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Radar · Alternative Lending in Gujarat

Best Alternative Lending Companies in Gujarat, India

The 41 best Alternative Lending companies in Gujarat, India in 2026, ranked by funding and momentum. Funding, investors, founders, valuation, tech stack and live signals. Top: Lendingkart.

41companies tracked
$244.5Mdisclosed funding
0unicorns
8have raised

Ranked: Best Alternative Lending companies in Gujarat

#CompanyRevenueDisclosed fundingRevenue YoYFounderTech stackWeb popularityRecent signals
1Lendingkart
Provider of unsecured business loans and working capital financing to MSMEs
$106M
FY2025
$228M————1 expansion
2Chinmay Finlease
Developer of a platform offering personal loans
$9M
FY2025
—+35%Chinubhai Majithiya
Founder
Wix eCommerceWixSentry+17Top 1M1 job opening
3OPLinnovate
White label solutions for financial institutions
$8M
FY2025
$10M—Ronak Shah
Co-Founder & COO
BootstrapGSAPAmazon Web Services+12Top 5M—
4psbloansin59minutes.com
Online marketplace for consumer and business loans
$8M
FY2025
——————
5Solnce Energy
Provider of end-to-end solar solutions and financing options
$5M
FY2025
$63K+114%Manishkumar Shah
Co-Founder & COO
WebflowMicrosoft ClarityGoogle Analytics+16Top 5M—
6Egniol
Provider of MSME business loan consultancy and financial services
$5M
FY2024
—+126%Vishal Brahmbhatt
Founder
Node.jsTailwind CSSAnt Design+20Top 500k—
7IBL Finance
App-based lending solution for personal loans
$2M
FY2025
—-8%—WordPressMySQLPHP+23Top 5M—
8Milestone Financial Advisory
Housing loan provider focusing on small ticket loans
$1M
FY2025
—+40%Pratik Shah
Founder
———
9Lenditt
Online platform for personal loans
$1M
FY2025
—+4%Mihir Ranpara
Founder
Wix eCommerceWixSentry+21Top 5M—
10Nowof Loan
Provider of financial consultation and loan application services
$635K
FY2025
—+100%—PHPCodeIgniterBootstrap+16Top 100k—
11Veloce Fintech
Provider of debt and equity financing solutions for MSMEs and startups
$587K
FY2025
—+244%Nirav Jogani
Founder
———
12Infoline
Online platform offering business credit report check and management solutions
$523K
FY2025
$1M+3%————
13Goyal Associates
Digital lending platform offering business and consumer loans
$424K
FY2023
—+125%Raghuuram Reddy
CEO
———
14CredIn
Fintech company focused on providing financial solutions to unbanked and underbanked customers in rural and…
$303K
FY2025
$920K+79%Birju Naik
Co-Founder
React RouterEmotionReact+5Top 5M—

Top 8 Alternative Lending companies in Gujarat

#1
Series E · Ahmedabad, Gujarat · founded 2014 · 986 employees
$228.2Mraised
▾

Provider of unsecured business loans and working capital financing to MSMEs. It offers collateral-free loans with a streamlined application process. The platform also provides various financial calculators and resources to assist businesses in managing their finances.

LinkedIn Pulse recent public activity · Jul 2026
Audience: 78k LinkedIn followers — 56.4% of this cohort's audience · 68 engagements/post (4.9× cohort median)
Hiring: 2 hiring posts in 12 mo (public) · momentum -2 · hiring: Technical team, Sales
Activity: 1 expansions announced in 12 mo
Funding rounds
  • Mar 2025Series E$20.2M
  • Jan 2025Series D$464.1K
  • Dec 2024Series D$2.1M
  • Oct 2024Series D$9.2M
Investors
Fullerton Financial Holdings, India Quotient, Mayfield, Bertelsmann India Investments, Sistema Asia Capital, Saama
Tech stack
Amazon ElbAmazon Web ServicesDigicert
#2
Series B · Ahmedabad, Gujarat · founded 2015 · 118 employees
$10.3Mraised
▾

White label solutions for financial institutions. It develops white label platforms for loan processing, credit management, and account handling for banks, corporates, and financial institutions. They provide innovation-led, digital solutions for the financial sector, offering custom-created whitelabel products and advanced technology-based financial innovations.

Funding rounds
  • Jun 2025Series B$3.8M
  • Apr 2025Conventional Debt$8.8M
  • Dec 2021Series B$6.6M
  • Jul 2018Series A$3.3M
Founders & team
Ronak ShahCo-Founder & COO
Investors
Kunte Modha Shah Advisors, Joy Holdings, Micro Housing Solutions India, Mobile Search Engine, Black Swan Venture Capital, Globalmediaventuresindia
Tech stack
Amazon CloudfrontAmazon S3Amazon Web ServicesAosBootstrapGoogle Analytics
#3
Seed · Surat, Gujarat · founded 2021
$63Kraised
▾

Provider of end-to-end solar solutions and financing options. This includes residential and industrial solar panel installations, maintenance, and cleaning services. The company also offers solar loans to make solar energy more accessible. A mobile application facilitates project management, price comparison, and connection with installers. The app guides users through each step of the solar installation process.

LinkedIn Pulse recent public activity · Jul 2026
Audience: 5k LinkedIn followers — 3.8% of this cohort's audience
Funding rounds
  • Feb 2025Angel$115.4K
  • Jul 2022Angel$63K
Founders & team
Manishkumar ShahCo-Founder & COOChintan ShahCo-Founder & CFOYash TarwadiCo-Founder & CEO
Investors
Sivakiran Singaraju
Tech stack
CdnjsCloudflareContentsquareCore-JsFacebook PixelGoogle Analytics
#4
Seed · Ahmedabad, Gujarat · founded 2019
$919.7Kraised
▾

Fintech company focused on providing financial solutions to unbanked and underbanked customers in rural and semi-urban areas. It offers an inclusive omnichannel lending solution for Bharat, leveraging technology to provide access to credit. It operates through a network of partner NBFCs and has developed a mobile app for channel partners and customers.

LinkedIn Pulse recent public activity · Jul 2026
Audience: 2k LinkedIn followers
Funding rounds
  • Jun 2023Seed$181.4K
  • Jan 2023Angel$227.4K
  • Mar 2022Angel$139.2K
  • Jul 2020Angel$326.3K
Founders & team
Birju NaikCo-FounderRupesh BishnoiCo-Founder
Investors
GAIL
Tech stack
GodaddyNginxOpen GraphReactReact RouterTailwind Css
#5
Series B · Ahmedabad, Gujarat · founded 2015
$3.7Mraised
▾

Capitaworld is a horizontal lending marketplace. Offers working capital loans and term loans to businesses and home loans, personal loans, car loans, etc to individuals. The platform uses ML algorithms that match borrowers and lenders. Users can also connect to service providers like CAs, CFAs, Investment Bankers, etc through the platform.

Funding rounds
  • Dec 2021Series B$6.6M
  • Jul 2018Series A$3.3M
  • Sep 2017Angel$467.1K
  • May 2017Seed$35.1K
Founders & team
Vinod ModhaCo-Founder
Investors
Kunte Modha Shah Advisors, Global Media Ventures, SIDBI, Vijaya Bank, Punjab National Bank, Bank of Baroda
#6
Seed · Surat, Gujarat · founded 2022 · 3 employees
$125Kraised
▾

Online lending marketplace for business financing. It offers loans to businesses for various uses such as working capital, merchant cash advances, trade financing, equipment financing, and more. It allows daily installment-based repayment options for its users.

Funding rounds
  • 2023Seed$500K
Founders & team
Saurabh GuptaCo-FounderShashwat ShrikhandeCo-Founder
Investors
Y Combinator
Tech stack
Amazon CloudfrontAmazon S3Amazon Web ServicesAnt DesignGoogle Font ApiJss
#7
Deadpooled · Ahmedabad, Gujarat · founded 2011 · 1 employees
$1.1Mraised
▾

Online platform offering business credit report check and management solutions. It provides tools to review and monitor business credit information from established bureaus and reporting services. It supports real-time tracking and alerts for changes in credit status.

Funding rounds
  • Nov 2014Seed$1.1M
Investors
Brand Capital
Tech stack
BootstrapApache Http ServerFont Awesome
#8
Seed · Vadodara, Gujarat · founded 2018
—raised
▾

Online lending marketplace that connects farmers with financial services providers, offering a digital loan origination system for agricultural loans and credit. The company's digital loan origination system enables end-to-end automation of the rural credit process, integrating seamlessly with Cooperative Banks, PACS, and RRBs. With a focus on rural credit digitization, eKisanCredit aims to provide convenient and accessible financial services to farmers, promoting sustainable agricultural growth.

Funding rounds
  • Apr 2025Seed—
Founders & team
Ranjeet GautamCo-FounderSmita GautamCo-Founder
Investors
NABARD

Funding & investor landscape

$244.5Mtotal disclosed funding
7companies funded
49disclosed rounds
0rounds last 90 days
Most active investors
BOBCAPS2 rounds
Bank of Baroda2 rounds
Black Swan Venture Capital2 rounds
Global Media Ventures2 rounds
HDFC2 rounds
Indian Bank2 rounds
JVKM Associates2 rounds
Joy Holdings2 rounds
Kunte Modha Shah Advisors2 rounds
Micro Housing Solutions India2 rounds

Notable founders

Ronak Shah
Co-Founder & COO · OPLinnovate
Manishkumar Shah
Co-Founder & COO · Solnce Energy
Chintan Shah
Co-Founder & CFO · Solnce Energy
Birju Naik
Co-Founder · CredIn
Rupesh Bishnoi
Co-Founder · CredIn
Vinod Modha
Co-Founder · Capitaworld
Saurabh Gupta
Co-Founder · DailyPe
Shashwat Shrikhande
Co-Founder · DailyPe
Ranjeet Gautam
Co-Founder · eKisanCredit
Smita Gautam
Co-Founder · eKisanCredit
Prism market signals · India · country-scoped Prism corpus, 6,065,920 docs

Market landscape — 10 sub-themes by coverage

Share of Alternative Lending coverage by sub-theme.

Regulatory-risk over time rising

Funding & growth over time

funding rising · growth rising

Common questions

How many Alternative Lending companies are there in Gujarat, India?
Radar tracks 41 indexable Alternative Lending companies headquartered in Gujarat, India that meet our profile-completeness bar.
What is the total funding raised by Alternative Lending companies in Gujarat, India?
The Alternative Lending companies in Gujarat, India on this list have raised a combined $244.5M in disclosed equity funding across 7 funded companies.
Which is the highest-funded Alternative Lending company in Gujarat, India?
Lendingkart is the highest-funded Alternative Lending company in Gujarat, India, with $228.2M in disclosed equity funding.
How many Alternative Lending companies in Gujarat, India are funded?
7 of the 41 Alternative Lending companies in Gujarat, India on this list have disclosed at least one equity funding round.
How many Alternative Lending unicorns are there in Gujarat, India?
None of the Alternative Lending companies in Gujarat, India on this list currently has a disclosed valuation of $1B or more.
Who are the top investors in Gujarat, India Alternative Lending companies?
The most active investors in Gujarat, India Alternative Lending companies on this list include BOBCAPS, Bank of Baroda, Black Swan Venture Capital, Global Media Ventures, HDFC.
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Riya reads income statements for fun. She covers the real money in a sector — revenue, growth, who actually earns — and never met a vague claim she didn't want a number for.

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