Industry landscapes
Industry report

Funding and advertised pay are reported in USD; filed accounts retain their stated source currency and basis.

Exchange-rate basis

Indicative conversions use ECB reference rates dated 2026-09-14, applied consistently across all periods. They are not historical exchange rates. Indian rupees may use crore (1 crore = 10 million); other currencies use K, M and B. CSV downloads, source documents and quoted news headlines retain their original currencies.

THE AUSTRALIA EDITION 2026

Australia’s
accounting and tax software industry,
in focus.

The companies, capital and talent shaping accounting and tax software in Australia. Find the leaders. Understand the segments. See where the activity is.

Snapshot: Funding in USD
Illustrated cover for Accounting and Tax Software Industry Landscape of Australia
AU
COMPANIES · CAPITAL · TALENT

An industry ecosystem,
measured in context.

Accounting and Tax Software illustration
MEET THE COMPANIES

Explore Australia’s accounting and tax software leaders

24 featured companies from the funding, hiring, revenue and team-size leaderboards.

Expand panel +
Accounting and Tax Software company highlights in Australia, snapshot 2 September 2026
Company
Protechtprotechtgroup.com$321.93M88
MYOBmyob.com$155M2,669
InDebtedindebted.co$97.65M250
Ignitionignitionapp.com$75.43M180
Ordermentumordermentum.com$58.94M59
Cascadecascade.app$40M14
Slypslyp.com.au$34.52M1 roles50
Credit Clearcreditclear.com.au$24.26M38Financial figure available in RadarView in Radar
Assetiasseti.co4 roles
Marmaladewithmarmalade.com.au2 roles33
Traildtraild.com.au2 roles24
Asset Accountantasset.accountant1 roles
Avazaavaza.com1 roles26
CLOUDFITcloudfit.ai1 roles
Earlypay Exchangeearlytrade.com1 roles32
Bamborabambora.com700
BoardProboardpro.com42
Cakecakeequity.com37
CloudPayrollcloudpayroll.com.au
Fleet Cardfleetcard.com.au
K2flyk2fly.com82
Managermanager.io463
Mitsubishi UFJ Financial Group Pension and Market Servicesmufg.com
Passport 360passport360.com
24 featured companies

Locked revenue figures are available in Radar; the eight company financial previews stay the same throughout this page. A dash means the figure is outside these featured lists. Revenue years vary by company; the figures are not a like-for-like revenue comparison. Compare annual accounts ↗

Company discovery

Recorded evidence only

Explore the live startup set in Radar

No company example met every recorded classification, independence and public-profile gate in this snapshot. The live directory may have newer qualifying companies.

Explore classified startups in Radar ↗
THE KEY SIGNALS

Accounting and Tax Software industry KPIs in Australia

A few useful ratios bring the size of this ecosystem into perspective.

2 September 2026
Hiring participation3.8%

20 of 528 tracked companies have open roles.

Funding participation9.7%

51 of 528 tracked companies have a recorded round.

Top 3 funding share59.8%

Share of disclosed capital received by the three largest recorded recipients.

Median disclosed round$2.8M

Midpoint of 76 rounds with a disclosed amount.

Scale is concentrated. Opportunity is broader. The three largest funding recipients hold 59.8% of disclosed capital, while 90.3% of tracked companies have no recorded funding round.

Explore the segments →
CAPITAL & COMPANY FORMATION

How Australia accounting and tax software has grown

Recorded company formation and disclosed funding across the complete annual series shown.

Expand panel +
2016 — 2025

Disclosed funding by year

Sum of recorded funding rounds · USD

Australia accounting and tax software
$0$80.08M$160.17M$240.25M$320.34M2016: $6.52M20162017: $16.16M20172018: $13.02M20182019: $33.96M20192020: $19.64M20202021: $139.4M20212022: $159.83M20222023: $21.73M20232024: $48.8M20242025: $281M2025
View the numbers
Annual accounting and tax software funding and company formation in Australia
YearFunding (USD)FoundedRaising
2016$6.52M286
2017$16.16M304
2018$13.02M303
2019$33.96M396
2020$19.64M318
2021$139.4M3014
2022$159.83M1814
2023$21.73M195
2024$48.8M84
2025$281M03
WHERE CAPITAL SITS

Funding concentration

Share of all disclosed company funding.

  • Protecht33.5%
  • MYOB16.1%
  • InDebted10.2%
  • Other companies40.2%

Funding by stage

86 recorded rounds since 2016

NUMBER OF ROUNDS
Seed & Angel40 46.5%
Series A–B30 34.9%
Series C+ / PE3 3.5%
Grants, debt & other13 15.1%

Recent recorded rounds

Latest recorded rounds · USD
1 rounds

Swipe or scroll horizontally to browse.

Largest and notable recorded rounds

Each card is one recorded round
10 cards

Swipe or scroll horizontally to browse.

THE BUSINESS BEHIND THE ACTIVITY

Revenue, profitability & financial strength

Expand panel +

Annual accounts availability

The measured Australia identity-to-filing probe did not produce a qualifying designated legal or national-ID join: bare ticker overlaps lack a recorded ASX exchange designation and are not designated legal or national identifiers.; The measured Australia identity-to-filing probe did not produce a qualifying designated legal or national-ID join: bare ticker overlaps lack a recorded ASX exchange designation and are not designated legal or national identifiers.

DIGITAL FOOTPRINT

Web traffic, app reach and release cadence

How the Australia companies on this page show up online: the sites people visit, the apps they install, and how often those apps ship.

Busiest websites

11 of the 528 companies on this page carry a measured traffic record (2.1%); these are the largest of those, by monthly visits. The median among them is 296,391 visits.

Visits and authority are third-party web estimates, not company-reported figures.

Most-installed apps

76 of these companies (14.4%) publish at least one Android app — 99 apps in all, carrying 4.6M installs between them.

Installs are lifetime totals to date at the June 2026 store reading — a measure of reach, not of people using an app today.

App reach by segment

The busiest app inside each of this page’s own segments, with the quarterly release trend behind it (2023Q4–2026Q2).

SegmentAppsInstallsLeading appRelease trend
Finance & Accounting Tech794.5MInvoice Maker & Estimate App 1.6M
Freelancer It61.9MExpense Tracker & Budget App 207.9K
Investment Tech31.3MUp — Simplify Money 1.3M
Payments9591.1KInvoice Maker | Bill clients | 472K
Hrtech22241.4KSingle Touch Payroll, STP App 95.2K
Property Management Tech2230.2KConsole Tenant 224.5K
Enterprise Resource Planning4141KMYOB Capture 67.9K
Online Travel355.1KWeel: Expense Management 38.7K

A company can carry several segment tags, so these rows overlap and should not be added together. Trend lines are zero-based and share one quarter grid, so a flat line is a quiet segment, not a missing one.

Release cadence by quarter

New apps published, beside apps whose most recent update landed in that quarter — the second bar is how much of the shelf is still being maintained.

2023Q1: 22023Q1: 02023Q12023Q3: 12023Q3: 32023Q32023Q4: 22023Q4: 02023Q42024Q1: 12024Q1: 02024Q12024Q2: 12024Q2: 02024Q22024Q3: 12024Q3: 32024Q32024Q4: 12024Q4: 22024Q42025Q1: 32025Q1: 12025Q12025Q2: 32025Q2: 52025Q22025Q3: 12025Q3: 142025Q32025Q4: 12025Q4: 142025Q42026Q1: 12026Q1: 132026Q1

Darker bars are new releases, lighter bars apps updated. 62 of 99 apps carry a release date. The series ends at 2026Q1, the last quarter that closed before the June 2026 reading.

INSIDE THE INDUSTRY

The Australia accounting and tax software market map

Explore the segments behind the headline numbers.

Expand panel +

Where companies are building

Rank segments by scale, hiring or disclosed funding.

Enterprise tech503
Enterprise software420
Fintech415
Saas287
Accounts receivable automation80
Integrated compliance management46
Accounts payable automation44
Hr saas42
Payroll management34
Business payments solutions31
Consumer digital27
Invoice payments25

Companies can sit in several segments. Counts and funding overlap.

SEGMENT TO EXPLORE

Enterprise tech

The largest measured segment in this report snapshot.

503companies
3.8%have hiring activity

19 companies hiring · $948.58M disclosed funding

Explore in Radar

How companies make money

Common revenue models; a company can use more than one.

Subscription471
Fee-for-service50
Commission on transaction33
E-commerce - service8
Advertising5
E-commerce - product3
Physical commerce2
THE COMPANIES IN MOTION

Who is listing, hiring leaders, launching and winning work

Recorded corporate activity linked to companies in this landscape.

Expand panel +
Recent corporate headlines 10 dated reports
Mergers & acquisitionslink4.co ↗

Link4 today announced the acquisition of 100% of the shares of Unifiedpost Pte Ltd from Banqup Group SA.

Mergers & acquisitionspaysmart.com.au ↗

Subsequently, Evertec closed two other acquisitions in Brazil - PaySmart, a payments company, and Tecnobank, a digital registration company for vehicle financing contracts.

Mergers & acquisitionsredmap.com ↗

Basware, a global leader in invoice lifecycle management, has acquired Redmap, an Australian provider of accounts payable automation software

Mergers & acquisitionsthriday.com.au ↗

Business bank and payments services provider Tyro will acquire accounting platform Thriday.

Mergers & acquisitionsprospend.com ↗

ISH today announced the acquisition of ProSpend, a Sydney-headquartered spend management software company.

Mergers & acquisitionscreditclear.com.au ↗

Australian technology and debt collection provider Credit Clear has announced it has entered into a binding agreement to purchase debt collection agency (DCA) ARC (Europe) pending FCA approval.

Funding rounds2cloudnine.com ↗

Melbourne-based tech startup 2cloudnine plans to pursue “significant” growth opportunities in North America, Europe and the Asia-Pacific region after securing more than $7.5 million in fresh funding for its workforce management platform.

Mergers & acquisitionsezycollect.io ↗

Sidetrade, a global leader in AI-powered Order-to-Cash applications, announces that it has signed binding agreements to acquire 100% of the share capital of EzyCollect.

Mergers & acquisitionsezypay.com ↗

the Atlanta-based software and payments provider announced it has signed a definitive agreement to acquire Ezypay

Mergers & acquisitionsignitionapp.com ↗

Vancouver-based Klue is bolstering its AI capabilities through the acquisition of San Francisco-based go-to-market platform Ignition, just a few months after going “AI-first.”

Full recorded event mix

Top 8 categories among 83 recorded events in the 24-month window.

Leadership moves
24
Mergers & acquisitions
22
Funding rounds
15
New products
9
Earnings
5
Capital infusions
4
Company announcements
3
Contracts
1
2 activity cards

Swipe or scroll horizontally to browse.

Leadership moves

9 tracked people moves

InDebted ↗
Josh Foreman

Appointment Founder

InDebted ↗
Rob Young

Appointment UK Managing Director

Up ↗
Sharma Heylen-Silvia

Appointment Head of Brand

Up ↗
Seamus Liddy

Appointment Head of Product

Ignition ↗
Greg Hatcher

Appointment Vice President of Payments

Ignition ↗
Anne Ting

Appointment Chief Marketing Officer

DoxAI ↗
Roberto Purcaro

Appointment Non-Executive Director

Up ↗
Anson Parker

Resignation Previously Chief Product Officer

Product launches

Products, platforms and features in the recorded window

Vivi ↗
financial platform

FinTech platform

Vivi ↗
Vivi Money AI-native financial platform

financial platform

Protecht ↗
Cognita

AI Assistant

Mergers and acquisitions

Company-linked deal reports; status is preserved as recorded.

Acquirer → targetStatusDateValue / context
Link4unifiedpostAnnounced2026-03-09Not stated in snapshot
evertecPaySmart ↗Completed2026-02-02Not stated in snapshot
baswareRedmap ↗Announced2025-12-19Not stated in snapshot
tyro paymentsThriday ↗Announced2025-12-16Not stated in snapshot
xplor technologiesEzypay ↗Announced2025-12-03Not stated in snapshot
ishProSpend ↗Announced2025-11-07Not stated in snapshot

A discussion or rumour is not a completed transaction. An unstated value is not zero.

PEOPLE & OPPORTUNITY

The talent market

7 postings in the preceding 12 months. The full 48-posting snapshot covers 38 employers.

Expand panel +

Most advertised job titles

Software Engineer/Data Analyst Seagoing2
Work And Settle In Australia For Software1
Software Engineer Jobs In Canada / Australia / Germany / Uae / Uk / New Zealand / Singapore1
Bank Manager Jobs In Netherland Germany Australia New Zealand Canada Uk1
Software Engineer Jobs In Australia Luxembourg Netherland Germany New Zealand1
Applied Ai Software Engineer Internship (Wfh)1
1 internship postings

2 tracked postings mention remote work.

The seniority mix

4 postings specify a level.

unspecified
44
manager
2
senior
1
intern
1

Skills employers mention

Top skills across 48 tracked postings in the available jobs snapshot.

Accounting
19
Software
13
Finance
9
Hardware
4
Salesforce.Com
3
Java
3
Tax
3
Sap
3
Python
3
Risk Analyses
2
THE PEOPLE BUILDING THE FIELD

Founders and leaders

259 founders and chief executives across 212 companies.

Expand panel +
12 profiles

Swipe or scroll horizontally to browse.

Education networks

20 profiles with education records.

The University of Queensland
4
Monash University
4
RMIT University
3
The University of Melbourne
2
Australian Graduate School of Management
1
University of California (Berkeley)
1
INSEAD
1
Harvard Business School
1

Prior employers

7 profiles with prior-work records.

Microsoft
2
Morgan Stanley
2
Salesforce
1
Boston Consulting Group
1
Paypal
1
Bain
1

Profiles cover recorded founders and leaders; contact details remain in Radar.

NEWS INTELLIGENCE

How this industry appears in the news

80,451 articles in the measured 12-month window.

Expand panel +
80,451articles in the measured year
19,989articles in 2026Q1
70.8%positive tone in the latest complete year

News volume trends

Accounting and Tax Software coverage across Australia · articles per complete quarter

07,55515,10922,66430,2192021Q2: 17,5502021Q22021Q3: 18,3152021Q4: 16,8982022Q1: 21,0062022Q2: 21,1442022Q22022Q3: 18,0702022Q4: 21,1422023Q1: 23,4312023Q2: 19,2792023Q22023Q3: 20,9732023Q4: 19,9092024Q1: 20,2442024Q2: 19,9962024Q22024Q3: 20,6742024Q4: 21,9702025Q1: 26,2772025Q2: 20,7542025Q22025Q3: 22,5292025Q4: 17,5082026Q1: 19,9892026Q1
View quarterly article counts
QuarterArticles
2021Q217,550
2021Q318,315
2021Q416,898
2022Q121,006
2022Q221,144
2022Q318,070
2022Q421,142
2023Q123,431
2023Q219,279
2023Q320,973
2023Q419,909
2024Q120,244
2024Q219,996
2024Q320,674
2024Q421,970
2025Q126,277
2025Q220,754
2025Q322,529
2025Q417,508
2026Q119,989

Article volume measures coverage, not market sales.

Tone of coverage over time

2021
38,850 positive · 636 neutral · 16,509 negative
2022
51,737 positive · 866 neutral · 28,626 negative
2023
56,765 positive · 923 neutral · 25,750 negative
2024
58,615 positive · 930 neutral · 23,214 negative
2025
61,543 positive · 1,005 neutral · 24,392 negative

Leading coverage topics

Accounting and Tax Software coverage across Australia · ranked by full-period article count.

Cryptocurrency Impact On Forex Markets13,973 articles in the full recorded period
3,403 recent · 2,625 prior
Economic Indicators (Gdp, Cpi, Unemployment)9,887 articles in the full recorded period
1,892 recent · 2,154 prior
Trade Wars And Geopolitical Impacts8,972 articles in the full recorded period
2,146 recent · 2,153 prior
Interest Rate Decisions And Impacts7,556 articles in the full recorded period
1,316 recent · 1,398 prior
Central Bank Monetary Policy Announcements7,396 articles in the full recorded period
1,210 recent · 1,345 prior
Global Recession Risks And Forecasts6,985 articles in the full recorded period
1,585 recent · 1,729 prior
Federal Reserve Policy Meeting Summaries6,402 articles in the full recorded period
1,096 recent · 1,188 prior
Foreign Exchange (Forex) Rate Fluctuations5,599 articles in the full recorded period
1,374 recent · 1,065 prior
Asian Financial Market Developments4,529 articles in the full recorded period
1,175 recent · 996 prior
Emerging Markets Economic Updates4,128 articles in the full recorded period
1,066 recent · 822 prior

Recent and prior counts use the source comparison windows.

Topics gaining and losing attention

Accounting and Tax Software coverage across Australia

KeywordRecentPriorChange
commodity futures51734849%
stock price41825067%
digital banking innovations35823056%
next-gen banking platforms35224047%
platform banking33421853%
stablecoin fx impact32016199%
crude oil prices31087256%
api-driven banking27718550%
forex liquidity27516072%
cloud-based banking27418945%
economic slowdown6731,051-36%
free casino games142568-75%
sweepstakes casino136566-76%
social casino137562-76%
simulated gambling apps140562-75%

Event and signal lenses

Accounting and Tax Software coverage across Australia

All complete annual cohorts shown
Rising

Regulatory Risk

159,703 classified articles

economic slowdown, stock performance, monetary easing

45.3% critical · 34.6% positive
Rising

Funding Momentum

28,244 classified articles

inflation reports fx, currency intervention policies, trade deficits fx

34.9% critical · 46.6% positive
Rising

Growth

45,846 classified articles

economic slowdown, inflation reports fx, gdp growth forex

40.1% critical · 41.9% positive

Accounting and Tax Software coverage across Australia. Topic labels describe recorded classifications and can include broad context.

RESEARCH SIGNALS

What Accounting and Tax Software research is working on

13,825 papers in the recorded worldwide scope.

Expand panel +
13,825papers
13,825worldwide comparison pool
India-affiliated papers

Research orientation

Promising
4,450
Descriptive
3,501
Problem-identifying
3,141
Cautionary
1,411
Breakthrough
754
Comparative
414
Critical
154

Contribution mix

Empirical
8,354
Reviews
2,307
Position pieces
1,635
Methods-led
1,361
Theoretical
168

Tone counts: 12,714 positive · 252 neutral · 859 negative.

Common problems researchers identify
3,295 papers · 23.8% of this field
  • Financial services1,723 papers
  • FinTech1,301 papers
  • Financial inclusion570 papers
  • Payment489 papers
  • Government245 papers
  • Financial literacy205 papers
  • Cryptocurrency201 papers
  • Investment172 papers

Landmark: The digital revolution in financial inclusion: international development in the fintech era

Cautions
1,411 papers · 10.2% of this field
  • Financial services670 papers
  • FinTech538 papers
  • Financial inclusion348 papers
  • Payment283 papers
  • Financial literacy129 papers
  • Mobile payment102 papers
  • Digital currency95 papers
  • Investment91 papers

Landmark: Blockchain Technology in Finance

Opportunities
5,204 papers · 37.6% of this field
  • Financial services2,148 papers
  • FinTech1,839 papers
  • Financial inclusion1,123 papers
  • Financial literacy786 papers
  • Payment749 papers
  • Database transaction382 papers
  • Investment314 papers
  • Mobile payment301 papers

Landmark: On the Fintech Revolution: Interpreting the Forces of Innovation, Disruption, and Transformation in Financial Services

Leading institutions

UNSW Sydney
743
University of Manchester
727
University of York
716
University of the West of England
716
Universidad de Zaragoza
685
Columbia University
667

Leading researchers

Robert J. Kauffman
1,822
Peter Gomber
1,821
Chris Parker
1,821
Bruce W. Weber
1,821
Daniela Gabor
716
Sally Brooks
716
Itay Goldstein
621
Wei Jiang
621

Highly cited breakthrough-labelled papers

  • On the Fintech Revolution: Interpreting the Forces of Innovation, Disruption, and Transformation in Financial Services1,820 citations
  • Intention to use analytical artificial intelligence (AI) in services – the effect of technology readiness and awareness370 citations
  • The FinTech phenomenon: antecedents of financial innovation perceived by the popular press240 citations
  • FinTech ecosystem practices shaping financial inclusion: the case of mobile money in Ghana116 citations
  • CBDC, Fintech and cryptocurrency for financial inclusion and financial stability100 citations

Common problems researchers identify

2,820 papers · 7 recurring themes
7 cards

Swipe or scroll horizontally to browse.

Fintech / Financial ServicesCommon problems researchers identify · 01

Fintech / Financial Services

813 papers

28.8% of this theme group

FinTech (653) · Financial services (545) · Financial innovation (112) · Financial regulation (65)

THE DEVELOPMENT OF THE FINTECH INDUSTRY AND ITS INFLUENCE ON THE FINANCIAL SECTOR

Changes and Challenges of Financial Technology (FinTech) for the Banking Industry

View research history
YearShare index
202220.7
202323.8
202420.8
202535.1
Financial Services / LoanCommon problems researchers identify · 02

Financial Services / Loan

556 papers

19.7% of this theme group

Financial services (257) · Loan (39) · Financial market (45) · Order (37)

Innovazione finanziaria e rafforzamento del mercato unico per servizi finanziari retail: sfide, rischi, risposte della regolazione.

Financial System in New Economic Scenario: Challenges and Opportunities

View research history
YearShare index
202296.5
2023102.4
2024235.2
2025123.5
Financial Inclusion / InclusionCommon problems researchers identify · 03

Financial Inclusion / Inclusion

396 papers

14.0% of this theme group

Financial inclusion (358) · Inclusion (79) · Financial services (285) · Financial literacy (89)

Financial Inclusion: The Role of Fintech and Digital Financial Services in India

Digital Financial Inclusion Through FinTech

View research history
YearShare index
202276.6
2023104.9
2024100.3
2025222.6
Payment / Mobile PaymentCommon problems researchers identify · 04

Payment / Mobile Payment

316 papers

11.2% of this theme group

Payment (147) · Mobile payment (72) · Mobile banking (51) · Retail banking (46)

Digital Transformation in Banking: Opportunities and Challenges

Digital Transformation in India’s Financial Sector: Progress, Challenges and Policy Implications

View research history
YearShare index
2022861.8
2023830.3
2024932.2
2025990.3
Cryptocurrency / BlockchainCommon problems researchers identify · 05

Cryptocurrency / Blockchain

312 papers

11.1% of this theme group

Cryptocurrency (144) · Blockchain (110) · Digital currency (105) · Currency (61)

Applications of Blockchain Technology in the Finance and Banking Industry Beyond Digital Currencies

The impact of blockchain and distributed ledger technology on financial services

View research history
YearShare index
2022905.6
2023967.4
2024915.8
20251033.4
Islam / ShariaCommon problems researchers identify · 06

Islam / Sharia

234 papers

8.3% of this theme group

Islam (125) · Sharia (77) · Islamic finance (39) · FinTech (132)

DEVELOPING ISLAMIC FINANCIAL TECHNOLOGY IN INDONESIA

Sharia Fintech: Opportunities and Challenges in Indonesia

View research history
YearShare index
20222483.4
20232547.6
20242160.1
20252372.7
Financial Services / Applications Of Artificial IntelligenceCommon problems researchers identify · 07

Financial Services / Applications Of Artificial Intelligence

193 papers

6.8% of this theme group

Financial services (123) · Applications of artificial intelligence (17) · Big data (25) · FinTech (67)

POTENTIALS AND CHALLENGES OF ARTIFICIAL INTELLIGENCE IN FINANCIAL TECHNOLOGIES

ARTIFICIAL INTELLIGENCE IN FINANCE AND FINTECH

View research history
YearShare index
2022128.4
2023113.6
202472.3
2025120.3

Cautions

1,129 papers · 7 recurring themes
7 cards

Swipe or scroll horizontally to browse.

Fintech / Financial ServicesCautions · 01

Fintech / Financial Services

290 papers

25.7% of this theme group

FinTech (228) · Financial services (190) · Financial innovation (53) · Financial system (24)

Financial Innovation and Digital Technology in the Banking System: An Institutional Perspective

FINTECH AND ITS IMPACT ON TRADITIONAL BANKS

View research history
YearShare index
2022193.8
2023195.3
2024184.3
2025121.5
Investment / Financial ServicesCautions · 02

Investment / Financial Services

213 papers

18.9% of this theme group

Investment (27) · Financial services (65) · Information technology (12) · Corporate governance (21)

Does financial technology matter? Evidence from an alternative banking system

Digital Financial Risk Control: Challenges and Innovation In The Modern Financial System

View research history
YearShare index
2022478.5
2023500.4
2024387.7
2025550.6
Financial Inclusion / Financial ServicesCautions · 03

Financial Inclusion / Financial Services

210 papers

18.6% of this theme group

Financial inclusion (162) · Financial services (136) · FinTech (115) · Financial literacy (56)

Fintech and financial inclusion: Transforming underserved access to financial services

The Role of Fintech in Financial Inclusion: Analyzing 21st-Century Strategies, Innovations, and Challenges

View research history
YearShare index
202272.4
2023101.2
202497.3
2025217.2
Mobile Payment / PaymentCautions · 04

Mobile Payment / Payment

138 papers

12.2% of this theme group

Mobile payment (61) · Payment (92) · Mobile banking (29) · Financial inclusion (44)

IMPACT OF DIGITAL PAYMENT SYSTEMS ON THE FINANCIAL INCLUSION OF NIGERIAN CITIZENS

“ <b>"Impact of Digital Payment Systems on Consumer Spending Behaviour"</b>

View research history
YearShare index
2022861.8
2023830.3
2024932.2
2025990.3
Financial Services / Financial MarketCautions · 05

Financial Services / Financial Market

115 papers

10.2% of this theme group

Financial services (81) · Financial market (25) · Applications of artificial intelligence (10) · Corporate governance (19)

Unleashing the Power of AI in Financial Services: Opportunities, Challenges, and Implications

The Role of Artificial Intelligence in Enhancing Financial Services: Opportunities and Challenges

View research history
YearShare index
2022193.1
2023221.0
2024338.4
2025363.4
Blockchain / Distributed LedgerCautions · 06

Blockchain / Distributed Ledger

88 papers

7.8% of this theme group

Blockchain (60) · Distributed ledger (15) · Cryptocurrency (24) · Transparency (21)

Financial application scenarios and regulatory challenges of blockchain technology

Understanding the Adoption of Blockchain Technology in Financial Information Systems

View research history
YearShare index
2022877.6
2023932.2
2024882.0
2025991.9
Digital Currency / CurrencyCautions · 07

Digital Currency / Currency

75 papers

6.6% of this theme group

Digital currency (58) · Currency (34) · Monetary policy (13) · Central bank (11)

Digital currencies and their potential impacts on financial stability

CENTRAL BANK DIGITAL CURRENCIES AND FINANCIAL INCLUSION IN DEVELOPING ECONOMIES: OPPORTUNITIES, CHALLENGES, AND LESSONS FROM EARLY ADOPTERS

View research history
YearShare index
2022132.3
2023129.1
202490.3
2025114.7

Opportunities

4,314 papers · 7 recurring themes
7 cards

Swipe or scroll horizontally to browse.

Fintech / Financial ServicesOpportunities · 01

Fintech / Financial Services

942 papers

21.8% of this theme group

FinTech (700) · Financial services (446) · Financial innovation (70) · Payment (146)

Impact of Financial Technology (FinTech) on Sustainable Growth: Key Factors, Practical Cases and Empirical Review

"FINTECH ADOPTION IN BANKING : IMPACTS ON FINANCIAL INTERMEDIATION AND MARKET STRUCTURE"

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YearShare index
2022848.7
2023819.6
2024924.3
2025976.3
Payment / Financial ServicesOpportunities · 02

Payment / Financial Services

927 papers

21.5% of this theme group

Payment (184) · Financial services (301) · Digital transformation (86) · Mobile payment (83)

Socio-Economic Challenges of Digital Banking Adoption: The Impact of Perceived Usefulness, Ease of Use, and Self-Efficacy

DIGITAL FINANCIAL SERVICES AND BANKING EFFICIENCY: AN EMPIRICAL APPROACH

View research history
YearShare index
2022929.6
2023912.7
20241016.6
20251169.0
Interpretability / Credit Card FraudOpportunities · 03

Interpretability / Credit Card Fraud

706 papers

16.4% of this theme group

Interpretability (65) · Credit card fraud (43) · Credit risk (74) · Big data (90)

Leveraging artificial intelligence and machine learning for next-generation credit risk assessment models

Financial AI: Harnessing Machine Learning for Algorithmic Trading, Risk Assessment, and Fraud Detection

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YearShare index
202235.2
202337.0
202430.9
202539.9
Financial Inclusion / Financial ServicesOpportunities · 04

Financial Inclusion / Financial Services

608 papers

14.1% of this theme group

Financial inclusion (592) · Financial services (441) · Inclusion (112) · FinTech (298)

The Role Of Fintech In Enhancing Financial Inclusion

The Role of Digital Banking and Fintech in Advancing Financial Inclusion

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YearShare index
202237.8
202346.8
202449.0
2025108.5
Financial Literacy / Digital LiteracyOpportunities · 05

Financial Literacy / Digital Literacy

576 papers

13.4% of this theme group

Financial literacy (530) · Digital literacy (54) · FinTech (244) · Literacy (41)

Effect of Financial Literacy and Use of Financial Technology (FinTech) on Financial Behavior

Financial Behavior, Inclusion, and Technology in MSMEs: The Mediating Impact of Financial Literacy on Performance

View research history
YearShare index
202295.1
2023120.1
2024103.5
2025251.6
Blockchain / CryptocurrencyOpportunities · 06

Blockchain / Cryptocurrency

279 papers

6.5% of this theme group

Blockchain (197) · Cryptocurrency (59) · Distributed ledger (32) · Database transaction (78)

The Application of Blockchain Technology in Financial markets

Blockchain in banking and financial services

View research history
YearShare index
2022877.6
2023932.2
2024882.0
2025991.9
Islam / ShariaOpportunities · 07

Islam / Sharia

276 papers

6.4% of this theme group

Islam (150) · Sharia (73) · Islamic banking (25) · FinTech (146)

Islamic Fintech and Financial Inclusion: Innovations for Sustainable Economic Empowerment

POTENTIAL OF ISLAMIC FINTECH AS AN INNOVATIVE SOLUTION TO SOCIAL INCLUSION

View research history
YearShare index
20222484.8
20232549.9
20242161.3
20252373.9

How this field compares with the research baseline

Orientation shares compared with 25,000 papers in the reference sample.

Research orientationThis fieldReference sample
Promising32.2%38.1%
Descriptive25.3%17.4%
Problem-identifying22.7%9.7%
Cautionary10.2%4.4%
Breakthrough5.5%25.6%
Comparative3.0%3.9%
Critical1.1%0.9%

Concerns receiving less research attention

Counts and shares refer to the stated research pool. A low count describes how much of that research is recorded here, not the absence of a real-world concern.

Concern / example paperPapersShareRaised as a problemWorldwide share
Privacy & surveillanceMobile payment in Fintech environment: trends, security challenges, and services1040.91%58 (55.8%)0.91%
Concentration of compute powerThe Rising of Fintech - How the Tech Revolution in Financial Services Represents A Paradigm Shift300.26%14 (46.7%)0.26%
Energy & datacenter footprintAn integrated model of financial technology adoption and environmental performance: The role of green innovation260.23%6 (23.1%)0.23%
Bias & fairnessDigital Finance, Financial Inclusion and Gender Equality: Strategies for Economic Empowerment of Women120.1%6 (50.0%)0.1%
Safety & misuseThe Role of Notaries in Preventing the Misuse of Fintech and Crypto Assets for Money Laundering: Risk Analysis and Requi90.08%5 (55.6%)0.08%
Labour & data workFinancial Technology Acceptance in Baby Boomers Generation50.04%3 (60.0%)0.04%
Carbon & emissions of computeRethinking portfolio design with sustainable AI and FinTech: dynamic spillovers in a quantile–frequency framework10.01%0 (0.0%)0.01%
Water use00.0%0 (%)0.0%
Hardware, e-waste & supply chain00.0%0 (%)0.0%

Institution and researcher rankings use citations to their covered work. Research scope: worldwide. This may be broader than the company geography.

GEOGRAPHIC FOOTPRINT

Where companies are based

Company counts, hiring and disclosed funding across the recorded hubs.

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UNDERSTAND THE LANDSCAPE

Accounting and Tax Software in Australia: key questions

Clear definitions for making better comparisons.

What does this landscape measure?

It measures the tracked company ecosystem, recorded funding, hiring and other available evidence. It is not a market-size estimate.

Can segment counts be added together?

No. A company can belong to several segments, so segment counts and funding can overlap.

What does a missing figure mean?

A dash or unavailable panel means the current reviewed source snapshot does not support that figure.

Company ecosystem snapshot: 2 September 2026. Funding is recorded in USD; filed accounts retain their stated currency and reporting basis. Each section identifies its own coverage. The news and research behind these sections is explorable in Prism.

Canonical landscape ↗
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