Alternative Lending · Tamil Nadu, India

Best Alternative Lending Companies in Tamil Nadu, India

Updated 2026-06-23 · Ranked by funding & momentum

72 indexable Alternative Lending companies headquartered in Tamil Nadu, India, ranked by total equity funding and recent funding momentum. Combined disclosed equity funding of $886.9M across 30 funded companies, including 2 unicorns.

72
Companies
$886.9M
Total Funding
30
Funded
2
Unicorns
2
Rounds (90d)

Ranked: Best Alternative Lending companies in Tamil Nadu

#CompanyFundingValuationStage Latest roundEmployeesFoundedMomentum
1 BankBazaar
Online platform providing tools for comparing and applying for financial products
$125.7M $197M
as of 2024
Series D Series D Feb 2026 943 2008 ↑ Active
2 Yubi Unicorn
Online marketplace for business loans
$239.5M $1.2B
as of 2024
Series B Conventional Debt Nov 2025 12 2020 ↑ Active
3 Dugar Finance
Provider of MSME, vehicle, mortgage, and solar loans
$26M Seed Seed Mar 2026 1987 ↑ Active
4 Samunnati
Agri enterprise empowering farmers through finance, trade, innovation, and community
$116.9M $300.8M
as of 2023
Series E Conventional Debt Jun 2025 456 2014 ↑ Active
5 Vivriti Capital Unicorn
Provider of debt financing and related solutions for mid-market enterprises
$205.2M $1.7B
as of 2023
Series D Conventional Debt Sep 2024 379 2017 ↑ Active
6 Agrosperity Tech Solutions
Provider of online marketplace platform for loans to farmers
$2.4M $4.6M
as of 2023
Seed Seed Mar 2026 98 2021 ↑ Active
7 Epimoney
Operator of digital lending platform providing personal credit products services
$36.8M $93.2M
as of 2022
Late Stage Unattributed Jun 2025 610 1995 ↑ Active
8 Uncia
AI-powered lending solution provider
$3.1M Seed Seed Mar 2026 2020 ↑ Active
9 Kaleidofin
Financial services platform offering lending, credit assessment, and engagement
$39.5M $83.1M
as of 2024
Series B Series B Feb 2025 200 2017 ↑ Active
10 FinReach
Home Page- Finreach
$6.5M Seed Seed Nov 2025 2020 ↑ Active
11 Unico Housing Finance
Online lending platform offering mortgage loans
$13.6M Series B Series B Sep 2025 527 2023 ↑ Active
12 Kaleidofin Capital
Provider of lending and credit solutions through a digital ecosystem
$3M Funding Raised Conventional Debt Sep 2025 2021 ↑ Active
13 Orocorp Technologies
Alternative investment platform for gold assets
$18.5M $46.7M
as of 2023
Series A Series A Jun 2023 230 2020
14 Oro Money
Provider of secured lending services using gold as collateral
$4.8M Series A Angel Mar 2024 243 2020
15 BetterInvest
Provider of financial solutions for media and entertainment industry
$1M $4.5M
as of 2023
Seed Angel May 2024 14 2021
16 Pine
Provider of NFT-backed lending platform for individuals
$4.5M Series A ICO Feb 2023 6 2022
17 CreditMantri
App-based credit score management platform
$14.3M $21.3M
as of 2020
Series B Series B May 2020 396 2012
18 Shiksha Finance
Provider of loans against property and microfinance for small businesses
$12.1M $26.4M
as of 2019
Series A Series A Dec 2019 335 2014
19 Finequs
Online marketplace offering diversified loans to consumers and businesses
$2.3M $6.3M
as of 2022
Seed Seed Nov 2022 17 2019
20 Edufin
Online platform providing fee payment solutions for kids
$676.5K $5.1M
as of 2024
Seed Seed Feb 2024 12 2020
21 Finsire
Provider of secured credit and data infrastructure for collateralized digital assets
$1.3M $6.2M
as of 2023
Seed Seed Mar 2023 11 2021
22 EZLease
Provider of industrial equipment rental and leasing services
$423.1K $3.1M
as of 2023
Seed Seed Dec 2023 2021
23 Kuwy
App-based marketplace for automotive financing
$3.5M $19.3M
as of 2021
Acquired Seed Jan 2021 455 2017
24 DhanLAP
Provider of digital loans secured by mutual funds and stocks
$1.1M Seed Seed Jul 2022 2020
25 CloudBankin
Provider of API-enabled platform offering loan management solutions for banks and lenders
$400K Seed Seed May 2023 44 2008
26 Finwego
Platform offering financial solutions
$2.1M Seed Seed Jun 2019 86 2018
27 FriendLoan
P2P lending platform
$739.5K $3.6M
as of 2020
Seed Angel Mar 2020 2016
28 Ark Neo Finance
Direct lending platform for asset backed loans
$272K Acquired Angel Apr 2021 2020
29 OptaCredit
Online payday loan platform for salaried employees
$402.2K $1.6M
as of 2018
Deadpooled Seed Mar 2018 2 2016
30 OpenTap
Online platform for consumer loans
$449.8K $19.2M
as of 2018
Seed Angel May 2018 1 2014
31 FinFlow
Provider of digital two-wheeler loan platform
$546.2K
as of 2021
Seed Angel Aug 2021 2021
32 Bankvallet
Online loan comparsion platform
Unfunded 2017
33 Bharatx.vision
Credit scoring solutions for individuals & businesses
Deadpooled 2019
34 Cashplow
Provider of financial inclusion solutions for agribusinesses
Deadpooled 2019
35 Chennai Investors
Online crowdlending & fundraising platform for business loans
Unfunded 2019
36 DaddysWallet
EMI-based purchase loans platform for students
Deadpooled 2016
37 DigiMoney
App-based platform for consumer and business loans
Funding Raised 52 2020
38 Dvara Health Finance
Provider of healthcare access, affordable medicines, and financial solutions for health
Funding Raised 13 2021
39 Eduwish
Online education loans platform
Funding Raised 2016
40 Fincover Unfunded 2020
41 FinPe Innovations
Digital fintech platform helping users optimize home loan interest rates through instant savings check, automated comparisons, and smarter financial decision-making
Unfunded 2025
42 Finzapp
App-based platform for consumer and business loans
Deadpooled 1,693 2017
43 Fundboon
Online loan comparison and application platform
Unfunded 2013
44 GoldPE
Provider of gold loan services
Unfunded 2023
45 Hagto
Mobile app for peer to peer lending
Deadpooled 2015
46 Hinduja Housing Finance
Online platform offering diversified residential mortgage loans
Funding Raised 1,579 2015
47 infoMicroFin
Provider of a digital lending platform, marketplace, and investment platform for MFIs/NBFCs
Funding Raised 2017
48 Kaasu
Mobile-first social circle-based P2P lending marketplace
Deadpooled 2016
49 Kreon Finnancial
P2P platform for student loans
Public 56 1994
50 LendKarma
P2P lending platform for unsecured personal loans
Deadpooled 2013

Top 12 Alternative Lending companies in Tamil Nadu

#1
BankBazaar Series D
$125.7M Raised
expand_more
location_onChennai, Tamil Nadu
Founded
2008
Employees
943
Funding raised
$125.7M
Valuation
$197M · 2024
Stage
Series D

Online platform providing tools for comparing and applying for financial products. It offers resources for credit cards, loans, and investment options. The platform enables users to assess eligibility and calculate payments. It also provides access to credit scores and related reports.

Funding rounds (11 disclosed of 11)
Round Date Amount
Series D Feb 2026 $441.4K
Venture Debt Dec 2025 $2.2M
Series D Apr 2025 $6.4M
Series D Oct 2024 $1.9M
Series D Dec 2023 $9.6M
Series D Mar 2020 $6M
5 earlier rounds — sign up free
Tech stack
amazon albamazon web servicesapple icloud mailcloudflarecore-jsdigicert+14
#2
Yubi Unicorn Series B
$239.5M Raised
expand_more
location_onChennai, Tamil Nadu
Founded
2020
Employees
12
Funding raised
$239.5M
Valuation
$1.2B · 2024
Stage
Series B

Online marketplace for business loans. It offers a debt marketplace that enables businesses to raise capital with a proprietary matchmaking algorithm and a deal execution engine. The platform also provides a robust AI-enabled, SaaS-based debt recovery platform and a collections platform. It also features like AI-based analytics, automated custom reports, API integration, and monitoring tools.

Funding rounds (5 disclosed of 5)
Round Date Amount
Conventional Debt Nov 2025 $33.8M
Series B Nov 2025 $4.1M
Series B Mar 2022 $137M
Series A Sep 2021 $91.8M
Seed 2021 $8M
Tech stack
amazon cloudfrontamazon s3amazon web servicesamplitudeanimate.cssaos+14
#3
$26M Raised
expand_more
location_onChennai, Tamil Nadu
Founded
1987
Funding raised
$26M
Stage
Seed

Provider of MSME, vehicle, mortgage, and solar loans. It offers financial solutions tailored to individuals, entrepreneurs, and small businesses. It specializes in business loans, EV financing, and mortgage options. It focuses on providing accessible credit solutions.

Funding rounds (3 disclosed of 3)
Round Date Amount
Seed Mar 2026 $5M
Conventional Debt Dec 2025 $18M
Conventional Debt Jun 2025 $3M
Founders & key people
Tech stack
astracdnjscloudflarecontact form 7core-jselementor+14
#4
Samunnati Series E
$116.9M Raised
expand_more
location_onChennai, Tamil Nadu
Founded
2014
Employees
456
Funding raised
$116.9M
Valuation
$300.8M · 2023
Stage
Series E

Agri enterprise empowering farmers through finance, trade, innovation, and community. It strengthens India's agricultural value chain by integrating trade, embedded finance, and climate-smart interventions to create an inclusive agri ecosystem. The company enables collaboration across stakeholders, delivering market infrastructure that unlocks network effects and drives inclusive growth. It offers solutions across fi

Funding rounds (20 disclosed of 20)
Round Date Amount
Conventional Debt Jun 2025 $5.8M
Series E May 2025 $5M
Conventional Debt Apr 2025 $269M
Venture Debt Jun 2024 $16M
Series D May 2024 $5M
Series D Mar 2024 $6.3M
14 earlier rounds — sign up free
Tech stack
angularjsazurebootstrapcdnjscloudflarecore-js+14
#5
Vivriti Capital Unicorn Series D
$205.2M Raised
expand_more
location_onChennai, Tamil Nadu
Founded
2017
Employees
379
Funding raised
$205.2M
Valuation
$1.7B · 2023
Stage
Series D

Provider of debt financing and related solutions for mid-market enterprises. It offers term loans, working capital loans, supply chain finance, and co-lending options. Factoring and securitization services are available. Leasing and loan against shares are also offered. Non-convertible debentures are available as tools to raise long-term funds.

Funding rounds (11 disclosed of 11)
Round Date Amount
Conventional Debt Sep 2024 $25M
Conventional Debt Dec 2023 $30M
Series D Nov 2023 $12M
Angel Dec 2022 $242.5K
Series C May 2022 $30M
Series C Mar 2022 $55M
5 earlier rounds — sign up free
Tech stack
bootstrapamazon web servicesmoment.jsjquerygoogle analyticsrecaptcha+3
#6
$2.4M Raised
expand_more
location_onChennai, Tamil Nadu
Founded
2021
Employees
98
Funding raised
$2.4M
Valuation
$4.6M · 2023
Stage
Seed

Provider of online marketplace platform for loans to farmers. It aims to make farming a livelihood of choice for millions of Indians. The key value propositions of KiVi are a unique digital platform. The KiViStar network will connect with the last-mile farmer to access the services offered on KiVi.

Funding rounds (6 disclosed of 6)
Round Date Amount
Seed Mar 2026 $635.8K
Seed Jun 2024 $1.5M
Seed Sep 2023 $1.8M
Seed Jun 2023 $146.4K
Seed Sep 2022 $301K
Seed Jun 2022 $102.9K
Tech stack
amazon cloudfrontamazon s3amazon web servicesangularaosbootstrap+14
#7
Epimoney Late Stage
$36.8M Raised
expand_more
location_onChennai, Tamil Nadu
Founded
1995
Employees
610
Funding raised
$36.8M
Valuation
$93.2M · 2022
Stage
Late Stage

Operator of digital lending platform providing personal credit products services. Provides access to consumer lending products through an online interface. Offers application processing, credit assessment, and disbursement management within a unified system. Supports repayment tracking, account management, and borrower communication through digital channels. Facilitates financial transactions related to approved cred

Funding rounds (6 disclosed of 6)
Round Date Amount
Unattributed Jun 2025 $22.1M
Unattributed Sep 2024 $34.4M
Unattributed Feb 2022 $28.1M
Unattributed Mar 2021 $486.2K
Unattributed Oct 2020 $3.6M
Unattributed May 2019 $4.6M
Tech stack
amazon web servicesapache http serverbootstrapdebiangoogle code prettifygoogle hosted libraries+4
#8
Uncia Seed
$3.1M Raised
expand_more
location_onChennai, Tamil Nadu
Founded
2020
Funding raised
$3.1M
Stage
Seed

AI-powered lending solution provider. It is the platform for loan origination, management, and supply chain finance. The company technologies positions itself as an innovative SaaS provider transforming traditional lending and supply chain finance by combining AI, cloud architecture, and user-driven customization. It combines the power of AI with human intuition to deliver a ‘not available elsewhere’ experience f

Funding rounds (2 disclosed of 2)
Round Date Amount
Seed Mar 2026 $3M
Angel Jan 2024 $120K
#9
Kaleidofin Series B
$39.5M Raised
expand_more
location_onChennai, Tamil Nadu
Founded
2017
Employees
200
Funding raised
$39.5M
Valuation
$83.1M · 2024
Stage
Series B

Financial services platform offering lending, credit assessment, and engagement. The platform offers services such as co-lending, direct assignment, and securitization. It provides credit assessment models tailored to the informal sector. The platform also offers tools for risk management and customer engagement. It incorporates customer engagement features and risk management capabilities to improve access to financ

Funding rounds (10 disclosed of 11)
Round Date Amount
Series B Feb 2025 $5.5M
Series B Sep 2024 $13.8M
Series B Feb 2024 $1.6M
Series B Dec 2022 $242.5K
Series B Apr 2022 $5.4M
Series B Nov 2021 $10M
5 earlier rounds — sign up free
Tech stack
animate.csscloudflarecontact form 7detectifyelementorfont awesome+14
#10
FinReach Seed
$6.5M Raised
expand_more
location_onChennai, Tamil Nadu
Founded
2020
Funding raised
$6.5M
Stage
Seed

Home Page- Finreach

Funding rounds (2 disclosed of 2)
Round Date Amount
Seed Nov 2025 $2.6M
Seed 2020 $3.9M
#11
$13.6M Raised
expand_more
location_onChennai, Tamil Nadu
Founded
2023
Employees
527
Funding raised
$13.6M
Stage
Series B

Online lending platform offering mortgage loans. It offers lending solutions for loans like mortgage loans, housing loans, commercial property loans, home extension loans, home construction loans, loans against property, and more.

Funding rounds (1 disclosed of 1)
Round Date Amount
Series B Sep 2025 $13.6M
Tech stack
amazon s3amazon web servicesaosapache http serverbootstrapcdnjs+14
#12
Kaleidofin Capital Funding Raised
$3M Raised
expand_more
location_onChennai, Tamil Nadu
Founded
2021
Funding raised
$3M
Stage
Funding Raised

Provider of lending and credit solutions through a digital ecosystem. The company facilitates lending activities and offers lending solutions directly to customers. It boosts co-lending and direct assignment across institutions through technology solutions and enhanced credit assessment. Strategic business correspondent partnerships help unlock opportunities, strengthened by its loss mitigation system and middleware

Funding rounds (1 disclosed of 1)
Round Date Amount
Conventional Debt Sep 2025 $3M
Tech stack
cloudflareexpressgodaddygoogle font apigoogle hosted librarieshsts+9

Recent signals in Tamil Nadu Alternative Lending

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Funding & investor landscape

Total raised
$886.9M
across these companies
Companies funded
30
with disclosed funding
Highest-funded
$239.5M raised

Most active investors

Michael & Susan Dell Foundation Michael & Susan Dell Foundation 4 investments in Alternative Lending Lightrock India Lightrock India 3 investments in Alternative Lending Pavestone Capital Pavestone Capital 3 investments in Alternative Lending Triodos Investment Management Triodos Investment Management 3 investments in Alternative Lending Accion Accion 2 investments in Alternative Lending Alteria Capital Alteria Capital 2 investments in Alternative Lending Angel List Angel List 2 investments in Alternative Lending Anicut Capital Anicut Capital 2 investments in Alternative Lending BlackSoil BlackSoil 2 investments in Alternative Lending Creation Investments Creation Investments 2 investments in Alternative Lending Elevar Equity Elevar Equity 2 investments in Alternative Lending Enabling Qapital Enabling Qapital 2 investments in Alternative Lending

Notable founders in Tamil Nadu Alternative Lending

RS Rati Shetty Co-Founder & CPO BankBazaar · $125.7M raised
Adhil Shetty Adhil Shetty Co-Founder & CEO BankBazaar · $125.7M raised
Arjun Shetty Arjun Shetty Co-Founder & COO BankBazaar · $125.7M raised
Gaurav Kumar Gaurav Kumar Co-Founder & CEO Yubi · $239.5M raised
Vineet sukumar . Vineet sukumar . Co-Founder Yubi · $239.5M raised
SR S Rangaraj CEO Dugar Finance · $26M raised
AG Anil Kumar G Founder & Co-CEO Samunnati · $116.9M raised
RK Rajendra Kumar Co-Founder & CBO Agrosperity Tech Solutions · $2.4M raised
PP Padmakumar Pillai Co-Founder & CPO Agrosperity Tech Solutions · $2.4M raised
MR Manoj Ramaswamy Co-Founder Agrosperity Tech Solutions · $2.4M raised
JC Joby Co Co-Founder & CEO Agrosperity Tech Solutions · $2.4M raised
Ritesh Jain Ritesh Jain Co-Founder Epimoney · $36.8M raised

Frequently asked questions

How many Alternative Lending companies are there in Tamil Nadu, India?
Radar tracks 72 indexable Alternative Lending companies headquartered in Tamil Nadu, India, India, that meet our profile-completeness bar.
What is the total funding raised by Alternative Lending companies in Tamil Nadu, India?
The Alternative Lending companies in Tamil Nadu, India on this list have raised a combined $886.9M in disclosed equity funding across 30 funded companies.
Which is the highest-funded Alternative Lending company in Tamil Nadu, India?
Yubi is the highest-funded Alternative Lending company in Tamil Nadu, India, with $239.5M in disclosed equity funding.
How many Alternative Lending companies in Tamil Nadu, India are funded?
30 of the 72 Alternative Lending companies in Tamil Nadu, India on this list have disclosed at least one equity funding round.
How many Alternative Lending unicorns are there in Tamil Nadu, India?
2 Alternative Lending companies in Tamil Nadu, India on this list are valued at $1B or more.
Who are the top investors in Tamil Nadu, India Alternative Lending companies?
The most active investors in Tamil Nadu, India Alternative Lending companies on this list include Michael & Susan Dell Foundation, Lightrock India, Pavestone Capital, Triodos Investment Management, Accion.

Rankings are computed by Radar (Fliar BI) from the Radar company master and are updated periodically. Funding and momentum scores use disclosed equity-funding data only. Figures may lag private rounds. Last updated 2026-06-23.

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