Best FinTech Companies in Ohio, United States
The 314 best FinTech companies in Ohio, United States in 2026, ranked by funding and momentum. Funding, investors, founders, valuation, tech stack and live signals. Top: Root.
Biggest earners American Express Co ($10.5B, +9% YoY), Mastercard Inc ($8.3B, +13% YoY), Flex Ltd. ($6.6B, +4% YoY), Fiserv Inc ($5.0B, +10% YoY)
Our analysis of 243 FinTech companies
$56.0b in tracked funding; 98% of the stack-profiled cohort runs cloud-native; funding activity peaked in 2025.
Ranked: Best FinTech companies in Ohio
| # | Company | Disclosed funding | Last round | Stage | Employees | Founder | Tech stack | Patents & IP focus | Recent signals |
|---|---|---|---|---|---|---|---|---|---|
| 1 | Root 🦄 Provider of car insurance rates based primarily on driving behavior | $540M | 81 mo ago | Public | 1,571 1,571 → 1,202 (-23%) | Alexander Timm Founder & CEO | ContentfulSentryZendesk+40 | — | 1 partnership |
| 2 | Branch 🦄 Provider of auto and home insurance solutions 62Funding top 19%Tech top 20%Moat top 26%Growth top 35% All 9 signals ▾Fundingtop 19% Techtop 20% Moattop 26% Growthtop 35% Producttop 36% Talenttop 38% Globalbottom 39% Marketbottom 34% Newsbottom 27% Funding: Raised $280M across 6 rounds · 6 rounds over 8 yrs (0.8/yr) Tech: 40 technologies across 6/8 capability areas · Cloud: Amazon S3, Amazon Web Services rank vs industry peers · Fliar Intelligence Index 62/100 | $280M | 19 mo ago | Series D | 2 | Steve Lekas Co-Founder & CEO | SentryZendeskApple iCloud Mail+35 | — | 2 awards |
| 3 | Beam Provider of health insurance solutions for employees 76Funding top 18%Patents top 19%Moat top 28%Innovation top 29% All 10 signals ▾Fundingtop 18% Patentstop 19% Moattop 28% Innovationtop 29% Techtop 32% Customerstop 35% Producttop 36% Growthtop 37% Markettop 45% Globalbottom 40% Funding: Raised $239M across 12 rounds · 12 rounds over 14 yrs (0.9/yr) Patents: 82 patents matched (strict assignee match) · 41 filings since 2022 vs 18 in 2017-21 rank vs industry peers · Fliar Intelligence Index 76/100 | $239M | 10 mo ago | Series E | 230 230 → 239 (+4%) | — | WebflowSalesforceAmazon Web Services+22 | 82 patents Thermal management and fast‑charging solutions for electric‑vehicle batteries | — |
| 4 | Smart Financial planning solutions for retirement | $225M | 53 mo ago | Series D | — | Duane Bernt CEO | — | 53 patents Patents concentrated in mechanical & energy engineering | — |
| 5 | Check Into Cash A short term direct lending platform for personal expenses. | $165M | 155 mo ago | Funding Raised | 1,408 | — | WordPressMySQLPHP+25 | — | — |
| 6 | Coterie Online insurance platform for small businesses 67Tech top 19%News top 21%Funding top 25%Growth top 29% All 9 signals ▾Techtop 19% Newstop 21% Fundingtop 25% Growthtop 29% Moattop 31% Producttop 49% Marketbottom 49% Talentbottom 40% Globalbottom 39% Tech: 64 technologies across 6/8 capability areas · Cloud: Azure, Cloudflare News: 6 BI events in 12 mo (of 24 tracked, 6 types) · +500% YoY rank vs industry peers · Fliar Intelligence Index 67/100 | $99M | 9 mo ago | Series B | 137 | David McFarland Founder & CEO | WordPress Block EditorWordPressApple iCloud Mail+36 | — | — |
| 7 | Splash Financial Provider of an online marketplace for education loan refinancing | $78M | 9 mo ago | Series C | 68 | Steve Muszynski Founder & CEO | WordPressApple iCloud MailMicrosoft 365+25 | — | — |
| 8 | eLynx Document automation platform for financial institutions. | $59M | 237 mo ago | Acqui-Hired | 88 | — | — | 7 patents Patents concentrated in computing, sensing & instrumentation | — |
| 9 | Goldfinch Decentralized crypto lending protocol for businesses | $53M | 54 mo ago | Series A | 52 | Mike Sall Co-Founder & Contributor | SentryNode.jsTailwind CSS+16 | 12 patents Multispectral/hyperspectral imaging systems for meat quality and composition analysis | — |
| 10 | Matic Insurance Provider home insurance quote solutions | $51M | 17 mo ago | Series C | 224 224 → 309 (+38%) | Benjamin Madick Co-Founder & CEO | WordPressSentryZendesk+31 | — | 1 job opening · 1 partnership · 2 awards |
| 11 | Bold Penguin Software suite for the commercial insurance industry | $50M | 80 mo ago | Acquired | 210 210 → 243 (+16%) | Benjamin Clarke Co-Founder & CDO | WebflowApple iCloud MailGoogle Workspace+22 | — | — |
| 12 | Foxen Provider of risk management software for renters insurers | $44M | 49 mo ago | Series A | 90 | Patrick McBride Co-Founder | WebflowApple iCloud MailSalesforce+22 | — | 1 job opening · 1 partnership |
| 13 | Upright An end-to-end real estate investment platform | $33M | 55 mo ago | Series B | — | Matt Rodak Founder & CEO | WebflowApple iCloud MailGoogle Workspace+25 | — | — |
| 14 | Payliance API-linked payment gateway | $31M | 78 mo ago | Series A | 62 | John Cullen CEO | WordPress Block EditorElementorWordPress+30 | — | — |
| 15 | Blackmoon Trading platform for cryptocurrencies | $30M | 105 mo ago | Funding Raised | 23 | Oleg Seydak Founder & CEO | — | — | — |
| 16 | Bannockburn Global Stock brokerage firm | $28M | 142 mo ago | Acquired | 20 | — | RubyChart.jsRuby on Rails+8 | — | — |
| 17 | AmpliFund Cloud-based grant management software for government | $19M | 74 mo ago | Acquired | 87 | Scott Smith CEO | WordPressMySQLPHP+32 | — | — |
| 18 | Patriot Software Online accounting and payroll software | $17M | 55 mo ago | Series A | 325 325 → 176 (-46%) | Mike Kappel Founder/CEO/Board Member | Amazon WebstoreWordPressMySQL+30 | — | — |
| 19 | SBFE Provider of small business credit data exchange and risk management tools | $16M | 129 mo ago | Series A | 12 12 → 25 (+108%) | Elisabeth MacDonald CEO | WebflowApple iCloud MailMicrosoft 365+17 | — | — |
| 20 | BuyerQuest Provider of procure-to-pay software | $15M | 108 mo ago | Acquired | 28 | — | Cart FunctionalityApple iCloud MailMicrosoft 365+25 | 3 patents Automated catalog management for e‑procurement platforms | — |
| 21 | Neural Payments Payment gateway solutions facilitating online payments | $11M | 33 mo ago | Series A | 10 | Mick Oppy Co-Founder & CEO | HubSpot CMS HubBootstrapcore-js+20 | — | — |
| 22 | FreedomPay Online payment gateway and MPOS solutions for businesses | $8M | 92 mo ago | Series B | 243 | — | — | 15 patents Secure global payment tokenization and transaction processing systems | — |
| 23 | Luma Financial Technologies Order management solutions for brokers & dealers | $7M | 14 mo ago | Series C | 127 | Timothy Bonacci President & CEO | WordPressMySQLPHP+35 | — | 1 launch · 1 partnership |
| 24 | UniRush Provides prepaid card for personal use. | $5M | 124 mo ago | Acquired | 131 | David Rosenberg Founder & CEO | — | — | — |
| 25 | TribeVest Online platform for group savings | $5M | 24 mo ago | Seed | 18 | Travis Smith Founder & CEO | SentryTypeScriptQuill+32 | — | — |
| 26 | Group Management Services Provider of risk management, employee benefits, payroll and tax management services | $5M | 74 mo ago | Funding Raised | 16 | — | WordPress Site EditorWordPressMySQL+27 | 154 patents Advanced cosmetic and dermatological formulations using natural extracts and encapsulation technologies | — |
| 27 | CardinalCommerce Enterprise-wide risk solutions preventing payments fraud across all payment endpoints and networks | $5M | 162 mo ago | Acquired | 163 | — | SentryReadMeAlgolia+14 | 231 patents Secure electronic payment authentication, tokenization, and transaction processing platforms | — |
| 28 | Embrace Pet Insurance Provider of pet insurance and wellness plans for cats and dogs | $4M | 51 mo ago | Acquired | 120 | — | SentryApple iCloud MailUnbounce+33 | — | — |
| 29 | SoMoLend Comparing consumer loans in Norway to find the cheapest options | $4M | 159 mo ago | Deadpooled | — | Candace Klein Founder and CEO | — | — | — |
| 30 | Liquidium Peer-to-peer ordinal lending on Bitcoin | $4M | 22 mo ago | Seed | — | Robin Obermaier Co-Founder & CEO | SentryProton MailNode.js+23 | — | — |
| 31 | Presta Online solutions for digital business lending | $3M | 38 mo ago | Seed | 10 | Leopoldo Pena Co-Founder & CEO | MUIReactReact Router+10 | — | — |
| 32 | Synota Decentralized software intended to provide bitcoin mining-related services | $3M | 43 mo ago | Seed | 7 | Alan Schroeder Co-Founder & COO | — | — | — |
| 33 | Payload Provider of payment processing platform for businesses and software platforms | $3M | 50 mo ago | Seed | 18 | Ryan Rybolt CEO & Co-Founder | Cart FunctionalityNode.jsZoho+17 | — | — |
| 34 | Parcel Treasury management solutions for DAOs | $3M | 57 mo ago | Seed | 10 | Anubhav Girdhar Founder | — | 3 patents Enhancing e‑commerce platforms with integrated CRM and localized website content | — |
| 35 | HubiFi Financial automation and analysis platform for high transaction businesses | $2M | 3 mo ago | Series A | — | William Kaper Co-Founder & CTO | Webflow EcommerceWebflowSentry+23 | — | 1 partnership |
| 36 | Tnedicca Insurance risk management solutions for the auto insurance industry | $2M | 51 mo ago | Series A | 9 | Nizam Syed Co-Founder and Chief Technology Officer | — | — | — |
| 37 | Pay Theory Cloud based platform offering payment solutions for education sectors | $2M | 52 mo ago | Seed | 9 | Joe Miramonti Co-Founder | WebflowGSAPTypekit+18 | — | — |
| 38 | LuckyTruck Online platform offering truck insurance quotes | $2M | 43 mo ago | Seed | 23 | Julie Zimmer Chief Executive Officer | Framer SitesZohoReact+12 | — | — |
| 39 | 10XTS Digitizing real-world assets with blockchain for secure, transparent, and efficient solutions | $2M | 50 mo ago | Seed | 15 | Michael Hiles Founder | — | — | — |
| 40 | AKRU Online investment platform for commercial real estate | $2M | 57 mo ago | Seed | 31 | — | SentryNode.jsGoogle Maps+39 | — | — |
| 41 | Hapi Online trading platform for stocks and ETF's | $2M | 45 mo ago | Seed | 27 | Billy Caballero Founder & CTO | TypeScriptGraphQLNode.js+21 | — | — |
| 42 | Wizest Online copy trading platform for the financial market | $2M | 48 mo ago | Seed | 9 | Axel Thibon Founder & CEO | Node.jsTailwind CSSReact+8 | — | — |
| 43 | Battle For Giostone Blockchain-based Esport multiplayer battle game | $1M | 44 mo ago | Funding Raised | — | Mile Gramatikov Co-Founder & CEO | — | — | — |
| 44 | Vigil Provider of post-issue insurance servicing platform for annuities and life insurance | $1M | 16 mo ago | Seed | — | Kole Lee Co-Founder | — | — | — |
| 45 | Auxilia Cloud-based donor management software for nonprofits | $1M | 12 mo ago | Seed | 13 | Aaron Gray Co-Founder | WordPress Block EditorElementorWordPress+25 | — | 1 launch |
| 46 | MedaSync AI-based software for data intelligence and workflow automation | $550K | 9 mo ago | Seed | 5 | Ryan Edgerly CEO | — | — | 1 partnership |
| 47 | zypl.ai AI-based credit scoring solution for financial and credit institutions | $500K | 2 mo ago | Series A | 35 | Azizjon Azimi Founder & CEO | Framer SitesReactLenis+7 | — | 1 launch · 1 partnership |
| 48 | Infrared Blockchain-based proof of liquidity management platform | $250K | 15 mo ago | Series A | — | Raito Founder | SanityNode.jsRadix UI+17 | 12 patents Advanced IR-visible sensor fusion and laser‑guided imaging for precise gas and environment detection | — |
| 49 | Storm Decentralized exchange offering to trade in crypto | $150K | 22 mo ago | Funding Raised | — | Denis Vasin Founder | SentryTypeScriptGraphQL+12 | 10 patents Protective building enclosures (storm/flood shields) and industrial airflow optimization for pulverizers | — |
| 50 | Spendr Online payment platform for cannabis payments | $106K | 16 mo ago | Series A | 11 | Lucas Gould Founder & CEO | WebflowLeafletLivefyre+19 | — | — |
Top 12 FinTech companies in Ohio
#1
Series E · Columbus, Ohio · founded 2012 · 230 employees$239.2Mraised▾
Provider of health insurance solutions for employees. It offers digital quoting for customized pricing, and an online portal for instant access to plan information and management. The insurance offered includes dental, vision, life, disability, and supplemental health coverage.
- Jul 2025Series E$24M
- Apr 2024Series E$29.8M
- Sep 2023Series E$40.9M
- Mar 2021Series E$80M
#2
Series B · Cincinnati, Ohio · founded 2018 · 137 employees$99.2Mraised▾
Coterie Insurance provides online insurance platform for small businesses. It offers coverage for general liability insurance, business owners insurance, and professional liability insurance. It features solutions for insurance quoting, chats, sales, and marketing for agents & partners.
- Sep 2025Series B—
- Mar 2024Series B$27M
- Oct 2021Series B$50M
- Feb 2021Series A$11.5M
#3
Series C · Cleveland, Ohio · founded 2013 · 68 employees$78.4Mraised▾
Provider of an online marketplace for education loan refinancing. It provides refinancing solutions for student loans and financial education for medical residents and fellows. Students enter the required details and supporting loan documents on the platform to check their eligibility for loans. The eligible students get approved for a new loan and the company pays off the old loans. Students can pay a minimum amount per month during the residency and fellowship training periods. Also provides a loan assessment tool, that enables the student to calculate the savings over the life of the loan, payments, and total cost of the loan.
- Sep 2025Series C$71M
- Feb 2024Series B$7M
- Jun 2022Series B$10M
- Jun 2021Series B$44.3M
#4
Branch 🦄Series D · Columbus, Ohio · founded 2017 · 2 employees$280.5Mraised▾
Provider of auto and home insurance solutions. It offers claims and offers insurance, home insurance, auto insurance, bundled insurance, and remote jobs. It also offers a way to file a claim and switch insurance companies. It simplifies the insurance buying experience with instant pricing and coverage options.
- Oct 2024Series D$51M
- Jun 2022Series C$147M
- Jun 2021Series B$50M
- Jul 2020Series A$24M
#5
Series A · Columbus, Ohio · founded 2023$2.5Mraised▾
Financial automation and analysis platform for high transaction businesses. It offers a real-time data-driven decision-making platform for businesses. It offers solutions for integrating financial sources, ledger management, audits, financial reporting, financial monitoring, and more.
- Feb 2026Series A$9.5M
- Jun 2024Seed$2.5M
#6
Series C · Columbus, Ohio · founded 2014 · 224 employees$50.8Mraised▾
Provider home insurance quote solutions. It connects lenders and borrowers originating a new home loan. It provides home insurance quotes, thus helping in completing the loan application and home-buying process.
- Jan 2025Series C$30M
- Oct 2023Conventional Debt$3M
- Oct 2023Series B$17M
- Oct 2020Series B$24.5M
#7
Series A · Delaware, Ohio · founded 2019 · 35 employees$500Kraised▾
AI-based credit scoring solution for financial and credit institutions. It enables banks and microfinance organizations to underwrite loans, both offline and digitally, to consumers with limited or no credit history. It also offers solutions for credit management and client management.
- Mar 2026Series A$5.5M
- Feb 2025Series A$3M
- Apr 2024Seed—
- Jun 2023Seed$500K
#8
Series C · Cincinnati, Ohio · founded 2018 · 127 employees$7Mraised▾
Luma Financial Tech offers order management solutions for brokers, dealers, and annuity advisors. Provides comparison tools for tracking, accessing, exporting, reporting, and managing overall order systems. Also, monitors the performance of structured products and annuities.
- Apr 2025Series C$63M
- May 2020Series A$7M
#9
Seed · Cleveland, Ohio · founded 2016 · 5 employees$550Kraised▾
AI-based data intelligence and workflow automation software. Solutions offered by the company include cost analytics, case management, and business intelligence. Cost analytics assists in the identification of high-cost medications and equipment. Case management aids in the management of patient stay, monitoring clinical changes, and service costs, and transitions.
- Aug 2025Seed—
- Feb 2024Seed$1.6M
- Jul 2018Seed$550K
- May 2018Grant (prize money)$25K
#10
Seed · Cleveland, Ohio · founded 2019 · 13 employees$1Mraised▾
Auxilia is a cloud-based donor management software for nonprofit organizations. It provides a platform that allows users to create an account and search for donors in the database. Some of its features are donation & donor management, campaign & fundraising tools, event & ticket management, social media automation, integrated payment processing, etc.
- May 2025Seed$1.4M
- May 2024Seed$425K
- Jun 2021Seed$600K
#11
Root 🦄Public · Columbus, Ohio · founded 2015 · 1571 employees$539.5Mraised▾
Provider of car insurance rates based primarily on driving behavior. The company offers mobile app-based policy management and claims filing. Roadside assistance coverage is available as an option. The app gathers data from smartphone sensors to analyze driving habits.
- Aug 2019Series E$360M
- Aug 2018Series D$100M
- Mar 2018Series C$51M
- 2017Series B$21.5M
#12
Seed · Delaware, Ohio · founded 2022$4Mraised▾
Peer-to-peer ordinal lending on Bitcoin. It enables borrowers to borrow against ordinals on Bitcoin, providing solutions for collateralized loans and decentralized finance.
- Jul 2024Seed$2.8M
- Jul 2024ICO$30K
- Dec 2023Seed$1.2M
Funding & investor landscape
Notable founders
Market landscape — 10 sub-themes by coverage
Share of FinTech coverage by sub-theme.
Regulatory-risk over time rising
Funding & growth over time
funding rising · growth rising
How research on Fintech is moving in the United States
A read on the academic research around Fintech — which themes are gaining ground, the institutions and researchers driving them, and how the tone is shifting. Based on 907 United States-affiliated papers.
- Film Independent54
- United States Department of Commerce26
- Community Partners22
- University of Virginia18
- International Monetary Fund12
- Financial services42
- Database transaction16
- Payment15
- Scalability12
- Credit risk11
- Financial services7→190
- Financial inclusion2→74
- Payment2→50
- Mobile payment3→29
- Leverage (statistics)1→21
- Financial services9→149
- Financial inclusion1→56
- Payment2→27
- Investment (military)1→19
- Cryptocurrency1→17
Where fintech is researched across United States
Location clusters by institution affiliation — each city's volume, stance tone, and a quick read on its hot topic, what's advancing, the opening opportunity, and the main concern.
Who's filing fintech patents in the United States
United States fintech patent filing is accelerating — 20 filings from 16 assignees (2016–2025), led by Mastercard International, Verifone, Financial Cloud Innovations; annual filings 1→7.
- Mastercard International20
- Verifone4
- Financial Cloud Innovations2
- Atombeam Technologies2
- Salah ALI Khalil1
- LNW Gaming1
- Kassetty Nikhil1
- DR Mariappan RAJA1