Best FinTech Companies in Utah, United States
The 355 best FinTech companies in Utah, United States in 2026, ranked by funding and momentum. Funding, investors, founders, valuation, tech stack and live signals. Top: Brex.
Biggest earners American Express Co ($10.5B, +9% YoY), Mastercard Inc ($8.3B, +13% YoY), Flex Ltd. ($6.6B, +4% YoY), Fiserv Inc ($5.0B, +10% YoY)
Our analysis of 243 FinTech companies
$56.0b in tracked funding; 98% of the stack-profiled cohort runs cloud-native; funding activity peaked in 2025.
Ranked: Best FinTech companies in Utah
| # | Company | Disclosed funding | Last round | Employees | Founded | Founder | Tech stack | Patents & IP focus | Recent signals |
|---|---|---|---|---|---|---|---|---|---|
| 1 | Brex 🦄 Provider of financial software platform, cards, banking, expense, and accounting 87Funding top 15%Moat top 18%Patents top 20%Innovation top 22% All 12 signals ▾Fundingtop 15% Moattop 18% Patentstop 20% Innovationtop 22% Customerstop 24% Techtop 25% Talenttop 28% Newstop 29% Markettop 37% Growthtop 38% Producttop 41% Globaltop 47% Funding: Raised $1.2B across 11 rounds · 11 rounds over 9 yrs (1.2/yr) Moat: Editorial + unicorn rating 10/10 · IP moat: 128 patents rank vs industry peers · Fliar Intelligence Index 87/100 | $1.2B | 17 mo ago | 67 | 2017 | Henrique Dubugras Founder and Chairman | Amazon WebstoreSentryApple iCloud Mail+37 | 128 patents Real-time financial data pipelines, synchronization, and alert management for fintech platforms | 1 launch |
| 2 | MX 🦄 Provider of data-driven analytics and open banking API for businesses | $610M | 65 mo ago | 481 481 → 1,014 (+111%) | 2010 | Ryan Caldwell Co-Founder & CEO | Apple iCloud MailRubySalesforce+24 | — | 1 launch |
| 3 | Divvy 🦄 Spend management solutions for businesses | $448M | 65 mo ago | 377 | 2016 | Blake Murray Co-Founder & CEO | — | — | — |
| 4 | tZERO 🦄 Online platform providing investment and trading solutions for private securities and digital securities | $275M | 45 mo ago | 73 | 2014 | — | WordPressApple iCloud MailGoogle Workspace+25 | 175 patents Blockchain-based security token issuance, compliance, and privacy-preserving transaction infrastructure | 1 launch · 2 partnerships |
| 5 | Moneylion 🦄 Online platform for instant consumer loans and mobile banking | $268M | 82 mo ago | 136 | 2013 | Diwakar Choubey Co-Founder & CEO | Amazon WebstoreApple iCloud MailMicrosoft 365+36 | — | — |
| 6 | TaxBit 🦄 Crypto tax management and accounting solutions for individuals and businesses | $237M | 25 mo ago | 183 | 2018 | Justin Woodward Co-Founder | WordPress Site EditorWordPressApple iCloud Mail+34 | — | 1 partnership |
| 7 | Limit Break Game developer focuses on Web3 gaming and NFT technology | $200M | 45 mo ago | 46 | 2021 | — | TurbopackSentryApple iCloud Mail+16 | — | — |
| 8 | Canopy Developer of practice management platform for accounting and tax firms 62Funding top 20%Customers top 22%Tech top 27%Moat top 28% All 12 signals ▾Fundingtop 20% Customerstop 22% Techtop 27% Moattop 28% Newstop 36% Talenttop 38% Producttop 43% Markettop 45% Patentstop 49% Growthbottom 48% Innovationbottom 46% Globalbottom 33% Funding: Raised $186M across 14 rounds · 14 rounds over 12 yrs (1.2/yr) Customers: Play-Store rating 4.65★ across 2,359 ratings (2 apps) · Review volume +33% in 6 mo rank vs industry peers · Fliar Intelligence Index 62/100 | $186M | 13 mo ago | 104 | 2014 | Davis Bell CEO | HubSpot CMS HubSentryApple iCloud Mail+31 | 50 patents Extraction, purification, and synthesis of hemp-derived cannabinoids and powdered products. | 2 launchs |
| 9 | Sirion 🦄 AI-powered contract lifecycle management platform | $171M | 41 mo ago | — | 2012 | Aditya Gupta Co-Founder & CTO | WordPressMySQLPHP+18 | — | — |
| 10 | Deserve Credit builder cards for consumers | $137M | 49 mo ago | 34 | 2013 | — | SentryApple iCloud MailNode.js+14 | — | — |
| 11 | SimpleNexus Developer of loan life cycle management platforms for mortgage lenders | $128M | 65 mo ago | 113 | 2011 | — | SentryRubyVuetify+16 | — | — |
| 12 | LoanPro Cloud-based loan life cycle management software | $100M | 59 mo ago | 175 | 2006 | Ben Roberts Co-Founder & COO | Apple iCloud MailGoogle WorkspaceThree.js+21 | — | — |
| 13 | Galileo Provider of cloud-based platform for financial technology and digital banking | $85M | 80 mo ago | 200 | 2000 | — | ContentfulYouTubeBootstrap+29 | 23 patents Mobile imaging and spectral data platforms for cryptographic asset creation and UV decontamination | — |
| 14 | Lendio Online lending marketplace for business loans | $82M | 67 mo ago | 85 | 2011 | Trent Miskin Chief Product Officer and Co-Founder | WebflowApple iCloud MailGoogle Workspace+41 | — | 1 job opening · 1 partnership |
| 15 | Finicity Open banking aggregation API solutions | $80M | 94 mo ago | 434 | 1999 | Steven Smith ex-Co-Founder | SentryApple iCloud MailTypeScript+14 | 39 patents Secure financial data aggregation, consent management, and income/asset verification services. | — |
| 16 | AvTech Capital Online platform for equipment financing | $76M | 43 mo ago | 141 141 → 74 (-48%) | 2018 | — | Framer SitesAmazon ALBReact+13 | — | — |
| 17 | Atomic Provider of payroll management services | $75M | 14 mo ago | 89 89 → 101 (+13%) | 2020 | Andrea Martone Co-Founder & CPO | Tailwind CSSGSAPAmazon Web Services+16 | 15 patents Patents concentrated in electrical & electronics | — |
| 18 | Clicklease Online lending platform for business loans | $64M | 57 mo ago | 197 | 2018 | Bart Longson Founder & CEO | WebflowApple iCloud MailMicrosoft 365+31 | — | — |
| 19 | Keystone Online financial and investment advisory platform for individuals | $50M | 96 mo ago | 27 | 2006 | Brandon Nielson Co-Founder | — | 87 patents Vehicle exterior protective accessories for license plates, bumpers, and RV duct vents | — |
| 20 | Community Choice Financial Online lending platform for unsecured personal loans. | $50M | 107 mo ago | 1,207 1,207 → 2,308 (+91%) | 1986 | — | WordPressApple iCloud MailMicrosoft 365+19 | — | 8 job openings |
| 21 | Interbank FX Online trading and brokerage services for individual, institutional, fintech, and developer clients | $40M | 227 mo ago | 73 | 2001 | Todd Crosland Founder | — | — | — |
| 22 | Browz Supply chain risk management and compliance solutions | $32M | 97 mo ago | 132 | 2001 | — | — | 6 patents Enterprise risk analytics and supplier compliance assessment software platforms | 1 award |
| 23 | Salty Point of sale insurance platform for individuals | $31M | 62 mo ago | 53 | 2019 | James Hall Founder & CEO | — | — | — |
| 24 | Deepsee Analytics Provider of AI agents designed for financial services process automation 69AI top 8%Funding top 33%Growth top 35%Tech top 36% All 8 signals ▾AItop 8% Fundingtop 33% Growthtop 35% Techtop 36% Talenttop 38% Moattop 39% Marketbottom 40% Globalbottom 29% AI: Classified as an agentic-AI company Funding: Raised $30.7M across 1 rounds · 1 rounds over 5 yrs (0.2/yr) rank vs industry peers · Fliar Intelligence Index 69/100 | $31M | 5 mo ago | 48 | 2017 | Ken Saunders Co-Founder & CFO & COO | WordPress Block EditorWordPressApple iCloud Mail+34 | — | 1 partnership · 1 award |
| 25 | Snap Finance Provider of merchandise financing through partner stores | $30M | 44 mo ago | 621 | 2012 | — | StoryblokTurbopackEmotion+39 | — | — |
| 26 | Midigator Provider of merchant account monitoring and analytics tool | $30M | 98 mo ago | 1 | 2013 | — | — | 8 patents Automated detection, matching, and response to payment transaction disputes and alerts. | — |
| 27 | Hedgehog Investments Private equity platform focused on multiple sectors | $25M | 41 mo ago | — | 2020 | Josh Bishop Co-Founder | WordPressMySQLPHP+22 | — | — |
| 28 | Embedded Insurance Insurance researches prices and policies platform for the insurance industry | $22M | 49 mo ago | — | 2019 | Adrian Hummel Founder | Apple iCloud MailGoogle WorkspaceReact+7 | — | — |
| 29 | UpWell AI-powered AR automation software for logistics, streamlining invoicing and payments | $20M | 16 mo ago | 346 | 2016 | — | — | — | — |
| 30 | Plansight Online platform for employee benefits administration | $19M | 27 mo ago | 24 | 2014 | David Sitterud Founder | — | — | — |
| 31 | Carbon Insurance Provider of insurance brokerage and risk management services | $17M | 18 mo ago | 11 | 2023 | Chris Slater Co-Founder & CEO | Webflow EcommerceWebflowGSAP+16 | — | 2 partnerships |
| 32 | Chargeback Cloud based platform for recovering lost merchant revenue in chargebacks | $16M | 72 mo ago | 272 | 2007 | — | — | — | — |
| 33 | Giddy Online trading solutions for cryptocurrency | $15M | 37 mo ago | 19 | 2021 | David Bland Co-Founder | Framer SitesApple iCloud MailGoogle Workspace+15 | 22 patents Advanced penile constriction and measurement devices for erectile dysfunction therapy. | — |
| 34 | 401GO Online employee benefits administration platform for enterprises | $14M | 6 mo ago | 14 | 2017 | Nathan Beck Co-Founder and CTO | WordPressMySQLPHP+26 | — | 3 awards |
| 35 | Everee Cloud-based payroll managemet solutions for HR management 55Funding top 34%Growth top 35%Tech top 37%Talent top 38% All 10 signals ▾Fundingtop 34% Growthtop 35% Techtop 37% Talenttop 38% AItop 45% Customerstop 50% Productbottom 47% Globalbottom 32% Marketbottom 28% Newsbottom 27% Funding: Raised $13.7M across 3 rounds · 3 rounds over 8 yrs (0.4/yr) Growth: Fresh capital in last 24 mo rank vs industry peers · Fliar Intelligence Index 55/100 | $14M | 2 mo ago | 30 30 → 42 (+40%) | 2010 | Tyler Ploeger Co-Founder | WordPressApple iCloud MailGoogle Workspace+40 | — | — |
| 36 | Converus Biometrics-based identity verification and lie detection solution | $13M | 22 mo ago | 27 | 2013 | Todd Mickelsen CEO | WordPressMySQLPHP+34 | 7 patents Physiological and ocular-based deception and identity verification technologies | — |
| 37 | Elements App-based financial monitoring solutions for businesses | $9M | 40 mo ago | 42 | 2009 | — | SentryApple iCloud MailGoogle Workspace+11 | 23 patents Gel‑infused foam cushioning for mattresses and upholstered seating with quilting integration | — |
| 38 | Aligned Marketplace Network connecting employers and members to value-based advanced primary care | $8M | 16 mo ago | — | 2023 | Patrick Nelli CEO and Founder | Node.jsVue.jsExpress+11 | — | 1 partnership |
| 39 | PorchSoftware Fintech platform empowering life insurance advisors with digital tools and integrations | $8M | 24 mo ago | — | 2013 | Grant Rowan Co-Founder | — | — | — |
| 40 | Suralink Provider of cloud-based platform for accounting firms to manage client requests | $6M | 48 mo ago | 38 | 2014 | — | HubSpot CMS HubSentryAmazon Web Services+22 | — | 2 launchs · 2 awards |
| 41 | Odie Online pet insurance platform for cats and dogs | $6M | 42 mo ago | 16 | 2019 | — | WordPressMySQLPHP+34 | — | 3 partnerships |
| 42 | HitPiece NFT-based music store platform | $5M | 43 mo ago | 4 | 2021 | — | — | — | — |
| 43 | UpsideDAO Organization created to invest in crypto and NFT-related projects | $5M | 43 mo ago | 16 | 2021 | Jordan Volz Co-Founder | — | — | — |
| 44 | Jump Developer of an AI platform for financial advisor workflow automation | $5M | 24 mo ago | — | 2022 | Adam Kirk Co-Founder & CTO | SalesforceIntercomRadix UI+23 | 2 patents User-generated broadcast content logging and optimized additive barcodes for catalog scanning | — |
| 45 | The Super Trader Provider of auto-trading solutions to help create an income stream for individuals | $3M | 30 mo ago | — | 2014 | Nic L Founder | — | — | — |
| 46 | PayKeeper Provider of condition-based payment processing and escrow management execution engine | $3M | 16 mo ago | — | 2004 | Kelly Curtis CEO | WordPressMySQLPHP+27 | — | — |
| 47 | Qube Money Provider of digital cash envelope banking and budgeting mobile application | $2M | 12 mo ago | 17 | 2015 | Ryan Clark Founder | WordPressMySQLPHP+28 | — | — |
| 48 | Nomyx Service provider of blockchain-based digital asset management company that connects businesses to a global… | $2M | 17 mo ago | — | 2021 | Ubair Javaid Co-Founder/CEO | — | — | — |
| 49 | leafplanner Wealth advisory, financial planning solution for families | $1M | 17 mo ago | 4 | 2021 | Robert Bensman Co-Founder | — | — | 1 award |
| 50 | Airbatch Provider of SaaS and blockchain-based purchase order insurance solutions | $400K | 18 mo ago | — | 2021 | Aaron Heap Founder & CEO | — | — | 2 launchs |
Top 12 FinTech companies in Utah
#1
Brex 🦄Acquired · Draper, Utah · founded 2017 · 67 employees$1.2Braised▾
Provider of financial software platform, cards, banking, expense, and accounting. The platform offers tools for corporate cards, expense management, travel, bill pay, banking, and treasury services. It provides solutions for startups, mid-size companies, and enterprises. The platform includes features for spend control, expense automation, vendor payments, and accounting automation.
- Jan 2025Conventional Debt$235M
- Oct 2021Series D$300M
- Aug 2021Venture Debt$150M
- Apr 2021Series D$425M
#2
Series A · Salt Lake City, Utah · founded 2010 · 30 employees$13.7Mraised▾
Cloud-based payroll management solutions for HR management. It offers white-label and AI-based payroll management solutions for same day pay and instant payment solutions. Platform offers solutions for multi-industry temporary staffing, HR, delivery, heavy industry and more.
- Apr 2026Series A$4.5M
- Apr 2020Series A$10M
- 2018Seed$3.7M
#3
Series A · Salt Lake City, Utah · founded 2017 · 48 employees$30.7Mraised▾
Provider of AI agents designed for financial services process automation. These agents analyze data and automate banking tasks, providing transparency for compliance teams. The agents streamline labor-intensive tasks, improve operational efficiency, and unlock new revenue opportunities. They integrate with existing systems, enriching them with contextual intelligence to address financial market complexities.
- Jan 2026Series A—
- Mar 2021Series A$22.6M
#4
Series C · Lehi, Utah · founded 2014 · 104 employees$185.5Mraised▾
Developer of practice management platform for accounting and tax firms. The platform offers client management, document handling, workflow automation, and billing functionalities. It aims to streamline operations and enhance client relationships. The platform provides tools for task management, client portals, and payment processing.
- Apr 2025Series C$70M
- Apr 2025Series C$36.5M
- May 2024Series C$35M
- Dec 2021Series C$35M
#5
Series B · West Jordan, Utah · founded 2017 · 14 employees$14.2Mraised▾
Online employee benefits administration platform for enterprises. It offers a platform for retirement benefits and planning. It also offers features such as compliance, testing, fiduciary services, investment manager, and payroll integrations for handling, reporting employee deferrals. It is a tool available on the subscription-based pricing model.
- Dec 2025Series B$33M
- Nov 2025Series B$30M
- Apr 2024Series A$12M
- Aug 2021Seed$2M
#6
Series B · Salt Lake City, Utah · founded 2020 · 89 employees$74.8Mraised▾
Provider of payroll management services
- Apr 2025Series B$10M
- Mar 2022Series B$40M
- Oct 2021Series A$22M
- Jun 2021Series A—
#7
Seed · South Jordan, Utah · founded 2016 · 346 employees$20.1Mraised▾
AI-powered AR automation software for logistics, streamlining invoicing and payments. This is a B2B tech company offering a SaaS platform that transforms accounts receivable workflows using Artificial Intelligence. It helps logistics companies improve cash flow by automating legacy processes and enhancing customer experience. The platform uses AI to resolve invoice exceptions, enabling faster payments and access to capital. It analyzes data to predict cash flow, automates invoice sending and reminders, and matches documents in real-time. The software seamlessly integrates with TMS, ERP, and accounting systems, ensuring accurate invoicing with AI-powered business rules. Customers can make payments easily with multiple options, and receive notifications at key billing stages. Key features include smart invoices, integrated payments, exception management, custom reminders, and real-time integrations.
- Feb 2025Seed$6.5M
- Nov 2017Seed$20.1M
#8
TaxBit 🦄Series B · Salt Lake City, Utah · founded 2018 · 183 employees$237Mraised▾
Crypto tax management and accounting solutions for individuals and businesses. It offers tools for crypto tax computation, portfolio analytics, tax audit, returns filing, and more. It also offers tax computation for cryptocurrencies, equities, commodities, and all fiat currencies. It is available for multiple subscriptions based on the number of transactions.
- Apr 2024Series B—
- May 2022Series B—
- Aug 2021Series B$130M
- Mar 2021Series A$100M
#9
Series A · Park City, Utah · founded 2023 · 11 employees$17Mraised▾
Provider of insurance brokerage and risk management services
- Dec 2024Series A$2.6M
- Nov 2023Series A$10M
- Feb 2023Seed$7M
#10
Seed · Park City, Utah · founded 2023$8Mraised▾
Network connecting employers and members to value-based advanced primary care. It facilitates access to advanced primary care through a national network of providers. The network enables employers to offer advanced primary care benefits to their workforce. It focuses on connecting members to personalized primary care options with a payment model aligned with value and quality.
- Jan 2025Seed$3M
- Apr 2024Seed$8M
#11
Series A · Pleasant Grove, Utah · founded 2015 · 17 employees$2Mraised▾
Provider of digital cash envelope banking and budgeting mobile application. The application allows users to create budgets and manage spending. It offers tools for individuals, couples, and families to track finances. The application aims to promote mindful spending and saving habits.
- 2025Series A$1.4M
- May 2022Seed$606.6K
#12
Series B · Lehi, Utah · founded 2013 · 27 employees$12.6Mraised▾
Converus provides biometrics-based identity verification and lies detection solutions to the government and business organizations. It also provides web & mobile application-based system to verify individual identity by analyzing changes in the motor nervous system, a nonintrusive lie detection solution based on the ocular-motor deception detection technology. The features include SDK for custom integrations that leverages JSON over HTTPS and option for branding customization.
- Aug 2024Series B—
- Jul 2024Series B—
- Mar 2023Series B—
- Mar 2020Series B—
Funding & investor landscape
Notable founders
Market landscape — 10 sub-themes by coverage
Share of FinTech coverage by sub-theme.
Regulatory-risk over time rising
Funding & growth over time
funding rising · growth rising
How research on Fintech is moving in the United States
A read on the academic research around Fintech — which themes are gaining ground, the institutions and researchers driving them, and how the tone is shifting. Based on 907 United States-affiliated papers.
- Film Independent54
- United States Department of Commerce26
- Community Partners22
- University of Virginia18
- International Monetary Fund12
- Financial services42
- Database transaction16
- Payment15
- Scalability12
- Credit risk11
- Financial services7→190
- Financial inclusion2→74
- Payment2→50
- Mobile payment3→29
- Leverage (statistics)1→21
- Financial services9→149
- Financial inclusion1→56
- Payment2→27
- Investment (military)1→19
- Cryptocurrency1→17
Where fintech is researched across United States
Location clusters by institution affiliation — each city's volume, stance tone, and a quick read on its hot topic, what's advancing, the opening opportunity, and the main concern.
Who's filing fintech patents in the United States
United States fintech patent filing is accelerating — 20 filings from 16 assignees (2016–2025), led by Mastercard International, Verifone, Financial Cloud Innovations; annual filings 1→7.
- Mastercard International20
- Verifone4
- Financial Cloud Innovations2
- Atombeam Technologies2
- Salah ALI Khalil1
- LNW Gaming1
- Kassetty Nikhil1
- DR Mariappan RAJA1