Best Alternative Lending Companies in Chennai, India
The 67 best Alternative Lending companies in Chennai, India in 2026, ranked by funding and momentum. Funding, investors, founders, valuation, tech stack and live signals. Top: Yubi.
Ranked: Best Alternative Lending companies in Chennai
| # | Company | Revenue | Disclosed funding | Revenue YoY | Employees | Founder | Tech stack | Recent signals |
|---|---|---|---|---|---|---|---|---|
| 1 | Samunnati Agri enterprise empowering farmers through finance, trade, innovation, and community 69Funding top 18%Moat top 21%Market top 29%Tech top 33% All 10 signals ▾Fundingtop 18% Moattop 21% Markettop 29% Techtop 33% Fin. healthtop 41% Producttop 41% Newstop 46% Talenttop 47% Growthbottom 48% Globalbottom 39% Funding: Raised $117M across 20 rounds · 20 rounds over 11 yrs (1.8/yr) Moat: Top 5% by revenue among 616 tracked Consumer and SME Loans companies · Editorial + unicorn rating 8/10 rank vs industry peers · Fliar Intelligence Index 69/100 | $292M FY2025 | $117M | +1% | 456 | Anil Kumar G Founder & Co-CEO | WordPressMySQLPHP+29 | — |
| 2 | Vivriti Capital 🦄 Provider of debt financing and related solutions for mid-market enterprises | $178M FY2025 | $205M | +36% | 379 379 → 444 (+17%) · sector median -22% | Vineet sukumar . Co-Founder & Managing Director | — | — |
| 3 | Yubi 🦄 Online marketplace for business loans 80Tech top 15%Moat top 18%Funding top 23%Product top 30% All 12 signals ▾Techtop 15% Moattop 18% Fundingtop 23% Producttop 30% Innovationtop 33% Talenttop 33% Growthtop 42% Markettop 44% Fin. healthtop 44% AItop 45% Newsbottom 43% Globalbottom 39% Tech: 59 technologies across 7/8 capability areas · Cloud: Amazon Cloudfront, Amazon S3 Moat: Top 3% by revenue among 743 tracked Alternative Lending companies · Editorial + unicorn rating 9/10 rank vs industry peers · Fliar Intelligence Index 80/100 | $84M FY2025 | $239M | +27% | 12 | Gaurav Kumar Co-Founder & CEO | SentryApple iCloud MailGoogle Workspace+24 | — |
| 4 | Epimoney Operator of digital lending platform providing personal credit products services | $46M FY2025 | $37M | +47% | 610 | Ritesh Jain Co-Founder | PHPDebianBootstrap+7 | — |
| 5 | BankBazaar Online platform providing tools for comparing and applying for financial products 69Customers top 21%Moat top 22%Funding top 24%Market top 26% All 12 signals ▾Customerstop 21% Moattop 22% Fundingtop 24% Markettop 26% Talenttop 28% Producttop 29% Techtop 33% Innovationtop 39% Fin. healthtop 48% Globalbottom 39% Growthbottom 35% Newsbottom 27% Customers: Play-Store rating 4.42★ across 144,966 ratings (1 apps) · Review volume +2% in 6 mo Moat: Top 6% by revenue among 363 tracked Banking Tech companies · Editorial + unicorn rating 8/10 rank vs industry peers · Fliar Intelligence Index 69/100 | $30M FY2025 | $126M | — | 943 943 → 696 (-26%) · sector median -22% | Rati Shetty Co-Founder & CPO | WordPressApple iCloud MailMicrosoft 365+24 | — |
| 6 | Kuwy App-based marketplace for automotive financing | $23M FY2025 | $3M | — | 455 455 → 367 (-19%) · sector median -22% | Balakrishnan Kumar CEO | PHPLaravelBootstrap+16 | — |
| 7 | Finzapp App-based platform for consumer and business loans | $7M FY2025 | — | +72% | 1,693 | Vishwanath SK Co-Founder & CEO | — | — |
| 8 | CreditMantri App-based credit score management platform | $5M FY2025 | $14M | -11% | 396 396 → 288 (-27%) · sector median -22% | Rajasundaram Sudarshan Co-founder | UbuntuNginxAmazon Web Services+18 | — |
| 9 | Kaleidofin Financial services platform offering lending, credit assessment, and engagement | $5M FY2025 | $39M | +48% | 200 200 → 136 (-32%) · sector median -22% | Natasha Jethanandani Co-Founder & CTO | WebflowZohocore-js+14 | — |
| 10 | Agrosperity Tech Solutions Provider of online marketplace platform for loans to farmers 69Growth top 15%Talent top 28%Moat top 35%Funding top 38% All 8 signals ▾Growthtop 15% Talenttop 28% Moattop 35% Fundingtop 38% Fin. healthtop 45% Markettop 49% Techbottom 48% Globalbottom 39% Growth: Headcount 34 → 98 (+188%) across vintages · Revenue +693% YoY Talent: 4 named leaders on record · 4 C-suite/founder profiles curated rank vs industry peers · Fliar Intelligence Index 69/100 | $4M FY2025 | $2M | +693% | 98 98 → 67 (-32%) · sector median -22% | Rajendra Kumar Co-Founder & CBO | TypeScriptGoogle MapsBootstrap+12 | 1 job opening |
| 11 | Uncia AI-powered lending solution provider | $4M FY2025 | $3M | +31% | — | Hari Padmanabhan Founder & CEO | WordPressMySQLPHP+21 | — |
| 12 | Kaleidofin Capital Provider of lending and credit solutions through a digital ecosystem | $4M FY2025 | $3M | +37% | — | Vipul Sekhsaria Co-Founder & COO | WebflowMicrosoft 365jQuery+7 | — |
| 13 | Dugar Finance Provider of MSME, vehicle, mortgage, and solar loans 57Growth top 25%Funding top 41%Fin. health top 45%Tech top 50% All 7 signals ▾Growthtop 25% Fundingtop 41% Fin. healthtop 45% Techtop 50% Marketbottom 49% Talentbottom 49% Globalbottom 36% Growth: Revenue +44% YoY · Web rank 50,000,000 → 10,000,000 YoY Funding: Raised $26.0M across 3 rounds · 3 rounds over 1 yrs (3.0/yr) rank vs industry peers · Fliar Intelligence Index 57/100 | $4M FY2025 | $26M | +44% | — | S Rangaraj CEO | WordPress Block EditorwpBakeryWordPress+28 | 2 job openings · 3 expansions |
| 14 | Kreon Finnancial P2P platform for student loans | $3M FY2025 | — | +63% | 56 56 → 48 (-14%) · sector median -22% | — | UbuntuReactReact Router+9 | — |
| 15 | Shiksha Finance Provider of loans against property and microfinance for small businesses | $3M FY2025 | $12M | +9% | 335 335 → 195 (-42%) · sector median -22% | — | WordPressMySQLPHP+16 | 1 job opening |
| 16 | Orocorp Technologies Alternative investment platform for gold assets | $2M FY2025 | $18M | +101% | 230 230 → 240 (+4%) · sector median -22% | Parth Shah Co-Founder | Node.jsMUITailwind CSS+13 | — |
| 17 | Oro Money Provider of secured lending services using gold as collateral | $2M FY2025 | $5M | +101% | 243 | Sreekesh Krishnan Co-Founder | Node.jsMUITailwind CSS+18 | — |
| 18 | Fincover | $2M FY2025 | — | +61% | — | Gurumoorthy Anthonysamy Co-Founder & CEO | WordPressMySQLPHP+29 | — |
| 19 | Dvara Health Finance Provider of healthcare access, affordable medicines, and financial solutions for health | $2M FY2025 | — | -52% | 13 13 → 22 (+69%) · sector median -22% | Bindu Ananth Founder & CEO | — | — |
| 20 | BetterInvest Provider of financial solutions for media and entertainment industry | $1M FY2025 | $1M | +103% | 14 | Sriram Anax Co-Founder | WebflowGSAPLenis+22 | — |
| 21 | Bharatx.vision Credit scoring solutions for individuals & businesses | $1M FY2025 | — | +191% | — | Mehul Nath Jindal Co-Founder | — | — |
| 22 | FriendLoan P2P lending platform | $881K FY2025 | $739K | +242% | — | Vijayakumar Vaidhyanathan Founder & CEO | WordPressMySQLPHP+25 | — |
| 23 | EZLease Provider of industrial equipment rental and leasing services | $635K FY2025 | $423K | +42% | — | Manish Kumar Co-Founder | — | — |
| 24 | DigiMoney App-based platform for consumer and business loans | $546K FY2025 | — | +37% | 52 52 → 30 (-42%) · sector median -22% | Boobalan Madhavan Co-Founder & Managing Director | WordPressMySQLPHP+25 | — |
| 25 | CloudBankin Provider of API-enabled platform offering loan management solutions for banks and lenders | $462K FY2025 | $400K | +30% | 44 44 → 77 (+75%) · sector median -22% | Barath Kris Co-Founder | WordPressMySQLPHP+30 | — |
| 26 | FinReach Home Page- Finreach | $197K FY2025 | $6M | +41% | — | Suvalaxmi Chakraborty Founder & CEO & Managing Director | — | — |
| 27 | OptaCredit Online payday loan platform for salaried employees | $88K FY2020 | $402K | -84% | 2 | — | — | — |
| 28 | Finsire Provider of secured credit and data infrastructure for collateralized digital assets | $78K FY2025 | $1M | -36% | 11 | . Shreyans nahar Co-Founder & CEO | WebflowAmazon Web Servicescore-js+12 | — |
| 29 | Finequs Online marketplace offering diversified loans to consumers and businesses | $72K FY2025 | $2M | -70% | 17 | Krishnan Vaidyanathan Founder & CEO | TypeScriptWindows ServerChart.js+21 | — |
| 30 | Edufin Online platform providing fee payment solutions for kids | $61K FY2025 | $676K | +41% | 12 | K Krishnan Co-Founder & CBO | ReactReact RouterEmotion+11 | — |
| 31 | DhanLAP Provider of digital loans secured by mutual funds and stocks | $47K FY2025 | $1M | +20% | — | C Chandrasekar Founder & CEO | ErlangElixirPhoenix Framework+32 | — |
| 32 | Ark Neo Finance Direct lending platform for asset backed loans | $47K FY2025 | $272K | +20% | — | Chandrasekar Ramakrishnan Co-Founder & CEO | — | — |
Top 12 Alternative Lending companies in Chennai
#1
Series D · Chennai, Tamil Nadu · founded 2008 · 943 employees$125.7Mraised▾
Online platform providing tools for comparing and applying for financial products. It offers resources for credit cards, loans, and investment options. The platform enables users to assess eligibility and calculate payments. It also provides access to credit scores and related reports.
- Feb 2026Series D$441.4K
- Dec 2025Venture Debt$2.2M
- Apr 2025Series D$6.4M
- Oct 2024Series D$1.9M
#2
Yubi 🦄Series B · Chennai, Tamil Nadu · founded 2020 · 12 employees$239.5Mraised▾
Online marketplace for business loans. It offers a debt marketplace that enables businesses to raise capital with a proprietary matchmaking algorithm and a deal execution engine. The platform also provides a robust AI-enabled, SaaS-based debt recovery platform and a collections platform. It also features like AI-based analytics, automated custom reports, API integration, and monitoring tools.
- Nov 2025Conventional Debt$33.8M
- Nov 2025Series B$4.1M
- Mar 2022Series B$137M
- Sep 2021Series A$91.8M
#3
Seed · Chennai, Tamil Nadu · founded 1987$26Mraised▾
Provider of MSME, vehicle, mortgage, and solar loans. It offers financial solutions tailored to individuals, entrepreneurs, and small businesses. It specializes in business loans, EV financing, and mortgage options. It focuses on providing accessible credit solutions.
- Mar 2026Seed$5M
- Dec 2025Conventional Debt$18M
- Jun 2025Conventional Debt$3M
#4
Series E · Chennai, Tamil Nadu · founded 2014 · 456 employees$116.9Mraised▾
Agri enterprise empowering farmers through finance, trade, innovation, and community. It strengthens India's agricultural value chain by integrating trade, embedded finance, and climate-smart interventions to create an inclusive agri ecosystem. The company enables collaboration across stakeholders, delivering market infrastructure that unlocks network effects and drives inclusive growth. It offers solutions across financial solutions, trade facilitations, innovation and research, and community development. The company works with farmer producer organizations, agri enterprises, farmers, startups, investors, and CSR partners. It provides platforms for trade, credit, and consumer marketplaces, connecting farmers to markets and enabling access to finance and advisory services. The company focuses on sustainable development goals, fighting poverty, building resilience, and growing a more equal future.
- Jun 2025Conventional Debt$5.8M
- May 2025Series E$5M
- Apr 2025Conventional Debt$269M
- Jun 2024Venture Debt$16M
#5
Series D · Chennai, Tamil Nadu · founded 2017 · 379 employees$205.2Mraised▾
Provider of debt financing and related solutions for mid-market enterprises. It offers term loans, working capital loans, supply chain finance, and co-lending options. Factoring and securitization services are available. Leasing and loan against shares are also offered. Non-convertible debentures are available as tools to raise long-term funds.
- Sep 2024Conventional Debt$25M
- Dec 2023Conventional Debt$30M
- Nov 2023Series D$12M
- Dec 2022Angel$242.5K
#6
Seed · Chennai, Tamil Nadu · founded 2021 · 98 employees$2.4Mraised▾
Provider of online marketplace platform for loans to farmers. It aims to make farming a livelihood of choice for millions of Indians. The key value propositions of KiVi are a unique digital platform. The KiViStar network will connect with the last-mile farmer to access the services offered on KiVi.
- Mar 2026Seed$635.8K
- Jun 2024Seed$1.5M
- Sep 2023Seed$1.8M
- Jun 2023Seed$146.4K
#7
Late Stage · Chennai, Tamil Nadu · founded 1995 · 610 employees$36.8Mraised▾
Operator of digital lending platform providing personal credit products services. Provides access to consumer lending products through an online interface. Offers application processing, credit assessment, and disbursement management within a unified system. Supports repayment tracking, account management, and borrower communication through digital channels. Facilitates financial transactions related to approved credit products. Integrates identity verification and risk evaluation processes for lending decisions.
- Jun 2025Unattributed$22.1M
- Sep 2024Unattributed$34.4M
- Feb 2022Unattributed$28.1M
- Mar 2021Unattributed$486.2K
#8
Seed · Chennai, Tamil Nadu · founded 2020$3.1Mraised▾
AI-powered lending solution provider. It is the platform for loan origination, management, and supply chain finance. The company technologies positions itself as an innovative SaaS provider transforming traditional lending and supply chain finance by combining AI, cloud architecture, and user-driven customization. It combines the power of AI with human intuition to deliver a ‘not available elsewhere’ experience for its customers. It build intelligence to power its products and in every step of the process, to deliver superior business results. Its cloud first approach delivers unmatched flexibility and scalability, allowing users to channel their energy towards growing their business.
- Mar 2026Seed$3M
- Jan 2024Angel$120K
#9
Series B · Chennai, Tamil Nadu · founded 2017 · 200 employees$39.5Mraised▾
Financial services platform offering lending, credit assessment, and engagement. The platform offers services such as co-lending, direct assignment, and securitization. It provides credit assessment models tailored to the informal sector. The platform also offers tools for risk management and customer engagement. It incorporates customer engagement features and risk management capabilities to improve access to financial services and enhance customer lifetime value.
- Feb 2025Series B$5.5M
- Sep 2024Series B$13.8M
- Feb 2024Series B$1.6M
- Dec 2022Series B$242.5K
#10
Seed · Chennai, Tamil Nadu · founded 2020$6.5Mraised▾
Home Page- Finreach
- Nov 2025Seed$2.6M
- 2020Seed$3.9M
#11
Series B · Chennai, Tamil Nadu · founded 2023 · 527 employees$13.6Mraised▾
Online lending platform offering mortgage loans. It offers lending solutions for loans like mortgage loans, housing loans, commercial property loans, home extension loans, home construction loans, loans against property, and more.
- Sep 2025Series B$13.6M
#12
Funding Raised · Chennai, Tamil Nadu · founded 2021$3Mraised▾
Provider of lending and credit solutions through a digital ecosystem. The company facilitates lending activities and offers lending solutions directly to customers. It boosts co-lending and direct assignment across institutions through technology solutions and enhanced credit assessment. Strategic business correspondent partnerships help unlock opportunities, strengthened by its loss mitigation system and middleware solutions.
- Sep 2025Conventional Debt$3M
Funding & investor landscape
Notable founders
Market landscape — 10 sub-themes by coverage
Share of Alternative Lending coverage by sub-theme.
Regulatory-risk over time rising
Funding & growth over time
funding rising · growth rising
Common questions
Riya reads income statements for fun. She covers the real money in a sector — revenue, growth, who actually earns — and never met a vague claim she didn't want a number for.