Radar · Industry landscape · the United Kingdom
Payments Infrastructure Landscape of the United Kingdom
1,184 Payments Infrastructure companies in the United Kingdom, in one picture: who is hiring, who is raising money, who founded them, where they are based, what the news is about, which skills employers want and where the research is going. Updated August 2026.
1,184companies tracked
$16.6Bdisclosed funding
41hiring right now
564events · 24 months
≥191,587news articles · 12 months
Who leads Payments Infrastructure in the United Kingdom
Shows the 1,184 UK payments‑infrastructure firms, highlighting the top hiring firms (Equiniti, Finastra, Worldpay), the best‑funded firms (Finastra, Rapyd, Capital On Tap), and the number currently hiring (41) and funded (203).
open roles
Hiring now
ranked by live open roles
- 01
Equiniti13last posted Aug 2026
- 02
Finastra11last posted Aug 2026
- 03
Worldpay10last posted Aug 2026
- 04
Ebury9last posted Jul 2026
- 05
Kody7last posted May 2026
- 06
Taptap Send5last posted Jul 2026
- 07
The Bunch4last posted Jun 2026
- 08
Sokin4last posted Jun 2026
41 companies hiring · 4 posted in the last 30 days
disclosed funding
Most funded
disclosed totals, all rounds
- 01
- 02
Rapyd$1.3BConventional Debt · Mar 2025
- 03
Capital On Tap$1.2BConventional Debt · Oct 2022
- 04
- 05
Teya$844.9MSeries C · Nov 2021
- 06Zilch$733.8MConventional Debt · Nov 2025
- 07
GoCardless$539.8MSeries G · Feb 2022
- 08
Paymentsense$446.2MVenture Debt · Apr 2018
203 companies with disclosed rounds · $16.6B total
revenue
Revenue leaders
official filings first, else latest snapshot
- 01
- 02
PayPoint$351.7MFY2023 filing
- 03
Trust Payments$144.5MFY2024 filing
- 04
- 05
DNA Payments$27.9Msnapshot Dec 2022
- 06
Bango$23.6Msnapshot Dec 2022
- 07
3S Money$22.6Msnapshot May 2024
- 08
TrueLayer$22.5Msnapshot Dec 2024
23 companies with a revenue figure
headcount
Largest teams
ranked by tracked headcount
- 01
- 02
Moniepoint1,000tracked employees
- 03
- 04
- 05
- 06
- 07
- 08
AZA Finance222tracked employees
56 companies with headcount data
share of events
Share of voice
share of all tracked sector news events, 24 months
- 01
- 02
- 03
LemFi7.5%75 tracked events
- 04
- 05
- 06
Paysafe5.5%55 tracked events
- 07
CAB Payments3.0%30 tracked events
- 08
1,000 tracked events across 84 companies
web reach
Most-used apps
the sites in this sector the web visits most
- 01
- 02
- 03
- 04
myPOStop 100kmypos.com
- 05
- 06
Skrilltop 100kskrill.com
- 07
- 08
Blinktop 500kblinkpayment.co.uk
301 companies here run a site with a measured audience · 50 of them sit inside the web’s top million
articles
In the news
Prism news coverage, last 12 months
- 01
- 02
- 03
- 04
SPG≥99articles in the window
- 05
- 06
- 07
- 08
Allstar≥72articles in the window
64 of these companies drew sector coverage in the window
Radar
See all 1,184 Payments Infrastructure companies in the United Kingdom
Filter by funding, headcount, hiring and location, and export the list.
How the Payments Infrastructure ecosystem in the United Kingdom grew, 2016–2025
Displays how many companies were founded each year from 2016 to 2025, with the highest count of 102 new firms in 2020 and only 2 in 2025.
Companies founded / year
new Payments Infrastructure companies in the United Kingdom
20162025
peak 102 in 2020
Companies raising / year
with a disclosed round that year
20162025
peak 68 in 2021
Disclosed funding / year
sum of disclosed rounds (USD)
20162025
peak $5.4B in 2023
Where Payments Infrastructure companies in the United Kingdom are based
Lists the cities where these firms are located, led by London with 655 companies, followed by Manchester (27), Birmingham (21), Nottingham (12) and Edinburgh (12).
Hub 01
London
655 Payments Infrastructure companies
87% of the Payments Infrastructure companies across these hubs
655companies
$16.1Bdisclosed funding
28hiring now
Hub 02
Manchester
27 Payments Infrastructure companies
4% of the Payments Infrastructure companies across these hubs
27companies
$81.7Mdisclosed funding
Hub 03
Birmingham
21 Payments Infrastructure companies
3% of the Payments Infrastructure companies across these hubs
21companies
$8Mdisclosed funding
1hiring now
generated artwork
Hub 04
Nottingham
12 Payments Infrastructure companies
2% of the Payments Infrastructure companies across these hubs
12companies
$100.1Mdisclosed funding
generated artwork
Hub 05
Edinburgh
12 Payments Infrastructure companies
2% of the Payments Infrastructure companies across these hubs
12companies
$5.1Mdisclosed funding
1hiring now
Hub 06
Cambridge
10 Payments Infrastructure companies
1% of the Payments Infrastructure companies across these hubs
10companies
$60.8Mdisclosed funding
1hiring now
Hub 07
Leeds
9 Payments Infrastructure companies
1% of the Payments Infrastructure companies across these hubs
9companies
generated artwork
Hub 08
Cardiff
8 Payments Infrastructure companies
1% of the Payments Infrastructure companies across these hubs
8companies
generated artwork
The Payments Infrastructure market map of the United Kingdom: what these companies actually do
Breaks down the product sub‑categories, showing fintech as the largest (1,171 firms) and the most common revenue models, such as subscription (932 firms) and transaction commissions (700 firms).
- Fintech1,171 companies · $16.6B raised · 41 hiring
- Enterprise Tech967 companies · $14.7B raised · 35 hiring
- Enterprise Software623 companies · $11B raised · 26 hiring
- Commerce Enablers585 companies · $7.4B raised · 15 hiring
- Consumer Digital319 companies · $2.5B raised · 10 hiring
- SaaS250 companies · $7.1B raised · 12 hiring
- Cfo Stack214 companies · $5.8B raised · 10 hiring
- Blockchain in Financial Services48 companies · $51M raised · 4 hiring
- Web 3.022 companies · $41.3M raised · 2 hiring
- Marketplaces20 companies · $57.7M raised
- Retail Pos Solutions18 companies · $147.3M raised · 1 hiring
- Travel Fintech18 companies · $287.1M raised · 1 hiring
Monetization
How Payments Infrastructure companies make money
How many companies earn revenue each way. Plenty use more than one model, so the counts add up to more than the sector.
Subscription932
Commission on Transaction700
E-Commerce - Service382
Fee-For-Service208
Advertising25
E-Commerce - Product24
Physical Commerce11
Lending8
Funding, M&A and the deals moving Payments Infrastructure in the United Kingdom
Leadership 121Funding 101M&A 79Product 55Earnings 51Announcement 37Contracts 35Regulatory 32Buyback 16Capital 16
- M&ABullish has entered into a definitive agreement to acquire Equiniti, a leading global transfer agent serving nearly 3,000 issuer clients.2026-05-05
- FundingSantander will invest 50 million pounds (67.4 million dollars) in its international payment technology company Ebury, as part of a round of financing totalling 550 million pounds, according to the Spanish banking giant.The funding rounds are being led by a group formed by Centerbridge Partners, along with current shareholders Santander, Vitruvian Partners and 83North.2026-04-30
- FundingLemFi has committed GBP £100 million to the UK economy over the next five years2026-04-29
- M&ACyera, the leading AI security platform, has acquired Ryft, an innovative Israeli data lake startup, to enhance its capabilities in agentic AI security.2026-04-24
- M&ACAB Payments has agreed an increased £287 million takeover offer from American payments giant StoneX – but any deal will require the blessing of substantial activist investor Helios Consortium.2026-04-16
- M&AMoniepoint has completed the acquisition of Sumac Microfinance Bank in Kenya, following approvals from the Central Bank of Kenya and the Competition Authority of Kenya. The transaction follows other recent corporate moves by Moniepoint, including the purchase of Orda Africa, a cloud‑based restaurant management provider, and Bancom Europe, a financial institution licensed for electronic money services by the UK’s Financial Conduct Authority.2026-04-02
- M&ABeringea, the transatlantic venture capital investor, has today announced the sale of its stake in AccessPay, the leading bank integration provider, as part of a majority investment by Accel-KKR.2026-03-31
- M&ACaxton Associates LLP acquired a new position in MP Materials during the second quarter worth about $132,238,000.2026-03-30
- FundingMishcon de Reya has advised global payments group Sokin on all UK aspects of a $100 million syndicated secured venture debt facility led by Oxford Finance LLC, acting as agent and lead lender.2026-03-24
- FundingKrillPay – A borderless digital wallet delivering affordable, inclusive fintech services across the U.S., Sub‑Saharan Africa, and Canada.2026-03-04
Mergers and acquisitions
Deals from the last 24 months where a Payments Infrastructure company in the United Kingdom was the buyer or the one bought, newest first. “Undisclosed” means the price was never published — not that the deal was worth nothing.
| Acquirer | Target | Deal value | Status | Date |
|---|---|---|---|---|
| $4.2B | Announced | 2026-05-05 | ||
| undisclosed | Announced | 2026-04-27 | ||
| undisclosed | Announced | 2026-04-23 | ||
| undisclosed | Announced | 2026-04-16 | ||
| Sumac Microfinance Bank Limited | undisclosed | Completed | 2026-04-02 | |
| undisclosed | Announced | 2026-04-02 |
Who is listing, hiring leaders, launching and winning work
Provides details on notable events like leadership changes, product launches and contract wins within the sector.
Leadership moves
32 tracked people moves · last 12 months
Product launches
tracked launches · last 12 months
Clear Junctionmulti-currency SWIFT service (Payments / Cross‑border banking)Apr 2026
RevvingRevHub (Customer Portal)Dec 2025
World FirstWorldFirst Enterprise Solution (Financial services / API solution)Nov 2025
Contract wins
24 customer wins · last 24 months
Workforce actions
4 companies cutting roles · last 24 months
Zapp~90% of workforce reportedNov 2024
Regulatory & litigation
34 regulatory events · 5 tracked suits · 24 months
Finsetaapproval granted for Dubai operationJan 2026
- Investors of Paysafe Limited v paysafealleged securities laws violations · OngoingMar 2026
- Investors in Paysafe Limited (NYSE: PSFE) shares v paysafeAlleged violations of Federal Securities LawsMar 2026
Earnings pulse
companies reporting results · last 24 months
10 companies reporting51 company-quarters trackedbeat 3miss 4in line 1
Half of these companies grew revenue faster than +8.0%, half slower.
Who is building Payments Infrastructure in the United Kingdom
Founders and chief executives12 of 551, from the best-funded companies on this page
Northumbria University BSc 2001
repeat founder
Partner - Accel · Ex - Nested, Multiple startups · University of Oxford
Founder-Dojo.Capital On Tap · Ex-Judo Payments, XLN Telecom, Euroffice · The University of Texas at Austin BE 1986, The Wharton School MBA 1993
repeat founder
University of Exeter 1988, Henley Business School 2007
repeat founder
Basekit, BlueVine, Saberr, Ex - CEO Beam.tv. Polytechnic University of Madrid ME 1996
Ex-ServiceNow, SignalDemand · Helsinki School of Economics, Singapore MBA 2004
Ex-Interswitch · Obafemi Awolowo University 2007
Co-Founder Blenheim Chalcot, Scale Space, Salary Finance, Modulr. University of Cambridge 1990
Sokin, ex-Cryptocurrency Payments, ex-Borro
Where the founders studied
alma mater on record for 84 of 551 founders
University of Oxford15
Imperial College London10
University of Cambridge9
London School of Economics and Political Science5
University College London4
King’s College London4
Columbia University3
INSEAD3
Where they worked before
a previous employer on record for 18 of 551 founders
McKinsey7
Goldman Sachs3
Microsoft3
Morgan Stanley2
Boston Consulting Group2
Uber1
Founders flagged as repeat founders
of 495 founders with a profile on this page
9
carry a repeat-founder flag
- flagged as repeat founders9
- no repeat-founder flag486
Radar
Look up the people behind Payments Infrastructure companies in the United Kingdom
Search founders, executives and operators by company, role and location.
Who funds Payments Infrastructure in the United Kingdom
Summarizes 510 funding rounds since 2016 from 566 investors, with a typical round size of $2.5 million.
| Investor · most active investors since 2016 | Rounds | Led | Latest |
|---|---|---|---|
| Passion Capital | 12 | 2 | Nov 2025 |
| Anthemis Group | 11 | 3 | Feb 2022 |
| Notion | 10 | 2 | May 2022 |
| Y Combinator | 10 | 2 | Sep 2025 |
| Techstars | 8 | 6 | Jan 2023 |
| Northzone | 8 | 5 | Mar 2025 |
| Force Over Mass | 8 | 3 | Jul 2025 |
| Seedcamp | 7 | — | Mar 2025 |
| Connect Ventures | 6 | 3 | Apr 2021 |
| Ascension | 6 | 3 | Jun 2021 |
Stage mix · rounds since 2016
Seed & Angel262
Series A–B122
Series C+ / PE59
Grants, debt & other67
The typical round is $2.5M — half were bigger, half smaller.
The biggest Payments Infrastructure funding rounds in the United Kingdom
Highlights the largest disclosed round—a $500 million Series C for Teya—and lists ten other large recent funding rounds.
| Company | Round | Size | When | Backers |
|---|---|---|---|---|
| Series Cmega-round | $500M | May 2021 | Hedosophia, Tiger Global Management | |
| Series Cmega-round | $344.9M | Nov 2021 | — | |
| Series Gmega-round | $312M | Feb 2022 | Permira, BlackRock | |
| Series Emega-round | $300M | Aug 2021 | Target Global, Altimeter Capital, BlackRock +10 more | |
| Series Dmega-round | $300M | Jan 2021 | Coatue, Spark Capital, Avid Ventures +9 more | |
| Series Fmega-round | $250M | Mar 2025 | XBO, Dragoneer Investment Group, Latitude Venture Partners +10 more | |
| Paddle | Series D | $200M | May 2022 | KKR, FTV Capital, 83NORTH +2 more |
| Series D | $177.9M | Jun 2019 | TCV, Accel, LeapFrog | |
| Zilch | Series D | $175M | Nov 2025 | KKCG, BNF Capital |
| Series B | $160M | Jul 2025 | Insight Partners, Passion Capital, LocalGlobe |
Venture round sizes · 2023–2025
<$1M22
$1–10M30
$10–50M14
$50–250M7
>$250M1
74 venture rounds with a disclosed amount in the window.
Fresh cheques · last 6 months
Seed$2.5MApr 2026
SeedundisclosedMar 2026
What the news says about Payments Infrastructure in the United Kingdom
Counts 191,587 news articles in the last year, most often covering geopolitical disputes, cryptocurrency effects on forex, and topics like tariffs, stock performance and exchange rates.
News volume
Payments Infrastructure coverage across United Kingdom · articles per quarter
2021Q22026Q1
peak ≥85,285 in 2025Q3 · ≥191,587 articles in the last 12 tracked months
Tone of coverage
share of articles by dominant sentiment (positive / neutral / negative)
202120232025
Positive-tone share moved 46% → 38%, negative 34% → 21% across 2021–2025.
What the coverage is about
The subjects that dominate Payments Infrastructure news in United Kingdom. The arrow shows whether each one is being written about more or less than a year ago.
- Geopolitical disputes and contested areas≥300,926▲+33%
- International and transnational geographic entities≥300,922▲+33%
- Administrative and political subdivisions≥300,896▲+33%
- Cryptocurrency impact on forex markets≥35,713▲+42%
- International political relations≥24,565▲+69%
- Security and defense policies≥14,291▲+71%
- International relations and diplomacy≥11,756▲+61%
- Macroeconomic indicators in forex analysis≥10,635▼-26%
- Regulatory compliance in foreign exchange trading≥10,154▲+120%
- Central bank monetary policies impacting forex≥9,560▼-27%
Most-covered companies · last 12 months
- ≥215
- ≥142
- ≥115
- ≥99
- ≥96
- ≥82
- ≥80
- ≥72
- ≥69
- ≥59
64 Payments Infrastructure companies here were named in the news over this period.
Prism
Watch Payments Infrastructure coverage in United Kingdom as it happens
Prism follows these subjects story by story — which companies are named, what is said about them and how the tone moves.
Momentum
The words getting louder — and quieter
Which terms are showing up in more stories than a year ago, and which are fading. The percentage is the change in how many articles mention them.
countries+138%tariff negotiations+194%stock performance+90%exchange rates+71%stablecoin fx impact+97%free trade deals+241%forex liquidity+226%decentralized forex+71%usd/cad+47%trade dispute mechanisms+278%
inflation reports fx-44%currency intervention policies-35%sanctions currency effects-45%trade deficits fx-34%cpi forex-47%
The pressures the press keeps returning to
Three recurring angles in United Kingdom Payments Infrastructure coverage, and whether each is getting more attention year on year (through 2025).
Regulatory Risk ▲ rising
≥732,449 articles touch this dimension · 23.9% critical tone
20212025
signals: territories, disputed islands, countries
Funding Momentum ▲ rising
≥63,957 articles touch this dimension · 43.6% critical tone
20212025
signals: inflation reports fx, currency intervention policies, eur/usd
Growth ▲ rising
≥110,870 articles touch this dimension · 34.9% critical tone
20212025
signals: gdp growth forex, inflation reports fx, currency intervention policies
Payments Infrastructure jobs in the United Kingdom: who is hiring and what they ask for
Lists 111 job postings from eight employers over the past year, with top required skills including Docker, Terraform, Go, SQL and Python.
111postings · last 12 months
214postings tracked overall
8employers advertising
Demand
The Skills Employers Ask For
What Payments Infrastructure employers in the United Kingdom put in their job ads. The bar is how many postings ask for it; the arrow shows whether demand grew or shrank against the year before.
- docker22▲
- terraform20▲
- go18▲
- sql17→
- python17▲
- aws sqs14▲
- kubernetes14▲
- aws13▲
- postgresql13▲
- payments11→
Most advertised titles
- 1
- 1
- 1
- 1
What Payments Infrastructure research is working on
Records 24,130 academic papers, of which 5,662 identify common problems, 1,570 issue cautions, and 8,584 discuss opportunities.
How this field talks about itself
Payments Infrastructure papers (gold) against all published research (grey)
Descriptive30.8% · 17.7%1.7×
Promising27.6% · 36.8%0.8×
Problem-identifying22.1% · 9.7%2.3×
Breakthrough8.0% · 26.3%0.3×
Cautionary6.5% · 4.6%1.4×
Comparative3.6% · 3.9%≈ par
Payments Infrastructure literature runs 1.7× more “descriptive” than science at large (30.8% vs 17.7% baseline).
How the work is done
Empirical59.4%
Methods-led20.4%
Reviews8.8%
Position pieces8.6%
Theoretical2.8%
How the research reads
87% positive · 6% neutral · 8% negative, across 24,130 papers.
The institutions behind the field
- 3k
- 3k
- 2k
- 2k
- 2k
- 1k
ranked by how often their work is cited
Researchers who shaped it
Tavneet Suri · William Jack · Francisco Liébana‐Cabanillas · Yogesh K. Dwivedi · Mushtaq Ahmad Shah · Khomane Harish · Shradha · Kutlu Hansda
The most-cited breakthroughs
- Behavioural intention to adopt mobile wallet: a developing country perspective · 321 cites
- An integrated framework for the adoption and continuance intention to use mobile payment apps · 289 cites
- Bitcoin meets strong consistency · 224 cites
- Monopoly without a Monopolist: An Economic Analysis of the Bitcoin Payment System · 223 cites
- Mobile payments adoption – introducing mindfulness to better understand consumer behavior · 213 cites
Common problems researchers identify5,077 papers · 7 recurring themes
Problems · theme 01
Core Payment System Challenges
1,178 papers · 23.2% of this block
▲ +50% share2022→2025 share of research on this subject
Researchers examine fundamental issues in payment processing, settlement mechanisms, and service provider operations.
Payment system · Payment · Payment service provider · Settlement
“New payment systems”
1178 of these papers raise it as a problem
Problems · theme 02
Mobile Payment Security Concerns
949 papers · 18.7% of this block
▼ -74% share2022→2025 share of research on this subject
Studies highlight privacy risks and security vulnerabilities affecting mobile payment adoption.
Mobile payment · Payment · Computer security · Internet privacy
“User Acceptance Testing of Mobile Payment in Various Scenarios”
949 of these papers raise it as a problem
Problems · theme 03
Cryptocurrency and Digital Currency Risks
816 papers · 16.1% of this block
▼ -9% share2022→2025 share of research on this subject
Works discuss technical and regulatory obstacles surrounding crypto‑based payment methods.
Cryptocurrency · Payment · Digital currency · Currency
“Digital Payments: Blockchain based Security Concerns and Future”
816 of these papers raise it as a problem
Problems · theme 04
Mobile Technology Integration Barriers
700 papers · 13.8% of this block
▼ -5% share2022→2025 share of research on this subject
Papers identify obstacles in deploying mobile computing solutions for business payments.
Mobile technology · Mobile device · Mobile computing · Mobile business development
“Mobile Learning”
700 of these papers raise it as a problem
Problems · theme 05
Mobile Banking Implementation Issues
600 papers · 11.8% of this block
▲ +34% share2022→2025 share of research on this subject
Research points to legal, practical, and infrastructural challenges in mobile banking services.
Mobile banking · Mobile payment · SMS banking · Financial services
“THE POTENTIAL INNOVATIVE STRATEGIES OF USING MOBILE MONEY SYSTEMS FOR ENHANCING FINANCIAL INCLUSION IN TANZANIA”
600 of these papers raise it as a problem
Problems · theme 06
Financial Inclusion Obstacles
425 papers · 8.4% of this block
▲ +81% share2022→2025 share of research on this subject
Analyses focus on gaps preventing underserved populations from accessing digital financial services.
Financial inclusion · Financial services · Inclusion · FinTech
“Financial Inclusiveness : The role of mobile money and digital financial services.”
425 of these papers raise it as a problem
Problems · theme 07
Healthcare Reimbursement Complexities
409 papers · 8.1% of this block
▼ -13% share2022→2025 share of research on this subject
Studies explore difficulties in aligning payment models with health system performance goals.
Health care · Reimbursement · Payment · Incentive
“Using Physician Payment Reform to Enhance Health System Performance”
409 of these papers raise it as a problem
Cautions1,356 papers · 7 recurring themes
Cautions · theme 01
User Trust and Risk Perception
275 papers · 20.3% of this block
▼ -8% share2022→2025 share of research on this subject
Investigations caution that consumer confidence and perceived risk heavily influence mobile payment usage.
Mobile payment · Mobile device · Mobile technology · Payment
“A mixed methods empirical exploration of UK consumer perceptions of trust, risk and usefulness of mobile payments”
275 of these papers raise it as a problem
Cautions · theme 02
Systemic Liquidity and Settlement Risks
220 papers · 16.2% of this block
▼ -7% share2022→2025 share of research on this subject
Research warns of liquidity pressures and settlement vulnerabilities within large‑value payment networks.
Market liquidity · Payment · Settlement · Payment system
“Systemic risk and liquidity in payment systems”
220 of these papers raise it as a problem
Cautions · theme 03
Consumer Spending Behavior Impacts
218 papers · 16.1% of this block
▼ -18% share2022→2025 share of research on this subject
Papers caution that digital payment adoption can alter spending patterns in unpredictable ways.
Payment · Database transaction · Cash · Mobile payment
“Impact Of Digital Payment Systems On Consumer Spending Habits”
218 of these papers raise it as a problem
Cautions · theme 04
Regulatory Gaps for Inclusion
194 papers · 14.3% of this block
▲ +81% share2022→2025 share of research on this subject
Analyses highlight insufficient policy frameworks hindering mobile financial services for the unbanked.
Financial inclusion · Financial services · Inclusion · Mobile payment
“Mobile Money for Financial Inclusion”
194 of these papers raise it as a problem
Cautions · theme 05
Context‑Specific Adoption Barriers
177 papers · 13.1% of this block
▼ -68% share2022→2025 share of research on this subject
Studies note regional economic and cultural factors that limit mobile money uptake.
Mobile payment · Tanzania · Payment · Monetary economics
“Payment Mechanisms and Antipoverty Programs: Evidence from a Mobile Money Cash Transfer Experiment in Niger”
177 of these papers raise it as a problem
Cautions · theme 06
Provider Response to New Payment Models
152 papers · 11.2% of this block
▼ -6% share2022→2025 share of research on this subject
Research observes how healthcare providers adjust practices under novel reimbursement schemes.
Reimbursement · Health care · Prospective payment system · Payment
“Impacts of Diagnosis-Related Groups Payment on the Healthcare Providers’ Behavior in China: A Cross-Sectional Study Among Physicians”
152 of these papers raise it as a problem
Cautions · theme 07
Emerging Digital Currency Uncertainties
120 papers · 8.8% of this block
▼ -9% share2022→2025 share of research on this subject
Works caution about the unsettled implications of central bank digital currencies and crypto assets.
Digital currency · Cryptocurrency · Currency · Payment
“Central Bank Digital Currencies and payments: A review of domestic and international implications”
120 of these papers raise it as a problem
Opportunities7,530 papers · 7 recurring themes
Opportunities · theme 01
Advanced Payment System Design
1,328 papers · 22.1% of this block
▼ -4% share2022→2025 share of research on this subject
Opportunities focus on innovative architectures and information systems for next‑generation payments.
Payment · Payment system · Health care · Information system
“Measuring payment system development”
Opportunities · theme 02
Mobile Money Expansion
1,014 papers · 16.9% of this block
▼ -8% share2022→2025 share of research on this subject
Research highlights growth potential for mobile banking and payment services in developing markets.
Mobile payment · Mobile business development · Mobile technology · Mobile device
“Mobile Money: Cell Phone Banking in Developing Countries”
Opportunities · theme 03
Adoption Modeling and User Acceptance
861 papers · 14.3% of this block
▼ -19% share2022→2025 share of research on this subject
Studies develop predictive models to understand factors driving mobile payment uptake.
Mobile payment · Technology acceptance model · Payment · Structural equation modeling
“Enjoyment and social influence: predicting mobile payment adoption”
Opportunities · theme 04
Blockchain‑Based Payment Solutions
809 papers · 13.5% of this block
▼ -11% share2022→2025 share of research on this subject
Works explore distributed ledger technologies for secure and transparent digital transactions.
Blockchain · Payment · Cryptocurrency · Database transaction
“Blockchain Based Architecture and Solution for Secure Digital Payment System”
Opportunities · theme 05
Financial Literacy and Digital Payments
793 papers · 13.2% of this block
▲ +21% share2022→2025 share of research on this subject
Research links improved financial knowledge to higher adoption of digital payment tools.
Payment · Database transaction · Financial literacy · Payment system
“Pengaruh Financial Knowledge, Perceived Ease of Use Serta Peran E-Commerce Terhadap Minat UMKM dalam Menggunakan Aplikasi Digital Payment”
Opportunities · theme 06
Secure Mobile Transaction Technologies
663 papers · 11.1% of this block
▼ -76% share2022→2025 share of research on this subject
Papers propose robust authentication and encryption methods for safe mobile payments.
Computer security · Mobile payment · Authentication · Near field communication
“A secure mobile electronic payment architecture platform for wireless mobile networks”
Opportunities · theme 07
FinTech for Inclusion
532 papers · 8.9% of this block
▲ +81% share2022→2025 share of research on this subject
Studies demonstrate how fintech innovations can broaden financial services for underserved groups.
Financial inclusion · Financial services · Inclusion · FinTech
“Mobile banking for financial inclusion in a developing economy”
Which of these themes are growing fastest
Tracks the changing share of research themes worldwide from 2022 to 2025.
Problems
how much more (or less) of the world’s research on this subject each theme took up, 2022→2025
gaining sharelosing share
Financial Inclusion Obstacles▲+81%
Core Payment System Challenges▲+50%
Mobile Banking Implementation Issues▲+34%
Mobile Technology Integration Barriers▼-5%
Cryptocurrency and Digital Currency Risks▼-9%
Healthcare Reimbursement Complexities▼-13%
Mobile Payment Security Concerns▼-74%
Cautions
how much more (or less) of the world’s research on this subject each theme took up, 2022→2025
gaining sharelosing share
Regulatory Gaps for Inclusion▲+81%
Provider Response to New Payment Models▼-6%
Systemic Liquidity and Settlement Risks▼-7%
User Trust and Risk Perception▼-8%
Emerging Digital Currency Uncertainties▼-9%
Consumer Spending Behavior Impacts▼-18%
Context‑Specific Adoption Barriers▼-68%
Opportunities
how much more (or less) of the world’s research on this subject each theme took up, 2022→2025
gaining sharelosing share
FinTech for Inclusion▲+81%
Financial Literacy and Digital Payments▲+21%
Advanced Payment System Design▼-4%
Mobile Money Expansion▼-8%
Blockchain‑Based Payment Solutions▼-11%
Adoption Modeling and User Acceptance▼-19%
Secure Mobile Transaction Technologies▼-76%
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About this data: built from Fliar's company, founder, funding, hiring, jobs, news and research trackers, covering the United Kingdom. Counts are of companies we track, not of every company that exists. Updated August 2026.
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