Radar · Alternative Lending in Gurugram
Best Alternative Lending Companies in Gurugram, India
The 113 best Alternative Lending companies in Gurugram, India in 2026, ranked by funding and momentum. Funding, investors, founders, valuation, tech stack and live signals. Top: BharatPe.
By Riya SenguptaFinancials
113companies tracked
$1.8Bdisclosed funding
3unicorns
52have raised
Ranked: Best Alternative Lending companies in Gurugram
| # | Company | Revenue | Disclosed funding | Revenue YoY | Employees | Tech stack | Recent signals |
|---|---|---|---|---|---|---|---|
| 1 | SBI Card 🦄 Provider of credit card services, including rewards, offers, and online payments | $798M FY2018 | $68M | +53% | 4,081 | Cart FunctionalityJavaYouTube+18 | — |
| 2 | BharatPe 🦄 Provider of payment solutions, lending, and investment opportunities for businesses 84Funding top 15%Customers top 15%Moat top 17%Talent top 20% All 12 signals ▾Fundingtop 15% Customerstop 15% Moattop 17% Talenttop 20% Markettop 23% Innovationtop 27% Producttop 28% Newstop 29% Techtop 33% Fin. healthtop 38% Growthtop 47% Globalbottom 39% Funding: Raised $604M across 17 rounds · 17 rounds over 8 yrs (2.1/yr) Customers: Play-Store rating 4.25★ across 969,899 ratings (1 apps) · Review volume +59% in 6 mo rank vs industry peers · Fliar Intelligence Index 84/100 | $205M FY2025 | $604M | +17% | 898 | WordPressApple iCloud MailGoogle Workspace+29 | 2 awards |
| 3 | Square Yards Provider of integrated technology-driven real estate solutions for buying, selling and renting properties 89Market top 20%Moat top 20%Customers top 24%Funding top 25% All 12 signals ▾Markettop 20% Moattop 20% Customerstop 24% Fundingtop 25% Talenttop 25% Techtop 26% Fin. healthtop 30% Newstop 33% Innovationtop 36% Growthtop 36% Globaltop 42% Producttop 42% Market: 3,396 employees (top 2% of FinTech) · Revenue ~$168M Moat: Top 1% by revenue among 209 tracked Residential Real Estate Tech companies · Editorial + unicorn rating 8/10 rank vs industry peers · Fliar Intelligence Index 89/100 | $168M FY2025 | $61M | +41% | 3,396 | Node.jsRadix UITailwind CSS+17 | — |
| 4 | Oxyzo 🦄 Provider of financial solutions, including loans, for SMEs and corporates | $143M FY2025 | $201M | +34% | 537 537 → 676 (+26%) · sector median +29% | Node.jsGoogle Sign-inBootstrap+19 | 1 internship |
| 5 | Clix Capital Provider of lending platform for consumers and businesses | $123M FY2025 | $70M | +7% | 379 379 → 845 (+123%) · sector median +29% | WordPressMySQLPHP+45 | — |
| 6 | True Balance Provider of personal loans and prepaid payment instruments via mobile wallet 82Funding top 20%Moat top 20%Fin. health top 29%Market top 30% All 9 signals ▾Fundingtop 20% Moattop 20% Fin. healthtop 29% Markettop 30% Techtop 30% Talenttop 38% Growthtop 39% Globalbottom 45% Newsbottom 38% Funding: Raised $90.0M across 11 rounds · 11 rounds over 11 yrs (1.0/yr) Moat: Top 2% by revenue among 743 tracked Alternative Lending companies · Editorial + unicorn rating 8/10 rank vs industry peers · Fliar Intelligence Index 82/100 | $108M FY2025 | $90M | +40% | 132 132 → 174 (+32%) · sector median +29% | WordPress Block EditorElementorWordPress+23 | 1 expansion |
| 7 | Stashfin Provider of digital lending and instant credit line solutions for individuals | $85M FY2025 | $153M | — | 122 | WordPressMySQLPHP+21 | 1 award |
| 8 | Paisabazaar Online financial marketplace that offers a range of personal loan and credit card options to consumers | $74M FY2025 | $580K | +1% | 5,150 5,150 → 4,031 (-22%) · sector median +29% | Apple iCloud MailGoogle WorkspacePHP+18 | 1 launch |
| 9 | Indifi Provider of loan products and services for small and medium businesses 72Funding top 18%Moat top 21%Market top 25%Talent top 32% All 11 signals ▾Fundingtop 18% Moattop 21% Markettop 25% Talenttop 32% Producttop 37% Innovationtop 39% Newstop 39% Fin. healthtop 43% Growthtop 49% Techbottom 45% Globalbottom 39% Funding: Raised $90.8M across 8 rounds · 8 rounds over 11 yrs (0.7/yr) Moat: Top 5% by revenue among 743 tracked Alternative Lending companies · Editorial + unicorn rating 8/10 rank vs industry peers · Fliar Intelligence Index 72/100 | $45M FY2025 | $91M | +20% | 509 509 → 806 (+58%) · sector median +29% | Node.jsAmazon Web ServicesNginx+17 | — |
| 10 | Ummeed Housing Finance Real estate financing company 72Product top 21%Funding top 22%Moat top 29%Growth top 31% All 10 signals ▾Producttop 21% Fundingtop 22% Moattop 29% Growthtop 31% Markettop 33% Fin. healthtop 36% Talenttop 38% Techbottom 40% Globalbottom 39% Newsbottom 22% Product: 4 published apps (84.0k installs) · Company stage: Series F Funding: Raised $114M across 8 rounds · 8 rounds over 10 yrs (0.8/yr) rank vs industry peers · Fliar Intelligence Index 72/100 | $38M FY2025 | $114M | +31% | 1,654 1,654 → 1,086 (-34%) · sector median +29% | DrupalPHPBootstrap+20 | 4 job openings |
| 11 | RupeeRedee Provider of online platform for short-term, unsecured personal loans | $19M FY2025 | $14M | +104% | 162 162 → 110 (-32%) · sector median +29% | Apple iCloud MailMicrosoft 365Node.js+22 | — |
| 12 | M1xchange Operator of a digital platform for discounting trade receivables for businesses | $12M FY2025 | $24M | +76% | 290 290 → 393 (+36%) · sector median +29% | WordPressMySQLSalesforce+34 | — |
| 13 | Mynd Fintech Online marketplace for supply chain financing | $12M FY2025 | $16M | +76% | — | WordPress Block EditorwpBakeryElementor+35 | — |
| 14 | Saarathi App-based lending marketplace for consumer and business loans | $12M FY2025 | $3M | +76% | 151 | Webflow EcommerceWebflowYouTube+17 | 2 launchs |
| 15 | StrideOne Provider of financial solutions for startups and their supply chain 57Moat top 24%Talent top 28%Funding top 31%Growth top 35% All 9 signals ▾Moattop 24% Talenttop 28% Fundingtop 31% Growthtop 35% Newstop 36% Techtop 45% Markettop 47% Fin. healthbottom 39% Globalbottom 37% Moat: Top 12% by revenue among 743 tracked Alternative Lending companies · Editorial + unicorn rating 8/10 Talent: 3 named leaders on record · 3 C-suite/founder profiles curated rank vs industry peers · Fliar Intelligence Index 57/100 | $10M FY2025 | $48M | +8% | 131 131 → 128 (-2%) · sector median +29% | WordPressMySQLPHP+15 | — |
| 16 | BASIC Home Loan Provider of home loan advisory services, comparing lenders and loan options | $8M FY2025 | $19M | — | 255 255 → 601 (+136%) · sector median +29% | PHPCodeIgniterBootstrap+23 | 1 partnership |
| 17 | Nxcar Technology, Finance and Network Access for Used Car Ecosystem | $7M FY2025 | $2M | +4607% | — | WordPressMySQLPHP+24 | — |
| 18 | IndiaLends Provider of personal loans, business loans, gold loans, and credit cards | $6M FY2025 | $30M | — | 235 235 → 293 (+25%) · sector median +29% | ZohoMicrosoft ASP.NETBootstrap+18 | — |
| 19 | indiagold Provider of gold loans and digital gold and gold coins 50Customers top 26%Moat top 30%Talent top 38%Funding top 39% All 11 signals ▾Customerstop 26% Moattop 30% Talenttop 38% Fundingtop 39% Techtop 44% Markettop 45% Growthtop 48% Productbottom 47% Globalbottom 39% Fin. healthbottom 34% Newsbottom 27% Customers: Play-Store rating 4.55★ across 25,768 ratings (1 apps) · Review volume +2% in 6 mo Moat: Top 19% by revenue among 743 tracked Alternative Lending companies · Editorial + unicorn rating 7/10 rank vs industry peers · Fliar Intelligence Index 50/100 | $4M FY2025 | $24M | +8% | 264 264 → 273 (+3%) · sector median +29% | Node.jsRadix UITailwind CSS+19 | 2 job openings |
| 20 | Faircent Provider of a peer-to-peer lending platform connecting lenders and borrowers | $3M FY2025 | $11M | — | 153 153 → 170 (+11%) · sector median +29% | DrupalPHPFacebook Login+24 | — |
| 21 | GroMo Platform providing opportunities to sell financial products and earn income | $3M FY2025 | $12M | -38% | 62 | ZohoNode.jsUbuntu+21 | — |
| 22 | Ambak Home loan and loan against property comparison service provider | $2M FY2025 | $3M | +1491% | 116 | TurbopackNode.jsTailwind CSS+18 | 3 partnerships |
| 23 | Xpedize SaaS-based dynamic discounting software | $2M FY2025 | $1M | +91% | 9 | — | — |
| 24 | SaveIN Online platform offering healthcare POS financing loans for consumers | $2M FY2025 | $8M | — | 47 | Apple iCloud MailGoogle WorkspaceZoho+22 | 1 partnership |
| 25 | Care2Earn Credit products aggregator | $2M FY2025 | $43K | +51% | — | — | — |
| 26 | PinCap Tech-NBFC offering working capital loans | $1M FY2025 | $868K | -34% | 12 12 → 21 (+75%) · sector median +29% | — | 1 expansion |
| 27 | Loan Frame Platform providing supply chain finance solutions connecting businesses with lenders | $1M FY2025 | $12M | +17% | 72 | BootstrapNginxAmazon Web Services+6 | — |
| 28 | MyLoanCare Provider of an app-based comparison platform for financial products | $939K FY2023 | $1M | -2% | 10 | UbuntuApache HTTP ServerAmazon Web Services+5 | — |
| 29 | Care.fi Provider of financial solutions for hospitals, doctors, and allied healthcare suppliers 37Moat top 35%Funding top 38%Talent top 38%News top 44% All 11 signals ▾Moattop 35% Fundingtop 38% Talenttop 38% Newstop 44% Growthtop 45% Marketbottom 47% Productbottom 45% Innovationbottom 41% Fin. healthbottom 39% Globalbottom 37% Techbottom 31% Moat: Top 20% by revenue among 830 tracked Healthcare IT companies · Editorial + unicorn rating 5/10 Funding: Raised $5.6M across 9 rounds · 9 rounds over 4 yrs (2.2/yr) rank vs industry peers · Fliar Intelligence Index 37/100 | $858K FY2025 | $6M | +34% | 32 32 → 72 (+125%) · sector median +29% | Tailwind CSSAnt DesignReact+6 | — |
| 30 | Xtracap Fintech Provider of small business loans | $836K FY2025 | $1M | +248% | 147 | WixSentryBootstrap+11 | — |
| 31 | SanKash Provider of travel financing options, insurance products, and agent integration tools | $815K FY2025 | $167K | -31% | 40 | ReactReact RouterTinybird+9 | — |
| 32 | FREED Provider of debt settlement, EMI reduction, and credit score improvement services | $633K FY2025 | $10M | -36% | 181 181 → 258 (+43%) · sector median +29% | VuetifyVue.jsAmazon Web Services+18 | — |
| 33 | NAKAD Provider of a reconciliation-as-a-service platform for financial operations and compliance management | $617K FY2025 | $7M | +14% | 71 | GSAPReactAmazon Web Services+6 | — |
| 34 | Credenc Online marketplace for education loans | $491K FY2025 | $28M | +283% | 60 | PHPUbuntuBootstrap+17 | — |
| 35 | Drivio Online marketplace offering two-wheeler loans to consumers | $361K FY2025 | $1M | +13% | 28 | Node.jsTailwind CSSNext.js App Router+17 | 3 job openings |
| 36 | Solfin Provider of SME loans for solar projects 50Growth top 17%Funding top 34%Tech top 40%Talent bottom 49% All 8 signals ▾Growthtop 17% Fundingtop 34% Techtop 40% Talentbottom 49% Moatbottom 44% Fin. healthbottom 40% Marketbottom 34% Globalbottom 32% Growth: Revenue +902% YoY · Web rank 10,000,000 → 5,000,000 YoY Funding: Raised $54.6M across 4 rounds · 4 rounds over 3 yrs (1.3/yr) rank vs industry peers · Fliar Intelligence Index 50/100 | $352K FY2025 | $55M | +902% | — | Node.jsUbuntuChart.js+19 | 1 award |
| 37 | Chqbook Provider of financial services and products for small business owners | $282K FY2025 | $12M | -80% | 2 | MUIstyled-componentsJSS+16 | — |
| 38 | Stride Green Provider of a platform for asset leasing, finance and management 24Growth top 35%Talent top 38%Funding top 50%Global bottom 45% All 9 signals ▾Growthtop 35% Talenttop 38% Fundingtop 50% Globalbottom 45% Moatbottom 45% Techbottom 44% Productbottom 40% Marketbottom 28% Fin. healthbottom 12% Growth: Fresh capital in last 24 mo Talent: 2 named leaders on record · 2 C-suite/founder profiles curated rank vs industry peers · Fliar Intelligence Index 24/100 | $202K FY2025 | $4M | — | — | BootstrapAmazon Web ServicesMicrosoft Clarity+14 | — |
| 39 | Kosh Provider of community finance products and joint liability loans for businesses | $49K FY2025 | $4M | +51% | 180 180 → 172 (-4%) · sector median +29% | BootstrapAmazon Web ServicesIsotope+7 | — |
| 40 | Galaxycard Smartphone-linked credit cards for consumers | $39K FY2025 | $536K | -57% | 33 | Animate.cssBootstrapEnvoy+13 | — |
| 41 | Finverv Provider of SaaS-enabled platform for credit embedment | $35K FY2025 | $600K | +25% | 8 | HugoAmazon Web ServicesWhatsApp Business Chat+8 | — |
| 42 | CarePay Provider of financing for medical treatments with flexible repayment options | $34K FY2025 | $850K | +131% | 30 30 → 40 (+33%) · sector median +29% | Node.jsAnimate.cssReact+14 | — |
| 43 | CoinTribe Online marketplace for business loans | $30K FY2024 | $15M | -65% | 1 | — | — |
| 44 | RedCarpetUp Online platform offering short-term credit solutions | $19K FY2025 | $11M | -9% | 156 | — | — |
| 45 | PaisaGrowth Online lead marketplace for loan intermediaries | $7K FY2025 | $250K | +449% | 9 | — | — |
| 46 | Daily Salary Cloud-based employee salary management application | $652 FY2024 | $167K | — | — | — | — |
| 47 | Soptle SaaS-based platform offering financing solutions to small and medium-sized enterprises | — | $1M | — | 31 | — | — |
| 48 | LoanSimple Online lending platform offering business loans | — | $2M | — | 1 | — | — |
| 49 | CredResolve Platform providing debt collection and debt repayment management solutions using AI-driven technology | — | $100K | — | — | Cart FunctionalityRadix UITailwind CSS+12 | — |
| 50 | CirclePe Digital lending platform offering consumer loans | — | $1M | — | — | — | — |
Top 12 Alternative Lending companies in Gurugram
#1
BharatPe 🦄Series E · Gurugram, Haryana · founded 2018 · 898 employees$604Mraised▾
BharatPe 🦄
Series E · Gurugram, Haryana · founded 2018 · 898 employees
Provider of payment solutions, lending, and investment opportunities for businesses. It offers tools for payment acceptance, including QR codes and card payment devices. Additionally, it facilitates business loans and provides an investment platform. The company aims to support businesses with financial products.
Fliar Intelligence Index™ 84how this company ranks against its industry peers
Funding
top 15%Customers
top 15%Moat
top 17%Talent
top 20%Market
top 23%Innovation
top 27%Funding: Raised $604M across 17 rounds · 17 rounds over 8 yrs (2.1/yr) · Last round Conventional Debt (Mar 2026)
Customers: Play-Store rating 4.25★ across 969,899 ratings (1 apps) · Review volume +59% in 6 mo · Marquee-customer mentions: top 10% of tracked companies
Moat: Top 1% by revenue among 743 tracked Payments companies · Editorial + unicorn rating 9/10 · Unicorn
Audience (LinkedIn): 354k LinkedIn followers — 20.1% of this cohort's audience
Activity (LinkedIn): 2 awards announced in 12 mo
Funding rounds
- Mar 2026Conventional Debt$10M
- May 2025Conventional Debt$15M
- Jul 2024Venture Debt$10.2M
- Jan 2024Venture Debt$100M
Founders & team
Investors
Coatue, Ribbit Capital, Amplo, Insight Partners, Steadview, Grace Software Holdings
Tech stack
A3 Lazy LoadAmazon CloudfrontAmazon S3Amazon Web ServicesAnimate.CssAos
#2
Series E · Gurugram, Haryana · founded 2015 · 509 employees$90.8Mraised▾
Series E · Gurugram, Haryana · founded 2015 · 509 employees
Provider of loan products and services for small and medium businesses. It offers term loans, lines of credit, invoice discounting, and merchant cash advances. These financial solutions are customized for various sectors, including travel, e-commerce, hotels, retail, restaurants, and startups. The company facilitates loan access through its financing partners.
Fliar Intelligence Index™ 72how this company ranks against its industry peers
Funding
top 18%Moat
top 21%Market
top 25%Talent
top 32%Product
top 37%Innovation
top 39%Funding: Raised $90.8M across 8 rounds · 8 rounds over 11 yrs (0.7/yr) · Last round Conventional Debt (Mar 2026)
Moat: Top 5% by revenue among 743 tracked Alternative Lending companies · Editorial + unicorn rating 8/10 · Soonicorn
Market: 509 employees (top 15% of SaaS) · Revenue ~$44.7M · Top 5% by revenue among 743 tracked Alternative Lending peers
Audience (LinkedIn): 67k LinkedIn followers — 3.8% of this cohort's audience · 56 engagements/post (1.8× cohort median)
Funding rounds
- Mar 2026Conventional Debt$4.2M
- Jun 2023Series E$35.2M
- Nov 2021Conventional Debt$22.1M
- Aug 2021Series D$19.5M
Founders & team
Investors
Vivriti Capital, Northern Arc Capital, SIDBI, DFC, Accel, Elevar Equity
Tech stack
Amazon S3Amazon SesAmazon Web ServicesAws Certificate ManagerCore-JsExpress
#3
Series C · Gurugram, Haryana · founded 2022$54.6Mraised▾
Series C · Gurugram, Haryana · founded 2022
Provider of SME loans for solar projects. Company collaborates with real estate developers to finance and oversee the development of community-scale, ground-mounted solar arrays that generate clean power.
Fliar Intelligence Index™ 50how this company ranks against its industry peers
Growth
top 17%Funding
top 34%Tech
top 40%Talent
bottom 49%Moat
bottom 44%Fin. health
bottom 40%Growth: Revenue +902% YoY · Web rank 10,000,000 → 5,000,000 YoY · Fresh capital in last 24 mo
Funding: Raised $54.6M across 4 rounds · 4 rounds over 3 yrs (1.3/yr) · Last round Series C (May 2026)
Tech: 30 technologies across 5/8 capability areas · Cloud: Cloudflare · Devops: Nginx
Audience (LinkedIn): 3k LinkedIn followers
Activity (LinkedIn): 1 awards announced in 12 mo
Funding rounds
- May 2026Series C$28.9M
- Feb 2026Series B$13.7M
- May 2025Series A$11.7M
- Mar 2023Seed$213K
Founders & team
Investors
Waaree Sustainable Finance, PointOne Capital, QED Innovation Labs, LetsVenture, Arham Investment, Navkar Ventures
Tech stack
Animate.CssBootstrapCdnjsChart.JsCloudflareEmotion
#4
Series D · Gurugram, Haryana · founded 2014 · 132 employees$90Mraised▾
Series D · Gurugram, Haryana · founded 2014 · 132 employees
Provider of personal loans and prepaid payment instruments via mobile wallet. It facilitates personal loans to salaried and self-employed individuals, with loan limits determined by credit score and income. It also provides a mobile wallet that facilitates recharges and bill payments.
Fliar Intelligence Index™ 82how this company ranks against its industry peers
Funding
top 20%Moat
top 20%Fin. health
top 29%Market
top 30%Tech
top 30%Talent
top 38%Funding: Raised $90.0M across 11 rounds · 11 rounds over 11 yrs (1.0/yr) · Last round Conventional Debt (Mar 2026)
Moat: Top 2% by revenue among 743 tracked Alternative Lending companies · Editorial + unicorn rating 8/10 · Soonicorn
Fin. health: Revenue ~$108M (FY2022) · Net margin 4.1% · Revenue +40% YoY
Audience (LinkedIn): 76k LinkedIn followers — 4.3% of this cohort's audience · 59 engagements/post (1.9× cohort median)
Activity (LinkedIn): 1 partnerships · 1 expansions (incl. YES BANK) announced in 12 mo
Funding rounds
- Mar 2026Conventional Debt$10M
- Dec 2025Venture Debt$75M
- Aug 2025Venture Debt—
- 2025Venture Debt—
Founders & team
Investors
Northern Arc Capital, Arthmate, Shinestar, IMM Investment, Korean Development Bank, Mega Investment
Tech stack
Amazon Web ServicesAstraCore-JsElementorElementor Header & Footer BuilderFacebook Pixel
#5
Series B · Gurugram, Haryana · founded 2021 · 131 employees$48Mraised▾
Series B · Gurugram, Haryana · founded 2021 · 131 employees
Provider of financial solutions for startups and their supply chain. The company offers credit and non-credit options to address financial needs. It delivers customized financial solutions to small and medium-sized enterprises and supply chain partners. The company focuses on providing access to growth capital for businesses.
Fliar Intelligence Index™ 57how this company ranks against its industry peers
Moat
top 24%Talent
top 28%Funding
top 31%Growth
top 35%News
top 36%Tech
top 45%Moat: Top 12% by revenue among 743 tracked Alternative Lending companies · Editorial + unicorn rating 8/10 · Soonicorn
Talent: 3 named leaders on record · 3 C-suite/founder profiles curated
Funding: Raised $48.0M across 7 rounds · 7 rounds over 5 yrs (1.4/yr) · Last round Series B (Mar 2026)
Audience (LinkedIn): 9k LinkedIn followers · 55 engagements/post (1.8× cohort median)
Funding rounds
- Mar 2026Series B$11M
- Mar 2026Conventional Debt—
- Dec 2023Unattributed$3.2M
- Aug 2022Unattributed$6.5M
Founders & team
Investors
Matrix, WaterBridge, Whiteboard Capital, Rising Straits, Elevar Equity, JSW Group
Tech stack
Amazon CloudfrontAmazon SesAmazon Web ServicesAosApache Http ServerAws Certificate Manager
#6
Series A · Gurugram, Haryana · founded 2020 · 264 employees$23.9Mraised▾
Series A · Gurugram, Haryana · founded 2020 · 264 employees
Provider of gold loans and digital gold and gold coins. It facilitates loan applications and offers options for digital gold and physical gold coins. The business connects individuals with loan offers from various financial institutions.
Fliar Intelligence Index™ 50how this company ranks against its industry peers
Customers
top 26%Moat
top 30%Talent
top 38%Funding
top 39%Tech
top 44%Market
top 45%Customers: Play-Store rating 4.55★ across 25,768 ratings (1 apps) · Review volume +2% in 6 mo · Marquee-customer mentions: top 17% of tracked companies
Moat: Top 19% by revenue among 743 tracked Alternative Lending companies · Editorial + unicorn rating 7/10 · 9 curated direct competitors tracked
Talent: 2 named leaders on record · 2 C-suite/founder profiles curated
Audience (LinkedIn): 20k LinkedIn followers
Hiring (LinkedIn): 2 hiring posts in 12 mo (public) · momentum +2 · hiring: Senior Manager HR, Loan Manager
Funding rounds
- Mar 2026Series A$430K
- Oct 2022Series A$10M
- Aug 2021Series A$12.1M
- Apr 2020Seed$1.9M
Founders & team
Investors
Arvog, LogX, Leo Capital, Sprout Capital Advisors, Quality Electrodynamics, metaStudio
Tech stack
Amazon SesAmazon Web ServicesCore-JsEmotionFacebook PixelGoogle Analytics
#7
Series B · Gurugram, Haryana · founded 2014 · 3396 employees$60.9Mraised▾
Series B · Gurugram, Haryana · founded 2014 · 3396 employees
Provider of integrated technology-driven real estate solutions for buying, selling and renting properties. The company offers a full-stack proptech platform that aggregates real estate and mortgage marketplaces, allowing consumers to navigate the entire property journey seamlessly. Its integrated platform enables users to discover, purchase, and manage properties with ease, backed by trusted real estate developers and mortgage solutions.
Fliar Intelligence Index™ 89how this company ranks against its industry peers
Market
top 20%Moat
top 20%Customers
top 24%Funding
top 25%Talent
top 25%Tech
top 26%Market: 3,396 employees (top 2% of FinTech) · Revenue ~$168M · ~23% of tracked Residential Real Estate Tech revenue (209 cos, FY2025)
Moat: Top 1% by revenue among 209 tracked Residential Real Estate Tech companies · Editorial + unicorn rating 8/10 · Soonicorn
Customers: Play-Store rating 4.57★ across 8,043 ratings (2 apps) · Review volume +14% in 6 mo · Marquee-customer mentions: top 7% of tracked companies
Audience (LinkedIn): 420k LinkedIn followers — 23.9% of this cohort's audience
Funding rounds
- Nov 2025Series B$35M
- Jul 2021Venture Debt$25M
- Dec 2019Series A$229.4K
- May 2019Series A$734.1K
Founders & team
Investors
ADM Capital, Reliance Venture Asset Management, Lohia Group, PCPL, Bling International Events, Smilegate
Tech stack
AkamaiAkamai MpulseAmazon SesAmazon Web ServicesBoomerangBootstrap
#8
Series F · Gurugram, Haryana · founded 2016 · 1654 employees$114.4Mraised▾
Series F · Gurugram, Haryana · founded 2016 · 1654 employees
A housing finance company providing loans to lower and middle-income Indian families based in urban and semi-urban areas. It offers home loans, business loans, and loans against property. The company caters to individuals with informal incomes, using specialized income grids for loan eligibility assessment. Loan products are designed to suit diverse customer needs, ranging from small-ticket business loans to larger home loans. The company aims to make homeownership more accessible to a wider segment of the Indian population. They provide doorstep service and strive for fast loan processing.
Fliar Intelligence Index™ 72how this company ranks against its industry peers
Product
top 21%Funding
top 22%Moat
top 29%Growth
top 31%Market
top 33%Fin. health
top 36%Product: 4 published apps (84.0k installs) · Company stage: Series F
Funding: Raised $114M across 8 rounds · 8 rounds over 10 yrs (0.8/yr) · Last round Conventional Debt (Aug 2025)
Moat: Top 17% by revenue among 616 tracked Consumer and SME Loans companies · Editorial + unicorn rating 7/10 · Soonicorn
Audience (LinkedIn): 58k LinkedIn followers — 3.3% of this cohort's audience
Hiring (LinkedIn): 4 hiring posts in 12 mo (public) · momentum +4 · hiring: Area Collections Manager
Funding rounds
- Aug 2025Conventional Debt$28M
- Mar 2024Series F$42.5M
- Aug 2023Conventional Debt$20M
- Sep 2021Series E$36.5M
Founders & team
Investors
Morgan Stanley, LGT Group, Nhpea Kabru Holding, Lightrock, Growth Catalyst Partners, Duane Park
Tech stack
BootstrapCore-JsCrypto-JsDrupalFacebook PixelFont Awesome
#9
Series C · Gurugram, Haryana · founded 2016 · 122 employees$153.2Mraised▾
Series C · Gurugram, Haryana · founded 2016 · 122 employees
Provider of digital lending and instant credit line solutions for individuals. The platform enables quick approval, flexible repayment options, and transparent fees. Its technology-driven approach expands credit access for individuals who may lack traditional banking support.
LinkedIn Pulse recent public activity · Jul 2026
Audience: 34k LinkedIn followers
Activity: 1 awards announced in 12 mo
Funding rounds
- 2025Venture Debt—
- May 2025Conventional Debt$9.3M
- May 2023Venture Debt$3.6M
- Mar 2023Venture Debt$100M
Founders & team
Investors
Fullerton India, DMI Finance, Altara Ventures, Uncorrelated Ventures, KKR, Saison Capital
Tech stack
Amazon CloudfrontAmazon Web ServicesAosApple Icloud MailAstroClevertap
#10
Oxyzo 🦄Series A · Gurugram, Haryana · founded 2016 · 537 employees$200.8Mraised▾
Oxyzo 🦄
Series A · Gurugram, Haryana · founded 2016 · 537 employees
Provider of financial solutions, including loans, for SMEs and corporates. The company offers working capital financing, purchase finance, and vendor finance. Invoice discounting, machinery finance, and business loans are also available. They serve diverse industries, including agriculture, auto, capital goods, and consumer goods.
LinkedIn Pulse recent public activity · Jul 2026
Audience: 27k LinkedIn followers
Funding rounds
- May 2025Conventional Debt$62.3M
- Feb 2025Conventional Debt$11.5M
- Nov 2021Series A$200.8M
Founders & team
Investors
Alpha Wave Global, Tiger Global Management, Creation Investments, Z47, OfBusiness, Norwest
Tech stack
Amazon SesAmazon Web ServicesApple Mapkit JsAws Certificate ManagerBabelBootstrap
#11
Series A · Gurugram, Haryana · founded 2020 · 181 employees$10Mraised▾
Series A · Gurugram, Haryana · founded 2020 · 181 employees
Provider of debt settlement, EMI reduction, and credit score improvement services. The company offers programs to help individuals manage and resolve their debt obligations. These programs include debt settlement, which aims to reduce the total amount owed, and EMI reduction, which consolidates multiple EMIs into one. Additionally, they provide services to improve credit scores.
LinkedIn Pulse recent public activity · Jul 2026
Audience: 37k LinkedIn followers — 2.1% of this cohort's audience
Funding rounds
- Feb 2026Series A$6.6M
- Mar 2024Series A$7.5M
- Apr 2022Seed$2.8M
Founders & team
Investors
Sorin, Multiply Ventures, Nabs Vriddhii, Piper Serica, Touchstone Group, Singhvi Heritage
Tech stack
Amazon CloudfrontAmazon S3Amazon Web ServicesAws Certificate ManagerCloudflareCloudflare Bot Management
#12
Series A · Gurugram, Haryana · founded 2021 · 32 employees$5.6Mraised▾
Series A · Gurugram, Haryana · founded 2021 · 32 employees
Provider of financial solutions for hospitals, doctors, and allied healthcare suppliers. The platform offers claim processing, adjudication, settlement, and reconciliation capabilities. It also provides working capital solutions, including receivables financing and supply chain financing. It also streamlines insurance claim management for hospitals. The platform aims to streamline financial operations for healthcare institutions.
Fliar Intelligence Index™ 37how this company ranks against its industry peers
Moat
top 35%Funding
top 38%Talent
top 38%News
top 44%Growth
top 45%Market
bottom 47%Moat: Top 20% by revenue among 830 tracked Healthcare IT companies · Editorial + unicorn rating 5/10 · 9 curated direct competitors tracked
Funding: Raised $5.6M across 9 rounds · 9 rounds over 4 yrs (2.2/yr) · Last round Series A (Feb 2026)
Talent: 2 named leaders on record · 2 C-suite/founder profiles curated
Audience (LinkedIn): 42k LinkedIn followers — 2.4% of this cohort's audience
Funding rounds
- Feb 2026Series A$5M
- Feb 2026Conventional Debt$3M
- Apr 2025Conventional Debt$70.3K
- Mar 2025Conventional Debt$876.5K
Founders & team
Investors
Angel List, Kettleborough VC, Peak XV Partners, Stride Ventures, Trifecta Capital, UC Inclusive Credit
Tech stack
Ant DesignApache Http ServerDebianGodaddyGoogle Font ApiGoogle Workspace
Funding & investor landscape
$1.8Btotal disclosed funding
51companies funded
209disclosed rounds
2rounds last 90 days
Most active investors
Y Combinator4 rounds
Notable founders
Shashvat Nakrani
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Rajnish Kumar
Chairman · BharatPe
Alok Mittal
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Sangram Singh
Chief Executive Officer · Indifi
Gautam Kaushik
Co-Founder · Solfin
Jay Chaeyong Yi
Co-Founder & CPO · True Balance
Cheolwon Lee
CEO & Founder · True Balance
Ishpreet Gandhi
Co-Founder & CEO · StrideOne
Sameer Mahajan
Co-Founder and CBO · StrideOne
Nitin Misra
Co-Founder · indiagold
Deepak Abbot
Co-Founder · indiagold
Amit Singh
Co-Founder · Square Yards
Prism market signals · India · country-scoped Prism corpus, 6,065,920 docs
Market landscape — 10 sub-themes by coverage
Share of Alternative Lending coverage by sub-theme.
Regulatory-risk over time rising
Funding & growth over time
funding rising · growth rising
Common questions
How many Alternative Lending companies are there in Gurugram, India?
Radar tracks 113 indexable Alternative Lending companies headquartered in Gurugram, India, India, that meet our profile-completeness bar.
What is the total funding raised by Alternative Lending companies in Gurugram, India?
The Alternative Lending companies in Gurugram, India on this list have raised a combined $1.8B in disclosed equity funding across 51 funded companies.
Which is the highest-funded Alternative Lending company in Gurugram, India?
BharatPe is the highest-funded Alternative Lending company in Gurugram, India, with $604M in disclosed equity funding.
How many Alternative Lending companies in Gurugram, India are funded?
51 of the 113 Alternative Lending companies in Gurugram, India on this list have disclosed at least one equity funding round.
How many Alternative Lending unicorns are there in Gurugram, India?
3 Alternative Lending companies in Gurugram, India on this list are valued at $1B or more.
Who are the top investors in Gurugram, India Alternative Lending companies?
The most active investors in Gurugram, India Alternative Lending companies on this list include Angel List, LetsVenture, Trifecta Capital, Wellfound, Alteria Capital.
Riya SenguptaFinancials
Riya reads income statements for fun. She covers the real money in a sector — revenue, growth, who actually earns — and never met a vague claim she didn't want a number for.