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Funding and advertised pay are reported in USD; filed accounts retain their stated source currency and basis.

Exchange-rate basis

Indicative conversions use ECB reference rates dated 2026-09-14, applied consistently across all periods. They are not historical exchange rates. Indian rupees may use crore (1 crore = 10 million); other currencies use K, M and B. CSV downloads, source documents and quoted news headlines retain their original currencies.

THE LONDON EDITION 2026

London’s
neobanks and digital banking industry,
in focus.

The companies, capital and talent shaping neobanks and digital banking in London. Find the leaders. Understand the segments. See where the activity is.

Explore in Radar Read the key signals
Snapshot: Funding in USD
Illustrated cover for Neobanks and Digital Banking Industry Landscape of London
GB
COMPANIES · CAPITAL · TALENT

An industry ecosystem,
measured in context.

Neobanks and Digital Banking illustration
Companies tracked 474Neobanks and Digital Banking ecosystem in London Disclosed funding $18.96B145 companies · all recorded rounds Companies hiring 23With open roles at the snapshot Tracked open roles 572 employers posted in the preceding 30 days
MEET THE COMPANIES

Explore London’s neobanks and digital banking leaders

21 featured companies from the funding, hiring, revenue and team-size leaderboards.

Expand panel +
Explore the full landscape
Neobanks and Digital Banking company highlights in London, snapshot 2 September 2026
Company
Finastrafinastra.com$5.3B11 roles1,890Financial figure available in RadarView in Radar
Revolutrevolut.com$1.99B—8,308Financial figure available in RadarView in Radar
Starling Bankstarlingbank.com$1.19B—3,231Financial figure available in RadarView in Radar
Zopazopa.com$1.06B—135Financial figure available in RadarView in Radar
OakNorth Bankoaknorth.co.uk$1.02B—461—
Thought Machinethoughtmachine.net$705.69M—611Financial figure available in RadarView in Radar
ClearBankclear.bank$554.86M—238Financial figure available in RadarView in Radar
Quantexaquantexa.com$546.08M4 roles552—
Fintech Farmfintech-farm.com—9 roles3—
Allica Bankallica.bank—3 roles180Financial figure available in RadarView in Radar
Interpolitan Moneyinterpolitanmoney.com—3 roles——
Ripjarripjar.com—3 roles95—
Datamarandatamaran.com—2 roles23—
Lendscapelendscape.com—2 roles178—
Astro Payastropay.com——3—
Barclaycardbarclaycard.co.uk——4,200—
Nomonomobank.com——60—
Pockitpockit.com——53—
RoosterMoneyroostermoney.com——30—
Tandemtandem.co.uk——4Financial figure available in RadarView in Radar
finovafinova.tech——317—
21 featured companies

Locked revenue figures are available in Radar; the eight company financial previews stay the same throughout this page. A dash means the figure is outside these featured lists. Revenue years vary by company; the figures are not a like-for-like revenue comparison. Compare annual accounts ↗

Company discovery

Recorded evidence only
THE KEY SIGNALS

Neobanks and Digital Banking industry KPIs in London

A few useful ratios bring the size of this ecosystem into perspective.

2 September 2026
Hiring participation4.9%

23 of 474 tracked companies have open roles.

Funding participation32.3%

153 of 474 tracked companies have a recorded round.

Top 3 funding share44.7%

Share of disclosed capital received by the three largest recorded recipients.

Median disclosed round$4.5M

Midpoint of 449 rounds with a disclosed amount.

Scale is concentrated. Opportunity is broader. The three largest funding recipients hold 44.7% of disclosed capital, while 67.7% of tracked companies have no recorded funding round.

Explore the segments →
CAPITAL & COMPANY FORMATION

How London neobanks and digital banking has grown

Recorded company formation and disclosed funding across the complete annual series shown.

Expand panel +
2016 — 2025

Disclosed funding by year

Sum of recorded funding rounds · USD

London neobanks and digital banking
$0$1.8B$3.6B$5.4B$7.2B2016: $355.11M20162017: $679.38M20172018: $1.12B20182019: $1.46B20192020: $1.57B20202021: $3.54B20212022: $1.43B20222023: $6.31B20232024: $373.53M20242025: $752.12M2025
View the numbers
Annual neobanks and digital banking funding and company formation in London
YearFunding (USD)FoundedRaising
2016$355.11M3523
2017$679.38M2433
2018$1.12B3940
2019$1.46B3643
2020$1.57B4245
2021$3.54B2760
2022$1.43B2046
2023$6.31B1632
2024$373.53M5723
2025$752.12M1818
WHERE CAPITAL SITS

Funding concentration

Share of all disclosed company funding.

  • Finastra28.0%
  • Revolut10.5%
  • Starling Bank6.3%
  • Other companies55.3%

Funding by stage

506 recorded rounds since 2016

NUMBER OF ROUNDS
Seed & Angel211 41.7%
Series A–B155 30.6%
Series C+ / PE82 16.2%
Grants, debt & other58 11.5%

Recent recorded rounds

Latest recorded rounds · USD
6 rounds

Swipe or scroll horizontally to browse.

Series A05/2026
Ethos $22.75M

Backed by Andreessen Horowitz and General Catalyst and others.

Seed03/2026
Payr $2.1M

Backed by Ingenii Capital and Haatch and others.

Conventional Debt03/2026
Pockit —

Backed by Anchorgate Management.

Largest and notable recorded rounds

Each card is one recorded round
10 cards

Swipe or scroll horizontally to browse.

Series H10/2021
Zopazopa.com$303M

Backed by SoftBank Vision Fund and Chimera Capital Management and others.

THE BUSINESS BEHIND THE ACTIVITY

Revenue, profitability & financial strength

Annual accounts for reporting companies linked to this landscape, on like-for-like currency and reporting bases.

Expand panel +
GBP · millions · consolidated

Display conversions use the dated reference rates above. Where a verified rate is unavailable, figures retain their source currency. Each reporting cohort keeps its currency and accounting basis separate.

FY2024 · company accounts; aggregate reporting threshold not met · 1 reporting entities from 205 eligible matches.

Revenue in covered accounts—

Sum of reporting-entity revenue; not London market sales.

Net profit / loss—

Combined result for the same cohort.

Aggregate net margin—

Combined net income ÷ combined revenue.

Median company revenue—

The middle covered reporting entity.

Profitable entities—

None of 1 covered entities.

Top-five concentration—

Share of covered revenue from the five largest entities.

Annual account trend

Reported cohort totals by year; coverage is stated for every period.

Bar height shows revenue. Changes in coverage can affect totals.

Profitability has two perspectives

FY2024 · 1 reporting entities

Open the company accounts

Up to eight fixed company previews show financial amounts. Search and sort the wider company list, then continue in Radar.

1 reporting entities
Continue your financial research in Radar

Explore full company accounts and filings.

View financials in Radar ↗
LONDON · INDUSTRY COHORTS

How does neobanks and digital banking compare?

Each pair uses the same year, currency and reporting basis. Cohort overlap is disclosed.

IndustryCovered / eligibleRevenue totalMedian revenueNet profit / lossAggregate marginProfitable shareOverlap

Available-account cohorts are not estimates of whole industries. Overlapping entities can occur in more than one cohort; do not add cohort totals.

Coverage, calculations & financial sources

Filed annual accounts for exact designated national identifiers. Every aggregate and peer pair uses one fiscal year, source currency and reporting basis; periods, coverage and overlap are explicit; 2026 partials are excluded.

The same up to eight reporting entities remain open across years, filters and sorts. Other company figures are available in Radar.

Source currencies and accounting bases stay separate. Missing accounts are excluded rather than treated as zero. Exact reporting periods appear on company previews. Annual totals can change with coverage and do not measure growth of a fixed company cohort.

DIGITAL FOOTPRINT

Web traffic, app reach and release cadence

How the London companies on this page show up online: the sites people visit, the apps they install, and how often those apps ship.

Busiest websites

26 of the 474 companies on this page carry a measured traffic record (5.5%); these are the largest of those, by monthly visits. The median among them is 229,421 visits.

CompanyMonthly visitsAuthorityMobile
Revolutrevolut.com37,575,9889268.7%
ClearScoreclearscore.com9,130,6276086%
Onfidoonfido.com3,005,5063295.6%
Barclaycardbarclaycard.co.uk2,678,4215871.9%
Astro Payastropay.com2,332,6435159.3%
Starling Bankstarlingbank.com1,513,0595573.3%
Pockitpockit.com718,5403596.4%
Curvecurve.com464,2534481.2%
Monesemonese.com364,5683988.6%
Jetonjeton.com340,3103964.5%

Visits and authority are third-party web estimates, not company-reported figures.

Most-installed apps

79 of these companies (16.7%) publish at least one Android app — 111 apps in all, carrying 174M installs between them.

AppInstallsRatingStore category
Revolut: Spend, Save, TradeRevolut87M4.5Finance
AstroPayAstro Pay17.8M4.4Finance
Money App - Earn Real CashMoney App - Cash12.4M4.4Lifestyle
ClearScore - Credit ScoreClearScore9.6M3.9Finance
Monese - A banking alternativeMonese5.3M4Finance
Starling - Mobile BankingStarling Bank4.6M4.3Finance
BarclaycardBarclaycard4.4M2.8Finance
Tide Business India AppTide4.2M4.9Finance
Curve Pay — Wallet & CashbackCurve4.1M3.1Finance
Revolut – Kids & TeensRevolut3.4M4.6Finance

Installs are lifetime totals to date at the June 2026 store reading — a measure of reach, not of people using an app today.

App reach by segment

The busiest app inside each of this page’s own segments, with the quarterly release trend behind it (2023Q2–2026Q2).

SegmentAppsInstallsLeading appRelease trend
Banking Tech47113MRevolut: Spend, Save, Trade 87M
Payments6651.3MAstroPay 17.8M
Alternative Lending810.5MClearScore - Credit Score 9.6M
Forex Tech5856.5Knsave: Global USD Accounts 494.3K
Investment Tech5622.9KKroo Bank - Mobile Banking 402.6K
Digital Remittance6611.9KFairFX 58.5K
Finance & Accounting Tech10568.5KMettle business bank account 364.6K
Online Travel8202.9KSoldo 182.3K

A company can carry several segment tags, so these rows overlap and should not be added together. Trend lines are zero-based and share one quarter grid, so a flat line is a quiet segment, not a missing one.

Release cadence by quarter

New apps published, beside apps whose most recent update landed in that quarter — the second bar is how much of the shelf is still being maintained.

2022Q4: 22022Q4: 02022Q42023Q1: 12023Q1: 02023Q12023Q2: 62023Q2: 12023Q22023Q3: 12023Q3: 02023Q32023Q4: 12023Q4: 42023Q42024Q2: 22024Q2: 12024Q22024Q3: 22024Q3: 22024Q32024Q4: 52024Q4: 02024Q42025Q1: 42025Q1: 22025Q12025Q3: 32025Q3: 52025Q32026Q1: 42026Q1: 82026Q1

Darker bars are new releases, lighter bars apps updated. 74 of 111 apps carry a release date. The series ends at 2026Q1, the last quarter that closed before the June 2026 reading.

INSIDE THE INDUSTRY

The London neobanks and digital banking market map

Explore the segments behind the headline numbers.

Expand panel +

Where companies are building

Rank segments by scale, hiring or disclosed funding.

Fintech473
Enterprise tech340
Consumer digital266
Enterprise software176
Saas173
Fintech saas157
Embedded finance43
Open banking28
Cfo stack27
Banking as a service20
Risk monitoring in financial services19
Blockchain in financial services18

Companies can sit in several segments. Counts and funding overlap.

SEGMENT TO EXPLORE

Fintech

The largest measured segment in this report snapshot.

473companies
4.9%have hiring activity

23 companies hiring · $18.93B disclosed funding

Explore in Radar

How companies make money

Common revenue models; a company can use more than one.

Commission on transaction313
Subscription293
Fee-for-service136
E-commerce - service91
Lending41
E-commerce - product12
Advertising10
Licensing5
THE COMPANIES IN MOTION

Who is listing, hiring leaders, launching and winning work

Recorded corporate activity linked to companies in this landscape.

Expand panel +
Recent corporate headlines 10 dated reports
Mergers & acquisitionsprofilesw.com ↗

after completing the acquisition of the London-based firm in February 2026.

Funding roundspaveapp.com ↗

PAVE has completed a seed round of over $40 million, led by Visionaries Club and Creandum, to accelerate the development of orbital transfer vehicles.

Funding roundsallica.bank ↗

Allica Bank, a digital bank for small and medium-sized businesses, has raised £115 million in Series D funding, reaching unicorn status in the UK.

Funding roundskeyless.io ↗

London-based Keyless, which announced a €1.9 million round focused on privacy-preserving biometric authentication.

Mergers & acquisitionspepper-advantage.com ↗

Pepper Advantage has completed its takeover of Computershare’s UK mortgage servicing business, Computershare Loan Services.

Mergers & acquisitionsclearscore.com ↗

ClearScore, the London-based fintech that provides credit score services, has acquired UK mortgage platform Acre Platforms.

Funding roundsfimple.co.uk ↗

Fimple, a core banking technology provider, has raised $10m in a follow-on investment round to accelerate its international expansion, with a strategic focus on the MENA region and GCC markets.

Mergers & acquisitionsrevolut.com ↗

Revolut is reportedly in talks to enter the Turkish digital banking market through an acquisition of the country’s digital bank, FUPS.

Mergers & acquisitionsopengamma.com ↗

Trading Technologies International, Inc. (TT), a global provider of capital markets technology, has acquired OpenGamma, a leading derivatives margin analytics firm for buy-side and sell-side clients.

Funding roundszazuafrica.com ↗

Zazu, the first pan-African digital banking platform built exclusively for entrepreneurs and SMEs, has raised $1 million in pre-seedfunding from a group of leading African and European investors to accelerate its rollout in South Africa and Morocco, with plans to expand across the continent in 2026

Full recorded event mix

Top 10 categories among 677 recorded events in the 24-month window.

Leadership moves
198
New products
85
Company announcements
82
Funding rounds
81
Earnings
54
Mergers & acquisitions
47
Regulatory
43
Contracts
37
Job creation
28
Capital infusions
12
6 activity cards

Swipe or scroll horizontally to browse.

Leadership moves

73 tracked people moves

Napier ↗
Simon Krelle

Appointment director of global client services

Napier ↗
Charlotte Bass

Appointment head of PR

SmartStream ↗
Thomas Steinborn

Appointment Chief Product Officer

SmartStream ↗
Andreas Burner

Departure Chief Technology Officer

Keith Algie

Appointment Group Chief Risk Officer

Cyrille Salle De Chou

Departure Previously Group Chief Risk Officer

Finastra ↗
Chris McClellen

Appointment SVP, Group Head of AI

Tandem ↗
Ryan Heaps

Promotion Chief Financial Officer

Product launches

Products, platforms and features in the recorded window

Revolut ↗
AI by Revolut

Personal finance assistant

ClearScore ↗
Agentic Credit Broking Protocol (ACBP)

Credit broking protocol

Revolut ↗
AIR (AI by Revolut)

AI Assistant

Finastra ↗
Finastra Essence

Core Banking System

Strategic Servicing

Credit portfolio management service

Starling Assistant

AI financial assistant

finova ↗
Broker Assist

Product

Finastra ↗
OperatorAssist

Payments

Workforce actions

1 companies with reported reductions

Glint ↗

1,100 rolescost reduction

Regulatory events

53 recorded events

approved for operation in GIFT CityInternational Financial Services Centres Authority

Revolut ↗

pending approval

Revolut ↗

fined for misleading statementsItalian authorities

Revolut ↗

Organisation Authorisation grantedSuperintendency of Banking, Insurance and AFP (SBS)

Earnings pulse

Reported company results in the recorded window.

11companies
52period observations
34.0%median reported growth

Median across 45 reported growth observations; companies may contribute multiple periods.

Mergers and acquisitions

Company-linked deal reports; status is preserved as recorded.

Acquirer → targetStatusDateValue / context
Profile Software→contemi solutionsCompleted2026-04-07Not stated in snapshot
Pepper Advantage→computershare loan servicesCompleted2026-02-02Not stated in snapshot
ClearScore→Acre PlatformsCompleted2026-01-23Not stated in snapshot
ClearScore→money dashboardCompleted2026-01-23Not stated in snapshot
Revolut→fupsRumored2026-01-07Not stated in snapshot
ping identity→Keyless ↗2025-12-26Not stated in snapshot

A discussion or rumour is not a completed transaction. An unstated value is not zero.

PEOPLE & OPPORTUNITY

The talent market

4 postings in the preceding 12 months. The full 7-posting snapshot covers 6 employers.

Expand panel +

Most advertised job titles

No repeated job title is supported by this snapshot.

1 internship postings

1 tracked postings mention remote work.

Skills employers mention

Top skills across 7 tracked postings in the available jobs snapshot.

Banking
7
Fintech
3
Data Analysis
2
Payment Data
2
Incident Management
2
Financial Services
1
Risk Analysis
1
Payment Regulations
1
Data Platforms
1
Fraud Prevention
1
THE PEOPLE BUILDING THE FIELD

Founders and leaders

322 founders and chief executives across 212 companies.

Expand panel +
12 profiles

Swipe or scroll horizontally to browse.

Education networks

82 profiles with education records.

University of Oxford
13
University of Cambridge
8
INSEAD
6
University of Bristol
6
London School of Economics and Political Science
6
University College London
5
London Business School (LBS)
5
Massachusetts Institute of Technology
4

Prior employers

14 profiles with prior-work records.

McKinsey
4
Microsoft
3
Goldman Sachs
1
Airbnb
1
Google
1
Salesforce
1
Bain
1
Morgan Stanley
1

Profiles cover recorded founders and leaders; contact details remain in Radar.

NEWS INTELLIGENCE

How this industry appears in the news

48,964 articles in the measured 12-month window.

Expand panel +
48,964articles in the measured year
11,688articles in 2026Q1
71.4%positive tone in the latest complete year

News volume trends

Neobanks and Digital Banking coverage tagged London · articles per complete quarter

04,6359,27013,90418,5392021Q2: 9,1472021Q22021Q3: 11,9872021Q4: 8,7832022Q1: 11,6052022Q2: 10,5672022Q22022Q3: 9,6212022Q4: 11,4652023Q1: 11,4962023Q2: 10,9912023Q22023Q3: 9,9722023Q4: 10,4822024Q1: 12,5312024Q2: 11,5782024Q22024Q3: 11,8012024Q4: 11,9512025Q1: 16,1212025Q2: 12,1352025Q22025Q3: 13,2402025Q4: 11,7612026Q1: 11,6882026Q1
View quarterly article counts
QuarterArticles
2021Q29,147
2021Q311,987
2021Q48,783
2022Q111,605
2022Q210,567
2022Q39,621
2022Q411,465
2023Q111,496
2023Q210,991
2023Q39,972
2023Q410,482
2024Q112,531
2024Q211,578
2024Q311,801
2024Q411,951
2025Q116,121
2025Q212,135
2025Q313,240
2025Q411,761
2026Q111,688

Article volume measures coverage, not market sales.

Tone of coverage over time

2021
21,586 positive · 240 neutral · 10,030 negative
2022
28,777 positive · 394 neutral · 14,051 negative
2023
28,938 positive · 399 neutral · 13,560 negative
2024
33,337 positive · 630 neutral · 13,838 negative
2025
37,966 positive · 705 neutral · 14,516 negative

Leading coverage topics

Neobanks and Digital Banking coverage tagged London · ranked by full-period article count.

Cryptocurrency Impact On Forex Markets35,711 articles in the full recorded period
9,756 recent · 6,889 prior
Economic Indicators (Gdp, Cpi, Unemployment)19,705 articles in the full recorded period
4,487 recent · 4,660 prior
Interest Rate Decisions And Impacts19,227 articles in the full recorded period
4,589 recent · 4,031 prior
Central Bank Monetary Policy Announcements17,527 articles in the full recorded period
3,617 recent · 3,739 prior
Federal Reserve Policy Meeting Summaries16,574 articles in the full recorded period
3,585 recent · 3,562 prior
Trade Wars And Geopolitical Impacts14,481 articles in the full recorded period
4,229 recent · 3,824 prior
Global Recession Risks And Forecasts11,314 articles in the full recorded period
3,233 recent · 2,971 prior
Macroeconomic Indicators In Forex Analysis10,635 articles in the full recorded period
2,121 recent · 2,884 prior
Foreign Exchange (Forex) Rate Fluctuations10,429 articles in the full recorded period
3,235 recent · 2,171 prior
Regulatory Compliance In Foreign Exchange Trading10,154 articles in the full recorded period
3,117 recent · 1,460 prior

Recent and prior counts use the source comparison windows.

Topics gaining and losing attention

United Kingdom comparison coverage

KeywordRecentPriorChange
stock performance5,6703,86747%
stock price2,2791,43159%
gold spot price1,9001,32643%
exchange rates1,6981,12851%
forex liquidity1,575589167%
stablecoin fx impact1,425683109%
commodity futures1,39894248%
share price1,20069872%
decentralized forex1,11059587%
usd/cad99167946%
inflation reports fx1,3332,395-44%
currency intervention policies1,4362,212-35%
sanctions currency effects1,0071,877-46%
trade deficits fx1,0331,584-35%
cpi forex7511,446-48%

Event and signal lenses

United Kingdom comparison coverage

All complete annual cohorts shown
Rising

Regulatory Risk

363,407 classified articles

economic slowdown, currency intervention policies, inflation reports fx

46.0% critical · 37.0% positive
Rising

Funding Momentum

75,207 classified articles

inflation reports fx, currency intervention policies, eur/usd

37.4% critical · 48.9% positive
Rising

Growth

115,590 classified articles

gdp growth forex, inflation reports fx, currency intervention policies

39.3% critical · 43.9% positive

Neobanks and Digital Banking coverage tagged London. Topic labels describe recorded classifications and can include broad context.

RESEARCH SIGNALS

What Neobanks and Digital Banking research is working on

13,825 papers in the recorded worldwide scope.

Expand panel +
13,825papers
13,825worldwide comparison pool
—India-affiliated papers

Research orientation

Promising
4,450
Descriptive
3,501
Problem-identifying
3,141
Cautionary
1,411
Breakthrough
754
Comparative
414
Critical
154

Contribution mix

Empirical
8,354
Reviews
2,307
Position pieces
1,635
Methods-led
1,361
Theoretical
168

Tone counts: 12,714 positive · 252 neutral · 859 negative.

Common problems researchers identify
3,295 papers · 23.8% of this field
  • Financial services1,723 papers
  • FinTech1,301 papers
  • Financial inclusion570 papers
  • Payment489 papers
  • Government245 papers
  • Financial literacy205 papers
  • Cryptocurrency201 papers
  • Investment172 papers

Landmark: The digital revolution in financial inclusion: international development in the fintech era

Cautions
1,411 papers · 10.2% of this field
  • Financial services670 papers
  • FinTech538 papers
  • Financial inclusion348 papers
  • Payment283 papers
  • Financial literacy129 papers
  • Mobile payment102 papers
  • Digital currency95 papers
  • Investment91 papers

Landmark: Blockchain Technology in Finance

Opportunities
5,204 papers · 37.6% of this field
  • Financial services2,148 papers
  • FinTech1,839 papers
  • Financial inclusion1,123 papers
  • Financial literacy786 papers
  • Payment749 papers
  • Database transaction382 papers
  • Investment314 papers
  • Mobile payment301 papers

Landmark: On the Fintech Revolution: Interpreting the Forces of Innovation, Disruption, and Transformation in Financial Services

Leading institutions

UNSW Sydney
743
University of Manchester
727
University of York
716
University of the West of England
716
Universidad de Zaragoza
685
Columbia University
667

Leading researchers

Robert J. Kauffman
1,822
Peter Gomber
1,821
Chris Parker
1,821
Bruce W. Weber
1,821
Daniela Gabor
716
Sally Brooks
716
Itay Goldstein
621
Wei Jiang
621

Highly cited breakthrough-labelled papers

  • On the Fintech Revolution: Interpreting the Forces of Innovation, Disruption, and Transformation in Financial Services1,820 citations
  • Intention to use analytical artificial intelligence (AI) in services – the effect of technology readiness and awareness370 citations
  • The FinTech phenomenon: antecedents of financial innovation perceived by the popular press240 citations
  • FinTech ecosystem practices shaping financial inclusion: the case of mobile money in Ghana116 citations
  • CBDC, Fintech and cryptocurrency for financial inclusion and financial stability100 citations

Common problems researchers identify

2,820 papers · 7 recurring themes
7 cards

Swipe or scroll horizontally to browse.

Fintech / Financial ServicesCommon problems researchers identify · 01

Fintech / Financial Services

813 papers

28.8% of this theme group

FinTech (653) · Financial services (545) · Financial innovation (112) · Financial regulation (65)

THE DEVELOPMENT OF THE FINTECH INDUSTRY AND ITS INFLUENCE ON THE FINANCIAL SECTOR

Changes and Challenges of Financial Technology (FinTech) for the Banking Industry

View research history
YearShare index
202220.7
202323.8
202420.8
202535.1
Financial Services / LoanCommon problems researchers identify · 02

Financial Services / Loan

556 papers

19.7% of this theme group

Financial services (257) · Loan (39) · Financial market (45) · Order (37)

Innovazione finanziaria e rafforzamento del mercato unico per servizi finanziari retail: sfide, rischi, risposte della regolazione.

Financial System in New Economic Scenario: Challenges and Opportunities

View research history
YearShare index
202296.5
2023102.4
2024235.2
2025123.5
Financial Inclusion / InclusionCommon problems researchers identify · 03

Financial Inclusion / Inclusion

396 papers

14.0% of this theme group

Financial inclusion (358) · Inclusion (79) · Financial services (285) · Financial literacy (89)

Financial Inclusion: The Role of Fintech and Digital Financial Services in India

Digital Financial Inclusion Through FinTech

View research history
YearShare index
202276.6
2023104.9
2024100.3
2025222.6
Payment / Mobile PaymentCommon problems researchers identify · 04

Payment / Mobile Payment

316 papers

11.2% of this theme group

Payment (147) · Mobile payment (72) · Mobile banking (51) · Retail banking (46)

Digital Transformation in Banking: Opportunities and Challenges

Digital Transformation in India’s Financial Sector: Progress, Challenges and Policy Implications

View research history
YearShare index
2022861.8
2023830.3
2024932.2
2025990.3
Cryptocurrency / BlockchainCommon problems researchers identify · 05

Cryptocurrency / Blockchain

312 papers

11.1% of this theme group

Cryptocurrency (144) · Blockchain (110) · Digital currency (105) · Currency (61)

Applications of Blockchain Technology in the Finance and Banking Industry Beyond Digital Currencies

The impact of blockchain and distributed ledger technology on financial services

View research history
YearShare index
2022905.6
2023967.4
2024915.8
20251033.4
Islam / ShariaCommon problems researchers identify · 06

Islam / Sharia

234 papers

8.3% of this theme group

Islam (125) · Sharia (77) · Islamic finance (39) · FinTech (132)

DEVELOPING ISLAMIC FINANCIAL TECHNOLOGY IN INDONESIA

Sharia Fintech: Opportunities and Challenges in Indonesia

View research history
YearShare index
20222483.4
20232547.6
20242160.1
20252372.7
Financial Services / Applications Of Artificial IntelligenceCommon problems researchers identify · 07

Financial Services / Applications Of Artificial Intelligence

193 papers

6.8% of this theme group

Financial services (123) · Applications of artificial intelligence (17) · Big data (25) · FinTech (67)

POTENTIALS AND CHALLENGES OF ARTIFICIAL INTELLIGENCE IN FINANCIAL TECHNOLOGIES

ARTIFICIAL INTELLIGENCE IN FINANCE AND FINTECH

View research history
YearShare index
2022128.4
2023113.6
202472.3
2025120.3

Cautions

1,129 papers · 7 recurring themes
7 cards

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Fintech / Financial ServicesCautions · 01

Fintech / Financial Services

290 papers

25.7% of this theme group

FinTech (228) · Financial services (190) · Financial innovation (53) · Financial system (24)

Financial Innovation and Digital Technology in the Banking System: An Institutional Perspective

FINTECH AND ITS IMPACT ON TRADITIONAL BANKS

View research history
YearShare index
2022193.8
2023195.3
2024184.3
2025121.5
Investment / Financial ServicesCautions · 02

Investment / Financial Services

213 papers

18.9% of this theme group

Investment (27) · Financial services (65) · Information technology (12) · Corporate governance (21)

Does financial technology matter? Evidence from an alternative banking system

Digital Financial Risk Control: Challenges and Innovation In The Modern Financial System

View research history
YearShare index
2022478.5
2023500.4
2024387.7
2025550.6
Financial Inclusion / Financial ServicesCautions · 03

Financial Inclusion / Financial Services

210 papers

18.6% of this theme group

Financial inclusion (162) · Financial services (136) · FinTech (115) · Financial literacy (56)

Fintech and financial inclusion: Transforming underserved access to financial services

The Role of Fintech in Financial Inclusion: Analyzing 21st-Century Strategies, Innovations, and Challenges

View research history
YearShare index
202272.4
2023101.2
202497.3
2025217.2
Mobile Payment / PaymentCautions · 04

Mobile Payment / Payment

138 papers

12.2% of this theme group

Mobile payment (61) · Payment (92) · Mobile banking (29) · Financial inclusion (44)

IMPACT OF DIGITAL PAYMENT SYSTEMS ON THE FINANCIAL INCLUSION OF NIGERIAN CITIZENS

“ <b>"Impact of Digital Payment Systems on Consumer Spending Behaviour"</b>

View research history
YearShare index
2022861.8
2023830.3
2024932.2
2025990.3
Financial Services / Financial MarketCautions · 05

Financial Services / Financial Market

115 papers

10.2% of this theme group

Financial services (81) · Financial market (25) · Applications of artificial intelligence (10) · Corporate governance (19)

Unleashing the Power of AI in Financial Services: Opportunities, Challenges, and Implications

The Role of Artificial Intelligence in Enhancing Financial Services: Opportunities and Challenges

View research history
YearShare index
2022193.1
2023221.0
2024338.4
2025363.4
Blockchain / Distributed LedgerCautions · 06

Blockchain / Distributed Ledger

88 papers

7.8% of this theme group

Blockchain (60) · Distributed ledger (15) · Cryptocurrency (24) · Transparency (21)

Financial application scenarios and regulatory challenges of blockchain technology

Understanding the Adoption of Blockchain Technology in Financial Information Systems

View research history
YearShare index
2022877.6
2023932.2
2024882.0
2025991.9
Digital Currency / CurrencyCautions · 07

Digital Currency / Currency

75 papers

6.6% of this theme group

Digital currency (58) · Currency (34) · Monetary policy (13) · Central bank (11)

Digital currencies and their potential impacts on financial stability

CENTRAL BANK DIGITAL CURRENCIES AND FINANCIAL INCLUSION IN DEVELOPING ECONOMIES: OPPORTUNITIES, CHALLENGES, AND LESSONS FROM EARLY ADOPTERS

View research history
YearShare index
2022132.3
2023129.1
202490.3
2025114.7

Opportunities

4,314 papers · 7 recurring themes
7 cards

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Fintech / Financial ServicesOpportunities · 01

Fintech / Financial Services

942 papers

21.8% of this theme group

FinTech (700) · Financial services (446) · Financial innovation (70) · Payment (146)

Impact of Financial Technology (FinTech) on Sustainable Growth: Key Factors, Practical Cases and Empirical Review

"FINTECH ADOPTION IN BANKING : IMPACTS ON FINANCIAL INTERMEDIATION AND MARKET STRUCTURE"

View research history
YearShare index
2022848.7
2023819.6
2024924.3
2025976.3
Payment / Financial ServicesOpportunities · 02

Payment / Financial Services

927 papers

21.5% of this theme group

Payment (184) · Financial services (301) · Digital transformation (86) · Mobile payment (83)

Socio-Economic Challenges of Digital Banking Adoption: The Impact of Perceived Usefulness, Ease of Use, and Self-Efficacy

DIGITAL FINANCIAL SERVICES AND BANKING EFFICIENCY: AN EMPIRICAL APPROACH

View research history
YearShare index
2022929.6
2023912.7
20241016.6
20251169.0
Interpretability / Credit Card FraudOpportunities · 03

Interpretability / Credit Card Fraud

706 papers

16.4% of this theme group

Interpretability (65) · Credit card fraud (43) · Credit risk (74) · Big data (90)

Leveraging artificial intelligence and machine learning for next-generation credit risk assessment models

Financial AI: Harnessing Machine Learning for Algorithmic Trading, Risk Assessment, and Fraud Detection

View research history
YearShare index
202235.2
202337.0
202430.9
202539.9
Financial Inclusion / Financial ServicesOpportunities · 04

Financial Inclusion / Financial Services

608 papers

14.1% of this theme group

Financial inclusion (592) · Financial services (441) · Inclusion (112) · FinTech (298)

The Role Of Fintech In Enhancing Financial Inclusion

The Role of Digital Banking and Fintech in Advancing Financial Inclusion

View research history
YearShare index
202237.8
202346.8
202449.0
2025108.5
Financial Literacy / Digital LiteracyOpportunities · 05

Financial Literacy / Digital Literacy

576 papers

13.4% of this theme group

Financial literacy (530) · Digital literacy (54) · FinTech (244) · Literacy (41)

Effect of Financial Literacy and Use of Financial Technology (FinTech) on Financial Behavior

Financial Behavior, Inclusion, and Technology in MSMEs: The Mediating Impact of Financial Literacy on Performance

View research history
YearShare index
202295.1
2023120.1
2024103.5
2025251.6
Blockchain / CryptocurrencyOpportunities · 06

Blockchain / Cryptocurrency

279 papers

6.5% of this theme group

Blockchain (197) · Cryptocurrency (59) · Distributed ledger (32) · Database transaction (78)

The Application of Blockchain Technology in Financial markets

Blockchain in banking and financial services

View research history
YearShare index
2022877.6
2023932.2
2024882.0
2025991.9
Islam / ShariaOpportunities · 07

Islam / Sharia

276 papers

6.4% of this theme group

Islam (150) · Sharia (73) · Islamic banking (25) · FinTech (146)

Islamic Fintech and Financial Inclusion: Innovations for Sustainable Economic Empowerment

POTENTIAL OF ISLAMIC FINTECH AS AN INNOVATIVE SOLUTION TO SOCIAL INCLUSION

View research history
YearShare index
20222484.8
20232549.9
20242161.3
20252373.9

How this field compares with the research baseline

Orientation shares compared with 25,000 papers in the reference sample.

Research orientationThis fieldReference sample
Promising32.2%36.8%
Descriptive25.3%18.2%
Problem-identifying22.7%9.4%
Cautionary10.2%4.4%
Breakthrough5.5%26.3%
Comparative3.0%3.9%
Critical1.1%1.1%

Concerns receiving less research attention

Counts and shares refer to the stated research pool. A low count describes how much of that research is recorded here, not the absence of a real-world concern.

Concern / example paperPapersShareRaised as a problemWorldwide share
Privacy & surveillanceMobile payment in Fintech environment: trends, security challenges, and services1040.91%58 (55.8%)0.91%
Concentration of compute powerThe Rising of Fintech - How the Tech Revolution in Financial Services Represents A Paradigm Shift300.26%14 (46.7%)0.26%
Energy & datacenter footprintAn integrated model of financial technology adoption and environmental performance: The role of green innovation260.23%6 (23.1%)0.23%
Bias & fairnessDigital Finance, Financial Inclusion and Gender Equality: Strategies for Economic Empowerment of Women120.1%6 (50.0%)0.1%
Safety & misuseThe Role of Notaries in Preventing the Misuse of Fintech and Crypto Assets for Money Laundering: Risk Analysis and Requi90.08%5 (55.6%)0.08%
Labour & data workFinancial Technology Acceptance in Baby Boomers Generation50.04%3 (60.0%)0.04%
Carbon & emissions of computeRethinking portfolio design with sustainable AI and FinTech: dynamic spillovers in a quantile–frequency framework10.01%0 (0.0%)0.01%
Water use00.0%0 (%)0.0%
Hardware, e-waste & supply chain00.0%0 (%)0.0%

Institution and researcher rankings use citations to their covered work. Research scope: worldwide. This may be broader than the company geography.

UNDERSTAND THE LANDSCAPE

Neobanks and Digital Banking in London: key questions

Clear definitions for making better comparisons.

What does this landscape measure?

It measures the tracked company ecosystem, recorded funding, hiring and other available evidence. It is not a market-size estimate.

Can segment counts be added together?

No. A company can belong to several segments, so segment counts and funding can overlap.

What does a missing figure mean?

A dash or unavailable panel means the current reviewed source snapshot does not support that figure.

KEEP EXPLORING

Put London in context

All landscapes ↗

Company ecosystem snapshot: 2 September 2026. Funding is recorded in USD; filed accounts retain their stated currency and reporting basis. Each section identifies its own coverage. The news and research behind these sections is explorable in Prism.

Canonical landscape ↗
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