Company lists
The Gurugram edition · 2026

Alternative lendingcompanies in Gurugram

Personal loans, business loans, loan marketplaces, lending tech, vehicle & asset finance and more: the companies building alternative lending in Gurugram, Haryana, with their founders, funding, team size and business models.

125 company profiles64 with reported revenue44 with recorded fundingOctober 2026 edition
Gurugram · Photo: Wikimedia Commons (CC BY-SA 4.0)

Recent alternative lending business events in India

Funding, M&A, contract wins and launches involving 2,076 alternative lending companies in India, last 24 months: 121 funding rounds · 46 M&A deals · 23 launches · 7 Contracts. Newest first; companies and investors link to their Fliar profiles. Latest event in our news feed: Jun 2026.

LaunchAI-powered Gold Purity Evaluation Machine

Augmont

Augmont has launched an AI-powered Gold Purity Evaluation Machine at its Poonamallee Gold Loan branch in Chennai, Tamil Nadu, as part of its efforts to digitize and streamline gold…

Gold Loan / Gold Assessment
M&AAcquisition · Announced

Oxyzo acquires GoldenPi Technologies

Oxyzo has approved the full acquisition of GoldenPi Technologies and its subsidiary GoldenPi Securities through a share-swap deal worth ₹42.4 crore (around $4.4 million).

Fixed-income investment platform
FundingSeries A

Oolka

AI-powered customer engagement startup Oolka led the segment with a Rs 130 crore Series A round, backed by Accel, Lightspeed, and Z47.

Investors Accel, Lightspeed, Z47
FundingSeries A

Oolka

Oolka has raised $14 million in a Series A funding round led by Accel, with participation from existing investors Lightspeed and Z47.

Investors Accel, Lightspeed, Z47, Vidit Aatrey
Digital Payments
FundingSeries A

Credilio

Fintech startup Credilio has raised ₹100 Cr (about $10.5 Mn) in its Series A funding round led by existing backer Cornerstone Ventures, with participation from Shepherd Hill, Roots…

Investors Cornerstone ventures, Shepherd Hill, Roots Ventures, ESV-Arthya AIF
Fintech
Funding

GLAAS

Seasoned entrepreneur Devesh Sachdev has invested $5 million in GLAAS, an embedded credit platform for MSMEs, and joined the company as co-founder and Managing Director.

Investors Devesh Sachdev
Fintech
LaunchKonfir

Experian

Experian Experian, the global data and technology company, has announced the expansion of its verification capabilities in the UK with the addition of Konfir.

Verification
FundingDebt

Indifi

Indifi has raised ₹40 crore in debt from BlackSoil Capital to strengthen its digital lending platform and expand credit access for SMEs across India.

Investors BlackSoil Capital
FinTech
Funding

Finfinity

"Finfinity raised $2.4 million,"

Investors Na
Lending
Funding

True balance

The most recent competitors to raise funding was True Balance secured $10M in Mar, 2026.

FundingSeries A

Credilio

Fintech startup Credilio has raised around Rs 30 crore (approximately $3.3 million) in its Series A round led by existing investor Cornerstone Ventures, with participation from Ashra…

Investors Cornerstone ventures, Ashra Private Equity Fund
Fintech
Funding

Ecofy

Ecofy, an NBFC focused on financing climate change solutions, raised Rs 380.5 crore ($41 million approx,) from BII and DAIF.

Investors Bii, DAIF
FinTech
LaunchEVA

Experian

Experian unveiled the next evolution of the Experian Virtual Assistant, EVA, to provide near real‑time spending analysis, tailored recommendations, and relevant financial offers based on…

Virtual Assistant
Funding

Lendingkart

Lendingkart is looking to raise Rs 850 crore in fresh equity infusion from existing investors.

Investors Fullerton Financial, Existing investors
FinTech
FundingSeed

Origa

Voice AI startup Origa, founded by IIT Delhi alumni, secured $450,000 in funding led by Antler Singapore, along with angel investors.

Investors Antler Singapore, Angel Investors
Voice AI
LaunchJioFinance

Jio financial services

Jio Financial Services Ltd on Friday launched an online marketplace for financial products through its new app JioFinance.

Online Marketplace for Financial Services
FundingUndisclosed

Kreditbee

Bengaluru-based Kreditbee is looking to close a $120 million (about Rs 1,000 crore) funding round, which could propel the fintech lending startup into the unicorn club.

Investors External investor, Advent international, Mufg, Others
Fintech lending
FundingSeed

Roopya

Roopya, a Saas-based startup, has raised ₹ 4 Crore in seed round led by Inflection Point Ventures.

FinTech
FundingDebt

Fibe

In August last year, Fibe also raised Rs 250 crore in debt for its lending arm, EarlySalary, from a group of investors including AK Capital Finance.

Investors AK Capital Finance
Consumer lending
FundingEquity

Progcap

New Delhi-headquartered supply-chain financing startup Progcap is in advanced talks to close a $100 million equity funding round, according to two people in the know.

Supply Chain Financing
FundingSeries C

Olyv

Bengaluru-based Olyv, a consumer lending platform, has raised INR 207 crore (about USD 23 million) in a Series C funding round from Nandan Nilekani’s The Fundamentum Partnership and…

Investors Nandan Nilekani’s The Fundamentum Partnership, Japan’s SMBC Asia Rising Fund
Consumer lending
Funding

Care.Fi

Care.fi landed $8 million to help hospitals in India run better and faster…

Health
FundingSeries C

Easy home finance

Easy Home Finance, an Indian fintech company offering digital home loans, raised $30 million in a Series C round led by Investcorp’s Growth Equity Fund.

Investors Investcorp Growth Equity Fund, Investcorp Growth Opportunity Fund, Claypond Capital, SMBC Asia Fund
Fintech lending
M&AAcquisition · Announced

Care.Fi acquires Aldun

Care.fi, a healthcare-focussed fintech founded by Vikrant Agrawal and Sidak Singh, announced its acquisition of Aldun, a discharge-automation platform known for enabling near-instant,…

Healthcare Software
M&AAcquisition · Announced

Unnati acquires Gramophone

Unnati is set to acquire Info Edge-backed peer startup Gramophone.

Agri-tech
M&AAcquisition · Announced

Info edge acquires Unnati

InfoEdge will invest Rs 35 crore in Unnati, which will take its stake up to 20.5%.

Agritech
LaunchInsta Payout

Urban money

Urban Money, one of India’s largest tech-driven loan distribution platforms, today announced the launch of Insta Payout, a breakthrough product designed to completely transform how…

Alternative lending companies in Gurugram, by revenue

Browse alternative lending companies in Gurugram by reported revenue, one-year revenue growth, revenue model, age and stage. The 50 companies below are the largest by their most recent reported revenue among 64 alternative lending companies in Gurugram, Haryana that have filed a figure in the last four years. Every figure keeps its own reporting period, so compare periods before comparing amounts.

Showing 25 of 50

Provider of payment solutions, lending, and investment opportunities for businesses

Payments
₹1,733.60 crFY 2024-25
+17%2024–2025
4,026-14% 12 mo to Sep 2024LinkedIn · Jul 2026
8 yr2018
1postings · last posted Aug 2026

Provider of integrated technology-driven real estate solutions for buying, selling and renting properties

Residential real estate tech
₹1,421.16 crFY 2024-25
+41%2024–2025
9,058+10% 12 mo to Mar 2024LinkedIn · Jul 2026
12 yr2014
14postings · last posted Sep 2026

Provider of financial solutions, including loans, for SMEs and corporates

Alternative lending
₹1,210.87 crFY 2024-25
+34%2024–2025
676+20% 12 mo to Aug 2024LinkedIn · Jul 2026
10 yr2016
0none in 3 months · last posted Jul 2026

Provider of lending platform for consumers and businesses

Alternative lending
₹1,042.94 crFY 2024-25
+7%2024–2025
845-8% 12 mo to Mar 2022LinkedIn · Jul 2026
10 yr2016
8postings · last posted Sep 2026

Provider of personal loans and prepaid payment instruments via mobile wallet

Alternative lending
₹914.28 crFY 2024-25
+40%2024–2025
174+9% 12 mo to Sep 2024LinkedIn · Jul 2026
12 yr2014
1postings · last posted Aug 2026

Provider of an app-based platform for personal loans and investment products

Alternative lending
₹911.12 crFY 2024-25
+36%2024–2025
132+9% 12 mo to Sep 2024recorded Sep 2024
9 yr2017
1postings · last posted Aug 2026

Provider of loans and credit lines to merchants and consumers

Alternative lending
₹777.38 crFY 2024-25
+29%2024–2025
—Not available
3 yr2023
0none in 3 months

Provider of digital lending and instant credit line solutions for individuals

Alternative lending
US$85.39mFY 2024-25
Not reported
392+6% 12 mo to Aug 2024LinkedIn · Jul 2026
10 yr2016
0none in 3 months

Provider of an online lending marketplace for personal loans

Alternative lending
₹693.49 crFY 2023-24
+18%2023–2024
362+11% 12 mo to Sep 2024recorded Sep 2024
7 yr2019
0none in 3 months

Online financial marketplace that offers a range of personal loan and credit card options to consumers

Alternative lending
₹628.58 crFY 2024-25
+1%2024–2025
4,031+0% 12 mo to Sep 2024LinkedIn · Jul 2026
12 yr2014
14postings · last posted Sep 2026

Provider of loan products and services for small and medium businesses

Alternative lending
₹377.95 crFY 2024-25
+20%2024–2025
806-50% 12 mo to Sep 2024LinkedIn · Jul 2026
11 yr2015
0none in 3 months · last posted Jun 2026

Real estate financing company

Consumer and sme loans
₹316.98 crFY 2024-25
+31%2024–2025
1,086+42% 12 mo to Sep 2024LinkedIn · Jul 2026
10 yr2016
3postings · last posted Aug 2026

Provider of digital lending solutions and embedded finance services for SMEs and financial institutions

Alternative lending
₹221.06 crFY 2023-24
+40%2023–2024
125LinkedIn · Jul 2026
6 yr2020
0none in 3 months · last posted Jul 2026

Provider of online platform for short-term, unsecured personal loans

Alternative lending
₹158.22 crFY 2024-25
+104%2024–2025
110+82% 12 mo to Sep 2024LinkedIn · Jul 2026
8 yr2018
0none in 3 months

App-based lending marketplace for consumer and business loans

Alternative lending
₹99.91 crFY 2024-25
+76%2024–2025
54+28% 12 mo to Sep 2024LinkedIn · Jul 2026
6 yr2020
0none in 3 months

Provider of financial solutions for startups and their supply chain

Alternative lending
₹84.52 crFY 2024-25
+8%2024–2025
128+35% 12 mo to Jun 2024LinkedIn · Jul 2026
5 yr2021
0none in 3 months

Provider of home loan advisory services, comparing lenders and loan options

Alternative lending
₹68.23 crFY 2024-25
Not reported
601+36% 12 mo to Aug 2024LinkedIn · Jul 2026
6 yr2020
1postings · last posted Sep 2026

Technology, Finance and Network Access for Used Car Ecosystem

Alternative lending
₹59.00 crFY 2024-25
+4607%2024–2025
69LinkedIn · Jul 2026
4 yr2022
0none in 3 months · last posted Apr 2026

Online marketplace offering offering diversified loans for consumers and businesses

Alternative lending
₹38.07 crFY 2024-25
+43%2024–2025
16-63% 12 mo to Sep 2024recorded Sep 2024
19 yr2007
0none in 3 months

Provider of gold loans and digital gold and gold coins

Alternative lending
₹35.12 crFY 2024-25
+8%2024–2025
273+27% 12 mo to Sep 2024LinkedIn · Jul 2026
6 yr2020
9postings · last posted Sep 2026

A gold loan aggregator platform providing access to funds through online gold loans with competitive rates

Alternative lending
₹31.61 crFY 2024-25
-48%2024–2025
341LinkedIn · Jul 2026
8 yr2018
0none in 3 months · last posted Jul 2026

Online marketplace for travel loans

Alternative lending
₹28.52 crFY 2024-25
+19%2024–2025
13-7% 12 mo to Sep 2024recorded Sep 2024
12 yr2014
0none in 3 months

Provider of a peer-to-peer lending platform connecting lenders and borrowers

Alternative lending
₹27.35 crFY 2024-25
Not reported
170-18% 12 mo to Sep 2024LinkedIn · Jul 2026
13 yr2013
2postings · last posted Sep 2026

Platform providing opportunities to sell financial products and earn income

Alternative lending
₹27.28 crFY 2024-25
-38%2024–2025
744-30% 12 mo to Sep 2024LinkedIn · Jul 2026
7 yr2019
1postings · last posted Aug 2026

Provider of online platform for comparing and applying for various loans

Alternative lending
₹22.71 crFY 2023-24
+434%2023–2024
547+553% 12 mo to Sep 2024LinkedIn · Jul 2026
10 yr2016
0none in 3 months
50 of 125 companies shown here · the full list is on Radar
Fliar Radar

Explore all 125 alternative lending companies in Gurugram on Radar

This page shows the top 50. Radar has the complete, filterable list with contacts and live company signals.

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  • Every company, not just 50All 125 alternative lending companies in Gurugram, filterable by stage, funding, team size, revenue model and age.
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Explore alternative lending companies in Gurugram by what you are looking for

Browse alternative lending companies in Gurugram, including online lenders, loan comparison platforms and alternative finance companies for small business. See alternative lending startups in Gurugram and who is hiring.

7 ways to explore alternative lending in Gurugram

Personal & consumer loan platformsBusiness & SME loan providersLoan comparison & lead platformsLending-as-a-service & banking tech providersVehicle, gold & asset-backed loansAlternative lending startups in Gurugram

Personal & consumer loan platforms

Online lenders and marketplaces offering personal loans, credit cards and consumer credit.

  1. True Balance

    Provider of personal loans and prepaid payment instruments via mobile wallet

    Alternative lending
    See in list
  2. Stashfin

    Provider of digital lending and instant credit line solutions for individuals

    Alternative lending
    See in list
  3. Indifi

    Provider of loan products and services for small and medium businesses

    Alternative lending
    See in list
  4. Ummeed Housing Finance

    Real estate financing company

    Consumer and sme loans
    See in list
  5. RupeeRedee

    Provider of online platform for short-term, unsecured personal loans

    Alternative lending
    See in list

Business & SME loan providers

Alternative finance for small business, including working capital, invoice financing and trade finance.

  1. BharatPe

    Provider of payment solutions, lending, and investment opportunities for businesses

    Payments
    See in list
  2. Oxyzo

    Provider of financial solutions, including loans, for SMEs and corporates

    Alternative lending
    See in list
  3. Indifi

    Provider of loan products and services for small and medium businesses

    Alternative lending
    See in list
  4. Ummeed Housing Finance

    Real estate financing company

    Consumer and sme loans
    See in list
  5. Saarathi

    App-based lending marketplace for consumer and business loans

    Alternative lending
    See in list

Loan comparison & lead platforms

Marketplaces and aggregators that compare loans and connect borrowers with lenders.

  1. Paisabazaar

    Online financial marketplace that offers a range of personal loan and credit card options to consumers

    Alternative lending
    See in list
  2. Care2Earn

    Credit products aggregator

    Alternative lending
    See in list
  3. MyLoanCare

    Provider of an app-based comparison platform for financial products

    Alternative lending
    See in list
  4. CreditKaro

    Online platform to apply for credit card and consumer loans

    Payments
    See in list
  5. Square Capital

    Online loan aggregation platform

    Alternative lending
    Website

Lending-as-a-service & banking tech providers

Technology providers that power lending, credit scoring and loan management for banks.

  1. BharatPe

    Provider of payment solutions, lending, and investment opportunities for businesses

    Payments
    See in list
  2. Arthmate

    Provider of digital lending solutions and embedded finance services for SMEs and financial institutions

    Alternative lending
    See in list
  3. CreditKaro

    Online platform to apply for credit card and consumer loans

    Payments
    See in list
  4. Omnifi

    Provider of cloud-based loan management and co-lending middleware

    Alternative lending
    See in list
  5. GTFHUB

    Provider of AI-powered financial technology for supply chain and lending

    Alternative lending
    See in list

Vehicle, gold & asset-backed loans

Lenders financing vehicles, EVs, gold and other assets.

  1. Nxcar

    Technology, Finance and Network Access for Used Car Ecosystem

    Alternative lending
    See in list
  2. indiagold

    Provider of gold loans and digital gold and gold coins

    Alternative lending
    See in list
  3. Manipal Fintech

    A gold loan aggregator platform providing access to funds through online gold loans with competitive rates

    Alternative lending
    See in list
  4. Gold Cash

    Provider of gold buying, loan closure, and investment services

    Alternative lending
    See in list
  5. Drivio

    Online marketplace offering two-wheeler loans to consumers

    Auto e-commerce & content
    See in list

Alternative lending startups in Gurugram

Newer alternative lending companies founded in recent years.

  1. BharatPe Money

    Provider of loans and credit lines to merchants and consumers

    Alternative lending
    See in list
  2. StrideOne

    Provider of financial solutions for startups and their supply chain

    Alternative lending
    See in list
  3. Nxcar

    Technology, Finance and Network Access for Used Car Ecosystem

    Alternative lending
    See in list
  4. Ambak

    Home loan and loan against property comparison service provider

    Alternative lending
    See in list
  5. AICA

    Provider of an AI lending platform for banks and financial institutions

    Alternative lending
    See in list
34 companies in Gurugram

Alternative lending companies hiring in Gurugram

Alternative lending companies with open jobs right now.

  1. SBI Card

    Provider of credit card services, including rewards, offers, and online payments

    Alternative lending
    Website
  2. BharatPe

    Provider of payment solutions, lending, and investment opportunities for businesses

    Payments
    See in list
  3. Square Yards

    Provider of integrated technology-driven real estate solutions for buying, selling and renting properties

    Residential real estate tech
    See in list
  4. Oxyzo

    Provider of financial solutions, including loans, for SMEs and corporates

    Alternative lending
    See in list
  5. Clix Capital

    Provider of lending platform for consumers and businesses

    Alternative lending
    See in list
25 companies in Gurugram
Mobile reach

Top 10 alternative lending apps from Gurugram

The most-installed Android apps published by alternative lending companies headquartered in Gurugram — 194.5M installs between them. 37 companies on this page publish at least one app; each company (legal entity) appears once, with its most-installed app.

1 of 10
1

SBI Card: Manage Credit Card

by SBI Card

Installs43.8M
Rating4.421.5M ratings
Last updatedMay 2026
View on Google Play ↗
SBI Card: Manage Credit Card screenshot 1SBI Card: Manage Credit Card screenshot 2SBI Card: Manage Credit Card screenshot 3SBI Card: Manage Credit Card screenshot 4SBI Card: Manage Credit Card screenshot 5SBI Card: Manage Credit Card screenshot 6
2

BharatPe for Business

by BharatPe

Installs42.4M
Rating4.25970K ratings
Installs, year on year+24%
Last updatedMay 2026
View on Google Play ↗
BharatPe for Business screenshot 1BharatPe for Business screenshot 2BharatPe for Business screenshot 3BharatPe for Business screenshot 4
3

Paisabazaar: Credit Score App

by Paisabazaar

Installs33.9M
Rating4.561.6M ratings
Installs, year on year+25%
Last updatedMay 2026
View on Google Play ↗
Paisabazaar: Credit Score App screenshot 1Paisabazaar: Credit Score App screenshot 2Paisabazaar: Credit Score App screenshot 3Paisabazaar: Credit Score App screenshot 4Paisabazaar: Credit Score App screenshot 5Paisabazaar: Credit Score App screenshot 6
4

Stashfin UPI, Pay Bills, Loans

by Stashfin

Installs29.6M
Rating3.69448K ratings
Last updatedJun 2026
View on Google Play ↗
Stashfin UPI, Pay Bills, Loans screenshot 1Stashfin UPI, Pay Bills, Loans screenshot 2Stashfin UPI, Pay Bills, Loans screenshot 3Stashfin UPI, Pay Bills, Loans screenshot 4Stashfin UPI, Pay Bills, Loans screenshot 5Stashfin UPI, Pay Bills, Loans screenshot 6
5

RupeeRedee - Personal Loan App

by RupeeRedee

Installs22.8M
Rating4.64378K ratings
Installs, year on year+32%
Last updatedJun 2026
View on Google Play ↗
RupeeRedee - Personal Loan App screenshot 1RupeeRedee - Personal Loan App screenshot 2RupeeRedee - Personal Loan App screenshot 3RupeeRedee - Personal Loan App screenshot 4RupeeRedee - Personal Loan App screenshot 5RupeeRedee - Personal Loan App screenshot 6
6

BharatLoan: Personal Loan App

by BharatLoan

Installs6.2M
Rating—
Installs, year on year+60%
Last updatedJun 2026
View on Google Play ↗
BharatLoan: Personal Loan App screenshot 1BharatLoan: Personal Loan App screenshot 2BharatLoan: Personal Loan App screenshot 3BharatLoan: Personal Loan App screenshot 4BharatLoan: Personal Loan App screenshot 5BharatLoan: Personal Loan App screenshot 6
7

GroMo: Sell Financial Products

by GroMo

Installs6.1M
Rating4.069K ratings
Installs, year on year+20%
Last updatedMay 2026
View on Google Play ↗
GroMo: Sell Financial Products screenshot 1GroMo: Sell Financial Products screenshot 2GroMo: Sell Financial Products screenshot 3GroMo: Sell Financial Products screenshot 4GroMo: Sell Financial Products screenshot 5GroMo: Sell Financial Products screenshot 6
8

Rupee112: Personal Loan App

by RUPEE112

Installs5.0M
Rating—
Installs, year on year+66%
Last updatedMay 2026
View on Google Play ↗
Rupee112: Personal Loan App screenshot 1Rupee112: Personal Loan App screenshot 2Rupee112: Personal Loan App screenshot 3Rupee112: Personal Loan App screenshot 4Rupee112: Personal Loan App screenshot 5Rupee112: Personal Loan App screenshot 6
9

Kosh Loan App

by Kosh

Installs2.5M
Rating—
Last updatedJun 2026
View on Google Play ↗
Kosh Loan App screenshot 1Kosh Loan App screenshot 2Kosh Loan App screenshot 3Kosh Loan App screenshot 4Kosh Loan App screenshot 5Kosh Loan App screenshot 6
10

Chqbook for Small Businesses

by Chqbook

Installs2.3M
Rating3.157K ratings
Last updatedMay 2024
View on Google Play ↗
Chqbook for Small Businesses screenshot 1Chqbook for Small Businesses screenshot 2Chqbook for Small Businesses screenshot 3Chqbook for Small Businesses screenshot 4Chqbook for Small Businesses screenshot 5Chqbook for Small Businesses screenshot 6
The business behind the activity

Alternative lending financials in Gurugram

Revenue, profit and growth from the filed annual accounts of 50 alternative lending companies in Gurugram, Haryana for FY24-25 — 66 of the 125 companies on this page file accounts with the Ministry of Corporate Affairs. The five largest earn 78% of the revenue, so medians describe the typical company better than totals.

combined revenue, FY24-25₹4,861.82 cr

50 companies filing accounts

combined net profit−₹306.86 cr

-6.3% aggregate margin

are profitable26%

13 of 50 companies

median revenue~₹7.2 cr

the typical company

median revenue growth+29%

into FY24-25

earned by the top five78%

revenue concentration

Six-year view

Combined revenue of filing companies

₹691.11 crFY19-2032 filers
₹1,025.17 crFY20-2139 filers
₹2,402.66 crFY21-2246 filers
₹17,210.97 crFY22-2349 filers
₹21,576.19 crFY23-2452 filers
₹4,861.82 crFY24-2550 filers

The number of companies filing changes each year; the three-year cohort below compares like with like.

Like-for-like

The same 41 companies over three years

+37%
FY22-23₹2,921.76 cr−₹972.28 cr net
FY23-24₹3,181.08 cr−₹562.74 cr net
FY24-25₹4,010.69 cr−₹139.18 cr net

Companies with accounts for all three years, so growth is not an artefact of who filed.

Scale and profit

Bigger companies are far more often profitable

Under ₹1 cr138% profitable
₹1–10 cr1323% profitable
₹10–100 cr1729% profitable
₹100–1,000 cr667% profitable
Over ₹1,000 cr10% profitable

Companies by FY24-25 revenue. Bars show how many companies sit in each band.

Momentum

How fast revenue moved into FY24-25

Shrinking14
0–20%6
20–50%11
50–100%5
Doubled+10

46 companies with accounts for both years; median growth +29%.

Profitability

Profit is concentrated at the top

13profitable
37loss-making
-6.3%aggregate margin
-33.3%median margin

The aggregate margin is pulled up by a few large filers; the median shows the typical company.

Growth leaders · ₹10 cr+ revenue

Fastest growing, FY24-25

CompanyGrowthRevenue
SaveINSAVEIN FINTECH PRIVATE LIMITED
RupeeRedeeMONEYMITRA IT SOLUTIONS PRIVATE LIMITED+104%₹158.22 cr
SaarathiSAARATHI FINBIZ PRIVATE LIMITED+76%₹99.91 cr
Gold CashGOLDCASH LIMITED
Care2EarnCARE 2 EARN SERVICES PRIVATE LIMITED
RupyyGIRNAR CAPITAL PRIVATE LIMITED+47%₹33.29 cr
Profit leaders · ₹10 cr+ revenue

Highest net margins, FY24-25

CompanyMarginRevenue
Unified Credit SolutionsUNIFIED CREDIT SOLUTIONS PRIVATE LIMITED
True BalanceBALANCEHERO INDIA PRIVATE LIMITED36.1%₹216.62 cr
PinCapPINNACLE CAPITAL SOLUTIONS PRIVATE LIMITED
Ummeed Housing FinanceUMMEED HOUSING FINANCE PRIVATE LIMITED18.7%₹316.98 cr
RupeeRedeeMONEYMITRA IT SOLUTIONS PRIVATE LIMITED12.4%₹158.22 cr
Care2EarnCARE 2 EARN SERVICES PRIVATE LIMITED
Inside the industry

Sub-sectors compared, FY24-25

Sub-sectorCompaniesRevenueMedian revenueProfitableMargin
Alternative lending43₹3,279.16 cr~₹6.9 cr23%-10.2%
Leaders

Largest alternative lending companies by revenue, FY24-25

Company · legal entityRevenueNet resultMarginGrowth
BharatPeRESILIENT INNOVATIONS PRIVATE LIMITED₹1,166.55 cr−₹58.22 cr-5.0%+37%
True CreditsTRUE CREDITS PRIVATE LIMITED₹911.12 cr₹37.10 cr4.1%+36%
BharatPe MoneyRESILIENT DIGI SERVICES PRIVATE LIMITED₹777.38 cr−₹98.78 cr-12.7%+29%
PaisabazaarPAISABAZAAR MARKETING AND CONSULTING PRIVATE LIMITED₹628.58 cr−₹90.35 cr-14.4%+1%
Ummeed Housing FinanceUMMEED HOUSING FINANCE PRIVATE LIMITED₹316.98 cr₹59.34 cr18.7%+31%
True BalanceBALANCEHERO INDIA PRIVATE LIMITED₹216.62 cr₹78.20 cr36.1%+29%
RupeeRedeeMONEYMITRA IT SOLUTIONS PRIVATE LIMITED₹158.22 cr₹19.68 cr12.4%+104%
SaarathiSAARATHI FINBIZ PRIVATE LIMITED₹99.91 cr−₹11.16 cr-11.2%+76%
Unified Credit SolutionsUNIFIED CREDIT SOLUTIONS PRIVATE LIMITED₹35.16 cr+6%
Square CapitalSQUARE YARDS TECHNOLOGY PRIVATE LIMITED₹73.90 cr−₹16.08 cr-21.8%+16%
Some figures are available to Radar members.Log in to Radar to see every figure

Standalone annual accounts filed with the Ministry of Corporate Affairs. Brands that share one legal entity are shown together and counted once.

Industry landscape report

AdTech Industry Landscape of Gurugram

The financials above are one chapter. The full alternative lending landscape of Gurugram maps the whole industry — every segment, the capital behind it, the talent market and where the next opportunities are.

  • Market map of every sub-sector
  • Funding & company formation by year
  • Revenue, profit & financial strength
  • Digital footprint: traffic, apps, releases
  • Hiring, skills & pay
  • Founders & leaders
  • News & sentiment
  • Where demand runs ahead of supply
Read the alternative lending landscape of Gurugram
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The figures on this page come from Fliar’s company, funding and MCA filings data. Use it through the Investor Intelligence API and MCA financials feeds, or explore every company, filing and investor in Radar.

Capital & corporate activity

Alternative lending funding and M&A across India

1,438 recorded equity rounds have gone to 2,076 alternative lending companies in India — how much, at which stage, into which sub-sectors, from whom, and how Gurugram compares. Debt, IPO and grant rounds are excluded.

equity rounds, last 12 months40

US$572.85m

equity rounds, last 24 months129

US$1.38bn

raised over five yearsUS$7.41bn

726 rounds in India

M&A deals, India46

last 24 months

Capital by year

Equity funding into alternative lending in India

amount rounds
$712m2018130
$1.2bn2019168
$1.0bn2020117
$2.0bn2021173
$1.9bn2022186
$890m2023124
$1.5bn2024130
$706m202585
$478m202628

Bars show US$ raised; the number under each year is equity rounds. 2026 is year to date. The peak year was 2021, with US$1.97bn across 173 rounds.

The funding ladder · five years

Rounds and typical cheque by stage

AngelUS$23.03m85 rounds · median US$163k
SeedUS$442.63m310 rounds · median US$747k
Series AUS$1.35bn138 rounds · median US$5.00m
Series BUS$1.42bn86 rounds · median US$10.20m
Series CUS$1.35bn41 rounds · median US$29.45m
Series D+US$2.82bn66 rounds · median US$20.12m
Where the money went · five years

Most-funded sub-sectors

Alternative lendingUS$4.87bn515 rounds · 228 companies
PaymentsUS$508.12m12 rounds · 4 companies
Consumer and sme loansUS$302.52m21 rounds · 9 companies
E-commerce enablersUS$241.31m5 rounds · 1 companies
Insurance itUS$233.97m10 rounds · 3 companies
Banking techUS$191.31m31 rounds · 13 companies
Horizontal e-commerceUS$177.00m13 rounds · 1 companies
Corporate activity · last 24 months

M&A in India

38Acquisition
8Merger

Most active acquirers

  1. Veefin solutions7
  2. Experian6
  3. Perfios5
  4. Jio financial services4
  5. InCred Finance4

Most acquired or merged

  1. M1xchange3
  2. Lendingkart2
  3. Faarms2
  4. White Rivers Media Solutions2
  5. State bank of india2

Each deal appears in the events strip at the top of the page.

Alternative lending funding in Gurugram

44 alternative lending companies in Gurugram have recorded equity funding, US$1.73bn in total. Totals and round dates describe the historical record; they are not current valuations.

Founders and momentum in Gurugram

Meet the people behind alternative lending companies in Gurugram. 87 of 125 companies list founders or leaders; where a public LinkedIn profile matches exactly, the expanded profile shows the photo, headline, location and education.

Explore Gurugram alternative lending companies by sub-sector

The most common specialisations among alternative lending companies in Gurugram. Open a company to see what it sells, who runs it and how far it has come.

Keep exploring alternative lending in India and nearby markets.

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