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Funding and advertised pay are reported in USD; filed accounts retain their stated source currency and basis.

Exchange-rate basis

Indicative conversions use ECB reference rates dated 2026-09-14, applied consistently across all periods. They are not historical exchange rates. Indian rupees may use crore (1 crore = 10 million); other currencies use K, M and B. CSV downloads, source documents and quoted news headlines retain their original currencies.

THE PARIS EDITION 2026

Paris’s
fintech industry,
in focus.

The companies, capital and talent shaping fintech in Paris. Find the leaders. Understand the segments. See where the activity is.

Explore in Radar Read the key signals
Snapshot: Funding in USD
Illustrated cover for Fintech Industry Landscape of Paris
FR
COMPANIES · CAPITAL · TALENT

An industry ecosystem,
measured in context.

Fintech illustration
Companies tracked 591Fintech ecosystem in Paris Disclosed funding $8.9B157 companies · all recorded rounds Companies hiring 52With open roles at the snapshot Tracked open roles 1200 employers posted in the preceding 30 days
MEET THE COMPANIES

Explore Paris’s fintech leaders

24 featured companies from the funding, hiring, revenue and team-size leaderboards.

Expand panel +
Explore the full landscape
Fintech company highlights in Paris, snapshot 1 September 2026
Company
Groupe BPCEgroupebpce.com$1.36B—55,401—
Alanalan.com$863.12M—839Financial figure available in RadarView in Radar
Younitedyounited.com$808.09M———
Qontoqonto.com$717.15M—1,300Financial figure available in RadarView in Radar
Octoberoctober.eu$648.47M—101—
Silvrsilvr.co$370.09M—113—
Swileswile.co$328.44M—958$197.49MFYFY2024 filing
Shift Technologyshift-technology.com$319.74M—555Financial figure available in RadarView in Radar
Fortuneofortuneo.fr—8 roles404—
Meilleurtauxmeilleurtaux.com—6 roles2,471—
Mooncardmooncard.co—6 roles160—
Worldlineworldline.com—6 roles1,001—
BforBankbforbank.com—5 roles458—
Descartes Underwritingdescartesunderwriting.com—5 roles136—
Murexmurex.com—5 roles160—
Shineshine.fr—5 roles200—
AESTIAMaestiam.com——35Financial figure available in RadarView in Radar
Akur8 Technologiesakur8.com——106—
Bourse Directboursedirect.fr——159—
EasyBourseeasybourse.com——7—
Macifmacif.fr————
Mes Allocsmes-allocs.fr——11—
Nickelnickel.eu——784—
Spendeskspendesk.com——625Financial figure available in RadarView in Radar
24 featured companies

Locked revenue figures are available in Radar; the eight company financial previews stay the same throughout this page. A dash means the figure is outside these featured lists. Revenue years vary by company; the figures are not a like-for-like revenue comparison. Compare annual accounts ↗

Company discovery

Recorded evidence only
THE KEY SIGNALS

Fintech industry KPIs in Paris

A few useful ratios bring the size of this ecosystem into perspective.

1 September 2026
Hiring participation8.8%

52 of 591 tracked companies have open roles.

Funding participation28.8%

170 of 591 tracked companies have a recorded round.

Top 3 funding share34.0%

Share of disclosed capital received by the three largest recorded recipients.

Median disclosed round$5.16M

Midpoint of 292 rounds with a disclosed amount.

Scale is concentrated. Opportunity is broader. The three largest funding recipients hold 34.0% of disclosed capital, while 71.2% of tracked companies have no recorded funding round.

Explore the segments →
CAPITAL & COMPANY FORMATION

How Paris fintech has grown

Recorded company formation and disclosed funding across the complete annual series shown.

Expand panel +
2016 — 2025

Disclosed funding by year

Sum of recorded funding rounds · USD

Paris fintech
$0$649.82M$1.3B$1.95B$2.6B2016: $84.36M20162017: $141.34M20172018: $458.96M20182019: $353.31M20192020: $2.28B20202021: $1.45B20212022: $1.87B20222023: $651.99M20232024: $472.6M20242025: $650.31M2025
View the numbers
Annual fintech funding and company formation in Paris
YearFunding (USD)FoundedRaising
2016$84.36M3717
2017$141.34M4621
2018$458.96M4222
2019$353.31M4227
2020$2.28B4029
2021$1.45B4240
2022$1.87B4145
2023$651.99M2323
2024$472.6M1620
2025$650.31M414
WHERE CAPITAL SITS

Funding concentration

Share of all disclosed company funding.

  • Groupe BPCE15.3%
  • Alan9.7%
  • Younited9.1%
  • Other companies66.0%

Funding by stage

323 recorded rounds since 2016

NUMBER OF ROUNDS
Seed & Angel136 42.1%
Series A–B122 37.8%
Series C+ / PE30 9.3%
Grants, debt & other35 10.8%

Recent recorded rounds

Latest recorded rounds · USD
2 rounds

Swipe or scroll horizontally to browse.

Seed04/2026
Kulipa $6.2M

Backed by Flourish and 1kx and others.

Series F03/2026
Alan $116.29M

Backed by Index Ventures and Greenoaks and others.

Largest and notable recorded rounds

Each card is one recorded round
10 cards

Swipe or scroll horizontally to browse.

Series D01/2022
Qontoqonto.com$552M

Backed by Flucas Ventures and Alkeon Capital Management and others.

Series D09/2020
Octoberoctober.eu$301.99M

Participating investors were not recorded in this snapshot.

Series D04/2021
Alanalan.com$220M

Backed by Coatue and Dragoneer Investment Group and others.

Series D10/2021
Swileswile.co$200M

Backed by SoftBank Group and Eurazeo and others.

Series E05/2022
Alanalan.com$193.02M

Backed by Ontario Teachers' Pension Plan and Ribbit Capital and others.

Series F09/2024
Alanalan.com$193M

Backed by Belfius and Ontario Teachers' Pension Plan and others.

THE BUSINESS BEHIND THE ACTIVITY

Revenue, profitability & financial strength

Annual accounts for reporting companies linked to this landscape, on like-for-like currency and reporting bases.

Expand panel +
EUR · millions · standalone

Display conversions use the dated reference rates above. Where a verified rate is unavailable, figures retain their source currency. Each reporting cohort keeps its currency and accounting basis separate.

FY2024 · company accounts; aggregate reporting threshold not met · 4 reporting entities from 10 eligible matches.

Revenue in covered accounts—

Sum of reporting-entity revenue; not Paris market sales.

Net profit / loss—

Combined result for the same cohort.

Aggregate net margin—

Combined net income ÷ combined revenue.

Median company revenue—

The middle covered reporting entity.

Profitable entities—

None of 4 covered entities.

Top-five concentration—

Share of covered revenue from the five largest entities.

Annual account trend

Reported cohort totals by year; coverage is stated for every period.

Bar height shows revenue. Changes in coverage can affect totals.

Profitability has two perspectives

FY2024 · 4 reporting entities

Open the company accounts

Up to eight fixed company previews show financial amounts. Search and sort the wider company list, then continue in Radar.

4 reporting entities
Continue your financial research in Radar

Explore full company accounts and filings.

View financials in Radar ↗
PARIS · INDUSTRY COHORTS

How does fintech compare?

Each pair uses the same year, currency and reporting basis. Cohort overlap is disclosed.

IndustryCovered / eligibleRevenue totalMedian revenueNet profit / lossAggregate marginProfitable shareOverlap

Available-account cohorts are not estimates of whole industries. Overlapping entities can occur in more than one cohort; do not add cohort totals.

Coverage, calculations & financial sources

Filed annual accounts for exact designated national identifiers. Every aggregate and peer pair uses one fiscal year, source currency and reporting basis; periods, coverage and overlap are explicit; 2026 partials are excluded.

The same up to eight reporting entities remain open across years, filters and sorts. Other company figures are available in Radar.

Source currencies and accounting bases stay separate. Missing accounts are excluded rather than treated as zero. Exact reporting periods appear on company previews. Annual totals can change with coverage and do not measure growth of a fixed company cohort.

DIGITAL FOOTPRINT

Web traffic, app reach and release cadence

How the Paris companies on this page show up online: the sites people visit, the apps they install, and how often those apps ship.

Busiest websites

41 of the 591 companies on this page carry a measured traffic record (6.9%); these are the largest of those, by monthly visits. The median among them is 207,928 visits.

CompanyMonthly visitsAuthorityMobile
Fortuneofortuneo.fr3,372,8605542.4%
Qontoqonto.com3,206,7595921.5%
Macifmacif.fr3,104,6506873.3%
Bourse Directboursedirect.fr2,407,3645657.8%
Nickelnickel.eu2,297,2736674.9%
Meilleurtauxmeilleurtaux.com1,789,5516262.9%
Limonetiklimonetik.com1,104,770679.1%
LinXealinxea.com906,6344547.5%
HiPayhipay.com870,3323753.2%
Swanswan.io864,2453784.1%

Visits and authority are third-party web estimates, not company-reported figures.

Most-installed apps

94 of these companies (15.9%) publish at least one Android app — 123 apps in all, carrying 39.2M installs between them.

AppInstallsRatingStore category
Nickel - An account for allNickel5.7M4.6Finance
Lyf Pay : mobile paymentsLyf Pay4.1M3.2Finance
Eversend: All-in-one money appEversend3.7M3.1Finance
SwileSwile2.5M4.6Finance
MACIFMacif2.2M3.1Finance
Swile BRSwile2.1M4.2Finance
IzlyIzly2M—Finance
Qonto - Business Finance AppQonto1.8M4.2Finance
Bimpli (ex Apetiz)Bimpli1.3M3.9Lifestyle
BforBank – Banque en ligneBforBank1.2M3.4Finance

Installs are lifetime totals to date at the June 2026 store reading — a measure of reach, not of people using an app today.

App reach by segment

The busiest app inside each of this page’s own segments, with the quarterly release trend behind it (2023Q1–2026Q2).

SegmentAppsInstallsLeading appRelease trend
Payments4620.3MNickel - An account for all 5.7M
Banking Tech238.4MQonto - Business Finance App 1.8M
Hrtech106.2MSwile 2.5M
Employee Health It76MSwile BR 2.1M
Finance & Accounting Tech65MSpendesk 122.4K
Digital Remittance74.6MEversend: All-in-one money app 3.7M
Internet First Insurance Platforms193.9MMACIF 2.2M
Alternative Lending111.6MMy Baobab 690.1K

A company can carry several segment tags, so these rows overlap and should not be added together. Trend lines are zero-based and share one quarter grid, so a flat line is a quiet segment, not a missing one.

Release cadence by quarter

New apps published, beside apps whose most recent update landed in that quarter — the second bar is how much of the shelf is still being maintained.

2022Q4: 12022Q4: 12022Q42023Q1: 12023Q1: 02023Q12023Q3: 32023Q3: 12023Q32023Q4: 22023Q4: 12023Q42024Q1: 42024Q1: 12024Q12024Q2: 22024Q2: 12024Q22024Q4: 42024Q4: 22024Q42025Q1: 22025Q1: 22025Q12025Q2: 12025Q2: 52025Q22025Q3: 22025Q3: 72025Q32025Q4: 12025Q4: 112025Q42026Q1: 32026Q1: 192026Q1

Darker bars are new releases, lighter bars apps updated. 86 of 123 apps carry a release date. The series ends at 2026Q1, the last quarter that closed before the June 2026 reading.

INSIDE THE INDUSTRY

The Paris fintech market map

Explore the segments behind the headline numbers.

Expand panel +

Where companies are building

Rank segments by scale, hiring or disclosed funding.

Enterprise tech330
Consumer digital262
Enterprise software188
Saas71
Nbfc lenders66
Business payments solutions60
Marketplaces59
Commerce enablers42
Blockchain in financial services41
Fintech saas37
Internet first insurers34
Sharing economy33

Companies can sit in several segments. Counts and funding overlap.

SEGMENT TO EXPLORE

Enterprise tech

The largest measured segment in this report snapshot.

330companies
10.6%have hiring activity

35 companies hiring · $6.77B disclosed funding

Explore in Radar

How companies make money

Common revenue models; a company can use more than one.

Subscription394
Commission on transaction352
Fee-for-service132
E-commerce - service102
Lending51
Advertising32
E-commerce - product13
Interest5
THE COMPANIES IN MOTION

Who is listing, hiring leaders, launching and winning work

Recorded corporate activity linked to companies in this landscape.

Expand panel +
Recent corporate headlines 10 dated reports
Funding roundssynaps.io ↗

Five months later, Synaps is announcing a $3.6 million pre‑seed funding round from US‑based accelerator and VC Plug and Play, and Zagreb‑based Fil Rouge Capital.

Mergers & acquisitionsworldline.com ↗

ANZ today announced that it has entered into a binding agreement to acquire Worldline S.A’s 51% share in Worldline Australia Pty Ltd (ANZ Worldline), the joint venture between ANZ and Worldline S.A that commenced in 2022.

Mergers & acquisitionsharvest.fr ↗

Rogers-based retail sales agency Harvest Group said Tuesday (April 14) that it has acquired Cartograph, an Austin, Texas-based Amazon agency known for its performance marketing capabilities and support for emerging brands.

Funding roundsalan.com ↗

The round was led by existing investor Index Ventures, with new investors Greenoaks, Kaaf, and SH also participating, alongside business angels including Shopify founder Tobi Lütke and footballer Antoine Griezmann, as well as Belgian bank and insurer Belfius, which had led the previous Series F.

Mergers & acquisitionsakur8.com ↗

Smith, Gambrell & Russell, LLP ("SGR") is pleased to announce that the Firm recently advised Slope Software (Slope) on its sale to Akur8, a global actuarial artificial intelligence platform.

IPO activityhikoala.co ↗

The initial public offering comprised 20 million shares priced at $3.40 each, including $48.1 million from the sale of existing shares, while $20 million came from new shares issued by the company.

Mergers & acquisitionsswan.io ↗

Slovak operator Swan has announced that it has raised its stake in the ISP HZM Radiokomunikace, which operates in the city of Zilina, to 100 percent from 50 percent.

Funding roundsbitstack-app.com ↗

Bitstack raises €15M to accelerate its European expansion and launches its first Visa debit card.

Funding roundsyounited.com ↗

Younited is listed in France's Next40, demonstrating its importance in the European credit market, with over $400 million in capital.

Funding roundsswile.co ↗

Swile, which employs 750,000 people on a daily basis, is valued at $1 billion and has garnered $333 million in investment.

Full recorded event mix

Top 10 categories among 253 recorded events in the 24-month window.

Funding rounds
57
Leadership moves
51
Mergers & acquisitions
40
Earnings
23
New products
20
Contracts
15
Capital infusions
14
Company announcements
10
Asset acquisitions
9
IPO activity
4
6 activity cards

Swipe or scroll horizontally to browse.

IPO pipeline

2 companies with recorded IPO activity

Koala ↗

IPO · ASX4 reports

Younited ↗

IPO · Euronext Paris1 reports

Leadership moves

18 tracked people moves

Qonto ↗
Lorenzo Pireddu

Appointment Managing Director for Southern Europe

Spendesk ↗
Quentin Vigneau

Appointment Chief Product Officer

Spendesk ↗
Alan Wright

Appointment Chief Technical Officer

Bridge ↗
Christophe Defert

Appointment Partner in the Private Equity team and leads Bridge’s Climate Transition strategy

Macif ↗
Christelle Boudet Zanon

Appointment Director of customer needs

iBanFirst ↗
Sonia Azzouzi Boudier

Appointment Deputy Chief Executive Officer

iBanFirst ↗
Aurore Gaspar Colson

Appointment Non-Executive Director

Worldline ↗
Madalena Cascais Tomé

Appointment head of the Financial Services division and member of the Executive Committee

Product launches

Products, platforms and features in the recorded window

Macif ↗
MACIF Home Insurance

Home Insurance

Hello bank ↗
Promotion up to €180 in benefits for new customers

Promotional offer

Hello bank ↗
Hello Start+

Banking mobility service

Murex ↗
MX.3

Financial technology platform

data center parametric cover

Product

Parametric Product Suite

Parametric Insurance

Worldline ↗
Android SmartPOS solution

Product

Deploy

Insurance pricing and reserving solution

Regulatory events

4 recorded events

Qonto ↗

application pendingAutorité de Contrôle Prudentiel et de Résolution (ACPR)

Worldline ↗

filed with AMFFrench Financial Markets Authority (AMF)

iBanFirst ↗

licensed to operate as EMIFinancial Conduct Authority

iBanFirst ↗

approved for EMI licenceFinancial Conduct Authority (FCA)

Litigation

1 tracked suits

Company
worldline v EIC outlets

fraud allegations ·

Earnings pulse

Reported company results in the recorded window.

8companies
23period observations
10.4%median reported growth

Median across 23 reported growth observations; companies may contribute multiple periods.

Mergers and acquisitions

Company-linked deal reports; status is preserved as recorded.

Acquirer → targetStatusDateValue / context
anz→Worldline ↗Pending2026-04-29$89.0M
harvest→cartographAnnounced2026-04-17Not stated in snapshot
Akur8 Technologies→slope softwareAnnounced2026-04-10Not stated in snapshot
Swan→HZM RadiokomunikaceAnnounced2026-03-23Not stated in snapshot
Swan→cncAnnounced2026-03-23Not stated in snapshot
billdesk→Worldline ↗Announced2026-02-26$70.8M

A discussion or rumour is not a completed transaction. An unstated value is not zero.

PEOPLE & OPPORTUNITY

The talent market

546 postings in the preceding 12 months. The full 2,276-posting snapshot covers 97 employers.

Expand panel +

Most advertised job titles

Commercial En Assurances (H/F)64
Data Integration Analyst Hybrid Or Remote Fromemea49
Conseiller Clientèle (F/H)48
Coordinateur Opã©Rationnel F/H31
Stage28
Conseiller Commercial Agence (F/H)27
0 internship postings

81 tracked postings mention remote work.

The seniority mix

266 postings specify a level.

unspecified
2,010
manager
113
senior
78
lead
33
intern
25
entry
17

Skills employers mention

Top skills across 2,276 tracked postings in the available jobs snapshot.

Netsuite
8
Stripe
8
Sql
8
Salesforce
7
React
7
Zuora
6
Xero
6
Typescript
5
Quickbooks
5
Sage
5
ADVERTISED PAY$35.0K/ year

Median across 87 postings with pay data, expressed in USD.

THE PEOPLE BUILDING THE FIELD

Founders and leaders

437 founders and chief executives across 294 companies.

Expand panel +
12 profiles

Swipe or scroll horizontally to browse.

Education networks

59 profiles with education records.

HEC Paris
25
INSEAD
6
Harvard University
3
London School of Economics and Political Science
2
ESSEC Business School
2
EDHEC Business School
2
Stanford University
2
Columbia University
2

Prior employers

14 profiles with prior-work records.

Boston Consulting Group
4
McKinsey
4
Google
4
Apple
3
Bain
2
Facebook
1
Goldman Sachs
1

Profiles cover recorded founders and leaders; contact details remain in Radar.

NEWS INTELLIGENCE

How this industry appears in the news

18,366 articles in the measured 12-month window.

Expand panel +
18,366articles in the measured year
3,916articles in 2026Q1
61.5%positive tone in the latest complete year

News volume trends

Fintech coverage tagged Paris · articles per complete quarter

02,3354,6717,0069,3412021Q2: 2,6342021Q22021Q3: 3,7322021Q4: 2,8152022Q1: 3,7922022Q2: 3,7772022Q22022Q3: 3,0632022Q4: 4,0712023Q1: 4,1882023Q2: 3,8602023Q22023Q3: 3,6592023Q4: 3,7982024Q1: 5,3412024Q2: 5,0772024Q22024Q3: 6,1152024Q4: 4,7372025Q1: 8,1232025Q2: 6,9602025Q22025Q3: 4,3542025Q4: 4,0492026Q1: 3,9162026Q1
View quarterly article counts
QuarterArticles
2021Q22,634
2021Q33,732
2021Q42,815
2022Q13,792
2022Q23,777
2022Q33,063
2022Q44,071
2023Q14,188
2023Q23,860
2023Q33,659
2023Q43,798
2024Q15,341
2024Q25,077
2024Q36,115
2024Q44,737
2025Q18,123
2025Q26,960
2025Q34,354
2025Q44,049
2026Q13,916

Article volume measures coverage, not market sales.

Tone of coverage over time

2021
7,007 positive · 129 neutral · 2,628 negative
2022
10,052 positive · 262 neutral · 4,367 negative
2023
10,677 positive · 334 neutral · 4,470 negative
2024
14,485 positive · 941 neutral · 5,806 negative
2025
14,435 positive · 713 neutral · 8,310 negative

Leading coverage topics

Fintech coverage tagged Paris · ranked by full-period article count.

Cryptocurrency Impact On Forex Markets10,309 articles in the full recorded period
3,136 recent · 2,085 prior
Economic Indicators (Gdp, Cpi, Unemployment)10,275 articles in the full recorded period
2,713 recent · 2,887 prior
Interest Rate Decisions And Impacts9,380 articles in the full recorded period
2,804 recent · 2,121 prior
Central Bank Monetary Policy Announcements8,420 articles in the full recorded period
2,015 recent · 2,048 prior
Federal Reserve Policy Meeting Summaries8,123 articles in the full recorded period
1,985 recent · 1,980 prior
Trade Wars And Geopolitical Impacts7,275 articles in the full recorded period
2,470 recent · 2,205 prior
Global Recession Risks And Forecasts6,142 articles in the full recorded period
1,987 recent · 1,929 prior
Global Bond Market Updates5,299 articles in the full recorded period
976 recent · 1,299 prior
Quarterly And Annual Financial Results4,871 articles in the full recorded period
1,096 recent · 1,351 prior
European Central Bank (Ecb) Decisions4,841 articles in the full recorded period
926 recent · 1,179 prior

Recent and prior counts use the source comparison windows.

Topics gaining and losing attention

France comparison coverage

KeywordRecentPriorChange
exchange rates1,242433187%
forex liquidity1,150221420%
gold spot price1,068188468%
eur/usd867257237%
usd/jpy797222259%
usd/chf751123511%
commodity futures727274165%
cash market forex70064994%
usd/cad69366950%
vix currency index668581052%
economic slowdown9981,500-33%
quarterly results381636-40%
monetary easing277483-43%
stock price278468-41%
monetary stance shift273445-39%

Event and signal lenses

France comparison coverage

All complete annual cohorts shown
Rising

Regulatory Risk

121,160 classified articles

economic slowdown, monetary easing, exchange rates

46.8% critical · 34.9% positive
Rising

Funding Momentum

26,408 classified articles

inflation reports fx, currency intervention policies, gbp/usd

38.6% critical · 52.8% positive
Rising

Growth

44,587 classified articles

quarterly results, economic slowdown, revenue beats

38.7% critical · 41.4% positive

Fintech coverage tagged Paris. Topic labels describe recorded classifications and can include broad context.

RESEARCH SIGNALS

What Fintech research is working on

13,825 papers in the recorded worldwide scope.

Expand panel +
13,825papers
13,825worldwide comparison pool
—India-affiliated papers

Research orientation

Promising
4,450
Descriptive
3,501
Problem-identifying
3,141
Cautionary
1,411
Breakthrough
754
Comparative
414
Critical
154

Contribution mix

Empirical
8,354
Reviews
2,307
Position pieces
1,635
Methods-led
1,361
Theoretical
168

Tone counts: 12,714 positive · 252 neutral · 859 negative.

Common problems researchers identify
3,295 papers · 23.8% of this field
  • Financial services1,723 papers
  • FinTech1,301 papers
  • Financial inclusion570 papers
  • Payment489 papers
  • Government245 papers
  • Financial literacy205 papers
  • Cryptocurrency201 papers
  • Investment172 papers

Landmark: The digital revolution in financial inclusion: international development in the fintech era

Cautions
1,411 papers · 10.2% of this field
  • Financial services670 papers
  • FinTech538 papers
  • Financial inclusion348 papers
  • Payment283 papers
  • Financial literacy129 papers
  • Mobile payment102 papers
  • Digital currency95 papers
  • Investment91 papers

Landmark: Blockchain Technology in Finance

Opportunities
5,204 papers · 37.6% of this field
  • Financial services2,148 papers
  • FinTech1,839 papers
  • Financial inclusion1,123 papers
  • Financial literacy786 papers
  • Payment749 papers
  • Database transaction382 papers
  • Investment314 papers
  • Mobile payment301 papers

Landmark: On the Fintech Revolution: Interpreting the Forces of Innovation, Disruption, and Transformation in Financial Services

Leading institutions

UNSW Sydney
743
University of Manchester
727
University of York
716
University of the West of England
716
Universidad de Zaragoza
685
Columbia University
667

Leading researchers

Robert J. Kauffman
1,822
Peter Gomber
1,821
Chris Parker
1,821
Bruce W. Weber
1,821
Daniela Gabor
716
Sally Brooks
716
Itay Goldstein
621
Wei Jiang
621

Highly cited breakthrough-labelled papers

  • On the Fintech Revolution: Interpreting the Forces of Innovation, Disruption, and Transformation in Financial Services1,820 citations
  • Intention to use analytical artificial intelligence (AI) in services – the effect of technology readiness and awareness370 citations
  • The FinTech phenomenon: antecedents of financial innovation perceived by the popular press240 citations
  • FinTech ecosystem practices shaping financial inclusion: the case of mobile money in Ghana116 citations
  • CBDC, Fintech and cryptocurrency for financial inclusion and financial stability100 citations

Common problems researchers identify

10,570 papers · 7 recurring themes
7 cards

Swipe or scroll horizontally to browse.

Financial Inclusion ChallengesCommon problems researchers identify · 01

Financial Inclusion Challenges

1,447 papers

24.1% of this theme group

Researchers discuss obstacles to broadening access to financial services through fintech innovations.

FinTech (679) · Financial services (885) · Financial inclusion (269) · Financial innovation (90)

Enriching Financial Inclusion through Fintech

DIGITAL TRANSFORMATION IN THE BANKING SYSTEM: PROSPECTS FOR COOPERATION BETWEEN FINTECH COMPANIES AND BANKS

View research history
YearShare index
2022535.2
2023588.5
2024650.5
20251023.2
Payment System LimitationsCommon problems researchers identify · 02

Payment System Limitations

1,364 papers

22.7% of this theme group

Papers highlight cost, security, and regulatory issues affecting electronic payment adoption.

Payment (1,251) · Payment system (509) · Payment service provider (217) · Settlement (86)

Better than Cash, but Beware the Costs: Electronic Payments Systems and Financial Inclusion in Developing Economies

ISSUES AND CHALLENGES OF ELECTRONIC PAYMENT SYSTEMS

View research history
YearShare index
2022590.9
2023562.2
2024710.5
2025799.0
Mobile Payment Adoption BarriersCommon problems researchers identify · 03

Mobile Payment Adoption Barriers

1,149 papers

19.1% of this theme group

Studies examine factors that hinder user acceptance and usage of mobile banking and payments.

Mobile payment (869) · Mobile banking (220) · Mobile business development (111) · Mobile phone (135)

User Acceptance Testing of Mobile Payment in Various Scenarios

Exploring Determinants Influencing the Intention to Use Mobile Payment Service

View research history
YearShare index
202277.6
202383.0
202482.8
2025139.8
Credit Card Fraud ConcernsCommon problems researchers identify · 04

Credit Card Fraud Concerns

692 papers

11.5% of this theme group

Works focus on detecting and preventing fraudulent activity on credit card networks.

Credit card fraud (107) · Credit card (118) · Financial fraud (43) · Computer security (107)

Machine Learning for Credit Card Fraud Detection

Credit Card Fraud Detection and Analysis

View research history
YearShare index
202247.3
202347.0
202447.7
202563.6
Algorithmic Trading RisksCommon problems researchers identify · 05

Algorithmic Trading Risks

585 papers

9.8% of this theme group

Research addresses market impact, fairness, and regulatory challenges of high‑frequency trading.

Algorithmic trading (222) · High-frequency trading (148) · Alternative trading system (140) · Insider trading (79)

High-Frequency Trading and Its Impact on Markets

High-Frequency Trading: A Regulatory Strategy

View research history
YearShare index
202219.5
202320.0
202418.3
202531.1
Portfolio Optimization IssuesCommon problems researchers identify · 06

Portfolio Optimization Issues

404 papers

6.7% of this theme group

Authors explore difficulties in constructing efficient portfolios under modern and post‑modern theories.

Portfolio (386) · Portfolio optimization (163) · Modern portfolio theory (70) · Post-modern portfolio theory (46)

Machine Learning Optimization Algorithms & Portfolio Allocation

Portfolio Optimization: New Challenges and Perspectives

View research history
YearShare index
2022315.6
2023306.6
2024225.8
2025345.9
Money‑Laundering ComplianceCommon problems researchers identify · 07

Money‑Laundering Compliance

359 papers

6.0% of this theme group

Papers investigate regulatory, data‑privacy, and enforcement problems surrounding anti‑money‑laundering efforts.

Money laundering (320) · Terrorism (65) · Accounting (54) · Compliance (44)

National and international anti-money laundering law : developing the architecture of criminal justice, regulation and data protection

Balancing anti-money laundering measures and financial inclusion

View research history
YearShare index
20221897.3
20231880.1
20241584.8
20251002.7

Cautions

3,742 papers · 7 recurring themes
7 cards

Swipe or scroll horizontally to browse.

Fintech Inclusion Trade‑offsCautions · 01

Fintech Inclusion Trade‑offs

756 papers

20.2% of this theme group

Scholars caution that expanding access may introduce stability and regulatory complexities.

FinTech (412) · Financial services (449) · Financial inclusion (227) · Financial innovation (65)

The Role of Fintech Technology in Improving Financial Inclusion and Financial System Stability

Advancing Financial Inclusion through FinTech: A Regulatory Insight into Emerging Industry Practices

View research history
YearShare index
2022535.2
2023588.5
2024650.5
20251023.2
High‑Frequency Trading OversightCautions · 02

High‑Frequency Trading Oversight

579 papers

15.5% of this theme group

Analyses critique current reforms and call for stronger safeguards against market distortion.

Algorithmic trading (254) · High-frequency trading (153) · Alternative trading system (102) · Trading strategy (117)

High Frequency Trading and Its Impact on Market Quality

Implementing High Frequency Trading Regulation: A Critical Analysis of Current Reforms

View research history
YearShare index
202219.5
202320.0
202418.3
202531.1
Payment Policy ImplicationsCautions · 03

Payment Policy Implications

565 papers

15.1% of this theme group

Research warns that new payment models can affect consumer choice and systemic risk.

Payment (536) · Payment system (180) · Reimbursement (36) · Prospective payment system (34)

Hospital response to a new case-based payment system in China: the patient selection effect

Payments transition in India – consumer preferences and policy shifts

View research history
YearShare index
2022598.5
2023567.6
2024714.6
2025803.0
Portfolio Model RiskCautions · 04

Portfolio Model Risk

522 papers

13.9% of this theme group

Studies highlight statistical and econometric uncertainties that can undermine optimization results.

Portfolio (494) · Portfolio optimization (203) · Diversification (105) · Econometrics (109)

Model Risk in Portfolio Optimization

Optimization of portfolio management based on vector autoregression models and multivariate volatility models

View research history
YearShare index
2022318.1
2023308.9
2024228.0
2025346.6
Mobile Money User ExperienceCautions · 05

Mobile Money User Experience

496 papers

13.3% of this theme group

Works stress the need for better design and trust to achieve inclusive outcomes.

Mobile payment (380) · Mobile banking (81) · Payment (228) · Mobile phone (39)

Mobile Money for Financial Inclusion

Understanding user experience of mobile money services in emerging markets

View research history
YearShare index
2022633.6
2023610.5
2024762.5
2025878.6
Financial Fraud Detection LimitsCautions · 06

Financial Fraud Detection Limits

495 papers

13.2% of this theme group

Reviews point out challenges in applying AI to reliably identify diverse fraud types.

Accounting (63) · Money laundering (78) · Audit (50) · Credit card fraud (26)

A Review on Financial Fraud Detection using AI and Machine Learning

Use of Machine Learning in Financial Fraud Detection: A Review

View research history
YearShare index
20222207.7
20232190.6
20242016.5
20251778.7
Digital Currency SecurityCautions · 07

Digital Currency Security

329 papers

8.8% of this theme group

Papers assess cybersecurity and stability risks linked to blockchain and cryptocurrency adoption.

Digital currency (124) · Blockchain (71) · Cryptocurrency (95) · Currency (78)

Cybersecurity and Blockchain for Secure Financial Transactions: Evaluating, Implementing, and Mitigating Risks of Digital Payments

Public Payment Systems in the Digital Era: Responding to the Financial Stability and Security-related Risks of Cryptocurrencies

View research history
YearShare index
2022801.9
2023842.3
2024890.0
20251127.0

Opportunities

28,937 papers · 7 recurring themes
7 cards

Swipe or scroll horizontally to browse.

Advanced Portfolio OptimizationOpportunities · 01

Advanced Portfolio Optimization

1,697 papers

28.3% of this theme group

Research proposes new mathematical models to improve multi‑objective portfolio construction.

Portfolio (1,578) · Portfolio optimization (936) · Mathematical optimization (268) · Modern portfolio theory (157)

Application of portfolio optimization

The research on portfolio optimization model and strategy for multiple objectives

View research history
YearShare index
2022371.2
2023354.5
2024252.1
2025358.7
Machine‑Learning Fraud PreventionOpportunities · 02

Machine‑Learning Fraud Prevention

1,066 papers

17.8% of this theme group

Studies demonstrate how AI techniques can enhance detection of credit‑card fraud.

Credit card fraud (265) · Credit card (252) · Financial fraud (77) · Computer security (173)

Credit Card Fraud Detection using Machine Learning Algorithms

Analyzing Credit Card Fraud Detection based on Machine Learning Models

View research history
YearShare index
202247.3
202347.0
202447.7
202563.6
Fintech for InclusionOpportunities · 03

Fintech for Inclusion

778 papers

13.0% of this theme group

Works explore how technology can boost financial literacy and broaden service reach.

FinTech (338) · Financial services (366) · Financial inclusion (210) · Financial literacy (128)

ROLE OF FINTECH IN FINANCIAL INCLUSION

The Role of Financial Technology (FinTech) in Advancing Financial Inclusion and Equity.

View research history
YearShare index
2022535.2
2023588.5
2024650.5
20251023.2
Blockchain Payment SolutionsOpportunities · 04

Blockchain Payment Solutions

756 papers

12.6% of this theme group

Papers present secure, decentralized architectures for next‑generation digital payment systems.

Payment (623) · Payment system (247) · Database transaction (146) · Payment service provider (64)

Blockchain Based Architecture and Solution for Secure Digital Payment System

Measuring payment system development

View research history
YearShare index
2022733.2
2023686.3
2024781.6
2025930.9
Mobile Payment Value‑AddsOpportunities · 05

Mobile Payment Value‑Adds

723 papers

12.1% of this theme group

Research investigates added services and security features that drive consumer adoption.

Mobile payment (555) · Payment (363) · Mobile banking (87) · Mobile device (52)

Value Added Services and Adoption of Mobile Payments

Exploring Transaction Security on Consumers’ Willingness to Use Mobile Payment by Using the Technology Acceptance Model

View research history
YearShare index
2022633.6
2023610.5
2024762.5
2025878.6
Algorithmic Trading InnovationsOpportunities · 06

Algorithmic Trading Innovations

661 papers

11.0% of this theme group

Studies showcase AI‑driven strategies and forecasting tools for high‑frequency markets.

Algorithmic trading (282) · Trading strategy (267) · High-frequency trading (109) · Pairs trade (68)

Algorithmic Trading and Financial Forecasting Using Advanced Artificial Intelligence Methodologies

Foreign exchange trading

View research history
YearShare index
202232.4
202331.8
202425.0
202538.8
Credit Scoring EnhancementsOpportunities · 07

Credit Scoring Enhancements

319 papers

5.3% of this theme group

Works develop machine‑learning models to improve loan risk assessment and default prediction.

Credit risk (96) · Loan (65) · Credit score (19) · Probability of default (13)

Application Analysis of Credit Scoring of Financial Institutions Based on Machine Learning Model

Development Of Credit Scoring Model For Borrowers Using Machine Learning Techniques

View research history
YearShare index
2022254.2
2023254.9
2024182.2
2025261.3

How this field compares with the research baseline

Orientation shares compared with 25,000 papers in the reference sample.

Research orientationThis fieldReference sample
Promising32.2%37.2%
Descriptive25.3%17.4%
Problem-identifying22.7%9.6%
Cautionary10.2%4.6%
Breakthrough5.5%26.3%
Comparative3.0%4.1%
Critical1.1%0.9%

Concerns receiving less research attention

Counts and shares refer to the stated research pool. A low count describes how much of that research is recorded here, not the absence of a real-world concern.

Concern / example paperPapersShareRaised as a problemWorldwide share
Privacy & surveillanceIncentives for Mobile Crowd Sensing: A Survey2,7174.6%857 (31.5%)4.6%
Concentration of compute powerRent Seeking by Low-Latency Traders: Evidence from Trading on Macroeconomic Announcements1020.17%50 (49.0%)0.17%
Bias & fairnessSocietal bias reinforcement through machine learning: a credit scoring perspective830.14%31 (37.3%)0.14%
Labour & data workMobile Money Taxation and Informal Workers: Evidence from Ghana’s E-Levy600.1%26 (43.3%)0.1%
Safety & misuseThe EU Response to Criminal Misuse of Cryptocurrencies: The Young, already Outdated 5th Anti-Money Laundering Directive500.08%21 (42.0%)0.08%
Energy & datacenter footprintAn integrated model of financial technology adoption and environmental performance: The role of green innovation290.05%5 (17.2%)0.05%
Hardware, e-waste & supply chainMobile Phone Repair as a Strategy for Reducing E-Waste, Enhancing Data Privacy, and Promoting Digital Sustainability in 30.01%0 (0.0%)0.01%
Carbon & emissions of computeRethinking portfolio design with sustainable AI and FinTech: dynamic spillovers in a quantile–frequency framework10.0%0 (0.0%)0.0%
Water use00.0%0 (%)0.0%

Institution and researcher rankings use citations to their covered work. Research scope: worldwide. This may be broader than the company geography.

UNDERSTAND THE LANDSCAPE

Fintech in Paris: key questions

Clear definitions for making better comparisons.

What does this landscape measure?

It measures the tracked company ecosystem, recorded funding, hiring and other available evidence. It is not a market-size estimate.

Can segment counts be added together?

No. A company can belong to several segments, so segment counts and funding can overlap.

What does a missing figure mean?

A dash or unavailable panel means the current reviewed source snapshot does not support that figure.

KEEP EXPLORING

Put Paris in context

All landscapes ↗

Company ecosystem snapshot: 1 September 2026. Funding is recorded in USD; filed accounts retain their stated currency and reporting basis. Each section identifies its own coverage. The news and research behind these sections is explorable in Prism.

Canonical landscape ↗
Coming soon