Best FinTech Companies in Arizona, United States
The 326 best FinTech companies in Arizona, United States in 2026, ranked by funding and momentum. Funding, investors, founders, valuation, tech stack and live signals. Top: Lessen.
Biggest earners American Express Co ($10.5B, +9% YoY), Mastercard Inc ($8.3B, +13% YoY), Flex Ltd. ($6.6B, +4% YoY), Fiserv Inc ($5.0B, +10% YoY)
Our analysis of 243 FinTech companies
$56.0b in tracked funding; 98% of the stack-profiled cohort runs cloud-native; funding activity peaked in 2025.
Ranked: Best FinTech companies in Arizona
| # | Company | Disclosed funding | Last round | Stage | Employees | Founded | Patents & IP focus | Recent signals |
|---|---|---|---|---|---|---|---|---|
| 1 | Lessen 🦄 Provider of property maintenance and improvement solutions for commercial and residential | $705M | 41 mo ago | Series C | 540 540 → 1,037 (+92%) | 2019 | — | 2 internships · 1 launch |
| 2 | Zenefits 🦄 Cloud-based platform for HR and payroll management solutions | $598M | 133 mo ago | Acquired | 242 | 2013 | — | — |
| 3 | Ethos Provider of online platform for term, whole, and universal life insurance | $337M | 58 mo ago | Public | 34 | 2006 | — | — |
| 4 | Emailage Advanced email fraud detection and risk management solutions provider | $70M | 96 mo ago | Acquired | 118 | 2012 | — | — |
| 5 | Salucro Developer of patient payment and financial engagement solutions for healthcare | $69M | 24 mo ago | Acquired | 153 | 2004 | — | — |
| 6 | Centauri Health Solutions Provider of data management solutions for risk adjustment and quality-based revenue programs | $68M | 95 mo ago | Acquired | 1,163 1,163 → 937 (-19%) | 2014 | — | 2 job openings · 2 awards |
| 7 | Hypercom Payment terminal provider | $60M | 221 mo ago | Acquired | 93 | 1995 | 103 patents Hardware and software for secure electronic payment terminals and smart card processing. | — |
| 8 | Pier App-based P&C insurance platform for individuals | $51M | 48 mo ago | Series B | 202 | 2018 | — | 3 job openings · 1 award |
| 9 | Wealth Online estate planning platform 62Tech top 15%Funding top 20%Growth top 35%Talent top 38% All 8 signals ▾Techtop 15% Fundingtop 20% Growthtop 35% Talenttop 38% Moattop 39% Marketbottom 35% Globalbottom 29% Newsbottom 21% Tech: 75 technologies across 6/8 capability areas · Cloud: Amazon S3, Amazon Ses Funding: Raised $46.0M across 3 rounds · 3 rounds over 4 yrs (0.8/yr) rank vs industry peers · Fliar Intelligence Index 62/100 | $46M | 2 mo ago | Series B | 18 | 2021 | — | 1 award |
| 10 | Blockfills Regular trading platform for cryptocurrency | $44M | 52 mo ago | Series A | 44 | 2017 | — | — |
| 11 | Trusona Secure authenticaion solutions for businesses using passkeys | $38M | 77 mo ago | Series C | 24 24 → 19 (-21%) | 2015 | 64 patents Passwordless, cryptographic and image/barcode-based multi-factor authentication solutions | 2 launchs |
| 12 | PayGround Cloud-based invoice payments solutions to businesses | $29M | 36 mo ago | Series A | 32 | 2010 | 4 patents Patents concentrated in computing, sensing & instrumentation | — |
| 13 | Rewmo AI-powered fintech company that leverages advanced technology to transform everyday payments into rewards | $28M | 21 mo ago | Series B | — | 2024 | — | — |
| 14 | IoniaPay Fintech company that offers payment solutions for businesses 55Funding top 39%Talent top 45%Global bottom 33% All 3 signals ▾Fundingtop 39% Talenttop 45% Globalbottom 33% Funding: Raised $19.3M across 3 rounds · 3 rounds over 4 yrs (0.8/yr) Talent: 2 named leaders on record rank vs industry peers · Fliar Intelligence Index 55/100 | $19M | 7 mo ago | Series A | — | 2016 | — | — |
| 15 | Azuro NFT-based betting and infrastructure solutions | $18M | 24 mo ago | Series B | 18 | 2021 | — | — |
| 16 | EquipiFi Cloud-based point of sale financing solution | $16M | 2 mo ago | Series B | 37 | 2021 | — | — |
| 17 | Dash Digital currency for making payments | $16M | 101 mo ago | Series B | — | 2014 | 28 patents Industrial fastening and plug assemblies with wear‑monitoring for containers and metalwork. | 1 launch · 1 partnership |
| 18 | ZIVELO Offers self-service digital kiosk and digital signage solutions for retail, QSR, healthcare, etc markets | $16M | 97 mo ago | Acquired | — | 2008 | 37 patents Patents concentrated in computing, sensing & instrumentation | — |
| 19 | CommLoan Online marketplace for business loans | $14M | 45 mo ago | Acquired | 9 | 2014 | — | — |
| 20 | Monetary Metals Monetary Metals delivers a yield on gold, paid in gold, via its Gold Yield Marketplace platform, by offering… 57Innovation top 32%Tech top 33%Growth top 35%Funding top 36% All 9 signals ▾Innovationtop 32% Techtop 33% Growthtop 35% Fundingtop 36% Producttop 36% Moattop 39% Talentbottom 49% Marketbottom 37% Globalbottom 37% Innovation: 4 product lines · Deep-tech classification: Blockchain Tech: 46 technologies across 5/8 capability areas · Cloud: Amazon Cloudfront, Amazon S3 rank vs industry peers · Fliar Intelligence Index 57/100 | $14M | 3 mo ago | Series A | 22 | 2012 | — | — |
| 21 | Alt Thirty Six Provider of payment processing solutions for cannabis industry | $11M | 65 mo ago | Series A | 12 | 2015 | — | — |
| 22 | Better Agency Provider of customer relationship management solutions for insurance agencies | $10M | 49 mo ago | Series A | 26 | 2019 | — | — |
| 23 | Kryptomon Developer of a platform for digital collectable creatures and trading | $10M | 48 mo ago | Series A | 1 | 2021 | — | — |
| 24 | Satori On-chain derivatives exchange in the Polkadot ecosystem | $10M | 49 mo ago | Seed | — | 2021 | 3 patents Integrated personal information management software for unified data organization | — |
| 25 | Rivia Health Digital revenue cycle automation and patient payment management tool for providers | $10M | 28 mo ago | Seed | 11 | 2018 | — | 4 job openings |
| 26 | TYB Crypto tokens for influencers | $10M | 12 mo ago | Series A | 16 | 2021 | 5 patents Telemedicine eye‑diagnostic imaging and remote ophthalmic examination systems | 1 job opening · 1 award |
| 27 | ALPHA10X Investment management firm | $9M | 52 mo ago | Seed | 33 | 2018 | — | — |
| 28 | Zivoe Finance Online platform offering cryptocurrency lending | $8M | 23 mo ago | Series A | — | 2017 | — | 1 partnership |
| 29 | Uplinq Uplinq automates bookkeeping and tax for small businesses | $8M | 13 mo ago | Series A | — | 2018 | — | — |
| 30 | Arcade Provider of blockchain-based gaming platform | $8M | 28 mo ago | Series A | 34 | 2021 | 4 patents Patents concentrated in computing, sensing & instrumentation | — |
| 31 | InShare Risk and claims management for the insurance industry | $8M | 57 mo ago | Seed | 14 | 2001 | — | — |
| 32 | reNFT Online platform for lending and renting NFTs | $6M | 46 mo ago | Series A | 11 | 2020 | — | — |
| 33 | EeFi Finance Platform focused on crypto narratives, elastic assets, and other services | $6M | 27 mo ago | Funding Raised | — | 2020 | — | — |
| 34 | BusyKid Finance learning solutions for kids | $6M | 34 mo ago | Series A | 97 | 2010 | — | — |
| 35 | Wreno Online platform for hiring construction professionals | $6M | 45 mo ago | Acquired | 11 | 2021 | — | — |
| 36 | Ethos AI AI-based risk management platform | $6M | 15 mo ago | Seed | — | 2017 | — | — |
| 37 | Dovly Credit score management platform | $6M | 59 mo ago | Series A | 20 | 2018 | — | — |
| 38 | GravyStack Developer of a financial management training platform for children and teens | $5M | 49 mo ago | Seed | 23 | 2021 | 35 patents AI-powered digital avatar creation and task validation platforms for user data analytics | — |
| 39 | EscrowTab Cloud-based digital signing solutions provider | $5M | 55 mo ago | Series A | 20 | 2016 | 8 patents Secure digital escrow and notarization platform for electronic document management | — |
| 40 | Rumble Kong League Online marketplace for virtual basketball matches | $4M | 54 mo ago | Seed | 10 | 2021 | — | — |
| 41 | SmartCert Provider of cloud-based electronic document exchange solutions | $2M | 18 mo ago | Seed | 9 | 2019 | — | 1 partnership |
| 42 | TRAY Offers POS solutions for the restaurants and service industry | $2M | 20 mo ago | Seed | 24 | 2013 | — | — |
| 43 | LDIntelligence Platform offering solutions for retirement planning | $2M | 30 mo ago | Seed | 16 | 2012 | — | — |
| 44 | Apruvd Fraud detection and chargeback solutions for e-commerce businesses | $2M | 26 mo ago | Seed | 21 | 2015 | — | — |
| 45 | IPAssets Platform offering technology applications for creating, managing, and distributing digital assets | $1M | 24 mo ago | Seed | — | 2020 | — | — |
| 46 | Involio Provider of a platform for users to mimic crypto trading | $1M | 3 mo ago | Seed | — | 2021 | — | — |
| 47 | Axify QR-code-enabled payment acceptance solution for merchants | $1M | 31 mo ago | Seed | 2 | — | — | — |
| 48 | AEROBLOX Provider of blockchain-based asset management platform for creators and businesses | $1M | 5 mo ago | Seed | — | 2024 | — | — |
| 49 | Savvy Trader AI-powered platform that enables users to discover, create, share, and track virtual paper portfolios | $1M | 27 mo ago | Seed | — | 2022 | — | — |
| 50 | CurveBlock Blockchain based real estate investment platform for individuals | $400K | 12 mo ago | Seed | 9 | 2018 | — | — |
Top 12 FinTech companies in Arizona
#1
Series B · Tempe, Arizona · founded 2021 · 18 employees$46Mraised▾
Online estate planning platform. It provides will planning and management solutions for individuals. The platform helps users to create, manage and visualize the will and estate plans. It generates insights on client life events. The platform allows users to visualize the estate planning process through flowcharts. Features include legal document optimization, document storage, and advisor portal.
- Apr 2026Series B$65M
- Apr 2025Series A—
- Sep 2024Series A$30M
- Mar 2022Seed$16M
#2
Series B · Scottsdale, Arizona · founded 2021 · 37 employees$16.3Mraised▾
Cloud-based point of sale financing solution. It offers a solution that enables financial institutions to provide a buy now pay later option to the end customer. It uses APIs to integrate existing customers with accounts and debit cards. It features a decision engine with customized real-time parameters for approvals, automated push notifications, a dashboard for monitoring performance and usage, and more.
- Apr 2026Series B$34M
- Jun 2025Series A$2.4M
- Dec 2024Series A$989.3K
- May 2022Series A$13.3M
#3
Series A · Scottsdale, Arizona · founded 2012 · 22 employees$14Mraised▾
Monetary Metals delivers a yield on gold, paid in gold, via its Gold Yield Marketplace platform, by offering gold-denominated financing to qualified companies in the precious metals industry. Through its gold leases and gold bonds, investors and institutions worldwide earn a yield on gold and silver every month, compounding their holdings over time with no storage fees. Founded in 2012 and headquartered in Scottsdale, Arizona, Monetary Metals is a different kind of gold company. Unlike others that simply buy or sell gold for dollar price appreciation, Monetary Metals unlocks the productivity of gold by matching investors who hold gold and silver with qualified precious metals businesses who need financing, including mints, refiners, jewelry manufacturers, miners, and recyclers. The businesses benefit from financing denominated in metal—which removes the need to hedge their price exposure—and owners of gold and silver can benefit from growing their total ounces of metal. The company offers two primary gold fixed income products: gold leases and gold bonds (gold bonds are for accredited investors only), which deliver income paid in physical ounces rather than dollars, eliminating sto
- Feb 2026Series A$2.1M
- Dec 2024Conventional Debt$75.5K
- Aug 2024Conventional Debt$30.6M
- Jul 2024Series A$5.6M
#4
Series A · Gilbert, Arizona · founded 2016$19.3Mraised▾
Fintech company that offers payment solutions for businesses. The platform offers direct instant payments (IDP), which allows for secure transactions. The solutions aim to simplify payment processing, reduce costs, and minimize fraud risks.
- Nov 2025Series A$4.7M
- May 2025Series A$1M
- Dec 2022Series A$13.6M
- Jan 2022Seed—
#5
Seed · Scottsdale, Arizona · founded 2021$1.3Mraised▾
Provider of a platform for users to mimic crypto trading. The platform allows users to discover and mimic moves of top traders. It offers social feeds with information and immutable track records from traders. The platform also allows users to share trades and earn when others copy.
- Mar 2026Seed$1.3M
#6
Series A · Tucson, Arizona · founded 2021 · 16 employees$9.8Mraised▾
Crypto tokens for influencers. TYB helps to reconnect community and commerce by giving brands and fans toolkits to engage in earning coins and collectibles. Also offers a TYB wallet for storing TYB coins.
- Jun 2025Series A$11M
- Jun 2022Seed$9.8M
#7
Seed · Sedona, Arizona · founded 2024$1.2Mraised▾
Provider of blockchain-based asset management platform for creators and businesses. It offers a system for tokenizing digital and physical assets, enabling easy claiming, verification, and management with transparency and security. The platform uses blockchain technology to ensure asset security, traceability, and efficient management. Users can create accounts, upload assets, assert claims, commit assets to the blockchain, and share them on social media. The platform aims to simplify asset protection and monetization for both content creators and businesses.
- Dec 2025Seed$200K
- Mar 2025Seed$1M
#8
Series A · Scottsdale, Arizona · founded 2018$8.1Mraised▾
Uplinq automates bookkeeping and tax for small businesses. It offers AI-powered solutions to simplify accounting tasks, putting accounting on autopilot and providing real-time access to financial reports. The service includes features for tax compliance, tax strategy optimization, and catching up on overdue bookkeeping. Human oversight is integrated to handle complex issues and optimize tax strategies. The platform integrates with various financial accounts and tools, streamlining the entire accounting process for small business owners.
- Apr 2025Series A$10M
- Mar 2024Seed$2.5M
- Aug 2022Seed$5.6M
#9
Lessen 🦄Series C · Scottsdale, Arizona · founded 2019 · 540 employees$705Mraised▾
Provider of property maintenance and improvement solutions for commercial and residential. The company offers services including repairs, maintenance, capital projects, and make-readies. It focuses on simplifying complexities and delivering value through technology and a vendor network. The company serves commercial occupiers, owners, residential owners, and managers.
- Jan 2023Conventional Debt—
- Jan 2023Series C$500M
- Nov 2021Series B$170M
- Jun 2021Series A$35M
#10
Acquired · Phoenix, Arizona · founded 2004 · 153 employees$69.2Mraised▾
Developer of patient payment and financial engagement solutions for healthcare. The company provides online bill payment solutions and payment integrations for healthcare providers. The platform aims to bring payment experiences to healthcare providers and third-party collection partners.
- Jun 2024Series B$1.5M
- Sep 2022Series B$25.1M
- May 2021Series B$21.1M
- Nov 2020Series A$4.3M
#11
Series B · Fountain Hills, Arizona · founded 2024$28Mraised▾
AI-powered fintech company that leverages advanced technology to transform everyday payments into rewards. It leverages advanced AI technology to redefine financial rewards and transform everyday payments into a more rewarding experience. Its innovative approach aims to provide users with a faster, more efficient, and more rewarding way to manage their expenses, while also building an excellent credit score.
- Aug 2024Series B$28M
#12
Seed · Tucson, Arizona · founded 2017$6Mraised▾
AI-based risk management platform. It offers solutions for risk management and risk modeling solutions for businesses and financial institutions.
- Feb 2025Seed$6M
Funding & investor landscape
Notable founders
Market landscape — 10 sub-themes by coverage
Share of FinTech coverage by sub-theme.
Regulatory-risk over time rising
Funding & growth over time
funding rising · growth rising
How research on Fintech is moving in the United States
A read on the academic research around Fintech — which themes are gaining ground, the institutions and researchers driving them, and how the tone is shifting. Based on 907 United States-affiliated papers.
- Film Independent54
- United States Department of Commerce26
- Community Partners22
- University of Virginia18
- International Monetary Fund12
- Financial services42
- Database transaction16
- Payment15
- Scalability12
- Credit risk11
- Financial services7→190
- Financial inclusion2→74
- Payment2→50
- Mobile payment3→29
- Leverage (statistics)1→21
- Financial services9→149
- Financial inclusion1→56
- Payment2→27
- Investment (military)1→19
- Cryptocurrency1→17
Where fintech is researched across United States
Location clusters by institution affiliation — each city's volume, stance tone, and a quick read on its hot topic, what's advancing, the opening opportunity, and the main concern.
Who's filing fintech patents in the United States
United States fintech patent filing is accelerating — 20 filings from 16 assignees (2016–2025), led by Mastercard International, Verifone, Financial Cloud Innovations; annual filings 1→7.
- Mastercard International20
- Verifone4
- Financial Cloud Innovations2
- Atombeam Technologies2
- Salah ALI Khalil1
- LNW Gaming1
- Kassetty Nikhil1
- DR Mariappan RAJA1
Common questions
Rohit lives in the feed. He covers what's moving right now — the funding rounds, launches and shifts breaking across the trade press — and ties them back to where the sector is heading.