64 indexable Alternative Lending companies headquartered in Uttar Pradesh, India, ranked by total equity funding and recent funding momentum. Combined disclosed equity funding of $137.7M across 14 funded companies.
| # | Company | Funding | Valuation | Stage | Latest round | Employees | Founded | Momentum |
|---|---|---|---|---|---|---|---|---|
| 1 |
Unnati
Provider of banking services agri inputs and crop output sales |
$13.9M | $56.7M as of 2023 |
Series B | Series B Apr 2026 | 277 | 2017 | ↑ Active |
| 2 |
Lark Finserv
Provider of API-first infrastructure enabling loans against securities and mutual funds |
$146.7K | — | Seed | Grant (prize money) May 2026 | — | 2023 | ↑ Active |
| 3 |
Credgenics
Provider of AI-powered platform for debt collections and resolution processes |
$79.1M | $340M as of 2023 |
Series B | Series B Aug 2023 | 382 | — | — |
| 4 |
FinAGG
Provider of invoice-based financing solutions for micro, small, and medium enterprises |
$15.3M | $40.2M as of 2024 |
Series A | Series A Jan 2024 | 58 | 2020 | — |
| 5 |
Finayo
AI-enabled SaaS platform |
$2M | $1.5M as of 2022 |
Seed | Seed Dec 2023 | — | 2020 | — |
| 6 |
Wishfin
Provider of platform comparing financial products, including loans and credit cards |
$16.7M | $100.6M as of 2017 |
Series A | Series A Jul 2016 | 488 | 2015 | — |
| 7 |
Kredmint
Provider of embedded finance and supply chain financing solutions |
$2M | — | Seed | Seed Dec 2022 | 15 | 2022 | — |
| 8 |
i2i
P2P lending platform for consumers & businesses |
$1.7M | $3.5M as of 2021 |
Seed | Seed Sep 2021 | 32 | 2015 | — |
| 9 |
Priority Vendor
Provider of AI, cloud and blockchain-based dynamic discounting software |
$4.1M | $11.1M as of 2018 |
Acqui-Hired | Series A Jan 2018 | 192 | 2014 | — |
| 10 |
PayMeIndia
Developer of an online marketplace for personal loans |
$2M | — | Seed | Angel Feb 2021 | 552 | 2016 | — |
| 11 |
Capital Setu
Platform offering invoice financing solutions |
$350K | — | Seed | Seed Apr 2023 | 22 | 2020 | — |
| 12 |
Quikkloan.com
Provider of personal loans, home loans, car loans and small business loans |
$148.4K | $778.6K as of 2022 |
Seed | Seed Mar 2022 | 9 | 2016 | — |
| 13 |
Financekaart
Provider of AI-driven credit and financial services for small businesses |
$64.7K | $645.7K as of 2022 |
Seed | Seed Jul 2023 | 25 | 2018 | — |
| 14 |
LoanAdda
Online comparison platform for financial products |
$269.1K | $3.9M as of 2020 |
Seed | Angel Aug 2020 | 3 | 2015 | — |
| 15 |
Saurja
Provider of operation infra solution for solar energy projects |
— | — | Seed | Seed Sep 2024 | — | 2023 | ↑ Active |
| 16 |
Aadiswan
Provider of loan origination, credit administration, and early warning systems |
— | — | Unfunded | — | 30 | 2014 | — |
| 17 |
ActivPaisa
Online platform offering loan solutions |
— | — | Unfunded | — | — | 2023 | — |
| 18 |
Aditsh Fin Services
Online comparison platform for loan products, wealth management products, and insurances |
— | — | Deadpooled | — | — | 2014 | — |
| 19 |
Agrim Fincap
Provider of digital personal and business loans |
— | — | Unfunded | — | — | 1997 | — |
| 20 |
Angan
Provider of financial loans for both individuals and businesses |
— | — | Unfunded | — | — | 2024 | — |
| 21 |
Artha Vedika
Blockchain-based loan management solution for banks and financial institutions |
— | — | Funding Raised | — | — | 2019 | — |
| 22 |
Astikan Healthcare
Provider of medical cards and membership offering healthcare expense coverage and benefits |
— | — | Unfunded | — | — | 2018 | — |
| 23 |
Bank Safari
Lending as a service platform for NBFCs |
— | — | Funding Raised | — | — | 2022 | — |
| 24 |
BantaPay
Purchase loans for students |
— | — | Deadpooled | — | — | 2016 | — |
| 25 |
Befikar Credit
Provider of a personal loan management platform |
— | — | Unfunded | — | 15 | 2019 | — |
| 26 |
BigMudra
Platform offering lending solutions |
— | — | Unfunded | — | — | 2024 | — |
| 27 |
Bookmybank
Web marketplace for loan quotes and other financial services/instruments |
— | — | Funding Raised | — | — | 2015 | — |
| 28 |
CareCover
Credit card for healthcare expenses |
— | $4.1M as of 2018 |
Deadpooled | — | 46 | 2015 | — |
| 29 |
CredBrick
Provider of loan management system tailored for microloan startups |
— | — | Unfunded | — | — | 2024 | — |
| 30 |
Develop India
Online lending platform offering consumer loans |
— | — | Unfunded | — | — | 2018 | — |
| 31 |
Easy loan switch
Loan comparison and switching platform |
— | — | Deadpooled | — | — | 2014 | — |
| 32 |
EasyLoanDeals
Loan comparison platform |
— | — | Deadpooled | — | — | 2016 | — |
| 33 |
F2 Fintech
Provider of loan comparison and customized financial solutions |
— | — | Unfunded | — | — | 2019 | — |
| 34 |
FaaDoo Engineers
Online portal for engineers |
— | — | Deadpooled | — | — | 2011 | — |
| 35 |
Fastmudra
Online loan comparison platform |
— | — | Deadpooled | — | — | 2019 | — |
| 36 |
Financial Monkeys
Online comparison platform for consumer and business loans |
— | — | Deadpooled | — | — | 2019 | — |
| 37 |
Finvoyc
Online marketplace for business loans |
— | — | Unfunded | — | — | 2020 | — |
| 38 |
Fly Finance
Financial services platform for students |
— | — | Funding Raised | — | 753 | 2021 | — |
| 39 |
GrowU
Online platform offering diverse loans |
— | — | Unfunded | — | — | 2022 | — |
| 40 |
Gullakh
Online loan comparison and application platform |
— | — | Deadpooled | — | — | 2015 | — |
| 41 |
Ibankey
Provider of an institutional debt-raising platform connecting borrowers and lenders |
— | — | Unfunded | — | — | 2022 | — |
| 42 |
Joymoney
App-based financial solutions |
— | — | Deadpooled | — | — | 2022 | — |
| 43 |
LARK
Online lending platform offering loans against securities |
— | — | Unfunded | — | — | 2023 | — |
| 44 |
LoanMoney
Lending platform for consumer and business loans |
— | — | Deadpooled | — | 37 | 2009 | — |
| 45 |
Loansettlement.com
Provider of debt relief and settlement services for unsecured loans |
— | — | Unfunded | — | 1 | 1999 | — |
| 46 |
North Credits
Online personal loans platform |
— | — | Deadpooled | — | — | 2019 | — |
| 47 |
P2P Force
White label P2P lending platform |
— | — | Unfunded | — | — | 2016 | — |
| 48 |
PaisaExpo
Comparison platform for loans and credit cards |
— | — | Unfunded | — | — | 2019 | — |
| 49 |
Pendry.in
Lead generation platform for consumer loans |
— | — | Deadpooled | — | — | 2015 | — |
| 50 |
Pratyancha Financial Services
Online lending platform offering business loans |
— | — | Funding Raised | — | 85 | 1993 | — |
Provider of banking services agri inputs and crop output sales. This entity facilitates financial access for agricultural producers while managing the distribution of farming supplies. It also coordinates the sale of harvested crops and provides technical guidance regarding cultivation practices.
Provider of API-first infrastructure enabling loans against securities and mutual funds. The infrastructure allows wealth platforms and fintechs to provide credit solutions. These solutions enable investors to unlock liquidity without disrupting long-term investment strategies. The infrastructure offers modular architecture, built-in compliance, and developer tooling. It supports various segments with ecosystem-level
Provider of AI-powered platform for debt collections and resolution processes. The platform offers digital communications, analytics, and litigation management. It provides tools for field collections, online dispute resolution, and payment processing. The platform helps lenders streamline debt recovery through data-driven insights and automation.
Provider of invoice-based financing solutions for micro, small, and medium enterprises. It facilitates working capital through invoice financing and a stock now pay later solution. The company offers a platform for onboarding, disbursement of revolving credit, and convenient repayment options. It provides supply chain finance solutions, a digital journey for loan disbursement, and a phygital presence for loan origina
AI-enabled SaaS platform. It is a platform that provides electric vehicle financing by connecting lenders, equipment manufacturers, and dealers with customers seeking financing options. It automates the loan lifecycle, including origination, disbursement, collection, repossession, and resale, facilitating approvals and financing options.
Provider of platform comparing financial products, including loans and credit cards. The platform enables users to check credit scores and access detailed credit reports. It offers tools for calculating loan payments for personal and home loans. The platform also provides articles on improving credit scores.
Provider of embedded finance and supply chain financing solutions. It offers various financial products, including invoice discounting, vendor financing, and buy now, pay later options. The solutions are designed to manage working capital and streamline payment cycles for businesses. The companys platform integrates seamlessly with existing ERP systems, providing a financial solution. The platform facilitates collect
i2i Funding is a P2P lending platform for consumers & businesses. It connects borrowers with multiple investors. It offers loans such as personal loans, business expansion loans, and more. Loans are offered on the basis of credit assessment, salary/turnover, loan terms, and more.
Provider of AI, cloud and blockchain-based dynamic discounting software. Its features include dynamic discounting, supplier financing, invoice-level usage of treasury and bank funds, unlocking of working capital, automated early payment programs and liquidity access. It caters to corporates, suppliers of raw and packing materials, transportation and supply chain service providers.
Developer of an online marketplace for personal loans. It allows corporate employees to apply for online personal loans and get instant approval based on their social score, credit score, employment history, and KYC documents. It connects borrowers with multiple lending partners that enable them to choose from various loan products based on the interest rates and loan terms. It also features an app-based platform tha
Platform offering invoice financing solutions. It enables businesses to improve cash flow by providing invoice financing solutions.
Provider of personal loans, home loans, car loans and small business loans. The company claims to do the matching based on an in-house credit scoring model and statistical analytics. The company also claims to reduce the time consumption and application rejection because of the above-mentioned model. In January 2017, the company was selected by Startupbootcamp Fintech for its inaugural program in Mumbai.
Gemba Capital
Transerve
3pm Ventures
AJ Ventures and Investments
Accel
Amity University
Angel List
App Works Technologies
BLinC Invest
Beams Fintech Fund
Blue Wolf Capital Partners
Rankings are computed by Radar (Fliar BI) from the Radar company master and are updated periodically. Funding and momentum scores use disclosed equity-funding data only. Figures may lag private rounds. Last updated 2026-06-24.
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