Best Payments Companies in Gurugram, India
The 85 best Payments companies in Gurugram, India in 2026, ranked by funding and momentum. Funding, investors, founders, valuation, tech stack and live signals. Top: BharatPe.
Our analysis of 50 Payments companies
$10.6b in tracked funding; 90% of the stack-profiled cohort runs cloud-native; funding activity peaked in 2021.
Ranked: Best Payments companies in Gurugram
| # | Company | Revenue | Disclosed funding | Revenue YoY | Employees | Tech stack | Recent signals |
|---|---|---|---|---|---|---|---|
| 1 | BharatPe 🦄 Provider of payment solutions, lending, and investment opportunities for businesses 84Funding top 15%Customers top 15%Moat top 17%Talent top 20% All 12 signals ▾Fundingtop 15% Customerstop 15% Moattop 17% Talenttop 20% Markettop 23% Innovationtop 27% Producttop 28% Newstop 29% Techtop 33% Fin. healthtop 38% Growthtop 47% Globalbottom 39% Funding: Raised $604M across 17 rounds · 17 rounds over 8 yrs (2.1/yr) Customers: Play-Store rating 4.25★ across 969,899 ratings (1 apps) · Review volume +59% in 6 mo rank vs industry peers · Fliar Intelligence Index 84/100 | $205M FY2025 | $604M | +17% | 898 | WordPressApple iCloud MailGoogle Workspace+29 | 2 awards |
| 2 | Comviva Developer of platforms for digital payments, marketing, and business operations | $178M FY2025 | $14M | +13% | 2,283 2,283 → 3,273 (+43%) | Node.jsUbuntuTailwind CSS+24 | 1 award |
| 3 | MobiKwik Provider of digital payment services for mobile and utility bills 72Moat top 17%Funding top 20%Market top 21%Tech top 26% All 12 signals ▾Moattop 17% Fundingtop 20% Markettop 21% Techtop 26% Newstop 32% Producttop 39% Talenttop 39% Fin. healthtop 40% Growthbottom 48% Customersbottom 47% Innovationbottom 46% Globalbottom 39% Moat: Top 2% by revenue among 743 tracked Payments companies · Editorial + unicorn rating 9/10 Funding: Raised $269M across 23 rounds · 23 rounds over 13 yrs (1.8/yr) rank vs industry peers · Fliar Intelligence Index 72/100 | $131M FY2026 | $269M | -3% | 667 667 → 1,590 (+138%) | Apple iCloud MailGoogle WorkspaceRuby+17 | 1 job opening · 1 launch |
| 4 | Paisabazaar Online financial marketplace that offers a range of personal loan and credit card options to consumers | $74M FY2025 | $580K | +1% | 5,150 5,150 → 4,031 (-22%) | Apple iCloud MailGoogle WorkspacePHP+18 | 1 launch |
| 5 | Roinet Solution Developer of financial inclusion and digital finance and banking solutions to under-served communities | $40M FY2025 | $2M | +49% | 390 390 → 627 (+61%) | Windows ServerBootstrapIIS+11 | 1 partnership |
| 6 | FreeCharge Digital wallet for consumer payments 69Market top 18%Moat top 24%Tech top 26%Customers top 31% All 11 signals ▾Markettop 18% Moattop 24% Techtop 26% Customerstop 31% Fundingtop 37% Fin. healthtop 39% Producttop 44% Newstop 49% Talentbottom 49% Globalbottom 45% Growthbottom 36% Market: 103,703 employees (top 1% of SaaS) · Revenue ~$36.9M Moat: Top 6% by revenue among 743 tracked Payments companies · Editorial + unicorn rating 6/10 rank vs industry peers · Fliar Intelligence Index 69/100 | $37M FY2025 | $117M | -33% | 103,703 | Node.jsEnvoyReact+21 | 1 launch |
| 7 | ZaakPay In-App payments gateway | $35M FY2025 | $1M | +74% | 9 | SentryTypeScriptSalesforce+13 | — |
| 8 | Banknyou Provider of digital payment solutions for businesses | $23M FY2025 | — | +95% | — | WordPressMySQLPHP+12 | — |
| 9 | Finkeda Provider of digital banking and fintech solutions for underserved areas | $22M FY2025 | — | — | 64 | WordPressMySQLPHP+20 | — |
| 10 | Collexo Fee payment collection platform for educational institutions | $11M FY2025 | — | +30% | 267 | WordPress Block EditorWordPressMySQL+32 | 5 launchs |
| 11 | Zillion Online platform offering rewards on multi-category products | $10M FY2025 | $9M | -11% | 22 | Windows ServerMicrosoft ASP.NETBootstrap+16 | — |
| 12 | Falcon Provider of a cloud-native platform for next-generation financial products 53Moat top 32%Funding top 40%Growth top 40%Tech top 41% All 12 signals ▾Moattop 32% Fundingtop 40% Growthtop 40% Techtop 41% AItop 45% Talenttop 45% Markettop 46% Productbottom 47% Newsbottom 44% Innovationbottom 41% Globalbottom 39% Fin. healthbottom 38% Moat: Top 13% by revenue among 363 tracked Banking Tech companies · Editorial + unicorn rating 5/10 Funding: Raised $9.2M across 3 rounds · 3 rounds over 5 yrs (0.6/yr) rank vs industry peers · Fliar Intelligence Index 53/100 | $9M FY2025 | $9M | -15% | 71 | WebflowGSAPTwitter Ads+18 | — |
| 13 | OnionPay Online payment gateway solutions for businesses to accept payments | $5M FY2022 | $467K | +6288% | 38 | — | — |
| 14 | Oxigen Platform offering POS software for business | $5M FY2025 | $50M | +61% | 66 | Windows ServerAnimate.cssBootstrap+9 | — |
| 15 | Eko Provider of financial service APIs and white-label portal solutions | $4M FY2025 | $12M | -22% | 41 | ZohoReactReact Router+11 | — |
| 16 | Estel Technologies White label mPoS solutions provider | $4M FY2025 | — | +6% | 115 115 → 188 (+63%) | WebflowMicrosoft ClarityGoogle Analytics+11 | — |
| 17 | Nupay Provider of API infrastructure for banking, payments, lending, and reconciliation | $2M FY2024 | $845K | -77% | 23 23 → 22 (-4%) | — | 1 job opening |
| 18 | MMADpay Online payment gateway platform offering payment management solutions | $1M FY2025 | $2M | +1% | 10 | TurbopackNode.jsRadix UI+12 | — |
| 19 | Cashlesso Payment gateway solutions | $1M FY2021 | — | — | — | — | — |
| 20 | CreditKaro Online platform to apply for credit card and consumer loans | $845K FY2025 | — | -18% | 31 | PHPLaravelSwiper+11 | — |
| 21 | EzSwype Mobile based POS solution | $430K FY2025 | — | -57% | 9 | — | — |
| 22 | Sign3 Provider of AI-powered fraud prevention and risk management solutions for financial institutions 19AI top 45%Talent top 45%Moat bottom 48%Funding bottom 43% All 7 signals ▾AItop 45% Talenttop 45% Moatbottom 48% Fundingbottom 43% Globalbottom 36% Marketbottom 32% Fin. healthbottom 21% AI: Product described with: ai-powered Talent: 2 named leaders on record rank vs industry peers · Fliar Intelligence Index 19/100 | $362K FY2025 | $2M | — | — | — | 1 job opening |
| 23 | SalarySe Fintech platform providing financial products including credit cards and salary advances 69Growth top 11%News top 25%Tech top 29%Talent top 30% All 10 signals ▾Growthtop 11% Newstop 25% Techtop 29% Talenttop 30% Fundingtop 35% Moattop 37% Productbottom 45% Marketbottom 43% Fin. healthbottom 42% Globalbottom 39% Growth: Revenue +152% YoY · Web rank 5,000,000 → 500,000 YoY News: 6 BI events in 12 mo (of 16 tracked, 3 types) · +500% YoY rank vs industry peers · Fliar Intelligence Index 69/100 | $277K FY2025 | $5M | +152% | 38 38 → 88 (+132%) | TurbopackEmotionNode.js+21 | — |
| 24 | Kashware Multi account payments card for consumers | $250K FY2025 | $1M | -61% | 21 | Wix eCommerceWixSentry+11 | — |
| 25 | Zerone Microsystems POS mobile apps for businesses | $208K FY2025 | $2M | +7% | 1 | — | — |
Top 12 Payments companies in Gurugram
#1
BharatPe 🦄Series E · Gurugram, Haryana · founded 2018 · 898 employees$604Mraised▾
Provider of payment solutions, lending, and investment opportunities for businesses. It offers tools for payment acceptance, including QR codes and card payment devices. Additionally, it facilitates business loans and provides an investment platform. The company aims to support businesses with financial products.
- Mar 2026Conventional Debt$10M
- May 2025Conventional Debt$15M
- Jul 2024Venture Debt$10.2M
- Jan 2024Venture Debt$100M
#2
Seed · Gurugram, Haryana · founded 2021$1.5Mraised▾
Provider of AI-powered fraud prevention and risk management solutions for financial institutions. It offers a unified platform that enhances user profiles to detect fraud, suspicious behavior, and user intent. The platform enables user segmentation based on risk levels, improving the accuracy of decision-making systems. It delivers actionable insights, risk scoring, and advanced forecasting, allowing customization of offerings and mitigation of risks. The solutions provide integration without long-term contracts, offering adaptable features that scale with business needs.
- Mar 2026Seed$1.5M
#3
Series A · Gurugram, Haryana · founded 2023 · 38 employees$5.3Mraised▾
Fintech platform providing financial products including credit cards and salary advances. It offers options for accessing salary early and fixed deposit accounts. It also provides a co-branded credit card and facilitates UPI payments. The company shares blog posts on topics such as investing and savings.
- Oct 2025Series A$11.3M
- Oct 2024Seed—
- Apr 2024Seed$58.7K
- Oct 2023Seed$5.3M
#4
Public · Gurugram, Haryana · founded 2009 · 667 employees$268.8Mraised▾
Provider of digital payment services for mobile and utility bills. This service facilitates electronic transactions for telecommunication top-ups and recurring household service payments. Users manage financial transfers and settle invoices through a centralized digital interface.
- Mar 2024Conventional Debt$6M
- Jan 2023Series H$551.1K
- Aug 2022Conventional Debt$6.7M
- Dec 2021Series H$14M
#5
Series B · Gurugram, Haryana · founded 2020 · 71 employees$4.7Mraised▾
Provider of API platform offering banking integration solutions for fintech companies. It is a fintech infrastructure platform providing APIs and SDKs to enable seamless banking integrations and digital payments. The platform offers customizable solutions to help fintech companies launch and scale their financial products.
- Jun 2025Series B$3.5M
- Sep 2023Grant (prize money)—
- Nov 2022Series A$4.7M
- Feb 2021Seed—
#6
Seed · Gurugram, Haryana · founded 2024$284.4Kraised▾
Platform that offers strategies for saving money along with credit card rewards and loyalty programs. It enables users to track all their expenses in one place, gaining a clear view of their spending habits. The platform also analyzes individual spending patterns and recommends the best credit card suited to users needs, ensuring maximum rewards and benefits. It also allows users to manage multiple credit cards, helping them keep track of due dates, spending limits, and reward points. It also simplifies loyalty program tracking by consolidating all details in one place, ensuring users never miss out on cashback, exclusive perks, or reward redemptions.
- Jan 2026Angel$444.8K
- Oct 2025Seed$1M
- Oct 2025Conventional Debt—
- Dec 2024Angel$284.4K
#7
Series A · Gurugram, Haryana · founded 2012 · 71 employees$9.2Mraised▾
Provider of a cloud-native platform for next-generation financial products. This platform enables the creation and deployment of credit cards, UPI-linked credit products, prepaid cards, fixed deposits, and lending solutions. It offers both no-code customization options for ready-to-use applications and APIs for integration into existing systems. The platform includes features for managing user access, personalization, reporting, compliance, and analytics. It leverages AI-powered capabilities for lending and incorporates robust KYC and AML checks. The platform is designed for scalability and efficiency, supporting various business models from banks and NBFCs to fintech companies.
- Sep 2024Series A$4.3M
- Dec 2022Seed$2.5M
- Nov 2021Seed$2.4M
#8
Acquired · Gurugram, Haryana · founded 2010 · 103703 employees$116.9Mraised▾
Digital wallet for consumer payments. Facilitates payment for mobile recharges, DTH recharges, electricity bills, water bills, telecom bills, gas bills, money transfers, and more. Payments can be made through credit or debit cards, bank transfers, and wallets. Application is available for both Android and iOS devices.
- Feb 2015Series C$80M
- Sep 2014Series B$33M
- Jan 2012Series A$3.9M
- 2011Seed—
#9
Series B · Gurugram, Haryana · founded 2006 · 41 employees$12.3Mraised▾
Provider of financial service APIs and white-label portal solutions. They offer APIs for payments, money transfer, and verification. The company provides white-label portals for insurance, recharge, travel, and banking services. They also offer a retailer banking application and SBI Kiosk services.
- Jul 2022Series B$3.8M
- Dec 2017Series A$1.6M
- Mar 2011Series A$6.8M
- Sep 2010Angel$125K
#10
Early Stage · Gurugram, Haryana · founded 2023$144.4Kraised▾
Provider of a platform enabling credit card discounts and commission earnings. It facilitates access to credit card offers for online shoppers. The platform allows cardholders to earn commission and reward points on payments. Reimbursement occurs after the product return window closes.
- Jan 2025Unattributed$144.4K
#11
Seed · Gurugram, Haryana · founded 2023$215Kraised▾
Provider of a payment orchestration platform for businesses. This platform integrates multiple payment providers and acquirers, offering a unified interface for communication, control, and management of payment processes. It facilitates faster and more secure transactions, improves payment success rates, and enhances control over payment-related data and analytics. The platform supports various payment types, including one-time purchases and recurring subscriptions, and offers features such as real-time currency conversion and comprehensive reporting. Integration is streamlined through software development kits and extensions. The platform also includes solutions for cross-border payments, handling transactions in numerous currencies and prioritizing data security. A suite of additional products complements the core platform, providing further functionality for order management, inventory management, and card recharging.
- Aug 2024Seed$53.7K
- Mar 2024Seed$161.3K
#12
Series B · Gurugram, Haryana · founded 2004 · 66 employees$50.2Mraised▾
Platform offering POS software for business. Its proprietary software that enables the retailer to perform transactions through both online as well as offline stores. Its payment solution includes wallets, UPI, Bharat QR, Adahaar pay, merchant payment, and more.
- Jan 2016Series B$588.7K
- Jan 2008Series B$38.1M
- Mar 2006Series A$11.5M
Funding & investor landscape
Notable founders
Market landscape — 10 sub-themes by coverage
Share of Payments coverage by sub-theme.
Regulatory-risk over time rising
Funding & growth over time
funding rising · growth rising
How research on Digital Payments in Gurugram is moving
A read on the academic research around Digital Payments in Gurugram — which themes are gaining ground, the institutions and researchers driving them, and how the tone is shifting. Based on 83 papers.
- University of Delhi41
- Amity University28
- Noida International University4
- Indian Institute of Technology Delhi3
- Jawaharlal Nehru University3
- Mobile payment3
- Credit card fraud1
- Credit card1
- Commit1
- Payment processor1
- Mobile payment2→9
- Mobile payment6→10
- Internet privacy1→3
Who's building digital payments IP in Gurugram
- India Post Payments Bank21Delhi
- Rajesh Kumar & Associates1Ghaziabad
- Suresh Kumar & Co.1Delhi
Common questions
Riya reads income statements for fun. She covers the real money in a sector — revenue, growth, who actually earns — and never met a vague claim she didn't want a number for.