Best Banking Tech Companies in Uttar Pradesh, India
The 43 best Banking Tech companies in Uttar Pradesh, India in 2026, ranked by funding and momentum. Funding, investors, founders, valuation, tech stack and live signals. Top: Credgenics.
Our analysis of 50 Banking Tech companies
$7.7b in tracked funding; 98% of the stack-profiled cohort runs cloud-native; funding activity peaked in 2025.
Ranked: Best Banking Tech companies in Uttar Pradesh
| # | Company | Revenue | Disclosed funding | Employees | Tech stack | Web popularity | SEO maturity | Recent signals |
|---|---|---|---|---|---|---|---|---|
| 1 | Spice Money Digital payment and banking service provider in rural areas | $56M FY2024 | $15M | 1,146 1,146 → 2,031 (+77%) | SentryJavaYouTube+17 | Top 50k | basic | 1 job opening · 1 launch |
| 2 | BUSINESSNEXT Provider of composable platform for CRM, data management, lending, and AI agent solutions 78Moat top 22%AI top 25%Market top 26%Fin. health top 27% All 12 signals ▾Moattop 22% AItop 25% Markettop 26% Fin. healthtop 27% Innovationtop 34% Fundingtop 37% Talenttop 38% Techtop 48% Producttop 49% Growthbottom 46% Globalbottom 37% Newsbottom 18% Moat: Top 2% by revenue among 105 tracked Insurance IT companies · Editorial + unicorn rating 7/10 AI: Product described with: ai-driven, generative ai, machine learning rank vs industry peers · Fliar Intelligence Index 78/100 | $37M FY2025 | $23M | 1,248 1,248 → 1,117 (-10%) | Apple iCloud MailMicrosoft 365GSAP+25 | Top 5M | rich | 2 launchs · 1 award |
| 3 | Paytm Payments Bank Platform offering digital bank solutions for individuals and business | $28M FY2025 | $9M | 791 | Node.jsReactNext.js+11 | Top 500k | basic | — |
| 4 | Credgenics Provider of AI-powered platform for debt collections and resolution processes | $27M FY2025 | $79M | 382 382 → 863 (+126%) | WordPressZohoMySQL+43 | Top 500k | rich | — |
| 5 | FindiBANKIT Provider of financial and utility services through a network of agents | $21M FY2025 | — | 208 208 → 339 (+63%) | PHPAnimate.cssBootstrap+16 | Top 500k | rich | — |
| 6 | Lumiq AI powered data management platform for BFSI industry 67Moat top 25%Market top 30%Tech top 38%Global top 38% All 12 signals ▾Moattop 25% Markettop 30% Techtop 38% Globaltop 38% Talenttop 38% Fundingtop 39% AItop 45% Producttop 46% Growthtop 49% Fin. healthbottom 49% Innovationbottom 46% Newsbottom 16% Moat: Top 8% by revenue among 122 tracked Big Data Analytics companies · Editorial + unicorn rating 7/10 Market: 358 employees (top 19% of SaaS) · Revenue ~$8.6M rank vs industry peers · Fliar Intelligence Index 67/100 | $9M FY2025 | $8M | 358 358 → 291 (-19%) | TypeScriptGraphQLZoho+12 | Top 10M | basic | 1 partnership |
| 7 | Qualtech Edge Software solutions for the lending industry | $6M FY2025 | — | 270 270 → 433 (+60%) | WordPressMySQLPHP+27 | Top 10M | rich | 1 award |
| 8 | Novel Patterns Fintech SaaS provider offering banking, financial, and investment management solutions | $3M FY2025 | — | 39 | WordPressMySQLPHP+35 | Top 10M | rich | 1 job opening |
| 9 | Aadrila Provider of real-time identity verification solutions | $2M FY2025 | $98K | — | EnvoyReactReact Router+6 | Top 50M | rich | 1 job opening |
| 10 | Meon Technologies AI based KYC and chatbot solutions for businesses | $391K FY2025 | — | — | Google MapsUbuntuBootstrap+21 | Top 1M | rich | 4 job openings |
| 11 | Novus Connect Enterprise IT solutions and white label mobile banking software | $335K FY2021 | — | — | WordPressMySQLPHP+27 | Top 50M | rich | — |
Top 8 Banking Tech companies in Uttar Pradesh
#1
Series B · Noida, Uttar Pradesh · 382 employees$79.1Mraised▾
Provider of AI-powered platform for debt collections and resolution processes. The platform offers digital communications, analytics, and litigation management. It provides tools for field collections, online dispute resolution, and payment processing. The platform helps lenders streamline debt recovery through data-driven insights and automation.
#2
Series A · Noida, Uttar Pradesh · founded 2007 · 358 employees$8.1Mraised▾
AI powered data management platform for BFSI industry. The platform enables users to analyze the data and derive insights to support the decision making process. It offers data connectors to integrate and observe the data in real time. The platform offers tools to identify and resolve data incidents. Features include data quality management, data lineage, governance, and more.
- Jul 2022Series A$6.1M
- Mar 2021Seed$2M
#3
Seed · Lucknow, Uttar Pradesh · founded 2017$98.1Kraised▾
Provider of real-time identity verification solutions. These solutions verify customer identities using ID documents, selfies, and various data sources. The offerings help businesses onboard customers quickly, reduce fraud through AI-powered verification and multi-source checks, and minimize manual review processes. This results in faster application processing and improved customer satisfaction. The technology analyzes digital footprints and online data to assess the veracity of customer information.
- 2023Grant (prize money)—
- Sep 2018Angel$68.8K
- Aug 2018Seed$29.3K
#4
Seed · Lucknow, Uttar Pradesh · founded 2018 · 25 employees$64.7Kraised▾
Provider of AI-driven credit and financial services for small businesses. It offers various financial products, including unsecured business loans, invoice discounting, lines of credit, and cash credit facilities. The platform utilizes AI to streamline the lending process and provide customized rate quotes. It also provides access to zero-balance digital current accounts and other banking services through partnerships with licensed financial institutions. The company aims to improve access to financial services for underserved small business owners.
- Jul 2023Seed—
- May 2022Angel$64.7K
#5
Series B · Noida, Uttar Pradesh · founded 2001 · 1248 employees$23Mraised▾
Provider of composable platform for CRM, data management, lending, and AI agent solutions. It offers composable platforms and solutions encompassing customer relationship management, data management, lending solutions, and AI-driven agent capabilities. These platforms are designed to streamline sales, service, and marketing processes, improve customer experiences, and accelerate lending operations. The company provides solutions for various financial services sectors, including banking, insurance, and wealth management. Its offerings include tools for lead management, risk assessment, credit card origination, and account onboarding. The platform utilizes generative AI and machine learning to enhance efficiency and decision-making.
- Mar 2021Series B$16M
- Mar 2014Series A$7M
#6
Series B · Noida, Uttar Pradesh · founded 2000 · 1146 employees$15.4Mraised▾
Digital payment and banking service provider in rural areas. This includes Aadhaar-enabled services, domestic money transfers, loan and cash EMI collection, bill payments, and ticket booking. It offers a network facilitating access to financial services for underserved populations. Services are delivered through a network of agents and mini ATMs. It also provides loan and credit services and account opening facilities.
- Dec 2020Series B$411.3K
- Nov 2006Series B$15M
#7
Series A · Noida, Uttar Pradesh · founded 2017 · 791 employees$9.3Mraised▾
Platform offering digital bank solutions for individuals and business. It provides users with savings and current accounts, virtual and physical debit cards for online or offline purchases, bill payments, money transfers, and more. It also provides saving options with periodic interest rates, fast tags, correspondent services including loan products, fixed deposits, insurance on behalf of other financial institutions, and more.
- Sep 2017Series A$9.3M
#8
Seed · Noida, Uttar Pradesh · founded 2003 · 270 employees—raised▾
Qualtech Edge provides software solutions for the lending industry. The company offers miFIN, a cloud-based lending and leasing suite for banking and financial services companies to automate processes such as loan underwriting, disbursals, servicing, client service, credit management, collections, revenue & expense booking, regulatory compliance, etc. Also offers lead management solution, debt collection solution and business intelligence solution.
- Oct 2013Angel—
Funding & investor landscape
Notable founders
Market landscape — 10 sub-themes by coverage
Share of Banking Tech coverage by sub-theme.
Regulatory-risk over time rising
Funding & growth over time
funding rising · growth rising
How research on Fintech is moving in India
A read on the academic research around Fintech — which themes are gaining ground, the institutions and researchers driving them, and how the tone is shifting. Based on 1,335 India-affiliated papers.
- G.S. Science, Arts And Commerce College118
- Jain University37
- Amity University37
- Symbiosis International University34
- Mangalore University29
- Database transaction1→12
- Blockchain1→5
- Financial services2→223
- Financial inclusion3→150
- Financial literacy2→58
- Government (linguistics)1→43
- Sustainability2→30
- Financial services1→264
- Financial inclusion2→138
- Payment1→95
- Mobile payment1→41
- Database transaction1→37
Where fintech is researched across India
Location clusters by institution affiliation — each city's volume, stance tone, and a quick read on its hot topic, what's advancing, the opening opportunity, and the main concern.
Who's filing fintech patents in India
India fintech patent filing is steady — 1 filings from 8 assignees (2022–2022), led by Geeky Technology And Consulting, Polaris Financial Technology, DR Mariappan RAJA; annual filings 1→1.
- Geeky Technology And Consulting2
- Polaris Financial Technology2
- DR Mariappan RAJA1
- Sakthivel Santhoshkumar1
- Dhamotharan Dhanasekar1
- DR Murugesan Selvam1
- Muhammed Basid Amnas1
- DR Balasundram Maniam1
Common questions
Riya reads income statements for fun. She covers the real money in a sector — revenue, growth, who actually earns — and never met a vague claim she didn't want a number for.