Best FinTech Companies in Minnesota, United States
The 187 best FinTech companies in Minnesota, United States in 2026, ranked by funding and momentum. Funding, investors, founders, valuation, tech stack and live signals. Top: Devoted Health.
Biggest earners American Express Co ($10.5B, +9% YoY), Mastercard Inc ($8.3B, +13% YoY), Flex Ltd. ($6.6B, +4% YoY), Fiserv Inc ($5.0B, +10% YoY)
Our analysis of 243 FinTech companies
$56.0b in tracked funding; 98% of the stack-profiled cohort runs cloud-native; funding activity peaked in 2025.
Ranked: Best FinTech companies in Minnesota
| # | Company | Disclosed funding | Last round | Employees | Founder | Tech stack | Web popularity | Patents & IP focus | Recent signals |
|---|---|---|---|---|---|---|---|---|---|
| 1 | Devoted Health 🦄 Provider of healthcare insurance plans for individuals 87Funding top 10%Tech top 20%Moat top 20%Market top 25% All 11 signals ▾Fundingtop 10% Techtop 20% Moattop 20% Markettop 25% Producttop 27% Talenttop 28% Growthtop 32% Innovationtop 33% Customersbottom 45% Globalbottom 39% Newsbottom 18% Funding: Raised $2.3B across 9 rounds · 9 rounds over 9 yrs (1.0/yr) Tech: 37 technologies across 7/8 capability areas · Cloud: Amazon Cloudfront, Amazon S3 rank vs industry peers · Fliar Intelligence Index 87/100 | $2.3B | 4 mo ago | 1,841 1,841 → 2,197 (+19%) | Todd Park Co-Founder | PrismicApple iCloud MailYouTube+22 | Top 500k | — | — |
| 2 | Bright HealthCare 🦄 Online health insurance platform for individuals and businesses 45Moat top 10%Funding top 26%Market bottom 49%Talent bottom 49% All 5 signals ▾Moattop 10% Fundingtop 26% Marketbottom 49% Talentbottom 49% Globalbottom 37% Moat: Editorial + unicorn rating 10/10 · Unicorn Funding: Raised $1.6B across 5 rounds · 5 rounds over 10 yrs (0.5/yr) rank vs industry peers · Fliar Intelligence Index 45/100 | $1.6B | 69 mo ago | 47 | Mike Mikan CEO | — | — | — | — |
| 3 | Gravie Health insurance & benefit marketplace for employees 45Funding top 15%Moat top 22%Product top 32%Talent top 38% All 10 signals ▾Fundingtop 15% Moattop 22% Producttop 32% Talenttop 38% Techtop 43% Growthbottom 44% Marketbottom 43% Globalbottom 37% Newsbottom 21% Customersbottom 13% Funding: Raised $263M across 10 rounds · 10 rounds over 13 yrs (0.8/yr) Moat: Editorial + unicorn rating 8/10 · Soonicorn rank vs industry peers · Fliar Intelligence Index 45/100 | $263M | 12 mo ago | 70 | Abir Sen Co-Founder & CEO | WordPress Block EditorWordPressApple iCloud Mail+22 | Top 5M | — | 1 partnership |
| 4 | Surest Provider of health insurance designing services | $178M | 67 mo ago | 261 261 → 357 (+37%) | Glen Eiden Co-Founder & CTO | Adobe Experience Manager Edge Delivery ServicesVarnishTailwind CSS+13 | Top 1M | — | — |
| 5 | Branch Provider of an app-based platform for earned wages loans | $133M | 14 mo ago | 177 177 → 263 (+49%) | Atif Siddiqi Founder & CEO | WebflowApple iCloud MailGoogle Workspace+30 | Top 500k | — | — |
| 6 | Compute North Cryptocurrency mining platform | $110M | 44 mo ago | 47 | Dave Perrill Founder & CEO | — | — | — | — |
| 7 | Total Expert Provider of customer engagement platforms for financial institutions | $86M | 79 mo ago | 266 266 → 250 (-6%) | — | WordPressApple iCloud MailMicrosoft 365+19 | Top 5M | 4 patents Proportional document allocation software for marketing/CRM data management | 1 award |
| 8 | Digital River Cloud-based tax, fraud compliance and payment solutions for businesses | $50M | 75 mo ago | 412 | — | GitBookNode.jsReact+14 | Top 50M | 132 patents E‑commerce transaction processing, queueing, analytics, and cloud provisioning platforms. | — |
| 9 | Channel Partners Capital Business finance firm | $50M | 97 mo ago | 15 | Brad Peterson Chief Executive Officer | WordPress Block EditorWordPressMySQL+19 | Top 5M | — | — |
| 10 | ABILITY Insurance claims and revenue cycle management solutions insurance industry and healthcare provider | $33M | 102 mo ago | 419 | — | — | — | — | — |
| 11 | Nexben Benefits utility hub powering defined contribution and ICHRA strategies | $30M | 23 mo ago | 60 | John Kelly Founder & CEO | MUIReactEmotion+8 | Top 50M | 4 patents Integrated server platforms for multi‑account health insurance and banking record management | 1 launch |
| 12 | itBit Online trading platform for cryptocurrencies | $28M | 133 mo ago | 9 | — | — | — | — | — |
| 13 | Upsie App-based insurance platform for devices | $27M | 61 mo ago | 21 | — | Cart FunctionalityApple iCloud MailGoogle Workspace+35 | Top 10M | — | — |
| 14 | Parallax Software-based platform for resource planning and financial planning | $24M | 36 mo ago | 42 | David Annis Founder | — | — | 58 patents Manufacturing and design of mats, furniture, and sports/household equipment. | — |
| 15 | Euclid Power Provider of project management tool for solar energy | $20M | 9 mo ago | — | Jacob Sandry Co-Founder & CEO | — | — | — | — |
| 16 | International Decision Systems Lease and loan solutions for equipment finance industry | $20M | 139 mo ago | 121 | — | — | — | — | — |
| 17 | ClickSWITCH Platform offering account switching solution | $18M | 69 mo ago | 55 | Cale Johnston Founder & CEO | Kendo UIBootstrapMicrosoft ASP.NET+13 | Top 50M | 5 patents Automated migration of financial account data between banking systems | — |
| 18 | Sezzle Online platform for point of sale financing | $18M | 59 mo ago | 365 365 → 435 (+19%) | — | ContentfulApple iCloud MailGoogle Workspace+24 | Top 500k | 3 patents Integrates loyalty rewards and detailed receipt data into digital payment processing. | 2 awards |
| 19 | Bloom Health Provider of a platform for employee insurance management | $12M | 186 mo ago | 58 | — | Node.jsW3.CSSAnimate.css+26 | Top 5M | — | — |
| 20 | Justifi Tech | $11M | 49 mo ago | 32 | — | — | — | — | — |
| 21 | Paisley Financial regulatory governance & compliance solution for enterprises | $10M | 264 mo ago | 230 | — | — | — | — | — |
| 22 | Apruve Payment solutions for accounts receivable | $9M | 88 mo ago | 23 | — | — | — | — | — |
| 23 | Sagitec Pension administration & unemployment insurance software provider | $7M | 73 mo ago | 335 | Rick Deshler Co-Founder & Partner | HubSpot CMS HubLeadfeederHubSpot Analytics+19 | Top 5M | — | 2 job openings · 1 partnership · 1 expansion |
| 24 | Universe NFT marketplace platform for individuals | $4M | 61 mo ago | 8 | Troy Murray Co-Founder | — | — | 12 patents Hydrogen-based therapeutic delivery systems for topical/transdermal medical applications | — |
| 25 | Medicom Health Interactive Risk management solution for individuals and health care providers | $3M | 103 mo ago | 5 | — | — | — | — | — |
| 26 | Luminate Home Loans Online lending platform offering home loans | $3M | 29 mo ago | 150 | Eric Lovins Co-Creator & Founder | DudaApple iCloud MailReact+20 | Top 5M | — | — |
| 27 | Ready Credit Corporation Prepaid cards for pubic transport | $2M | 36 mo ago | 46 | — | WordPressMySQLPHP+17 | Top 5M | 15 patents Anonymous virtual prepaid card issuance via kiosk-based payment systems | — |
| 28 | OFCOLOR Cloud-based platform for employee financial benefits | $2M | 35 mo ago | 12 | Yemi Rose Founder/CEO | — | — | — | — |
| 29 | Brevity AI-based platform providing pitch deck preparation tools for startups | $2M | 39 mo ago | 13 | Maximilian Huc Co-Founder | Webflow EcommerceWebflowAmazon Web Services+18 | Top 50M | 3 patents Error-correcting coding for data compression and transmission | 1 launch |
| 30 | Argos Risk Platform for risk management solutions for businesses | $2M | 131 mo ago | — | Lori Frank President & CEO | — | — | — | — |
| 31 | CloudCover Blockchain-based platform for data security and insurance | $925K | 106 mo ago | 180 | — | WordPressBugHerdMySQL+20 | Top 50M | 7 patents Blockchain-enabled cyber insurance and data transmission risk management for network security | 4 launchs |
| 32 | ethos ESG Impact-based online financial database and reporting solutions for financial institutions | $750K | 53 mo ago | 6 | — | SentryZendeskRuby+22 | Top 10M | — | — |
| 33 | LevelCredit Credit scoring solutions for consumers | $588K | 74 mo ago | 30 | Matthew Briggs Co-Founder & CEO | HubSpot CMS HubAmazon Web ServicesHubSpot+10 | Top 50M | — | — |
| 34 | Sawtooth Solutions Cloud-based asset management platform | $575K | 93 mo ago | 26 | — | — | — | — | — |
| 35 | ProcessBolt Cloud-based third-party risk management solutions for businesses | $470K | 95 mo ago | 11 | Dan Gardner Co-Founder | — | — | — | — |
| 36 | ProfitSee Financial insights and proactive tools for business owners and accountants | $171K | 184 mo ago | 11 | — | — | — | — | — |
| 37 | Live.Give.Save Online platform to manage personal expenses & savings | $150K | 64 mo ago | — | Susan Sorensen Langer Founder & CEO | — | — | — | — |
| 38 | Solarte Health Providing health plan for employers | $140K | 135 mo ago | 3 | Merlin Brown Co-Founder & CEO | WordPressMySQLPHP+16 | Top 50M | — | — |
| 39 | DeFiner Decentralized lending platform for cryptocurrencies | $120K | 68 mo ago | 27 | Jason Wu Founder & CEO | — | — | — | — |
| 40 | GenEQTY App-based finance tracking and analysis platform | $100K | 48 mo ago | 2 | Dionne Gumbs Founder & CEO | — | — | — | — |
Top 12 FinTech companies in Minnesota
#1
Series F · Eagan, Minnesota · founded 2017 · 1841 employees$2.3Braised▾
Provider of healthcare insurance plans for individuals. It offers medicare plans and insurance benefits for various healthcare services with benefits and savings, including dental and over-the-counter benefits. It also offers plans for doctor visit, dental and vision protection, hospitals treatment coverage, and more. Also offers insurance comparison guide devoted to health.
- Jan 2026Series F$317M
- Nov 2025Series F$48M
- Aug 2024Series E$112M
- Dec 2023Series E$175M
#2
Series G · Minneapolis, Minnesota · founded 2013 · 70 employees$262.7Mraised▾
Gravie is a health insurance & benefit marketplace for employees. It also provides insurance benefits administration for employers, through a self-service portal, allowing employees to choose the health insurance plans. It offers multiple health benefit solutions and works with employers to choose and implement the solution.
- Jun 2025Series G$150M
- Apr 2023Series F$100M
- Mar 2022Series E$90M
- Mar 2021Series D$28.6M
#3
Series C · Minneapolis, Minnesota · founded 2015 · 177 employees$133.3Mraised▾
Provider of an app-based platform for earned wages loans. It provides employees with a platform that can be used to create a budget can receive on-demand access to a portion of their wages earned, outside of the traditional payroll cycle. It also build their profile, add their skillset and communicate with coworkers. The platform enables users to save, send, and spend money, offering features like zero-fee banking, bill payments, money transfers, and contactless payments.
- Apr 2025Series C$5M
- Mar 2022Series C$75M
- Aug 2021Conventional Debt$500M
- Aug 2021Series B$48M
#4
Series A · Bloomington, Minnesota · founded 2021$20Mraised▾
Provider of project management tool for solar energy. It offers solutions such as document inventory, risk and opportunity register, budget and invoice tracking, and more.
- Sep 2025Series A$20M
- Jul 2022Seed—
#5
Series B · Minneapolis, Minnesota · founded 2012 · 60 employees$29.6Mraised▾
Benefits utility hub powering defined contribution and ICHRA strategies. They provide a comprehensive platform for carriers, brokers, employers, employees, and third-party administrators, offering tailored solutions for health benefits management. The platform supports defined contribution strategies, streamlines enrollment, and facilitates payments and reconciliation. They offer a white-labeled platform customized to preferences and strategy, along with ongoing support and training. Their services extend to Medicare, ancillary benefits, and group services. They empower brokers with tools and resources, including marketing support and compliance assistance. They focus on improving operations, providing access to on-demand resources, and offering mentoring for new brokers. They are a technology-driven company offering a software solution for benefits administration.
- Jul 2024Series B$1.6M
- Apr 2022Series B$24.1M
- Jun 2020Series A$5.1M
- Sep 2019Conventional Debt$2.9M
#6
Series E · Minneapolis, Minnesota · founded 2015 · 47 employees$1.6Braised▾
Online health insurance platform for individuals and businesses. It offers solutions for dental & vision coverage, prescription-based medicine, mental health coverage, and more. It also provides a network of doctors, clinics and hospitals for a better healthcare experience for individuals.
- Sep 2020Series E$500M
- Dec 2019Series D$635M
- Nov 2018Series C$200M
- May 2017Series B$160M
#7
Deadpooled · Eden Prairie, Minnesota · founded 2017 · 47 employees$110.1Mraised▾
Compute North is a cryptocurrency mining platform. Offers mining infrastructure powered by renewable energy. Provides cryptocurrency mining colocation services. Pricing includes power, space, cooling, internet, physical racks, and security. Supports Bitcoin, Ethereum, Dash, Litecoin, Monero, and ZCash.
- Oct 2022Conventional Debt$21.3M
- Oct 2022Series C$10M
- Feb 2022Conventional Debt$300M
- Feb 2022Series C$85M
#8
Series B · Minneapolis, Minnesota · founded 2016 · 261 employees$177.5Mraised▾
Provider of health insurance designing services
- Oct 2020Series B$105M
- Oct 2019Conventional Debt$60M
- Jun 2018Series A$70M
- Jul 2017Seed$2.5M
#9
Series B · Minneapolis, Minnesota · founded 2019 · 42 employees$24.5Mraised▾
Software-based platform for resource planning and financial planning. It offers solutions for resource planning, forecasting, sales pricing, sales forecasting, projecting financials, business intelligence, billable capacity tracking, project management, and more.
- Jun 2023Series B$12M
- Aug 2021Series A$7M
#10
Series C · Eden Prairie, Minnesota · founded 2012 · 266 employees$86Mraised▾
Provider of customer engagement platforms for financial institutions. This platform unifies data, marketing, sales, and compliance solutions to support the entire customer journey. It offers tools to improve lead generation, conversion, onboarding, cross-selling, and retention. The platform helps financial institutions create personalized customer experiences and increase loyalty. Services include onboarding, professional services, and expert content partnerships. The technology integrates with other leading providers.
- Oct 2019Series C$52M
- Oct 2018Series B$20M
- Apr 2016Series A$3M
- 2015Seed$1.4M
#11
Acquired · Minneapolis, Minnesota · founded 2013 · 21 employees$26.7Mraised▾
Upsie is an App-based insurance platform for devices. All warranty pricing and coverage options are right there in the app. One can purchase coverage, start a claim or even scan a barcode while shopping to see what warranties are available for that item.
- May 2021Series A$18.2M
- Apr 2019Seed$5M
- Jan 2018Seed$2.1M
- 2017Seed—
#12
Early Stage · Minneapolis, Minnesota · founded 1998 · 150 employees$2.6Mraised▾
Online lending platform offering home loans. It offers a platform that enables users to apply and get funded for conventional loans, FHA loans, VA loans, and USDA loans. It also offers refinancing and down payment assistance for home buyers.
- Dec 2023Unattributed$2.6M
Funding & investor landscape
Notable founders
Market landscape — 10 sub-themes by coverage
Share of FinTech coverage by sub-theme.
Regulatory-risk over time rising
Funding & growth over time
funding rising · growth rising
How research on Fintech is moving in the United States
A read on the academic research around Fintech — which themes are gaining ground, the institutions and researchers driving them, and how the tone is shifting. Based on 907 United States-affiliated papers.
- Film Independent54
- United States Department of Commerce26
- Community Partners22
- University of Virginia18
- International Monetary Fund12
- Financial services42
- Database transaction16
- Payment15
- Scalability12
- Credit risk11
- Financial services7→190
- Financial inclusion2→74
- Payment2→50
- Mobile payment3→29
- Leverage (statistics)1→21
- Financial services9→149
- Financial inclusion1→56
- Payment2→27
- Investment (military)1→19
- Cryptocurrency1→17
Where fintech is researched across United States
Location clusters by institution affiliation — each city's volume, stance tone, and a quick read on its hot topic, what's advancing, the opening opportunity, and the main concern.
Who's filing fintech patents in the United States
United States fintech patent filing is accelerating — 20 filings from 16 assignees (2016–2025), led by Mastercard International, Verifone, Financial Cloud Innovations; annual filings 1→7.
- Mastercard International20
- Verifone4
- Financial Cloud Innovations2
- Atombeam Technologies2
- Salah ALI Khalil1
- LNW Gaming1
- Kassetty Nikhil1
- DR Mariappan RAJA1
Common questions
Rohit lives in the feed. He covers what's moving right now — the funding rounds, launches and shifts breaking across the trade press — and ties them back to where the sector is heading.