Best FinTech Companies in Florida, United States
The 1344 best FinTech companies in Florida, United States in 2026, ranked by funding and momentum. Funding, investors, founders, valuation, tech stack and live signals. Top: Marathon Digital Holdings.
Biggest earners American Express Co ($10.5B, +9% YoY), Mastercard Inc ($8.3B, +13% YoY), Flex Ltd. ($6.6B, +4% YoY), Fiserv Inc ($5.0B, +10% YoY)
Our analysis of 243 FinTech companies
$56.0b in tracked funding; 98% of the stack-profiled cohort runs cloud-native; funding activity peaked in 2025.
Ranked: Best FinTech companies in Florida
| # | Company | Disclosed funding | Last round | Stage | Employees | Founder | Patents & IP focus | Recent signals |
|---|---|---|---|---|---|---|---|---|
| 1 | Marathon Digital Holdings Operator of data centers focused on energy transformation and digital assets 78Funding top 14%Tech top 26%Growth top 30%News top 32% All 10 signals ▾Fundingtop 14% Techtop 26% Growthtop 30% Newstop 32% Talenttop 38% Fin. healthtop 39% Markettop 44% Moattop 48% Globalbottom 43% Partnersbottom 35% Funding: Raised $1.8B across 2 rounds · 2 rounds over 2 yrs (1.0/yr) Tech: 52 technologies across 5/8 capability areas · Cloud: Cloudflare rank vs industry peers · Fliar Intelligence Index 78/100 | $1.8B | 10 mo ago | Public | 60 | Fred Thiel CEO & Chairman | — | — |
| 2 | eCapital Provider of asset-based, supply chain, and invoice financing solutions 74Funding top 20%Tech top 31%Talent top 31%Growth top 35% All 12 signals ▾Fundingtop 20% Techtop 31% Talenttop 31% Growthtop 35% Fin. healthtop 35% Partnerstop 37% Markettop 43% Newstop 44% Producttop 47% Customerstop 50% Moatbottom 43% Globalbottom 37% Funding: Raised $470M across 8 rounds · 8 rounds over 2 yrs (4.0/yr) Tech: 46 technologies across 5/8 capability areas · Cloud: Amazon Alb, Amazon Web Services rank vs industry peers · Fliar Intelligence Index 74/100 | $470M | 8 mo ago | Acquired | 155 | Marius Silvasan Co-CEO | — | — |
| 3 | American Bitcoin Operator of a platform focused on Bitcoin mining and accumulation 32Funding top 28%Talent top 28%Tech bottom 42%Market bottom 31% All 5 signals ▾Fundingtop 28% Talenttop 28% Techbottom 42% Marketbottom 31% Globalbottom 25% Funding: Raised $220M across 1 rounds · 1 rounds over 1 yrs (1.0/yr) Talent: 3 named leaders on record · 3 C-suite/founder profiles curated rank vs industry peers · Fliar Intelligence Index 32/100 | $220M | 7 mo ago | Series D | — | Donald Trump Co-Founder | — | — |
| 4 | OpenFX Provider of infrastructure for instant, low-cost, cross-border foreign exchange liquidity 40Funding top 20%Talent bottom 49%Global bottom 45%Tech bottom 44% All 5 signals ▾Fundingtop 20% Talentbottom 49% Globalbottom 45% Techbottom 44% Marketbottom 40% Funding: Raised $117M across 2 rounds · 2 rounds over 1 yrs (2.0/yr) Talent: 1 named leader on record · 1 C-suite/founder profile curated rank vs industry peers · Fliar Intelligence Index 40/100 | $117M | 2 mo ago | Series A | — | Prabhakar Reddy Founder & CEO | — | 1 launch |
| 5 | Slide Insurance Provider of homeowners insurance 91Fin. health top 11%Funding top 22%Growth top 25%News top 26% All 9 signals ▾Fin. healthtop 11% Fundingtop 22% Growthtop 25% Newstop 26% Producttop 28% Moattop 31% Techtop 35% Markettop 37% Globalbottom 37% Fin. health: Revenue ~$389M (FY2026) · Net margin 35.8% Funding: Raised $100M across 3 rounds · 3 rounds over 5 yrs (0.6/yr) rank vs industry peers · Fliar Intelligence Index 91/100 | $100M | 23 mo ago | Public | 150 | — | — | — |
| 6 | Lighter Decentralized order book exchange for spot trading 60Funding top 19%Growth top 28%Tech top 32%Innovation top 41% All 11 signals ▾Fundingtop 19% Growthtop 28% Techtop 32% Innovationtop 41% Patentstop 44% Producttop 46% Moatbottom 49% Talentbottom 49% Marketbottom 44% Globalbottom 35% Customersbottom 19% Funding: Raised $89.0M across 2 rounds · 2 rounds over 2 yrs (1.0/yr) Growth: Web rank 1,000,000 → 500,000 YoY · Fresh capital in last 24 mo rank vs industry peers · Fliar Intelligence Index 60/100 | $89M | 7 mo ago | Series B | — | Vladimir Novakovski Founder & CEO | 20 patents Design and manufacturing of portable lighter mechanisms and tray accessories | — |
| 7 | Finally AI and cloud-based accounting and bookkeeping solutions for businesses 67Tech top 16%Moat top 22%Funding top 27%Talent top 28% All 10 signals ▾Techtop 16% Moattop 22% Fundingtop 27% Talenttop 28% AItop 45% Producttop 46% Growthbottom 47% Marketbottom 44% Globalbottom 29% Newsbottom 21% Tech: 52 technologies across 7/8 capability areas · Cloud: Amazon Ses, Amazon Web Services Moat: Editorial + unicorn rating 8/10 · Soonicorn rank vs industry peers · Fliar Intelligence Index 67/100 | $73M | 21 mo ago | Series B | 104 | Glennys Rodriguez Co-Founder & COO | — | — |
| 8 | Homee Online marketplace to book on-demand home service professionals 37Funding top 30%Moat top 37%Product top 40%Customers top 41% All 12 signals ▾Fundingtop 30% Moattop 37% Producttop 40% Customerstop 41% Growthtop 43% Techbottom 49% Talentbottom 49% Marketbottom 38% Globalbottom 37% Innovationbottom 35% Patentsbottom 35% Newsbottom 18% Funding: Raised $57.8M across 6 rounds · 6 rounds over 9 yrs (0.7/yr) Moat: Editorial + unicorn rating 7/10 · IP moat: 6 patents rank vs industry peers · Fliar Intelligence Index 37/100 | $58M | 19 mo ago | Series C | 72 | Doug Schaedler Co-Founder & CEO | 6 patents Property management SaaS platform for orchestrating owner services | — |
| 9 | Janover Provider of real estate financing services 50Innovation top 29%Funding top 32%Tech top 35%Product top 35% All 10 signals ▾Innovationtop 29% Fundingtop 32% Techtop 35% Producttop 35% Partnerstop 45% Fin. healthtop 46% Growthbottom 45% Globalbottom 37% Marketbottom 31% Newsbottom 27% Innovation: 5 new-product events in 24 mo Funding: Raised $42.0M across 1 rounds · 1 rounds over 1 yrs (1.0/yr) rank vs industry peers · Fliar Intelligence Index 50/100 | $42M | 14 mo ago | Public | 22 22 → 27 (+23%) | — | — | — |
| 10 | Taxfyle Online tax filing services for individuals and businesses 60Funding top 28%Tech top 28%Talent top 38%Moat top 39% All 10 signals ▾Fundingtop 28% Techtop 28% Talenttop 38% Moattop 39% Growthtop 45% Producttop 46% Marketbottom 48% Customersbottom 47% Globalbottom 36% Newsbottom 27% Funding: Raised $35.0M across 8 rounds · 8 rounds over 11 yrs (0.7/yr) Tech: 52 technologies across 6/8 capability areas · Cloud: Cloudflare, Google Cloud rank vs industry peers · Fliar Intelligence Index 60/100 | $35M | 11 mo ago | Series B | 106 | Michael Mouriz Co-Founder & COO | — | — |
| 11 | Hemi Proof-of-Proof security delivers superior decentralization 62Talent top 28%Funding top 30%Tech top 33%Growth top 45% All 6 signals ▾Talenttop 28% Fundingtop 30% Techtop 33% Growthtop 45% Globaltop 45% Marketbottom 47% Talent: 3 named leaders on record · 3 C-suite/founder profiles curated Funding: Raised $30.0M across 2 rounds · 2 rounds over 2 yrs (1.0/yr) rank vs industry peers · Fliar Intelligence Index 62/100 | $30M | 9 mo ago | Series B | — | Maxwell Sanchez Co-Founder & CTO | — | — |
| 12 | Flex Internet digital bank for business banking 57Tech top 22%Funding top 25%Patents top 27%Growth top 35% All 11 signals ▾Techtop 22% Fundingtop 25% Patentstop 27% Growthtop 35% Moattop 35% Talenttop 38% Innovationtop 40% Producttop 46% Globalbottom 49% Marketbottom 30% Customersbottom 11% Tech: 54 technologies across 6/8 capability areas · Cloud: Cloudflare, Netlify Funding: Raised $29.0M across 6 rounds · 6 rounds over 3 yrs (2.0/yr) rank vs industry peers · Fliar Intelligence Index 57/100 | $29M | 6 mo ago | Series B | 16 | Hadi Solh Co-Founder | 107 patents Disposable feminine hygiene devices and smart connected medical delivery systems | 2 job openings |
| 13 | OneBlinc An online lending platform for federal employees 45Customers top 26%Tech top 37%Moat top 39%Funding top 44% All 10 signals ▾Customerstop 26% Techtop 37% Moattop 39% Fundingtop 44% Growthtop 50% Talentbottom 49% Productbottom 48% Marketbottom 40% Globalbottom 37% Newsbottom 22% Customers: App rating 4.1★ (1,949 reviews) · Review volume +262% in 6 mo Tech: 28 technologies across 6/8 capability areas · Cloud: Amazon Cloudfront, Amazon S3 rank vs industry peers · Fliar Intelligence Index 45/100 | $28M | 17 mo ago | Series A | 81 | Fabio Torelli CEO & Co-Founder | — | — |
| 14 | XFX Provider of real-time cross-border payment settlement services 21Funding top 36%Talent bottom 49%Tech bottom 34%Global bottom 33% All 5 signals ▾Fundingtop 36% Talentbottom 49% Techbottom 34% Globalbottom 33% Marketbottom 31% Funding: Raised $26.0M across 2 rounds · 2 rounds over 1 yrs (2.0/yr) Talent: 1 named leader on record · 1 C-suite/founder profile curated rank vs industry peers · Fliar Intelligence Index 21/100 | $26M | 2 mo ago | Series A | — | Santiago Alvarado Co-Founder & CEO | — | — |
| 15 | Payall Developer of cross-border remittance solutions for banks 40Funding top 34%Growth top 35%Tech top 48%Moat top 48% All 7 signals ▾Fundingtop 34% Growthtop 35% Techtop 48% Moattop 48% Talentbottom 49% Globalbottom 37% Marketbottom 29% Funding: Raised $25.7M across 3 rounds · 3 rounds over 4 yrs (0.8/yr) Growth: Fresh capital in last 24 mo rank vs industry peers · Fliar Intelligence Index 40/100 | $26M | 12 mo ago | Series A | 33 | Gary Palmer Founder & CEO | — | — |
| 16 | Kapitale Provider of funding solutions for small businesses with flexible repayment 35Funding top 44%Talent bottom 45%Global bottom 25% All 3 signals ▾Fundingtop 44% Talentbottom 45% Globalbottom 25% Funding: Raised $25.0M across 1 rounds · 1 rounds over 1 yrs (1.0/yr) Talent: 1 named leader on record rank vs industry peers · Fliar Intelligence Index 35/100 | $25M | 7 mo ago | Funding Raised | — | Matheus Freire Founder & CEO | — | — |
| 17 | Waltz Digital platform offering real estate investment solutions for foreign citizens 29Funding top 31%Moat top 41%Growth top 45%Tech top 46% All 10 signals ▾Fundingtop 31% Moattop 41% Growthtop 45% Techtop 46% Talentbottom 49% Globalbottom 36% Marketbottom 32% Patentsbottom 29% Innovationbottom 28% Newsbottom 21% Funding: Raised $24.0M across 3 rounds · 3 rounds over 2 yrs (1.5/yr) Moat: Editorial + unicorn rating 7/10 · IP moat: 4 patents rank vs industry peers · Fliar Intelligence Index 29/100 | $24M | 11 mo ago | Series A | — | Yuval Golan Founder & CEO | 4 patents Interactive image-based messaging and communication technologies | 1 job opening |
| 18 | Crossmint Online platform to create, sell & distribute NFTs 50Tech top 23%Growth top 33%Funding top 41%Moat top 48% All 8 signals ▾Techtop 23% Growthtop 33% Fundingtop 41% Moattop 48% Talentbottom 49% Globalbottom 37% Marketbottom 32% Newsbottom 18% Tech: 54 technologies across 6/8 capability areas · Cloud: Amazon Cloudfront, Amazon Web Services Growth: 2 acquisition/expansion moves in 24 mo · Fresh capital in last 24 mo rank vs industry peers · Fliar Intelligence Index 50/100 | $24M | 15 mo ago | Series A | — | Rodri Fernández Touza Co-Founder | — | 1 launch · 3 partnerships |
| 19 | TransFi Web3 payment platform designed for the purchase of digital assets 64Tech top 18%Funding top 29%Growth top 35%Moat top 48% All 7 signals ▾Techtop 18% Fundingtop 29% Growthtop 35% Moattop 48% Marketbottom 49% Talentbottom 49% Globalbottom 36% Tech: 63 technologies across 6/8 capability areas · Cloud: Cloudflare, Vercel Funding: Raised $21.6M across 3 rounds · 3 rounds over 4 yrs (0.8/yr) rank vs industry peers · Fliar Intelligence Index 64/100 | $22M | 3 mo ago | Series A | 28 | Raj Kamal Founder & CEO | — | — |
| 20 | NovoPayment Platform offering open banking APIs for banks and businesses 60Funding top 34%Growth top 35%Tech top 38%Innovation top 39% All 9 signals ▾Fundingtop 34% Growthtop 35% Techtop 38% Innovationtop 39% Producttop 42% Markettop 50% Talentbottom 49% Globalbottom 37% Newsbottom 21% Funding: Raised $19.0M across 3 rounds · 3 rounds over 4 yrs (0.8/yr) Growth: Fresh capital in last 24 mo rank vs industry peers · Fliar Intelligence Index 60/100 | $19M | 19 mo ago | Series B | 273 | Anabel Perez Co-founder | — | — |
| 21 | Qolo Payment processing solutions for businesses 37Funding top 38%Talent top 38%Moat top 39%Market bottom 42% All 6 signals ▾Fundingtop 38% Talenttop 38% Moattop 39% Marketbottom 42% Globalbottom 36% Newsbottom 27% Funding: Raised $18.8M across 2 rounds · 2 rounds over 5 yrs (0.4/yr) Talent: 2 named leaders on record · 2 C-suite/founder profiles curated rank vs industry peers · Fliar Intelligence Index 37/100 | $19M | 12 mo ago | Series A | 66 | Patricia Montesi Co-Founder and CEO | — | 1 award |
| 22 | Relief Online debt settlement platform for consumers 42Growth top 28%Moat top 37%Funding top 41%Customers top 45% All 12 signals ▾Growthtop 28% Moattop 37% Fundingtop 41% Customerstop 45% Innovationtop 46% Techtop 50% Talentbottom 49% Patentsbottom 48% Productbottom 48% Globalbottom 36% Newsbottom 35% Marketbottom 22% Growth: Web rank 10,000,000 → 5,000,000 YoY · Fresh capital in last 24 mo Moat: Editorial + unicorn rating 7/10 · IP moat: 10 patents rank vs industry peers · Fliar Intelligence Index 42/100 | $17M | 12 mo ago | Series A | 12 | Jason Saltzman Co-Founder & CEO | 10 patents Patents concentrated in mechanical & energy engineering | — |
| 23 | alfred Provider of a platform for businesses to move money globally 45Talent top 23%Funding top 33%Growth top 35%Patents top 39% All 8 signals ▾Talenttop 23% Fundingtop 33% Growthtop 35% Patentstop 39% Innovationtop 40% Globalbottom 48% Techbottom 36% Marketbottom 17% Talent: 5 named leaders on record · 4 C-suite/founder profiles curated Funding: Raised $15.0M across 1 rounds · 1 rounds over 1 yrs (1.0/yr) rank vs industry peers · Fliar Intelligence Index 45/100 | $15M | 4 mo ago | Series A | 6 | Matias Plano Co-Founder & CTO | 27 patents Porous bone scaffold implants and slurry distribution systems for medical manufacturing | — |
| 24 | Palla Financial Provider of instant cross-border P2P payment APIs 40Growth top 28%Funding top 38%Talent bottom 49%Tech bottom 45% All 6 signals ▾Growthtop 28% Fundingtop 38% Talentbottom 49% Techbottom 45% Globalbottom 33% Marketbottom 28% Growth: Web rank 50,000,000 → 10,000,000 YoY · Fresh capital in last 24 mo Funding: Raised $14.5M across 1 rounds · 1 rounds over 1 yrs (1.0/yr) rank vs industry peers · Fliar Intelligence Index 40/100 | $14M | 12 mo ago | Series A | — | Gregory Piccolo Co-Founder & CTO | — | — |
| 25 | Tesouro FinTech company that specializes in payments 32Funding top 36%Talent top 38%Market bottom 37%Global bottom 32% All 4 signals ▾Fundingtop 36% Talenttop 38% Marketbottom 37% Globalbottom 32% Funding: Raised $14.4M across 3 rounds · 3 rounds over 2 yrs (1.5/yr) Talent: 2 named leaders on record · 2 C-suite/founder profiles curated rank vs industry peers · Fliar Intelligence Index 32/100 | $14M | 19 mo ago | Series B | — | Angie Ammon Co-Founder | — | — |
| 26 | CAT Labs Developer of digital asset recovery and security tools for investigations 19Funding top 40%Tech top 47%Moat top 48%Talent bottom 49% All 6 signals ▾Fundingtop 40% Techtop 47% Moattop 48% Talentbottom 49% Globalbottom 36% Marketbottom 19% Funding: Raised $14.0M across 4 rounds · 4 rounds over 3 yrs (1.3/yr) Tech: 21 technologies across 5/8 capability areas · Cloud: Cloudflare, Google Cloud rank vs industry peers · Fliar Intelligence Index 19/100 | $14M | 18 mo ago | Seed | 6 | Lilita Infante Founder & CEO | — | 1 partnership |
| 27 | Bill360 Provider of accounts receivable automation and digital invoicing platform for B2B 40Tech top 33%Funding top 45%Growth top 45%Talent bottom 49% All 6 signals ▾Techtop 33% Fundingtop 45% Growthtop 45% Talentbottom 49% Globalbottom 37% Marketbottom 32% Tech: 45 technologies across 5/8 capability areas · Cloud: Amazon Cloudfront, Amazon S3 Funding: Raised $13.3M across 4 rounds · 4 rounds over 4 yrs (1.0/yr) rank vs industry peers · Fliar Intelligence Index 40/100 | $13M | 16 mo ago | Series B | 45 | Paul Hunter Co-Founder & CEO | — | 1 partnership |
| 28 | Gelt Tax management and compliance solutions for businesses 32Growth top 35%Funding top 37%Tech top 46%Talent bottom 49% All 8 signals ▾Growthtop 35% Fundingtop 37% Techtop 46% Talentbottom 49% Globalbottom 44% Marketbottom 30% Patentsbottom 26% Innovationbottom 24% Growth: Fresh capital in last 24 mo Funding: Raised $13.0M across 1 rounds · 1 rounds over 1 yrs (1.0/yr) rank vs industry peers · Fliar Intelligence Index 32/100 | $13M | 8 mo ago | Series A | 32 | Tal B Founder | 3 patents Image color calibration technology for displays and printing systems | 2 partnerships |
| 29 | LM Funding Provider of capital to community associations and digital asset mining operations 35Product top 14%News top 31%Innovation top 32%Patents top 35% All 11 signals ▾Producttop 14% Newstop 31% Innovationtop 32% Patentstop 35% Growthtop 40% Fundingtop 42% Moatbottom 49% Fin. healthbottom 43% Globalbottom 40% Techbottom 26% Marketbottom 24% Product: 8 distinct product lines · Company stage: Public News: 9 BI events in 12 mo (of 23 tracked, 8 types) · +0% YoY rank vs industry peers · Fliar Intelligence Index 35/100 | $13M | 10 mo ago | Public | 8 | — | 16 patents Automated brewing and spirit aging systems with integrated recipe UI and control technology | — |
| 30 | Corvee Tax planning software for accountants and tax professionals 22Tech top 46%Funding top 49%Talent bottom 49%Market bottom 30% All 5 signals ▾Techtop 46% Fundingtop 49% Talentbottom 49% Marketbottom 30% Globalbottom 30% Tech: 39 technologies across 4/8 capability areas · Cloud: Amazon S3, Amazon Ses Funding: Raised $10.0M across 1 rounds · 1 rounds over 1 yrs (1.0/yr) rank vs industry peers · Fliar Intelligence Index 22/100 | $10M | 13 mo ago | Series A | 28 | Andrew Argue Founder & CEO | — | — |
| 31 | Fraud Protection Net Provider of customizable data intelligence solutions for streamlining customer lifecycle 16Funding top 47%Talent bottom 49%Market bottom 41%Global bottom 30% All 5 signals ▾Fundingtop 47% Talentbottom 49% Marketbottom 41% Globalbottom 30% Fin. healthbottom 21% Funding: Raised $8.7M across 14 rounds · 14 rounds over 13 yrs (1.1/yr) Talent: 1 named leader on record · 1 C-suite/founder profile curated rank vs industry peers · Fliar Intelligence Index 16/100 | $9M | 5 mo ago | Series A | 87 | Ed Margolin Founder & CEO | — | — |
| 32 | Kira Provider of infrastructure for launching embedded fintech products with AI 57Talent top 28%AI top 30%Tech top 42%Funding top 48% All 6 signals ▾Talenttop 28% AItop 30% Techtop 42% Fundingtop 48% Globalbottom 45% Marketbottom 40% Talent: 4 named leaders on record · 4 C-suite/founder profiles curated AI: Classified as an AI company · Product described with: ai-driven rank vs industry peers · Fliar Intelligence Index 57/100 | $9M | 9 mo ago | Seed | — | Leonardo Alves Co-Founder & Head of Product | — | 1 job opening |
| 33 | Biller Genie Cloud-based invoicing and payment platform for businesses 53Product top 30%News top 32%Innovation top 34%Growth top 35% All 10 signals ▾Producttop 30% Newstop 32% Innovationtop 34% Growthtop 35% Fundingtop 40% Techtop 46% Moattop 48% Talentbottom 49% Marketbottom 40% Globalbottom 29% Product: 8 distinct product lines · Company stage: Series B News: 4 BI events in 12 mo (of 6 tracked, 2 types) · Top themes: Funding, Hiring rank vs industry peers · Fliar Intelligence Index 53/100 | $8M | 7 mo ago | Series B | 40 | Thomas Aronica Founder | — | — |
| 34 | Grifin Provider of an investment platform that enables stock purchases through everyday spending 60Growth top 19%Talent top 28%Customers top 36%Innovation top 39% All 10 signals ▾Growthtop 19% Talenttop 28% Customerstop 36% Innovationtop 39% Moattop 39% Fundingtop 40% Techtop 40% Producttop 47% Globalbottom 32% Marketbottom 26% Growth: Web rank 10,000,000 → 5,000,000 YoY · App-install growth +252% YoY Talent: 3 named leaders on record · 3 C-suite/founder profiles curated rank vs industry peers · Fliar Intelligence Index 60/100 | $8M | 12 mo ago | Series A | 20 | Robin Froug Co-Founder | — | — |
| 35 | Gail Developer of AI platform for financial services sales and support 67Talent top 23%Growth top 28%Tech top 37%AI top 45% All 7 signals ▾Talenttop 23% Growthtop 28% Techtop 37% AItop 45% Fundingtop 50% Globalbottom 48% Marketbottom 37% Talent: 6 named leaders on record · 3 C-suite/founder profiles curated Growth: Web rank 10,000,000 → 5,000,000 YoY · Fresh capital in last 24 mo rank vs industry peers · Fliar Intelligence Index 67/100 | $8M | 12 mo ago | Seed | — | Bibiana Julian Executive Business Partner to Founders | — | — |
| 36 | Cyclops Provider of crypto and stablecoin solutions for payments companies 40AI top 15%Talent top 28%Funding top 36%Moat top 45% All 9 signals ▾AItop 15% Talenttop 28% Fundingtop 36% Moattop 45% Techbottom 45% Innovationbottom 41% Patentsbottom 38% Globalbottom 33% Marketbottom 25% AI: Holds AI/ML patents (G06N-family CPC) Talent: 3 named leaders on record · 3 C-suite/founder profiles curated rank vs industry peers · Fliar Intelligence Index 40/100 | $8M | 3 mo ago | Seed | — | David Johnson Co-Founder | 8 patents Real-time image capture and recognition for secure surveillance and access control | — |
| 37 | GrailPay Checkout solutions for businesses and merchants 7Moat top 45%Funding top 49%Talent bottom 49%Global bottom 31% All 7 signals ▾Moattop 45% Fundingtop 49% Talentbottom 49% Globalbottom 31% Patentsbottom 27% Innovationbottom 23% Marketbottom 19% Moat: Editorial + unicorn rating 4/10 · IP moat: 2 patents Funding: Raised $6.7M across 1 rounds · 1 rounds over 5 yrs (0.2/yr) rank vs industry peers · Fliar Intelligence Index 7/100 | $7M | 12 mo ago | Series A | 9 | William Messina Co-Founder & CEO | 2 patents Electronic payment systems enabling secure transmission of monetary value | — |
| 38 | MCQ Markets Online platform enabling fractional ownership in high-value 50Talent top 38%Tech top 40%Growth top 45%Funding bottom 48% All 6 signals ▾Talenttop 38% Techtop 40% Growthtop 45% Fundingbottom 48% Productbottom 48% Globalbottom 34% Talent: 2 named leaders on record · 2 C-suite/founder profiles curated Tech: 27 technologies across 5/8 capability areas · Cloud: Amazon Ses, Amazon Web Services rank vs industry peers · Fliar Intelligence Index 50/100 | $5M | 13 mo ago | Series A | — | Lachlan DeFrancesco Founder | — | — |
| 39 | Takenos Blockchain-based payment solution for freelancers 42Growth top 22%Tech top 40%Funding top 47%Customers bottom 49% All 7 signals ▾Growthtop 22% Techtop 40% Fundingtop 47% Customersbottom 49% Productbottom 40% Globalbottom 36% Marketbottom 23% Growth: App-install growth +500% YoY · Fresh capital in last 24 mo Tech: 30 technologies across 4/8 capability areas · Cloud: Cloudflare, Vercel rank vs industry peers · Fliar Intelligence Index 42/100 | $5M | 8 mo ago | Seed | 11 | — | — | 1 job opening |
| 40 | Gangkhar Provider of embedded insurance platform for businesses 57AI top 45%Global top 45%Funding top 46%Talent bottom 49% All 4 signals ▾AItop 45% Globaltop 45% Fundingtop 46% Talentbottom 49% AI: Product described with: ai-driven Global: Investors from 4 countries beyond United States rank vs industry peers · Fliar Intelligence Index 57/100 | $4M | 3 mo ago | Seed | — | Federico Spagnoli Founder & CEO | — | — |
| 41 | Calculum Cloud and AI-based cash flow and financial analytics solutions for businesses 29AI top 30%Funding top 46%Talent bottom 49%Global bottom 32% All 5 signals ▾AItop 30% Fundingtop 46% Talentbottom 49% Globalbottom 32% Marketbottom 29% AI: Classified as an AI company · Product described with: ai-based Funding: Raised $4.2M across 2 rounds · 2 rounds over 3 yrs (0.7/yr) rank vs industry peers · Fliar Intelligence Index 29/100 | $4M | 8 mo ago | Seed | 25 | Oliver Belin Co-Founder & CEO | — | — |
| 42 | GoQuant Provider of high-performance digital asset trade execution and risk management solutions 32Growth top 35%Funding top 47%Talent bottom 49%Tech bottom 45% All 6 signals ▾Growthtop 35% Fundingtop 47% Talentbottom 49% Techbottom 45% Globalbottom 45% Marketbottom 25% Growth: Fresh capital in last 24 mo Funding: Raised $4.0M across 1 rounds · 1 rounds over 1 yrs (1.0/yr) rank vs industry peers · Fliar Intelligence Index 32/100 | $4M | 13 mo ago | Seed | — | Denis Dariotis Founder & CEO | — | 1 launch |
| 43 | Quash AI Provider of AI platform for credit risk assessment and management 32Talent top 38%Funding top 44%AI top 45%Tech bottom 40% All 6 signals ▾Talenttop 38% Fundingtop 44% AItop 45% Techbottom 40% Globalbottom 36% Marketbottom 30% Talent: 2 named leaders on record · 2 C-suite/founder profiles curated Funding: Raised $3.7M across 2 rounds · 2 rounds over 3 yrs (0.7/yr) rank vs industry peers · Fliar Intelligence Index 32/100 | $4M | 3 mo ago | Seed | 50 | Yoel Gavlovski Co-Founder & CEO | — | — |
| 44 | Self Bill Pro Platform offering self bills for insurance and employee benefit funds 27Funding bottom 47%Talent bottom 45%Tech bottom 41%Global bottom 25% All 4 signals ▾Fundingbottom 47% Talentbottom 45% Techbottom 41% Globalbottom 25% Funding: Raised $3.7M across 2 rounds · 2 rounds over 2 yrs (1.0/yr) Talent: 1 named leader on record rank vs industry peers · Fliar Intelligence Index 27/100 | $4M | 8 mo ago | Seed | — | Josh Winigrad Founder | — | — |
| 45 | Irys Cloud-based customer management solution for insurance agents and brokers 10News top 36%Talent top 38%Funding bottom 47%Global bottom 32% All 5 signals ▾Newstop 36% Talenttop 38% Fundingbottom 47% Globalbottom 32% Marketbottom 17% News: 3 BI events in 12 mo (of 6 tracked, 2 types) · Top themes: Funding, Capital raise Talent: 2 named leaders on record · 2 C-suite/founder profiles curated rank vs industry peers · Fliar Intelligence Index 10/100 | $4M | 8 mo ago | Seed | 2 | Lindsey Strong Co-Founder | — | — |
| 46 | Worth AI Automates onboarding and underwriting for financial institutions 53Talent top 28%Funding top 38%Tech top 43%Growth top 45% All 8 signals ▾Talenttop 28% Fundingtop 38% Techtop 43% Growthtop 45% AItop 45% Moatbottom 38% Marketbottom 36% Globalbottom 29% Talent: 3 named leaders on record · 3 C-suite/founder profiles curated Funding: Raised $2.5M across 4 rounds · 4 rounds over 2 yrs (2.0/yr) rank vs industry peers · Fliar Intelligence Index 53/100 | $3M | 4 mo ago | Series A | — | Jacques Fu Co-Founder | — | — |
| 47 | FINTAINIUM Account payable and receivable management 40Growth top 28%Talent top 38%Moat top 45%Tech top 46% All 10 signals ▾Growthtop 28% Talenttop 38% Moattop 45% Techtop 46% Fundingbottom 46% Patentsbottom 45% Innovationbottom 44% Globalbottom 37% Marketbottom 25% Newsbottom 18% Growth: Web rank 50,000,000 → 10,000,000 YoY · Fresh capital in last 24 mo Talent: 2 named leaders on record · 2 C-suite/founder profiles curated rank vs industry peers · Fliar Intelligence Index 40/100 | $2M | 6 mo ago | Series A | 21 | Romi Kohli Co-Founder/CTO of Fintainium | 3 patents Real-time electronic payment processing and multi-option payment negotiation platforms | — |
| 48 | Shield Provider of payment solutions enabling businesses to accept stablecoins and digital assets. 21Talent top 28%Funding top 46%Moat top 48%Global bottom 38% All 5 signals ▾Talenttop 28% Fundingtop 46% Moattop 48% Globalbottom 38% Marketbottom 23% Talent: 3 named leaders on record · 3 C-suite/founder profiles curated Funding: Raised $2.1M across 2 rounds · 2 rounds over 3 yrs (0.7/yr) rank vs industry peers · Fliar Intelligence Index 21/100 | $2M | 8 mo ago | Seed | 9 | Luis Carchi Co-Founder & CTO | — | 4 job openings |
| 49 | Maestrotech Provider of an AI operating system designed to automate the end-to-end mortgage origination process 32Funding bottom 46%Talent bottom 45%Global bottom 33% All 3 signals ▾Fundingbottom 46% Talentbottom 45% Globalbottom 33% Funding: Raised $1.2M across 1 rounds · 1 rounds over 1 yrs (1.0/yr) Talent: 1 named leader on record rank vs industry peers · Fliar Intelligence Index 32/100 | $1M | 4 mo ago | Seed | — | David Rogove Founder & CEO | — | — |
| 50 | Cash Management Solution Lockbox solutions provider 24Funding bottom 45%Talent bottom 45%Global bottom 25% All 3 signals ▾Fundingbottom 45% Talentbottom 45% Globalbottom 25% Funding: Raised $450k across 1 rounds · 1 rounds over 1 yrs (1.0/yr) Talent: 1 named leader on record rank vs industry peers · Fliar Intelligence Index 24/100 | $450K | 5 mo ago | Seed | — | Arminda Rigakos CEO | — | — |
Top 12 FinTech companies in Florida
#1
Public · Fort Lauderdale, Florida · founded 1997 · 60 employees$1.8Braised▾
Operator of data centers focused on energy transformation and digital assets. The company provides solutions to the energy sector by converting underutilized energy into economic value. It offers technology to optimize data center operations. The company’s utility-scale computing monetizes excess power generation through grid-connected data centers. Its energy harvesting business transforms unconventional energy sources into usable electricity.
- Jul 2025Post IPO$950M
- Dec 2024Post IPO$850M
#2
Series A · Miami, Florida · founded 2024$117Mraised▾
Provider of infrastructure for instant, low-cost, cross-border foreign exchange liquidity. The platform facilitates faster settlements and transparent pricing through an optimized network. It offers an alternative to traditional banking systems, providing continuous availability. The infrastructure supports various enterprises with collections, payouts, treasury management, settlement, and clearing.
- Mar 2026Series A$94M
- May 2025Seed$23M
#3
Acquired · Miami, Florida · founded 2006 · 155 employees$469.9Mraised▾
Provider of asset-based, supply chain, and invoice financing solutions. The company delivers working capital through asset-based lending, accounts receivable financing, supply chain finance, factoring, and other specialized financial solutions. It caters to industries like healthcare, staffing, consumer goods, and transportation, offering financing for various scenarios including high growth, restructurings, and mergers and acquisitions. The company aims to provide businesses with flexible access to capital, supported by technology.
- Oct 2025Conventional Debt$388M
- May 2025Unattributed$13.3M
- Apr 2025Unattributed$8.8M
- Mar 2025Unattributed$2M
#4
Series D · Miami, Florida · founded 2025$220Mraised▾
Operator of a platform focused on Bitcoin mining and accumulation. The platform is engineered for Bitcoin production, utilizing infrastructure and technology. It employs strategies to grow Bitcoin reserves. The platform aims to expand Bitcoin's role in the financial system.
- Nov 2025Series D$220M
#5
Series A · Miami, Florida · founded 2018$26Mraised▾
Provider of real-time cross-border payment settlement services. This company offers direct access to wholesale liquidity and multiple payment rails, enabling efficient transactions even in complex markets. Instant settlement across key trade corridors eliminates the need for pre-funded accounts and optimizes the cost of capital. The platform provides access to deep liquidity pools for fiat and stablecoins, ensuring competitive pricing. Transparent reporting and traceability are ensured through enterprise-grade reporting and real-time auditability. Access is available via web dashboard, APIs, or OTC service. The infrastructure is designed to meet the highest security and compliance standards. The platform is built for reliability, speed, and scalability, powering seamless execution and real-time settlement across assets and rails.
- Mar 2026Series A$17M
- Seed$9M
#6
Series A · Tampa, Florida · founded 2022 · 28 employees$21.6Mraised▾
Web3 payment platform designed for the purchase of digital assets. The platform utilizes blockchain technology to provide a suite of products, along with a secure wallet for moving money from fiat to coins, tokens, and NFTs using all payment methods across emerging markets.
- Mar 2026Series A$14.2M
- Mar 2026Conventional Debt$5M
- Mar 2022Seed$2.4M
- Seed—
#7
Series B · Miami, Florida · founded 2022$89Mraised▾
Decentralized order book exchange for spot trading. It uses scalable Ethereum and EVM-compatible rollup technologies to achieve speed, costs, and security in a permissionless and interoperable environment.
- Nov 2025Series B$68M
- 2024Series A$21M
#8
Series B · Miami, Florida · founded 2020 · 16 employees$29Mraised▾
Internet digital bank for business banking. It offers financial services like accounts, debit cards, credit cards, treasury management, and more. It also offers an end-to-end platform for expense management solutions including expense control, budgeting, card solutions, and more.
- Dec 2025Series B$60M
- Mar 2025Venture Debt$200M
- Mar 2025Series B$25M
- Dec 2023Series B$7.1M
#9
Series A · Miami, Florida · founded 2022 · 6 employees$15Mraised▾
Provider of a platform for businesses to move money globally. It facilitates international payments using stablecoins, offering an alternative to traditional banking. The platform enables businesses to send and receive funds, convert fiat to stablecoins, and manage payments. It also provides an API for integration with other systems.
- Jan 2026Series A$15M
#10
Seed · Miami, Florida · founded 2016$8Mraised▾
Provider of crypto and stablecoin solutions for payments companies. It offers tools for accepting cryptocurrency payments at physical and digital checkouts. The company provides settlement services for global, cross-border stablecoin transactions. It facilitates conversion between fiat currencies, crypto, and stablecoins, including virtual account setup. The company enables sending payouts to customers and partners using crypto and stablecoins. Custom solutions are available through orchestration and on/off ramp APIs.
- Mar 2026Seed$8M
#11
Series A · Hallandale Beach, Florida · founded 2012 · 87 employees$8.7Mraised▾
Provider of customizable data intelligence solutions for streamlining customer lifecycle. The company offers solutions for lead capture, marketing ROI maximization, and customer relationship deepening. It provides prequalification, prescreen, and account review services. The company designs data solutions for multiple industries, integrating them into existing software systems. The solutions can be used as stand-alone products or combined.
- Jan 2026Series A$1.1M
- May 2025Conventional Debt$1M
- Mar 2025Conventional Debt$500K
- Feb 2025Series A$650K
#12
Funding Raised · Miami, Florida · founded 2024$25Mraised▾
Provider of funding solutions for small businesses with flexible repayment. They offer a streamlined application process with decisions provided quickly. Funding can be used for various business needs, including daily operations, growth initiatives, and unexpected expenses. Financial consultants provide guidance to help businesses find suitable funding options.
- Nov 2025Conventional Debt$25M
Funding & investor landscape
Notable founders
Market landscape — 10 sub-themes by coverage
Share of FinTech coverage by sub-theme.
Regulatory-risk over time rising
Funding & growth over time
funding rising · growth rising
How research on Fintech is moving in the United States
A read on the academic research around Fintech — which themes are gaining ground, the institutions and researchers driving them, and how the tone is shifting. Based on 907 United States-affiliated papers.
- Film Independent54
- United States Department of Commerce26
- Community Partners22
- University of Virginia18
- International Monetary Fund12
- Financial services42
- Database transaction16
- Payment15
- Scalability12
- Credit risk11
- Financial services7→190
- Financial inclusion2→74
- Payment2→50
- Mobile payment3→29
- Leverage (statistics)1→21
- Financial services9→149
- Financial inclusion1→56
- Payment2→27
- Investment (military)1→19
- Cryptocurrency1→17
Where fintech is researched across United States
Location clusters by institution affiliation — each city's volume, stance tone, and a quick read on its hot topic, what's advancing, the opening opportunity, and the main concern.
Who's filing fintech patents in the United States
United States fintech patent filing is accelerating — 20 filings from 16 assignees (2016–2025), led by Mastercard International, Verifone, Financial Cloud Innovations; annual filings 1→7.
- Mastercard International20
- Verifone4
- Financial Cloud Innovations2
- Atombeam Technologies2
- Salah ALI Khalil1
- LNW Gaming1
- Kassetty Nikhil1
- DR Mariappan RAJA1