Company lists
The Kerala edition · 2026

FinTechcompanies in Kerala

Payments, investing & trading, accounting & billing, banking tech, lending and more: the companies building fintech in Kerala, with their founders, funding, team size and business models.

242 company profiles53 with reported revenue7 with recorded fundingOctober 2026 edition
Kerala · Photo: Wikimedia Commons (Creative Commons Attribution-ShareAlike 4.0)

Recent fintech business events in Kerala

Funding, M&A, contract wins and launches involving 334 fintech companies in Kerala, last 24 months: 2 launches · 1 M&A deals. Newest first; companies and investors link to their Fliar profiles. Latest event in our news feed: Dec 2025.

M&AAcquisition · Announced

Acrophyte Asset Management acquires Suntec

Acrophyte plans to enter a conditional sale and purchase agreement with subsidiaries of ESR Group to acquire ESR’s 100 per cent indirect interest in the manager, Suntec Reit’s manager…

LaunchSunTec Xelerate Account Analysis Solution

Suntec business solutions

SunTec Business Solutions today announced the launch of its enhanced, AI-augmented Account Analysis Solution, designed to help US banks unlock deeper client insights, strengthen treasury…

Account Analysis Solution
LaunchXelerate Deal Management

Suntec business solutions

SunTec Business Solutions has launched its upgraded Xelerate Deal Management platform, a enhancement that integrates artificial intelligence and end-to-end automation to revolutionise…

AI-powered deal management platform

FinTech companies in Kerala, by revenue

Browse fintech companies in Kerala by reported revenue, one-year revenue growth, revenue model, age and stage. The 50 companies below are the largest by their most recent reported revenue among 53 fintech companies in Kerala that have filed a figure in the last four years. Every figure keeps its own reporting period, so compare periods before comparing amounts.

Showing 25 of 50

Online alternative investment platform for gold

Investment tech
₹1,479.98 crFY 2024-25
+48%2024–2025
18,259+37% 12 mo to Sep 2024LinkedIn · Jul 2026
11 yr2015
0none in 3 months

Provider of pricing, billing, revenue management, and customer experience orchestration solutions

Finance & accounting tech
₹291.34 crFY 2024-25
+1%2024–2025
853-31% 12 mo to Mar 2024LinkedIn · Jul 2026
36 yr1990
0none in 3 months

Platform offering financing solutions

Alternative lending
₹79.98 crFY 2024-25
+12%2024–2025
82LinkedIn · Jul 2026
37 yr1989
0none in 3 months

Online platform offering technical analysis solutions

Investment tech
₹45.75 crFY 2021-22
Not reported
73-8% 12 mo to Mar 2024LinkedIn · Jul 2026
18 yr2008
0none in 3 months

App-based insurance comparison platform for individuals

Internet first insurance platforms
₹34.44 crFY 2024-25
-22%2024–2025
34LinkedIn · Jul 2026
7 yr2019
0none in 3 months · last posted Feb 2026

AI-based software suite for banks & financial institutions

Banking tech
₹26.10 crFY 2024-25
+23%2024–2025
126+39% vs previous recordLinkedIn · Jul 2026
7 yr2019
0none in 3 months

Provider of Neo Bank and Payment Wallet

Payments
₹24.07 crFY 2024-25
+592%2024–2025
143+60% 12 mo to Sep 2024LinkedIn · Jul 2026
16 yr2010
0none in 3 months

Diversified lending NBFI

Alternative lending
₹20.08 crFY 2024-25
+71%2024–2025
79LinkedIn · Jul 2026
12 yr2014
0none in 3 months · last posted Aug 2025

Core banking software

Banking tech
₹13.79 crFY 2024-25
+2%2024–2025
40LinkedIn · Jul 2026
14 yr2012
0none in 3 months

Core banking software

Banking tech
₹11.08 crFY 2024-25
Not reported
83-14% 12 mo to Sep 2024recorded Sep 2024
13 yr2013
0none in 3 months

Web-based software suite for insurance solutions

Insurance it
₹9.61 crFY 2024-25
+55%2024–2025
109-5% 12 mo to May 2024LinkedIn · Jul 2026
18 yr2008
0none in 3 months · last posted May 2026

Provider of AI-driven platform suite for process automation and identity solutions

Cybersecurity
₹8.74 crFY 2024-25
+74%2024–2025
58+60% 12 mo to Sep 2024LinkedIn · Jul 2026
9 yr2017
0none in 3 months

Offering intelligent sustainability enablement solutions for forward-thinking enterprises across industries

Data as a service
₹8.20 crFY 2024-25
+0%2024–2025
49+4% 12 mo to Sep 2024recorded Sep 2024
13 yr2013
0none in 3 months

Provider of AI-powered banking solutions and digital transformation services

Banking tech
₹7.81 crFY 2024-25
+14%2024–2025
—Not available
9 yr2017
0none in 3 months

Software solutions for the financial services industry

Banking tech
₹7.76 crFY 2024-25
+5%2024–2025
79+3% 12 mo to Sep 2024recorded Sep 2024
22 yr2004
0none in 3 months · last posted May 2026

Digital coupons and tax benefits solutions

Finance & accounting tech
₹6.05 crFY 2021-22
Not reported
—Not available
10 yr2016
—No postings tracked

Trading signals for stock markets, equities, forex, futures, and commodities

Investment tech
₹6.79 crFY 2024-25
+378%2024–2025
81LinkedIn · Jul 2026
10 yr2016
0none in 3 months

Provider of banking and digital services including AEPS, BBPS, and money transfer

Payments
₹4.62 crFY 2024-25
Not reported
31LinkedIn · Jul 2026
4 yr2022
0none in 3 months · last posted Feb 2026

Software solutions for the banking industry

Banking tech
₹4.56 crFY 2024-25
+10%2024–2025
27+0% 12 mo to Aug 2024LinkedIn · Jul 2026
22 yr2004
0none in 3 months · last posted Jul 2026

GST billing software for businesses

Finance & accounting tech
₹3.88 crFY 2024-25
+51%2024–2025
21+124% 12 mo to Jul 2024LinkedIn · Jul 2026
6 yr2020
0none in 3 months

Provider of solutions and services for the financial services industry

Payments
₹3.70 crFY 2024-25
-6%2024–2025
36LinkedIn · Jul 2026
18 yr2008
0none in 3 months · last posted May 2026

Online platform offering technical solutions for the e-remittance and e-payment

Cybersecurity
₹2.78 crFY 2021-22
+29%2021–2022
60LinkedIn · Jul 2026
14 yr2012
0none in 3 months

Reloadable smart cards

Payments
₹2.90 crFY 2024-25
-15%2024–2025
33LinkedIn · Jul 2026
13 yr2013
0none in 3 months · last posted Jul 2025

Invoicing and billing application for businesses

Finance & accounting tech
₹1.84 crFY 2021-22
Not reported
—Not available
6 yr2020
0none in 3 months

Financial advisory company providing solutions for personal finance decisions

Investment tech
₹1.82 crFY 2024-25
+55%2024–2025
14LinkedIn · Jul 2026
14 yr2012
0none in 3 months · last posted Apr 2026
50 of 242 companies shown here · the full list is on Radar
Fliar Radar

Explore all 242 fintech companies in Kerala on Radar

This page shows the top 50. Radar has the complete, filterable list with contacts and live company signals.

Open fintech in Kerala on Radar
  • Every company, not just 50All 242 fintech companies in Kerala, filterable by stage, funding, team size, revenue model and age.
  • Founders and decision-makersLeadership teams with roles and verified LinkedIn profiles, ready for outreach.
  • Live signalsFunding rounds, hiring, launches and M&A as they happen, with alerts on the companies you follow.
  • Save and exportBuild lists, compare companies side by side and export them from your Radar account.

Explore fintech companies in Kerala by what you are looking for

Browse fintech companies in Kerala, from payments and banking software to investment platforms and lenders. Find fintech startups in Kerala and top fintech companies in India that are hiring.

9 ways to explore fintech in Kerala

Payment companies, wallets & remittanceInvestment, trading & wealth management platformsAccounting, invoicing & tax software companiesBanking software & technology providersOnline lending & loan comparison companiesRegTech, compliance & cybersecurity companies

Payment companies, wallets & remittance

Payment apps, wallets and money transfer providers.

  1. Aceware Technologies

    Provider of Neo Bank and Payment Wallet

    Payments
    See in list
  2. Aathif Pay

    Provider of banking and digital services including AEPS, BBPS, and money transfer

    Payments
    See in list
  3. Chillar

    Reloadable smart cards

    Payments
    See in list
  4. Ewire

    App-based mobile wallet

    Payments
    See in list
  5. ExTravelMoney

    An online foreign currency exchange and international remittance marketplace

    Forex tech
    See in list

Investment, trading & wealth management platforms

Platforms for mutual funds, stocks, trading and wealth management.

  1. eSwarna

    Online alternative investment platform for gold

    Investment tech
    See in list
  2. Acumen Group

    Online platform offering technical analysis solutions

    Investment tech
    See in list
  3. Live Long Wealth

    Trading signals for stock markets, equities, forex, futures, and commodities

    Investment tech
    See in list
  4. Moneybase

    Financial advisory company providing solutions for personal finance decisions

    Investment tech
    See in list
  5. Fundfolio

    Online investment training and research platform for the stock market

    Investment tech
    See in list

Accounting, invoicing & tax software companies

Accounting, GST billing and finance software for businesses.

  1. SunTec

    Provider of pricing, billing, revenue management, and customer experience orchestration solutions

    Finance & accounting tech
    See in list
  2. Goodbits

    Digital coupons and tax benefits solutions

    Finance & accounting tech
    See in list
  3. My Tax India

    Tax planning and calculation app

    Finance & accounting tech
    Website
  4. Raintech Software

    GST billing software for businesses

    Finance & accounting tech
    See in list
  5. KANAK

    Invoicing and billing application for businesses

    Finance & accounting tech
    See in list

Banking software & technology providers

Core banking and software suites for banks and financial institutions.

  1. Cleareye

    AI-based software suite for banks & financial institutions

    Banking tech
    See in list
  2. Aceware Technologies

    Provider of Neo Bank and Payment Wallet

    Payments
    See in list
  3. FINCuro

    Core banking software

    Banking tech
    See in list
  4. Perfect Smart Core Banking

    Core banking software

    Banking tech
    See in list
  5. Safe Software and Integrated Solutions

    Software solutions for the financial services industry

    Banking tech
    See in list

Online lending & loan comparison companies

Lenders and marketplaces for consumer and business loans.

  1. Reliant Credits

    Platform offering financing solutions

    Alternative lending
    See in list
  2. Gosree Finance

    Diversified lending NBFI

    Alternative lending
    See in list
  3. Chickly

    Online marketplace for consumers and business loans

    Alternative lending
    See in list
  4. My Gold Bazzar

    Online loan comparison platform for gold loans

    Alternative lending
    Website
  5. Zimble Systems

    Lending and card management software

    Banking tech
    Website

RegTech, compliance & cybersecurity companies

Identity, authentication and compliance technology for finance.

  1. PixDynamics

    Provider of AI-driven platform suite for process automation and identity solutions

    Cybersecurity
    See in list
  2. ThoughtBox

    Online platform offering technical solutions for the e-remittance and e-payment

    Cybersecurity
    See in list
  3. Finahub

    Aadhar authentication, eSign and customer service management platform

    Customer service software
    See in list
  4. mistEO

    Provider of climate risk management and weather intelligence solutions for businesses

    Grc software
    See in list
  5. MobileID

    Provider of public key infrastructure-based authentication solutions

    Image recognition
    Website

Insurance technology companies

Insurance software and comparison platforms.

  1. vKover

    App-based insurance comparison platform for individuals

    Internet first insurance platforms
    See in list
  2. Assuretech

    Web-based software suite for insurance solutions

    Insurance it
    See in list
  3. Sibro

    Insurance software provider for brokers and agents

    Insurance it
    See in list
  4. PolicyInn

    Online comparison platform for life, health, and P&C insurances

    Internet first insurance platforms
    See in list
  5. SurveyorLite

    Insurance claims management software

    Insurance it
    Website

Fintech startups in Kerala

Recently founded fintech companies in Kerala.

  1. Aathif Pay

    Provider of banking and digital services including AEPS, BBPS, and money transfer

    Payments
    See in list
  2. Scan My Invoice

    Automated invoice processing platform

    Finance & accounting tech
    See in list
  3. Dive

    Platform for mutual funds, digital gold, and wealth plans

    Investment tech
    See in list
  4. Billeez

    Software-based invoicing, and billing management solutions

    Finance & accounting tech
    See in list
  5. PaySensei

    A financial management platform designed to streamline payment collection and automate reminders for tutors and coaches

    K-12 edtech
    Website
72 companies in Kerala

Fintech companies hiring in Kerala

Fintech companies in Kerala with open roles.

  1. vKover

    App-based insurance comparison platform for individuals

    Internet first insurance platforms
    See in list
  2. Gosree Finance

    Diversified lending NBFI

    Alternative lending
    See in list
  3. Assuretech

    Web-based software suite for insurance solutions

    Insurance it
    See in list
  4. Safe Software and Integrated Solutions

    Software solutions for the financial services industry

    Banking tech
    See in list
  5. Aathif Pay

    Provider of banking and digital services including AEPS, BBPS, and money transfer

    Payments
    See in list
14 companies in Kerala
Mobile reach

Top 10 fintech apps from Kerala

The most-installed Android apps published by fintech companies headquartered in Kerala — 800K installs between them. 37 companies on this page publish at least one app; each company (legal entity) appears once, with its most-installed app.

1 of 10
1

Billeez POS - Easy Billing App

by Billeez

Installs432K
Rating4.781K ratings
Last updatedMay 2026
View on Google Play ↗
Billeez POS - Easy Billing App screenshot 1Billeez POS - Easy Billing App screenshot 2Billeez POS - Easy Billing App screenshot 3Billeez POS - Easy Billing App screenshot 4Billeez POS - Easy Billing App screenshot 5Billeez POS - Easy Billing App screenshot 6
2

Unimoni Oman

by Unimoni

Installs148K
Rating3.86639 ratings
Installs, year on year+40%
Last updatedFeb 2026
View on Google Play ↗
Unimoni Oman screenshot 1Unimoni Oman screenshot 2Unimoni Oman screenshot 3Unimoni Oman screenshot 4Unimoni Oman screenshot 5Unimoni Oman screenshot 6
3

Dive:Mutual Funds,Digital Gold

by Dive

Installs50K
Rating—
Last updatedMay 2026
View on Google Play ↗
Dive:Mutual Funds,Digital Gold screenshot 1Dive:Mutual Funds,Digital Gold screenshot 2Dive:Mutual Funds,Digital Gold screenshot 3Dive:Mutual Funds,Digital Gold screenshot 4Dive:Mutual Funds,Digital Gold screenshot 5Dive:Mutual Funds,Digital Gold screenshot 6
4

Al Mirqab Remit

by ThoughtBox

Installs32K
Rating—
Last updatedMar 2026
View on Google Play ↗
Al Mirqab Remit screenshot 1Al Mirqab Remit screenshot 2Al Mirqab Remit screenshot 3
5

CoFee - Fee Collection App

by CoFee

Installs25K
Rating—
Last updatedJun 2026
View on Google Play ↗
CoFee - Fee Collection App screenshot 1CoFee - Fee Collection App screenshot 2CoFee - Fee Collection App screenshot 3CoFee - Fee Collection App screenshot 4
The business behind the activity

FinTech financials in Kerala

Revenue, profit and growth from the filed annual accounts of 44 fintech companies in Kerala for FY24-25 — 62 of the 242 companies on this page file accounts with the Ministry of Corporate Affairs. The five largest earn 91% of the revenue, so medians describe the typical company better than totals.

combined revenue, FY24-25₹2,073.69 cr

44 companies filing accounts

combined net profit₹61.05 cr

2.9% aggregate margin

are profitable66%

29 of 44 companies

median revenue~₹2.6 cr

the typical company

median revenue growth+16%

into FY24-25

earned by the top five91%

revenue concentration

Six-year view

Combined revenue of filing companies

₹583.58 crFY19-2030 filers
₹798.06 crFY20-2136 filers
₹1,062.14 crFY21-2251 filers
₹1,257.13 crFY22-2350 filers
₹1,515.17 crFY23-2450 filers
₹2,073.69 crFY24-2544 filers

The number of companies filing changes each year; the three-year cohort below compares like with like.

Like-for-like

The same 41 companies over three years

+66%
FY22-23₹1,247.71 cr₹9.08 cr net
FY23-24₹1,509.82 cr−₹11.68 cr net
FY24-25₹2,072.71 cr₹61.10 cr net

Companies with accounts for all three years, so growth is not an artefact of who filed.

Scale and profit

Bigger companies are far more often profitable

Under ₹1 cr1533% profitable
₹1–10 cr1878% profitable
₹10–100 cr989% profitable
₹100–1,000 cr1100% profitable
Over ₹1,000 cr1100% profitable

Companies by FY24-25 revenue. Bars show how many companies sit in each band.

Momentum

How fast revenue moved into FY24-25

Shrinking9
0–20%14
20–50%7
50–100%5
Doubled+6

41 companies with accounts for both years; median growth +16%.

Profitability

Profit is concentrated at the top

29profitable
15loss-making
2.9%aggregate margin
1.9%median margin

The aggregate margin is pulled up by a few large filers; the median shows the typical company.

Growth leaders · ₹10 cr+ revenue

Fastest growing, FY24-25

CompanyGrowthRevenue
Aceware TechnologiesACEWARE FINTECH SERVICES PRIVATE LIMITED+592%₹24.07 cr
Gosree FinanceGOSREE FINANCE LIMITED+75%₹20.02 cr
eSwarnaMUTHOOT EXIM PRIVATE LIMITED+48%₹1,479.98 cr
Hedge EquitiesHEDGE EQUITIES LIMITED+32%₹15.32 cr
CleareyeCLEAREYE.AI PRIVATE LIMITED+23%₹26.10 cr
Acumen GroupACUMEN CAPITAL MARKET (INDIA) LIMITED+19%₹54.34 cr
Profit leaders · ₹10 cr+ revenue

Highest net margins, FY24-25

CompanyMarginRevenue
Acumen GroupACUMEN CAPITAL MARKET (INDIA) LIMITED27.4%₹54.34 cr
Hedge EquitiesHEDGE EQUITIES LIMITED₹15.32 cr
Gosree FinanceGOSREE FINANCE LIMITED18.9%₹20.02 cr
CleareyeCLEAREYE.AI PRIVATE LIMITED10.1%₹26.10 cr
Perfect Smart Core BankingPERFECT SOFTWARE SOLUTIONS CLT PRIVATE LIMITED7.8%₹11.08 cr
Aceware TechnologiesACEWARE FINTECH SERVICES PRIVATE LIMITED5.7%₹24.07 cr
Inside the industry

Sub-sectors compared, FY24-25

Sub-sectorCompaniesRevenueMedian revenueProfitableMargin
Investment tech8₹1,547.03 cr~₹2.1 cr62%2.7%
Finance & accounting tech10₹238.56 cr~₹57 lakh30%0.6%
Banking tech6₹71.09 cr~₹9.4 cr83%3.5%
Payments5₹35.54 cr~₹3.7 cr80%7.2%
Leaders

Largest fintech companies by revenue, FY24-25

Company · legal entityRevenueNet resultMarginGrowth
eSwarnaMUTHOOT EXIM PRIVATE LIMITED₹1,479.98 cr₹28.36 cr1.9%+48%
SunTecSuntec Business Solutions Private Limited₹231.27 cr₹1.78 cr0.8%+6%
Reliant CreditsRELIANT CREDITS (INDIA) LIMITED₹79.98 cr₹4.01 cr5.0%+12%
Acumen GroupACUMEN CAPITAL MARKET (INDIA) LIMITED₹54.34 cr₹14.88 cr27.4%+19%
vKoverYELLA INSURANCE BROKING PRIVATE LIMITED₹34.44 cr₹37.82 lakh1.1%-22%
CleareyeCLEAREYE.AI PRIVATE LIMITED₹26.10 cr₹2.64 cr10.1%+23%
Aceware TechnologiesACEWARE FINTECH SERVICES PRIVATE LIMITED₹24.07 cr₹1.38 cr5.7%+592%
Gosree FinanceGOSREE FINANCE LIMITED₹20.02 cr₹3.79 cr18.9%+75%
Hedge EquitiesHEDGE EQUITIES LIMITED₹15.32 cr₹4.01 cr+32%
FINCuroFINCURO SOLUTIONS PRIVATE LIMITED₹13.79 cr−₹4.98 cr-36.1%+2%
Some figures are available to Radar members.Log in to Radar to see every figure

Standalone annual accounts filed with the Ministry of Corporate Affairs. Brands that share one legal entity are shown together and counted once.

Industry landscape report

Fintech Industry Landscape of India

The financials above are one chapter. The full fintech landscape of Kerala maps the whole industry — every segment, the capital behind it, the talent market and where the next opportunities are.

  • Market map of every sub-sector
  • Funding & company formation by year
  • Revenue, profit & financial strength
  • Digital footprint: traffic, apps, releases
  • Hiring, skills & pay
  • Founders & leaders
  • News & sentiment
  • Where demand runs ahead of supply
Read the fintech landscape of Kerala
For investors and data teams

Put this intelligence into your own tools

The figures on this page come from Fliar’s company, funding and MCA filings data. Use it through the Investor Intelligence API and MCA financials feeds, or explore every company, filing and investor in Radar.

Capital & corporate activity

FinTech funding and M&A across India

4,557 recorded equity rounds have gone to 14,968 fintech companies in India — how much, at which stage, into which sub-sectors, from whom, and how Kerala compares. Debt, IPO and grant rounds are excluded.

equity rounds, last 12 months105

US$1.04bn

equity rounds, last 24 months391

US$3.21bn

raised over five yearsUS$19.15bn

2,304 rounds in India

M&A deals, Kerala1

last 24 months

Capital by year

Equity funding into fintech in India

amount rounds
$1.7bn2018319
$3.3bn2019387
$2.2bn2020384
$7.2bn2021621
$4.5bn2022610
$2.4bn2023371
$2.2bn2024362
$2.1bn2025276
$751m202664

Bars show US$ raised; the number under each year is equity rounds. 2026 is year to date. The peak year was 2021, with US$7.17bn across 621 rounds.

The funding ladder · five years

Rounds and typical cheque by stage

AngelUS$107.60m335 rounds · median US$123k
SeedUS$1.55bn1,218 rounds · median US$657k
Series AUS$3.10bn337 rounds · median US$5.00m
Series BUS$2.74bn173 rounds · median US$10.00m
Series CUS$3.58bn89 rounds · median US$30.00m
Series D+US$8.05bn149 rounds · median US$20.00m
Where the money went · five years

Most-funded sub-sectors

PaymentsUS$4.90bn273 rounds · 124 companies
Alternative lendingUS$4.87bn515 rounds · 228 companies
Investment techUS$2.37bn555 rounds · 256 companies
Banking techUS$1.21bn197 rounds · 106 companies
Internet first insurance platformsUS$1.06bn67 rounds · 32 companies
CryptocurrenciesUS$669.89m65 rounds · 46 companies
Auto e-commerce & contentUS$451.63m28 rounds · 10 companies
Corporate activity · last 24 months

M&A in Kerala

1Acquisition

Most active acquirers

  1. Acrophyte Asset Management1

Most acquired or merged

  1. Suntec1

Each deal appears in the events strip at the top of the page.

Go deeper in the fintech landscape reports:

Fintech Industry Landscape of India

FinTech funding in Kerala

7 fintech companies in Kerala have recorded equity funding, US$9.03m in total. Totals and round dates describe the historical record; they are not current valuations.

Founders and momentum in Kerala

Meet the people behind fintech companies in Kerala. 104 of 242 companies list founders or leaders; where a public LinkedIn profile matches exactly, the expanded profile shows the photo, headline, location and education.

Explore Kerala fintech companies by sub-sector

The most common specialisations among fintech companies in Kerala. Open a company to see what it sells, who runs it and how far it has come.

Keep exploring fintech in India and nearby markets.

Coming soon