Best FinTech Companies in Colorado, United States
The 437 best FinTech companies in Colorado, United States in 2026, ranked by funding and momentum. Funding, investors, founders, valuation, tech stack and live signals. Top: Riot Platforms.
Biggest earners American Express Co ($10.5B, +9% YoY), Mastercard Inc ($8.3B, +13% YoY), Flex Ltd. ($6.6B, +4% YoY), Fiserv Inc ($5.0B, +10% YoY)
Our analysis of 243 FinTech companies
$56.0b in tracked funding; 98% of the stack-profiled cohort runs cloud-native; funding activity peaked in 2025.
Ranked: Best FinTech companies in Colorado
| # | Company | Disclosed funding | Last round | Employees | Founded | Founder | Patents & IP focus | Recent signals |
|---|---|---|---|---|---|---|---|---|
| 1 | Riot Platforms Platform offering bitcoin mining solutions 53Funding top 22%Fin. health top 35%Growth top 36%Talent top 38% All 9 signals ▾Fundingtop 22% Fin. healthtop 35% Growthtop 36% Talenttop 38% Newstop 48% Marketbottom 44% Globalbottom 39% Moatbottom 38% Techbottom 25% Funding: Raised $649M across 8 rounds · 8 rounds over 17 yrs (0.5/yr) Fin. health: Revenue ~$647M (FY2024) · Net margin -299.3% rank vs industry peers · Fliar Intelligence Index 53/100 | $649M | 18 mo ago | 3 | 2000 | Jason Les CEO | — | — |
| 2 | Avalara MyLodgeTax Cloud-based tax filling & management solutions for businesses 96Innovation top 7%Tech top 14%Patents top 19%Market top 20% All 13 signals ▾Innovationtop 7% Techtop 14% Patentstop 19% Markettop 20% Fundingtop 20% Globaltop 24% Moattop 31% Growthtop 33% Newstop 35% Producttop 35% Talenttop 36% Fin. healthtop 41% AItop 45% Innovation: 190 patents (top 3% of patent-holders) · 9 new-product events in 24 mo Tech: 82 technologies across 7/8 capability areas · Cloud: Amazon Cloudfront, Amazon S3 rank vs industry peers · Fliar Intelligence Index 96/100 | $343M | 58 mo ago | 2,601 2,304 → 5,635 (+145%) | 2003 | — | 190 patents Automated cross‑border tax calculation and compliance services for online transactions | 1 job opening |
| 3 | NFT Universe Online platform for NFT collectibles | $300M | 30 mo ago | 55 | 2023 | — | — | — |
| 4 | Friday Health Plans Online health insurance platform for individuals | $280M | 57 mo ago | 60 | 2015 | Sal Gentile Co-Founder | — | — |
| 5 | BillGO Provider of bill payment processing solutions for businesses and consumers | $177M | 29 mo ago | 288 | 2015 | Scott Miller Co-Founder | 14 patents Enterprise transaction processing, ledger management, and workflow automation systems | 3 job openings |
| 6 | AgentSync 🦄 Regulatory reporting software of insurance companies | $161M | 31 mo ago | 229 229 → 166 (-28%) | 2018 | Niranjan Sabharwal Cofounder & CEO | — | — |
| 7 | PaySimple Online Payment and Invoicing for small business | $137M | 115 mo ago | 3,016 | 2006 | — | — | — |
| 8 | Moov Provider of payment infrastructure enabling businesses to accept, store, send, and spend 37Funding top 21%Moat top 31%Growth top 35%Talent top 38% All 11 signals ▾Fundingtop 21% Moattop 31% Growthtop 35% Talenttop 38% Producttop 46% Patentsbottom 39% Globalbottom 37% Techbottom 35% Marketbottom 33% Innovationbottom 33% Newsbottom 22% Funding: Raised $125M across 7 rounds · 7 rounds over 6 yrs (1.2/yr) Moat: Editorial + unicorn rating 7/10 · IP moat: 11 patents rank vs industry peers · Fliar Intelligence Index 37/100 | $125M | 8 mo ago | 19 | 2016 | Robert Smith Co-Founder & President | 11 patents Patents concentrated in electrical & electronics | — |
| 9 | Billing Platform Provider of cloud-based platform for automating enterprise revenue lifecycle processes | $104M | 28 mo ago | 198 | 2009 | Leonid Solomonik Co-Founder & CTO | — | 1 launch |
| 10 | CyberGRX Cloud-based solutions for risk assessment and management | $100M | 78 mo ago | 141 | 2015 | — | — | — |
| 11 | Alviere Provider of embedded finance platform and financial products 67Funding top 22%Moat top 22%Talent top 33%Tech top 34% All 10 signals ▾Fundingtop 22% Moattop 22% Talenttop 33% Techtop 34% Growthtop 35% Innovationtop 40% Producttop 49% Marketbottom 45% Globalbottom 38% Newsbottom 21% Funding: Raised $75.0M across 4 rounds · 4 rounds over 5 yrs (0.8/yr) Moat: Editorial + unicorn rating 8/10 · Soonicorn rank vs industry peers · Fliar Intelligence Index 67/100 | $75M | 11 mo ago | 119 | 2020 | Pedro Silva Co-Founder & CEO | — | — |
| 12 | Salt lending Online platform for asset-backed loans for cryptocurrency | $65M | 27 mo ago | 54 | 2016 | — | 7 patents Blockchain-based digital asset collateral management and tokenized fund ownership platforms | 1 expansion |
| 13 | Flock Homes Alternative investment platform for real estate projects | $60M | 13 mo ago | 35 | 2018 | Ari Rubin Founder | — | — |
| 14 | Maxwell Customer experience and document management platform | $55M | 55 mo ago | 279 279 → 485 (+74%) | 2015 | John Paasonen Co-founder & CEO | 414 patents Photonic solid-state cooling and radiative heat‑sink technologies for thermal management. | — |
| 15 | Honeycomb Insurance AI-based comparison platform for real estate insurance | $55M | 25 mo ago | 65 | 2019 | Itai Ben-Zaken Co-Founder & CEO | — | — |
| 16 | ThreeFlow Benefits administration solutions for employees | $53M | 54 mo ago | 121 | 2015 | Richard Perrott CoFounder | 7 patents Advanced lenticular image manufacturing and printing technologies | 1 partnership |
| 17 | Elevate Online employee benefits solution for enterprises | $43M | 20 mo ago | 18 | 2020 | Brian Strom Co-Founder & CTO | — | 1 launch |
| 18 | QRails Card issuer processing solutions | $43M | 43 mo ago | 58 | 2016 | Naseer Nasim Board Advisor | — | — |
| 19 | Neat Loans Online platform for residential mortgage loans | $37M | 49 mo ago | 5 | 2017 | Luke Johnson Co-Founder & CEO | — | — |
| 20 | Tilled Provider of payment facilitation platform for software vendors and SaaS companies 45Funding top 22%Moat top 39%Market top 48%Talent bottom 49% All 7 signals ▾Fundingtop 22% Moattop 39% Markettop 48% Talentbottom 49% Techbottom 42% Globalbottom 32% Newsbottom 18% Funding: Raised $36.7M across 9 rounds · 9 rounds over 6 yrs (1.5/yr) Moat: Editorial + unicorn rating 7/10 · 9 curated direct competitors tracked rank vs industry peers · Fliar Intelligence Index 45/100 | $37M | 3 mo ago | 60 | 2005 | Caleb Avery Founder & CEO | — | — |
| 21 | Battle Bank Commercial bank | $37M | 25 mo ago | 19 | 2021 | Vincent Amato COO and Founder | — | — |
| 22 | Netgain Solutions Developer of NetSuite native software for accounting and financial management | $35M | 26 mo ago | 83 | 2018 | Nathan Smart Co-Founder & President | — | 1 launch · 1 partnership |
| 23 | Aidium Provider of software platform offering CRM solutions for mortgages | $28M | 27 mo ago | 34 | 2019 | Spencer Dusebout Co-Founder & CEO | — | 2 launchs · 1 partnership |
| 24 | ReThought Insurance Online comparison platform for commercial flood insurance | $28M | 40 mo ago | 40 | 2017 | Nicholas Lamparelli Co-Founder | — | — |
| 25 | Odyssey Energy Solutions Provider of end-to-end platform for distributed renewable energy finance | $28M | 17 mo ago | 8 | 2017 | Piyush Mathur Co-Founder & MD & CBO | — | 1 job opening |
| 26 | Ambrook Online lending marketplace for agricultural loans 57Tech top 21%Funding top 26%Growth top 28%Talent top 28% All 7 signals ▾Techtop 21% Fundingtop 26% Growthtop 28% Talenttop 28% Productbottom 48% Globalbottom 32% Marketbottom 24% Tech: 35 technologies across 7/8 capability areas · Cloud: Cloudflare, Google Cloud Funding: Raised $26.1M across 1 rounds · 1 rounds over 1 yrs (1.0/yr) rank vs industry peers · Fliar Intelligence Index 57/100 | $26M | 11 mo ago | 13 | 2021 | Dan Schlosser Co-Founder | — | — |
| 27 | Casa Platform offering self-custody solutions for cryptocurrency | $25M | 53 mo ago | 12 | 2016 | Nick Neuman CEO | — | 1 launch |
| 28 | Highwing Networking platform for brokers and insurers | $24M | 33 mo ago | 26 | 2018 | Erik Mitisek Founder | — | — |
| 29 | Infinicept Payment facilitator solutions for merchants | $23M | 49 mo ago | 77 | 2014 | Todd Ablowitz Co-Founder & Co-CEO | — | — |
| 30 | Backflip Online real estate portfolio management tools | $23M | 25 mo ago | 4 | 2020 | Joshua Ernst Co-Founder & CEO | — | 5 job openings · 1 launch |
| 31 | Brightwave AI-based financial management platform | $21M | 19 mo ago | — | 2023 | Brandon Kotara Co-Founder | — | 5 launchs · 1 partnership |
| 32 | Flyreel AI-based software solutions for insurance industry | $18M | 66 mo ago | 27 | 2013 | — | 32 patents AI-powered automated measurement and inspection of interior spaces via sensor and image analysis | — |
| 33 | Reserve Trust Escrow payment solutions | $18M | 58 mo ago | 79 | 2016 | Justin Guilder Co-Founder & CEO | — | — |
| 34 | DigniFi Provider of financing options for automotive, powersport, and RV industries | $14M | 25 mo ago | 97 | 2012 | — | — | 4 job openings |
| 35 | Payman AI Developer of an AI platform for banking transaction automation | $14M | 19 mo ago | — | 2024 | Prashanth Reddy Co-Founder & Chief Technology Officer | — | — |
| 36 | Dakota Provider of a stablecoin platform for storing and moving money | $12M | 11 mo ago | — | 2022 | Ryan Bozarth Co-Founder & CEO | 10 patents Fluorescence-based optical analysis instruments for sediments, nucleic acids, and target analytes | — |
| 37 | TradeOff Online virtual trading platform for gamers | $11M | 24 mo ago | 8 | 2017 | Rob Kuck CEO & President | — | — |
| 38 | IDmission KYC solutions for multiple sectors 62AI top 15%Tech top 28%Moat top 31%Talent top 35% All 13 signals ▾AItop 15% Techtop 28% Moattop 31% Talenttop 35% Producttop 41% Fundingtop 46% Growthtop 47% Markettop 49% Innovationbottom 44% Customersbottom 44% Patentsbottom 41% Globalbottom 37% Newsbottom 22% AI: Holds AI/ML patents (G06N-family CPC) Tech: 43 technologies across 5/8 capability areas · Cloud: Amazon Alb, Amazon Web Services rank vs industry peers · Fliar Intelligence Index 62/100 | $11M | 7 mo ago | 176 176 → 116 (-34%) | 2011 | Ashim Banerjee CEO | 6 patents Patents concentrated in computing, sensing & instrumentation | — |
| 39 | GloveBox Provider of an app-based policy management platform for individuals | $10M | 47 mo ago | 35 | 2019 | Sean Mulhern Co-Founder | — | — |
| 40 | Credit Fair Provider of small-dollar loan products | $10M | 46 mo ago | 1 | 2015 | Christopher Blakeley Founder & CEO | — | — |
| 41 | Comeryx Provider of AI-native excess and surplus insurance for artisan contractors 67Talent top 38%Funding top 41%AI top 45%Global bottom 48% All 4 signals ▾Talenttop 38% Fundingtop 41% AItop 45% Globalbottom 48% Talent: 2 named leaders on record · 2 C-suite/founder profiles curated Funding: Raised $7.5M across 1 rounds · 1 rounds over 1 yrs (1.0/yr) rank vs industry peers · Fliar Intelligence Index 67/100 | $8M | 3 mo ago | — | 2026 | Elad Kolet Co-Founder & CTO | — | 1 award |
| 42 | Entelligent Provider of climate data analytics for financial market participants and enterprises | $7M | 10 mo ago | 31 | 2011 | Thomas Stoner Co-Founder & CEO | 4 patents Climate data analytics and impact prediction platforms for environmental risk assessment | — |
| 43 | Income Lab Developer of software for retirement income planning and financial advising | $5M | 16 mo ago | 17 | 2018 | Johnny Poulsen Co-Founder & CEO | — | 1 launch · 1 expansion |
| 44 | CreditPulse Provider of AI and subscription-based platform for credit risk management | $3M | 22 mo ago | — | 2007 | Jordan Esbin Founder & CEO | — | 1 job opening · 1 partnership |
| 45 | Deduction Provider of AI-powered tax preparation and filing services with CPA oversight | $3M | 6 mo ago | — | 2024 | Jonathan Kieliszak Co-Founder & CTO | — | — |
| 46 | LicenseLead Online platform for the private market data | $2M | 20 mo ago | 3 | 2022 | Mark Leonard Co-Founder & CEO | — | — |
| 47 | GoodBread Provider of small business loans focusing on relationship-building and alternative credit assessment | $1M | 2 mo ago | — | 2023 | Noa Conger Simons Co-Founder | — | — |
| 48 | Straddle Financial infrastructure company that offers a unified platform for bank payments | $1M | 22 mo ago | — | 2023 | Keith Raphael Co-Founder & CEO | — | — |
| 49 | Locus Provider of payment infrastructure and policy enforcement for autonomous agents | $500K | 8 mo ago | — | 2025 | Cole Dermott Co-Founder | 556 patents Patents concentrated in chemistry & materials | 1 launch |
| 50 | Icecap NFT-based trading platform for diamonds | $100K | 17 mo ago | 2 | 2019 | — | 2 patents Blockchain-based diamond custody and NFT tracking for secure gemstone provenance | — |
Top 12 FinTech companies in Colorado
#1
Series B · Boulder, Colorado · founded 2005 · 60 employees$36.7Mraised▾
Provider of payment facilitation platform for software vendors and SaaS companies. The platform offers tools and programs designed to enable revenue generation from credit card acceptance. It provides application programming interfaces for payment processing. The company focuses on providing payment solutions, allowing businesses to concentrate on their primary activities.
- Mar 2026Series B$1M
- Oct 2025Series B$1.7M
- Apr 2025Series B$1.2M
- Jul 2024Series B$16.5M
#2
Series B · Golden, Colorado · founded 2016 · 19 employees$125Mraised▾
Provider of payment infrastructure enabling businesses to accept, store, send, and spend. The platform offers tools for card acceptance, bank payments, and virtual spending cards. It provides prebuilt payment user interfaces, a dashboard, and data synchronization capabilities. The infrastructure supports various use cases, including digital banking, construction, and fundraising.
- Sep 2025Series B$4M
- Nov 2024Series B$19.6M
- Jun 2024Series B$7.5M
- Jan 2023Series B$45M
#3
Acquired · Castle Rock, Colorado · founded 2000 · 3 employees$648.8Mraised▾
Platform offering bitcoin mining solutions
- Dec 2024Post IPO$594.4M
- Jul 2023Post IPO—
- Feb 2019Post IPO$7.1M
- Dec 2017Post IPO$37M
#4
Series B · Denver, Colorado · founded 2020 · 119 employees$75Mraised▾
Provider of embedded finance platform and financial products. This platform enables enterprises to offer various financial services directly to their customers. These services include accounts and wallets, card issuance, payment processing, and global money transfers. The platform is designed to be flexible and configurable, allowing businesses to tailor financial offerings to their specific needs. It integrates technology and program support with the security of a licensed financial institution. The goal is to help businesses increase customer engagement, generate new revenue streams, and streamline existing financial flows.
- Jun 2025Series B$8.4M
- May 2024Series B$5M
- Jun 2022Conventional Debt—
- Oct 2021Series B$50M
#5
Seed · Denver, Colorado · founded 2026$7.5Mraised▾
Provider of AI-native excess and surplus insurance for artisan contractors. It offers a digital platform designed for the small business artisan contractors market. The platform automates underwriting, enabling wholesalers to quote, bind, and issue complex risks. It combines AI technology with insurance expertise to provide a streamlined experience.
- Feb 2026Seed$7.5M
#6
Series A · Boulder, Colorado · founded 2011 · 176 employees$11.1Mraised▾
IDmission provides KYC solutions for multiple sectors. It offers solutions such as onboarding, document authentication, identity verification, employee onboarding, merchant acquiring, and more. It offers solutions to financial institutions, hospitality, government, and more.
- Nov 2025Series A$1000K
- May 2025Series A$1000K
- Apr 2022Series A$500K
- Apr 2022Conventional Debt—
#7
Series B · Denver, Colorado · founded 2018 · 35 employees$59.6Mraised▾
Alternative investment platform for real estate projects. It allows users to make investments in rental residential and industrial properties. It offers tools for managing cash flows, price appreciation, depreciation, property valuations, tracking monthly incomes, tax savings, and risk assessment solutions.
- May 2025Series B$20M
- Mar 2025Series A$21.7M
- Mar 2022Series A$26M
- Feb 2022Series A$32M
#8
Series A · Denver, Colorado · founded 2021 · 13 employees$26.1Mraised▾
Online lending marketplace for agricultural loans. It allows farmers to discover and apply for grants, loans, and financial assistance for agricultural operation. It offers a back-office manages platform for farmers. It also allows producers to apply for farm assistance.
- Jul 2025Series A$26.1M
#9
Funding Raised · Boulder, Colorado · founded 2023$1.4Mraised▾
Provider of small business loans focusing on relationship-building and alternative credit assessment. It offers loans to small businesses, prioritizing understanding the applicant's overall profile beyond traditional credit scores. The lending process emphasizes transparency and aims to provide faster decisions than traditional banks. The company is currently in a beta program, refining its products and expanding its loan capacity. It seeks to build partnerships with businesses, going beyond simply providing capital.
- Apr 2026Grant (prize money)$1.4M
#10
Series A · Boulder, Colorado · founded 2022$12.5Mraised▾
Provider of a stablecoin platform for storing and moving money. This infrastructure enables the storage of digital assets and facilitates the transfer of funds. The system provides operational accounts for managing financial transactions and offers tools for developers to integrate these capabilities into other applications.
- Jul 2025Series A$12.5M
#11
Series B · Boulder, Colorado · founded 2011 · 31 employees$6.8Mraised▾
Provider of climate data analytics for financial market participants and enterprises. The company offers data-driven solutions designed for risk management, alpha generation, financial product development, and regulatory compliance. Its energy factor model aims to uncover opportunities and risks related to the energy transition. The company’s methodology brings trust and verifiability to environmental, social, and governance reporting.
- Jul 2025Series B$10.3M
- May 2023Series A$1.1M
- Jan 2022Series A$5.7M
#12
Seed · Denver, Colorado · founded 2024$2.8Mraised▾
Provider of AI-powered tax preparation and filing services with CPA oversight. The service organizes financial documents and offers advice throughout the year. Returns are verified by professional CPAs to ensure accuracy. The platform secures sensitive information and provides a vault for document storage.
- Nov 2025Seed$2.8M
Funding & investor landscape
Notable founders
Market landscape — 10 sub-themes by coverage
Share of FinTech coverage by sub-theme.
Regulatory-risk over time rising
Funding & growth over time
funding rising · growth rising
How research on Fintech is moving in the United States
A read on the academic research around Fintech — which themes are gaining ground, the institutions and researchers driving them, and how the tone is shifting. Based on 907 United States-affiliated papers.
- Film Independent54
- United States Department of Commerce26
- Community Partners22
- University of Virginia18
- International Monetary Fund12
- Financial services42
- Database transaction16
- Payment15
- Scalability12
- Credit risk11
- Financial services7→190
- Financial inclusion2→74
- Payment2→50
- Mobile payment3→29
- Leverage (statistics)1→21
- Financial services9→149
- Financial inclusion1→56
- Payment2→27
- Investment (military)1→19
- Cryptocurrency1→17
Where fintech is researched across United States
Location clusters by institution affiliation — each city's volume, stance tone, and a quick read on its hot topic, what's advancing, the opening opportunity, and the main concern.
Who's filing fintech patents in the United States
United States fintech patent filing is accelerating — 20 filings from 16 assignees (2016–2025), led by Mastercard International, Verifone, Financial Cloud Innovations; annual filings 1→7.
- Mastercard International20
- Verifone4
- Financial Cloud Innovations2
- Atombeam Technologies2
- Salah ALI Khalil1
- LNW Gaming1
- Kassetty Nikhil1
- DR Mariappan RAJA1