Cautions · 01Trust and Risk in Mobile Payments
275 papers20.3% of this theme group
Authors caution about consumer trust, perceived risk, and usability concerns for mobile payment solutions.
Mobile payment (175) · Mobile device (37) · Mobile technology (22) · Payment (134)
A mixed methods empirical exploration of UK consumer perceptions of trust, risk and usefulness of mobile payments
An Exploration of the Factors Affecting User's Satisfaction with Mobile Payments
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Cautions · 02Systemic Liquidity Risks
220 papers16.2% of this theme group
Research warns of liquidity and systemic stability issues within large‑value payment systems.
Market liquidity (52) · Payment (203) · Settlement (46) · Payment system (80)
Systemic risk and liquidity in payment systems
Quantifying the Economic Benefits of Payments Modernization: the Case of the Large-Value Payment System
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Cautions · 03Consumer Spending Impact
218 papers16.1% of this theme group
Works caution that digital payment adoption may alter spending habits in unpredictable ways.
Payment (204) · Database transaction (60) · Cash (40) · Mobile payment (62)
Impact Of Digital Payment Systems On Consumer Spending Habits
“ <b>Impact of Digital Payment Systems on Consumer Spending Behaviour”</b>
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Cautions · 04Inclusion Policy Gaps
194 papers14.3% of this theme group
Studies highlight regulatory and service gaps that hinder mobile money’s role in financial inclusion.
Financial inclusion (176) · Financial services (102) · Inclusion (32) · Mobile payment (106)
Mobile Money for Financial Inclusion
A Systematic Review of Mobile Banking, Fintech Innovations, and Regulatory Gaps to Achieve Financial Inclusion in the Philippines
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Cautions · 05Mobile Money in Poverty Programs
177 papers13.1% of this theme group
Research raises concerns about effectiveness and adoption of mobile cash transfers in low‑income settings.
Mobile payment (98) · Tanzania (13) · Payment (76) · Monetary economics (11)
Payment Mechanisms and Antipoverty Programs: Evidence from a Mobile Money Cash Transfer Experiment in Niger
Factors influencing consumers’ adoption of mobile financial services in Tanzania
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Cautions · 06Healthcare Reimbursement Side Effects
152 papers11.2% of this theme group
Papers note unintended provider behaviors and selection effects from new payment models.
Reimbursement (36) · Health care (41) · Prospective payment system (33) · Payment (148)
Impacts of Diagnosis-Related Groups Payment on the Healthcare Providers’ Behavior in China: A Cross-Sectional Study Among Physicians
Hospital response to a new case-based payment system in China: the patient selection effect
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Cautions · 07Central Bank Digital Currency Uncertainties
120 papers8.8% of this theme group
Analyses caution about the economic and operational implications of CBDCs and emerging crypto assets.
Digital currency (76) · Cryptocurrency (53) · Currency (47) · Payment (104)
Central Bank Digital Currencies and payments: A review of domestic and international implications
Cryptocurrencies, Big Techs, central bank digital currencies and the changing role of banks in the payment industry: old wine in new bottles
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