Fintech / Financial Services
1,447 papers24.1% of this theme group
FinTech (679) · Financial services (885) · Financial inclusion (269) · Financial innovation (90)
Enriching Financial Inclusion through Fintech
DIGITAL TRANSFORMATION IN THE BANKING SYSTEM: PROSPECTS FOR COOPERATION BETWEEN FINTECH COMPANIES AND BANKS
View research history
| Year | Share index |
|---|---|
| 2022 | 535.2 |
| 2023 | 588.5 |
| 2024 | 650.5 |
| 2025 | 1023.2 |
Common problems researchers identify · 02Payment / Payment System
1,364 papers22.7% of this theme group
Payment (1,251) · Payment system (509) · Payment service provider (217) · Settlement (86)
Better than Cash, but Beware the Costs: Electronic Payments Systems and Financial Inclusion in Developing Economies
ISSUES AND CHALLENGES OF ELECTRONIC PAYMENT SYSTEMS
View research history
| Year | Share index |
|---|---|
| 2022 | 590.9 |
| 2023 | 562.2 |
| 2024 | 710.5 |
| 2025 | 799.0 |
Common problems researchers identify · 03Mobile Payment / Mobile Banking
1,149 papers19.1% of this theme group
Mobile payment (869) · Mobile banking (220) · Mobile business development (111) · Mobile phone (135)
User Acceptance Testing of Mobile Payment in Various Scenarios
Exploring Determinants Influencing the Intention to Use Mobile Payment Service
View research history
| Year | Share index |
|---|---|
| 2022 | 77.6 |
| 2023 | 83.0 |
| 2024 | 82.8 |
| 2025 | 139.8 |
Common problems researchers identify · 04Credit Card Fraud / Credit Card
692 papers11.5% of this theme group
Credit card fraud (107) · Credit card (118) · Financial fraud (43) · Computer security (107)
Machine Learning for Credit Card Fraud Detection
Credit Card Fraud Detection and Analysis
View research history
| Year | Share index |
|---|---|
| 2022 | 47.3 |
| 2023 | 47.0 |
| 2024 | 47.7 |
| 2025 | 63.6 |
Common problems researchers identify · 05Algorithmic Trading / High-Frequency Trading
585 papers9.8% of this theme group
Algorithmic trading (222) · High-frequency trading (148) · Alternative trading system (140) · Insider trading (79)
High-Frequency Trading and Its Impact on Markets
High-Frequency Trading: A Regulatory Strategy
View research history
| Year | Share index |
|---|---|
| 2022 | 19.5 |
| 2023 | 20.0 |
| 2024 | 18.3 |
| 2025 | 31.1 |
Common problems researchers identify · 06Portfolio / Portfolio Optimization
404 papers6.7% of this theme group
Portfolio (386) · Portfolio optimization (163) · Modern portfolio theory (70) · Post-modern portfolio theory (46)
Machine Learning Optimization Algorithms & Portfolio Allocation
Portfolio Optimization: New Challenges and Perspectives
View research history
| Year | Share index |
|---|---|
| 2022 | 315.6 |
| 2023 | 306.6 |
| 2024 | 225.8 |
| 2025 | 345.9 |
Common problems researchers identify · 07Money Laundering / Terrorism
359 papers6.0% of this theme group
Money laundering (320) · Terrorism (65) · Accounting (54) · Compliance (44)
National and international anti-money laundering law : developing the architecture of criminal justice, regulation and data protection
Balancing anti-money laundering measures and financial inclusion
View research history
| Year | Share index |
|---|---|
| 2022 | 1897.3 |
| 2023 | 1880.1 |
| 2024 | 1584.8 |
| 2025 | 1002.7 |
Cautions
3,742 papers · 7 recurring themes
Cautions · 01Fintech / Financial Services
756 papers20.2% of this theme group
FinTech (412) · Financial services (449) · Financial inclusion (227) · Financial innovation (65)
The Role of Fintech Technology in Improving Financial Inclusion and Financial System Stability
Advancing Financial Inclusion through FinTech: A Regulatory Insight into Emerging Industry Practices
View research history
| Year | Share index |
|---|---|
| 2022 | 535.2 |
| 2023 | 588.5 |
| 2024 | 650.5 |
| 2025 | 1023.2 |
Cautions · 02Algorithmic Trading / High-Frequency Trading
579 papers15.5% of this theme group
Algorithmic trading (254) · High-frequency trading (153) · Alternative trading system (102) · Trading strategy (117)
High Frequency Trading and Its Impact on Market Quality
Implementing High Frequency Trading Regulation: A Critical Analysis of Current Reforms
View research history
| Year | Share index |
|---|---|
| 2022 | 19.5 |
| 2023 | 20.0 |
| 2024 | 18.3 |
| 2025 | 31.1 |
Cautions · 03Payment / Payment System
565 papers15.1% of this theme group
Payment (536) · Payment system (180) · Reimbursement (36) · Prospective payment system (34)
Hospital response to a new case-based payment system in China: the patient selection effect
Payments transition in India – consumer preferences and policy shifts
View research history
| Year | Share index |
|---|---|
| 2022 | 598.5 |
| 2023 | 567.6 |
| 2024 | 714.6 |
| 2025 | 803.0 |
Cautions · 04Portfolio / Portfolio Optimization
522 papers13.9% of this theme group
Portfolio (494) · Portfolio optimization (203) · Diversification (105) · Econometrics (109)
Model Risk in Portfolio Optimization
Optimization of portfolio management based on vector autoregression models and multivariate volatility models
View research history
| Year | Share index |
|---|---|
| 2022 | 318.1 |
| 2023 | 308.9 |
| 2024 | 228.0 |
| 2025 | 346.6 |
Cautions · 05Mobile Payment / Mobile Banking
496 papers13.3% of this theme group
Mobile payment (380) · Mobile banking (81) · Payment (228) · Mobile phone (39)
Mobile Money for Financial Inclusion
Understanding user experience of mobile money services in emerging markets
View research history
| Year | Share index |
|---|---|
| 2022 | 633.6 |
| 2023 | 610.5 |
| 2024 | 762.5 |
| 2025 | 878.6 |
Cautions · 06Accounting / Money Laundering
495 papers13.2% of this theme group
Accounting (63) · Money laundering (78) · Audit (50) · Credit card fraud (26)
A Review on Financial Fraud Detection using AI and Machine Learning
Use of Machine Learning in Financial Fraud Detection: A Review
View research history
| Year | Share index |
|---|---|
| 2022 | 2207.7 |
| 2023 | 2190.6 |
| 2024 | 2016.5 |
| 2025 | 1778.7 |
Cautions · 07Digital Currency / Blockchain
329 papers8.8% of this theme group
Digital currency (124) · Blockchain (71) · Cryptocurrency (95) · Currency (78)
Cybersecurity and Blockchain for Secure Financial Transactions: Evaluating, Implementing, and Mitigating Risks of Digital Payments
Public Payment Systems in the Digital Era: Responding to the Financial Stability and Security-related Risks of Cryptocurrencies
View research history
| Year | Share index |
|---|---|
| 2022 | 801.9 |
| 2023 | 842.3 |
| 2024 | 890.0 |
| 2025 | 1127.0 |
Opportunities
28,937 papers · 7 recurring themes
Opportunities · 01Portfolio / Portfolio Optimization
1,697 papers28.3% of this theme group
Portfolio (1,578) · Portfolio optimization (936) · Mathematical optimization (268) · Modern portfolio theory (157)
Application of portfolio optimization
The research on portfolio optimization model and strategy for multiple objectives
View research history
| Year | Share index |
|---|---|
| 2022 | 371.2 |
| 2023 | 354.5 |
| 2024 | 252.1 |
| 2025 | 358.7 |
Opportunities · 02Credit Card Fraud / Credit Card
1,066 papers17.8% of this theme group
Credit card fraud (265) · Credit card (252) · Financial fraud (77) · Computer security (173)
Credit Card Fraud Detection using Machine Learning Algorithms
Analyzing Credit Card Fraud Detection based on Machine Learning Models
View research history
| Year | Share index |
|---|---|
| 2022 | 47.3 |
| 2023 | 47.0 |
| 2024 | 47.7 |
| 2025 | 63.6 |
Opportunities · 03Fintech / Financial Services
778 papers13.0% of this theme group
FinTech (338) · Financial services (366) · Financial inclusion (210) · Financial literacy (128)
ROLE OF FINTECH IN FINANCIAL INCLUSION
The Role of Financial Technology (FinTech) in Advancing Financial Inclusion and Equity.
View research history
| Year | Share index |
|---|---|
| 2022 | 535.2 |
| 2023 | 588.5 |
| 2024 | 650.5 |
| 2025 | 1023.2 |
Opportunities · 04Payment / Payment System
756 papers12.6% of this theme group
Payment (623) · Payment system (247) · Database transaction (146) · Payment service provider (64)
Blockchain Based Architecture and Solution for Secure Digital Payment System
Measuring payment system development
View research history
| Year | Share index |
|---|---|
| 2022 | 733.2 |
| 2023 | 686.3 |
| 2024 | 781.6 |
| 2025 | 930.9 |
Opportunities · 05Mobile Payment / Payment
723 papers12.1% of this theme group
Mobile payment (555) · Payment (363) · Mobile banking (87) · Mobile device (52)
Value Added Services and Adoption of Mobile Payments
Exploring Transaction Security on Consumers’ Willingness to Use Mobile Payment by Using the Technology Acceptance Model
View research history
| Year | Share index |
|---|---|
| 2022 | 633.6 |
| 2023 | 610.5 |
| 2024 | 762.5 |
| 2025 | 878.6 |
Opportunities · 06Algorithmic Trading / Trading Strategy
661 papers11.0% of this theme group
Algorithmic trading (282) · Trading strategy (267) · High-frequency trading (109) · Pairs trade (68)
Algorithmic Trading and Financial Forecasting Using Advanced Artificial Intelligence Methodologies
Foreign exchange trading
View research history
| Year | Share index |
|---|---|
| 2022 | 32.4 |
| 2023 | 31.8 |
| 2024 | 25.0 |
| 2025 | 38.8 |
Opportunities · 07Credit Risk / Loan
319 papers5.3% of this theme group
Credit risk (96) · Loan (65) · Credit score (19) · Probability of default (13)
Application Analysis of Credit Scoring of Financial Institutions Based on Machine Learning Model
Development Of Credit Scoring Model For Borrowers Using Machine Learning Techniques
View research history
| Year | Share index |
|---|---|
| 2022 | 254.2 |
| 2023 | 254.9 |
| 2024 | 182.2 |
| 2025 | 261.3 |
How this field compares with the research baseline
Orientation shares compared with 25,000 papers in the reference sample.
| Research orientation | This field | Reference sample |
|---|---|---|
| Promising | 32.2% | 37.0% |
| Descriptive | 25.3% | 17.8% |
| Problem-identifying | 22.7% | 9.7% |
| Cautionary | 10.2% | 4.6% |
| Breakthrough | 5.5% | 26.0% |
| Comparative | 3.0% | 3.9% |
| Critical | 1.1% | 1.0% |
Concerns receiving less research attention
Counts and shares refer to the stated research pool. A low count describes how much of that research is recorded here, not the absence of a real-world concern.
| Concern / example paper | Papers | Share | Raised as a problem | Worldwide share |
|---|---|---|---|---|
| Privacy & surveillanceIncentives for Mobile Crowd Sensing: A Survey | 2,717 | 4.6% | 857 (31.5%) | 4.6% |
| Concentration of compute powerRent Seeking by Low-Latency Traders: Evidence from Trading on Macroeconomic Announcements | 102 | 0.17% | 50 (49.0%) | 0.17% |
| Bias & fairnessSocietal bias reinforcement through machine learning: a credit scoring perspective | 83 | 0.14% | 31 (37.3%) | 0.14% |
| Labour & data workMobile Money Taxation and Informal Workers: Evidence from Ghana’s E-Levy | 60 | 0.1% | 26 (43.3%) | 0.1% |
| Safety & misuseThe EU Response to Criminal Misuse of Cryptocurrencies: The Young, already Outdated 5th Anti-Money Laundering Directive | 50 | 0.08% | 21 (42.0%) | 0.08% |
| Energy & datacenter footprintAn integrated model of financial technology adoption and environmental performance: The role of green innovation | 29 | 0.05% | 5 (17.2%) | 0.05% |
| Hardware, e-waste & supply chainMobile Phone Repair as a Strategy for Reducing E-Waste, Enhancing Data Privacy, and Promoting Digital Sustainability in | 3 | 0.01% | 0 (0.0%) | 0.01% |
| Carbon & emissions of computeRethinking portfolio design with sustainable AI and FinTech: dynamic spillovers in a quantile–frequency framework | 1 | 0.0% | 0 (0.0%) | 0.0% |
| Water use | 0 | 0.0% | 0 (%) | 0.0% |
Institution and researcher rankings use citations to their covered work. Research scope: worldwide. This may be broader than the company geography.
DEMAND, SUPPLY & PLACEWhere demand signals run ahead of mapped supply — Australia
Compare demand signals in Australia’s newsflow with the fintech categories mapped to each signal.
Expand panel +
Where demand signals run ahead of mapped supply — Australia
Compare demand signals in Australia’s newsflow with the fintech categories mapped to each signal.
Signal percentile − supply percentile = gap in percentile points. Positive gaps highlight questions to investigate. A high signal can reflect spending pressure or access friction, as well as potential demand.
The comparison is relative to the signal families on this page. A supply percentile of zero means the lowest relative reading, not zero companies. It is a prioritisation clue, not measured market size or unmet demand.
The opportunity, in one view
Signal and mapped-supply percentiles, their gap, and change in the signal’s article share.
Swipe horizontally to compare all columns →
| Signal family | Signal percentile | Supply percentile | Relative gap | Gap (points) | Signal share vs prior year |
|---|---|---|---|---|---|
| Interest rates & policy ↗Macro Pressure | 66.7 | 50.0 | +16.7 | +35.8% | |
| Fraud, scams & consumer trust ↗Trust Friction | 16.7 | 0.0 | +16.7 | +23.6% | |
| Layoffs & income shocks ↗Spending Pressure | 100.0 | 100.0 | +0.0 | +94.9% | |
| Lending & credit access ↗Demand Driver | 16.7 | 50.0 | -33.3 | +10.3% |
Showing all 4 signals. Select a family for its history and mapped categories.
Where the signals are loudest
All 8 city readings for these demand families in the comparison geography. Australia is highlighted.
Each city’s reading is a share of its own coverage.
Layoffs & income shocks · Interest rates & policy · Fraud, scams & consumer trust
Layoffs & income shocks · Interest rates & policy · Fraud, scams & consumer trust
Fraud, scams & consumer trust · Layoffs & income shocks
Layoffs & income shocks · Lending & credit access · Interest rates & policy
Layoffs & income shocks · Fraud, scams & consumer trust · Lending & credit access
Layoffs & income shocks · Lending & credit access · Fraud, scams & consumer trust
Layoffs & income shocks · Fraud, scams & consumer trust · Interest rates & policy
Interest rates & policy · Lending & credit access · Fraud, scams & consumer trust
Inside the leading signals
Open any signal for its quarterly historyMACRO PRESSUREInterest rates & policy+16.7percentile-point gap
Rate moves can reprice every loan book — lending and deposit products feel it first.
Mapped fintech categories
- Nbfc Lenders374
Companies can appear in multiple categories; these counts are not a unique-company total.
Quarterly share of Australia coverage
Mentions per 10,000 articles · zero baseline
View quarterly signal counts
| Quarter | Mentions | Per 10,000 articles |
|---|---|---|
| 2024Q3 | 134 | 19.88 |
| 2024Q4 | 117 | 14.87 |
| 2025Q1 | 84 | 10.63 |
| 2025Q2 | 57 | 9.76 |
| 2025Q3 | 178 | 21.64 |
| 2025Q4 | 102 | 17.75 |
| 2026Q1 | 140 | 23.07 |
Where this signal concentrates in the comparison geography
TRUST FRICTIONFraud, scams & consumer trust+16.7percentile-point gap
Trust friction can reward whoever fixes service, complaints and fraud handling.
Mapped fintech categories
- Business Payments Solutions230
Companies can appear in multiple categories; these counts are not a unique-company total.
Quarterly share of Australia coverage
Mentions per 10,000 articles · zero baseline
View quarterly signal counts
| Quarter | Mentions | Per 10,000 articles |
|---|---|---|
| 2024Q3 | 50 | 7.42 |
| 2024Q4 | 60 | 7.63 |
| 2025Q1 | 51 | 6.46 |
| 2025Q2 | 24 | 4.11 |
| 2025Q3 | 74 | 9.0 |
| 2025Q4 | 32 | 5.57 |
| 2026Q1 | 40 | 6.59 |
Where this signal concentrates in the comparison geography
SPENDING PRESSURELayoffs & income shocks+0.0percentile-point gap
Layoff cycles can pull discretionary spend back toward value offerings.
Mapped fintech categories
- Nbfc Lenders374
- Business Payments Solutions230
Companies can appear in multiple categories; these counts are not a unique-company total.
Quarterly share of Australia coverage
Mentions per 10,000 articles · zero baseline
View quarterly signal counts
| Quarter | Mentions | Per 10,000 articles |
|---|---|---|
| 2024Q3 | 88 | 13.05 |
| 2024Q4 | 101 | 12.84 |
| 2025Q1 | 96 | 12.15 |
| 2025Q2 | 61 | 10.45 |
| 2025Q3 | 215 | 26.14 |
| 2025Q4 | 105 | 18.27 |
| 2026Q1 | 154 | 25.37 |
Where this signal concentrates in the comparison geography
DEMAND DRIVERLending & credit access-33.3percentile-point gap
Credit demand can pull origination, underwriting and collections capacity with it.
Mapped fintech categories
- Nbfc Lenders374
Companies can appear in multiple categories; these counts are not a unique-company total.
Quarterly share of Australia coverage
Mentions per 10,000 articles · zero baseline
View quarterly signal counts
| Quarter | Mentions | Per 10,000 articles |
|---|---|---|
| 2024Q3 | 56 | 8.31 |
| 2024Q4 | 85 | 10.81 |
| 2025Q1 | 49 | 6.2 |
| 2025Q2 | 38 | 6.51 |
| 2025Q3 | 79 | 9.6 |
| 2025Q4 | 64 | 11.14 |
| 2026Q1 | 40 | 6.59 |
Where this signal concentrates in the comparison geography
RESEARCH & CHANGING CONVERSATIONSRelated research and changing coverage
Australia fintech coverage
Expand panel +
Related research and changing coverage
Australia fintech coverage
Redressing or entrenching social and health inequities through policy implementation? Examining personalised budgets through the Australian National Disability Insurance Scheme
International Journal for Equity in Health
87 citations in the snapshot
The personalisation agenda: the case of the Australian National Disability Insurance Scheme
International Review of Sociology
74 citations in the snapshot
The Vexed Question of Market Stewardship in the Public Sector: Examining Equity and the Social Contract through the Australian National Disability Insurance Scheme
Social Policy and Administration
72 citations in the snapshot
Australia\'s New National Disability Insurance Scheme: Implications for Policy and Practice
Policy Design and Practice
63 citations in the snapshot
What is growing in this coverage
Australia coverage of this page's demand families
| Keyword | Recent articles | Prior articles | Share change |
|---|---|---|---|
| sectoral price pressures | 83 | 32 | 198.0% |
| policy rate announcement | 69 | 45 | 76.2% |
| cpi trends | 167 | 153 | 25.4% |
| inflation expectations | 196 | 183 | 23.1% |
| consumer protection coalitions | 40 | 38 | 20.9% |
| monetary stance shift | 286 | 280 | 17.4% |
Share changes describe coverage in the stated comparison periods, not search demand or market size.
GEOGRAPHIC FOOTPRINTWhere companies are based
Company counts, hiring and disclosed funding across the recorded hubs.
Expand panel +
Where companies are based
Company counts, hiring and disclosed funding across the recorded hubs.

Sydney
742 companies54.8% across the displayed hubs
19 companies hiring · $4.1B disclosed funding
Explore companies in Sydney ↗
Melbourne
329 companies24.3% across the displayed hubs
11 companies hiring · $4.7B disclosed funding
Explore companies in Melbourne ↗
Brisbane
132 companies9.8% across the displayed hubs
6 companies hiring · $71.4M disclosed funding
Explore companies in Brisbane ↗
Perth
55 companies4.1% across the displayed hubs
3 companies hiring · $33.6M disclosed funding
Explore companies in Perth ↗
Adelaide
44 companies3.3% across the displayed hubs
2 companies hiring · $3.8M disclosed funding
Explore companies in Adelaide ↗Surry Hills
21 companies1.6% across the displayed hubs
2 companies hiring · $224.1M disclosed funding
Explore companies in Surry Hills ↗Gold Coast
16 companies1.2% across the displayed hubs
0 companies hiring · $67.7M disclosed funding
Explore companies in Gold Coast ↗
Chatswood
14 companies1.0% across the displayed hubs
0 companies hiring · $0 disclosed funding
Explore companies in Chatswood ↗Fintech in Australia: key questions
Clear definitions for making better comparisons.
What does this landscape measure?
It measures the tracked company ecosystem, recorded funding, hiring and other available evidence. It is not a market-size estimate.
Can segment counts be added together?
No. A company can belong to several segments, so segment counts and funding can overlap.
What does a missing figure mean?
A dash or unavailable panel means the current reviewed source snapshot does not support that figure.
Company ecosystem snapshot: 31 August 2026. Funding is recorded in USD; filed accounts retain their stated currency and reporting basis. Each section identifies its own coverage. The news and research behind these sections is explorable in Prism.
Canonical landscape ↗