Best Consumer and SME Loans Companies in Uttar Pradesh, India
The 36 best Consumer and SME Loans companies in Uttar Pradesh, India in 2026, ranked by funding and momentum. Funding, investors, founders, valuation, tech stack and live signals. Top: Religare.
Ranked: Best Consumer and SME Loans companies in Uttar Pradesh
| # | Company | Disclosed funding | Revenue | Revenue YoY | Employees | Founded | Founder | Recent signals |
|---|---|---|---|---|---|---|---|---|
| 1 | Religare Provider of online trading platform for stocks, commodities, and investment products | $336M | $606M FY2023 | +44% | 1,368 | 1984 | Gurpreet Sidana CEO | — |
| 2 | Akasa Finance Provider of financial services specializing in loans for various vehicle types | $8M | $28M FY2025 | +149% | 643 643 → 698 (+9%) | 1995 | Lunkaran Mehta Founder | — |
| 3 | Sugmya Finance Provider of financial solutions and services to individuals, primarily through lending and green climate… | $5M | $18M FY2025 | +8% | 1,816 | 2019 | Vikas Singh Co-Founder & CEO | — |
| 4 | Aryadhan Financial Solutions Company that provides post-harvest commodity finance loans to agricultural customers | — | $14M FY2025 | — | 119 | 2017 | Chattanathan Devarajan Co-Founder & Managing Director | — |
| 5 | Venus India Provider of customized debt financing solutions to small and growing businesses | — | $13M FY2022 | +60% | 13 | 1996 | — | — |
| 6 | Religare Finvest Working capital loans provider | $29M | $8M FY2025 | -47% | 1,001 | 2006 | Pankaj Sharma CEO | — |
| 7 | RBA Finance Provider of auto loans | — | $6M FY2025 | +46% | — | 1996 | Naveen Yadav CEO | — |
| 8 | hclinfosystems Provider of computer loan services | — | $6M FY2025 | -19% | 147 | 2005 | Ajai Chowdhry Co-Founder | — |
| 9 | Dhara Motor Finance Auto loans provider | $2M | $6M FY2025 | +9% | 10 | 1990 | Rahul Khanna Founder & CEO | — |
| 10 | Religare Housing Development Finance Provider of consumer home loans | — | $5M FY2024 | -17% | 306 306 → 220 (-28%) | 1993 | Rahul Mehrotra CEO & MD | — |
| 11 | Surjit Hire Purchase Provider of business, commercial vehicle, and property-backed loans to individuals | — | $3M FY2024 | +21% | 201 201 → 248 (+23%) | 2000 | Shesh Singh Co-Founder & CEO | — |
| 12 | PayMeIndia Developer of an online marketplace for personal loans | $2M | $3M FY2024 | -25% | 552 552 → 322 (-42%) | 2016 | Mahesh Shukla Founder & CEO | 1 expansion |
| 13 | Asia Pragati Business loans provider | — | $2M FY2025 | — | 10 | 1995 | Ramesh Kumar Managing Director & Ceo | — |
| 14 | PROVIDENTIAL Provider of diversified personal loan services | — | $2M FY2025 | +22% | 47 | 2016 | — | — |
| 15 | SIDBI Provider of financial solutions promoting growth and sustainability for MSMEs | $24M | $1M FY2025 | -5% | 24 | 1990 | Manoj Mittal Managing Director | — |
| 16 | TrustLender Capital Online platform for small business loans | — | $1M FY2025 | +61% | — | 2019 | Mukesh Chaurasia Co-Founder | 2 expansions |
| 17 | Nimisha Finance India Provides personal, women, and other loan services | — | $992K FY2025 | +64% | 19 | 2018 | — | — |
| 18 | Capital Trade Link SME and personal loans provider | — | $711K FY2021 | +9% | 13 | 1984 | — | — |
| 19 | Kashi Capital Provider of diversified SME, MSME, micro, and other loan services | $196K | $681K FY2025 | +57% | 80 | 2016 | Rohit Kumar Singh Founder | — |
| 20 | Direct Credit Provider of diversified SME secured loan services | — | $528K FY2025 | +177% | — | 2020 | Yogendra Kumar Founder & CEO MD | 2 job openings |
| 21 | Sulabh Engineers and Services SME loans provider | — | $453K FY2023 | -3% | 4 | 1983 | — | — |
Top 9 Consumer and SME Loans companies in Uttar Pradesh
#1
Seed · Noida, Uttar Pradesh · founded 2019 · 1816 employees$4.5Mraised▾
Provider of financial solutions and services to individuals, primarily through lending and green climate products. It provides financial solutions empowering marginal and MSME entrepreneurs. It focus on delivering accessible and affordable credit options to support small businesses growth. Its goal is to foster economic inclusion by bridging financial gaps and enabling sustainable development. It emphasizing cashless and paperless processes.
- Aug 2025Seed$2.4M
- Mar 2024Seed$3M
- Aug 2023Venture Debt—
- Jul 2023Seed$1.6M
#2
Public · Noida, Uttar Pradesh · founded 1984 · 1368 employees$336.3Mraised▾
Provider of online trading platform for stocks, commodities, and investment products.. With a focus on online trading of stocks and commodities, Religare offers valuable market insights and support services to investors.
- Jan 2024Post IPO$37.1M
- Jun 2021Post IPO$78.3M
- Feb 2020Post IPO$28M
- Feb 2018Post IPO$141.9M
#3
Series C · Lucknow, Uttar Pradesh · founded 1990 · 24 employees$24.5Mraised▾
Provider of financial solutions promoting growth and sustainability for MSMEs. It offers direct lending and refinance options to various institutions for micro, small, and medium enterprises. The organization facilitates credit and promotes development within the MSME sector through multiple initiatives. It supports technology adoption, cluster development, and capacity building for MSMEs.
- Mar 2024Series C$24.5M
- Jan 2018Grant (prize money)—
#4
Early Stage · Noida, Uttar Pradesh · founded 1995 · 643 employees$8.1Mraised▾
Provider of financial services specializing in loans for various vehicle types. The company offers financial assistance for purchasing utility vehicles, business needs, personal expenses, and both two and three-wheeled vehicles. They provide loan options tailored to meet diverse customer requirements. The organization focuses on delivering accessible financial solutions to support vehicle acquisition.
#5
Acquired · Noida, Uttar Pradesh · founded 2006 · 1001 employees$29.2Mraised▾
Religare Finvest Limited (RFL), a subsidiary of Religare Enterprises Limited (REL), is a small and medium enterprise (SME) financing focused NBFC. The diversified suite of lending solutions include: SME mortgage loans, SME commercial assets loans, SME working capital loans.The company also runs a retail capital markets financing business which includes loan against marketable securities.The loan amount ranges from INR 10 lacs to INR 500 lacs with loan tenure of upto 84 months. It has 25 branches across India. Tied up with JustBuyLive in Feb 2016.
- May 2012PE—
- Nov 2011PE$29.2M
- Jun 2008Convertible Debt$23.4M
#6
Seed · Noida, Uttar Pradesh · founded 2016 · 552 employees$2Mraised▾
Developer of an online marketplace for personal loans. It allows corporate employees to apply for online personal loans and get instant approval based on their social score, credit score, employment history, and KYC documents. It connects borrowers with multiple lending partners that enable them to choose from various loan products based on the interest rates and loan terms. It also features an app-based platform that is available for both Android and IOS devices.
- Feb 2021Angel—
- Apr 2018Angel$2M
- Apr 2018Conventional Debt—
#7
Early Stage · Bijnor, Uttar Pradesh · founded 1990 · 10 employees$2.4Mraised▾
Auto loans provider
- Jan 2018Unattributed$173.5K
- Mar 2015Unattributed$477.8K
- Feb 2013Unattributed$587.9K
- Jul 2011Unattributed$1.2M
#8
Seed · Lucknow, Uttar Pradesh · founded 2016 · 80 employees$195.8Kraised▾
MSME finance provider driving financial inclusion for underserved Indian businesses. The company is a non-banking financial institution focused on providing finance to micro, small, and medium enterprises operating in India. Recognizing the vital role these businesses play in the Indian economy and the limited access they have to formal financial resources, the company offers innovative loan solutions tailored to their unique needs. These solutions leverage technology, local knowledge, and a deep understanding of informal records. The company aims to empower entrepreneurs in underbanked geographies, fostering vibrant local economies and improving livelihoods through access to finance. This drives financial inclusion and supports the growth of rural and semi-urban areas, contributing to a more equitable society.
- Dec 2019Angel$195.8K
#9
Deadpooled · Varanasi, Uttar Pradesh · founded 2010 · 7 employees—raised▾
SMV Wheels is a social venture focused on providing cycle rickshaws on credit. The company finances custom-designed cycle rickshaws on a weekly repayment cycle for 54 weeks (1 year). It also facilitates rickshaw licenses, insurance, and solicits advertisers to use rickshaws for advertisements.
- 2011Seed—
Funding & investor landscape
Notable founders
Market landscape — 10 sub-themes by coverage
Share of Consumer and SME Loans coverage by sub-theme.
Regulatory-risk over time rising
Funding & growth over time
funding rising · growth rising
Common questions
Riya reads income statements for fun. She covers the real money in a sector — revenue, growth, who actually earns — and never met a vague claim she didn't want a number for.