Best FinTech Companies in Missouri, United States
The 166 best FinTech companies in Missouri, United States in 2026, ranked by funding and momentum. Funding, investors, founders, valuation, tech stack and live signals. Top: PayIt.
Biggest earners American Express Co ($10.5B, +9% YoY), Mastercard Inc ($8.3B, +13% YoY), Flex Ltd. ($6.6B, +4% YoY), Fiserv Inc ($5.0B, +10% YoY)
Our analysis of 243 FinTech companies
$56.0b in tracked funding; 98% of the stack-profiled cohort runs cloud-native; funding activity peaked in 2025.
Ranked: Best FinTech companies in Missouri
| # | Company | Disclosed funding | Last round | Stage | Employees | Founder | Web popularity | Patents & IP focus | Recent signals |
|---|---|---|---|---|---|---|---|---|---|
| 1 | PayIt Mobile-based payment platform for government agencies | $267M | 36 mo ago | Series D | 126 126 → 211 (+67%) | Michael Plunkett Co-Founder and Chief Development Officer | Top 5M | 2 patents Secure electronic payment processing with user and amount validation | 1 launch · 1 partnership |
| 2 | Lumeris AI-powered solutions for value-based primary care transformation | $241M | 26 mo ago | Series D | 1,375 1,375 → 1,141 (-17%) | Michael Long Co-CEO | Top 5M | 2 patents Data validation and integrity checking for enterprise data processing | — |
| 3 | BriteCore Cloud-based insurance policy management solutions for property and casualty insurance | $63M | 83 mo ago | Series B | 94 94 → 99 (+5%) | Phil Reynolds Co-Founder | Top 5M | — | 1 award |
| 4 | Paytient Healthcare prepaid cards for employers 69Customers top 22%Funding top 29%Moat top 31%Growth top 32% All 10 signals ▾Customerstop 22% Fundingtop 29% Moattop 31% Growthtop 32% Techtop 36% Talenttop 38% Producttop 46% Marketbottom 49% Globalbottom 44% Newsbottom 21% Customers: Play-Store rating 4.76★ across 1,386 ratings (1 apps) · Review volume +51% in 6 mo Funding: Raised $55.5M across 4 rounds · 4 rounds over 6 yrs (0.7/yr) rank vs industry peers · Fliar Intelligence Index 69/100 | $56M | 12 mo ago | Series B | 60 | Daniel Lynn Co-Founder & CTO | Top 5M | — | — |
| 5 | Bitswapix Online cryptocurrency exchange platform | $45M | 36 mo ago | Series A | — | Satya Prasetya CEO | — | — | — |
| 6 | FinLocker Online financial management platform for individuals and businesses 21Funding top 25%Moat top 31%Product top 46%Talent bottom 49% All 11 signals ▾Fundingtop 25% Moattop 31% Producttop 46% Talentbottom 49% Techbottom 46% Patentsbottom 45% Innovationbottom 40% Globalbottom 33% Marketbottom 27% Newsbottom 22% Customersbottom 5% Funding: Raised $42.5M across 8 rounds · 8 rounds over 11 yrs (0.7/yr) Moat: Editorial + unicorn rating 7/10 · IP moat: 16 patents rank vs industry peers · Fliar Intelligence Index 21/100 | $42M | 10 mo ago | Series B | 23 23 → 27 (+17%) | Henry Cason CEO | Top 50M | 16 patents Secure workflow orchestration and audit for sensitive data with rule‑based analytics | — |
| 7 | Mylo AI-based life and P&C insurance comparison platform for individuals and businesses | $39M | 47 mo ago | Series A | 196 | David Embry CEO | Top 10M | — | 1 internship · 1 launch · 1 award |
| 8 | medZERO Company provides health prepaid cards for employees | $14M | 20 mo ago | Seed | 13 | Michael Sobek CSO and Co-Founder | — | — | — |
| 9 | Denim Social Cloud-based social media management platform | $13M | 39 mo ago | Series B | 37 | Douglas Wilber CEO | — | — | — |
| 10 | Exegy Global leader in market data, trading technology, and managed services | $12M | 160 mo ago | Acquired | 126 | — | Top 5M | 170 patents Low‑latency market data processing, order management, and high‑speed trading analytics | 1 award |
| 11 | Neocova AI-based, API-driven platform for community banks & credit unions | $10M | 77 mo ago | Series A | 8 | Lindsay Lockhart Co-Founder | — | — | — |
| 12 | CoinLedger Financial services platform offering portfolio tracking and tax software | $6M | 52 mo ago | Series A | 17 | Mitchell Cookson Co-Founder & COO | Top 500k | — | — |
| 13 | IncumbentFI Developer of a SaaS debit gateway for financial institutions | $6M | 20 mo ago | Series A | — | Donald Kirkwood Co-Founder & COO | — | — | — |
| 14 | Health Benefits Direct Insurance administration and marketing system | $5M | 188 mo ago | Deadpooled | — | Scott Frohman Co-Founder | — | — | — |
| 15 | iCover Online life insurance policy administration platform for insurers and brokers | $5M | 45 mo ago | Seed | 1 | Hari S Founder & CEO | — | — | 1 launch |
| 16 | First Boulevard Internet first bank | $5M | 67 mo ago | Series A | — | Donald Hawkins Founder | — | — | — |
| 17 | Grupago Provider of shipping and fulfillment software solutions for e-commerce businesses | $4M | 27 mo ago | Seed | — | Elsy Alcala Co-Founder | Top 1M | — | — |
| 18 | PayRecs Global payments platform focused on businesses | $4M | 11 mo ago | Series A | 10 | Steve Habegger Co-Founder / CTO | — | — | 2 launchs |
| 19 | Prattle Analytics Watch live soccer matches today with HD quality for free | $4M | 112 mo ago | Acquired | 30 | — | — | — | — |
| 20 | Gravy App-based home buying solutions for renters | $3M | 49 mo ago | Acquired | 7 | — | Top 50M | — | — |
| 21 | Love Will Blockchain payments and B2B commerce solutions | $3M | 121 mo ago | Deadpooled | — | Lamar Wilson CEO & Co-Founder | — | — | — |
| 22 | Redeem Platform to harness the power of web3 and NFTs | $2M | 39 mo ago | Seed | 5 | Kenny Conklin Co-Founder | — | — | — |
| 23 | NexSpring Online mortgage loans platform | $2M | 111 mo ago | Deadpooled | 40 | Michael Fabian CEO | — | — | — |
| 24 | NexSpring Financial Loan origination software solution | $1M | 99 mo ago | Deadpooled | 40 | Mike Fabian Co-Founder & CEO | — | — | — |
| 25 | Celerity Enterprises Provider of a platform for special pricing agreement reconciliation processes | $1M | 58 mo ago | Funding Raised | 13 | — | — | 151 patents Fiber optic connector hardware and integrated chemical delivery system solutions | — |
| 26 | BridgepointMD SaaS-based payment processing software for healthcare businesses | $1M | 28 mo ago | Seed | 6 | Jim Gera Co-Founder | — | — | — |
| 27 | Jack Henry Provider of technology solutions and services for financial institutions and businesses | $1M | 32 mo ago | Public | 7,120 7,120 → 8,499 (+19%) | David Foss CEO | Top 500k | — | 1 partnership |
| 28 | OPER Provider of custom enterprise payment platforms and integrated business solutions | $750K | 117 mo ago | Seed | 4 | David Laiderman Founder & CEO | — | — | — |
| 29 | 9Line Cloud-based software for enterprise public safety management | $725K | 31 mo ago | Seed | — | Mark Turpin CEO | Top 50M | — | — |
| 30 | Selequity Real estate crowdfunding online platform | $590K | 121 mo ago | Seed | 15 | Bill Florent Co-Founder and Chief Financial Officer | — | — | — |
| 31 | 391 Financial Online platform to invest in consumer finance | $500K | 93 mo ago | Funding Raised | 5 | Clay Bethune Founder & CEO | — | — | — |
| 32 | Gladitood Crowdfunding platforms for non-profits and charities. | $350K | 142 mo ago | Seed | — | Ryan Brennell Co-Founder & CEO | — | — | — |
| 33 | CoinResearch Provider of AI-driven crypto research and investment tools | $300K | 8 mo ago | Seed | — | Travis Wright CEO | — | — | — |
| 34 | OMB Bank Community banking and diversified online lending platform | $300K | 15 mo ago | Funding Raised | 16 | Mark Harrington President & CEO | Top 5M | — | — |
| 35 | redlyst Provider of facial biometrics system for access control and threat detection | $250K | 86 mo ago | Deadpooled | — | Patrick Doherty Founder | — | — | — |
| 36 | FTL Finance Provider of financing packages for home improvement projects via contractors | $216K | 74 mo ago | Funding Raised | 126 | — | Top 1M | — | — |
| 37 | Commissioned Cloud-based platform for crowdfunding | $200K | 55 mo ago | Seed | 7 | — | — | — | — |
| 38 | Foresight Provider of AI platform for launching lending products | $120K | 32 mo ago | Seed | — | Jannae Gammage Founder & CEO | — | 11 patents Autonomous vehicle perception, mapping, and simulation using AI-driven point cloud and camera data | 1 partnership |
| 39 | StockSwap Online social trading platform for stocks | $100K | 45 mo ago | Seed | 7 | — | — | — | — |
| 40 | Trelus Provides business owners with step-by-step guidance for exit strategies | $100K | 60 mo ago | Seed | — | Martin Myers CEO | — | — | — |
Top 12 FinTech companies in Missouri
#1
Series B · St. Louis, Missouri · founded 2015 · 23 employees$42.5Mraised▾
Online financial management platform for individuals and businesses. It offers a personal financial management tool that aggregates a consumer’s financial data, and analyze, recommends and streamlines mortgage and other financial transactions. It offers consumers benefit like personalized recommendations, homeownership and mortgage education, credit score, credit report and monitoring, cash flow analysis, budgeting, goal planning, data sharing, and more.
- Aug 2025Series B$1M
- Apr 2024Series B$17M
- Jan 2024Series A—
- Apr 2021Series A—
#2
Series B · Columbia, Missouri · founded 2018 · 60 employees$55.5Mraised▾
Healthcare prepaid cards for employers. It enables employers to offers prepaid cards to employees in order to make payments for healthcare expenses such as medicines, health insurance, medical bills, and more. It offers a dashboard for customized payment plans and payment management. It provides an app-based platform that is available on Android devices.
- Jun 2025Conventional Debt$40M
- Jan 2023Series B$33M
- Jan 2023Venture Debt$7.5M
- Oct 2020Series A$3.9M
#3
Series A · St. Louis, Missouri · founded 2017 · 10 employees$3.8Mraised▾
PayRecs has developed a B2B treasury platform that gives bank customers the ability to directly send or receive international payments and to open foreign bank accounts.
- Jul 2025Series A$3.8M
- 2022Seed—
- Jun 2020Seed—
#4
Series D · Maryland Heights, Missouri · founded 2001 · 1375 employees$241Mraised▾
AI-powered solutions for value-based primary care transformation. It partners with health systems, physician groups, and payers to improve patient outcomes, reduce costs, and streamline operations through its Tom platform.
- Apr 2024Series D$100M
- Oct 2023Conventional Debt$50M
- Jul 2014PE$71M
- May 2014PE$71M
#5
Seed · Kansas City, Missouri · founded 2017 · 13 employees$14.4Mraised▾
Company provides health prepaid cards for employees. It is a perk provided by the employer that allows employees to acquire loans to pay their medical expenditures. It enables customers to apply for and receive loans entirely online.
- Oct 2024Seed$590K
- Oct 2022Seed$8.7M
- Mar 2021Seed$5.7M
#6
Series D · Kansas City, Missouri · founded 2013 · 126 employees$267.3Mraised▾
Mobile-based payment platform for government agencies. Builds both mobile and web applications for agencies in the Amazon government cloud. The application also allows social sharing and content management for agencies allowing them to distribute communications. The company follows a transaction-based revenue model with zero upfront cost. Kansas Turnpike Authority and Pennsylvania DMV are some of the agencies that have implemented the solution.
- May 2023Series D$28.9M
- May 2022Series D$90M
- Apr 2021Series C—
- Jan 2020Series C$41.9M
#7
Seed · Kansas City, Missouri · founded 2024$300Kraised▾
Provider of AI-driven crypto research and investment tools. It offers a platform that delivers real-time data, personalized guidance, and AI-powered insights for cryptocurrency investments. The platform provides advanced charts, news analysis, sentiment analysis, and price predictions. It also offers market, risk, and technical analysis, along with training and coaching sessions for both beginners and experienced traders. The platform delivers in-depth project assessments, weekly updates on opportunities, and tailored portfolios.
- Sep 2025Seed$300K
#8
Series A · Kansas City, Missouri · founded 2022$5.6Mraised▾
Developer of a SaaS debit gateway for financial institutions. The gateway enables multi-account funding to existing debit card portfolios. It leverages existing core, debit, and mobile platforms. The platform provides tools to position institutions as trusted financial partners. It simplifies funding and creates competitive advantages. Solutions include HELOC access, family financial habit tools, and overdraft notifications.
- Oct 2024Series A$5.6M
#9
Funding Raised · Springfield, Missouri · founded 1999 · 16 employees$300Kraised▾
A community bank offering personal and business financial solutions. It provides a range of services including checking and savings accounts, certificates of deposit, money market accounts, IRAs, and HSAs. Business services encompass checking and savings accounts, business loans, treasury services, and agricultural lending. Mortgage services are available for both residential and commercial properties. The bank also offers digital banking services, including online and mobile banking. Additional tools and services are available to enhance the banking experience. They provide financial advice and resources through a blog and educational materials.
- Mar 2025Grant (prize money)$100K
- Feb 2025Grant (prize money)$100K
- Feb 2025Grant (prize money)$100K
#10
Series A · Saint Louis, Missouri · founded 2023$45Mraised▾
Online cryptocurrency exchange platform. It allows users to buy, sell, and trade multiple cryptocurrencies on the platform. It also allows users to earn passive income through staking.
- Jun 2023Series A$45M
#11
Series A · Kansas City, Missouri · founded 2015 · 196 employees$39Mraised▾
AI-based life and P&C insurance comparison platform for individuals and businesses. It offers quotes for health insurance, auto insurance, business insurance, home insurance, health insurance, cyber insurance, and more. Its insurance partners including Liberty Mutual Insurance, HISCOX, Progressive, and more.
- Jul 2022Series A$4M
- Nov 2020Series A$11M
- Dec 2018Series A$28M
#12
Series B · Clayton, Missouri · founded 2008 · 37 employees$13.1Mraised▾
Cloud based social media management platform. The company enables businesses or industries to create and deliver social media content, listen to reviews, monitor and document reviews. It also offers analytics solutions helps to depict engagement analytics, view social insights and get presentation ready reports. It also offers tools such as advertising, pages and compliance.
- Feb 2023Series B$2.2M
- Oct 2021Series B$5M
- Jun 2021Series A$1.8M
- 2020Series A$4M
Funding & investor landscape
Notable founders
Market landscape — 10 sub-themes by coverage
Share of FinTech coverage by sub-theme.
Regulatory-risk over time rising
Funding & growth over time
funding rising · growth rising
How research on Fintech is moving in the United States
A read on the academic research around Fintech — which themes are gaining ground, the institutions and researchers driving them, and how the tone is shifting. Based on 907 United States-affiliated papers.
- Film Independent54
- United States Department of Commerce26
- Community Partners22
- University of Virginia18
- International Monetary Fund12
- Financial services42
- Database transaction16
- Payment15
- Scalability12
- Credit risk11
- Financial services7→190
- Financial inclusion2→74
- Payment2→50
- Mobile payment3→29
- Leverage (statistics)1→21
- Financial services9→149
- Financial inclusion1→56
- Payment2→27
- Investment (military)1→19
- Cryptocurrency1→17
Where fintech is researched across United States
Location clusters by institution affiliation — each city's volume, stance tone, and a quick read on its hot topic, what's advancing, the opening opportunity, and the main concern.
Who's filing fintech patents in the United States
United States fintech patent filing is accelerating — 20 filings from 16 assignees (2016–2025), led by Mastercard International, Verifone, Financial Cloud Innovations; annual filings 1→7.
- Mastercard International20
- Verifone4
- Financial Cloud Innovations2
- Atombeam Technologies2
- Salah ALI Khalil1
- LNW Gaming1
- Kassetty Nikhil1
- DR Mariappan RAJA1
Common questions
Rohit lives in the feed. He covers what's moving right now — the funding rounds, launches and shifts breaking across the trade press — and ties them back to where the sector is heading.