Best FinTech Companies in Pennsylvania, United States
The 457 best FinTech companies in Pennsylvania, United States in 2026, ranked by funding and momentum. Funding, investors, founders, valuation, tech stack and live signals. Top: SunGard.
Biggest earners American Express Co ($10.5B, +9% YoY), Mastercard Inc ($8.3B, +13% YoY), Flex Ltd. ($6.6B, +4% YoY), Fiserv Inc ($5.0B, +10% YoY)
Our analysis of 243 FinTech companies
$56.0b in tracked funding; 98% of the stack-profiled cohort runs cloud-native; funding activity peaked in 2025.
Ranked: Best FinTech companies in Pennsylvania
| # | Company | Disclosed funding | Last round | Stage | Employees | Founder | Patents & IP focus | Recent signals |
|---|---|---|---|---|---|---|---|---|
| 1 | SunGard Enterprise Software | $2.1B | 147 mo ago | Acquired | 25,000 | — | — | — |
| 2 | Envestnet Cloud-based front and back-office solutions for wealth managers, financial advisors, and financial… | $862M | 70 mo ago | Acquired | 3,429 3,429 → 2,788 (-19%) · sector median +28% | Chris Todd CEO | — | 1 partnership |
| 3 | Shift4 Provider of end-to-end commerce solutions, including payments and point of sale | $604M | 41 mo ago | Acquired | 2,300 2,300 → 2,557 (+11%) · sector median +28% | Jared Isaacman Founder | 43 patents Facilitates tokenized payment processing and merchant transaction authorization systems. | — |
| 4 | Keystone Agency Partners Insurance agency management solutions for the insurance industry | $595M | 28 mo ago | Acquired | 418 418 → 813 (+94%) · sector median +28% | — | — | — |
| 5 | Ageras Provider of financial management tools for small businesses and freelancers 50Talent top 28%Funding top 30%Tech top 35%Moat top 39% All 9 signals ▾Talenttop 28% Fundingtop 30% Techtop 35% Moattop 39% Growthtop 40% Newstop 45% Marketbottom 41% Globalbottom 39% Fin. healthbottom 29% Talent: 3 named leaders on record · 3 C-suite/founder profiles curated Funding: Raised $228M across 10 rounds · 10 rounds over 11 yrs (0.9/yr) rank vs industry peers · Fliar Intelligence Index 50/100 | $228M | 25 mo ago | Acquired | 16 | Rico Andersen Co-Founder & CEO | — | — |
| 6 | Par Funding Receivership managing assets and claims related to Par Funding case | $227M | 88 mo ago | Funding Raised | 29 | Lisa McElhone CEO & President | — | — |
| 7 | Marlin Financial solutions provider specializing in equipment leasing and commercial lending | $202M | 94 mo ago | Public | 106 | Jeffrey Hilzinger CEO | 19 patents Secure, distributed electronic media distribution and storage platforms for mobile networks | — |
| 8 | InstaMed Healthcare bill payment solutions | $123M | 116 mo ago | Acquired | 275 | — | — | — |
| 9 | Dynamics Innovator in flexible electronics, payment cards, IoT, and digital technologies | $111M | 138 mo ago | Series C | 31 | — | 704 patents Patents concentrated in health & consumer products | — |
| 10 | Stronghold Digital Mining Crypto mining solutions using renewable sources of energy | $105M | 29 mo ago | Acquired | 115 | Gregory Beard CEO | — | — |
| 11 | iPipeline Cloud-based software suite for life insurance and financial services industry | $104M | 172 mo ago | Acquired | 433 | — | — | — |
| 12 | Funding Metrics Alternative credit scoring solution for evaluating businesses | $100M | 75 mo ago | Funding Raised | 36 36 → 67 (+86%) · sector median +28% | — | — | 1 partnership |
| 13 | Ollo Credit card solutions | $100M | 97 mo ago | Acquired | 86 | Priya Jakatdar Co-Founder | — | — |
| 14 | Lyric Claim payment processing solution for healthcare tech businesses | $91M | 34 mo ago | Series C | 400 | Rajeev Ronanki Chief Executive Officer | — | — |
| 15 | USA Technologies Payment processing solutions for businesses | $81M | 63 mo ago | Public | 269 | — | 258 patents Patents concentrated in construction | — |
| 16 | Liberty SBF Provider of commercial real estate loans for business and investment purposes | $80M | 120 mo ago | Series B | 25 | — | — | — |
| 17 | ParetoHealth Provider of health benefits solutions for midsize employers through community-based risk pooling | $78M | 36 mo ago | Series C | 124 | Andrew Cavenagh CEO | — | — |
| 18 | LIO Online platform for property insurance | $78M | 63 mo ago | Series C | 48 | Christopher Maguire Chief Executive Officer | — | — |
| 19 | QuotaPath SaaS-based performance management system for sales professionals | $67M | 49 mo ago | Series B | 84 | Eric Heydenberk Co-Founder & CTO | — | 1 launch |
| 20 | Green Cabbage Software-based platform offering financial analytics solutions 50Funding top 23%Growth top 25%News top 36%Tech top 37% All 9 signals ▾Fundingtop 23% Growthtop 25% Newstop 36% Techtop 37% Producttop 41% Talentbottom 47% Innovationbottom 34% Marketbottom 29% Globalbottom 29% Funding: Raised $60.0M across 2 rounds · 2 rounds over 2 yrs (1.0/yr) Growth: Web rank 50,000,000 → 5,000,000 YoY · Fresh capital in last 24 mo rank vs industry peers · Fliar Intelligence Index 50/100 | $60M | 8 mo ago | Series B | 36 | Eric Cunningham Founder & CEO | — | — |
| 21 | SAVANA Omnichannel banking and CRM solution for banks and mortgage professionals | $48M | 46 mo ago | Series A | 103 | Mike Wolfel CEO & CTO | — | — |
| 22 | Idelic Offers AI & SaaS-based fleet management software | $31M | 62 mo ago | Acquired | 58 58 → 45 (-22%) · sector median +28% | Hayden Cardiff Founder & CIO | — | — |
| 23 | LoanStar Embedded lending platform powering financial institutions and merchants with tailored lending programs 45Funding top 27%Product top 30%Innovation top 34%Talent top 38% All 8 signals ▾Fundingtop 27% Producttop 30% Innovationtop 34% Talenttop 38% Techtop 48% Marketbottom 30% Globalbottom 29% Newsbottom 22% Funding: Raised $30.4M across 4 rounds · 4 rounds over 9 yrs (0.4/yr) Product: 7 distinct product lines · Company stage: Series B rank vs industry peers · Fliar Intelligence Index 45/100 | $30M | 5 mo ago | Series B | 31 | Andrew Turner Co-Founder & CEO | — | 1 partnership |
| 24 | Fintegra Online platform for revenue-based financing | $30M | 51 mo ago | Funding Raised | 12 | Bret Dunlap Founder | — | 1 award |
| 25 | Deduce Provider of identity graph for detecting stolen and synthetic identity fraud | $26M | 33 mo ago | Acquired | 13 | — | — | — |
| 26 | RenoFi Online marketplace for home renovation loans | $21M | 3 mo ago | Series B | 14 | Justin Goldman Co-Founder & CEO | — | 1 job opening |
| 27 | Credit Genie Provider of an app-based platform for consumer debt management solutions | $21M | 16 mo ago | Series B | 21 | Ed Harycki Founder & CEO | — | — |
| 28 | Chain.io Provider of cloud-based EDI solutions to the logistics industry | $16M | 17 mo ago | Series A | 38 38 → 23 (-39%) · sector median +28% | Brian Glick Co-Founder & CEO | 5 patents Automated vehicle tire lifting and platform systems for automotive service | 1 launch |
| 29 | Powerlytics Marketing intelligence platform | $15M | 22 mo ago | Series B | 12 12 → 19 (+58%) · sector median +28% | Kevin Sheetz CEO and Co-Founder | — | — |
| 30 | AKUVO Banking software suite for financial institutions | $13M | 14 mo ago | Series A | 46 | — | — | 1 job opening · 1 launch |
| 31 | Benefix Provider of healthcare insurance for employees | $13M | 47 mo ago | Series B | 24 | — | — | — |
| 32 | FIDX Provider of technology solutions connecting brokerage, insurance, and advisory ecosystems | $12M | 12 mo ago | Series B | 75 | Rich Romano Co-Founder & CEO | — | — |
| 33 | ForMotiv AI-based behavioral analytics and predictive intelligence solutions | $12M | 35 mo ago | Seed | 31 | Mike Mayock Co-Founder & Chief Customer Officer | — | — |
| 34 | AblePay Health Medical bill payment solution for healthcare providers | $11M | 26 mo ago | Series B | 40 | John Fistner Founder & CEO | — | 5 partnerships |
| 35 | RiskLimiter RiskLimiter: Streamlining inspections with a suite of user-friendly, risk-reducing software | $9M | 35 mo ago | Series A | 20 20 → 18 (-10%) · sector median +28% | Brian Rosen President/CEO | — | 1 launch |
| 36 | Mavia NFT-based multiplayer strategy games | $8M | 28 mo ago | Seed | 41 | — | — | — |
| 37 | Asset-Map Visual financial planning software empowering advisors to create client-centric strategies | $8M | 40 mo ago | Series B | 26 26 → 48 (+85%) · sector median +28% | H Holt Founder & CEO | — | 1 partnership |
| 38 | WealthHub Solutions Trust administration software solution for trust companies and family offices | $7M | 19 mo ago | Series A | 13 | James Marks President & CEO | — | 2 awards |
| 39 | Koop Provider of AI-powered platform for compliance, risk management, and insurance | $7M | 31 mo ago | Seed | 5 | Sergey Litvinenko Co-Founder & CEO | 8 patents Integrated aircraft cabin air heating systems for temperature control | 1 partnership |
| 40 | Finresi Online platform for investing in real estate secured loans | $7M | 31 mo ago | Funding Raised | — | Kirk Ayzenberg Co-Founder | — | — |
| 41 | Handl Health Employer benefits quoting software for healthcare price transparency | $4M | 5 mo ago | Series A | 10 | Karthik Palaniappan Co-Founder & CTO | — | 1 job opening |
| 42 | Beneration Invoice auditing & benefits administration software | $3M | 5 mo ago | Series A | 24 | Rick Hirsh CEO | — | — |
| 43 | NovaData Solutions Platform for automated invoice review and processing for property claims 9Talent top 38%Funding top 39%Moat top 45%Tech bottom 43% All 9 signals ▾Talenttop 38% Fundingtop 39% Moattop 45% Techbottom 43% Patentsbottom 36% Globalbottom 33% Innovationbottom 23% Newsbottom 18% Marketbottom 9% Talent: 2 named leaders on record · 2 C-suite/founder profiles curated Funding: Raised $2.7M across 5 rounds · 5 rounds over 4 yrs (1.2/yr) rank vs industry peers · Fliar Intelligence Index 9/100 | $3M | 1 mo ago | Series B | 2 | Chris Troy President and Co-Founder | 2 patents Enterprise auditing software for equipment usage and peer performance verification | — |
| 44 | RociFi Online crypto-based consumer lending platform | $3M | 32 mo ago | Seed | 11 | — | — | — |
| 45 | PolicyBound Provider of insurance agency management software | $2M | 12 mo ago | Seed | — | Mike Weisbrot Founder & CEO | — | — |
| 46 | Pledge IT Fundraising platform empowering nonprofits to rally communities and reach goals | $2M | 17 mo ago | Series A | 16 | Scott Shirley Co-Founder and CEO | 3 patents Point‑of‑sale charitable donation processing and lending platform | — |
| 47 | Trained Provider of AI platform automating mortgage loan manufacturing and processing | $2M | 9 mo ago | Seed | 16 | Mark Cunningham Co-Founder | CEO | 2 patents Patents concentrated in computing, sensing & instrumentation | — |
| 48 | Troutwood App-based platform financial planning and investment education | $100K | 3 mo ago | Seed | — | Gene Natali Co-Founder & CEO | 22 patents Financial investment simulation software and interactive geographic visualization platforms | — |
| 49 | Orbweaver Data automation solutions for the electronics industry, ensuring clean, connected data | $100K | 7 mo ago | Series A | 24 24 → 35 (+46%) · sector median +28% | Tony Powell Co-Founder | — | — |
| 50 | Allectrify Developer of a P2P lending platform | $100K | 11 mo ago | Seed | 3 | Colin Bishopp CEO | — | — |
Top 12 FinTech companies in Pennsylvania
#1
Series B · Philadelphia, Pennsylvania · founded 2018 · 14 employees$21.1Mraised▾
Online marketplace for home renovation loans. It enables users to obtain loans for renovating residential real estate properties. It offers loans with customized terms, amounts, and repayment options. It provides loans for owned home renovations and renovations for properties that are about to be purchased.
- Mar 2026Series B$22M
- Dec 2024Series A$12.3M
- Apr 2022Series A$14M
- Jun 2020Series A$6.4M
#2
Series B · Conshohocken, Pennsylvania · founded 2015 · 31 employees$30.4Mraised▾
Embedded lending platform powering financial institutions and merchants with tailored lending programs. It offers a comprehensive suite of solutions designed to facilitate embedded lending programs. The platform, MerchantLinQ, enables businesses to implement lending programs tailored to their specific needs, targeting various retail opportunities and sectors. It provides a configurable and customizable experience, allowing for brand strengthening through a seamless lending portal. The company focuses on collaborative partnerships, assisting clients in designing and optimizing lending programs. It benefits lenders by diversifying portfolios and reaching new customers, while merchants can enhance sales, service, and customer loyalty through better financing options. The platform supports elective medical, home improvement, HVAC, lawn and garden, pool and spa, recreational vehicle, and renewable energy lending. It is a technology-driven solution that connects lenders and merchants, creating a powerful ecosystem for embedded finance.
- Jan 2026Series B$500K
- Jan 2024Series B$28M
- Nov 2018Series A$2.2M
- Jan 2017Seed$250K
#3
Series B · Cranberry Township, Pennsylvania · founded 2017 · 36 employees$60Mraised▾
Software-based platform offering financial analytics solutions. It offers solutions for spending analytics, expense management, invoice management, variance reporting, approvals, procurement management, forecasting solutions, and more.
- Oct 2025Series B$40M
- Oct 2024Series A$20M
#4
Series B · Haverford, Pennsylvania · founded 2021 · 2 employees$2.7Mraised▾
Platform for automated invoice review and processing for property claims. The platform leverages advanced data strategies and AI learning to drive operational efficiencies and increase recoveries for property claims.
- May 2026Series B$1.7M
- Feb 2025Series A$665K
- Feb 2024Series A$3M
- Sep 2022Seed$1M
#5
Series A · Pittsburgh, Pennsylvania · founded 2021 · 10 employees$4Mraised▾
Employer benefits quoting software for healthcare price transparency. Calculates the true cost of care for enterprises across the healthcare industry, and helps health plans comply with legislation, and digitizes the process of shopping, booking, and paying for care.
- Dec 2025Series A$14.2M
- Apr 2025Grant (prize money)$1.9M
- Apr 2024Seed$2.5M
- Nov 2023Seed$1.4M
#6
Series A · Philadelphia, Pennsylvania · founded 2012 · 24 employees$3.3Mraised▾
Beneration provides invoice auditing & benefits administration software for businesses. It offers VerifiaBill software for invoice consolidation, reporting, and auditing solutions. It also offers CoverageSpace software for benefits administration and HR management solutions.
- Dec 2025Series A$3.3M
- Dec 2025Conventional Debt—
#7
Series B · Berwyn, Pennsylvania · founded 2017 · 75 employees$12Mraised▾
Provider of technology solutions connecting brokerage, insurance, and advisory ecosystems. It offers a platform facilitating annuity research, purchase, and monitoring, integrated with financial planning tools. The platform streamlines the process, improving efficiency and reducing errors. This includes features for planning, research, proposal generation, application processing, management of in-force transactions, and reporting. The technology is designed to help financial professionals grow their business by offering clients guaranteed income and protection solutions more easily. The company does not provide financial or insurance advice or sell financial products.
- Jun 2025Series B—
- Mar 2024Series B$12M
- Nov 2022Series A—
- Jun 2021Series A$3.8M
#8
Acquired · Harrisburg, Pennsylvania · founded 2020 · 418 employees$595Mraised▾
Insurance agency management solutions for the insurance industry. It provides strategic, technology, financial, and operational support. It also offers real-time budgeting and robust financial reporting solutions.
- Jan 2024Conventional Debt$330M
- Jan 2023Seed—
- Dec 2021Conventional Debt$265M
#9
Series B · Conshohocken, Pennsylvania · founded 2019 · 21 employees$21Mraised▾
Provider of an app-based platform for consumer debt management solutions. It provides cash advances for users before defaulting. It uses data and analytics to assess a borrower's financial health and offers debt repayment solutions. Its app is available for Android and iOS users.
- Jan 2025Series B$33.8M
- Oct 2023Series A$10M
- Jun 2023Series A$4M
- Jun 2023Conventional Debt—
#10
Acquired · Philadelphia, Pennsylvania · founded 2012 · 16 employees$227.6Mraised▾
Provider of financial management tools for small businesses and freelancers. It offers expense tracking, invoicing, and tax filing solutions. The platform provides automated expense categorization, payment tracking, and invoice management. It also offers support from experts for bookkeeping and value-added tax.
- Apr 2024Series D$87.9M
- Aug 2022Conventional Debt$35.9M
- Jul 2022Series C$3.3M
- Dec 2021Series C$35.9M
#11
Series A · Malvern, Pennsylvania · founded 2019 · 46 employees$13Mraised▾
Banking software suite for financial institutions. Its products include AKUVO ProAct for cloud-based loan portfolio management solutions, AKUVO Aperture for API-enabled portfolio risk management, and more. It features machine learning-enabled portfolio analysis and monitoring, identity management, credit score mitigation, and more.
- Mar 2025Series A$3M
- Apr 2023Series A$10M
- Mar 2022Seed$3M
#12
Series A · Philadelphia, Pennsylvania · founded 2017 · 38 employees$16.1Mraised▾
Provider of cloud-based EDI solutions to the logistics industry. Product offerings include a solution to store supply chain data, provide integration solutions for external systems via APIs/EDI. It also provides solutions for tracking and automating agent bookings.
- Jan 2025Series A$825K
- May 2022Series A$11.1M
- Apr 2021Series A$5M
Funding & investor landscape
Notable founders
Market landscape — 10 sub-themes by coverage
Share of FinTech coverage by sub-theme.
Regulatory-risk over time rising
Funding & growth over time
funding rising · growth rising
How research on Fintech is moving in the United States
A read on the academic research around Fintech — which themes are gaining ground, the institutions and researchers driving them, and how the tone is shifting. Based on 907 United States-affiliated papers.
- Film Independent54
- United States Department of Commerce26
- Community Partners22
- University of Virginia18
- International Monetary Fund12
- Financial services42
- Database transaction16
- Payment15
- Scalability12
- Credit risk11
- Financial services7→190
- Financial inclusion2→74
- Payment2→50
- Mobile payment3→29
- Leverage (statistics)1→21
- Financial services9→149
- Financial inclusion1→56
- Payment2→27
- Investment (military)1→19
- Cryptocurrency1→17
Where fintech is researched across United States
Location clusters by institution affiliation — each city's volume, stance tone, and a quick read on its hot topic, what's advancing, the opening opportunity, and the main concern.
Who's filing fintech patents in the United States
United States fintech patent filing is accelerating — 20 filings from 16 assignees (2016–2025), led by Mastercard International, Verifone, Financial Cloud Innovations; annual filings 1→7.
- Mastercard International20
- Verifone4
- Financial Cloud Innovations2
- Atombeam Technologies2
- Salah ALI Khalil1
- LNW Gaming1
- Kassetty Nikhil1
- DR Mariappan RAJA1
Common questions
Riya reads income statements for fun. She covers the real money in a sector — revenue, growth, who actually earns — and never met a vague claim she didn't want a number for.