Best FinTech Companies in New Jersey, United States
The 463 best FinTech companies in New Jersey, United States in 2026, ranked by funding and momentum. Funding, investors, founders, valuation, tech stack and live signals. Top: Clover Health.
Biggest earners American Express Co ($10.5B, +9% YoY), Mastercard Inc ($8.3B, +13% YoY), Flex Ltd. ($6.6B, +4% YoY), Fiserv Inc ($5.0B, +10% YoY)
Our analysis of 243 FinTech companies
$56.0b in tracked funding; 98% of the stack-profiled cohort runs cloud-native; funding activity peaked in 2025.
Ranked: Best FinTech companies in New Jersey
| # | Company | Disclosed funding | Last round | Employees | Founded | Founder | Tech stack | Patents & IP focus | Recent signals |
|---|---|---|---|---|---|---|---|---|---|
| 1 | Clover Health 🦄 Provider of medicare advantage plans and related services | $938M | 88 mo ago | 562 562 → 751 (+34%) | 2014 | Vivek Garipalli Co-Founder | DrupalApple iCloud MailPHP+27 | — | — |
| 2 | Celsius 🦄 Online exchange, swap, and liquidity solutions for cryptocurrency | $931M | 45 mo ago | 2 | 2017 | — | SentryZendeskApple iCloud Mail+23 | — | — |
| 3 | Cross River Bank 🦄 Platform offering API-driven financial infrastructure 83Funding top 15%Tech top 25%Moat top 26%Innovation top 29% All 10 signals ▾Fundingtop 15% Techtop 25% Moattop 26% Innovationtop 29% Growthtop 30% Producttop 31% Newstop 36% Markettop 37% Talenttop 38% Globaltop 48% Funding: Raised $848M across 7 rounds · 7 rounds over 10 yrs (0.7/yr) Tech: 47 technologies across 6/8 capability areas · Cloud: Azure, Cloudflare rank vs industry peers · Fliar Intelligence Index 83/100 | $848M | 5 mo ago | 371 | 2008 | Gilles Gade Founder | TurbopackEmotionSentry+30 | — | 1 partnership |
| 4 | DriveWealth 🦄 Online platform offering cloud-based API embedded investing solutions | $542M | 57 mo ago | 28 | 2012 | Naureen Hassan Chief Executive Officer | WordPressApple iCloud MailGoogle Workspace+26 | — | 1 partnership · 1 award |
| 5 | BlockFi 🦄 Online platform for trading, crypto-backed loans, interest accounts, and wallets | $470M | 47 mo ago | 125 | 2017 | Flori Marquez Co-Founder and Chief Operating Officer | — | — | — |
| 6 | SageSure 🦄 Online property comparison platform for individuals and businesses 82Tech top 15%Funding top 20%Product top 21%Moat top 26% All 10 signals ▾Techtop 15% Fundingtop 20% Producttop 21% Moattop 26% Growthtop 30% Innovationtop 33% Markettop 34% Newstop 38% Talentbottom 48% Globalbottom 32% Tech: 51 technologies across 6/8 capability areas · Cloud: Amazon Cloudfront, Amazon Ses Funding: Raised $250M across 4 rounds · 4 rounds over 5 yrs (0.8/yr) rank vs industry peers · Fliar Intelligence Index 82/100 | $250M | 12 mo ago | 600 | 2006 | Brooks Clark Co-Founder & Chief Underwriting Officer | WordPressApple iCloud MailMicrosoft 365+30 | — | 1 launch · 1 expansion · 2 awards |
| 7 | Burgiss Integrated intelligence for private markets, driving informed investment decisions | $190M | 76 mo ago | 99 | 1987 | — | — | — | — |
| 8 | GAIN Capital White-label front-end trading solutions for capital markets | $176M | 106 mo ago | 252 | 1999 | Philip Smith CEO | — | — | — |
| 9 | ZBDPay Provider of payment processing platform and related services for game developers 62Funding top 18%Talent top 28%Global top 45%Tech top 46% All 5 signals ▾Fundingtop 18% Talenttop 28% Globaltop 45% Techtop 46% Marketbottom 47% Funding: Raised $133M across 5 rounds · 5 rounds over 5 yrs (1.0/yr) Talent: 3 named leaders on record · 3 C-suite/founder profiles curated rank vs industry peers · Fliar Intelligence Index 62/100 | $133M | 4 mo ago | — | 2019 | Christian Moss Co-Founder | TurbopackApple iCloud MailNode.js+12 | — | — |
| 10 | Basis Decentralized stable cryptocurrency | $133M | 98 mo ago | 10 | 2017 | Nader Naji Founder | — | 23 patents Safety abatement systems for handling pyrophoric chemicals and related machine‑translation technology | — |
| 11 | Volante Tech Payment facilitation solutions for financial institutions | $116M | 31 mo ago | 631 631 → 831 (+32%) | 2001 | Uday Thakur Co-Founder & CTO | WordPress Block EditorWordPressMySQL+33 | — | — |
| 12 | Billtrust Invoice and payment management solutions for small businesses | $105M | 106 mo ago | 570 570 → 805 (+41%) | 2001 | — | WordPressApple iCloud MailMySQL+35 | — | 1 job opening |
| 13 | FinTap Online platform for business loans | $86M | 7 mo ago | 15 | 2014 | — | WordPressMySQLPHP+26 | — | — |
| 14 | Quadriserv Financial services provider and electronic trading platform | $64M | 157 mo ago | 15 | 2001 | — | — | — | — |
| 15 | iCreditWorks Online marketplace for dental loans | $60M | 14 mo ago | 61 | 2020 | Stephen Sweeney Founder | Apple iCloud MailMicrosoft 365TypeScript+15 | 13 patents Fintech platforms for loan reconciliation, merchant onboarding, and AI-driven credit graph analytics | — |
| 16 | Zolve Fintech company providing a suite of financial services, including credit cards, bank accounts, and… | $55M | 15 mo ago | 139 | 2020 | Raghunandan Gangappa Founder & CEO | TurbopackNode.jsRadix UI+29 | — | — |
| 17 | Oxygen Developer of a fintech platform offering financial products for businesses | $53M | 40 mo ago | 129 | 2018 | — | WordPressMySQLPHP+15 | — | — |
| 18 | CFGMS Revenue-based financing solutions for small to medium-sized U.S. businesses | $50M | 27 mo ago | 83 | 2015 | Andrew Coon Chief Executive Officer | WordPressMySQLPHP+23 | — | 1 job opening · 2 partnerships · 1 award |
| 19 | OSG Billing Services Software solutions for accounts receivables & payables | $43M | 71 mo ago | — | 1992 | Dean Cherry CEO | — | — | — |
| 20 | Heartland Payment Systems Payment processing, POS and Gift Card services | $40M | 176 mo ago | 234 | 1997 | Robert Carr Founder | Chart.jsBootstrapRequireJS+13 | — | — |
| 21 | Banyan Provider of a platform for receipt data to power commerce innovation | $37M | 43 mo ago | 62 | 2013 | Jehan Luth Founder & CEO | Webflow EcommerceWebflowcore-js+10 | 3 patents Integrates photovoltaic cells into roofing shingles for building‑integrated solar power. | — |
| 22 | BlueSage Cloud-based mortgage loan origination and customer engagement solutions | $35M | 65 mo ago | 128 128 → 120 (-6%) | 2011 | — | WordPressMySQLPHP+18 | — | 2 launchs |
| 23 | Scivantage Provider of software for online brokerage, tax and portfolio reporting and wealth management applications. | $35M | 143 mo ago | 167 | 2000 | — | — | — | — |
| 24 | Arcplan Corporate Performance Management | $34M | 250 mo ago | 9 | 1993 | — | — | — | — |
| 25 | Softgate Systems Retail Payments Exchange | $34M | 169 mo ago | 47 | 1993 | — | — | — | — |
| 26 | OpenDoor Trading Bond trading platform | $32M | 100 mo ago | 10 | 2015 | — | — | — | — |
| 27 | Finova Capital Online platform for business loans | $30M | 26 mo ago | 20 | 2021 | Bob Neagle President and CEO | WordPressMySQLPHP+21 | — | 1 partnership |
| 28 | Thrivory Provider of alternative financing solutions designed for independent healthcare practices | $28M | 6 mo ago | — | 2023 | Devon Seitz CEO | WordPressMySQLPHP+15 | — | 1 launch |
| 29 | CircleBlack Wealth management software empowering RIAs with holistic, client-focused solutions | $21M | 36 mo ago | 47 | 2013 | John Michel Founder & Co-CEO | WordPressMySQLMariaDB+32 | — | 1 launch |
| 30 | Insight Catastrophe Group Software for property insurers | $20M | 51 mo ago | 353 | 2005 | Terrence McLean CEO & President | — | 6 patents Software platforms for dynamic insurance risk scoring and configurable quote generation | — |
| 31 | Saphyre Pre-trade and post-trade analytics and onboarding solutions | $19M | 10 mo ago | 57 | 2017 | Stephen Roche President & Co-Founder | — | 32 patents Network file sharing protocols and distributed data transfer mechanisms | 1 job opening · 1 launch |
| 32 | QuarterSpot Unsecured term loans for small businesses. | $16M | 83 mo ago | 24 | 2011 | — | — | 2 patents Predictive analytics for entity outcome forecasting using transaction taxonomy classification | — |
| 33 | Sweet Social analytics and loyalty API provider | $15M | 54 mo ago | 181 | 2012 | Nathan Elliott Co-Founder/EVP of Engineering | Node.jsEmotionReact+14 | — | — |
| 34 | 1Kosmos Block-chain-based passwordless authentication for customers | $15M | 10 mo ago | 26 | 2018 | Huzefa Olia Co-Founder & COO | WordPressApple iCloud MailMicrosoft 365+38 | — | 1 launch · 1 partnership |
| 35 | FastTrack Intelligent automation solutions for life and disability insurance claims processing | $15M | 14 mo ago | 112 | 2012 | Thomas Capato CEO & Cofounder | — | — | — |
| 36 | Avibra App-based life insurance platform for consumers | $14M | 20 mo ago | 9 | 2015 | Yogesh Shetty Founder & CEO | Facebook LoginBootstrapReact+21 | — | — |
| 37 | Agora Online platform offering cryptocurrency-stable tokens | $12M | 11 mo ago | — | 2020 | Drake Evans Co-Founder | Node.jsRadix UITailwind CSS+12 | — | 1 job opening · 1 launch · 1 partnership |
| 38 | Floating Point Group Blockchain investment firm | $12M | 57 mo ago | 33 | 2018 | John Peurifoy Co-Founder | — | — | — |
| 39 | Markerr SaaS-driven research management solutions for real estate data | $12M | 38 mo ago | 22 | 2010 | Brian Lichtenberger Founder & CEO | — | — | — |
| 40 | Claim Genius AI-based claims management platform for auto insurance industry | $11M | 56 mo ago | 112 112 → 156 (+39%) | 2017 | Raj Pofale Founder & CEO | WordPress Block EditorwpBakeryWordPress+34 | 2 patents AI-powered document question answering and automated external vehicle damage assessment | 1 launch |
| 41 | Transcend Provider of inventory management, risk, regulatory support and liquidity analytics services | $10M | 31 mo ago | 73 73 → 159 (+118%) | 2013 | Manish Sharma Co-Founder | WordPressMySQLPHP+20 | 2 patents Policy-layer enforcement for neural network training and deployment | 1 launch · 1 award |
| 42 | Plum Life Customer relationship management solutions for the insurance industry | $8M | 51 mo ago | 33 | 2020 | — | TypeScriptGoogle MapsVimeo+20 | — | — |
| 43 | DataroomHQ AI-based platform for operational metrics and a new standard for analyzing companies | $7M | 28 mo ago | 8 | 2021 | Jeff Schwartz Founder and CEO | — | — | — |
| 44 | BitOoda Provider of brokerage services for digital assets and compute infrastructure | $7M | 40 mo ago | 38 | 2017 | Robert Madden Co-Founder | — | — | — |
| 45 | Decusoft Cloud-based payroll management platform for compensation Planning | $7M | 36 mo ago | 44 44 → 32 (-27%) | 2002 | Rick Laurenzo Founder & President | WordPressMySQLMariaDB+32 | — | 1 partnership |
| 46 | spice finance Spice Finance specializes in the fields of financial services. | $6M | 19 mo ago | 3 | 2021 | — | — | — | — |
| 47 | Receive White-labelled credit card solution for businesses | $4M | 11 mo ago | — | 2022 | Ariel Blum Founder & CEO | Webflow EcommerceWebflowVimeo+15 | — | — |
| 48 | Income Discovery Retirement income planning software for financial advisors | $4M | 44 mo ago | 29 | 2010 | Manish Malhotra Founder & CEO | — | — | — |
| 49 | NettyWorth Platform to research, manage and borrow digital assets | $1M | 29 mo ago | 9 | 2021 | — | SentryNode.jsRecharts+22 | — | — |
| 50 | Vikar Technologies Banking software suite | $225K | 16 mo ago | 5 | 2017 | Adam Bieser Co-Founder | HubSpot CMS HubJavaLinkedin Sign-in+15 | — | 1 job opening · 1 partnership |
Top 12 FinTech companies in New Jersey
#1
Series D · Fort Lee, New Jersey · founded 2008 · 371 employees$848Mraised▾
Platform offering API-driven financial infrastructure. It enables businesses to embed banking, payments, lending, and card services directly into their products. It provides core banking capabilities including account creation, card issuing and processing, real-time payments, and digital lending workflows, along with crypto and stablecoin-enabled financial rails. It is designed for fintechs, platforms, and digital businesses, it combines FDIC-insured banking partnerships with scalable developer APIs, compliance tooling, and risk management systems to support the launch and growth of modern financial products across lending, neobanking, marketplaces, gaming, and embedded finance ecosystems.
- Jan 2026Series D$50M
- Mar 2022Series D$620M
- Sep 2020Conventional Debt$106M
- Apr 2020Series C$100M
#2
Series C · Hoboken, New Jersey · founded 2019$133Mraised▾
Provider of payment processing platform and related services for game developers. The platform facilitates in-game transactions, rewards, and peer-to-peer trading. It offers tools for managing game economies, including on/off ramps and loyalty programs. The platform provides unified checkout, wallet infrastructure, and fraud prevention services.
- Jan 2026Series C$40M
- Jul 2022Series B$35M
- 2022Series B$35M
- Sep 2021Series A$11.5M
#3
SageSure 🦄Series D · Jersey City, New Jersey · founded 2006 · 600 employees$250Mraised▾
Online property comparison platform for individuals and businesses. It offers solutions for residential & commercial property insurance. Its insurance partners including SafePort Insurance Company, Wilshire Insurance Company, TransGuard Insurance Company of America, and more. It also offers claim assistance solutions for users.
- May 2025Series D$70M
- May 2023Series D$250M
- Feb 2022Conventional Debt$375M
- Sep 2021Conventional Debt$125M
#4
Funding Raised · Clifton, New Jersey · founded 2014 · 15 employees$86.5Mraised▾
Online platform for business loans. It offers multiple business loan products including inventory financing, cash flow loans, expansion loans, equipment financing, sales, and marketing loans for the construction industry, dental business, gas stations, restaurants, trucking, and more. The user must add the required personal and business information and apply for the loan, once approved the funds are directly transferred to the registered bank account.
- Oct 2025Conventional Debt$86.5M
#5
Seed · Oradell, New Jersey · founded 2023$28.5Mraised▾
Provider of alternative financing solutions designed for independent healthcare practices. It offers a claim-to-payment platform providing medical practices faster access to earned money. The platform focuses on addressing delayed reimbursements and administrative burdens. It enables practices to maintain financial independence and focus on patient care without debt or risk exposure.
- Nov 2025Conventional Debt$25M
- Nov 2025Seed$3.5M
#6
Series B · Roseland, New Jersey · founded 2020 · 139 employees$55Mraised▾
Fintech company providing a suite of financial services, including credit cards, bank accounts, and cross-border transactions. The company offers a range of products, including a checking account, a credit card, and a prepaid card, to help individuals manage their finances and build credit. It aims to make financial services more accessible to a wide range of people.
- Mar 2025Conventional Debt$200M
- Mar 2025Series B$51M
- Oct 2023Venture Debt$100M
- Oct 2021Series A$40M
#7
Series A · Woodbridge Township, New Jersey · founded 2020 · 61 employees$60Mraised▾
Online marketplace for dental loans. It offers a mobile loan process to select the loan option and connect with the lender who will fund the dentist when the treatment begins. It enables patients with point-of-care lending between dental patients and providers.
- Apr 2025Series A$60M
- Jun 2022Seed—
#8
Series B · Hoboken, New Jersey · founded 2017 · 57 employees$18.7Mraised▾
Pre-trade and post-trade analytics and onboarding solutions. It is a blockchain-based pre-trade onboarding platform for the exchange of data between asset managers, brokers, custodians, third-party administrators, and clients. Features include corporate onboarding, fund onboarding, reporting, client confirmation, custody workflow management, credit risk workflow management, and document management. Utilizes AI to track legal entities, funds, products & investors associated with documents.
- Jul 2025Series B$70M
- Mar 2022Series A$18.7M
#9
Series B · Edison, New Jersey · founded 2018 · 26 employees$15Mraised▾
Block-chain-based passwordless authentication for customers. The products offered by the company include BlockID Verify, Workforce, and customer. The features of the product include single sign-on, employee verification, biometrics-based access controls for systems, multifactor authentication, private key storage, automated background checks, secure transactions, etc. It provides solutions for industries such as healthcare, finance, education, travel, etc.
- Aug 2025Series B$47M
- Aug 2025Conventional Debt$10M
- Jun 2022Series A—
- Feb 2021Series A$15M
#10
Series A · Jersey City, New Jersey · founded 2020$12Mraised▾
Online platform offering cryptocurrency-stable tokens. It offers a collateralized, freely tradable digital dollar that facilitates controlled trade and finance between suppliers and global buyers of agricultural produce.
- Jun 2025Series A$50M
- Apr 2024Seed$12M
#11
Funding Raised · Bedminster, New Jersey · founded 2012 · 112 employees$15Mraised▾
Intelligent automation solutions for life and disability insurance claims processing. The company provides intelligent technology solutions for the life and disability insurance vertical. It digitizes and automates the claims journey, from intake to adjudication, improving claim handle time. The company helps insurers free up valuable human resources to focus on improving customer experience and making informed claim decisions. Its technology suite empowers insurers to triage claims, vet risk management options, save on interest expenses, create straight-through processing opportunities, leverage data via online portals, and create digital claimant profiles to achieve informed, consistent, repeatable, defensible, and objective claim decisions. The company utilizes next-gen robotics (RPA), intelligent barcoding/OCR, machine learning (ML), and digitization. It offers cloud-based technology with real-time API integration solutions and an online document submission portal.
- Mar 2025Conventional Debt$15M
#12
Seed · Paramus, New Jersey · founded 2022$4Mraised▾
White-labelled credit card solution for businesses. Offers credit card designed for business owners where it grants direct access to spending from receivables, removes unnecessary waiting, and is accepted wherever Mastercard is. When customers make a purchase, the platform makes receivables immediately available on card, and when it is time to pay balance, the balance is automatically debited from linked bank account when funds are available.
- Jul 2025Conventional Debt—
- Jul 2025Seed$4M
Funding & investor landscape
Notable founders
Market landscape — 10 sub-themes by coverage
Share of FinTech coverage by sub-theme.
Regulatory-risk over time rising
Funding & growth over time
funding rising · growth rising
How research on Fintech is moving in the United States
A read on the academic research around Fintech — which themes are gaining ground, the institutions and researchers driving them, and how the tone is shifting. Based on 907 United States-affiliated papers.
- Film Independent54
- United States Department of Commerce26
- Community Partners22
- University of Virginia18
- International Monetary Fund12
- Financial services42
- Database transaction16
- Payment15
- Scalability12
- Credit risk11
- Financial services7→190
- Financial inclusion2→74
- Payment2→50
- Mobile payment3→29
- Leverage (statistics)1→21
- Financial services9→149
- Financial inclusion1→56
- Payment2→27
- Investment (military)1→19
- Cryptocurrency1→17
Where fintech is researched across United States
Location clusters by institution affiliation — each city's volume, stance tone, and a quick read on its hot topic, what's advancing, the opening opportunity, and the main concern.
Who's filing fintech patents in the United States
United States fintech patent filing is accelerating — 20 filings from 16 assignees (2016–2025), led by Mastercard International, Verifone, Financial Cloud Innovations; annual filings 1→7.
- Mastercard International20
- Verifone4
- Financial Cloud Innovations2
- Atombeam Technologies2
- Salah ALI Khalil1
- LNW Gaming1
- Kassetty Nikhil1
- DR Mariappan RAJA1
Common questions
Riya reads income statements for fun. She covers the real money in a sector — revenue, growth, who actually earns — and never met a vague claim she didn't want a number for.