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Radar · Payments in West Bengal

Best Payments Companies in West Bengal, India

The 39 best Payments companies in West Bengal, India in 2026, ranked by funding and momentum. Funding, investors, founders, valuation, tech stack and live signals. Top: Sifipay.

39companies tracked
$5Mdisclosed funding
0unicorns
2have raised
FLIAR INTELLIGENCE · PAYMENTS × WEST BENGAL

Our analysis of 50 Payments companies

$10.6b in tracked funding; 90% of the stack-profiled cohort runs cloud-native; funding activity peaked in 2021.

50companies analysed
90%cloud-native stacks
2021funding peak (by rounds)
10unicorns
2017median founding year

Ranked: Best Payments companies in West Bengal

#CompanyDisclosed fundingLast roundStageFounderFoundedTech stackRecent signals
1Sifipay
Payment gateway solution for businesses
$5M66 mo agoSeedNavneet Makharia
Co-Founder
2020——
2OneWalletHub
Payment Platform provider
$14K90 mo agoSeed—2015——
3Acqualtscards
E-commerce Payments gateway and Card processing solution provider
——UnfundedPrasenjit Bar
CEO
2014——
4BG Techno Solutions
Agent-based payment solutions
——DeadpooledBapi Gazi
Founder & CEO
2018——
5Bharat Fintech Solutions
Platform offering payment solutions for businesses and individuals
——UnfundedJashim Laskar
Co-Founder
2023——
6BundlePe
App-based platform for bill payments
——Unfunded—2022——
7ChargeTM
Online mobile recharge platform
——UnfundedKoushik Mondal
Founder
2015——
8ElfinPay
App-based wallet for money transfers & retailer payments
——UnfundedKaushik Ghoshal
CEO
2019——
9EPay
Agent-enabled online payment solution
——Unfunded—2018——
10Ezypay
Agent-based payment & banking solutions for retailers
——Funding RaisedKrishna Mazumdar
Co-Founder
2010PleskWindows ServerAnimate.css+112 launchs · 1 partnership

Top 2 Payments companies in West Bengal

#1
Seed · Kolkata, West Bengal · founded 2020 · 1 employees
$5Mraised
▾

Payment gateway solution for businesses. It features an online payment API that allows businesses to accept online payment from clients via UPI address, bank account, e-wallet, and more. It automates the account reconciliation process that enables businesses to monitor customer payments and detects transaction anomalies.

Funding rounds
  • Feb 2021Seed$5M
Founders & team
Navneet MakhariaCo-Founder
#2
Seed · Kolkata, West Bengal · founded 2015
$14.1Kraised
▾

OneWalletHub provides payments platform. The merchant can accept payments from net banking, credit/debit card, and major e-wallets like Paytm, Mobikwik etc. The user can enter the Paytm registered number and OTP to make payments through Paytm wallet.

Funding rounds
  • Feb 2019Seed$14.1K
  • Nov 2018Conventional Debt—
Investors
Neotec Hub

Funding & investor landscape

$5Mtotal disclosed funding
2companies funded
2disclosed rounds
0rounds last 90 days
Most active investors
Neotec Hub1 rounds
Prism market signals · India · country-scoped Prism corpus, 245,398 docs

Market landscape — 10 sub-themes by coverage

Share of Payments coverage by sub-theme.

Regulatory-risk over time rising

Funding & growth over time

funding rising · growth rising

RESEARCH SIGNALS · India

How research on Digital Payments is moving in India

A read on the academic research around Digital Payments — which themes are gaining ground, the institutions and researchers driving them, and how the tone is shifting. Based on 1,602 India-affiliated papers.

research sentiment over time
200920182026
enthusiastic · positive · guarded tone
Tone is overwhelmingly optimistic and intensifying — the enthusiastic (strongly-positive) share moved 26% → 45% across 2009–2026.
top research entities
  • G.S. Science, Arts And Commerce College87
  • Symbiosis International University42
  • University of Delhi41
  • Jain University31
  • Amity University28
leading researchers
V. N. Sastry · Vibha Kaw Raina · Shaik Shakeel Ahamad · B Ravi Prasad · Abhishek Kumar · Shilpa Aggarwal · Siba K. Udgata · Kare, Dipak Nivrutti
▲ Breakthroughs167 · 10%
▼ 13%→11% share
▼0.8× share momentum0 median citations77% since 2021mostly methods-led
Breakthroughs are cooling (13%→11% of field), led by Payment system.
rising sub-themes (early→recent)
  • Payment system4→31
  • Database transaction4→23
  • Mobile payment15→28
  • Payment service provider3→16
  • Cash1→11
Newly emergingTransparency (behavior) 0→14 · Interface (matter) 0→13 · Blockchain 0→11
Landmark Behavioural intention to adopt mobile wallet: a developing country perspective · 321 cites
◆ Advancements511 · 32%
▼ 35%→32% share
▼0.9× share momentum0 median citations75% since 2021mostly empirical
Advancements are cooling (35%→32% of field), led by Mobile payment.
rising sub-themes (early→recent)
  • Mobile payment42→161
  • Financial inclusion2→96
  • Financial services1→61
  • Database transaction5→56
  • Mobile banking5→36
Newly emergingGovernment (linguistics) 0→35 · FinTech 0→33 · Unbanked 0→20
Landmark Adoption readiness, personal innovativeness, perceived risk and usage intention across customer groups for mobile paymen · 595 cites
▼ Concerns405 · 25%
26%→26% share
▲1.0× share momentum0 median citations75% since 2021mostly empirical
Concerns are cooling (26%→26% of field), led by Mobile payment.
rising sub-themes (early→recent)
  • Mobile payment25→141
  • Financial inclusion2→69
  • Financial services2→51
  • Database transaction8→41
  • Government (linguistics)6→39
Newly emergingFinTech 0→36 · Digital currency 0→20 · Cryptocurrency 0→13
Landmark Mobile banking and economic development: linking adoption, impact, and use · 472 cites
RESEARCH HOTSPOTS · India

Where digital payments is researched across India

Location clusters by institution affiliation — each city's volume, stance tone, and a quick read on its hot topic, what's advancing, the opening opportunity, and the main concern.

Delhi-NCR83 · +0.15
Hot · Mobile paymentAdvancing · Structural equation modelingOpportunity · FinTechConcern · Internet privacy
Pune59 · +0.27
Hot · Mobile paymentAdvancing · RevenueOpportunity · MarketingConcern · Financial inclusion
Chennai44 · +0.39
Hot · Computer securityAdvancing · Mobile computingOpportunity · Financial inclusionConcern · Mobile payment
Hyderabad27 · +0.45
Hot · Computer networkAdvancing · Computer securityOpportunity · Mobile computing
Bengaluru20 · +0.40
Hot · CashAdvancing · Transparency (behavior)Opportunity · Code (set theory)Concern · Mobile banking
Ahmedabad10 · +0.33
Hot · Mobile paymentOpportunity · Structural equation modeling
Mumbai9 · +0.31
Hot · Mobile paymentAdvancing · Mobile deviceOpportunity · Mobile apps
Kolkata7 · +0.26
Hot · Mobile paymentOpportunity · Debit card
Varanasi7 · +0.43
Hot · Mobile paymentAdvancing · MarketingOpportunity · Continuance
PATENT SIGNAL · India

Who's filing digital payments patents in India

India digital payments patent filing is accelerating — 39 filings from 56 assignees (2017–2025), led by NAT Payments Of India, Tripathi Brijesh, Gupta Pritesh; annual filings 3→4.

39 filings56 assigneespeak 6/yr2017–2025
filing momentum (YoY 2017–2025)
top patent filers
  • NAT Payments Of India21
  • Tripathi Brijesh4
  • Gupta Pritesh4
  • DAS Pranamesh4
  • APE Payment OY4
  • Sharma Anubhav2
  • Talent Unltd Online Services2
  • Pardhasarthy Mahesh Bhupathi2

Common questions

How many Payments companies are there in West Bengal, India?
Radar tracks 39 indexable Payments companies headquartered in West Bengal, India that meet our profile-completeness bar.
What is the total funding raised by Payments companies in West Bengal, India?
The Payments companies in West Bengal, India on this list have raised a combined $5M in disclosed equity funding across 2 funded companies.
Which is the highest-funded Payments company in West Bengal, India?
Sifipay is the highest-funded Payments company in West Bengal, India, with $5M in disclosed equity funding.
How many Payments companies in West Bengal, India are funded?
2 of the 39 Payments companies in West Bengal, India on this list have disclosed at least one equity funding round.
How many Payments unicorns are there in West Bengal, India?
None of the Payments companies in West Bengal, India on this list currently has a disclosed valuation of $1B or more.
Who are the top investors in West Bengal, India Payments companies?
The most active investors in West Bengal, India Payments companies on this list include Neotec Hub.
Riya SenguptaFinancials

Riya reads income statements for fun. She covers the real money in a sector — revenue, growth, who actually earns — and never met a vague claim she didn't want a number for.

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