Best Consumer and SME Loans Companies in Haryana, India
The 39 best Consumer and SME Loans companies in Haryana, India in 2026, ranked by funding and momentum. Funding, investors, founders, valuation, tech stack and live signals. Top: IIFL Home Loans.
Ranked: Best Consumer and SME Loans companies in Haryana
| # | Company | Revenue | Disclosed funding | Last round | Employees | Tech stack | Founder | Recent signals |
|---|---|---|---|---|---|---|---|---|
| 1 | IIFL Home Loans Provider of home loan services | $440M FY2025 | $283M | 13 mo ago | 3,918 3,918 → 3,126 (-20%) · sector median -20% | DrupalPHPGoogle Maps+28 | Monu Ratra CEO | — |
| 2 | Home Credit Chains providing consumer finance products and credit solutions | $249M FY2025 | — | — | 4,362 | QuillRaphaelChart.js+19 | Ondrej Kubik CEO | — |
| 3 | AYEFin Organization empowering economic transformation of micro enterprises | $178M FY2025 | $164M | 23 mo ago | 8,819 | WordPress Block EditorwpBakeryWordPress+30 | Sanjay Sharma Co-Founder & CEO & MD | — |
| 4 | India Shelter Finance Corporation Housing loans to middle income households | $104M FY2024 | $111M | 44 mo ago | 3,323 3,323 → 2,762 (-17%) · sector median -20% | SalesforceSalesforce Service CloudNode.js+18 | Anjali Metha Co-Founder | — |
| 5 | Shubham Provider of affordable housing finance solutions 80Product top 22%Funding top 24%Moat top 24%Innovation top 25% All 11 signals ▾Producttop 22% Fundingtop 24% Moattop 24% Innovationtop 25% Markettop 29% Fin. healthtop 31% Growthtop 34% Techtop 40% Newstop 42% Talentbottom 49% Globalbottom 39% Product: 10 distinct product lines · 4 published apps (54.4k installs) Funding: Raised $190M across 6 rounds · 6 rounds over 16 yrs (0.4/yr) rank vs industry peers · Fliar Intelligence Index 80/100 | $97M FY2025 | $190M | 20 mo ago | 3,387 3,387 → 3,106 (-8%) · sector median -20% | Node.jsTailwind CSSReact+10 | Sanjay Chaturvedi Founder & CEO | 1 partnership |
| 6 | FincFriends Provider of unsecured digital consumer lending products | $89M FY2025 | $17M | 9 mo ago | 57 57 → 42 (-26%) · sector median -20% | MODXPHPparticles.js+9 | Abhishek Bajaj Co-Founder | — |
| 7 | Indiabulls Consumer Finance Provider of consumer and business loans | $45M FY2024 | — | — | 2,808 | — | Sameer Gehlaut Founder & Chairman | — |
| 8 | Indifi Provider of loan products and services for small and medium businesses 72Funding top 18%Moat top 21%Market top 25%Talent top 32% All 11 signals ▾Fundingtop 18% Moattop 21% Markettop 25% Talenttop 32% Producttop 37% Innovationtop 39% Newstop 39% Fin. healthtop 43% Growthtop 49% Techbottom 45% Globalbottom 39% Funding: Raised $90.8M across 8 rounds · 8 rounds over 11 yrs (0.7/yr) Moat: Top 5% by revenue among 743 tracked Alternative Lending companies · Editorial + unicorn rating 8/10 rank vs industry peers · Fliar Intelligence Index 72/100 | $45M FY2025 | $91M | 5 mo ago | 509 509 → 806 (+58%) · sector median -20% | Node.jsAmazon Web ServicesNginx+17 | Alok Mittal Cofounder and Executive Chairman | — |
| 9 | Ummeed Housing Finance Real estate financing company 72Product top 21%Funding top 22%Moat top 29%Growth top 31% All 10 signals ▾Producttop 21% Fundingtop 22% Moattop 29% Growthtop 31% Markettop 33% Fin. healthtop 36% Talenttop 38% Techbottom 40% Globalbottom 39% Newsbottom 22% Product: 4 published apps (84.0k installs) · Company stage: Series F Funding: Raised $114M across 8 rounds · 8 rounds over 10 yrs (0.8/yr) rank vs industry peers · Fliar Intelligence Index 72/100 | $38M FY2025 | $114M | 13 mo ago | 1,654 1,654 → 1,086 (-34%) · sector median -20% | DrupalPHPBootstrap+20 | Ashutosh Sharma Founder and Managing Director | 4 job openings |
| 10 | Seeds Fincap Non-banking financial company providing collateral-free business loans to micro, small, and medium enterprises | $13M FY2025 | $17M | 6 mo ago | 1,271 1,271 → 687 (-46%) · sector median -20% | Animate.cssBootstrapGSAP+18 | Subhash Acharya Co-Founder | 1 award |
| 11 | BharatLoan Provider of digital platform offering unsecured personal loans to salaried individuals | $9M FY2025 | — | — | — | PHPFacebook LoginChart.js+22 | Amit Bansal Founder & CEO | — |
| 12 | ART Housing Finance Home loans provider | $9M FY2025 | — | — | 467 467 → 478 (+2%) · sector median -20% | — | Vipin Jain CEO & Managing Director | — |
| 13 | AMU Leasing Provider of electric vehicle financing services | $7M FY2025 | — | 44 mo ago | — | WebflowChart.jsSwiper+11 | Nehal Gupta CEO & MD | — |
| 14 | Z-First Online lending platform offering business and personal loans | $7M FY2025 | — | — | 1,628 | MUIBootstrapReact+16 | Ashish Ojha Co-Founder & CTO | — |
| 15 | NFIN Provider of consumer and business loans | $4M FY2019 | — | — | 8 | — | S Kumar CEO & MD | — |
| 16 | Satin Finserv Offers personal, SME, and MSME loan services | $4M FY2022 | — | — | 1,622 | WordPressMySQLPHP+22 | Sumit Mukherjee CEO and WTD at Satin Finserv Ltd | 4 job openings |
| 17 | Bizloan Loans for SME | $4M FY2025 | $3M | 22 mo ago | 165 165 → 110 (-33%) · sector median -20% | WordPressSentryMySQL+24 | Abhishek Mishra Co-Founder | — |
| 18 | Swara Fincare Provider of a non-banking financial services to individuals and entrepreneurs in rural and semi-urban areas | $4M FY2025 | $3M | 23 mo ago | 22 | Wix eCommerceWixSentry+13 | Mukund Madhav Co-Founder & COO | — |
| 19 | Subhlakshmi Provider of business loan services to small enterprises | $3M FY2025 | $2M | 50 mo ago | 496 | BootstrapApache HTTP ServerFont Awesome+6 | Bipin Sharma Co-Founder | 2 job openings |
| 20 | STFT Finance Provider of short and long-term loans to MSMEs | $2M FY2025 | — | 15 mo ago | — | WordPressMySQLPHP+27 | Neeraj Chawla Co-Owner | — |
| 21 | ARTH Provider of an online lending platform offering business and consumer loans | $1M FY2025 | — | — | 81 | WordPressMySQLPHP+28 | Jyoti Sagar Founder & Cultural Curator | — |
| 22 | United Leasing & Industries Provider of auto loans | $951K FY2025 | — | — | 4 | — | Anil Khanna Managing Director | — |
| 23 | Dhanrashi Provider of diversified SME and micro loan services | $237K FY2025 | — | — | 65 | UbuntuGoogle MapsBootstrap+7 | — | — |
| 24 | RLF Provider of financial services, manufacturing, and construction services | $183K FY2025 | — | — | — | Adobe FlashApache HTTP Server | Aditya Khanna Managing Director | — |
| 25 | Petit Moyen Kapital Provider of consumer loans | $80K FY2025 | $97K | 55 mo ago | — | — | Harish Pal Kumar Co-Founder | — |
| 26 | Finway Digital lending marketplace offering secured and unsecured loans | $65K FY2025 | — | — | 5 | PHPAnimate.cssBootstrap+9 | Rachit Chawla Founder & CEO | — |
| 27 | Jayant India Nidhi Cooperative lending company | $55K FY2025 | — | — | — | — | Jaibhagwan Co-Founder & Director | — |
| 28 | Bueno Finance Provider of personal loans services | $37K FY2025 | $3M | 62 mo ago | 1 | UbuntuMUIJSS+8 | Saurav Gandhi Co-Founder & CEO | — |
Top 12 Consumer and SME Loans companies in Haryana
#1
Series E · Gurugram, Haryana · founded 2015 · 509 employees$90.8Mraised▾
Provider of loan products and services for small and medium businesses. It offers term loans, lines of credit, invoice discounting, and merchant cash advances. These financial solutions are customized for various sectors, including travel, e-commerce, hotels, retail, restaurants, and startups. The company facilitates loan access through its financing partners.
- Mar 2026Conventional Debt$4.2M
- Jun 2023Series E$35.2M
- Nov 2021Conventional Debt$22.1M
- Aug 2021Series D$19.5M
#2
Series D · Gurugram, Haryana · founded 2009 · 3918 employees$282.8Mraised▾
Provider of home loan services
- Jul 2025Conventional Debt$100M
- Jun 2022Series D$282.8M
- Dec 2021Conventional Debt—
- Jul 2021Conventional Debt$88.1M
#3
Series A · Gurugram, Haryana · founded 2019 · 1271 employees$17.4Mraised▾
Non-banking financial company providing collateral-free business loans to micro, small, and medium enterprises. Its mission to serve the evolving financial needs of individuals, institutions, businesses, and communities in an ever-changing financial services marketplace through progressive and superior financial solutions.
- Feb 2026Series A$329.9K
- Jun 2025Series A$5.7M
- Jun 2024Series A$8.5M
- Dec 2023Venture Debt—
#4
Series F · Gurugram, Haryana · founded 2016 · 1654 employees$114.4Mraised▾
A housing finance company providing loans to lower and middle-income Indian families based in urban and semi-urban areas. It offers home loans, business loans, and loans against property. The company caters to individuals with informal incomes, using specialized income grids for loan eligibility assessment. Loan products are designed to suit diverse customer needs, ranging from small-ticket business loans to larger home loans. The company aims to make homeownership more accessible to a wider segment of the Indian population. They provide doorstep service and strive for fast loan processing.
- Aug 2025Conventional Debt$28M
- Mar 2024Series F$42.5M
- Aug 2023Conventional Debt$20M
- Sep 2021Series E$36.5M
#5
Series A · Gurugram, Haryana · founded 2017 · 57 employees$16.6Mraised▾
Provider of unsecured digital consumer lending products. It offers short-term personal loans through a completely digital and secure process, targeting underserved customers. The process involves online application, real-time underwriting using alternative data and analytics, and instant disbursement to the borrower's bank account. Loans are unsecured, requiring no collateral. The company is registered as a non-deposit taking non-banking financial company.
- Nov 2025Conventional Debt$34.7M
- Jul 2025Conventional Debt$11.5M
- Apr 2024Series A$2M
- Apr 2024Conventional Debt$5.8M
#6
Series E · Gurugram, Haryana · founded 2010 · 3387 employees$189.6Mraised▾
Provider of affordable housing finance solutions. It provides happy homes for those who are outside the formal income circle. It help to fulfill their dreams through cost-effective housing finance solutions that align with needs and financial stability.
- Dec 2024Series E$47.2M
- Jun 2022Series E$112M
- Jan 2018Series D$47.8M
- Aug 2014Series C$19.9M
#7
Public · Gurugram, Haryana · founded 2014 · 8819 employees$164.4Mraised▾
Aye Finance is an organization focused on empowering the economic transformation of micro enterprises. They provide business loans to micro and small businesses.
- Sep 2024Series G$29.9M
- Aug 2024Conventional Debt$25.3M
- Jun 2024Venture Debt$30M
- Mar 2024Conventional Debt$16.4M
#8
Public · Gurugram, Haryana · founded 2010 · 3323 employees$111Mraised▾
Housing loans to middle income households. Company specializes in providing affordable housing finance solutions and promoting financial inclusion, with a focus on serving low-income and informal-income individuals and families to help them achieve homeownership. It offer services such as home loans, loans against property, and more.
- Dec 2022Angel$17.7K
- Aug 2022Conventional Debt$10M
- Oct 2018Series C$26.5M
- Oct 2017Series C$30.1M
#9
Series A · Gurugram, Haryana · founded 2020 · 22 employees$3.3Mraised▾
Provider of a non-banking financial services to individuals and entrepreneurs in rural and semi-urban areas. It offers suitable financing options to each stage entrepreneur, it will play a crucial part in the realm of financial inclusion and contribute to the general improvement of the economy.
- Sep 2024Series A$2.3M
- Feb 2024Angel$30.1K
- Aug 2023Seed$437.4K
- Aug 2022Seed$500K
#10
Series A · Gurugram, Haryana · founded 2016 · 165 employees$2.8Mraised▾
Smart loans fueling growth for micro and small businesses. We provide accessible and hassle-free financial solutions to micro and small businesses, bridging the capital gap often overlooked by traditional institutions. Leveraging an understanding of unique business needs and utilizing technology to streamline processes, we ensure underserved areas have access to necessary capital. We offer tailored financial solutions, quick approvals, and flexible repayments to support business growth seamlessly. Our products include loans for MSMEs, construction, renovation, and house purchases. We are a registered Non-Banking Finance Company (NBFC) approved by the Reserve Bank of India, committed to empowering businesses with timely financial support. We focus on social impact by enabling growth and innovation for enterprises in smaller towns and villages.
- Oct 2024Series A$4.2M
- Sep 2023Seed$949.5K
- Aug 2018Angel$2.8M
#11
Acquired · Gurugram, Haryana · founded 2019 · 1 employees$3.1Mraised▾
Provider of personal loans services
- Jun 2021Seed$3M
- 2021Seed$125K
#12
Early Stage · Gurugram, Haryana · founded 1996 · 496 employees$1.5Mraised▾
Provider of business loan services to small enterprises. It provides general insurance, health insurance and life insurance solutions to individuals, borrowers and co-borrowers.
- Jun 2022Unattributed$593.8K
- Jan 2021Unattributed$265.3K
- Mar 2019Unattributed$676.1K
Funding & investor landscape
Notable founders
Market landscape — 10 sub-themes by coverage
Share of Consumer and SME Loans coverage by sub-theme.
Regulatory-risk over time rising
Funding & growth over time
funding rising · growth rising
Common questions
Riya reads income statements for fun. She covers the real money in a sector — revenue, growth, who actually earns — and never met a vague claim she didn't want a number for.