Best Alternative Lending Companies in Pune, India
The 62 best Alternative Lending companies in Pune, India in 2026, ranked by funding and momentum. Funding, investors, founders, valuation, tech stack and live signals. Top: Fibe.
Ranked: Best Alternative Lending companies in Pune
| # | Company | Revenue | Disclosed funding | Employees | Founded | Founder | Tech stack | Recent signals |
|---|---|---|---|---|---|---|---|---|
| 1 | FPL Technologies Provider of software solutions for credit and payment management | $226M FY2025 | — | — | 2019 | Anurag Sinha Co-Founder & CEO | Apple iCloud MailGoogle WorkspaceBootstrap+13 | — |
| 2 | Fibe Provider of personal loans, credit lines, and financial wellness solutions 83Funding top 18%Moat top 20%Fin. health top 21%Tech top 23% All 11 signals ▾Fundingtop 18% Moattop 20% Fin. healthtop 21% Techtop 23% Newstop 25% Growthtop 26% Markettop 28% Producttop 38% Talenttop 38% Innovationbottom 46% Globalbottom 39% Funding: Raised $252M across 12 rounds · 12 rounds over 11 yrs (1.1/yr) Moat: Top 2% by revenue among 743 tracked Alternative Lending companies · Editorial + unicorn rating 8/10 rank vs industry peers · Fliar Intelligence Index 83/100 | $150M FY2025 | $252M | 153 | 2015 | Ashish Goyal Co-Founder & CFO | Node.jsMUIBootstrap+22 | 2 partnerships |
| 3 | Bajaj Finserv Direct Online platform offering a range of financial services | $71M FY2025 | — | — | 2018 | Ashish Panchal Executive Director & Chief Executive Officer | — | — |
| 4 | Bajaj Markets Operator of a digital marketplace for financial products and services | $71M FY2025 | — | 1,844 | 2018 | Mateesh Bhave Product Owner | Cart FunctionalityApple iCloud MailMicrosoft 365+22 | — |
| 5 | WheelsEMI Provider of two wheeler loans 64Talent top 28%Market top 29%Funding top 30%Moat top 38% All 9 signals ▾Talenttop 28% Markettop 29% Fundingtop 30% Moattop 38% Growthtop 39% Fin. healthtop 50% Globalbottom 39% Newsbottom 27% Techbottom 15% Talent: 4 named leaders on record · 3 C-suite/founder profiles curated Market: 2,221 employees (top 3% of Fintech) · Revenue ~$36.0M rank vs industry peers · Fliar Intelligence Index 64/100 | $36M FY2025 | $64M | 2,221 | 2017 | Srinivas Kantheti Co-Founder & Managing Director | — | — |
| 6 | Bike Bazaar Online platform for buying and selling two-wheelers 62Moat top 25%Funding top 29%Market top 31%Product top 36% All 10 signals ▾Moattop 25% Fundingtop 29% Markettop 31% Producttop 36% Growthtop 41% Fin. healthtop 48% Techbottom 49% Talentbottom 49% Globalbottom 37% Newsbottom 21% Moat: Top 17% by revenue among 616 tracked Consumer and SME Loans companies · Editorial + unicorn rating 8/10 Funding: Raised $80.9M across 7 rounds · 7 rounds over 6 yrs (1.2/yr) rank vs industry peers · Fliar Intelligence Index 62/100 | $36M FY2025 | $81M | 2,276 | 2017 | Srinivas Kantheti Co-founder & Managing Director | PHPWindows ServerCodeIgniter+7 | — |
| 7 | Lentra Provider of cloud-based digital lending software and solutions for financial institutions 53Moat top 22%Talent top 31%Funding top 34%Market top 35% All 10 signals ▾Moattop 22% Talenttop 31% Fundingtop 34% Markettop 35% Fin. healthtop 39% Newstop 41% Producttop 49% Techtop 50% Globalbottom 39% Growthbottom 28% Moat: Top 6% by revenue among 363 tracked Banking Tech companies · Editorial + unicorn rating 8/10 Talent: 5 named leaders on record · 4 C-suite/founder profiles curated rank vs industry peers · Fliar Intelligence Index 53/100 | $26M FY2025 | $104M | 678 678 → 760 (+12%) | 2019 | Rangarajan Vasudevan Co-Founder | Apple iCloud MailGoogle WorkspaceBootstrap+18 | 2 partnerships |
| 8 | ACHF Provider of home loans, self-construction loans, home improvement, and refinance 69Moat top 25%Funding top 28%Fin. health top 30%Growth top 32% All 8 signals ▾Moattop 25% Fundingtop 28% Fin. healthtop 30% Growthtop 32% Markettop 37% Talenttop 38% Globalbottom 48% Techbottom 36% Moat: Top 9% by revenue among 743 tracked Alternative Lending companies · Soonicorn Funding: Raised $75.5M across 5 rounds · 5 rounds over 8 yrs (0.6/yr) rank vs industry peers · Fliar Intelligence Index 69/100 | $19M FY2025 | $75M | — | 2016 | Vikrant Bhagwat Co-Founder | PHPChart.jsBootstrap+11 | 3 job openings |
| 9 | Vayana Provider of a platform facilitating trade credit and supply chain finance 60Product top 21%Moat top 23%Funding top 25%Innovation top 39% All 11 signals ▾Producttop 21% Moattop 23% Fundingtop 25% Innovationtop 39% Techtop 39% Growthtop 42% Markettop 45% Fin. healthbottom 49% Talentbottom 49% Globalbottom 39% Newsbottom 21% Product: 12 distinct product lines · Company stage: Series D Moat: Top 9% by revenue among 743 tracked Alternative Lending companies · Editorial + unicorn rating 8/10 rank vs industry peers · Fliar Intelligence Index 60/100 | $18M FY2024 | $83M | 73 | 2009 | Ramaswamy Iyer Founder & CEO | WordPressMySQLPHP+16 | — |
| 10 | LoanTap Platform providing various loan products including personal, business, and two-wheeler loans 45Moat top 21%Innovation top 34%Talent top 34%Product top 36% All 11 signals ▾Moattop 21% Innovationtop 34% Talenttop 34% Producttop 36% Fundingtop 37% Markettop 47% Techbottom 43% Globalbottom 39% Fin. healthbottom 35% Growthbottom 34% Newsbottom 24% Moat: Top 15% by revenue among 743 tracked Alternative Lending companies · Editorial + unicorn rating 7/10 Innovation: 9 product lines rank vs industry peers · Fliar Intelligence Index 45/100 | $7M FY2025 | $38M | 117 117 → 258 (+121%) | 2016 | Vikas Kumar Co-Founder & Group CTO | WordPressMySQLPHP+17 | — |
| 11 | DocBoyz API-based debt collection solution | $5M FY2025 | $139K | 4 | 2018 | Raja Roy Co-Founder | — | — |
| 12 | TAB Capital Provider of an online platform for corporate term loans 32Growth top 27%Moat top 39%Fin. health top 44%Product top 50% All 9 signals ▾Growthtop 27% Moattop 39% Fin. healthtop 44% Producttop 50% Fundingbottom 40% Marketbottom 37% Globalbottom 37% Newsbottom 32% Techbottom 15% Growth: Revenue +241% YoY Moat: Top 19% by revenue among 743 tracked Alternative Lending companies · Editorial + unicorn rating 1/10 rank vs industry peers · Fliar Intelligence Index 32/100 | $4M FY2022 | $2M | 1 | 2016 | — | — | — |
| 13 | NuovoPay Loan life cycle management solutions for leasing & asset financing | $4M FY2025 | — | 220 | 2019 | Alok Londhe Co-Founder | WordPressMySQLPHP+21 | — |
| 14 | Kudos Finance and Investments API-based loan management solution for banks and credit institutions 19Moat top 30%Talent bottom 49%Tech bottom 45%Market bottom 40% All 8 signals ▾Moattop 30% Talentbottom 49% Techbottom 45% Marketbottom 40% Globalbottom 37% Growthbottom 36% Fin. healthbottom 36% Fundingbottom 31% Moat: Top 20% by revenue among 743 tracked Alternative Lending companies · Editorial + unicorn rating 5/10 Talent: 1 named leader on record · 1 C-suite/founder profile curated rank vs industry peers · Fliar Intelligence Index 19/100 | $4M FY2021 | $1M | 51 | 2009 | Pradeep Walvekar Co-Founder | ReadMeAlgoliaAmazon ALB+12 | — |
| 15 | Homeville Fintech and infrastructure management company for housing finance ecosystem | $3M FY2025 | — | — | 2017 | Madhusudan Sharma Co-Founder & Executive Director | TypeScriptBootstrapAmazon Web Services+10 | 1 job opening |
| 16 | Finaleap Provider of consumer loans 45Innovation top 30%Growth top 36%Product top 45%Talent top 45% All 10 signals ▾Innovationtop 30% Growthtop 36% Producttop 45% Talenttop 45% Moatbottom 45% Fin. healthbottom 43% Marketbottom 39% Fundingbottom 37% Globalbottom 29% Techbottom 27% Innovation: 3 product lines Growth: Headcount 115 → 115 (+0%) across vintages · Revenue +44% YoY rank vs industry peers · Fliar Intelligence Index 45/100 | $2M FY2025 | $2M | 115 | 2021 | Vipul Vadhiya Co-Founder & CEO & Managing Director | UbuntuChart.jsAnimate.css+19 | — |
| 17 | CreditHaat Provider of fintech platform that aggregates loan offers from multiple lenders | $1M FY2025 | — | 32 | 2020 | Tanuj Sinha Founder | Node.jsUbuntuMUI+16 | — |
| 18 | OneConsumer It empowers individuals to improve their financial well-being | $940K FY2025 | — | — | 2022 | Ernest Kegley Owner | SentryNode.jsGoogle Sign-in+17 | — |
| 19 | Pakka Pay Online marketplace for cashflow loans | $786K FY2025 | — | 13 | 2022 | — | — | — |
| 20 | Yelo Comparison platform for financial products | $764K FY2023 | — | 2 | 2018 | Matt Liu Founder & Managing Director | — | — |
| 21 | OneScore Provider of free credit scores and personalized credit improvement insights 42Customers top 11%Talent top 28%Growth top 42%Moat top 43% All 10 signals ▾Customerstop 11% Talenttop 28% Growthtop 42% Moattop 43% Fundingtop 49% Marketbottom 49% Productbottom 48% Techbottom 47% Globalbottom 37% Fin. healthbottom 19% Customers: Play-Store rating 4.44★ across 2,214,770 ratings (1 apps) · Review volume +23% in 6 mo Talent: 3 named leaders on record · 3 C-suite/founder profiles curated rank vs industry peers · Fliar Intelligence Index 42/100 | $444K FY2025 | $14M | 997 | 2019 | Anurag Sinha Co-Founder & CEO | ReactAmazon Web Servicescore-js+11 | — |
| 22 | 4Fin Digital lending platform 29Growth top 31%Talent top 38%Moat top 47%Tech top 50% All 10 signals ▾Growthtop 31% Talenttop 38% Moattop 47% Techtop 50% Productbottom 40% Fundingbottom 34% Fin. healthbottom 33% Globalbottom 32% Marketbottom 26% Newsbottom 22% Growth: Revenue +28% YoY Talent: 2 named leaders on record · 2 C-suite/founder profiles curated rank vs industry peers · Fliar Intelligence Index 29/100 | $425K FY2025 | $2M | 23 | 2021 | Ajit Sinha Co-Founder and CBO | WordPressMySQLPHP+25 | — |
| 23 | Hem Debt Consultants Provider of debt recovery and management solutions | $296K FY2025 | — | — | 2008 | — | — | — |
| 24 | Dealsofloan Developer of a fintech platform for financial applications | $196K FY2025 | — | 37 | 2010 | Neha Sharma Co-Founder | PHPGoogle MapsYouTube+15 | — |
| 25 | Bon Provider of a digital lending platform for financial applications 32Growth top 19%Talent bottom 45%Fin. health bottom 39%Global bottom 37% All 8 signals ▾Growthtop 19% Talentbottom 45% Fin. healthbottom 39% Globalbottom 37% Moatbottom 36% Fundingbottom 35% Newsbottom 35% Marketbottom 26% Growth: Headcount 42 → 56 (+33%) across vintages · Revenue +605% YoY Talent: 1 named leader on record rank vs industry peers · Fliar Intelligence Index 32/100 | $143K FY2019 | $1M | 56 | 2016 | Roshan Girjashankar Upadhyay | — | — |
Top 12 Alternative Lending companies in Pune
#1
Series F · Pune, Maharashtra · founded 2015 · 153 employees$252.5Mraised▾
Provider of personal loans, credit lines, and financial wellness solutions. It offers individuals access to various credit products and tools. These include personal loans, credit cards, and employee financial wellness programs. The company facilitates access to credit and resources for managing personal finances.
- Dec 2025Series F$35M
- Aug 2025Conventional Debt$25.7M
- May 2024Series E$65.5M
- Aug 2022Series D$97.1M
#2
Series C · Pune, Maharashtra · founded 2016$75.5Mraised▾
Provider of home loans, self-construction loans, home improvement, and refinance. The company offers loan products and an application to manage finances. It facilitates document submission and verification for loan approval. The company focuses on providing loans with an easy application process.
- Jul 2025Series C$21M
- Apr 2024Series C$27.3M
- Nov 2021Series B$11.8M
- Dec 2019Angel$5.6M
#3
Series D · Pune, Maharashtra · founded 2009 · 73 employees$82.7Mraised▾
Provider of a platform facilitating trade credit and supply chain finance. The platform digitally authenticates transactions between buyers and sellers. This allows financial institutions to provide lending with reduced risk. It creates credit programs for companies at every level of the supply chain. The platform offers risk assessment, compliance, and B2B payment solutions.
- Jun 2025Series D$2.7M
- Jul 2024Series D$20.5M
- Mar 2023Series C$739.1K
- Mar 2023Series C$6.6M
#4
Series B · Pune, Maharashtra · founded 2016 · 117 employees$37.8Mraised▾
Platform providing various loan products including personal, business, and two-wheeler loans. It offers options such as personal loans, business loans, and financing for electric two-wheelers. The platform also provides tools for calculating loan payments and resources such as user guides and frequently asked questions. It aims to deliver flexible loan products to meet diverse financial needs.
- Jun 2025Venture Debt$2.3M
- Jun 2025Series B$6.3M
- Feb 2023Venture Debt$2.9M
- Mar 2022Venture Debt—
#5
Series D · Pune, Maharashtra · founded 2017 · 2221 employees$63.7Mraised▾
Provider of two wheeler loans
- Feb 2025Series D—
- Mar 2022Series D$32.9M
- Jun 2020Series C$13.8M
- Oct 2018Series B$13.5M
#6
Series D · Pune, Maharashtra · founded 2017 · 2276 employees$80.9Mraised▾
Online platform for buying and selling two-wheelers. It provides financing solutions to individuals for purchasing new, used, and electric two-wheelers through its proprietary underwriting tools and hassle-free experience. The company operates in the auto financing space, offering accessible and affordable financing options for customers.
- Jul 2024Conventional Debt$3M
- Feb 2023Series D$10M
- Sep 2022Conventional Debt$31.4M
- Sep 2022Series D$21.4M
#7
Series B · Pune, Maharashtra · founded 2019 · 678 employees$103.6Mraised▾
Provider of cloud-based digital lending software and solutions for financial institutions. It offers loan origination, loan management, and data analytics solutions. It provides standalone solutions, including multi-bureau integration, identity verification, and collateral management. The software supports various lending journeys, such as retail, business, and agri-finance.
- May 2023Conventional Debt—
- Apr 2023Series B$27M
- Nov 2022Series B$60M
- May 2022Series A$4.9M
#8
Series A · Pune, Maharashtra · founded 2019 · 997 employees$14.5Mraised▾
Provider of free credit scores and personalized credit improvement insights. It offers tools to check credit scores from multiple bureaus. The platform provides a summary of credit reports with customized actions. It also offers a score planner to help users build credit. The service tracks loan and credit card repayment history. It shares insights on factors impacting credit scores.
- Jan 2024Venture Debt$14.5M
- Aug 2020Series A$10M
- Sep 2019Seed$4.5M
#9
Seed · Pune, Maharashtra · founded 2021 · 115 employees$2.5Mraised▾
Empowering MSMEs with tailored financial solutions for growth and stability. We are a non-banking financial company (NBFC) dedicated to empowering financial journeys through innovative and tailored solutions. We combine expertise and cutting-edge technology to provide personalized financial services. Our offerings include supply chain finance to optimize cash flow, loan against property for asset utilization, and business loans to energize entrepreneurial dreams. We focus on rapid approvals, easy documentation, budget-friendly EMI options, personalized loan durations, and digital repayments. We aim to provide financial stability and optimize cash flow at every stage of the supply chain. We offer MSME loans, property-based loans, and working capital solutions. Our services are designed to be user-friendly, reliable, and transparent, ensuring a seamless experience for our customers.
- Jul 2023Seed$2.5M
#10
Seed · Pune, Maharashtra · founded 2021 · 23 employees$2.5Mraised▾
Digital lending platform. The platform focuses on providing customised loans to SMEs. It also has an inhouse RBI registered NBFC. Additionally, major banks and NBFCs are also integrated on the platform. It has created its own Digital Lending Stack and it owns the source code which gives them the ability to design the loan product.
- Feb 2023Seed$385.9K
- Jun 2022Seed$1M
- Sep 2021Seed$1.1M
#11
Seed · Pune, Maharashtra · founded 2014 · 1018 employees$1Mraised▾
It offers lending, wealth management, technology, and FMCG solutions. The company provides tailored financial solutions for diverse client needs, encompassing individual and business lending. Its wealth management services include strategic planning, investment advisory, and risk management. It also develops technological solutions to enhance efficiency and user experience. Finally, it produces and markets fast-moving consumer goods.
- Apr 2022Angel$308.3K
- Aug 2021Angel$500K
- Feb 2018Angel$201.3K
#12
Seed · Pune, Maharashtra · founded 2009 · 51 employees$1.1Mraised▾
API-based loan management solution for banks and credit institutions. It offers a solution that enables businesses to provide digital lending services to end customers. It features a proprietary lending engine, APIs for integration with multiple services, a dashboard for monitoring and decision making, and more.
- Mar 2021Seed$667.8K
- Feb 2020Seed$49.1K
- Mar 2018Seed$353.6K
- Mar 2015Seed$13.8K
Funding & investor landscape
Notable founders
Market landscape — 10 sub-themes by coverage
Share of Alternative Lending coverage by sub-theme.
Regulatory-risk over time rising
Funding & growth over time
funding rising · growth rising