Best FinTech Companies in Michigan, United States
The 239 best FinTech companies in Michigan, United States in 2026, ranked by funding and momentum. Funding, investors, founders, valuation, tech stack and live signals. Top: Acrisure.
Biggest earners American Express Co ($10.5B, +9% YoY), Mastercard Inc ($8.3B, +13% YoY), Flex Ltd. ($6.6B, +4% YoY), Fiserv Inc ($5.0B, +10% YoY)
Our analysis of 243 FinTech companies
$56.0b in tracked funding; 98% of the stack-profiled cohort runs cloud-native; funding activity peaked in 2025.
Ranked: Best FinTech companies in Michigan
| # | Company | Disclosed funding | Last round | Stage | Employees | Founded | Tech stack | Patents & IP focus | Recent signals |
|---|---|---|---|---|---|---|---|---|---|
| 1 | Acrisure 🦄 Provider of insurance and business solutions for individuals and businesses 69Funding top 20%Tech top 25%Product top 31%Moat top 31% All 10 signals ▾Fundingtop 20% Techtop 25% Producttop 31% Moattop 31% Innovationtop 37% Growthtop 40% Newstop 42% Markettop 46% Talenttop 46% Globalbottom 37% Funding: Raised $6.2B across 8 rounds · 8 rounds over 16 yrs (0.5/yr) Tech: 56 technologies across 5/8 capability areas · Cloud: Azure, Cloudflare rank vs industry peers · Fliar Intelligence Index 69/100 | $6.2B | 12 mo ago | Acquired | 70 | 2005 | Apple iCloud MailNode.jsZoho+34 | — | — |
| 2 | OneStream Software 🦄 Developer of a platform for enterprise finance management and planning | $200M | 62 mo ago | Acquired | 688 | 2010 | LithiumNode.jsPHP+16 | — | — |
| 3 | Revolution Money Alternate card payment system | $92M | 206 mo ago | Acquired | — | 2007 | — | 44 patents Online payment processing and digital transaction management platforms. | — |
| 4 | Autobooks Integrated banking platform offering invoicing, payments, accounting for small businesses | $90M | 13 mo ago | Series C | 115 115 → 96 (-17%) | 2015 | Cart FunctionalityHubSpot CMS HubApple iCloud Mail+24 | — | 1 partnership |
| 5 | Sentieo Equity research applications for institutional investors | $68M | 60 mo ago | Acquired | 50 | 2012 | WordPressMySQLPHP+38 | 5 patents Automated analysis and extraction of financial statements and related documents. | — |
| 6 | Xeeva AI-powered spend management and procurement software for actionable insights | $40M | 98 mo ago | Acquired | 41 | 2014 | WordPressUnbounceMySQL+33 | 18 patents Automated data cleaning and enrichment for big‑data record integrity using AI models | — |
| 7 | CertifID Fraud detection solution for businesses 50News top 24%Growth top 25%Funding top 28%Talent top 35% All 10 signals ▾Newstop 24% Growthtop 25% Fundingtop 28% Talenttop 35% Moattop 37% Techtop 40% Patentsbottom 44% Innovationbottom 40% Globalbottom 37% Marketbottom 29% News: 6 BI events in 12 mo (of 14 tracked, 3 types) · 2 high-value events (IPO/M&A/funding/contracts) in 12 mo Growth: Fresh capital in last 24 mo rank vs industry peers · Fliar Intelligence Index 50/100 | $34M | 11 mo ago | Series C | 11 | 2007 | WebflowCart FunctionalitySalesforce+21 | 6 patents Secure digital identity verification for electronic transactions and communications | 1 job opening |
| 8 | Groundspeed Automates claim data process for commercial insurance brokers | $32M | 65 mo ago | Acquired | 71 | 2016 | — | — | — |
| 9 | CrowdRise Online fundraising website for charitable and personal causes | $31M | 126 mo ago | Acquired | 332 | 2010 | — | — | — |
| 10 | miEdge Providing lead generation to Insurance Industry | $28M | 140 mo ago | Acquired | 14 | 2011 | — | — | — |
| 11 | Mahalo Banking Provider of omnichannel banking solution | $20M | 47 mo ago | Series B | 13 | 2017 | — | — | 5 partnerships |
| 12 | fizz Credit builder debit cards for students | $19M | 24 mo ago | Seed | 9 | 2021 | Framer SitesReactTikTok Pixel+15 | — | — |
| 13 | Coinshift Provider of onchain business ecosystem for payments, accounting, and capital management | $18M | 50 mo ago | Series A | 18 | 2021 | Node.jsThree.jsVue.js+10 | — | — |
| 14 | Everdays App-based platform for cremation services | $17M | 88 mo ago | Series A | 11 11 → 18 (+64%) | 2017 | UnbounceNode.jsUbuntu+24 | — | — |
| 15 | Earnity Portfolio management solutions for cryptocurrency | $15M | 54 mo ago | Deadpooled | 29 | 2014 | — | — | — |
| 16 | InvestNext Online investment platform for managing real estate funds and REITs | $13M | 16 mo ago | Series B | 34 | 2016 | WordPressMySQLPHP+37 | — | 1 launch |
| 17 | Stratos Card Decentralized finance platform offering crypto loans, staking, and DeFi solutions | $12M | 133 mo ago | Acquired | — | 2012 | — | — | — |
| 18 | LitFinancial Provider of mortgage brokering services for home purchase, refinance, and equity | $10M | 6 mo ago | Funding Raised | — | 2024 | Froala EditorSalesforcePHP+22 | — | 1 job opening |
| 19 | Plinqit Automated micro-savings app | $10M | 51 mo ago | Series A | 16 | 2015 | Apple iCloud MailGoogle WorkspaceGoogle Maps+12 | — | — |
| 20 | ConnectPay Payroll and HR solution provider | $8M | 86 mo ago | Series A | 86 86 → 178 (+107%) | 2008 | HubSpot CMS HubZohoBootstrap+27 | — | 4 job openings |
| 21 | Enrex Provider of blockchain-based carbon allowances and renewable energy certificates markets | $8M | 54 mo ago | Funding Raised | 12 | 2021 | — | — | — |
| 22 | Larky Platform offering coalition loyalty software | $7M | 30 mo ago | Seed | 15 | 2012 | — | — | 6 partnerships |
| 23 | ISD Corporation Payment management software and solutions for merchants | $6M | 235 mo ago | Acqui-Hired | 10 | 1985 | — | — | — |
| 24 | GenerationOne Provider of care management and cost containment software for clinics | $5M | 187 mo ago | Series A | 5 | 2006 | — | 2 patents Digital health platforms for context-aware patient reminders and remote health management | — |
| 25 | FairSide Online platform offering solutions related to DeFi insurance | $4M | 55 mo ago | Series A | 6 | 2021 | SentryNode.jsRadix UI+14 | — | — |
| 26 | PawnGuru Online marketplace for pawn loans | $4M | 100 mo ago | Deadpooled | 6 | 2014 | — | — | — |
| 27 | Tandem Online expenses sharing platform for couples | $4M | 29 mo ago | Seed | 6 | 2020 | Webflow EcommerceCart FunctionalityWebflow+12 | 34 patents Optimized photovoltaic module designs with parameter matching and UV‑filtering technologies | — |
| 28 | Decision Technologies Corporation Investment analysis & comparison platform | $3M | 69 mo ago | Series A | 42 | 2015 | — | — | — |
| 29 | Fidesic Account payable and receivable software for businesses | $3M | 275 mo ago | Series A | 2 | 2001 | HubSpot CMS HubAzureSplide+20 | — | — |
| 30 | Facility Health Risk management solution provider for the health industry | $2M | 60 mo ago | Acquired | 61 | 2016 | — | — | — |
| 31 | Bridge Decentralized exchange platform for cryptocurrencies | $2M | 64 mo ago | Funding Raised | 8 | 2020 | — | — | — |
| 32 | Orion Money Online platform offering crypto-based banking solutions | $2M | 56 mo ago | Deadpooled | — | 2021 | — | — | — |
| 33 | Northern Initiatives Online platform for business loans | $2M | 178 mo ago | Funding Raised | 48 | 1985 | WordPressMySQLSalesforce+29 | — | 1 award |
| 34 | International Bancard API-based payment gateway | $1M | 74 mo ago | Funding Raised | 54 | 2001 | — | — | — |
| 35 | Totle Crypto-asset management platform | $1M | 89 mo ago | Deadpooled | 15 | 2017 | — | 7 patents Cryptocurrency trading platform and exchange system | — |
| 36 | Spendji Software-based platform for expense management solutions | $600K | 216 mo ago | Deadpooled | — | 2005 | — | — | — |
| 37 | Munetrix Provider of K-12 performance analytics software for data-driven school management | $500K | 56 mo ago | Series A | 27 | 2010 | FusionChartsUbuntuBootstrap+18 | — | — |
| 38 | Brilliance Credit Purchase financing provider to jewellery shops and pawnshops. | $500K | 122 mo ago | Deadpooled | — | 2014 | — | — | — |
| 39 | AMI Strategies Provider of vendor management solutions for telecom, technology, and utility expenses | $362K | 74 mo ago | Funding Raised | 35 35 → 71 (+103%) | 1991 | — | — | — |
| 40 | Loquidity Real estate crowdfunding platform offering debt and equity investments to accredited investors. | $285K | 139 mo ago | Deadpooled | — | 2014 | — | — | — |
| 41 | Altovista Technology AI-driven behavioral risk management for transparent, real-time insights and safer communities | $265K | 74 mo ago | Funding Raised | 34 | 2018 | — | — | — |
| 42 | Gravity Software Cloud-based accounting software | $250K | 88 mo ago | Funding Raised | — | 2004 | HubSpot CMS HubEnvoycore-js+20 | — | — |
| 43 | Bankjoy Mobile banking solutions for credit unions | $120K | 39 mo ago | Seed | 60 | 2014 | WebflowGSAPHubSpot+21 | — | — |
| 44 | Orion Trading Systems Software solution for multi-asset trading | $100K | 67 mo ago | Funding Raised | 3 | 2015 | Cart FunctionalitySquarespace CommerceSquarespace+13 | — | — |
Top 12 FinTech companies in Michigan
#1
Acrisure 🦄Acquired · Grand Rapids, Michigan · founded 2005 · 70 employees$6.2Braised▾
Provider of insurance and business solutions for individuals and businesses. This includes personal insurance products, mortgage services, and a range of business insurance options catering to both small and large enterprises. Employee benefit services and cybersecurity solutions are also offered. The company supports clients across various industries with specialized expertise and reinsurance capabilities. They provide a variety of solutions designed to meet diverse needs and facilitate efficient decision-making.
- May 2025Series D$2.1B
- May 2022Series C$725M
- Mar 2021Series C$3.5B
- Dec 2018Series B$2B
#2
Funding Raised · Troy, Michigan · founded 2024$10.3Mraised▾
Provider of mortgage brokering services for home purchase, refinance, and equity. The company facilitates access to various loan types, including conventional, FHA, VA, jumbo, home equity, DSCR, and bank statement loans. It connects individuals with brokers to explore mortgage options. The company offers resources such as calculators and information on different programs.
- Dec 2025Conventional Debt$2.3M
- Sep 2025Conventional Debt$2M
- Jan 2025Conventional Debt$6M
#3
Series C · Detroit, Michigan · founded 2015 · 115 employees$90.5Mraised▾
Integrated banking platform offering invoicing, payments, accounting for small businesses. It partners with financial institutions to provide small businesses with tools for invoicing, payment acceptance, accounting, and financial management directly within their existing online and mobile banking platforms. The platform enables businesses to send professional invoices, accept online and in-person payments via various methods like cards, links, and QR codes, and manage their finances with bookkeeping and reporting features. It aims to streamline financial operations, improve cash flow, and reduce reliance on third-party apps by integrating these services directly into the banking experience. This SaaS solution offers a seamless, secure, and credible way for small businesses to handle their finances, get paid faster, and grow their business.
- May 2025Series C$40M
- Jun 2022Series C$50M
- Mar 2021Series B$25M
- Feb 2018Series A$10M
#4
Series C · Grand Rapids, Michigan · founded 2007 · 11 employees$34.2Mraised▾
Fraud detection solution for businesses. The solution is used by banks to ensure the identity of the user for payment transfers. The company employs Two-factor authentication, knowledge-based authentication, digital verification, and bank account confirmation for each transfer to prevent fraud.
- Jul 2025Series C$47.5M
- Sep 2023Series B$20M
- May 2022Series A$12.5M
- Oct 2018Conventional Debt$1.8M
#5
Series B · Detroit, Michigan · founded 2016 · 34 employees$13.2Mraised▾
Online investment platform for managing real estate funds and REITs. The platform offers investors a professional experience and attempts to update how real estate investment businesses raise and administer cash. Additionally, it aids companies in tracking their investment portfolios, setting goals, and effectively managing their finances.
- Jan 2025Series B$15M
- Apr 2023Series A$8.2M
- Sep 2021Seed$4.3M
- Feb 2021Seed$600K
#6
Seed · Southfield, Michigan · founded 2021 · 9 employees$18.5Mraised▾
Developer of debit card application intended to build credit and earn cash back around campus. The company's application empowers college students to achieve the financial freedom they deserve, and the credit score to secure a better future, providing students with safe ways to build their credit scores.
#7
Seed · Ann Arbor, Michigan · founded 2012 · 15 employees$6.9Mraised▾
Platform offering coalition loyalty software. It offers card linked loyalty and engagement software offering card linked discounts at local merchants. It helps in driving interchange revenue, wallet share, user acquisition, and retention. It negotiates discounts at local and national merchants in financial institutions backyards and then sends location based mobile alerts to their users when they are physically near a merchant discount. Alerts can be used by the FIs to do marketing for car loans, mortgages, and other financial products.
- Nov 2023Seed$2M
- Mar 2023Seed$1.4M
- Nov 2021Seed—
- Jul 2019Seed$2.1M
#8
Acquired · Rochester, Michigan · founded 2010 · 688 employees$200Mraised▾
Developer of a platform for enterprise finance management and planning. The platform unifies financial and operational data, embeds artificial intelligence, and adapts to business needs. It offers solutions for financial close, account reconciliations, planning, forecasting, and reporting. The platform provides tools for automating tasks and transforming financial data into strategic insights.
- Apr 2021Series B$200M
#9
Acquired · Harbor Beach, Michigan · founded 2012 · 50 employees$68.5Mraised▾
Sentieo offers equity research applications for institutional investors. Offers financial document search from its database of SEC filings, conference call transcripts, company press releases, investor presentations, and more. It also provides Equity Data Terminal for accessing financials with multiple data points and a charting engine for plotting Sentieo's data sets.
- May 2021Series B$20M
- Sep 2019Series A$10.5M
- Nov 2018Series A$1M
- Oct 2018Series A$30.9M
#10
Seed · Ann Arbor, Michigan · founded 2020 · 6 employees$3.7Mraised▾
Online expenses sharing platform for couples
- Jan 2024Seed$3.7M
- Jun 2022Seed—
#11
Series B · Chelsea, Michigan · founded 2017 · 13 employees$20Mraised▾
Provider of omnichannel banking solutions. It provides solutions for credit unions. The solution can be integrated with core banking software. It allows credit unions to offer services via web and mobile-based channels.
- Jul 2022Series B$20M
#12
Series A · Wyoming, Michigan · founded 2021 · 18 employees$17.5Mraised▾
Provider of onchain business ecosystem for payments, accounting, and capital management. The platform offers access to capital growth, payments, and accounting software. It provides decentralized financial products and assets, including a yield-bearing stablecoin. The platform enables organizations to access banking services without limitations.
- Mar 2022Series A$15M
- Sep 2021Seed$2.5M
Funding & investor landscape
Notable founders
Market landscape — 10 sub-themes by coverage
Share of FinTech coverage by sub-theme.
Regulatory-risk over time rising
Funding & growth over time
funding rising · growth rising
What Michigan researches in fintech
University of Michigan–Ann Arbor and peers cautiously advance research on fintech, crowdfunding, and blockchain applications, with a mildly optimistic but concern-aware tone reflecting measured progress.
- University of Michigan–Ann Arbor7
- Western Michigan University2
- Michigan Technological University2
- Michigan State University2
- University of Michigan1
Common questions
Rohit lives in the feed. He covers what's moving right now — the funding rounds, launches and shifts breaking across the trade press — and ties them back to where the sector is heading.