Best FinTech Companies in Texas, United States
The 1353 best FinTech companies in Texas, United States in 2026, ranked by funding and momentum. Funding, investors, founders, valuation, tech stack and live signals. Top: Beyond Finance.
Biggest earners American Express Co ($10.5B, +9% YoY), Mastercard Inc ($8.3B, +13% YoY), Flex Ltd. ($6.6B, +4% YoY), Fiserv Inc ($5.0B, +10% YoY)
Our analysis of 243 FinTech companies
$56.0b in tracked funding; 98% of the stack-profiled cohort runs cloud-native; funding activity peaked in 2025.
Ranked: Best FinTech companies in Texas
| # | Company | Disclosed funding | Last round | Stage | Employees | Founder | Patents & IP focus | Recent signals |
|---|---|---|---|---|---|---|---|---|
| 1 | Beyond Finance Provider of debt settlement services 80Customers top 21%Growth top 25%Funding top 26%Market top 37% All 7 signals ▾Customerstop 21% Growthtop 25% Fundingtop 26% Markettop 37% Producttop 47% Techbottom 47% Globalbottom 32% Customers: Play-Store rating 4.76★ across 8,936 ratings (1 apps) · Review volume +64% in 6 mo Growth: Headcount 100 → 384 (+284%) across vintages · App-install growth +43% YoY rank vs industry peers · Fliar Intelligence Index 80/100 | $1.2B | 33 mo ago | Funding Raised | 384 | — | — | 2 awards |
| 2 | Consensys 🦄 Developer of blockchain and web3 software platform 78Tech top 15%Funding top 21%Market top 27%Moat top 32% All 10 signals ▾Techtop 15% Fundingtop 21% Markettop 27% Moattop 32% Globaltop 35% Talenttop 38% Innovationtop 42% Patentstop 49% Growthbottom 42% Newsbottom 27% Tech: 57 technologies across 6/8 capability areas · Cloud: Cloudflare, Fastly Funding: Raised $725M across 5 rounds · 5 rounds over 7 yrs (0.7/yr) rank vs industry peers · Fliar Intelligence Index 78/100 | $725M | 43 mo ago | Series D | 900 | Joseph Lubin Founder | 5 patents Patents concentrated in electrical & electronics | — |
| 3 | inKind Digital dining rewards platform that allows users to earn cashback and perks when paying 60Customers top 20%Funding top 23%Tech top 33%News top 36% All 10 signals ▾Customerstop 20% Fundingtop 23% Techtop 33% Newstop 36% Growthtop 37% Talenttop 38% Producttop 40% Marketbottom 39% Moatbottom 38% Globalbottom 32% Customers: Play-Store rating 4.86★ across 13,870 ratings (2 apps) · Review volume +110% in 6 mo Funding: Raised $455M across 2 rounds · 2 rounds over 8 yrs (0.2/yr) rank vs industry peers · Fliar Intelligence Index 60/100 | $455M | 3 mo ago | Series B | 65 | Jonathan De Wolff Co-Founder & Chief Sustainability Officer | — | 1 job opening |
| 4 | Above Lending Provider of a platform brokering and originating unsecured consumer installment loans 37Funding top 25%Growth top 45%Tech top 49%Market bottom 34% All 5 signals ▾Fundingtop 25% Growthtop 45% Techtop 49% Marketbottom 34% Globalbottom 32% Funding: Raised $420M across 4 rounds · 4 rounds over 5 yrs (0.8/yr) rank vs industry peers · Fliar Intelligence Index 37/100 | $420M | 31 mo ago | Funding Raised | 44 44 → 104 (+136%) | — | — | — |
| 5 | Centra Leasing Provider of equipment financing and leasing solutions for businesses 45Innovation top 20%Funding top 25%Product top 37%Growth top 43% All 8 signals ▾Innovationtop 20% Fundingtop 25% Producttop 37% Growthtop 43% Techbottom 48% Globalbottom 32% Newsbottom 22% Marketbottom 17% Innovation: 12 product lines Funding: Raised $175M across 1 rounds · 1 rounds over 5 yrs (0.2/yr) rank vs industry peers · Fliar Intelligence Index 45/100 | $175M | 1 mo ago | Funding Raised | 1 | — | — | — |
| 6 | Bestow Online life insurance platform 67Funding top 23%Tech top 29%Moat top 31%Product top 34% All 10 signals ▾Fundingtop 23% Techtop 29% Moattop 31% Producttop 34% Growthtop 38% Innovationtop 41% Patentstop 41% Markettop 48% Globalbottom 33% Newsbottom 32% Funding: Raised $145M across 7 rounds · 7 rounds over 9 yrs (0.8/yr) Tech: 47 technologies across 5/8 capability areas · Cloud: Amazon Ses, Amazon Web Services rank vs industry peers · Fliar Intelligence Index 67/100 | $145M | 13 mo ago | Series D | 218 | — | 11 patents Content authentication referral platform and event-sourced workflow infrastructure | — |
| 7 | Solutions by Text Text API for payments via text messages 55Funding top 27%Product top 31%Moat top 31%Innovation top 32% All 11 signals ▾Fundingtop 27% Producttop 31% Moattop 31% Innovationtop 32% Patentstop 32% Growthtop 42% Techtop 43% Talentbottom 49% Newsbottom 45% Marketbottom 42% Globalbottom 31% Funding: Raised $145M across 2 rounds · 2 rounds over 5 yrs (0.4/yr) Product: 2 distinct product lines · Company stage: Series D rank vs industry peers · Fliar Intelligence Index 55/100 | $145M | 24 mo ago | Series D | 110 | Danny Cantrell Founder | 15 patents AI-powered automated classification and privileged document detection for legal e‑discovery | — |
| 8 | Billd SaaS-driven financing solution for construction material suppliers 62Funding top 24%Talent top 28%Moat top 31%Tech top 33% All 11 signals ▾Fundingtop 24% Talenttop 28% Moattop 31% Techtop 33% Producttop 39% Innovationtop 40% Patentstop 44% Growthtop 47% Marketbottom 45% Newsbottom 41% Globalbottom 33% Funding: Raised $134M across 7 rounds · 7 rounds over 8 yrs (0.9/yr) Talent: 3 named leaders on record · 3 C-suite/founder profiles curated rank vs industry peers · Fliar Intelligence Index 62/100 | $134M | 7 mo ago | Series B | 63 63 → 104 (+65%) | Jesse Weissburg Cofounder & Chief Commercial Officer | 12 patents AI-driven project management and contractor risk analytics software | — |
| 9 | TXSE Texas stock exchange 48Funding top 13%Growth top 35%Moat top 48%Talent bottom 49% All 7 signals ▾Fundingtop 13% Growthtop 35% Moattop 48% Talentbottom 49% Techbottom 47% Marketbottom 36% Globalbottom 29% Funding: Raised $133M across 3 rounds · 3 rounds over 2 yrs (1.5/yr) Growth: Fresh capital in last 24 mo rank vs industry peers · Fliar Intelligence Index 48/100 | $133M | 11 mo ago | Series E | — | James Lee Founder and CEO | — | — |
| 10 | SEON Provider of fraud prevention and AML compliance solutions and related services 64Growth top 21%Tech top 22%Funding top 30%Moat top 31% All 12 signals ▾Growthtop 21% Techtop 22% Fundingtop 30% Moattop 31% AItop 35% Newstop 36% Producttop 36% Globaltop 48% Talentbottom 48% Innovationbottom 46% Fin. healthbottom 43% Marketbottom 40% Growth: Revenue +224% YoY · Fresh capital in last 24 mo Tech: 49 technologies across 6/8 capability areas · Cloud: Amazon Cloudfront, Amazon S3 rank vs industry peers · Fliar Intelligence Index 64/100 | $107M | 9 mo ago | Series C | 20 | Bence Jendruszak Co-Founder & Chief Operating Officer | — | 1 launch |
| 11 | The Beneficient Company Group Platform providing suite of liquidity solutions and other financial and fiduciary services 57Product top 14%Funding top 23%Growth top 25%Innovation top 34% All 8 signals ▾Producttop 14% Fundingtop 23% Growthtop 25% Innovationtop 34% Techtop 43% Moatbottom 43% Globalbottom 30% Marketbottom 28% Product: 5 distinct product lines · Company stage: Public Funding: Raised $105M across 10 rounds · 10 rounds over 3 yrs (3.3/yr) rank vs industry peers · Fliar Intelligence Index 57/100 | $105M | 2 mo ago | Public | — | — | — | — |
| 12 | P97 Cloud-based and while-label wallets for multiple sectors 53Moat top 22%Product top 26%Funding top 32%Innovation top 34% All 10 signals ▾Moattop 22% Producttop 26% Fundingtop 32% Innovationtop 34% Growthtop 45% Techbottom 49% Talentbottom 49% Globalbottom 45% Marketbottom 43% Newsbottom 21% Moat: Editorial + unicorn rating 8/10 · Soonicorn Product: 4 distinct product lines · Company stage: Acquired rank vs industry peers · Fliar Intelligence Index 53/100 | $85M | 25 mo ago | Acquired | 121 | Donald Frieden President & CEO | — | — |
| 13 | Steadily Online insurance platform for rental property insurance 57Funding top 29%Tech top 34%Growth top 35%Product top 36% All 10 signals ▾Fundingtop 29% Techtop 34% Growthtop 35% Producttop 36% Talenttop 38% Moattop 39% Marketbottom 46% Innovationbottom 46% Globalbottom 37% Newsbottom 35% Funding: Raised $60.1M across 4 rounds · 4 rounds over 6 yrs (0.7/yr) Tech: 36 technologies across 5/8 capability areas · Cloud: Cloudflare, Vercel rank vs industry peers · Fliar Intelligence Index 57/100 | $60M | 13 mo ago | Series C | 93 | Datha Santomieri Co-Founder | — | 1 internship · 1 partnership |
| 14 | Yendo Financial securities-backed credit card 78AI top 15%Funding top 23%Talent top 23%Growth top 28% All 13 signals ▾AItop 15% Fundingtop 23% Talenttop 23% Growthtop 28% Customerstop 30% Techtop 33% Moattop 34% Newstop 42% Producttop 46% Patentstop 47% Innovationtop 50% Marketbottom 49% Globalbottom 32% AI: Holds AI/ML patents (G06N-family CPC) Funding: Raised $50.5M across 6 rounds · 6 rounds over 5 yrs (1.2/yr) rank vs industry peers · Fliar Intelligence Index 78/100 | $51M | 3 mo ago | Series B | 43 | Vivek Garipalli Co-Founder & CEO | 18 patents Patents concentrated in electrical & electronics | — |
| 15 | LeasePoint Funding Group Online lending platform for business loans 27Product top 42%Innovation top 43%Funding top 47%Talent bottom 49% All 7 signals ▾Producttop 42% Innovationtop 43% Fundingtop 47% Talentbottom 49% Marketbottom 37% Globalbottom 30% Techbottom 28% Product: 2 distinct product lines · Company stage: Conventional Debt Innovation: 2 product lines rank vs industry peers · Fliar Intelligence Index 27/100 | $40M | 20 mo ago | Funding Raised | — | Jeff Markim CEO & MD | — | — |
| 16 | Flueid Cloud-based software solution for the title insurance industry 24Funding top 30%Product top 49%Tech bottom 43%Market bottom 40% All 7 signals ▾Fundingtop 30% Producttop 49% Techbottom 43% Marketbottom 40% Growthbottom 33% Globalbottom 32% Newsbottom 21% Funding: Raised $39.1M across 6 rounds · 6 rounds over 6 yrs (1.0/yr) Product: 0 product launch events in 12 mo · Company stage: Series B rank vs industry peers · Fliar Intelligence Index 24/100 | $39M | 19 mo ago | Series B | 74 74 → 65 (-12%) | — | — | 1 award |
| 17 | FirstClose Mortgage settlement solutions provider 69News top 23%Growth top 24%Tech top 27%Talent top 32% All 11 signals ▾Newstop 23% Growthtop 24% Techtop 27% Talenttop 32% Fundingtop 33% Innovationtop 39% Producttop 39% Moattop 39% Marketbottom 42% Partnersbottom 35% Globalbottom 32% News: 8 BI events in 12 mo (of 15 tracked, 4 types) · 3 high-value events (IPO/M&A/funding/contracts) in 12 mo Growth: Headcount 34 → 47 (+38%) across vintages · Web rank 10,000,000 → 5,000,000 YoY rank vs industry peers · Fliar Intelligence Index 69/100 | $35M | 8 mo ago | Series B | 47 47 → 68 (+45%) | Tedd Smith Co-Founder & CEO | — | 2 awards |
| 18 | Siepe Data driven financial and IT solutions for asset managers 42Product top 30%Innovation top 34%Funding top 38%Moat top 39% All 10 signals ▾Producttop 30% Innovationtop 34% Fundingtop 38% Moattop 39% Talenttop 46% Growthbottom 47% Techbottom 42% Marketbottom 39% Newsbottom 37% Globalbottom 32% Product: 12 distinct product lines · Company stage: Series B Innovation: 12 product lines rank vs industry peers · Fliar Intelligence Index 42/100 | $33M | 21 mo ago | Series B | 80 | Michael Pusateri Founder & CEO | — | 3 job openings |
| 19 | UPTIQ Provider of no-code AI agent solutions for financial services 69AI top 20%Funding top 24%News top 25%Growth top 29% All 12 signals ▾AItop 20% Fundingtop 24% Newstop 25% Growthtop 29% Producttop 33% Innovationtop 36% Techtop 42% Partnerstop 45% Talentbottom 49% Moatbottom 38% Marketbottom 37% Globalbottom 32% AI: Classified as an AI company Funding: Raised $32.5M across 4 rounds · 4 rounds over 4 yrs (1.0/yr) rank vs industry peers · Fliar Intelligence Index 69/100 | $32M | 4 mo ago | Series B | 32 | Snehal Fulzele Founder & CEO | — | — |
| 20 | StellarFi Online platform offering credit repair solutions for consumers by reporting bill payments 42Tech top 30%Funding top 34%Growth top 45%Global bottom 36% All 5 signals ▾Techtop 30% Fundingtop 34% Growthtop 45% Globalbottom 36% Marketbottom 32% Tech: 43 technologies across 6/8 capability areas · Cloud: Amazon Cloudfront, Amazon S3 Funding: Raised $25.7M across 3 rounds · 3 rounds over 4 yrs (0.8/yr) rank vs industry peers · Fliar Intelligence Index 42/100 | $26M | 22 mo ago | Series A | 47 | — | — | — |
| 21 | VRGL Provider of a platform for wealth management firms to grow 24Funding top 34%Moat top 39%Talent bottom 49%Product bottom 45% All 7 signals ▾Fundingtop 34% Moattop 39% Talentbottom 49% Productbottom 45% Globalbottom 37% Marketbottom 34% Newsbottom 21% Funding: Raised $21.7M across 3 rounds · 3 rounds over 4 yrs (0.8/yr) Moat: Editorial + unicorn rating 7/10 · 9 curated direct competitors tracked rank vs industry peers · Fliar Intelligence Index 24/100 | $22M | 7 mo ago | Series A | 30 | Josh Smith Co-founder & CEO | — | 1 launch |
| 22 | VelaFi Operator of a platform for compliant and secure digital asset trading 48Talent top 23%Funding top 27%Tech bottom 48%Global bottom 48% All 5 signals ▾Talenttop 23% Fundingtop 27% Techbottom 48% Globalbottom 48% Marketbottom 37% Talent: 5 named leaders on record · 5 C-suite/founder profiles curated Funding: Raised $20.0M across 1 rounds · 1 rounds over 1 yrs (1.0/yr) rank vs industry peers · Fliar Intelligence Index 48/100 | $20M | 5 mo ago | Series B | — | Maggie Wu CEO & Co-Founder | — | 1 job opening · 1 launch |
| 23 | Method Provider of connectivity solutions for consumer credit and liability accounts 60AI top 15%Patents top 31%Funding top 34%Growth top 35% All 10 signals ▾AItop 15% Patentstop 31% Fundingtop 34% Growthtop 35% Innovationtop 36% Talenttop 38% Moattop 39% Techbottom 49% Globalbottom 36% Marketbottom 28% AI: Holds AI/ML patents (G06N-family CPC) Patents: 12 patents matched (strict assignee match) · 12 filings since 2022 vs 0 in 2017-21 rank vs industry peers · Fliar Intelligence Index 60/100 | $18M | 16 mo ago | Series B | 23 | Marco Carmen Co-Founder & CTO | 12 patents Intraoperative ultrasound imaging and navigation for minimally invasive surgical guidance | — |
| 24 | Turnkey Lender AI-driven loan origination and management software for banks and non-bank lenders 55Moat top 39%Funding top 41%Tech top 42%Growth top 45% All 10 signals ▾Moattop 39% Fundingtop 41% Techtop 42% Growthtop 45% AItop 45% Talentbottom 49% Marketbottom 47% Productbottom 45% Globalbottom 39% Newsbottom 32% Moat: Editorial + unicorn rating 7/10 · 9 curated direct competitors tracked Funding: Raised $18.1M across 3 rounds · 3 rounds over 10 yrs (0.3/yr) rank vs industry peers · Fliar Intelligence Index 55/100 | $18M | 9 mo ago | Series A | 144 | Elena Ionenko Co-Founder | — | 1 job opening |
| 25 | Qount Project, accounting and document management software 48Growth top 35%Talent top 38%Funding top 39%Product top 40% All 9 signals ▾Growthtop 35% Talenttop 38% Fundingtop 39% Producttop 40% Partnerstop 45% Globalbottom 48% Marketbottom 41% Techbottom 41% Newsbottom 18% Growth: Fresh capital in last 24 mo Talent: 2 named leaders on record · 2 C-suite/founder profiles curated rank vs industry peers · Fliar Intelligence Index 48/100 | $17M | 16 mo ago | Series B | 79 | Uday Koorella Co-Founder | — | 1 launch |
| 26 | Augment A marketplace for investors, shareholders, and brokers of private technology companies 21Growth top 28%Funding top 40%Moat top 45%Talent top 45% All 9 signals ▾Growthtop 28% Fundingtop 40% Moattop 45% Talenttop 45% Techbottom 49% Patentsbottom 39% Globalbottom 36% Marketbottom 16% Innovationbottom 4% Growth: Web rank 10,000,000 → 5,000,000 YoY · Fresh capital in last 24 mo Funding: Raised $16.5M across 1 rounds · 1 rounds over 1 yrs (1.0/yr) rank vs industry peers · Fliar Intelligence Index 21/100 | $17M | 9 mo ago | Series B | 7 | Adam Crawley Co-Founder | 2 patents Health monitoring via bio‑signal analytics and real‑time conversational metric prediction for CRM. | — |
| 27 | QuoteWell Provider of tech-enabled wholesale insurance brokerage services 22Funding top 37%Moat top 48%Talent bottom 49%News bottom 42% All 6 signals ▾Fundingtop 37% Moattop 48% Talentbottom 49% Newsbottom 42% Marketbottom 34% Globalbottom 29% Funding: Raised $15.0M across 2 rounds · 2 rounds over 3 yrs (0.7/yr) Moat: Editorial + unicorn rating 4/10 · 9 curated direct competitors tracked rank vs industry peers · Fliar Intelligence Index 22/100 | $15M | 8 mo ago | Series A | 31 | Joey Bouchard CEO | — | 1 partnership |
| 28 | Molecule SaaS-based platform for commodity trading 27Moat top 37%News top 41%Talent top 41%Funding top 43% All 10 signals ▾Moattop 37% Newstop 41% Talenttop 41% Fundingtop 43% Patentstop 44% Producttop 49% Techbottom 47% Innovationbottom 45% Globalbottom 40% Marketbottom 29% Moat: Editorial + unicorn rating 7/10 · IP moat: 14 patents News: 2 BI events in 12 mo (of 10 tracked, 6 types) · +100% YoY rank vs industry peers · Fliar Intelligence Index 27/100 | $14M | 11 mo ago | Series B | 24 24 → 48 (+100%) | Sameer Soleja Founder & CEO | 14 patents Pharmaceutical obesity/diabetes treatments and polymerizable‑liquid 3D‑printing material technologies | 1 launch |
| 29 | Routefusion Cross-border money transfer solutions for businesses 45Tech top 27%Growth top 35%Funding top 37%Moat top 39% All 7 signals ▾Techtop 27% Growthtop 35% Fundingtop 37% Moattop 39% Newsbottom 42% Globalbottom 32% Marketbottom 28% Tech: 50 technologies across 5/8 capability areas · Cloud: Amazon S3, Amazon Web Services Growth: Fresh capital in last 24 mo rank vs industry peers · Fliar Intelligence Index 45/100 | $14M | 8 mo ago | Series A | 17 17 → 24 (+41%) | — | — | — |
| 30 | Lendflow Provider of cloud-based lending solutions 53Growth top 35%Tech top 36%Funding top 38%Talent top 38% All 10 signals ▾Growthtop 35% Techtop 36% Fundingtop 38% Talenttop 38% Moattop 39% Innovationtop 46% Producttop 46% Newsbottom 45% Marketbottom 37% Globalbottom 32% Growth: Fresh capital in last 24 mo Tech: 31 technologies across 6/8 capability areas · Cloud: Amazon Cloudfront, Amazon S3 rank vs industry peers · Fliar Intelligence Index 53/100 | $13M | 12 mo ago | Series A | 68 | Matthew Watts Co-Founder & CTO | — | — |
| 31 | Car Capital Technologies Online platform to streamline purchase and finance of car 40Growth top 13%Talent bottom 49%Funding bottom 48%Tech bottom 43% All 6 signals ▾Growthtop 13% Talentbottom 49% Fundingbottom 48% Techbottom 43% Globalbottom 32% Marketbottom 26% Growth: Headcount 17 → 45 (+165%) across vintages · Fresh capital in last 24 mo Talent: 1 named leader on record · 1 C-suite/founder profile curated rank vs industry peers · Fliar Intelligence Index 40/100 | $12M | 14 mo ago | Series A | 45 | Justin Tisler Founder/President/Chief Capital Officer | — | — |
| 32 | Ironlight Group Tokenization platform offering public and private fund managers 27Moat top 39%Talent top 45%Funding top 48%Market bottom 40% All 5 signals ▾Moattop 39% Talenttop 45% Fundingtop 48% Marketbottom 40% Globalbottom 32% Moat: Editorial + unicorn rating 7/10 · 10 curated direct competitors tracked Talent: 3 named leaders on record · 3 C-suite/founder profiles curated rank vs industry peers · Fliar Intelligence Index 27/100 | $12M | 3 mo ago | Series A | — | Rob McGrath Co-Founder & CEO | — | 1 partnership |
| 33 | LevelField Provider of a platform uniting digital and traditional finance 22Funding top 36%Talent bottom 49%News bottom 42%Moat bottom 38% All 6 signals ▾Fundingtop 36% Talentbottom 49% Newsbottom 42% Moatbottom 38% Marketbottom 34% Globalbottom 29% Funding: Raised $10.3M across 6 rounds · 6 rounds over 8 yrs (0.8/yr) Talent: 1 named leader on record · 1 C-suite/founder profile curated rank vs industry peers · Fliar Intelligence Index 22/100 | $10M | 8 mo ago | Series A | — | Gene Grant Ii Chief Executive Officer | — | — |
| 34 | EPIC Provider of solutions streamlining loan payoff to title release processes 32Patents top 36%Talent top 38%Innovation top 43%Funding top 50% All 7 signals ▾Patentstop 36% Talenttop 38% Innovationtop 43% Fundingtop 50% Globalbottom 42% Techbottom 39% Marketbottom 31% Patents: 41 patents matched (strict assignee match) · 5 filings since 2022 vs 10 in 2017-21 Talent: 2 named leaders on record · 2 C-suite/founder profiles curated rank vs industry peers · Fliar Intelligence Index 32/100 | $10M | 7 mo ago | Series A | — | Mike Mclaren Co-Founder & CTO | 41 patents Roadway marking application monitoring, thickness control, and tape‑based paint systems | 1 launch · 1 partnership |
| 35 | GreatX Provider of real estate dual-stack structure-based tokenization services 21Talent top 38%Funding top 50%Tech top 50%Market bottom 25% All 5 signals ▾Talenttop 38% Fundingtop 50% Techtop 50% Marketbottom 25% Globalbottom 25% Talent: 2 named leaders on record · 2 C-suite/founder profiles curated Funding: Raised $10.0M across 1 rounds · 1 rounds over 1 yrs (1.0/yr) rank vs industry peers · Fliar Intelligence Index 21/100 | $10M | 11 mo ago | Series A | — | Dipika Patel Co-Founder | — | — |
| 36 | Curative Provider of self collecting COVID-19 testing centers listing platform 48Tech top 20%Innovation top 31%Patents top 33%News top 39% All 11 signals ▾Techtop 20% Innovationtop 31% Patentstop 33% Newstop 39% Fundingtop 42% Growthtop 42% Producttop 49% Moatbottom 44% Marketbottom 43% Globalbottom 33% Fin. healthbottom 14% Tech: 40 technologies across 6/8 capability areas · Cloud: Amazon Web Services, Cloudflare Innovation: 10 patents (top 47% of patent-holders) · 8 filings since 2022 vs 0 in 2017-21 rank vs industry peers · Fliar Intelligence Index 48/100 | $10M | 7 mo ago | Series B | 2,251 | — | 10 patents Molecular diagnostics: nucleic acid purification, sample collection kits, and infection/immunity testing devices. | 1 award |
| 37 | Nexity Network Blockchain-based network and NFT marketplace 5Funding bottom 43%Tech bottom 36%Global bottom 25%Market bottom 15% All 4 signals ▾Fundingbottom 43% Techbottom 36% Globalbottom 25% Marketbottom 15% Funding: Raised $8.2M across 1 rounds · 1 rounds over 1 yrs (1.0/yr) Tech: 14 technologies across 3/8 capability areas · Cloud: Cloudflare rank vs industry peers · Fliar Intelligence Index 5/100 | $8M | 16 mo ago | Seed | 3 | — | — | — |
| 38 | Nada Online investment platform for real estate 40Talent top 28%Tech top 32%Funding top 43%Growth top 46% All 10 signals ▾Talenttop 28% Techtop 32% Fundingtop 43% Growthtop 46% Productbottom 48% Fin. healthbottom 35% Newsbottom 34% Moatbottom 34% Marketbottom 32% Globalbottom 32% Talent: 4 named leaders on record · 4 C-suite/founder profiles curated Tech: 38 technologies across 5/8 capability areas · Cloud: Cloudflare, Vercel rank vs industry peers · Fliar Intelligence Index 40/100 | $8M | 12 mo ago | Series A | 74 | John Green Founder & COO | — | — |
| 39 | Latitude Provider of digital infrastructure for cross border fiat currency payments 37Talent top 28%Funding top 35%Patents top 36%Innovation top 46% All 7 signals ▾Talenttop 28% Fundingtop 35% Patentstop 36% Innovationtop 46% Globaltop 48% Techbottom 43% Marketbottom 25% Talent: 3 named leaders on record · 3 C-suite/founder profiles curated Funding: Raised $8.0M across 1 rounds · 1 rounds over 1 yrs (1.0/yr) rank vs industry peers · Fliar Intelligence Index 37/100 | $8M | 2 mo ago | Seed | — | Brian Wrightson Co-Founder & CTO | 89 patents Phosphate ceramic coatings and UAV modular receptacle and flight‑control technologies | — |
| 40 | Mesa Online platform offering mortgage loan management 24Funding top 36%Talent top 38%Product bottom 48%Tech bottom 45% All 8 signals ▾Fundingtop 36% Talenttop 38% Productbottom 48% Techbottom 45% Moatbottom 45% Marketbottom 36% Globalbottom 29% Customersbottom 5% Funding: Raised $7.2M across 3 rounds · 3 rounds over 2 yrs (1.5/yr) Talent: 2 named leaders on record · 2 C-suite/founder profiles curated rank vs industry peers · Fliar Intelligence Index 24/100 | $7M | 10 mo ago | Series A | — | Peyton Hayslette Co-Founder & CTO | — | — |
| 41 | Realpha Technologies App-based alternative investment platform for real estate 55Product top 27%Tech top 29%Growth top 38%Funding top 40% All 11 signals ▾Producttop 27% Techtop 29% Growthtop 38% Fundingtop 40% Innovationtop 41% Newstop 44% AItop 45% Moattop 48% Talentbottom 41% Marketbottom 32% Globalbottom 32% Product: 1 product launch event in 12 mo, 1 the year before · 1 published app (8 installs) Tech: 44 technologies across 5/8 capability areas · Cloud: Amazon Cloudfront, Amazon Ses rank vs industry peers · Fliar Intelligence Index 55/100 | $6M | 10 mo ago | Public | 28 | Piyush Phadke CFO | — | 2 launchs |
| 42 | Ownwell Property tax saving & management solutions for individuals and businesses 64Growth top 25%News top 27%Talent top 28%Partners top 32% All 9 signals ▾Growthtop 25% Newstop 27% Talenttop 28% Partnerstop 32% Techtop 34% Fundingtop 36% Moattop 39% Marketbottom 43% Globalbottom 32% Growth: Fresh capital in last 24 mo News: 5 BI events in 12 mo (of 7 tracked, 2 types) · 5 high-value events (IPO/M&A/funding/contracts) in 12 mo rank vs industry peers · Fliar Intelligence Index 64/100 | $6M | 3 mo ago | Series B | 53 | Joseph Noor Co-Founder & CTO | — | — |
| 43 | instead AI-driven platform maximizing tax savings for individuals and businesses 48Tech top 30%Growth top 35%AI top 35%Talent top 38% All 7 signals ▾Techtop 30% Growthtop 35% AItop 35% Talenttop 38% Fundingbottom 44% Globalbottom 37% Marketbottom 20% Tech: 51 technologies across 4/8 capability areas · Cloud: Amazon Cloudfront, Amazon S3 Growth: Fresh capital in last 24 mo rank vs industry peers · Fliar Intelligence Index 48/100 | $5M | 13 mo ago | Series A | 1 | Micah Davis Co-Founder | — | — |
| 44 | 6Lock Fintech company that provides payment solutions for private equity and venture capital firms 27Talent top 38%Funding top 47%Market bottom 37%Global bottom 30% All 4 signals ▾Talenttop 38% Fundingtop 47% Marketbottom 37% Globalbottom 30% Talent: 2 named leaders on record · 2 C-suite/founder profiles curated Funding: Raised $4.8M across 1 rounds · 1 rounds over 1 yrs (1.0/yr) rank vs industry peers · Fliar Intelligence Index 27/100 | $5M | 4 mo ago | Series A | — | David Beisner Co-Founder & COO | — | — |
| 45 | Markaaz App and cloud-based small business and enterprise management solutions 32Moat top 31%Talent top 38%Patents top 39%Innovation top 45% All 10 signals ▾Moattop 31% Talenttop 38% Patentstop 39% Innovationtop 45% Fundingbottom 48% Productbottom 47% Techbottom 42% Globalbottom 36% Marketbottom 32% Newsbottom 27% Moat: Editorial + unicorn rating 7/10 · IP moat: 9 patents Talent: 2 named leaders on record · 2 C-suite/founder profiles curated rank vs industry peers · Fliar Intelligence Index 32/100 | $5M | 3 mo ago | Series A | 58 | Hany Fam Founder & CEO | 9 patents Patents concentrated in computing, sensing & instrumentation | 1 partnership |
| 46 | Greenboard Provider of intelligent tools for financial compliance solutions 29Talent top 38%Funding top 41%Moat top 48%Tech bottom 46% All 6 signals ▾Talenttop 38% Fundingtop 41% Moattop 48% Techbottom 46% Globalbottom 37% Marketbottom 32% Talent: 2 named leaders on record · 2 C-suite/founder profiles curated Funding: Raised $4.5M across 2 rounds · 2 rounds over 2 yrs (1.0/yr) rank vs industry peers · Fliar Intelligence Index 29/100 | $4M | 1 mo ago | Series A | — | Ed Schembor Co-Founder | — | 1 job opening |
| 47 | Perk 🦄 Provider of AI powered platform for managing business travel, expenses, and invoices 72Growth top 22%Tech top 34%Product top 36%Customers top 37% All 10 signals ▾Growthtop 22% Techtop 34% Producttop 36% Customerstop 37% Fundingtop 39% AItop 45% Moattop 47% Talentbottom 49% Marketbottom 48% Globalbottom 38% Growth: App-install growth +64% YoY · Fresh capital in last 24 mo Tech: 38 technologies across 6/8 capability areas · Cloud: Amazon Cloudfront, Amazon Web Services rank vs industry peers · Fliar Intelligence Index 72/100 | $4M | 16 mo ago | Series E | 33 | Avi Meir Co-Founder & CEO | — | — |
| 48 | Raveum Pioneering fractional real estate investment platform 48Talent top 38%Tech top 39%Growth top 45%Funding bottom 45% All 5 signals ▾Talenttop 38% Techtop 39% Growthtop 45% Fundingbottom 45% Globalbottom 34% Talent: 2 named leaders on record · 2 C-suite/founder profiles curated Tech: 29 technologies across 5/8 capability areas · Cloud: Amazon Cloudfront, Amazon S3 rank vs industry peers · Fliar Intelligence Index 48/100 | $1M | 7 mo ago | Seed | — | Kabir Israni Co-Founder & CEO | — | 3 job openings · 1 award |
| 49 | Zive AI Platform providing fund management services 45Patents top 45%AI top 45%Innovation top 47%Funding bottom 47% All 6 signals ▾Patentstop 45% AItop 45% Innovationtop 47% Fundingbottom 47% Talentbottom 45% Globalbottom 35% Patents: 6 patents matched (strict assignee match) · 4 filings since 2022 vs 2 in 2017-21 AI: Product described with: ai-driven rank vs industry peers · Fliar Intelligence Index 45/100 | $1M | 9 mo ago | Seed | — | Rajesh Gopi Founder & CEO | 6 patents Web-to-desktop integration and rendering platforms for web applications and digital content visualization | — |
| 50 | AGORA Data P2P exchange marketplace for automotive financing 40Talent top 38%Innovation top 39%Tech top 39%Product top 48% All 9 signals ▾Talenttop 38% Innovationtop 39% Techtop 39% Producttop 48% Fundingbottom 42% Growthbottom 42% Marketbottom 37% Globalbottom 32% Newsbottom 29% Talent: 2 named leaders on record · 2 C-suite/founder profiles curated Innovation: 8 product lines rank vs industry peers · Fliar Intelligence Index 40/100 | $191K | 3 mo ago | Seed | 80 | Christopher Hawke Co-Founder & CLO | — | 1 job opening · 1 partnership |
Top 12 FinTech companies in Texas
#1
Series B · Austin, Texas · founded 2018 · 65 employees$455.3Mraised▾
Digital dining rewards platform that allows users to earn cashback and perks when paying. It allows seamless bill payments through an app, while offering rewards, bonuses, and promotional offers across a large network of partner locations. Users can discover venues, unlock dining benefits, and enhance their restaurant experience through integrated payment and loyalty features, all managed within a single digital interface.
- Feb 2026Series B$450M
- Feb 2026Conventional Debt—
- Apr 2018Conventional Debt—
- Apr 2018Series A$5.3M
#2
Funding Raised · Plano, Texas · founded 2013 · 1 employees$175Mraised▾
Provider of equipment financing and leasing solutions for businesses. It offers direct lending capabilities to finance equipment for small- and medium-sized businesses across various industry sectors. The company provides options for customers’ equipment financing needs through its vendor programs, online finance center, and broker program.
- May 2026Conventional Debt$175M
- Mar 2021Conventional Debt—
#3
Public · Dallas, Texas · founded 2003$105.4Mraised▾
Platform providing suite of liquidity solutions and other financial and fiduciary services. Its liquidity solutions are available for most types of professionally managed alternative asset investments and can be customized to suit individual circumstances.
- Apr 2026Post IPO$8.8M
- Jan 2026Post IPO$3M
- Jun 2025Post IPO$1.9M
- Apr 2025Post IPO$233.3K
#4
Series B · Dallas, Texas · founded 2021 · 43 employees$50.5Mraised▾
Financial securities-backed credit card. Provides vehicle-secured credit cards for consumers with credit builder solutions. It allows users to manage invoicing, purchases, expenses, payments, profit and loss, and balance sheets, and create their own reports to chart. Features include invoices, orders, tax calculations, cash flow projections, reporting, ledger, and payments.
- Feb 2026Conventional Debt$200M
- Oct 2025Series B$50M
- May 2024Series A$15M
- May 2024Venture Debt$150M
#5
Series B · Austin, Texas · founded 2018 · 63 employees$134.1Mraised▾
SaaS-driven financing solution for construction material suppliers. The platform enables material suppliers and contractors to register and buy materials by making online payments. It also facilitates users to make payments, cash flow management for projects, project completion management, and more.
- Nov 2025Series B—
- Jul 2025Series B$7.5M
- Apr 2024Series B$17.5M
- May 2023Series B$18.2M
#6
Series B · Dallas, Texas · founded 2022 · 32 employees$32.5Mraised▾
Provider of no-code AI agent solutions for financial services. This company develops and offers an AI platform enabling the creation and deployment of AI agents for various financial sectors, including wealth management, banking, and fintech. The platform provides pre-built agents for common financial tasks and allows developers to build custom agents using powerful APIs. It caters to both developers seeking to build custom solutions and organizations looking to automate workflows without extensive coding. The platform integrates with existing financial systems and offers debugging tools for enhanced control.
- Feb 2026Series B$25M
- Oct 2025Series A$12M
- Oct 2024Series A$21M
- Jan 2022Seed$12M
#7
Series C · Austin, Texas · founded 2017 · 20 employees$106.6Mraised▾
Provider of fraud prevention and AML compliance solutions and related services. They offer digital footprint analysis, device intelligence, and AI-driven machine learning to detect and prevent fraudulent activities. The company provides customer screening, payment screening, transaction monitoring, and case management tools. It supports industries including financial services, fintech, payments, and retail. The company also offers managed risk services, integration guides, and API documentation.
- Sep 2025Series C$80M
- Apr 2022Series B$94M
- Mar 2021Series A$12M
- Feb 2018Seed$624K
#8
Series E · Houston, Texas · founded 2023$133.3Mraised▾
Texas stock exchange. It provides U.S. and global companies access to U.S. equity capital markets and provide provide a venue to trade and list public companies and the growing universe of exchange-traded products.
- Jul 2025Series E$112.7M
- Sep 2024Series D$28.8M
- Mar 2024Series D$132.5M
#9
Series A · Austin, Texas · founded 2022$11.8Mraised▾
Tokenization platform offering public and private fund managers. It is a platform that digitizes real‑world assets such as funds, corporate stock, real estate, and fine art via blockchain-based security tokens. It is designed to improve operational workflow, streamline settlement processes, and support regulatory compliance, including FINRA and SEC registration plans for an Alternative Trading System.
- Mar 2026Series A$21M
- Dec 2022Series A$11.8M
#10
Series D · Dallas, Texas · founded 2016 · 218 employees$145Mraised▾
Bestow provides online life insurance platform for individuals. It provides coverage according to the policyholder. The insurance quotes are provided based on health data.
- May 2025Venture Debt$50M
- May 2025Series D$75M
- Dec 2020Series C$70M
- Apr 2020Series B$50M
#11
Series A · Austin, Texas · founded 2023$4.5Mraised▾
Provider of intelligent tools for financial compliance solutions. Fintechs, private funds, and wealth managers use the platform to consolidate compliance software functionality onto a single modern platform that uses AI to detect risk.
- May 2026Series A$15.5M
- May 2024Seed$4.5M
#12
Series B · Plano, Texas · founded 2025$20Mraised▾
Operator of a platform for compliant and secure digital asset trading. It facilitates global payments and block trade services. The platform provides customer support and security measures. It aims to offer efficient trading solutions.
- Jan 2026Series B$20M
Funding & investor landscape
Notable founders
Market landscape — 10 sub-themes by coverage
Share of FinTech coverage by sub-theme.
Regulatory-risk over time rising
Funding & growth over time
funding rising · growth rising
What Texas researches in fintech
UT Dallas and Texas A&M dominate Texas fintech research, focusing heavily on crowdfunding and digital finance regulation, with a contested tone driven by 12 concern-coded papers versus just 1 breakthrough.
- The University of Texas at Dallas5
- Texas A&M University3
- Texas A&M University School of Law3
- The University of Texas at San Antonio2
- The University of Texas at Austin2