Industry landscapes
Industry report

Funding and advertised pay are reported in USD; filed accounts retain their stated source currency and basis.

Exchange-rate basis

Indicative conversions use ECB reference rates dated 2026-09-14, applied consistently across all periods. They are not historical exchange rates. Indian rupees may use crore (1 crore = 10 million); other currencies use K, M and B. CSV downloads, source documents and quoted news headlines retain their original currencies.

THE AUSTRALIA EDITION 2026

Australia’s
fintech industry,
in focus.

The companies, capital and talent shaping fintech in Australia. Find the leaders. Understand the segments. See where the activity is.

Snapshot: Funding in USD
Illustrated cover for Fintech Industry Landscape of Australia
AU
COMPANIES · CAPITAL · TALENT

An industry ecosystem,
measured in context.

Fintech illustration
MEET THE COMPANIES

Explore Australia’s fintech leaders

24 featured companies from the funding, hiring, revenue and team-size leaderboards.

Expand panel +
Fintech company highlights in Australia, snapshot 31 August 2026
Company
Judo Bankjudo.bank$1.83B—666—
TP24tp24group.com$570.73M—54—
Afterpayafterpay.com$561.97M———
Iressiress.com$456.76M—1,886—
Household Capitalhouseholdcapital.com.au$337.6M—52—
Brightebrighte.com.au$301.31M—125Financial figure available in RadarView in Radar
Moulamoula.com.au$295.05M—64—
Timeliotimelio.com.au$275.5M—18—
Keycorpkeycorp.net—11 roles5,000—
Athenaathena.com.au—3 roles152—
Bless Paymentsblesspayments.com.au—3 roles——
Centrum Groupcentrumprinting.com.au—3 roles15—
Merchant Payment Solutionsmerchantpayments.com.au—3 roles——
Nimo Industriesnimoindustries.com—3 roles——
Ultima Marketsultimamarkets.com—3 roles——
iSelectiselect.com.au—3 roles300Financial figure available in RadarView in Radar
AN Support Services India Private Limitedanz.com.au——44,896—
BingXbingx.com——135—
Change Financialchangefinancial.com———Financial figure available in RadarView in Radar
Coles Financials servicecoles.com.au——39,471—
Cuscalcuscalpayments.com.au——673—
Finderfinder.com——480Financial figure available in RadarView in Radar
Netwealthnetwealth.com.au——550Financial figure available in RadarView in Radar
OFXofx.com——715—
24 featured companies

Locked revenue figures are available in Radar; the eight company financial previews stay the same throughout this page. A dash means the figure is outside these featured lists. Revenue years vary by company; the figures are not a like-for-like revenue comparison. Compare annual accounts ↗

Company discovery

Recorded evidence only
THE KEY SIGNALS

Fintech industry KPIs in Australia

A few useful ratios bring the size of this ecosystem into perspective.

31 August 2026
Hiring participation2.9%

59 of 2,017 tracked companies have open roles.

Funding participation12.2%

247 of 2,017 tracked companies have a recorded round.

Top 3 funding share29.6%

Share of disclosed capital received by the three largest recorded recipients.

Median disclosed round$6M

Midpoint of 396 rounds with a disclosed amount.

Scale is concentrated. Opportunity is broader. The three largest funding recipients hold 29.6% of disclosed capital, while 87.8% of tracked companies have no recorded funding round.

Explore the segments →
CAPITAL & COMPANY FORMATION

How Australia fintech has grown

Recorded company formation and disclosed funding across the complete annual series shown.

Expand panel +
2016 — 2025

Disclosed funding by year

Sum of recorded funding rounds · USD

Australia fintech
$0$618.45M$1.24B$1.86B$2.47B2016: $203.86M20162017: $514.39M20172018: $871.61M20182019: $1.4B20192020: $2.17B20202021: $1.68B20212022: $618.11M20222023: $800.69M20232024: $542.76M20242025: $215.78M2025
View the numbers
Annual fintech funding and company formation in Australia
YearFunding (USD)FoundedRaising
2016$203.86M12534
2017$514.39M13932
2018$871.61M10627
2019$1.4B12135
2020$2.17B14033
2021$1.68B9759
2022$618.11M6945
2023$800.69M5432
2024$542.76M7021
2025$215.78M1712
WHERE CAPITAL SITS

Funding concentration

Share of all disclosed company funding.

  • Judo Bank18.3%
  • TP245.7%
  • Afterpay5.6%
  • Other companies70.4%

Funding by stage

467 recorded rounds since 2016

NUMBER OF ROUNDS
Seed & Angel157 33.6%
Series A–B161 34.5%
Series C+ / PE32 6.9%
Grants, debt & other117 25.1%

Recent recorded rounds

Latest recorded rounds · USD
6 rounds

Swipe or scroll horizontally to browse.

Series C04/2026
Synthetix $150M

Backed by Goldman Sachs Asset Management and Bain Capital Ventures and others.

Largest and notable recorded rounds

Each card is one recorded round
10 cards

Swipe or scroll horizontally to browse.

Series C04/2026
Synthetixsynthetix.io$150M

Backed by Goldman Sachs Asset Management and Bain Capital Ventures and others.

Series C05/2020
Judo Bankjudo.bank$147.74M

Backed by Myer Family Investments and Bain Capital Credit and others.

Series A02/2019
TP24tp24group.com$119.75M

Backed by SIX and Berliner Volksbank Ventures and others.

THE BUSINESS BEHIND THE ACTIVITY

Revenue, profitability & financial strength

Expand panel +

Annual accounts availability

The measured Australia identity-to-filing probe did not produce a qualifying designated legal or national-ID join: bare ticker overlaps lack a recorded ASX exchange designation and are not designated legal or national identifiers.

DIGITAL FOOTPRINT

Web traffic, app reach and release cadence

How the Australia companies on this page show up online: the sites people visit, the apps they install, and how often those apps ship.

Busiest websites

61 of the 2,017 companies on this page carry a measured traffic record (3%); these are the largest of those, by monthly visits. The median among them is 250,921 visits.

CompanyMonthly visitsAuthorityMobile
Pocket Optionpocketoption.com7,771,6064941.2%
Zipzip.co5,889,6195690.8%
BingXbingx.com5,610,8684821.2%
AN Support Services India Private Limitedanz.com.au4,161,7386836.1%
Deferitdeferit.com3,906,3893597.6%
CommSeccommsec.com.au2,218,8365120.5%
Linktlinkt.com.au2,058,3005468.3%
RACVracv.com.au1,945,1835469.4%
Finderfinder.com1,594,6245883.9%
Budget Directbudgetdirect.com.au1,403,9905861.8%

Visits and authority are third-party web estimates, not company-reported figures.

Most-installed apps

253 of these companies (12.5%) publish at least one Android app — 331 apps in all, carrying 71.9M installs between them.

Installs are lifetime totals to date at the June 2026 store reading — a measure of reach, not of people using an app today.

App reach by segment

The busiest app inside each of this page’s own segments, with the quarterly release trend behind it (2024Q1–2026Q2).

SegmentAppsInstallsLeading appRelease trend
Alternative Lending5136.9MAfterpay: Pay over time 14.7M
Payments10228.8MAfterpay. Buy now, pay it in 4 5.9M
Investment Tech8024MBingX: Buy Crypto & Stocks 10M
E-Commerce Enablers1120.7MTyro 39.7K
In Store Retail Tech1820.7MTyro Go 11.1K
Cryptocurrencies810.4MSwyftx: Buy Bitcoin, ETH & SOL 357.5K
Forex Tech710.3MFP Markets Forex & CFD Trading 170.7K
Services For Investment Industry57.1MMitrade - Trade Global Markets 5.4M

A company can carry several segment tags, so these rows overlap and should not be added together. Trend lines are zero-based and share one quarter grid, so a flat line is a quiet segment, not a missing one.

Release cadence by quarter

New apps published, beside apps whose most recent update landed in that quarter — the second bar is how much of the shelf is still being maintained.

2023Q2: 22023Q2: 32023Q22023Q3: 72023Q3: 52023Q32023Q4: 62023Q4: 42023Q42024Q1: 72024Q1: 32024Q12024Q2: 52024Q2: 52024Q22024Q3: 32024Q3: 72024Q32024Q4: 42024Q4: 22024Q42025Q1: 32025Q1: 22025Q12025Q2: 22025Q2: 132025Q22025Q3: 72025Q3: 322025Q32025Q4: 32025Q4: 432025Q42026Q1: 42026Q1: 512026Q1

Darker bars are new releases, lighter bars apps updated. 187 of 331 apps carry a release date. The series ends at 2026Q1, the last quarter that closed before the June 2026 reading.

INSIDE THE INDUSTRY

The Australia fintech market map

Explore the segments behind the headline numbers.

Expand panel +

Where companies are building

Rank segments by scale, hiring or disclosed funding.

Enterprise tech977
Consumer digital902
Enterprise software468
Nbfc lenders374
Business payments solutions230
Saas210
Online trading platforms175
Marketplaces166
Commerce enablers160
Fintech saas122
Forex trading platforms116
Blockchain in financial services110

Companies can sit in several segments. Counts and funding overlap.

SEGMENT TO EXPLORE

Enterprise tech

The largest measured segment in this report snapshot.

977companies
3.6%have hiring activity

35 companies hiring · $7.88B disclosed funding

Explore in Radar

How companies make money

Common revenue models; a company can use more than one.

Commission on transaction1,299
Subscription1,129
Fee-for-service503
E-commerce - service366
Lending286
Advertising97
E-commerce - product51
Freemium22
THE COMPANIES IN MOTION

Who is listing, hiring leaders, launching and winning work

Recorded corporate activity linked to companies in this landscape.

Expand panel +
Recent corporate headlines 10 dated reports
Mergers & acquisitionsinsigniafinancial.com.au ↗

CC Capital and One Investment Management (OneIM) acquired 100% of Insignia for A$4.80 per share in cash via a scheme of arrangement, representing an enterprise value of approximately A$3.9 billion (US$2.5 billion).

Mergers & acquisitionslinkgroup.com ↗

In March, the broker acquired Link Group in an $80m deal, adding a North American crude and derivatives brokerage and data business to its platform.

Mergers & acquisitionsanz.com.au ↗

The bank has signed a binding agreement to acquire Worldline’s 51% stake in ANZ Worldline for an enterprise value of A$89m, giving it complete control of the business it helped establish with the French payments group in 2022.

Mergers & acquisitionskeycorp.net ↗

"This transaction is the natural next step in the relationship and directly supports our institutional banking growth strategy."

Mergers & acquisitionscuscalpayments.com.au ↗

Aussie paytech Cuscal has agreed a deal to buy New Zealand-based payments services provider Paymark from Worldline subsidiary Retail International Holding for up to AUD 33 million

Mergers & acquisitionsindue.com.au ↗

Hard on the heels of finalising the $75 million acquisition of Brisbane-based payments firm Indue late last year, payments infrastructure provider Cuscal Limited (ASX: CCL) is expanding its footprint in New Zealand through a $27 million cash deal for Paymark.

Funding roundsinvestwholesum.com ↗

UK-based analytics startup WholeSum has raised a total of $1.3 million in pre‑seed funding, including a new $335,000 investment from Love Ventures, Beamline, and strategic angel investors.

IPO activityvaliant.finance ↗

Valiant (ASX: VAL) lists on the ASX following completion of its significantly oversubscribed IPO – raising $75M (before costs) through the issue of 300M shares at $0.25 per share.

Funding roundsinamo.com ↗

Last month, quick commerce enablement platform Inamo raised $8 Mn in a round led by Prime Venture Partners.

Funding roundsyard.com.au ↗

Yard – Developer of autonomous robotic workforce solutions for outdoor maintenance.

Full recorded event mix

Top 10 categories among 835 recorded events in the 24-month window.

Leadership moves
195
Funding rounds
127
Earnings
127
Company announcements
87
Mergers & acquisitions
82
New products
48
Capital infusions
36
IPO activity
33
Regulatory
28
Contracts
25
7 activity cards

Swipe or scroll horizontally to browse.

Leadership moves

99 tracked people moves

Magdy Mohamed

Appointment Head of Marketing for the MENA region

Ghaith Alghatas

Appointment Head of Partners for MENA region

Mario Saudino

Appointment LATAM Regional Manager

InDebted ↗
Josh Foreman

Appointment Founder

Earlypay ↗
Melos Sulicich

Appointment Non-Executive Director and Chair of the Remuneration and Nomination Committee

Maria Milosavljevic

Retirement Previously Chief Information Officer

Kai Yang

Appointment Chief Data and AI Officer

Shane Ripley

Appointment Interim Chief Information Security Officer

Product launches

Products, platforms and features in the recorded window

BingX ↗
BingX AI Claw

AI Trading Signals

BingX ↗
"Access More. Go Further." VIP update

VIP Program Enhancement

BizCover ↗
BizCover insurance quoting feature in ChatGPT

Insurance

Vivi ↗
financial platform

FinTech platform

Vivi ↗
Vivi Money AI-native financial platform

financial platform

Monoova ↗
FX Hub

Feature

Spenda ↗
Spenda Pay

Payments platform

Customer Relationship Management System (Agentforce 360)

CRM

Litigation

12 tracked suits

Company
australian securities and investments commission (asic) v auto & general

misleading discount pricingRegulatory · Filed

Company
Shayne Elliott v anz

bonus adjustment disputeCivil · Dismissed

Earnings pulse

Reported company results in the recorded window.

30companies
137period observations
18.0%median reported growth

Median across 95 reported growth observations; companies may contribute multiple periods.

Mergers and acquisitions

Company-linked deal reports; status is preserved as recorded.

Acquirer → targetStatusDateValue / context
CC Capital and One Investment Management (OneIM)→insignia financial ↗Completed2026-05-02Not stated in snapshot
clarksons→Link Group ↗Announced2026-05-01$80.0M
AN Support Services India Private Limited→ANZ WorldlineAnnounced2026-04-30Not stated in snapshot
Keycorp→Clearwater Corporate FinancePending2026-04-30Not stated in snapshot
cuscal limited→Indue ↗Completed2026-04-14$75.0M
Cuscal→paymarkAnnounced2026-04-14Not stated in snapshot

A discussion or rumour is not a completed transaction. An unstated value is not zero.

PEOPLE & OPPORTUNITY

The talent market

16 postings in the preceding 12 months. The full 26-posting snapshot covers 13 employers.

Expand panel +

Most advertised job titles

Insurance Lawyer / Associate2
Urgent Hiring Financial Managers In Canada / Australia / Germany/ Netherlands / Ireland / Singapore1
Investment Banker Jobs In Singapore New Zealand Dubai Ireland1
Bank Manager Jobs In Netherland Germany Australia New Zealand Canada Uk1
Home Lending Specialist | Community Bank Healesville | Vic1
0 internship postings

0 tracked postings mention remote work.

The seniority mix

1 postings specify a level.

unspecified
25
manager
1

Skills employers mention

Top skills across 26 tracked postings in the available jobs snapshot.

Payments
13
Banking
12
Fintech
11
Insurance
4
Api
3
Api Solutions
3
Cloud Solutions
2
Merchant Risk
2
Credit Risk
2
Routing
2
THE PEOPLE BUILDING THE FIELD

Founders and leaders

895 founders and chief executives across 707 companies.

Expand panel +
12 profiles

Swipe or scroll horizontally to browse.

Education networks

68 profiles with education records.

RMIT University
9
Monash University
5
The University of Queensland
5
INSEAD
5
Harvard Business School
4
Harvard University
4
Melbourne Business School
4
London Business School (LBS)
4

Prior employers

15 profiles with prior-work records.

Goldman Sachs
3
McKinsey
3
Boston Consulting Group
2
Amazon
2
Uber
1
Morgan Stanley
1
Intel
1
Paypal
1

Profiles cover recorded founders and leaders; contact details remain in Radar.

NEWS INTELLIGENCE

How this industry appears in the news

80,451 articles in the measured 12-month window.

Expand panel +
80,451articles in the measured year
19,989articles in 2026Q1
70.8%positive tone in the latest complete year

News volume trends

Fintech coverage across Australia · articles per complete quarter

07,55515,10922,66430,2192021Q2: 17,5502021Q22021Q3: 18,3152021Q4: 16,8982022Q1: 21,0062022Q2: 21,1442022Q22022Q3: 18,0702022Q4: 21,1422023Q1: 23,4312023Q2: 19,2792023Q22023Q3: 20,9732023Q4: 19,9092024Q1: 20,2442024Q2: 19,9962024Q22024Q3: 20,6742024Q4: 21,9702025Q1: 26,2772025Q2: 20,7542025Q22025Q3: 22,5292025Q4: 17,5082026Q1: 19,9892026Q1
View quarterly article counts
QuarterArticles
2021Q217,550
2021Q318,315
2021Q416,898
2022Q121,006
2022Q221,144
2022Q318,070
2022Q421,142
2023Q123,431
2023Q219,279
2023Q320,973
2023Q419,909
2024Q120,244
2024Q219,996
2024Q320,674
2024Q421,970
2025Q126,277
2025Q220,754
2025Q322,529
2025Q417,508
2026Q119,989

Article volume measures coverage, not market sales.

Tone of coverage over time

2021
39,099 positive · 637 neutral · 16,608 negative
2022
51,737 positive · 866 neutral · 28,626 negative
2023
56,765 positive · 923 neutral · 25,750 negative
2024
58,615 positive · 930 neutral · 23,214 negative
2025
61,543 positive · 1,005 neutral · 24,392 negative

Leading coverage topics

Fintech coverage across Australia · ranked by full-period article count.

Cryptocurrency Impact On Forex Markets13,973 articles in the full recorded period
3,403 recent · 2,625 prior
Economic Indicators (Gdp, Cpi, Unemployment)9,887 articles in the full recorded period
1,892 recent · 2,154 prior
Trade Wars And Geopolitical Impacts8,972 articles in the full recorded period
2,146 recent · 2,153 prior
Interest Rate Decisions And Impacts7,556 articles in the full recorded period
1,316 recent · 1,398 prior
Central Bank Monetary Policy Announcements7,396 articles in the full recorded period
1,210 recent · 1,345 prior
Global Recession Risks And Forecasts6,985 articles in the full recorded period
1,585 recent · 1,729 prior
Federal Reserve Policy Meeting Summaries6,402 articles in the full recorded period
1,096 recent · 1,188 prior
Foreign Exchange (Forex) Rate Fluctuations5,599 articles in the full recorded period
1,374 recent · 1,065 prior
Asian Financial Market Developments4,529 articles in the full recorded period
1,175 recent · 996 prior
Emerging Markets Economic Updates4,128 articles in the full recorded period
1,066 recent · 822 prior

Recent and prior counts use the source comparison windows.

Topics gaining and losing attention

Fintech coverage across Australia

KeywordRecentPriorChange
commodity futures51734849%
stock price41825067%
digital banking innovations35823056%
next-gen banking platforms35224047%
platform banking33421853%
stablecoin fx impact32016199%
crude oil prices31087256%
api-driven banking27718550%
forex liquidity27516072%
cloud-based banking27418945%
economic slowdown6731,051-36%
free casino games142568-75%
sweepstakes casino136566-76%
social casino137562-76%
simulated gambling apps140562-75%

Event and signal lenses

Fintech coverage across Australia

All complete annual cohorts shown
Rising

Regulatory Risk

159,703 classified articles

economic slowdown, stock performance, monetary easing

45.3% critical · 34.6% positive
Rising

Funding Momentum

28,244 classified articles

inflation reports fx, currency intervention policies, trade deficits fx

34.9% critical · 46.6% positive
Rising

Growth

45,846 classified articles

economic slowdown, inflation reports fx, gdp growth forex

40.1% critical · 41.9% positive

Fintech coverage across Australia. Topic labels describe recorded classifications and can include broad context.

RESEARCH SIGNALS

What Fintech research is working on

13,825 papers in the recorded worldwide scope.

Expand panel +
13,825papers
13,825worldwide comparison pool
—India-affiliated papers

Research orientation

Promising
4,450
Descriptive
3,501
Problem-identifying
3,141
Cautionary
1,411
Breakthrough
754
Comparative
414
Critical
154

Contribution mix

Empirical
8,354
Reviews
2,307
Position pieces
1,635
Methods-led
1,361
Theoretical
168

Tone counts: 12,714 positive · 252 neutral · 859 negative.

Common problems researchers identify
3,295 papers · 23.8% of this field
  • Financial services1,723 papers
  • FinTech1,301 papers
  • Financial inclusion570 papers
  • Payment489 papers
  • Government245 papers
  • Financial literacy205 papers
  • Cryptocurrency201 papers
  • Investment172 papers

Landmark: The digital revolution in financial inclusion: international development in the fintech era

Cautions
1,411 papers · 10.2% of this field
  • Financial services670 papers
  • FinTech538 papers
  • Financial inclusion348 papers
  • Payment283 papers
  • Financial literacy129 papers
  • Mobile payment102 papers
  • Digital currency95 papers
  • Investment91 papers

Landmark: Blockchain Technology in Finance

Opportunities
5,204 papers · 37.6% of this field
  • Financial services2,148 papers
  • FinTech1,839 papers
  • Financial inclusion1,123 papers
  • Financial literacy786 papers
  • Payment749 papers
  • Database transaction382 papers
  • Investment314 papers
  • Mobile payment301 papers

Landmark: On the Fintech Revolution: Interpreting the Forces of Innovation, Disruption, and Transformation in Financial Services

Leading institutions

UNSW Sydney
743
University of Manchester
727
University of York
716
University of the West of England
716
Universidad de Zaragoza
685
Columbia University
667

Leading researchers

Robert J. Kauffman
1,822
Peter Gomber
1,821
Chris Parker
1,821
Bruce W. Weber
1,821
Daniela Gabor
716
Sally Brooks
716
Itay Goldstein
621
Wei Jiang
621

Highly cited breakthrough-labelled papers

  • On the Fintech Revolution: Interpreting the Forces of Innovation, Disruption, and Transformation in Financial Services1,820 citations
  • Intention to use analytical artificial intelligence (AI) in services – the effect of technology readiness and awareness370 citations
  • The FinTech phenomenon: antecedents of financial innovation perceived by the popular press240 citations
  • FinTech ecosystem practices shaping financial inclusion: the case of mobile money in Ghana116 citations
  • CBDC, Fintech and cryptocurrency for financial inclusion and financial stability100 citations

Common problems researchers identify

10,570 papers · 7 recurring themes
7 cards

Swipe or scroll horizontally to browse.

Fintech / Financial ServicesCommon problems researchers identify · 01

Fintech / Financial Services

1,447 papers

24.1% of this theme group

FinTech (679) · Financial services (885) · Financial inclusion (269) · Financial innovation (90)

Enriching Financial Inclusion through Fintech

DIGITAL TRANSFORMATION IN THE BANKING SYSTEM: PROSPECTS FOR COOPERATION BETWEEN FINTECH COMPANIES AND BANKS

View research history
YearShare index
2022535.2
2023588.5
2024650.5
20251023.2
Payment / Payment SystemCommon problems researchers identify · 02

Payment / Payment System

1,364 papers

22.7% of this theme group

Payment (1,251) · Payment system (509) · Payment service provider (217) · Settlement (86)

Better than Cash, but Beware the Costs: Electronic Payments Systems and Financial Inclusion in Developing Economies

ISSUES AND CHALLENGES OF ELECTRONIC PAYMENT SYSTEMS

View research history
YearShare index
2022590.9
2023562.2
2024710.5
2025799.0
Mobile Payment / Mobile BankingCommon problems researchers identify · 03

Mobile Payment / Mobile Banking

1,149 papers

19.1% of this theme group

Mobile payment (869) · Mobile banking (220) · Mobile business development (111) · Mobile phone (135)

User Acceptance Testing of Mobile Payment in Various Scenarios

Exploring Determinants Influencing the Intention to Use Mobile Payment Service

View research history
YearShare index
202277.6
202383.0
202482.8
2025139.8
Credit Card Fraud / Credit CardCommon problems researchers identify · 04

Credit Card Fraud / Credit Card

692 papers

11.5% of this theme group

Credit card fraud (107) · Credit card (118) · Financial fraud (43) · Computer security (107)

Machine Learning for Credit Card Fraud Detection

Credit Card Fraud Detection and Analysis

View research history
YearShare index
202247.3
202347.0
202447.7
202563.6
Algorithmic Trading / High-Frequency TradingCommon problems researchers identify · 05

Algorithmic Trading / High-Frequency Trading

585 papers

9.8% of this theme group

Algorithmic trading (222) · High-frequency trading (148) · Alternative trading system (140) · Insider trading (79)

High-Frequency Trading and Its Impact on Markets

High-Frequency Trading: A Regulatory Strategy

View research history
YearShare index
202219.5
202320.0
202418.3
202531.1
Portfolio / Portfolio OptimizationCommon problems researchers identify · 06

Portfolio / Portfolio Optimization

404 papers

6.7% of this theme group

Portfolio (386) · Portfolio optimization (163) · Modern portfolio theory (70) · Post-modern portfolio theory (46)

Machine Learning Optimization Algorithms & Portfolio Allocation

Portfolio Optimization: New Challenges and Perspectives

View research history
YearShare index
2022315.6
2023306.6
2024225.8
2025345.9
Money Laundering / TerrorismCommon problems researchers identify · 07

Money Laundering / Terrorism

359 papers

6.0% of this theme group

Money laundering (320) · Terrorism (65) · Accounting (54) · Compliance (44)

National and international anti-money laundering law : developing the architecture of criminal justice, regulation and data protection

Balancing anti-money laundering measures and financial inclusion

View research history
YearShare index
20221897.3
20231880.1
20241584.8
20251002.7

Cautions

3,742 papers · 7 recurring themes
7 cards

Swipe or scroll horizontally to browse.

Fintech / Financial ServicesCautions · 01

Fintech / Financial Services

756 papers

20.2% of this theme group

FinTech (412) · Financial services (449) · Financial inclusion (227) · Financial innovation (65)

The Role of Fintech Technology in Improving Financial Inclusion and Financial System Stability

Advancing Financial Inclusion through FinTech: A Regulatory Insight into Emerging Industry Practices

View research history
YearShare index
2022535.2
2023588.5
2024650.5
20251023.2
Algorithmic Trading / High-Frequency TradingCautions · 02

Algorithmic Trading / High-Frequency Trading

579 papers

15.5% of this theme group

Algorithmic trading (254) · High-frequency trading (153) · Alternative trading system (102) · Trading strategy (117)

High Frequency Trading and Its Impact on Market Quality

Implementing High Frequency Trading Regulation: A Critical Analysis of Current Reforms

View research history
YearShare index
202219.5
202320.0
202418.3
202531.1
Payment / Payment SystemCautions · 03

Payment / Payment System

565 papers

15.1% of this theme group

Payment (536) · Payment system (180) · Reimbursement (36) · Prospective payment system (34)

Hospital response to a new case-based payment system in China: the patient selection effect

Payments transition in India – consumer preferences and policy shifts

View research history
YearShare index
2022598.5
2023567.6
2024714.6
2025803.0
Portfolio / Portfolio OptimizationCautions · 04

Portfolio / Portfolio Optimization

522 papers

13.9% of this theme group

Portfolio (494) · Portfolio optimization (203) · Diversification (105) · Econometrics (109)

Model Risk in Portfolio Optimization

Optimization of portfolio management based on vector autoregression models and multivariate volatility models

View research history
YearShare index
2022318.1
2023308.9
2024228.0
2025346.6
Mobile Payment / Mobile BankingCautions · 05

Mobile Payment / Mobile Banking

496 papers

13.3% of this theme group

Mobile payment (380) · Mobile banking (81) · Payment (228) · Mobile phone (39)

Mobile Money for Financial Inclusion

Understanding user experience of mobile money services in emerging markets

View research history
YearShare index
2022633.6
2023610.5
2024762.5
2025878.6
Accounting / Money LaunderingCautions · 06

Accounting / Money Laundering

495 papers

13.2% of this theme group

Accounting (63) · Money laundering (78) · Audit (50) · Credit card fraud (26)

A Review on Financial Fraud Detection using AI and Machine Learning

Use of Machine Learning in Financial Fraud Detection: A Review

View research history
YearShare index
20222207.7
20232190.6
20242016.5
20251778.7
Digital Currency / BlockchainCautions · 07

Digital Currency / Blockchain

329 papers

8.8% of this theme group

Digital currency (124) · Blockchain (71) · Cryptocurrency (95) · Currency (78)

Cybersecurity and Blockchain for Secure Financial Transactions: Evaluating, Implementing, and Mitigating Risks of Digital Payments

Public Payment Systems in the Digital Era: Responding to the Financial Stability and Security-related Risks of Cryptocurrencies

View research history
YearShare index
2022801.9
2023842.3
2024890.0
20251127.0

Opportunities

28,937 papers · 7 recurring themes
7 cards

Swipe or scroll horizontally to browse.

Portfolio / Portfolio OptimizationOpportunities · 01

Portfolio / Portfolio Optimization

1,697 papers

28.3% of this theme group

Portfolio (1,578) · Portfolio optimization (936) · Mathematical optimization (268) · Modern portfolio theory (157)

Application of portfolio optimization

The research on portfolio optimization model and strategy for multiple objectives

View research history
YearShare index
2022371.2
2023354.5
2024252.1
2025358.7
Credit Card Fraud / Credit CardOpportunities · 02

Credit Card Fraud / Credit Card

1,066 papers

17.8% of this theme group

Credit card fraud (265) · Credit card (252) · Financial fraud (77) · Computer security (173)

Credit Card Fraud Detection using Machine Learning Algorithms

Analyzing Credit Card Fraud Detection based on Machine Learning Models

View research history
YearShare index
202247.3
202347.0
202447.7
202563.6
Fintech / Financial ServicesOpportunities · 03

Fintech / Financial Services

778 papers

13.0% of this theme group

FinTech (338) · Financial services (366) · Financial inclusion (210) · Financial literacy (128)

ROLE OF FINTECH IN FINANCIAL INCLUSION

The Role of Financial Technology (FinTech) in Advancing Financial Inclusion and Equity.

View research history
YearShare index
2022535.2
2023588.5
2024650.5
20251023.2
Payment / Payment SystemOpportunities · 04

Payment / Payment System

756 papers

12.6% of this theme group

Payment (623) · Payment system (247) · Database transaction (146) · Payment service provider (64)

Blockchain Based Architecture and Solution for Secure Digital Payment System

Measuring payment system development

View research history
YearShare index
2022733.2
2023686.3
2024781.6
2025930.9
Mobile Payment / PaymentOpportunities · 05

Mobile Payment / Payment

723 papers

12.1% of this theme group

Mobile payment (555) · Payment (363) · Mobile banking (87) · Mobile device (52)

Value Added Services and Adoption of Mobile Payments

Exploring Transaction Security on Consumers’ Willingness to Use Mobile Payment by Using the Technology Acceptance Model

View research history
YearShare index
2022633.6
2023610.5
2024762.5
2025878.6
Algorithmic Trading / Trading StrategyOpportunities · 06

Algorithmic Trading / Trading Strategy

661 papers

11.0% of this theme group

Algorithmic trading (282) · Trading strategy (267) · High-frequency trading (109) · Pairs trade (68)

Algorithmic Trading and Financial Forecasting Using Advanced Artificial Intelligence Methodologies

Foreign exchange trading

View research history
YearShare index
202232.4
202331.8
202425.0
202538.8
Credit Risk / LoanOpportunities · 07

Credit Risk / Loan

319 papers

5.3% of this theme group

Credit risk (96) · Loan (65) · Credit score (19) · Probability of default (13)

Application Analysis of Credit Scoring of Financial Institutions Based on Machine Learning Model

Development Of Credit Scoring Model For Borrowers Using Machine Learning Techniques

View research history
YearShare index
2022254.2
2023254.9
2024182.2
2025261.3

How this field compares with the research baseline

Orientation shares compared with 25,000 papers in the reference sample.

Research orientationThis fieldReference sample
Promising32.2%37.0%
Descriptive25.3%17.8%
Problem-identifying22.7%9.7%
Cautionary10.2%4.6%
Breakthrough5.5%26.0%
Comparative3.0%3.9%
Critical1.1%1.0%

Concerns receiving less research attention

Counts and shares refer to the stated research pool. A low count describes how much of that research is recorded here, not the absence of a real-world concern.

Concern / example paperPapersShareRaised as a problemWorldwide share
Privacy & surveillanceIncentives for Mobile Crowd Sensing: A Survey2,7174.6%857 (31.5%)4.6%
Concentration of compute powerRent Seeking by Low-Latency Traders: Evidence from Trading on Macroeconomic Announcements1020.17%50 (49.0%)0.17%
Bias & fairnessSocietal bias reinforcement through machine learning: a credit scoring perspective830.14%31 (37.3%)0.14%
Labour & data workMobile Money Taxation and Informal Workers: Evidence from Ghana’s E-Levy600.1%26 (43.3%)0.1%
Safety & misuseThe EU Response to Criminal Misuse of Cryptocurrencies: The Young, already Outdated 5th Anti-Money Laundering Directive500.08%21 (42.0%)0.08%
Energy & datacenter footprintAn integrated model of financial technology adoption and environmental performance: The role of green innovation290.05%5 (17.2%)0.05%
Hardware, e-waste & supply chainMobile Phone Repair as a Strategy for Reducing E-Waste, Enhancing Data Privacy, and Promoting Digital Sustainability in 30.01%0 (0.0%)0.01%
Carbon & emissions of computeRethinking portfolio design with sustainable AI and FinTech: dynamic spillovers in a quantile–frequency framework10.0%0 (0.0%)0.0%
Water use00.0%0 (%)0.0%

Institution and researcher rankings use citations to their covered work. Research scope: worldwide. This may be broader than the company geography.

DEMAND, SUPPLY & PLACE

Where demand signals run ahead of mapped supply — Australia

Compare demand signals in Australia’s newsflow with the fintech categories mapped to each signal.

Expand panel +
HOW TO READ THE GAP

Signal percentile − supply percentile = gap in percentile points. Positive gaps highlight questions to investigate. A high signal can reflect spending pressure or access friction, as well as potential demand.

The comparison is relative to the signal families on this page. A supply percentile of zero means the lowest relative reading, not zero companies. It is a prioritisation clue, not measured market size or unmet demand.

COMPARISON PERIOD2025-05-01 to 2026-05-01Against 2024-05-01 to 2025-05-01Explore the signals ↓

The opportunity, in one view

Signal and mapped-supply percentiles, their gap, and change in the signal’s article share.

Swipe horizontally to compare all columns →

4 Australia demand signals compared with mapped fintech supply
Signal familySignal percentileSupply percentileRelative gapGap (points)Signal share vs prior year
Interest rates & policy ↗Macro Pressure66.750.0+16.7+35.8%
Fraud, scams & consumer trust ↗Trust Friction16.70.0+16.7+23.6%
Layoffs & income shocks ↗Spending Pressure100.0100.0+0.0+94.9%
Lending & credit access ↗Demand Driver16.750.0-33.3+10.3%

Showing all 4 signals. Select a family for its history and mapped categories.

Where the signals are loudest

All 8 city readings for these demand families in the comparison geography. Australia is highlighted.

Mentions per 10,000 articles

Each city’s reading is a share of its own coverage.

Australian Capital Territory72.2

Layoffs & income shocks · Interest rates & policy · Fraud, scams & consumer trust

Tasmania35.3

Layoffs & income shocks · Interest rates & policy · Fraud, scams & consumer trust

North Carolina34.2

Fraud, scams & consumer trust · Layoffs & income shocks

South Australia32.4

Layoffs & income shocks · Lending & credit access · Interest rates & policy

Western Australia31.5

Layoffs & income shocks · Fraud, scams & consumer trust · Lending & credit access

Queensland30.6

Layoffs & income shocks · Lending & credit access · Fraud, scams & consumer trust

England29.9

Layoffs & income shocks · Fraud, scams & consumer trust · Interest rates & policy

Northern Territory20.3

Interest rates & policy · Lending & credit access · Fraud, scams & consumer trust

Inside the leading signals

Open any signal for its quarterly history
MACRO PRESSUREInterest rates & policy+16.7percentile-point gap
THE OPERATING HYPOTHESIS

Rate moves can reprice every loan book — lending and deposit products feel it first.

19.08mentions per 10,000 articles+35.8%share change vs prior year

Mapped fintech categories

  • Nbfc Lenders374

Companies can appear in multiple categories; these counts are not a unique-company total.

Quarterly share of Australia coverage

Mentions per 10,000 articles · zero baseline

071320272024Q3: 192024Q32024Q4: 142024Q42025Q1: 102025Q12025Q2: 92025Q22025Q3: 212025Q32025Q4: 172025Q42026Q1: 232026Q1
View quarterly signal counts
Interest rates & policy in Australia coverage
QuarterMentionsPer 10,000 articles
2024Q313419.88
2024Q411714.87
2025Q18410.63
2025Q2579.76
2025Q317821.64
2025Q410217.75
2026Q114023.07

Where this signal concentrates in the comparison geography

Australian Capital Territory31.3 / 10,000
TRUST FRICTIONFraud, scams & consumer trust+16.7percentile-point gap
THE OPERATING HYPOTHESIS

Trust friction can reward whoever fixes service, complaints and fraud handling.

8.08mentions per 10,000 articles+23.6%share change vs prior year

Mapped fintech categories

  • Business Payments Solutions230

Companies can appear in multiple categories; these counts are not a unique-company total.

Quarterly share of Australia coverage

Mentions per 10,000 articles · zero baseline

0358102024Q3: 72024Q32024Q4: 72024Q42025Q1: 62025Q12025Q2: 42025Q22025Q3: 92025Q32025Q4: 52025Q42026Q1: 62026Q1
View quarterly signal counts
Fraud, scams & consumer trust in Australia coverage
QuarterMentionsPer 10,000 articles
2024Q3507.42
2024Q4607.63
2025Q1516.46
2025Q2244.11
2025Q3749.0
2025Q4325.57
2026Q1406.59

Where this signal concentrates in the comparison geography

Western Australia7.7 / 10,000
SPENDING PRESSURELayoffs & income shocks+0.0percentile-point gap
THE OPERATING HYPOTHESIS

Layoff cycles can pull discretionary spend back toward value offerings.

22.74mentions per 10,000 articles+94.9%share change vs prior year

Mapped fintech categories

  • Nbfc Lenders374
  • Business Payments Solutions230

Companies can appear in multiple categories; these counts are not a unique-company total.

Quarterly share of Australia coverage

Mentions per 10,000 articles · zero baseline

081523302024Q3: 132024Q32024Q4: 122024Q42025Q1: 122025Q12025Q2: 102025Q22025Q3: 262025Q32025Q4: 182025Q42026Q1: 252026Q1
View quarterly signal counts
Layoffs & income shocks in Australia coverage
QuarterMentionsPer 10,000 articles
2024Q38813.05
2024Q410112.84
2025Q19612.15
2025Q26110.45
2025Q321526.14
2025Q410518.27
2026Q115425.37

Where this signal concentrates in the comparison geography

Australian Capital Territory33.7 / 10,000
Tasmania16.9 / 10,000
DEMAND DRIVERLending & credit access-33.3percentile-point gap
THE OPERATING HYPOTHESIS

Credit demand can pull origination, underwriting and collections capacity with it.

9.94mentions per 10,000 articles+10.3%share change vs prior year

Mapped fintech categories

  • Nbfc Lenders374

Companies can appear in multiple categories; these counts are not a unique-company total.

Quarterly share of Australia coverage

Mentions per 10,000 articles · zero baseline

03610132024Q3: 82024Q32024Q4: 102024Q42025Q1: 62025Q12025Q2: 62025Q22025Q3: 92025Q32025Q4: 112025Q42026Q1: 62026Q1
View quarterly signal counts
Lending & credit access in Australia coverage
QuarterMentionsPer 10,000 articles
2024Q3568.31
2024Q48510.81
2025Q1496.2
2025Q2386.51
2025Q3799.6
2025Q46411.14
2026Q1406.59

Where this signal concentrates in the comparison geography

Queensland8.0 / 10,000
Western Australia6.5 / 10,000
RESEARCH & CHANGING CONVERSATIONS

Related research and changing coverage

Australia fintech coverage

Expand panel +
RESEARCH CONTEXT · 2017

Redressing or entrenching social and health inequities through policy implementation? Examining personalised budgets through the Australian National Disability Insurance Scheme

International Journal for Equity in Health

87 citations in the snapshot

RESEARCH CONTEXT · 2018

The personalisation agenda: the case of the Australian National Disability Insurance Scheme

International Review of Sociology

74 citations in the snapshot

RESEARCH CONTEXT · 2017

The Vexed Question of Market Stewardship in the Public Sector: Examining Equity and the Social Contract through the Australian National Disability Insurance Scheme

Social Policy and Administration

72 citations in the snapshot

RESEARCH CONTEXT · 2019

Australia\'s New National Disability Insurance Scheme: Implications for Policy and Practice

Policy Design and Practice

63 citations in the snapshot

What is growing in this coverage

Australia coverage of this page's demand families

KeywordRecent articlesPrior articlesShare change
sectoral price pressures8332198.0%
policy rate announcement694576.2%
cpi trends16715325.4%
inflation expectations19618323.1%
consumer protection coalitions403820.9%
monetary stance shift28628017.4%

Share changes describe coverage in the stated comparison periods, not search demand or market size.

GEOGRAPHIC FOOTPRINT

Where companies are based

Company counts, hiring and disclosed funding across the recorded hubs.

Expand panel +
8 cards

Swipe or scroll horizontally to browse.

UNDERSTAND THE LANDSCAPE

Fintech in Australia: key questions

Clear definitions for making better comparisons.

What does this landscape measure?

It measures the tracked company ecosystem, recorded funding, hiring and other available evidence. It is not a market-size estimate.

Can segment counts be added together?

No. A company can belong to several segments, so segment counts and funding can overlap.

What does a missing figure mean?

A dash or unavailable panel means the current reviewed source snapshot does not support that figure.

Company ecosystem snapshot: 31 August 2026. Funding is recorded in USD; filed accounts retain their stated currency and reporting basis. Each section identifies its own coverage. The news and research behind these sections is explorable in Prism.

Canonical landscape ↗
Coming soon