Company lists
The Uttar Pradesh edition · 2026

FinTechcompanies in Uttar Pradesh

Payments, investing & trading, lending, accounting & finance software, banking tech and more: the companies building fintech in Uttar Pradesh, with their founders, funding, team size and business models.

699 company profiles182 with reported revenue43 with recorded fundingSeptember 2026 edition

Recent fintech business events in Uttar Pradesh

Funding, M&A, contract wins and launches involving 1,043 fintech companies in Uttar Pradesh, last 24 months: 28 M&A deals · 15 launches · 10 Contracts · 6 funding rounds. Newest first; companies and investors link to their Fliar profiles. Latest event in our news feed: Jun 2026.

FundingSeries Funding

Paytm

Digital payments major Paytm is looking at raising another round of funding of $1 billion, and is in discussion with multiple investors, including former UK Prime Minister David Cameron,…

Investors David Cameron
Digital payments
M&AAcquisition · Completed

Elevation capital acquires One97 communications

Elevation Capital V Limited has made a sale of equity shares of One97 Communications Limited (parent company of PayTM) on the NSE and BSE for an aggregate consideration of ₹963.6 crore.

M&AAcquisition · Completed

Pine labs acquires Shopflo Technologies

Obhan Mason, a leading law firm, was lead legal counsel to Pine Labs, a leading merchant commerce platform, on its acquisition of Shopflo Technologies, a SaaS-based online checkout…

SaaS-based online checkout platform
M&AAcquisition · Announced

Pine labs acquires Shopflo

Pine Labs’ ₹88 crore acquisition of Shopflo

Fintech
LaunchCredInsure

Credgenics

Credgenics has launched CredInsure, an artificial intelligence-based platform aimed at supporting insurance companies in managing policyholder engagement and related operations.

AI-based platform
LaunchZENOVA

Zopper

Zopper, India’s leading insurtech company, announced the launch of ZENOVA, an agentic layer designed to transform how banks distribute insurance products.

Insurance distribution layer
LaunchLiteCone

Lumiq

Enterprise AI firm LUMIQ has unveiled LiteCone, a specialised agentic AI Workforce designed specifically for financial services organisations looking to move beyond experimental AI…

AI Workforce platform
Contract

Capacit’e Infraprojects Limited · client: Great Value

Capacit’e Infraprojects Limited has received Letter of Intent (LOI) from Great Value Realty Limited, for a total contract value of ~INR 445 crore excluding GST, for “Civil & Structural…

M&AAcquisition · Announced

Unnati acquires Gramophone

Unnati is set to acquire Info Edge-backed peer startup Gramophone.

Agri-tech
M&AAcquisition · Announced

Info edge acquires Unnati

InfoEdge will invest Rs 35 crore in Unnati, which will take its stake up to 20.5%.

Agritech
M&AMerger · Announced

Mobile money acquires Mobile

He also pointed to a significant milestone in the company’s operations with the approval of the merger between Mobile Money Limited and Mobile FinTech Limited.

FundingRights Issue

Paytm Payments

We hereby inform you that the Company has on December 12, 2025, completed the additional investment of Rs 2,250 crores in its wholly-owned subsidiary, Paytm Payments Services Limited,…

Fintech
M&AMerger · Pending

Mobile money acquires Mobile money

approved the merger of Mobile Money Limited (MML) and Mobile Money Fintech Limited.

Fintech
LaunchFinnOne Neo®

Nucleus software

Nucleus Software has announced the successful go-live of its flagship digital lending platform, FinnOne Neo®, at Tamilnad Mercantile Bank (TMB).

Digital lending platform
Contract

Paytm · client: Foster Payment Networks

Paytm: Company will acquire a 90% stake in Foster Payment Networks from Paytm Financial Services for Rs 55 crore. (Neutral) Zuari Agro: Company allotted 69 lakh compulsorily convertible…

Payments
M&AMerger · Announced

Digispice technologies acquires Vikasni Fintech Private Limited

The scheme involves the merger of Spice Money Limited, E-Arth Travel Solutions Private Limited, and Vikasni Fintech Private Limited into DiGiSPICE Technologies Limited.

Fintech
M&AMerger · Announced

Digispice technologies acquires Spice money

The scheme involves the merger of Spice Money Limited, E-Arth Travel Solutions Private Limited, and Vikasni Fintech Private Limited into DiGiSPICE Technologies Limited.

Fintech
M&AAcquisition · Completed

Credgenics acquires Arrise

SaaS-centric debt collection platform Credgenics has acquired rival service provider Arrise.

Debt collection services
ContractTechnology

Nucleus software · client: Saarathi Finance

Saarathi Finance, a next-generation greenfield non-banking financial company (NBFC) has selected Nucleus Software’s FinnOne Neo®, a market-leading digital lending platform, to drive its…

FinTech
M&AAcquisition · Completed

Na acquires One97 communications

Ant Financial in the Industryman Jack Ma has sold its entire 5.84 percent stake in the PTM’s parent company One97 Communications in about Rs 3,803 crore.

M&AMerger · Announced

Finwizz acquires Wishfin

Spice Route Legal is pleased to have advised Finwizz, India's Leading Credit Intermediary, on its strategic merger with Mywish Marketplaces (Wishfin), to create an omni-channel financial…

Financial technology / Lending
M&AMerger · Announced

Wishfin acquires Na

Noida-based Wishfin, a digital financial marketplace that counts global asset manager Franklin Templeton and venture capital firm General Catalyst among its backers, has agreed to merge…

Financial services
M&AAcquisition · Rumored

Goldman sachs acquires Paytm

It has been reported that Antfin, a subsidiary of the Chinese tech giant Alibaba Group, is considering selling a stake of up to 4% in Paytm, valued at INR 2,200 crore, via block deals.

Fintech
M&AAcquisition · Announced

Na acquires One97 communications

Ant Group, through its affiliate Antfin (Netherlands) Holding BV, has announced plans to sell a 4% stake in fintech company One97 Communications Ltd—the parent firm of Paytm—for…

Financial Services / Fintech
M&AAcquisition · Announced

Goldman sachs acquires One97 communications

Investment banking firm Goldman Sachs, through its arm Goldman Sachs (Singapore), acquired 3.74 million shares, or a 0.59% stake, in One97 Communications for Rs 307.43 crore.

Technology
M&AAcquisition · Completed

Transaction solutions international acquires Bankit

For a total of Rs 160 crore ($18.7 million), Findi Ltd’s subsidiary Transaction Solutions International (India) Pvt Ltd (TSI) has successfully acquired BANKIT Services Pvt. Ltd.

Financial Services
M&AAcquisition · Completed

Findi Ltd (ASX: FND) acquires Bankit

Findi Ltd (ASX: FND), through its majority-owned subsidiary Transaction Solutions International (India) Pvt Ltd (TSI), today announced the successful completion of its acquisition of…

LaunchRetail Banking Customer 360

Businessnext

BUSINESSNEXT, a global leader in composable enterprise solutions for the financial services sector, has introduced triple-layer AI-powered Retail Banking Customer 360.

Customer Intelligence Solution
M&AAcquisition · Announced

Findi acquires Bankit Services

Australia-based FinTech Findi, through its majority-owned subsidiary Transaction Solutions International in India (TSI), has announced the acquisition of BANKIT Services for $18.7…

Banking and Financial Services

FinTech companies in Uttar Pradesh, by revenue

Browse fintech companies in Uttar Pradesh by reported revenue, one-year revenue growth, revenue model, age and stage. The 50 companies below are the largest by their most recent reported revenue among 182 fintech companies in Uttar Pradesh that have filed a figure in the last four years. Every figure keeps its own reporting period, so compare periods before comparing amounts.

Showing 25 of 50

Provider of online platform for payments, recharges, financial, and travel services

Payments
₹7,624.90 crFY 2024-25
-28%2024–2025
5,111-18% 12 mo to Jul 2024LinkedIn · Jul 2026
26 yr2000
122postings · last posted Sep 2026

Provider of fixed income investment products and credit solutions for India

Investment tech
₹2,269.46 crFY 2024-25
+12665%2024–2025
18LinkedIn · Jul 2026
4 yr2022
0none in 3 months

Provider of in-store and online payment, prepaid, and financial solutions

Payments
₹1,743.27 crFY 2023-24
+31%2023–2024
6,050-76% 12 mo to Sep 2024LinkedIn · Jul 2026
28 yr1998
29postings · last posted Sep 2026

Online trading platform for multi-assets

Investment tech
₹1,469.50 crFY 2024-25
-1%2024–2025
1,093+60% 12 mo to Apr 2024recorded Apr 2024
32 yr1994
0none in 3 months

Digital payment solutionprovider

Payments
₹898.51 crFY 2024-25
+2%2024–2025
1,873+3% 12 mo to Aug 2024recorded Aug 2024
11 yr2015
0none in 3 months

Core banking platform for banks & financial institutions

Banking tech
₹877.35 crFY 2023-24
Not reported
1,890+6% 12 mo to Mar 2024recorded Mar 2024
40 yr1986
0none in 3 months · last posted Jun 2026

Digital payment and banking service provider in rural areas

Payments
₹459.78 crFY 2023-24
+4%2023–2024
2,031-9% 12 mo to Nov 2023LinkedIn · Jul 2026
26 yr2000
4postings · last posted Sep 2026

Provider of a platform for trading in unlisted and pre-IPO shares

Investment tech
₹405.52 crFY 2024-25
+190%2024–2025
26-0% 12 mo to Sep 2024LinkedIn · Jul 2026
8 yr2018
0none in 3 months

Provider of financial market services including broking, advisory, and equity research

Services for investment industry
₹388.72 crFY 2024-25
+10%2024–2025
619-9% 12 mo to Dec 2023LinkedIn · Jul 2026
32 yr1994
0none in 3 months

Provider of composable platform for CRM, data management, lending, and AI agent solutions

Insurance it
₹312.77 crFY 2024-25
Not reported
1,117+3% 12 mo to Aug 2023LinkedIn · Jul 2026
25 yr2001
4postings · last posted Sep 2026

Provides regular trading solutions

Investment tech
₹266.55 crFY 2021-22
Not reported
3,741-16% 12 mo to Nov 2023recorded Nov 2023
37 yr1989
0none in 3 months · last posted Jun 2026

Provider of banking services agri inputs and crop output sales

Crop tech
₹293.82 crFY 2024-25
-43%2024–2025
153-12% 12 mo to Sep 2024LinkedIn · Jul 2026
9 yr2017
0none in 3 months · last posted Nov 2025

Provider of motor, life & health insurance services

Internet first insurance platforms
₹277.44 crFY 2024-25
-30%2024–2025
154+0% 12 mo to Sep 2024recorded Sep 2024
6 yr2020
0none in 3 months

Multi-asset trading platform

Investment tech
₹251.40 crFY 2024-25
+18%2024–2025
427+8% 12 mo to Jul 2024LinkedIn · Jul 2026
22 yr2004
0none in 3 months

Platform offering digital bank solutions for individuals and business

Banking tech
₹233.31 crFY 2024-25
-91%2024–2025
3,997-62% 12 mo to Sep 2024LinkedIn · Jul 2026
9 yr2017
4postings · last posted Sep 2026

White-labeled payment card solution for businesses

Payments
₹188.28 crFY 2024-25
-34%2024–2025
229-4% 12 mo to Sep 2024LinkedIn · Jul 2026
25 yr2001
0none in 3 months

Provider of reloadable prepaid cards for consumers

Payments
₹176.01 crFY 2024-25
+3%2024–2025
416+11% 12 mo to Sep 2024recorded Sep 2024
16 yr2010
0none in 3 months

AI and cloud based debt collection platform

Banking tech
₹155.58 crFY 2023-24
Not reported
863+28% 12 mo to Jul 2024LinkedIn · Jul 2026
8 yr2018
18postings · last posted Sep 2026

Online trading platform for securities and derivatives of equity, currency & commodities

Investment tech
₹144.96 crFY 2024-25
-37%2024–2025
47LinkedIn · Jul 2026
19 yr2007
0none in 3 months · last posted Jun 2026

Agent based payment solutions for consumers

Payments
₹129.93 crFY 2023-24
+141%2023–2024
8+0% 12 mo to Mar 2024recorded Mar 2024
6 yr2020
0none in 3 months

Customized card solutions for consumers and businesses

Payments
₹88.70 crFY 2022-23
+255%2022–2023
3LinkedIn · Jul 2026
5 yr2021
0none in 3 months

Platform offering cloud spend management solution

It operations
₹78.57 crFY 2024-25
+35%2024–2025
84+6% 12 mo to Sep 2024LinkedIn · Jul 2026
8 yr2018
0none in 3 months · last posted May 2026

Financial services platform for students

Alternative lending
₹70.82 crFY 2022-23
Not reported
60-13% 12 mo to Jul 2024LinkedIn · Jul 2026
5 yr2021
0none in 3 months

AI powered data management platform for BFSI industry

Big data analytics
₹72.72 crFY 2024-25
+3%2024–2025
291+3% 12 mo to Aug 2024LinkedIn · Jul 2026
19 yr2007
0none in 3 months

Provider of suit solutions for accounting and finance management for small and medium businesses

Payments
₹65.33 crFY 2024-25
+319%2024–2025
69+100% 12 mo to Aug 2024LinkedIn · Jul 2026
6 yr2020
0none in 3 months
50 of 699 companies shown here · the full list is on Radar
Fliar Radar

Explore all 699 fintech companies in Uttar Pradesh on Radar

This page shows the top 50. Radar has the complete, filterable list with contacts and live company signals.

Open fintech in Uttar Pradesh on Radar
  • Every company, not just 50All 699 fintech companies in Uttar Pradesh, filterable by stage, funding, team size, revenue model and age.
  • Founders and decision-makersLeadership teams with roles and verified LinkedIn profiles, ready for outreach.
  • Live signalsFunding rounds, hiring, launches and M&A as they happen, with alerts on the companies you follow.
  • Save and exportBuild lists, compare companies side by side and export them from your Radar account.

Explore fintech companies in Uttar Pradesh by what you are looking for

Browse fintech companies in Uttar Pradesh, including payment companies, lending platforms, investment and trading apps and insurtech. You can also find top fintech companies, fintech startups and listed fintech companies in Uttar Pradesh.

9 ways to explore fintech in Uttar Pradesh

Payment companies & gatewaysInvestment, trading & wealth management platformsLending & loan platformsAccounting & finance software companiesBanking technology companiesInsurance technology companies

Payment companies & gateways

Digital payments, wallets, bill payments and business payment solutions.

  1. One97 Communications

    Provider of online platform for payments, recharges, financial, and travel services

    Payments
    See in list
  2. Pine Labs

    Provider of in-store and online payment, prepaid, and financial solutions

    Payments
    See in list
  3. PaySe

    Digital payment solutionprovider

    Payments
    See in list
  4. Spice Money

    Digital payment and banking service provider in rural areas

    Payments
    See in list
  5. Colorplast

    White-labeled payment card solution for businesses

    Payments
    See in list

Investment, trading & wealth management platforms

Online brokers, trading platforms and wealth management apps.

  1. Dexif

    Provider of fixed income investment products and credit solutions for India

    Investment tech
    See in list
  2. Share India

    Online trading platform for multi-assets

    Investment tech
    See in list
  3. UnlistedZone

    Provider of a platform for trading in unlisted and pre-IPO shares

    Investment tech
    See in list
  4. Adroitfinancial

    Provider of financial market services including broking, advisory, and equity research

    Services for investment industry
    See in list
  5. Trustline

    Provides regular trading solutions

    Investment tech
    See in list

Lending & loan platforms

Online lenders, NBFCs and loan comparison platforms.

  1. Unnati

    Provider of banking services agri inputs and crop output sales

    Crop tech
    See in list
  2. Fly Finance

    Financial services platform for students

    Alternative lending
    See in list
  3. Super Cloud

    Platform providing cloud computing solutions

    Alternative lending
    See in list
  4. FinAGG

    Provider of invoice-based financing solutions for micro, small, and medium enterprises

    Alternative lending
    See in list
  5. Wishfin

    Provider of platform comparing financial products, including loans and credit cards

    Payments
    See in list

Accounting & finance software companies

Accounting, billing, invoicing and finance management tools.

  1. Zyro

    Provider of suit solutions for accounting and finance management for small and medium businesses

    Payments
    See in list
  2. CredFlow

    Comprehensive cash flow management platform for small and medium-sized enterprises

    Finance & accounting tech
    Website
  3. CA on Web

    Online ITR filing and company registration services for individuals and businesses

    Finance & accounting tech
    Website
  4. BillFree

    Digital billing solutions

    Finance & accounting tech
    Website
  5. Go4GST

    Provider of tax filing software for businesses

    Finance & accounting tech
    Website
90 companies in Uttar Pradesh

Banking technology companies

Core banking software, digital banks and banking service providers.

  1. Nucleus Software

    Core banking platform for banks & financial institutions

    Banking tech
    See in list
  2. Spice Money

    Digital payment and banking service provider in rural areas

    Payments
    See in list
  3. Paytm Payments Bank

    Platform offering digital bank solutions for individuals and business

    Banking tech
    See in list
  4. Novel Patterns

    Fintech SaaS provider offering banking, financial, and investment management solutions

    Investment tech
    See in list
  5. Novus Connect

    Enterprise IT solutions and white label mobile banking software

    Banking tech
    Website

Insurance technology companies

Online insurance comparison platforms and insurers.

  1. Zopper Insurance Brokers

    Provider of motor, life & health insurance services

    Internet first insurance platforms
    See in list
  2. Okbima

    Online insurance product comparison platform

    Internet first insurance platforms
    Website
  3. ComparePolicy.com

    Insurance comparison portal

    Internet first insurance platforms
    Website
  4. Policy Station

    Platform offering multiple insurance plans

    Internet first insurance platforms
    Website
  5. Waypals

    Provider of plug-n-play device for vehicles

    Insurance it
    Website

Crypto, blockchain & NFT companies

Cryptocurrency exchanges and blockchain platforms.

  1. Nadcab Labs

    Provider of blockchain application development solutions for finance and cybersecurity

    Iot services
    Website
  2. ItsCredible

    Blockchain-based digital credentialing platform

    Non fungible tokens
    Website
  3. SheReal

    Platform offering metaverse and NFT marketplace for women

    Non fungible tokens
    Website
  4. BlackCobbler

    Cryptocurrency mining hardware provider

    Blockchain infrastructure
    Website
  5. Sofocle Technologies

    Blockchain based smart contract and supply chain solutions provider

    Blockchain infrastructure
    Website

Fintech startups in Uttar Pradesh

Recently founded fintech startups in Uttar Pradesh.

  1. Dexif

    Provider of fixed income investment products and credit solutions for India

    Investment tech
    See in list
  2. CardBuzz

    Customized card solutions for consumers and businesses

    Payments
    See in list
  3. Fly Finance

    Financial services platform for students

    Alternative lending
    See in list
  4. Payomatix

    Platform offering one-click checkout and multiple payment gateway through single integration

    Payments
    See in list
  5. JVM PAY

    App-based platform for money transfer services, DTH recharge service, mobile recharge services, and utility bill payment

    Payments
    See in list
237 companies in Uttar Pradesh

Listed fintech companies in Uttar Pradesh

Publicly traded fintech companies.

  1. One97 Communications

    Provider of online platform for payments, recharges, financial, and travel services

    Payments
    See in list
  2. Pine Labs

    Provider of in-store and online payment, prepaid, and financial solutions

    Payments
    See in list
  3. Share India

    Online trading platform for multi-assets

    Investment tech
    See in list
  4. Nucleus Software

    Core banking platform for banks & financial institutions

    Banking tech
    See in list
  5. Dion Global Solutions

    Provider of website development and digital marketing services

    Investment tech
    Website
8 companies in Uttar Pradesh
Mobile reach

Top 10 fintech apps from Uttar Pradesh

The most-installed Android apps published by fintech companies headquartered in Uttar Pradesh — 739.8M installs between them. 115 companies on this page publish at least one app; each company (legal entity) appears once, with its most-installed app.

1 of 10
1

Paytm: Secure UPI Payments

by Paytm

Installs724.4M
Rating4.7723.8M ratings
Installs, year on year+15%
Last updatedMay 2026
View on Google Play ↗
Paytm: Secure UPI Payments screenshot 1Paytm: Secure UPI Payments screenshot 2Paytm: Secure UPI Payments screenshot 3Paytm: Secure UPI Payments screenshot 4Paytm: Secure UPI Payments screenshot 5Paytm: Secure UPI Payments screenshot 6
2

OmniCard: UPI, Card & Rewards

by OmniCard

Installs3.4M
Rating2.7133K ratings
Installs, year on year+42%
Last updatedMay 2026
View on Google Play ↗
OmniCard: UPI, Card & Rewards screenshot 1OmniCard: UPI, Card & Rewards screenshot 2OmniCard: UPI, Card & Rewards screenshot 3OmniCard: UPI, Card & Rewards screenshot 4OmniCard: UPI, Card & Rewards screenshot 5OmniCard: UPI, Card & Rewards screenshot 6
3

InstantFunds: Instant Loan App

by Instant Funds

Installs3.0M
Rating—
Installs, year on year+152%
Last updatedMar 2026
View on Google Play ↗
InstantFunds: Instant Loan App screenshot 1InstantFunds: Instant Loan App screenshot 2InstantFunds: Instant Loan App screenshot 3InstantFunds: Instant Loan App screenshot 4InstantFunds: Instant Loan App screenshot 5InstantFunds: Instant Loan App screenshot 6
4

Screener

by Screener

Installs3.0M
Rating4.154K ratings
Last updatedOct 2025
View on Google Play ↗
Screener screenshot 1Screener screenshot 2Screener screenshot 3Screener screenshot 4Screener screenshot 5Screener screenshot 6
5

Wishfin: CIBIL Score Check App

by Wishfin

Installs1.8M
Rating—
Installs, year on year+12%
Last updatedAug 2025
View on Google Play ↗
Wishfin: CIBIL Score Check App screenshot 1Wishfin: CIBIL Score Check App screenshot 2Wishfin: CIBIL Score Check App screenshot 3Wishfin: CIBIL Score Check App screenshot 4Wishfin: CIBIL Score Check App screenshot 5Wishfin: CIBIL Score Check App screenshot 6
6

YPay: Card & Payments

by YPay Card

Installs1.3M
Rating—
Last updatedJan 2026
View on Google Play ↗
YPay: Card & Payments screenshot 1YPay: Card & Payments screenshot 2YPay: Card & Payments screenshot 3YPay: Card & Payments screenshot 4YPay: Card & Payments screenshot 5YPay: Card & Payments screenshot 6
8

Zero Balance Saving Account

by ZAccount

Installs750K
Rating4.331K ratings
Last updatedNov 2025
View on Google Play ↗
Zero Balance Saving Account screenshot 1Zero Balance Saving Account screenshot 2Zero Balance Saving Account screenshot 3Zero Balance Saving Account screenshot 4Zero Balance Saving Account screenshot 5Zero Balance Saving Account screenshot 6
10

Useme - Social Saving App

by Useme

Installs644K
Rating—
Last updatedMay 2026
View on Google Play ↗
Useme - Social Saving App screenshot 1Useme - Social Saving App screenshot 2Useme - Social Saving App screenshot 3Useme - Social Saving App screenshot 4Useme - Social Saving App screenshot 5Useme - Social Saving App screenshot 6
The business behind the activity

FinTech financials in Uttar Pradesh

Revenue, profit and growth from the filed annual accounts of 158 fintech companies in Uttar Pradesh for FY24-25 — 198 of the 699 companies on this page file accounts with the Ministry of Corporate Affairs. The five largest earn 69% of the revenue, so medians describe the typical company better than totals.

combined revenue, FY24-25₹14,125.41 cr

158 companies filing accounts

combined net profit−₹204.30 cr

-1.4% aggregate margin

are profitable61%

96 of 158 companies

median revenue~₹4.1 cr

the typical company

median revenue growth+17%

into FY24-25

earned by the top five69%

revenue concentration

Six-year view

Combined revenue of filing companies

₹4,368.93 crFY19-2093 filers
₹6,733.65 crFY20-21113 filers
₹9,514.63 crFY21-22130 filers
₹9,610.10 crFY22-23141 filers
₹19,757.66 crFY23-24157 filers
₹14,125.41 crFY24-25158 filers

The number of companies filing changes each year; the three-year cohort below compares like with like.

Like-for-like

The same 119 companies over three years

-22%
FY22-23₹9,400.96 cr₹527.41 cr net
FY23-24₹10,647.92 cr₹648.80 cr net
FY24-25₹7,378.91 cr₹612.76 cr net

Companies with accounts for all three years, so growth is not an artefact of who filed.

Scale and profit

Bigger companies are far more often profitable

Under ₹1 cr4635% profitable
₹1–10 cr5872% profitable
₹10–100 cr3871% profitable
₹100–1,000 cr1369% profitable
Over ₹1,000 cr367% profitable

Companies by FY24-25 revenue. Bars show how many companies sit in each band.

Momentum

How fast revenue moved into FY24-25

Shrinking45
0–20%32
20–50%24
50–100%13
Doubled+32

146 companies with accounts for both years; median growth +17%.

Profitability

Profit is concentrated at the top

96profitable
61loss-making
-1.4%aggregate margin
1.2%median margin

The aggregate margin is pulled up by a few large filers; the median shows the typical company.

Growth leaders · ₹10 cr+ revenue

Fastest growing, FY24-25

CompanyGrowthRevenue
BeFiScBEFISC PRIVATE LIMITED₹13.45 cr
PayomatixPAYOMATIX TECHNOLOGIES PRIVATE LIMITED
Bachat CardsEARNEST DATA ANALYTICS PRIVATE LIMITED
EmeraldEmerald Business Ventures Private Limited
Atek PaymentsATEK PAYMENTS PRIVATE LIMITED+211%₹17.86 cr
UnlistedZoneIZUZ CONSULTANCY PRIVATE LIMITED+190%₹405.52 cr
Profit leaders · ₹10 cr+ revenue

Highest net margins, FY24-25

CompanyMarginRevenue
Mittal AnalyticsMITTAL ANALYTICS PRIVATE LIMITED63.7%
CogmacCOGMAC TECHNOLOGIES PRIVATE LIMITED
NX Block TradesNX BLOCK TRADES PRIVATE LIMITED46.1%₹144.96 cr
Novel PatternsNOVEL PATTERNS PRIVATE LIMITED
BonusHubBONUSHUB DIGITAL SOLUTIONS PRIVATE LIMITED
AdroitfinancialADROIT FINANCIAL SERVICES PRIVATE LIMITED31.4%₹386.59 cr
Inside the industry

Sub-sectors compared, FY24-25

Sub-sectorCompaniesRevenueMedian revenueProfitableMargin
Payments40₹9,667.60 cr~₹16.9 cr60%-6.0%
Investment tech40₹2,323.70 cr~₹2.9 cr70%15.6%
Banking tech9₹313.15 cr~₹5.5 cr67%-29.9%
Alternative lending20₹203.96 cr~₹4.2 cr60%4.2%
Finance & accounting tech18₹95.70 cr~₹2.2 cr50%-14.2%
Leaders

Largest fintech companies by revenue, FY24-25

Company · legal entityRevenueNet resultMarginGrowth
One97 CommunicationsONE 97 COMMUNICATIONS LIMITED₹6,141.50 cr−₹789.00 cr-12.8%-25%
Paytm PaymentsPAYTM PAYMENTS SERVICES LIMITED₹1,192.60 cr₹9.90 cr0.8%
Share IndiaSHARE INDIA SECURITIES LIMITED.₹1,158.42 cr₹246.63 cr21.3%+3%
PaySeNUCLEUS SOFTWARE EXPORTS LIMITED₹838.70 cr₹161.76 cr19.3%+3%
Spice MoneySPICE MONEY LIMITED₹467.59 cr₹14.82 cr3.2%+2%
UnlistedZoneIZUZ CONSULTANCY PRIVATE LIMITED₹405.52 cr₹11.57 cr2.9%+190%
AdroitfinancialADROIT FINANCIAL SERVICES PRIVATE LIMITED₹386.59 cr₹121.53 cr31.4%+10%
UnnatiAKSHAMAALA SOLUTIONS PRIVATE LIMITED₹292.47 cr−₹18.42 cr-6.3%-43%
Zopper Insurance Brokers, ZopperZOPPER INSURANCE BROKERS PRIVATE LIMITED₹277.44 cr₹26.53 lakh0.1%-30%
BUSINESSNEXTACIDAES SOLUTIONS PVT LTD₹274.35 cr1.7%+4%
Some figures are available to Radar members.Log in to Radar to see every figure

Standalone annual accounts filed with the Ministry of Corporate Affairs. Brands that share one legal entity are shown together and counted once.

Industry landscape report

Fintech Industry Landscape of India

The financials above are one chapter. The full fintech landscape of Uttar Pradesh maps the whole industry — every segment, the capital behind it, the talent market and where the next opportunities are.

  • Market map of every sub-sector
  • Funding & company formation by year
  • Revenue, profit & financial strength
  • Digital footprint: traffic, apps, releases
  • Hiring, skills & pay
  • Founders & leaders
  • News & sentiment
  • Where demand runs ahead of supply
Read the fintech landscape of Uttar Pradesh
For investors and data teams

Put this intelligence into your own tools

The figures on this page come from Fliar’s company, funding and MCA filings data. Use it through the Investor Intelligence API and MCA financials feeds, or explore every company, filing and investor in Radar.

Capital & corporate activity

FinTech funding and M&A across India

4,557 recorded equity rounds have gone to 14,968 fintech companies in India — how much, at which stage, into which sub-sectors, from whom, and how Uttar Pradesh compares. Debt, IPO and grant rounds are excluded.

equity rounds, last 12 months120

US$1.27bn

equity rounds, last 24 months412

US$3.27bn

raised over five yearsUS$19.15bn

2,304 rounds in India

M&A deals, Uttar Pradesh28

last 24 months

Capital by year

Equity funding into fintech in India

amount rounds
$1.7bn2018319
$3.3bn2019387
$2.2bn2020384
$7.2bn2021621
$4.5bn2022610
$2.4bn2023371
$2.2bn2024362
$2.1bn2025276
$751m202664

Bars show US$ raised; the number under each year is equity rounds. 2026 is year to date. The peak year was 2021, with US$7.17bn across 621 rounds.

The funding ladder · five years

Rounds and typical cheque by stage

AngelUS$107.60m335 rounds · median US$123k
SeedUS$1.55bn1,218 rounds · median US$657k
Series AUS$3.10bn337 rounds · median US$5.00m
Series BUS$2.74bn173 rounds · median US$10.00m
Series CUS$3.58bn89 rounds · median US$30.00m
Series D+US$8.05bn149 rounds · median US$20.00m
Where the money went · five years

Most-funded sub-sectors

PaymentsUS$4.90bn273 rounds · 124 companies
Alternative lendingUS$4.87bn515 rounds · 228 companies
Investment techUS$2.37bn555 rounds · 256 companies
Banking techUS$1.21bn197 rounds · 106 companies
Internet first insurance platformsUS$1.06bn67 rounds · 32 companies
CryptocurrenciesUS$669.89m65 rounds · 46 companies
Auto e-commerce & contentUS$451.63m28 rounds · 10 companies
Corporate activity · last 24 months

M&A in Uttar Pradesh

21Acquisition
7Merger

Most active acquirers

  1. Digispice technologies4
  2. Pine labs3
  3. Mobile money2
  4. Na2
  5. Goldman sachs2

Most acquired or merged

  1. One97 communications5
  2. Bankit3
  3. Shopflo Technologies2
  4. Spice money2
  5. Paytm2

Each deal appears in the events strip at the top of the page.

Go deeper in the fintech landscape reports:

Fintech Industry Landscape of India

FinTech funding in Uttar Pradesh

43 fintech companies in Uttar Pradesh have recorded equity funding, US$3.96bn in total. Totals and round dates describe the historical record; they are not current valuations.

Founders and momentum in Uttar Pradesh

Meet the people behind fintech companies in Uttar Pradesh. 314 of 699 companies list founders or leaders; where a public LinkedIn profile matches exactly, the expanded profile shows the photo, headline, location and education.

Explore Uttar Pradesh fintech companies by sub-sector

The most common specialisations among fintech companies in Uttar Pradesh. Open a company to see what it sells, who runs it and how far it has come.

Keep exploring fintech in India and nearby markets.

Coming soon