Radar · FinTech in North Carolina
Best FinTech Companies in North Carolina, United States
The 338 best FinTech companies in North Carolina, United States in 2026, ranked by funding and momentum. Funding, investors, founders, valuation, tech stack and live signals. Top: AvidXchange.
By Riya SenguptaFinancials
338companies tracked
$4.7Bdisclosed funding
1unicorns
116have raised
Sector wealth & growth · validated company filings
$180Mmedian revenue
+8%median YoY growth
$89.0Bcombined revenue pool
130companies reporting
Biggest earners American Express Co ($10.5B, +9% YoY), Mastercard Inc ($8.3B, +13% YoY), Flex Ltd. ($6.6B, +4% YoY), Fiserv Inc ($5.0B, +10% YoY)
FLIAR INTELLIGENCE · FINTECH × NORTH CAROLINA
Our analysis of 243 FinTech companies
$56.0b in tracked funding; 98% of the stack-profiled cohort runs cloud-native; funding activity peaked in 2025.
243companies analysed
98%cloud-native stacks
2025funding peak (by rounds)
45unicorns
2018median founding year
824kcombined LinkedIn audience
72%of audience held by top 3
2companies hiring publicly (12 mo)
Ranked: Best FinTech companies in North Carolina
| # | Company | Disclosed funding | Last round | Employees | Founder | Tech stack | Web popularity | Patents & IP focus | Recent signals |
|---|---|---|---|---|---|---|---|---|---|
| 1 | AvidXchange 🦄 Accounts payable and payment automation solution for businesses | $1.2B | 69 mo ago | 1,714 1,714 → 1,687 (-2%) · sector median +20% | — | WordPressApple iCloud MailMySQL+21 | Top 1M | — | 1 launch · 1 partnership · 1 award |
| 2 | LendingTree Network connecting consumers with lenders for loans and credit products | $1.1B | 70 mo ago | 870 870 → 1,458 (+68%) · sector median +20% | Doug Lebda Founder & CEO | WordPressApple iCloud MailMicrosoft 365+28 | Top 50k | 5 patents Online loan and financial product coordination platforms for consumer lending services. | 1 partnership |
| 3 | insightsoftware Provider of financial reporting, business intelligence, budgeting, and enterprise performance software | $800M | 59 mo ago | 66 | Tomi Lod CEO | WordPressSentryApple iCloud Mail+63 | Top 500k | — | 2 launchs |
| 4 | nCino Provider of a platform for digitizing and reengineering financial service processes | $222M | 53 mo ago | 997 997 → 1,657 (+66%) · sector median +20% | Pullen Daniel Co-Founder / EVP Corporate Development | ContentfulApple iCloud MailTypeScript+28 | Top 5M | 25 patents Automated loan origination and credit risk management software for financial institutions | 2 partnerships · 1 award |
| 5 | Zenwork Cloud-based solutions for financial compliance and tax filing | $163M | 55 mo ago | 98 | — | SalesforceAnimate.cssBootstrap+21 | Top 1M | — | — |
| 6 | AccessOne Patient financing solutions, offering online access and payment options | $150M | 96 mo ago | 220 | Russell Salton Founder | JavaWindows ServerMicrosoft ASP.NET+19 | Top 500k | — | — |
| 7 | Swift Capital Provides merchant cash advance | $99M | 122 mo ago | 41 | — | — | — | — | — |
| 8 | Spreedly Provider of a platform for orchestrating global payment gateway integrations | $83M | 79 mo ago | 127 127 → 153 (+20%) · sector median +20% | — | WebflowApple iCloud MailAmazon Web Services+36 | Top 5M | — | — |
| 9 | Apiture Open banking APIs for banks and financial institutions | $79M | 31 mo ago | 258 258 → 185 (-28%) · sector median +20% | Chris Babcock CEO | WordPress Block EditorWordPressApple iCloud Mail+33 | Top 5M | — | — |
| 10 | n3xt Provider of instant payment and settlement services for business-to-business transactions 22Funding top 29%Talent bottom 49%Tech bottom 40%Market bottom 31% All 5 signals ▾Fundingtop 29% Talentbottom 49% Techbottom 40% Marketbottom 31% Globalbottom 25% Funding: Raised $72.8M across 3 rounds · 3 rounds over 3 yrs (1.0/yr) Talent: 1 named leader on record · 1 C-suite/founder profile curated rank vs industry peers · Fliar Intelligence Index 22/100 | $73M | 8 mo ago | — | Jeffrey Wallis Chief Executive Officer | WebflowGSAPEmotion+10 | Top 10M | — | — |
| 11 | Health Credit Services Platform that offers patient financing options | $60M | 108 mo ago | 85 | Clark Burget Co-Founder | — | — | — | — |
| 12 | Quartix Provider of platform enabling buyers to optimize vendor payment terms | $50M | 30 mo ago | 22 | Dror Polak Co-Founder & CEO | — | — | — | — |
| 13 | College Ave Student loans marketplace | $50M | 63 mo ago | 87 87 → 111 (+28%) · sector median +20% | — | — | — | — | 2 job openings |
| 14 | Payzer Provider of SaaS-based payment solutions for businesses | $48M | 59 mo ago | 53 53 → 85 (+60%) · sector median +20% | Joe Giardano Co-Founder & CEO | WordPressSentryApple iCloud Mail+37 | Top 500k | — | — |
| 15 | PatientPay Provider of payment solutions for healthcare organizations and their patients | $31M | 56 mo ago | 22 | Tom Furr Founder & CEO | Cart FunctionalitySquarespace CommerceSquarespace+18 | Top 10M | 2 patents Healthcare payment processing systems for installment billing | 1 partnership |
| 16 | Constellation Digital banking solutions empowering credit unions with innovative fintech integrations | $30M | 96 mo ago | 46 | Kristopher Kovacs President and CEO | WordPressMySQLPHP+23 | Top 50M | 12 patents Network reliability, security, and routing hardware; niche consumer products (fishing gear, insurance, supplements). | — |
| 17 | Tradier Brokerage services and technology solutions for active traders and businesses | $29M | 38 mo ago | 19 | Peter Laptewicz Co-Founder | DatoCMSSentryAlgolia+23 | Top 1M | — | — |
| 18 | REIN Embedded insurance platform reinventing distribution with technology and curated partnerships | $29M | 27 mo ago | 50 | Steve Rabbitt Co-Founder & Co-CEO | — | — | — | — |
| 19 | FIS Memento Analytics and machine learning based financial fraud detection & prevention solutions | $28M | 184 mo ago | 40 | — | — | — | — | — |
| 20 | DebtBook Cloud-based debt management software | $22M | 34 mo ago | 133 | Tyler Traudt Co-Founder & CEO | HubSpot CMS HubApple iCloud MailGoogle Workspace+30 | Top 5M | — | 2 launchs · 1 partnership |
| 21 | Viably Invoicing management solutions for small businesses | $21M | 31 mo ago | 34 | — | — | — | — | — |
| 22 | Manage My Insurance software suite 37Growth top 25%News top 25%Product top 30%Funding top 34% All 10 signals ▾Growthtop 25% Newstop 25% Producttop 30% Fundingtop 34% Techtop 44% Moattop 47% Globalbottom 39% Innovationbottom 36% Patentsbottom 24% Marketbottom 22% Growth: Fresh capital in last 24 mo News: 7 BI events in 12 mo (of 7 tracked, 2 types) · 6 high-value events (IPO/M&A/funding/contracts) in 12 mo rank vs industry peers · Fliar Intelligence Index 37/100 | $20M | 4 mo ago | 5 | — | HubSpot CMS HubApple iCloud MailStripe+19 | Top 10M | 29 patents Hierarchical distributed storage management and virtual system orchestration for high‑performance parallel file operations | — |
| 23 | SAS Provider of analytics, artificial intelligence, and data management software | $20M | 29 mo ago | 201 | Anthony Barr Co-Founder | Adobe Experience ManagerApple iCloud MailMicrosoft 365+31 | Top 500k | 50 patents Modular building components (frames, doors, baseboards) and CAD software for their design | — |
| 24 | Aiwyn Provider of platform for accounting firms offering payments, practice, experience, tax | $14M | 17 mo ago | 43 | Chris Furlong Cofounder | WordPressMySQLPHP+30 | Top 5M | — | — |
| 25 | ARCA Provider of cash automation and recycler solutions | $14M | 65 mo ago | 320 | — | — | — | — | 1 partnership |
| 26 | Foro Developer of an online commercial lending platform | $12M | 38 mo ago | 18 | Roger Portaro Co-Founder | — | — | — | 1 partnership |
| 27 | The Climate Service Cloud-based climate risk analytics platform for investors and financial institutions | $12M | 59 mo ago | 32 | — | — | — | — | — |
| 28 | Finmark Cloud-based financial planning and forecasting solutions for businesses | $11M | 52 mo ago | 40 | Rami Essaid CEO | WordPressMySQLPHP+28 | Top 5M | — | — |
| 29 | Royalty Exchange Marketplace connecting music creators with investors for royalty asset exchange | $11M | 84 mo ago | 17 | — | Cart FunctionalityChart.jsMUI+28 | Top 5M | — | — |
| 30 | Acre Homes Online rent-to-buy platform for residential mortgage 19Talent top 28%Tech top 47%Funding top 50%Global bottom 37% All 5 signals ▾Talenttop 28% Techtop 47% Fundingtop 50% Globalbottom 37% Marketbottom 14% Talent: 4 named leaders on record · 4 C-suite/founder profiles curated Tech: 21 technologies across 5/8 capability areas · Cloud: Cloudflare, Vercel rank vs industry peers · Fliar Intelligence Index 19/100 | $10M | 18 mo ago | 16 16 → 16 (+0%) · sector median +20% | Mike Schneider Co-Founder & CEO | ContentfulSentryZendesk+18 | Top 50M | — | 3 job openings |
| 31 | Finzly Provider of software solutions for the banking industry | $10M | 32 mo ago | 120 | Booshan Rengachari Founder & CEO | WordPressApple iCloud MailMicrosoft 365+28 | Top 5M | — | — |
| 32 | OWL Financial database platform for individuals and businesses | $9M | 5 mo ago | — | Grant Carney Co-Founder & CPO | — | — | 57 patents Advanced wide-angle optics and multi-camera video stitching/compositing technologies | — |
| 33 | Arch Online platform for the financialization of crypto and NFT assets | $8M | 21 mo ago | 4 | — | Apple iCloud MailGoogle WorkspaceRadix UI+20 | Top 10M | — | — |
| 34 | Lumos Provider of a cloud-based data analytics platform for small businesses | $5M | 7 mo ago | 26 26 → 19 (-27%) · sector median +20% | Youri Nelson Co-Founder & Chief Technology Officer | — | — | 60 patents Interactive digital cognitive training and assessment platforms for attention, memory, and executive function | 2 partnerships |
| 35 | Infinant Provider of a platform for banks to manage accounts and payments | $5M | 18 mo ago | 25 | Riaz Syed Founder & CEO | WordPressMySQLPHP+23 | Top 50M | — | 3 launchs |
| 36 | FISCAL Technologies Cloud-based audit and risk management solutions for businesses | $5M | 49 mo ago | 65 | Lesley Reeve Co-Founder & COO | WordPressMySQLPHP+35 | Top 10M | — | — |
| 37 | InsureLife AI-based comparison platform for life and P&C insurances | $5M | 16 mo ago | 6 | John Cammarata Co-Founder | — | — | — | — |
| 38 | Raleon Web3 customer engagement platform | $4M | 33 mo ago | 6 | Adam Larson Co-Founder | Framer SitesReactAmazon Web Services+19 | Top 50M | — | — |
| 39 | Threat Mark Provider of a platform for fraud prevention and digital threat detection | $3M | 17 mo ago | 20 | Michal Tresner CEO & Co-Founder | WordPressMySQLPHP+19 | Top 10M | — | — |
| 40 | AnchorWatch Platform offering insurance and enterprise-grade multi-institutional custody | $3M | 32 mo ago | — | Becca Rubenfeld Co-Founder & COO | WebflowAmazon Web ServicesfullPage.js+8 | Top 10M | 2 patents Time-locked hierarchical key management for blockchain smart contract execution | — |
| 41 | Revcast Software platform offering accounting and financial planning | $3M | 35 mo ago | 3 | Eric Boduch CEO | WebflowSalesforceAmazon Web Services+20 | Top 50M | — | — |
| 42 | Attune Provider of software solutions for banking management | $2M | 28 mo ago | — | Alicia Tetteh Founder | WordPressMySQLPHP+20 | Top 50M | 8 patents Wearable fastening/deformable frame technologies and adaptive web‑application testing platforms. | — |
| 43 | MGT Capital Investments Cryptocurrency mining firm | $2M | 2 mo ago | 2 | Robert Ladd President and CEO | — | — | — | — |
| 44 | Vectari Bank-grade AI powered by regulatory expertise | $2M | 32 mo ago | — | Chris Hart Co-Founder & CEO | — | — | — | — |
| 45 | GreenWave Commissions SaaS-based software suite for insurance industry | $2M | 14 mo ago | — | Slava Isayev CEO | — | — | — | — |
| 46 | DentalHQ Online dental insurance platform for individuals and businesses | $835K | 15 mo ago | 17 | Brett Wells Founder | WordPressShowitMySQL+26 | Top 5M | — | — |
| 47 | Equity Shift Provider of compliance management solutions for wealth managers | $750K | 12 mo ago | 10 | — | WordPressMySQLPHP+20 | Top 50M | 40 patents Blockchain-based equity tokenization and digital document anti-leak provenance systems | 2 partnerships · 1 award |
| 48 | Impact Wealth Builders Platform offering real estate investing opportunities | $624K | 26 mo ago | — | Saket Jain Founder | — | — | — | — |
| 49 | Vertical Investment Group Online platform for real estate investments | $600K | 25 mo ago | — | Christian O Avery CEO | — | — | — | — |
| 50 | BAQS B2B vendor management platform | $500K | 8 mo ago | 3 | — | — | — | — | — |
Top 12 FinTech companies in North Carolina
#1
Series A · Charlotte, North Carolina · founded 2023$72.8Mraised▾
Series A · Charlotte, North Carolina · founded 2023
Provider of instant payment and settlement services for business-to-business transactions. It facilitates real-time movement of funds within a secure environment. The platform operates within a regulated banking framework, holding deposits in cash and liquid government instruments. It offers transparent fees and seamless API integration for efficient payment processing.
Fliar Intelligence Index™ 22how this company ranks against its industry peers
Funding
top 29%Talent
bottom 49%Tech
bottom 40%Market
bottom 31%Global
bottom 25%Funding: Raised $72.8M across 3 rounds · 3 rounds over 3 yrs (1.0/yr) · Last round Series A (Oct 2025)
Talent: 1 named leader on record · 1 C-suite/founder profile curated
Tech: 13 technologies across 4/8 capability areas · Cloud: Cloudflare · Security: Hsts, Http/3
Audience (LinkedIn): 4k LinkedIn followers
Funding rounds
- Oct 2025Series A$26M
- Feb 2025Series A$40.3M
- Nov 2023Seed$6.5M
Founders & team
Tech stack
CloudflareEmotionGoogle AnalyticsGsapHstsHttp/3
#2
Series B · Charlotte, North Carolina · founded 2018 · 5 employees$20Mraised▾
Series B · Charlotte, North Carolina · founded 2018 · 5 employees
ManageMy provides a software suite for the insurance industry. It offers solutions for customer onboarding, sales & marketing, customer acquisition & management, and more. It also offers software for claims management, policy management, data management, and more.
Fliar Intelligence Index™ 37how this company ranks against its industry peers
Growth
top 25%News
top 25%Product
top 30%Funding
top 34%Tech
top 44%Moat
top 47%Growth: Fresh capital in last 24 mo
News: 7 BI events in 12 mo (of 7 tracked, 2 types) · 6 high-value events (IPO/M&A/funding/contracts) in 12 mo · Top themes: Funding, Capital raise
Product: 9 distinct product lines · Company stage: Series B
Funding rounds
- Feb 2026Series B$20M
Investors
Ventura Capital, BNF Capital, Plug and Play APAC, Aken Capital, Provider Investment
Tech stack
Amazon Web ServicesAosApple Icloud MailCdnjsCloudflareCloudflare Bot Management
#3
Series A · Charlotte, North Carolina · founded 2022$8.7Mraised▾
Series A · Charlotte, North Carolina · founded 2022
Financial database platform for individuals and businesses. Focused on gather billions of public data points, helping them find, analyze, and connect with fund managers globally. Offers solutions to track the global positions of fund managers, track the performance and portfolio metrics for favorite fund managers, track business data, view the manager investments of leading allocators, and more.
Funding rounds
- Jan 2026Series A$4M
- Oct 2024Series A$5M
- Dec 2023Series A$3.7M
Founders & team
Investors
Nellore Capital Management, TFJ Capital, Capitalallocators, Teamworthy Ventures
#4
Public · Durham, North Carolina · founded 1977 · 2 employees$2Mraised▾
Public · Durham, North Carolina · founded 1977 · 2 employees
MGT is a cryptocurrency mining firm. The company operates & manages Bitcoin mining farms. Investors can buy stocks of the company via a licensed stockbroker or an online trading account.
Funding rounds
- Apr 2026Post IPO$25K
Founders & team
Tech stack
WordpressMysqlPhpContact Form 7Yoast SeoNginx
#5
Seed · Wilmington, North Carolina · founded 2021 · 26 employees$5Mraised▾
Seed · Wilmington, North Carolina · founded 2021 · 26 employees
Provider of a cloud-based data analytics platform for small businesses. The platform enables SMEs to analyze lending experiences for banks and lenders. Its features include risk analytics, performance data, migration trends, financial institution performance data, risk management models, credit models, and advisory services.
LinkedIn Pulse recent public activity · Jul 2026
Audience: 2k LinkedIn followers
Activity: 2 partnerships (incl. NAGGL (National Association of Government Guaranteed Lenders)) announced in 12 mo
Funding rounds
- Oct 2025Seed$1.1M
- Jul 2024Seed$2M
- May 2022Seed$3M
Founders & team
Investors
STG
#6
Series A · Charlotte, North Carolina · founded 2020 · 43 employees$14Mraised▾
Series A · Charlotte, North Carolina · founded 2020 · 43 employees
Provider of platform for accounting firms offering payments, practice, experience, tax. The platform provides payments automation, practice management software, client experience portal, and tax system. It offers integrations to connect with accounting firm technology. The platform aims to streamline work and create firm-wide visibility.
LinkedIn Pulse recent public activity · Jul 2026
Audience: 7k LinkedIn followers
Funding rounds
- Dec 2024Series A$113M
- Jul 2021Seed$14M
Founders & team
Investors
Revolution, Relevance Ventures, Merian Ventures, KKR, Bessemer Venture Partners
Tech stack
AdformAmazon Web ServicesAngularAtlassian StatuspageCloudflareCloudflare Bot Management
#7
Seed · Raleigh, North Carolina · founded 2021 · 16 employees$10Mraised▾
Seed · Raleigh, North Carolina · founded 2021 · 16 employees
Online rent-to-buy platform for a residential mortgage. The platform allows users to purchase desired home without full payment. Users can purchase the property at the market price at the end of the term to get ownership transferred.
Fliar Intelligence Index™ 19how this company ranks against its industry peers
Talent
top 28%Tech
top 47%Funding
top 50%Global
bottom 37%Market
bottom 14%Talent: 4 named leaders on record · 4 C-suite/founder profiles curated
Tech: 21 technologies across 5/8 capability areas · Cloud: Cloudflare, Vercel · Observability: Fullstory, Sentry
Funding: Raised $10.0M across 1 rounds · 1 rounds over 2 yrs (0.5/yr) · Last round Seed (Dec 2024)
Audience (LinkedIn): 4k LinkedIn followers
Hiring (LinkedIn): 3 hiring posts in 12 mo (public) · momentum +3 · hiring: Acre Advisor, Customer Success Manager
Funding rounds
- Dec 2024Seed$10M
Founders & team
Investors
Anthemis Group, Sovereign's Capital, Studio VC, Htv, Front Porch Venture Partners, Unpopular Ventures
#8
Series A · Raleigh, North Carolina · founded 2018 · 6 employees$4.7Mraised▾
Series A · Raleigh, North Carolina · founded 2018 · 6 employees
InsureLife provides an AI-based comparison platform for life and P&C insurances. It offers quotes for health insurance, life insurance, annuity insurance, supplemental insurance, property insurance, and more. It offers a mobile platform and customer support agents to connect via video, voice, or chat.
Funding rounds
- Jan 2025Series A$4.7M
- Aug 2021Seed—
Founders & team
Investors
CFV Ventures, Nassau Financial Group, RevTech Labs Capital
Tech stack
WebflowJqueryGoogle Hosted LibrariesGoogle Font ApiOpen Graph
#9
Seed · Carolina Beach, North Carolina · founded 2005 · 3 employees$500Kraised▾
Seed · Carolina Beach, North Carolina · founded 2005 · 3 employees
B2B vendor management platform. It enables collaboration between customers and vendors. It provide a one-stop solution for communication, invitation, and information sharing throughout the buying process. It also offers solutions for procurement, sourcing, quotes, proposals, and more.
Funding rounds
- Oct 2025Seed$500K
#10
Acquired · Charlotte, North Carolina · founded 2000 · 1714 employees$1.2Braised▾
Acquired · Charlotte, North Carolina · founded 2000 · 1714 employees
Accounts payable and payment automation solutions for businesses. Its features include purchase order management, automated invoice management, bill payments, utility bill management, check to print, and more. It offers automated invoice management software to manage invoices; bill payment automation software to manage supplier payments; purchase order automation software for automating the purchase-to-pay process.
LinkedIn Pulse recent public activity · Jul 2026
Audience: 59k LinkedIn followers — 7.2% of this cohort's audience
Activity: 1 product launches · 1 partnerships · 1 awards (incl. Ministry Brands) announced in 12 mo
Funding rounds
- Sep 2020Series F$66M
- Jul 2020Series F$118.9M
- May 2020Series F$8M
- Apr 2020Series F$128M
Investors
Sixth Street, Lone Pine Capital, Schonfeld, Pivot Investment Partners, Neuberger Berman, Mastercard
Tech stack
AhrefsAmazon Web ServicesApple Icloud MailAuraBootstrapCloudflare
#11
Series A · Charlotte, North Carolina · founded 2015 · 20 employees$3Mraised▾
Series A · Charlotte, North Carolina · founded 2015 · 20 employees
Provider of a platform for fraud prevention and digital threat detection. The platform combines transaction risk analysis, threat detection, and user behavior profiling capabilities. It helps to mitigate scams, phishing, and unauthorized access. The platform interrupts fraud operations across all stages of the attack.
LinkedIn Pulse recent public activity · Jul 2026
Audience: 5k LinkedIn followers
Funding rounds
- Jan 2025Series A$23M
- Dec 2023Series A$5M
- Oct 2021Series A$3M
- Jun 2017Seed—
Founders & team
Investors
Springtide Ventures, Rockaway Ventures, Europa, Octopus Ventures, Riverside, CzechInvest
Tech stack
AddtoanyAddtoany Share ButtonsAmazon SesAmazon Web ServicesApache Http ServerAws Certificate Manager
#12
Series A · Charlotte, North Carolina · founded 2021 · 25 employees$5Mraised▾
Series A · Charlotte, North Carolina · founded 2021 · 25 employees
Provider of a platform for banks to manage accounts and payments. The platform offers virtual account management, embedded finance options, and modern payment solutions. It also provides digital channels, digital assets, and digital twin capabilities. The platform supports accounts, payments, cards, and settlement automation.
LinkedIn Pulse recent public activity · Jul 2026
Audience: 2k LinkedIn followers
Activity: 3 product launches announced in 12 mo
Funding rounds
- Nov 2024Series A$15M
- Mar 2023Series A$5M
Founders & team
Investors
JAM FINTOP, FINTOP, Raido, Woodforest, The BHB Fund, FIS Impact Ventures
Tech stack
Amazon Web ServicesAtlassian StatuspageCdnjsCloudflareGaugesGoogle Analytics
Funding & investor landscape
$4.7Btotal disclosed funding
110companies funded
252disclosed rounds
1rounds last 90 days
Most active investors
Bessemer Venture Partners3 rounds
Notable founders
Jeffrey Wallis
Chief Executive Officer · n3xt
Grant Carney
Co-Founder & CPO · OWL
Campbell Wilson
Co-Founder & CEO · OWL
Robert Ladd
President and CEO · MGT Capital Investments
Youri Nelson
Co-Founder & Chief Technology Officer · Lumos
Brett Caines
CEO · Lumos
Chris Furlong
Cofounder · Aiwyn
Justin Adams
CEO · Aiwyn
Mike Schneider
Co-Founder & CEO · Acre Homes
Irene Tollinger
Co-Founder · Acre Homes
John Cammarata
Co-Founder · InsureLife
Geoffrey P. Tetrault
Co-Founder · InsureLife
Prism market signals · United States · country-scoped Prism corpus, 3,947,148 docs
Market landscape — 10 sub-themes by coverage
Share of FinTech coverage by sub-theme.
Regulatory-risk over time rising
Funding & growth over time
funding rising · growth rising
RESEARCH SIGNALS · United States
How research on Fintech is moving in the United States
A read on the academic research around Fintech — which themes are gaining ground, the institutions and researchers driving them, and how the tone is shifting. Based on 907 United States-affiliated papers.
research sentiment over time
201620212026
enthusiastic · positive · guarded tone
Tone is overwhelmingly optimistic and intensifying — the enthusiastic (strongly-positive) share moved 23% → 38% across 2016–2026.
top research entities
- Film Independent54
- United States Department of Commerce26
- Community Partners22
- University of Virginia18
- International Monetary Fund12
leading researchers
Crypto Education Research Lab · Kapil Dharika · Bibitayo Ebunlomo Abikoye · Adesola Oluwatosin Adelaja · Stanley Chidozie Umeorah · Pingale, Mandar Vijay · Hajwane, Shaeena Samir · Rogers, Anuoluwapo
▲
Breakthroughs97 · 11%
▲ 0%→11% share
0 median citations96% since 2021mostly methods-led
Financial services breakthrough research surged from 0% to 11% field-share, with 41 brand-new papers signaling rapid emerging discovery.
rising sub-themes (early→recent)
- Financial services42
- Database transaction16
- Payment15
- Scalability12
- Credit risk11
Newly emergingFinancial services 0→41 · Database transaction 0→15 · Payment 0→14
Landmark E.T.-RNN · 87 cites
◆
Advancements352 · 39%
▲ 28%→41% share
▲1.5× share momentum0 median citations95% since 2021mostly empirical
Financial inclusion advancement papers exploded from 2 to 74, reflecting intensifying US fintech equity research.
rising sub-themes (early→recent)
- Financial services7→190
- Financial inclusion2→74
- Payment2→50
- Mobile payment3→29
- Leverage (statistics)1→21
Newly emergingTransformative learning 0→37 · Database transaction 0→34 · Financial literacy 0→32
Landmark Fintech Adoption Drivers for Innovation for SMEs in Indonesia · 143 cites
▼
Concerns281 · 31%
▼ 56%→29% share
▼0.5× share momentum0 median citations83% since 2021mostly empirical
Concern-flagged fintech research cooled from 56% to 29% field-share, yet Financial services risk papers still rose 9 to 149.
rising sub-themes (early→recent)
- Financial services9→149
- Financial inclusion1→56
- Payment2→27
- Investment (military)1→19
- Cryptocurrency1→17
Newly emergingFinancial market 0→22 · Big data 0→18 · Corporate governance 0→18
Landmark The FinTech Opportunity · 433 cites
RESEARCH HOTSPOTS · United States
Where fintech is researched across United States
Location clusters by institution affiliation — each city's volume, stance tone, and a quick read on its hot topic, what's advancing, the opening opportunity, and the main concern.
New York25 · +0.24
Seattle14 · +0.21
Philadelphia13 · +0.19
Boston12 · +0.34
Los Angeles8 · +0.42
Ann Arbor8 · +0.49
SF Bay Area5 · +0.42
Chicago5 · +0.08
Atlanta5 · +0.36
PATENT SIGNAL · United States
Who's filing fintech patents in the United States
United States fintech patent filing is accelerating — 20 filings from 16 assignees (2016–2025), led by Mastercard International, Verifone, Financial Cloud Innovations; annual filings 1→7.
20 filings16 assigneespeak 7/yr2016–2025
filing momentum (YoY 2016–2025)
top patent filers
- Mastercard International20
- Verifone4
- Financial Cloud Innovations2
- Atombeam Technologies2
- Salah ALI Khalil1
- LNW Gaming1
- Kassetty Nikhil1
- DR Mariappan RAJA1
Common questions
How many FinTech companies are there in North Carolina, United States?
Radar tracks 338 indexable FinTech companies headquartered in North Carolina, United States that meet our profile-completeness bar.
What is the total funding raised by FinTech companies in North Carolina, United States?
The FinTech companies in North Carolina, United States on this list have raised a combined $4.7B in disclosed equity funding across 110 funded companies.
Which is the highest-funded FinTech company in North Carolina, United States?
AvidXchange is the highest-funded FinTech company in North Carolina, United States, with $1.2B in disclosed equity funding.
How many FinTech companies in North Carolina, United States are funded?
110 of the 338 FinTech companies in North Carolina, United States on this list have disclosed at least one equity funding round.
How many FinTech unicorns are there in North Carolina, United States?
1 FinTech company in North Carolina, United States on this list is valued at $1B or more.
Who are the top investors in North Carolina, United States FinTech companies?
The most active investors in North Carolina, United States FinTech companies on this list include RevTech Labs, RevTech Labs Capital, CFV Ventures, Stacked, Tweener Fund.
Riya SenguptaFinancials
Riya reads income statements for fun. She covers the real money in a sector — revenue, growth, who actually earns — and never met a vague claim she didn't want a number for.