Radar Companies FinTech · Wilmington
Radar · FinTech in Wilmington

Best FinTech Companies in Wilmington, United States

The 183 best FinTech companies in Wilmington, United States in 2026, ranked by funding and momentum. Funding, investors, founders, valuation, tech stack and live signals. Top: SumUp.

183companies tracked
$3.7Bdisclosed funding
1unicorns
67have raised
Sector wealth & growth · validated company filings
$180Mmedian revenue
+8%median YoY growth
$89.0Bcombined revenue pool
130companies reporting

Biggest earners American Express Co ($10.5B, +9% YoY), Mastercard Inc ($8.3B, +13% YoY), Flex Ltd. ($6.6B, +4% YoY), Fiserv Inc ($5.0B, +10% YoY)

FLIAR INTELLIGENCE · FINTECH × WILMINGTON

Our analysis of 243 FinTech companies

$56.0b in tracked funding; 98% of the stack-profiled cohort runs cloud-native; funding activity peaked in 2025.

243companies analysed
98%cloud-native stacks
2025funding peak (by rounds)
45unicorns
2018median founding year
649kcombined LinkedIn audience
60%of audience held by top 3
4companies hiring publicly (12 mo)

Ranked: Best FinTech companies in Wilmington

#CompanyDisclosed fundingLast roundEmployeesFoundedFounderPatents & IP focusRecent signals
1SumUp 🦄
Provider of card payment terminals and point of sale systems
83Funding top 17%Tech top 17%News top 20%Global top 25%
All 12 signals ▾
Fundingtop 17%
Techtop 17%
Newstop 20%
Globaltop 25%
Customerstop 26%
Talenttop 26%
Moattop 28%
Growthtop 34%
Producttop 37%
Markettop 43%
Innovationtop 43%
Patentsbottom 31%
Funding: Raised $994M across 12 rounds · 12 rounds over 14 yrs (0.9/yr)
Tech: 78 technologies across 6/8 capability areas · Cloud: Amazon S3, Amazon Ses
rank vs industry peers · Fliar Intelligence Index 83/100
$994M13 mo ago72012Petter Made
Co-Founder
6 patents
Secure POS hardware add‑ons and tamper‑resistant security features for payment terminals
2Navient
Provider of loans for students
$412M84 mo ago4,500
4,500 → 3,113 (-31%) · sector median +28%
2014
3Best Egg
Online platform for personal loans
$300M30 mo ago3252000Paul Ricci
CEO
4Lava
Cryptocurrency payment ecosystem for businesses and individuals
57Funding top 15%Growth top 20%Moat top 40%Tech top 45%
All 9 signals ▾
Fundingtop 15%
Growthtop 20%
Moattop 40%
Techtop 45%
Producttop 46%
Talentbottom 49%
Marketbottom 40%
Globalbottom 33%
Customersbottom 17%
Funding: Raised $228M across 3 rounds · 3 rounds over 2 yrs (1.5/yr)
Growth: Web rank 50,000,000 → 5,000,000 YoY · Fresh capital in last 24 mo
rank vs industry peers · Fliar Intelligence Index 57/100
$228M7 mo ago2014Shehzan Maredia
Founder & CEO & CTO
1 launch
5nCino
Provider of a platform for digitizing and reengineering financial service processes
$222M53 mo ago997
997 → 1,657 (+66%) · sector median +28%
2011Pullen Daniel
Co-Founder / EVP Corporate Development
25 patents
Automated loan origination and credit risk management software for financial institutions
2 partnerships · 1 award
6Passport
Cloud-based mobile payment platforms for parking and transit operators
$212M60 mo ago2372010Khristian Gutierrez
Chief Executive Officer
33 patents
Transdermal drug delivery systems and digital prescription management platforms
7LootMogul
Provider of an online sports quiz platform for NFT rewards
$200M44 mo ago2020Raj Kotia
Co-Founder & CEO
8Bancorp
Payment card issuing and processing solutions for businesses
$178M93 mo ago757
757 → 868 (+15%) · sector median +28%
200018 patents
Financial transaction processing platforms and stable-value investment plan management systems.
2 partnerships
9Cleo
Provider of cloud and AI-based chatbots for personal finance
$175M50 mo ago742015Chitra Akileswaran
Co-Founder
10Ualett
App-based platform offering advance receivable management solutions for drivers
62Customers top 21%Tech top 23%Growth top 30%Funding top 34%
All 8 signals ▾
Customerstop 21%
Techtop 23%
Growthtop 30%
Fundingtop 34%
Newstop 40%
Producttop 47%
Marketbottom 38%
Globalbottom 29%
Customers: Play-Store rating 4.54★ across 6,937 ratings (1 apps) · Review volume +26% in 6 mo
Tech: 54 technologies across 6/8 capability areas · Cloud: Amazon Ses, Amazon Web Services
rank vs industry peers · Fliar Intelligence Index 62/100
$150M8 mo ago3220192 job openings
11Swift Financial
Working capital financing provider to small businesses
$116M122 mo ago2222004
12Swift Capital
Provides merchant cash advance
$99M122 mo ago412006
13Apiture
Open banking APIs for banks and financial institutions
$79M31 mo ago258
258 → 185 (-28%) · sector median +28%
2017Chris Babcock
CEO
14College Ave
Student loans marketplace
$50M63 mo ago87
87 → 111 (+28%) · sector median +28%
20142 job openings
15Evident
Online identity verification and customer PII data security and privacy
$44M45 mo ago32
32 → 69 (+116%) · sector median +28%
2016David Thomas
Founder & CEO
131 patents
Digital identity verification and trust infrastructure for online services
16Pagos AI
Provider of AI-powered platform optimizing payments data for higher conversions
$44M40 mo ago24
24 → 47 (+96%) · sector median +28%
2021Daniel Blomberg
Co-Founder
1 launch
17Katabat
Multi-industry omnichannel marketing automation suite solutions
$22M70 mo ago682006Ray Peloso
CEO & President
18Rarible
Online marketplace offering blockchain based digital art
$16M59 mo ago1202019Ilya Komolkin
Co-Founder
19Safebooks
AI-based financial management for businesses
$15M6 mo agoAhikam Kaufman
Co-Founder & CEO
20Chargeflow
Provider of payment management software solutions to e-commerce businesses
69AI top 30%Funding top 32%Growth top 35%Talent top 38%
All 9 signals ▾
AItop 30%
Fundingtop 32%
Growthtop 35%
Talenttop 38%
Techtop 39%
Moattop 39%
Marketbottom 46%
Newsbottom 38%
Globalbottom 36%
AI: Classified as an AI company · Product described with: ai-based
Funding: Raised $14.0M across 4 rounds · 4 rounds over 3 yrs (1.3/yr)
rank vs industry peers · Fliar Intelligence Index 69/100
$14M7 mo ago582020Ariel Chen
Co-Founder & CEO
21Trademo
Provider of technology and data insight services for global trade and logistics
$12M55 mo ago992020
22Afriex
Provider of international money transfer, global accounts, and virtual cards
$11M49 mo ago2019Tope Alabi
Co-Founder & CEO
23Quavo
Cloud based fraud detection solutions for card transactions
$11M10 mo ago74
74 → 158 (+114%) · sector median +28%
2016Richard Jefferson
Co-Founder | EVP | BOD
1 internship · 1 partnership
24CarPay
Loan life cycle management software for purchase financing
$10M65 mo ago252015Nick Swezey
Co-Founder & CTO
25Ubyx
Provider of a clearing system for stablecoin transactions
42Funding top 33%Growth top 35%Tech top 44%Talent bottom 49%
All 6 signals ▾
Fundingtop 33%
Growthtop 35%
Techtop 44%
Talentbottom 49%
Globalbottom 48%
Marketbottom 25%
Funding: Raised $10.0M across 1 rounds · 1 rounds over 1 yrs (1.0/yr)
Growth: Fresh capital in last 24 mo
rank vs industry peers · Fliar Intelligence Index 42/100
$10M3 mo ago2025Tony Mclaughlin
Founder & CEO
26Coinchange
Decentralized trading platform for cryptocurrencies
$10M30 mo ago522017Maxim Galash
CEO
27CU NextGen
Provider of an AI-enabled banking software suite
$9M59 mo ago1220203 patents
Remote stand‑off detection of explosives using orbitron‑based sensing technology.
28Growfin AI
Provider of accounts receivable automation software designed to accelerate cash flow
$9M39 mo ago652020Aravind Gopalan
Co-Founder & CEO
29Tenbin Labs
Developer of tokenization protocol for liquidity, redemption, and institutional settlement
22Funding top 38%Talent bottom 49%Global bottom 48%Tech bottom 35%
All 5 signals ▾
Fundingtop 38%
Talentbottom 49%
Globalbottom 48%
Techbottom 35%
Marketbottom 31%
Funding: Raised $7.0M across 1 rounds · 1 rounds over 1 yrs (1.0/yr)
Talent: 1 named leader on record · 1 C-suite/founder profile curated
rank vs industry peers · Fliar Intelligence Index 22/100
$7M4 mo ago2023Jake Lang
Co-Founder & CTO
30Parex
Decentralized platform enabling swapping of cryptocurrencies
$6M37 mo ago92021
31FIVVY
Developer of a marketing and customer engagement platform for banks
$6M38 mo ago2020Lucas Werthein
Co-Founder
32Lumos
Provider of a cloud-based data analytics platform for small businesses
$5M7 mo ago26
26 → 19 (-27%) · sector median +28%
2021Youri Nelson
Co-Founder & Chief Technology Officer
60 patents
Interactive digital cognitive training and assessment platforms for attention, memory, and executive function
2 partnerships
33Sphere
Provider of lockchain-based platform for payment infrastructure
$5M18 mo ago2023Arnold Lee
Co-Founder & CEO
1 launch
34Kinto
Provider of an online platform offering blockchain layer solutions
$5M31 mo ago2021Ramon Recuero
Co-Founder
35Wert
Online platform offering payments gateway for crypto
$5M50 mo ago292020Daria Bogatyreva
Co-Founder
36Lapetus Solutions
Providing underwriting solutions to Life Insurance Industry
$5M106 mo ago72015
37GammaX
Decentralized perpetual futures DEX platform
$4M45 mo ago192021Defi Das
Co-Founder
38Earnipay
Cloud-based employee benefit platform for financial benefit
$4M52 mo ago202021
39Raleon
Web3 customer engagement platform
$4M33 mo ago62022Adam Larson
Co-Founder
40Velvet
Alternative investment platform for investors in private markets
$3M54 mo ago2021Carlos E Naupari
Founder
41APPROVE
POS-based equipment financing platform
$3M36 mo ago392014Robert Preville
Founder & CEO
42WebStreet
Alternative investment platform that matches operators of online businesses with accredited investors
$2M36 mo ago2021Mike Vranjkovic
Co-Founder
43Fundmates
A funding platform that specializes in helping YouTube creators expand channels
$2M28 mo ago2022Ilia Dronov
Founder & CEO
44Komon
Community-based NFT for individuals
$2M48 mo ago102022Sebastian Fernandez-Medrano
Co-Founder
45Fair
Cloud based provider of insurance for repair services
$1M22 mo ago2024Will Betteridge
Founder & CEO
33 patents
AI-driven digital commerce platform enabling transaction processing, pricing optimization, and vehicle search personalization.
46Fuelfinance
Provider of FP&A solutions for startups and SMBs
$1M37 mo ago352019Alyona Mysko
CEO/Founder
47Skillsvest
Provider of educational funding with income-based repayment plans and career support
$581K2 mo ago2024Sreemaan Raja
Co-Founder
48SPRX
Software-based R and D tax credit solutions for businesses
$500K36 mo ago52020Mark Andrus
Co-Founder | COO | Tax Director
49InCadense
Wealth management solution provider
$250K22 mo ago2020Stephen Hagan
Co-Founder
50EQL
Provider of personal credit lines to consumers
$250K30 mo ago182021Eddie Guia
Co-Founder & CEO

Top 12 FinTech companies in Wilmington

#1
SumUp 🦄
Series E · Wilmington, Delaware · founded 2012 · 7 employees
$994.3Mraised

Provider of card payment terminals and point of sale systems. These hardware and software tools facilitate transaction processing for merchants. The offerings include mobile card readers, self-service kiosks, and digital invoicing capabilities. Merchants utilize these tools to accept contactless payments and manage financial records. The system integrates with mobile applications to support business operations and order processing.

Fliar Intelligence Index™ 83how this company ranks against its industry peers
Funding
top 17%
Tech
top 17%
News
top 20%
Global
top 25%
Customers
top 26%
Talent
top 26%
Funding: Raised $994M across 12 rounds · 12 rounds over 14 yrs (0.9/yr) · Last round Conventional Debt (May 2025)
Tech: 78 technologies across 6/8 capability areas · Cloud: Amazon S3, Amazon Ses · Devops: Envoy, Nginx
News: 10 BI events in 12 mo (of 128 tracked, 12 types) · +100% YoY · 3 high-value events (IPO/M&A/funding/contracts) in 12 mo
Audience (LinkedIn): 196k LinkedIn followers — 30.3% of this cohort's audience
Funding rounds
  • May 2025Conventional Debt$60M
  • May 2024Conventional Debt$1.6B
  • Dec 2023Series E$306.6M
  • Aug 2023Conventional Debt$100M
Founders & team
Petter MadeCo-FounderStefan JeschonnekCo-FounderDaniel KleinCo-Founder & CEO
Investors
BBVA Ventures, Shortcut Ventures, b2venture, Tengelmann Ventures, Goldman Sachs, Temasek
Tech stack
Amazon S3Amazon SesAmazon Web ServicesAngularAngularjsApple Icloud Mail
#2
Series B · Wilmington, Delaware · founded 2014
$227.5Mraised

Cryptocurrency payment ecosystem for businesses and individuals. It offers a cryptocurrency system for bitcoin-backed loans, global payments, bitcoin purchases, and more. It also offers solutions for cryptocurrency staking and lending. Its app is available on the website.

Fliar Intelligence Index™ 57how this company ranks against its industry peers
Funding
top 15%
Growth
top 20%
Moat
top 40%
Tech
top 45%
Product
top 46%
Talent
bottom 49%
Funding: Raised $228M across 3 rounds · 3 rounds over 2 yrs (1.5/yr) · Last round Series B (Nov 2025)
Growth: Web rank 50,000,000 → 5,000,000 YoY · Fresh capital in last 24 mo
Moat: Soonicorn · 10 curated direct competitors tracked
Audience (LinkedIn): 926 LinkedIn followers
Hiring (LinkedIn): 1 hiring post in 12 mo (public) · hiring: Senior Product Designer
Activity (LinkedIn): 2 product launches · 1 partnerships (incl. Roam) announced in 12 mo
Funding rounds
  • Nov 2025Conventional Debt
  • Nov 2025Series B$200M
  • Oct 2025Series A$17.5M
  • Dec 2024Series A$10M
Founders & team
Shehzan MarediaFounder & CEO & CTO
Investors
Khosla Ventures, Founders Fund, Caffeinated Capital
Tech stack
Amazon S3Amazon Web ServicesApple Icloud MailCloudflareCloudflare Bot ManagementDatadog
#3
Funding Raised · Wilmington, Delaware · founded 2019 · 32 employees
$150Mraised

App-based platform offering advance receivable management solutions for drivers. The platform enables users to manage advance amounts based on that drivers can lend/request for the amount. Provides cash flow management services. It offers features like automatic payments, notifications, etc. The mobile application is available for Android and iOS platforms.

Fliar Intelligence Index™ 62how this company ranks against its industry peers
Customers
top 21%
Tech
top 23%
Growth
top 30%
Funding
top 34%
News
top 40%
Product
top 47%
Customers: Play-Store rating 4.54★ across 6,937 ratings (1 apps) · Review volume +26% in 6 mo
Tech: 54 technologies across 6/8 capability areas · Cloud: Amazon Ses, Amazon Web Services · Devops: Nginx
Growth: Web rank 1,000,000 → 5,000,000 YoY · App-install growth +122% YoY · Fresh capital in last 24 mo
Audience (LinkedIn): 3k LinkedIn followers
Hiring (LinkedIn): 2 hiring posts in 12 mo (public) · momentum +2 · hiring: Graphic Designer, Customer Service Agent
Funding rounds
  • Sep 2025Conventional Debt$150M
Investors
Thiele Capital Management
Tech stack
Amazon SesAmazon Web ServicesApple Icloud MailBootstrapCloudflareCloudflare Bot Management
#4
Seed · Wilmington, Delaware · founded 2025
$10Mraised

Provider of a clearing system for stablecoin transactions. This system allows users to deposit stablecoins from various issuers and currencies into existing bank and fintech accounts, receiving full value. It transforms stablecoins into digital cash equivalents, facilitating seamless redemption through regulated channels while maintaining decentralization and peer-to-peer payments across multiple blockchains. The system aligns incentives among issuers, users, financial institutions, and regulators to promote stablecoin adoption. It enables banks and fintechs to offer stablecoin services to their customers, provides stablecoin issuers with a new revenue stream, and allows businesses and users to seamlessly accept and redeem stablecoins. The system also facilitates peer-to-peer payments without intermediaries.

Fliar Intelligence Index™ 42how this company ranks against its industry peers
Funding
top 33%
Growth
top 35%
Tech
top 44%
Talent
bottom 49%
Global
bottom 48%
Market
bottom 25%
Funding: Raised $10.0M across 1 rounds · 1 rounds over 1 yrs (1.0/yr) · Last round Seed (Mar 2026)
Growth: Fresh capital in last 24 mo
Tech: 21 technologies across 4/8 capability areas · Cloud: Google Cloud, Google Cloud Cdn · Observability: Sentry
Audience (LinkedIn): 3k LinkedIn followers
Activity (LinkedIn): 1 partnerships (incl. BitGo Bank & Trust, N.A.) announced in 12 mo
Funding rounds
  • Mar 2026Seed
  • Feb 2026Seed
  • Jan 2026Seed
  • Jun 2025Seed$10M
Founders & team
Tony MclaughlinFounder & CEO
Investors
Galaxy, Coinbase, Founders Fund, VanEck, Mirana, LayerZero Labs Canada Inc
Tech stack
Google WorkspaceHstsNext.JsNext.Js App RouterNode.JsOpen Graph
#5
Series A · Wilmington, Delaware · founded 2020 · 58 employees
$14Mraised

Provider of payment management software solutions to e-commerce businesses. Its solutions include automation of processes from inquiry to claim, integration across e-commerce platforms, AI-based dispute responses, and more.

Fliar Intelligence Index™ 69how this company ranks against its industry peers
AI
top 30%
Funding
top 32%
Growth
top 35%
Talent
top 38%
Tech
top 39%
Moat
top 39%
AI: Classified as an AI company · Product described with: ai-based
Funding: Raised $14.0M across 4 rounds · 4 rounds over 3 yrs (1.3/yr) · Last round Series A (Nov 2025)
Growth: Fresh capital in last 24 mo
Audience (LinkedIn): 8k LinkedIn followers
Funding rounds
  • Nov 2025Conventional Debt$10M
  • Nov 2025Series A$25M
  • Aug 2023Series A$11M
  • Seed$3M
Founders & team
Ariel ChenCo-Founder & CEOAvia ChenCo-Founder
Investors
OpenView, Viola Group, Viola FinTech
Tech stack
Amazon S3Amazon Web ServicesCdnjsCloudflareCloudflare Bot ManagementCookiebot
#6
Seed · Wilmington, Delaware
$15Mraised

AI-based financial management for businesses. It offers solutions for financial management, fraud management, automate repetitive tasks, financial insights, integrations, and more.

LinkedIn Pulse recent public activity · Jul 2026
Audience: 2k LinkedIn followers
Funding rounds
  • Dec 2025Seed$15M
Founders & team
Ahikam KaufmanCo-Founder & CEO
Investors
10D, Propel Venture Partners, Mensch Capital Partners, Moneta, Magnolia Capital, Cerca Partners
#7
Seed · Wilmington, Delaware · founded 2023
$7Mraised

Developer of tokenization protocol for liquidity, redemption, and institutional settlement. The protocol facilitates asset liquidation and aims to provide infrastructure for liquidity and settlement. It offers yield-bearing exposure to foreign exchange, commodities, and metals. The protocol's smart contracts undergo auditing.

Fliar Intelligence Index™ 22how this company ranks against its industry peers
Funding
top 38%
Talent
bottom 49%
Global
bottom 48%
Tech
bottom 35%
Market
bottom 31%
Funding: Raised $7.0M across 1 rounds · 1 rounds over 1 yrs (1.0/yr) · Last round Seed (Jan 2026)
Talent: 1 named leader on record · 1 C-suite/founder profile curated
Global: Investors from 2 countries beyond United States
Audience (LinkedIn): 203 LinkedIn followers
Funding rounds
  • Jan 2026Seed$7M
Founders & team
Jake LangCo-Founder & CTO
Investors
Galaxy, Wintermute Ventures, GSR, FalconX, Variant Fund, Archetype
Tech stack
Amazon CloudfrontAmazon S3Amazon Web ServicesBackbone.JsCaddyCloudflare
#8
Seed · Wilmington, North Carolina · founded 2021 · 26 employees
$5Mraised

Provider of a cloud-based data analytics platform for small businesses. The platform enables SMEs to analyze lending experiences for banks and lenders. Its features include risk analytics, performance data, migration trends, financial institution performance data, risk management models, credit models, and advisory services.

LinkedIn Pulse recent public activity · Jul 2026
Audience: 2k LinkedIn followers
Activity: 2 partnerships (incl. NAGGL (National Association of Government Guaranteed Lenders)) announced in 12 mo
Funding rounds
  • Oct 2025Seed$1.1M
  • Jul 2024Seed$2M
  • May 2022Seed$3M
Founders & team
Youri NelsonCo-Founder & Chief Technology OfficerBrett CainesCEO
Investors
STG
#9
Series A · Wilmington, Delaware · founded 2016 · 74 employees
$11Mraised

Cloud based fraud detection solutions for card transactions. It offers solutions that enable automated reasonable investigation agents for fraud investigation, quantum fraud and disputes for fraud and disputes processing solutions, quantum accelerators for business growth development, and more. It also facilitates an automated fraud dealing process.

LinkedIn Pulse recent public activity · Jul 2026
Audience: 18k LinkedIn followers — 2.8% of this cohort's audience
Activity: 1 partnerships (incl. Seacoast Bank) announced in 12 mo
Funding rounds
  • Jul 2025PE$300M
  • Apr 2023Series A$2M
  • Jul 2022Series A$3M
  • Dec 2021Series A$6M
Founders & team
Richard JeffersonCo-Founder | EVP | BOD
Investors
FINTOP, Decathlon Capital Partners, Spectrum Equity, JAM FINTOP
Tech stack
AccessibeAmazon Web ServicesApple Icloud MailCdnjsCloudflareCloudflare Bot Management
#10
Seed · Wilmington, Delaware · founded 2024
$580.6Kraised

Provider of educational funding with income-based repayment plans and career support. It offers funding for tuition and living expenses to students attending universities. Repayment is based on income after graduation, with caps on total repayment amounts. The organization also provides mentorship, job preparation, and access to a hiring network.

Funding rounds
  • Mar 2026Conventional Debt
  • Mar 2026Seed$580.6K
Founders & team
Sreemaan RajaCo-FounderDeborah SchermannCo-FounderDeborah SchermannCo-Founder
Investors
Plug and Play Tech Center
Tech stack
CloudflareCookiebotFramer SitesGoogle Font ApiHstsHttp/3
#11
Acquired · Wilmington, Delaware · founded 2000 · 325 employees
$300Mraised

Online platform for personal loans. It offers loans to users by partnering with a financial institution. Loans can be used for home improvements, consolidations, refinancing, vacations, purchases, and more. It provides loans with customized terms, amounts, and repayment options.

Funding rounds
  • Dec 2023Conventional Debt$150M
  • Mar 2022Series E$225M
  • Jan 2018Conventional Debt$495M
  • Jul 2017Conventional Debt$369M
Founders & team
Alex RhodesCOOPaul RicciCEO
Investors
Cross River Bank, Kempner Capital Management, Hoopp, Invus, Navient
Tech stack
AddtoanyAddtoany Share ButtonsAmazon S3Amazon SesAmazon Web ServicesAmplitude
#12
Series A · Wilmington, Delaware · founded 2023
$5Mraised

Provider of lockchain-based platform for payment infrastructure. It provides users with a company that offers an API and no-code platform that provides developers and merchants with payment solutions.

LinkedIn Pulse recent public activity · Jul 2026
Audience: 15k LinkedIn followers — 2.3% of this cohort's audience
Activity: 1 product launches announced in 12 mo
Funding rounds
  • Dec 2024Series A$5M
Founders & team
Arnold LeeCo-Founder & CEO
Investors
Coinbase, Krakenventures
Tech stack
Apple Icloud MailCloudflareFirebaseGoogle CloudGoogle Cloud CdnGoogle Cloud Trace

Funding & investor landscape

$3.7Btotal disclosed funding
64companies funded
149disclosed rounds
1rounds last 90 days
Most active investors
Techstars5 rounds
Khosla Ventures3 rounds
Plug and Play Tech Center3 rounds
TriplePoint Capital3 rounds
Antler2 rounds
Coinbase2 rounds
First Round Capital2 rounds
Founders Fund2 rounds
Fulgur Ventures2 rounds
Gaingels2 rounds

Notable founders

Petter Made
Co-Founder · SumUp
Stefan Jeschonnek
Co-Founder · SumUp
Shehzan Maredia
Founder & CEO & CTO · Lava
Tony Mclaughlin
Founder & CEO · Ubyx
Ariel Chen
Co-Founder & CEO · Chargeflow
Avia Chen
Co-Founder · Chargeflow
Ahikam Kaufman
Co-Founder & CEO · Safebooks
Jake Lang
Co-Founder & CTO · Tenbin Labs
Youri Nelson
Co-Founder & Chief Technology Officer · Lumos
Brett Caines
CEO · Lumos
Richard Jefferson
Co-Founder | EVP | BOD · Quavo
Sreemaan Raja
Co-Founder · Skillsvest
Prism market signals · United States · country-scoped Prism corpus, 3,947,148 docs

Market landscape — 10 sub-themes by coverage

Share of FinTech coverage by sub-theme.

Regulatory-risk over time rising

Funding & growth over time

funding rising · growth rising

RESEARCH SIGNALS · United States

How research on Fintech is moving in the United States

A read on the academic research around Fintech — which themes are gaining ground, the institutions and researchers driving them, and how the tone is shifting. Based on 907 United States-affiliated papers.

research sentiment over time
201620212026
enthusiastic · positive · guarded tone
Tone is overwhelmingly optimistic and intensifying — the enthusiastic (strongly-positive) share moved 23% → 38% across 2016–2026.
top research entities
  • Film Independent54
  • United States Department of Commerce26
  • Community Partners22
  • University of Virginia18
  • International Monetary Fund12
leading researchers
Crypto Education Research Lab · Kapil Dharika · Bibitayo Ebunlomo Abikoye · Adesola Oluwatosin Adelaja · Stanley Chidozie Umeorah · Pingale, Mandar Vijay · Hajwane, Shaeena Samir · Rogers, Anuoluwapo
Breakthroughs97 · 11%
▲ 0%→11% share
0 median citations96% since 2021mostly methods-led
Financial services breakthroughs surged from 0% to 11% field-share, with 41 brand-new papers signaling rapid discovery.
rising sub-themes (early→recent)
  • Financial services42
  • Database transaction16
  • Payment15
  • Scalability12
  • Credit risk11
Newly emergingFinancial services 0→41 · Database transaction 0→15 · Payment 0→14
Landmark E.T.-RNN · 87 cites
Advancements352 · 39%
▲ 28%→41% share
▲1.5× share momentum0 median citations95% since 2021mostly empirical
Financial inclusion advancements intensified sharply — papers rose from 2 to 74, with financial literacy newly entering at 32.
rising sub-themes (early→recent)
  • Financial services7→190
  • Financial inclusion2→74
  • Payment2→50
  • Mobile payment3→29
  • Leverage (statistics)1→21
Newly emergingTransformative learning 0→37 · Database transaction 0→34 · Financial literacy 0→32
Landmark Fintech Adoption Drivers for Innovation for SMEs in Indonesia · 143 cites
Concerns281 · 31%
▼ 56%→29% share
▼0.5× share momentum0 median citations83% since 2021mostly empirical
Concern-flagged cryptocurrency research grew from 1 to 17 papers; financial market risk newly emerged with 22 papers.
rising sub-themes (early→recent)
  • Financial services9→149
  • Financial inclusion1→56
  • Payment2→27
  • Investment (military)1→19
  • Cryptocurrency1→17
Newly emergingFinancial market 0→22 · Big data 0→18 · Corporate governance 0→18
Landmark The FinTech Opportunity · 433 cites
RESEARCH HOTSPOTS · United States

Where fintech is researched across United States

Location clusters by institution affiliation — each city's volume, stance tone, and a quick read on its hot topic, what's advancing, the opening opportunity, and the main concern.

New York25 · +0.24
Hot · Financial servicesAdvancing · Credit riskOpportunity · Big dataConcern · Financial innovation
Seattle14 · +0.21
Hot · Financial servicesOpportunity · LoanConcern · Financial inclusion
Philadelphia13 · +0.19
Hot · Digital transformationAdvancing · Financial servicesOpportunity · Leverage (statistics)
Boston12 · +0.34
Hot · Financial servicesOpportunity · Financial inclusionConcern · Financial innovation
Los Angeles8 · +0.42
Hot · Credit riskOpportunity · Financial services
Ann Arbor8 · +0.49
Hot · Financial servicesAdvancing · Financial inclusionOpportunity · Mobile payment
SF Bay Area5 · +0.42
Hot · Financial servicesOpportunity · Leverage (statistics)
Chicago5 · +0.08
Opportunity · Financial market
Atlanta5 · +0.36
Hot · Financial servicesOpportunity · Credit card
PATENT SIGNAL · United States

Who's filing fintech patents in the United States

United States fintech patent filing is accelerating — 20 filings from 16 assignees (2016–2025), led by Mastercard International, Verifone, Financial Cloud Innovations; annual filings 1→7.

20 filings16 assigneespeak 7/yr2016–2025
filing momentum (YoY 2016–2025)
top patent filers
  • Mastercard International20
  • Verifone4
  • Financial Cloud Innovations2
  • Atombeam Technologies2
  • Salah ALI Khalil1
  • LNW Gaming1
  • Kassetty Nikhil1
  • DR Mariappan RAJA1

Common questions

How many FinTech companies are there in Wilmington, United States?
Radar tracks 183 indexable FinTech companies headquartered in Wilmington, United States that meet our profile-completeness bar.
What is the total funding raised by FinTech companies in Wilmington, United States?
The FinTech companies in Wilmington, United States on this list have raised a combined $3.7B in disclosed equity funding across 64 funded companies.
Which is the highest-funded FinTech company in Wilmington, United States?
SumUp is the highest-funded FinTech company in Wilmington, United States, with $994.3M in disclosed equity funding.
How many FinTech companies in Wilmington, United States are funded?
64 of the 183 FinTech companies in Wilmington, United States on this list have disclosed at least one equity funding round.
How many FinTech unicorns are there in Wilmington, United States?
1 FinTech company in Wilmington, United States on this list is valued at $1B or more.
Who are the top investors in Wilmington, United States FinTech companies?
The most active investors in Wilmington, United States FinTech companies on this list include Techstars, Khosla Ventures, Plug and Play Tech Center, TriplePoint Capital, Antler.
Riya SenguptaFinancials

Riya reads income statements for fun. She covers the real money in a sector — revenue, growth, who actually earns — and never met a vague claim she didn't want a number for.

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